2023 Top Savings Accounts: High Interest and Great Benefits

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  • Опубликовано: 22 дек 2024

Комментарии • 904

  • @daniellebenning5706
    @daniellebenning5706 Год назад +394

    Capital one 3.4% no fees
    Marcus Gold Sach 3.75% no fees
    Synchrony 4.0%
    Bask Bank 4.35%
    Bank purely money market 4.5%

  • @waynebabb3336
    @waynebabb3336 Год назад +12

    I'm a Captial One member for 10+ years. Check your current savings interest .30%!! The reason I say check is because the new term of savings is called "Performance Savings" at 3.40%! It's not an automatic change over. If you have the .30%. First open the new Performance and then transfer the funds too the new acct. If you have multiple accts repeat the steps for each acct. Now let growth begin of more %!!
    Also, if you have a checking acct no fees for foreign purchases or surcharges transactions on your travels. Yet, call the Customer Service too let them know your traveling before said trip. I hope this extra is helpful because I LOVE this channel of A/O info!!!! Thnx my Brother and keep up the great work!! 👊

  • @ThePhenomenalDemar
    @ThePhenomenalDemar Год назад +16

    I have Capitol One yield savings and American Express yield savings. It's nice to see how much interest you're getting on your money on a monthly basis compared to having it sitting in a traditional savings account where you get nothing.

  • @mahoganychic841
    @mahoganychic841 Год назад +22

    Got me feeling all smart and stuff. I had a Capital One savings account before this video!!! Still learning to be financially savvy.

  • @royrussell6815
    @royrussell6815 Год назад +271

    I'm glad I got into trading when I did because it was a turning point for me financially it was my best decision ever. All thanks to Mrs Rose Marie Wayne her set skills are amazing

    • @lamyami
      @lamyami Год назад

      I have been hearing about this Mrs Rose Marie Wayne and her exploits in the trading world but i have no idea how to reach her. Please can you give me her info?

    • @royrussell6815
      @royrussell6815 Год назад

      FXTRose is her username

    • @royrussell6815
      @royrussell6815 Год назад

      She's on Telgram

    • @briansincere3663
      @briansincere3663 Год назад

      ​@@royrussell6815 .😊😊

  • @TB-ev2hg
    @TB-ev2hg Год назад +2

    I have Capital One Savings accounts. While listening to you, I stopped and checked those accounts and i was only earning .30% (360 savings). I immediately opened a new account (360 performance savings) for the 4.15% and transferred all funds to this account. I already park my emergency fund with Synchrony. Thank you❤

  • @JWNS08
    @JWNS08 Год назад +92

    Thank you for the good message, Anthony. I’m almost in same position as you: 38, black male, single, and looking to have a family one day. Good luck to the both of us 😊.

  • @baileymclean8186
    @baileymclean8186 Год назад +202

    The rich are money minded. That is one thing I learnt from the start. I have always wanted to build wealth. I have set out $80k that I had been saving since 2020, and I want to put it in the stock market so I can grow my wealth. Any recommendations?

    • @glenbert1396
      @glenbert1396 Год назад +2

      It's really good that you do this. I know many people who have made a lot of money from the stock market. If you want to become a pro, however, you must spend a lot of time studying the market or hire an investment advisor who really knows what they are doing.

    • @lisaollie4594
      @lisaollie4594 Год назад +3

      In fact, people underestimate how much they can make in the stock market. Started investing $60,000 in REITs and dividend-paying stocks just before the pandemic hit. A lot of people's portfolios went haywire, but I persevered with my financial advisor and even made more than $86,000 within just five months of starting and it's been a blast ever since.

    • @lisaollie4594
      @lisaollie4594 Год назад +3

      The thing is, I really don't like giving such recommendations. Conduct your due diligence. I have been working with "LISA ELLEN SHAW" for about four years now and she has had decent returns. If it is at your discretion, you can proceed

    • @fallback8314
      @fallback8314 Год назад

      ​@@lisaollie4594you made 17k in 5 months???

