If every RUclipsr starts comparing inflation values, then they can't emphasize the 25 crore, 12 crore waow. Wow factor will turn into night mare and no one will view the videos.
As per Inflation values the assets value of 1 cr will be 7.6 cr after 30 years. So idly the 12 cr value will be equal to 1.7 crore after 30 years. Invested 1.1 cr till 30 years and inflation adjusted actually we are getting 1.7 cr. And after 30 years tax will be sky high. So now calculate the actual return
1. If there are no increments, then you have an option to STOP step up for a year. 10% was an example, but you can take 3-5% is what I have seen YoY. 2. Inflation is also covered with compounding and Term Insurance calculates 5% avg inflation rate. 3. GST is also included in your expenses YoY and your investment is also taken into your consideration using 50-30-20 rule. Every financial start of the year, you have to sit for a day and reassess you expenses, coverage and investment with Top-ups. this will save you a lot in a long run.
Insurance is a required thing, but if the companies give its returns to all genuine cases. Companies dont give data of settled cases, how many given full benefits and how many claims rejected outright. If you deep dive into the details you know the actual truth. I have stopped all insurances.
How many people get a consistent 10% increase, ok amount may vary and understand we need to consider that x%. But can we invest everything in savings, what about inflation, what about expenses increase that eat up hike. Entire increase amount into savings is impractical. However, the msg is well understood, thanks. Step up insurance point is great. And much thanks for the info on ACKO in one of the videos. Much grateful for that
I love your Videos Rachana. Extremely informative and keep up the great work. Generally speaking , I would really like to understand why nobody ever talks about what a person who is in his early fifties needs to do. We are the in between generation that took care of our parents, our children and made them capable of investing so early in Life. Investment options and approach for 20+ year old are relatively easy given the benefit of time they have for wealth creation. I wish someone also covers our Gen Z which grew up without this massive awareness and in a different set of circumstances.
Teaching step up sip at this point in your RUclips journey is like teaching pg students and coming back to kindergarten. Just to promote term insurance you need better 💡
I sold an apartment in Springfield and made about $250K. I was frustrated when I only earned $171 in interest from a regular savings account. After doing some research, I was advised to invest in stocks. Are these stocks a good point to start from?
While the stock market is promising and can give good ROI, expert guidance is essential for effective portfolio management so you don't get burnt out in the market as it is very volatile.
I opened an online high-yield savings account with 5.12863% interest compounded daily, expecting to get $2,500 in interest on my initial $50,000 at the end of the month. Instead, I only received $420. When I inquired, I was told the interest is calculated daily, which was not clearly stated on the website. My partner advised me to divert into stocks through an advisor, and in just six months, I achieved over 80% capital growth, excluding dividends. Highly recommended!
Pls how can i meet this advis0r? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest.
Superb and Amazing interactive Video... please continue with the same kind of interactive videos for better understanding. Salute to You and Your Team... (Editors and others)
Hello Rachana mam, we all talk about SIPs and compounding. Could you please tell us any one instrument where we can start doing SIP like you have mentioned for 20 years and get the same benefits? Any MF or other instrument?
Rachana I am a very long follower. Please do a video on Term Insurance who don't have a Salary how to get a Term Insurance it will be useful for many people in India who are very are at all aware of anything.
How could we benefit maximum from investment in mutual fund through lump sum instead of sip if we do not have a regular income base .. especially in case of home maker's
I will be forever grateful to you Mrs Trisha, I really don't know how to appreciate you, you change my life and my family situation, a huge thanks to her expert Trisha❤❤🎉
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
But 12% every year may not be the case. It may vary, sometimes negative as well, when covid kind of situation occur. But we can think of 8 to 10% avg. rate. Also tax will be there as well.
i have started my investment journey 6 month back and i'm investing 15,000 and each fund 5,000 -> UTI Nifty 50 Index Fund -> HDFC NIFTY Next 50 Index Fund -> ICICI Prudential Midcap 150 Index Fund i'm planning for next 20 years, what you think about this and any suggestions.
I accumulated a total of 89 thousand today. I am truly grateful for all the knowledge and information you have given me over the past few weeks. I started with 5 thousand 2 months ago .God bless you Deborah
l've always wanted to be involved for a long time but the volatility in the price has been very confusing to me. Although I have watched a lot of RUclips videos about it but I still find it hard to understand😊
Woww.. 7000+ reviewsss...!! Such a big number.. But they are very very very very less when compared with the number of views of your video.. Why DITTO..?? not justifyable.
Aree didi tax nahi bharega kya lagta hai chandu sabka bandu hai😂 But seriously how about income tax and getting into sip of ESSL tax fund is good 15 % tax ka zatka aur capital gains tax ka tadka thoda spicy nahi hai What is your answer ma'am
The respect and credibility you had when you started your channel is going down an exponential rate! 📉 So many useless unrealistic assumptions such as who earns 1.5lac per month in India at the age of 22 (unless you're are IIT pass out etc). Who gets 10% hike every year?
