However, if one will be receiving retirement-healthcare from their employer, then all one really needs is an FSA (especially if someone likes their "cadilllac insurance"). But, I do agree that the majority of people will not have this wonderful retirement-benefit, so in that case I am all for having an HSA.
However, if one will be receiving retirement-healthcare from their employer, then all one really needs is an FSA (especially if someone likes their "cadilllac insurance"). But, I do agree that the majority of people will not have this wonderful retirement-benefit, so in that case I am all for having an HSA.