  • @mercyjalpert4494
    @mercyjalpert4494 Год назад +21

    Great timing AO to make this video. I was about to open the Prize Pool account, but these top 5 make sense. Let's grow our $ in 2023!

  • @jbivphotography
    @jbivphotography Год назад +36

    I currently have a couple of savings accounts. One you mentioned with Synchrony bank and also Ally bank, which wasn't listed here. Ally bank currently has an APY of 3.6%

    • @naturalsbynya6194
      @naturalsbynya6194 Год назад +5

      I have about 4 savings accounts with Ally for many yearss and its been great, but how has Synchrony been for you bc that's the one I was going to go with first??

    • @JWNS08
      @JWNS08 Год назад +2

      I have an online savings account with Barclays and it also currently has an APY of 3.6% which is the highest it’s been since I have been with them (about 8 years).

    • @tarynbirdon
      @tarynbirdon Год назад +2

      @@naturalsbynya6194 my same question. I saw some reviews on it (Synchrony) and they weren’t that great 😅

    • @jbivphotography
      @jbivphotography Год назад +1

      @@naturalsbynya6194 it seems fine i’ve been using them for about 4 years now and haven’t had any issues

    • @sharikagrant6379
      @sharikagrant6379 Год назад

      I’ve been using Synchrony Savings account for 6 years.

  • @dreamer8432
    @dreamer8432 Год назад +4

    When you said take care of yourself first I felt that I’m trying get my stuff together single father of two boys 👌🏼 come Monday I’m opening one or two saving account

  • @maameabena5969
    @maameabena5969 Год назад +120

    I use Marcus and Ally. Ally's APY is currently 3.60, and no monthly fee is charged. I love it and I enjoy seeing the interest rates every month 😁😁

    • @mw-ny7gq
      @mw-ny7gq Год назад +2

      Love Ally. They just upped their APY to 3.75%

    • @Iamstaceek
      @Iamstaceek Год назад +2

      I have ally too

    • @luv_ajee
      @luv_ajee Год назад

      Omggg I was looking at Ally, and Capital One but something about Ally was pulling me there!!!

    • @itsdolph5278
      @itsdolph5278 Год назад +1

      Well i have murcus and nothing is growing?

    • @thelostandunfounds
      @thelostandunfounds Год назад

      Bitcoin 10.41% in last month.

  • @gracelandenterprises2536
    @gracelandenterprises2536 Год назад +10

    I just opened a Capital One high yield savings 3.40%

  • @imeverywoman8747
    @imeverywoman8747 Год назад +7

    I just opened an account with Capital One in February. I have 90% of my funds in a credit union. I've been transferring to the high yield account monthly. Thank you for this❤

  • @uniquelyshellz
    @uniquelyshellz Год назад +13

    Wow, we need tough love. I learned some valuable information. Thanks for sharing AO. God Bless you and your team.

  • @lovelylia277
    @lovelylia277 Год назад +6

    Thanks for this info. Just moved to bask bank (4.35%) at the end of March and at the end of the month, saw that I had made more interest in that account than I had made after ~3-4 months at my prior bank!

  • @bellad1063
    @bellad1063 Год назад +43

    I got Marcus on the 1st March! Deposited 5k emergency funds. Clean and crisp interface app and website. 2 min wait time to speak to a rep. Quick transfers from 2 other banks. 🤷🏾‍♀️

    • @waynebabb3336
      @waynebabb3336 Год назад

      Chk my comment!!!

    • @kesha1402
      @kesha1402 Год назад +2

      Do you have the quick access that he was talking about

    • @bellad1063
      @bellad1063 Год назад

      @@kesha1402 I don’t see why I wouldn’t be able to have the funds transferred from my Marcus to one of checking accounts within 2-3 days. I have never tried. I keep 600 or so handy in the checking accounts.

    • @YoboyJJJ
      @YoboyJJJ Год назад

      It takes 1 business day to get your money out I have banked with them for a few years great place to put your money.

    • @idefinemybeauty
      @idefinemybeauty Год назад +1

      I’ve had my acct with them for years. Awesome bank easy saving acct.