✔️Ditto► Buy Spam-free Term Insurance: ditto.sh/vhyo5w
Inflation, Increment & Taxes are laughing in corner 😂
💯
😮😅😂😂
If every RUclipsr starts comparing inflation values, then they can't emphasize the 25 crore, 12 crore waow. Wow factor will turn into night mare and no one will view the videos.
As per Inflation values the assets value of 1 cr will be 7.6 cr after 30 years. So idly the 12 cr value will be equal to 1.7 crore after 30 years. Invested 1.1 cr till 30 years and inflation adjusted actually we are getting 1.7 cr. And after 30 years tax will be sky high. So now calculate the actual return
Hi Mam
Can you pls help make Vedio on US stock investing and suggest some good stocks .
1. who gets annual increments of 10%
2. what about inflation?
3. what about taxes?
1. If there are no increments, then you have an option to STOP step up for a year. 10% was an example, but you can take 3-5% is what I have seen YoY.
2. Inflation is also covered with compounding and Term Insurance calculates 5% avg inflation rate.
3. GST is also included in your expenses YoY and your investment is also taken into your consideration using 50-30-20 rule.
Every financial start of the year, you have to sit for a day and reassess you expenses, coverage and investment with Top-ups. this will save you a lot in a long run.
@@amithkumar867 hey! insightful and very well articulated. Useful. thanks 👍
she is not talking in absolute terms . These are examples . Choose your own figures .
Insurance is a required thing, but if the companies give its returns to all genuine cases. Companies dont give data of settled cases, how many given full benefits and how many claims rejected outright. If you deep dive into the details you know the actual truth. I have stopped all insurances.
How many people get a consistent 10% increase, ok amount may vary and understand we need to consider that x%. But can we invest everything in savings, what about inflation, what about expenses increase that eat up hike. Entire increase amount into savings is impractical. However, the msg is well understood, thanks. Step up insurance point is great. And much thanks for the info on ACKO in one of the videos. Much grateful for that
Whatever we do Nirmalatai will take away all. So first find a solution for that then we will think of twisting and tweaking
Can you take a class on REITs & INVITs basically concentrating on what should be the modus operandi of investing in these Securities.
I love your Videos Rachana. Extremely informative and keep up the great work. Generally speaking , I would really like to understand why nobody ever talks about what a person who is in his early fifties needs to do. We are the in between generation that took care of our parents, our children and made them capable of investing so early in Life. Investment options and approach for 20+ year old are relatively easy given the benefit of time they have for wealth creation. I wish someone also covers our Gen Z which grew up without this massive awareness and in a different set of circumstances.
Whole world knows... U r too genius and genuine...👍🏻
Great sharing Maam ….. everyone will get to learn a lot from this
Teaching step up sip at this point in your RUclips journey is like teaching pg students and coming back to kindergarten. Just to promote term insurance you need better 💡
I sold an apartment in Springfield and made about $250K. I was frustrated when I only earned $171 in interest from a regular savings account. After doing some research, I was advised to invest in stocks. Are these stocks a good point to start from?
While the stock market is promising and can give good ROI, expert guidance is essential for effective portfolio management so you don't get burnt out in the market as it is very volatile.
I opened an online high-yield savings account with 5.12863% interest compounded daily, expecting to get $2,500 in interest on my initial $50,000 at the end of the month. Instead, I only received $420. When I inquired, I was told the interest is calculated daily, which was not clearly stated on the website. My partner advised me to divert into stocks through an advisor, and in just six months, I achieved over 80% capital growth, excluding dividends. Highly recommended!
Pls how can i meet this advis0r? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Ma'am please do not let go your animation team. They are doing amazing to clarify everything even for a novice. Much appreciated.
Thanks for the disclaimer.
Superb and Amazing interactive Video... please continue with the same kind of interactive videos for better understanding. Salute to You and Your Team... (Editors and others)
What is the status of Jumptrade Nfts ? Does owner settle in Dubai ?
Mam can you please explain how the expense ratio works , because we don't know on what basis this applies
Hello Rachana mam, we all talk about SIPs and compounding. Could you please tell us any one instrument where we can start doing SIP like you have mentioned for 20 years and get the same benefits? Any MF or other instrument?
Should the step-up amount be made in the same scheme, or can it be allocated to different schemes as well?
Madam, sip is not control sebi ... How we trust in sip.. plz explain
Rachana I am a very long follower. Please do a video on Term Insurance who don't have a Salary how to get a Term Insurance it will be useful for many people in India who are very are at all aware of anything.
How could we benefit maximum from investment in mutual fund through lump sum instead of sip if we do not have a regular income base .. especially in case of home maker's
''Pro investor members''
PLEASE tell what are stocks of month August????