  • @bernadettegreaves5397
    @bernadettegreaves5397 Год назад +5

    Thanks Anthony I did what you said. As someone working in the banking field I should know this. Wells Fargo isn’t really serving my needs at this time! I’m making the shift. I opened Marcus capital one and synchrony. Thanks!!

  • @drakejack8165
    @drakejack8165 Год назад +6

    You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multimillionaires.I pray that anyone who reads this will be successful in life

    • @jackjacket1398
      @jackjacket1398 Год назад

      This must be an investment with Mrs Erna Solberg ❤❤❤❤❤❤❤❤❤

    • @jackjacket1398
      @jackjacket1398 Год назад

      She helped me get back what I lost while trying to trade.❤❤❤❤❤❤❤❤

    • @Jeff_Anderson
      @Jeff_Anderson Год назад

      After watching so many RUclips videos about trading was still making looses untill Mrs Erna Solberg started managing my investment now I make $8,200 weekly. God bless Mrs Erna Solberg . She have been a blessing to me and my family.❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤

    • @mohammedj747
      @mohammedj747 Год назад

      I'm from india and two others of my friend's tried her immediately we testified, her performing wonders❤❤❤❤❤❤❤❤❤❤❤❤❤❤

  • @Kitanya01
    @Kitanya01 Год назад +7

    Capital One also have a 5% CD for 11 months for March. Thinking about doing that too

  • @SheisHer95
    @SheisHer95 Год назад +30

    Thankyou Anthony. I remember you teaching my youth class at bethel chuch in Jacksonville FL now I have my own kids and still learning from you and getting them prepared for life!

  • @tahjanaejenkins8307
    @tahjanaejenkins8307 Год назад +10

    I really love how you give off information so effortlessly. Thank you and keep doing a great job🙌🏽

  • @jacquelinegarrison8277
    @jacquelinegarrison8277 Год назад +5

    Thank you. Affirm is 3.75% saving and it's good for increasing credit.

  • @rathkhan1114
    @rathkhan1114 Год назад +3

    Omg! This is eye opening video. So true my brother. Live below your means to be successful in the future.. work hard put it on action.

  • @ventclinic945
    @ventclinic945 Год назад +12

    Just signed up for the impact creators group… on a monthly plan but hey I had to take this opportunity now … I love the content and I believe that you and your team can truly help people!! Let’s go !💪🏾

  • @judyguardiola2491
    @judyguardiola2491 Год назад +6

    Thank you for the info.
    I have been helping a son to get his life right..
    Now am 62 years old with no saving and very stress out.

  • @fragile00
    @fragile00 Год назад +5

    Discovered the wonders of HYSA’s last year and haven’t looked back since. I LOVE getting paid every 1st of the month from my savings. Used to watch you on Ramsey so cool to have your new show!

  • @velissalewis5321
    @velissalewis5321 Год назад +1

    I just woke 10 people up sending them this video.. Thank you for what you do. You are appreciated.

  • @trinagirl8685
    @trinagirl8685 Год назад +7

    I absolutely LOVED this video and delivery by Anthony. I immediately subbed! The passion of the commentary sprinkled in between the valuable information provided was so refreshing.

  • @selfsoulpurity_7751
    @selfsoulpurity_7751 Год назад +2

    Up thinking about my finances and I’m so glad I was led here. Ready to do my homework

  • @seren07
    @seren07 Год назад +3

    Hi Anthony- Can you touch on the tax aspect of having a high yield savings account as it pertains to interest accrued.

  • @eMARie905
    @eMARie905 Год назад +2

    Thanks so much for the information! Do you have list of credit unions that give you something for just parking your money with them for a minute??

  • @taajalston5388
    @taajalston5388 Год назад +23

    I did some additional research and came across CIT Bank which has a savings account option up to 5.0APY. What I saw is that it's a long term savings option that could go towards a house. Like most of the banks mentioned, no maintenance fees and a FDIC member. I'm intersted in CIT because I'm trying to save to buy a home. What I also learned is that CIT is a branch of First Citizens Bank, which acquired SVB. Is that something I should be concerned about if I decide to go with CIT?

    • @acesmooth8292
      @acesmooth8292 Год назад +1

      No really... SVB stored their money in bonds. FCB basically just took over all their assets including the bonds for dirt cheap. Now when rates go down in the value of bonds increase FCB would have made 100+ billions off of a minor cost to take control. UBS did the same with credit Suisse.

    • @chriswaters2809
      @chriswaters2809 Год назад +2

      I heard they have bad customer service but they rate is so nice! I coudnt do it I need good customer service from a online bank I went with discover

    • @missdesireindependance5194
      @missdesireindependance5194 Год назад +4

      Just make sure it’s fdic insured.

  • @traceyalexander9847
    @traceyalexander9847 Год назад +5

    I have two Capitol One accounts. I love that it would take three days to get money from those accounts because I am less likely to bother trying.

  • @rjlt4841
    @rjlt4841 Год назад +9

    I was talking to my local bank today and they mentioned they could also offer me over 4 % on a money market account like those online banks. It never hurts to ask!

  • @staceymack6614
    @staceymack6614 Год назад +2

    I've had Capital One for years,,,, I opened a new acct and moved all of my money to that 3.4%

  • @Sherrodicus
    @Sherrodicus Год назад +7

    Brotha, thank you for sharing your gifts. This hit hard. I grew up in Jacksonville on the northside right off of Moncrief and Ken knight. I remember having to be home before dark or else there was trouble and you might not survive. You hit the nail on the head concerning not caring what other people think you have to do what’s best for you to secure your future. The sad thing is most young adults want instant gratification without thinking of the future. I have sent your a video to all of my friends because this needs to be heard. Thank you again.

    • @Hyriam09
      @Hyriam09 Год назад

      I spent a year with my sister in the same general area in 81-82.

    • @sonyalambcomer1369
      @sonyalambcomer1369 Год назад +1

      @Rod Mervin I dare to say Not just most young adults, but Most Adults. In Geneal, People are trying to keep up with the Joneses instead of living in their means.

  • @ildebernacchioni2826
    @ildebernacchioni2826 Год назад +1

    Capital One now at 4%. Moving the majority of my money from BOA to Cap One almost a year ago was the best decision.

  • @donaldharris7527
    @donaldharris7527 Год назад +3

    CIBC is a high yield savings account that is FDIC insured and has a rate of 4.01%. Minimum deposit of $1,000.

  • @RiSkyNick
    @RiSkyNick Год назад +2

    Ally Bank does 4% now and FDIC insured. They also let u create category buckets without having to make a new account.

  • @WeightLosswithPCOS
    @WeightLosswithPCOS Год назад +14

    I feel like you’re speaking directly to me and I need to hear it. Cutting out some wants so I can live the life I dream of in this season of my life especially before I get married and start a family.

  • @ashleyvick6009
    @ashleyvick6009 Год назад +2

    Discover bank 3.5% but I will be opening another one at one of these banks you mentioned . Thank you

  • @MamaHarperr
    @MamaHarperr Год назад +6

    I have Cap One and the rate is currently 3.5%.
    Easy to use interface, great customer service. My only gripe is the transfer time. It takes around a full week for funds to transfer from my bank.

    • @1212LizzyLane
      @1212LizzyLane Год назад +2

      Can you Zelle yourself? That’s what I do… it’s instant 😌

    • @MamaHarperr
      @MamaHarperr Год назад +1

      @@1212LizzyLane You know...I never thought of that, but I'm going to look into it!!! Thank you!😊

    • @CSMExperience
      @CSMExperience 2 месяца назад

      hey! How is it going so far? Are you getting what you expected from when you opened the acc? I am asking because I just found out about HYSA and all, opened an account on Capital One and I very excited. Thank you in advance for the update I hope you are getting what you are doing well with it! 🫡🤝

  • @veronicacruz5085
    @veronicacruz5085 Год назад +1

    FDIC insured .35 apy. Capital One 3.4% rate, no fees. High yield savings account. Build a savings account. .

  • @NicoleHall-gq1nr
    @NicoleHall-gq1nr Год назад +12

    Ally Bank is offering 5% on an 18 month CD no minimum and their savings is 3.75%. Also an 11 month no penalty CD at 4.85%.