Sure.. Tell us the name of the stock, we will share half of your monthly subscription fee.
😜
I will be forever grateful to you Mrs Trisha, I really don't know how to appreciate you, you change my life and my family situation, a huge thanks to her expert Trisha❤❤🎉
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
Please do you have any links or information about her, how can I reach her??
Bot
But 12% every year may not be the case. It may vary, sometimes negative as well, when covid kind of situation occur. But we can think of 8 to 10% avg. rate.
Also tax will be there as well.
Hindustan Unilever 3250 for short term, 3700 for long term
Hi man…can u educate us on the health insurance policies for pets?? There is not much in the internet to get a basic idea
Can you please recommend the mutual funds for next 10 years
Your explanation is very simple mam
Thank you 🙂
Please suggest some best health insurance policy.
i have started my investment journey 6 month back and i'm investing 15,000 and each fund 5,000
-> UTI Nifty 50 Index Fund
-> HDFC NIFTY Next 50 Index Fund
-> ICICI Prudential Midcap 150 Index Fund
i'm planning for next 20 years, what you think about this and any suggestions.
Reliance industries, short term 3250, long term 3400
thank you ma'am. You teach very boring topics in a very interesting way
I accumulated a total of 89 thousand today. I am truly grateful for all the knowledge and information you have given me over the past few weeks. I started with 5 thousand 2 months ago .God bless you Deborah
Hello!! how do you make such monthly, I'm a born Christian and sometimes I feel so down of myself because of low finance but I still believe in God
Thanks to my co-worker (Johnson ) who suggested expert Deborah Davis
l've always wanted to be involved for a long time but the volatility in the price has been very confusing to me. Although I have watched a lot of RUclips videos about it but I still find it hard to understand😊
I'm interested
Alright thanks for the recommendation, but how do I reach her?
AWESOME as usual !
Thank you 😊
What about the tax on this?
12.5 percent as per latest budget. 12.5 on the profits earned and not the invested amount.
One more I want to about money back insurance policy is it beneficial
Please explain about japan stock market
She might have missed the disclaimer - "Paid promotion" for this video
I thought something new I will listen this time . But alas , …..
Kya madam janta ka maza le rahi ho ditto ka add karke. 😊😊😊😊
What a wonderful thing you are able to speak English 😅
Great video ❤🎉
Glad you liked it!!
Mam you are awesome ❤
15:39 needs policy correction. 😊
How many here were able to invest 15k monthly at the age of 22?
Ensure strict action immediately and send him to jail for this heinous crime
Does everybody really get increment every year 😮?
Awesome 😊
Landmark cars, target 750
Mam please do a video about ubit coin is it real or scam
the video was disappointing.
Again I have six shares of indian oil aamm.. How dividend would get me 😅😅??
Chandu earned 31cr by taking market risk while govt earned 3 cr by just doing nothing.
Woww.. 7000+ reviewsss...!! Such a big number..
But they are very very very very less when compared with the number of views of your video.. Why DITTO..?? not justifyable.
2 Lakh in 22 is >>>>> 1.5Cr at the age of 60.
Full advertisement video
. Waste of time.
Purely promotional Video 😅
Can a single person hve two life insurance?
Of course
yes
SBI Innovative opportunities fund ver video banva na
Mam i am just 17 year old
Is trading best option for my carrier
Pls ans. 🙏
No bro... ..invest in nifty, it,gold bess etc. In Small small steps
you ca invest in high quality stocks for long term after reviewing their financial records , but not trading at such early stage.
Not trading you just invest in stock market. Invest in quality stock or mutal fund
What a fantastic Video!! You are GURU DRAUN of Investing Thanks a lot and my Blessings to You. I am following you for last three years
Only basic compounding concept.. More of ditto advertising video.
Whatever it is, for those who don't know this it's something more important.
How much Nirmalaji will deduct as tax in this 😂
Mam step up sip me amount bhi jada pay kiya na
Hey just want to confirm, please see the total value invested vs return in %...
See the magic then 😂
Aree didi tax nahi bharega kya lagta hai chandu sabka bandu hai😂
But seriously how about income tax and getting into sip of ESSL tax fund is good 15 % tax ka zatka aur capital gains tax ka tadka thoda spicy nahi hai
What is your answer ma'am
So many negative comments but still no dislike?! Why guys??! Dislike button is there for a purpose 😅
Inflation 6% 😂
😮😮
Is there any WhatsApp group
Mam
nothing new for regular viewer other than promotion
Bs bechna h ditto insurance baki sb bkchodi.....
La la land
Hindi me samjaya karo mem
The respect and credibility you had when you started your channel is going down an exponential rate! 📉
So many useless unrealistic assumptions such as who earns 1.5lac per month in India at the age of 22 (unless you're are IIT pass out etc). Who gets 10% hike every year?
Ditto sathi kahipan😂