    • @joy2come119
      @joy2come119 Год назад +1

      Thanks for the heads up

    • @lilgsmart793
      @lilgsmart793 Год назад +1

      Hey have you used Ally Bank? Is it good, trustworthy, reliable?

    • @fredonajones8026
      @fredonajones8026 Год назад

      Thanks

    • @NewYoutuber1111
      @NewYoutuber1111 Год назад

      My credit union says 5% for 7 months minimum 1000 deposit

    • @PYTU
      @PYTU Год назад

      @@NewRUclipsr1111 which one

  • @mtaylor4769
    @mtaylor4769 Год назад +1

    Alright!! I say exactly what you're saying to my family but maybe hearing it from a RUclipsr will carry more weight. Not a dig but a praise.
    Glad I found your channel.

  • @Cici-zh8ms
    @Cici-zh8ms Год назад +5

    So glad you provided this information! 🔥🔥🔥I have Bread Savings high yield savings acct and Im getting 4.25% as of 2/16/2023.

  • @DF-gq4gp
    @DF-gq4gp Год назад +14

    Thank you for such a beneficial podcast. These are things that are quickly attainable for many. Very insightful. One of your best and most informative yet.

  • @starlondon7547
    @starlondon7547 Год назад +1

    Good information, I currently get 5.15% and I love it. I noticed everytime the feds raise the interest rate, the high yield savings accounts are competing. I only deal with fdic and no fees. I had Capitol one got a thousand dollar bonus but 5.15% made me jump after I received the bonus. If you got some money you can make some money. Enjoyed your video and let's get independent.

  • @wilfredopiris7335
    @wilfredopiris7335 Год назад +9

    Ally now is at 3.60 APY💪🏽. I love banking with them

    • @6speed818
      @6speed818 Год назад

      I've been with ally for over 12 years. They Been great. But kinda scary now banks are failing and people are saying they might be next

  • @chadan3504
    @chadan3504 9 месяцев назад

    Glad I ran across this video. I just got my car through CAP1 and I'm rebuilding after a bankruptcy so this is awesome news. Thank you

  • @MrMadCityFunk23
    @MrMadCityFunk23 Год назад +8

    As always you bring gems and tremendous value to your audience. Thanks for being an inspiration to all people!!!

  • @javennabellingerlearnsomething
    @javennabellingerlearnsomething Год назад +2

    Thanks for Rocking with us and providing valuable financial information to your viewers!!!
    Also thanks for not charging to take a course to gain access to this essential information! Some people just need knowledge!💯
    May God continue to bless your financial growth and personal growth for helping his people!!!🙏

  • @carmeusjacob
    @carmeusjacob 10 месяцев назад +1

    I like Diacover bank because they have a high yeild savings account that rivals capital one and american express and the checking account has cash back like a credit card.

  • @NSJ8731
    @NSJ8731 Год назад +25

    I have a Capital One High Yield Savings account. I have had the account for the last two years. One for my husband and I. One for our 5 year old daughter. I will be opening two more accounts this summer as my family grows I’m expecting twins.

  • @teri8991
    @teri8991 Год назад

    I’m a first time watcher & listener. Love, love love your interview content brother. I was deeply touched by Ms. Mignon Francois story as I listened last night. This morning the Lord awakened me at 3:06 AM, I got up to read His word, listen & pray. I have God given dreams to fulfill. ❤😊❤😊

  • @stephaniemorris9337
    @stephaniemorris9337 Год назад +17

    You are right, brother! I am a teacher and my daughter was concerned that she would have to help me, but I have been reading and planning and learning from people like you. So, now my son and daughter know, I will not be a burden to them.

  • @sylviacobbs4016
    @sylviacobbs4016 Год назад +4

    Sir, have you looked into how insurance policies can be a savings vehicle? Thank you for the information already shared.

    • @cherylgordon6436
      @cherylgordon6436 Год назад

      A savings vehicle for whom the insurance company or you most don't understand that and how would actually work

  • @codyrienstra2366
    @codyrienstra2366 Год назад +48

    Love your valuable content Anthony! Also love your genuine concern and care for everyone, as well as being considerate and honest. I think you're doing phenomenal work by informing people with helpful information, and most importantly providing optimism and positivity. Moreover; I appreciate your level of self reflection and self accountability, you truly are a leader. Thank you for all that you do!

  • @CristianDJMrtnz
    @CristianDJMrtnz Год назад +2

    Awesome content!!! Just found your channel brother, thanks for your time!! Puerto Rico 🇵🇷

  • @JacobHussBalt
    @JacobHussBalt Год назад +8

    Ally Bank has a pretty good APY and it's FIDC insured

  • @bjmorgan3092
    @bjmorgan3092 Год назад

    Discover Online Banking 3.75%.
    No fees, no minimum, and having their credit card not required. 12 month CD currently 4.5%. I love Discover Bank. ❤️

  • @fitfanAnn
    @fitfanAnn Год назад +9

    Opened a HYSA with PayPal just this week. Their banking services are provided by Synchrony and they're at 4% right now. Would love to see you do a video on T-Bills...those rates are increasing right now as well.

    • @d.nzegwu2154
      @d.nzegwu2154 Год назад +2

      I did the same. I opened with PayPal as well.

  • @karenjohnson5793
    @karenjohnson5793 9 месяцев назад

    Hi Anthony, I’m new to your channel. Thank you for the information on the high yield savings and 5 of the bestFDIC insurance banks. I bank with SC Federal Credit Union with no savings but that’s about to change after watching several of your videos..it’s a blessing to have stumbled across your channel. I will start with snowball method.. Thank you Sir. God Bless You! 🙏🏾💙

  • @marthagichia
    @marthagichia Год назад +6

    Great message! God bless you.

  • @TheFoodReview
    @TheFoodReview Год назад +1

    Sold my house, parked the money in a capital one savings account! Made 50 plus bucks the first month! Versus pennies in a chase savings

  • @carolramos8350
    @carolramos8350 Год назад +3

    You’re videos are so real and motivating. You make me want to save! 🙌🏽💰💰💰

  • @VangelisFilms
    @VangelisFilms Год назад +1

    Preach! How do you feel about online banks like Evergreen Group or Pacific Western that are currently offering 5%+ ?

  • @rodneycorbett893
    @rodneycorbett893 Год назад +5

    You have to remember you should always have cash on hand in case of emergency here what if all the ATMs go out in the credit cards don't work due to the economic downturn with the system

  • @innermindgame
    @innermindgame Год назад +2

    What is APY,,? im watch the video from Africa Kenya.. Thanks AO for all great things u r doing to our lives.

  • @junkandthangs
    @junkandthangs Год назад +4

    Capital One… make sure it’s the 360 Performance Savings Account not the old 360 you may have previously had. The interest rates are different

    • @Native722
      @Native722 Год назад +1

      Yup, I got the old one 0.30 apy

    • @junkandthangs
      @junkandthangs Год назад

      @@Native722 yeah change to performance

  • @shannn7812
    @shannn7812 Год назад +1

    Excellent! This is life-saving information!

  • @YashEngineer
    @YashEngineer Год назад +3

    I use CIT bank and American Express High Yield account.

  • @crisstysantana
    @crisstysantana Год назад +1

    This was wonderful, very knowledgeable and well explained. Thank you!

  • @calina4258
    @calina4258 Год назад +4

    Hey
    Anthony love you. You are so knowledgeable, blessed and a blessing to all people. May God continue to bless and keep you always!!!!! Yes I have been with Capital One Bank for years. Very good bank. Even Wal-Mart keeps their money in this bank. Much 💕😘

  • @jerrygregory4613
    @jerrygregory4613 Год назад +1

    I move my money from Regions to American Express High Yield account and I wish I would've done it sooner. My apy with Regions was 0.17 cents. Within a month with AE and my interest was 6 times more. Next going to open up an Emergency fund account.

  • @Cristian_M_
    @Cristian_M_ Год назад +14

    Starting early is simply. The best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year’s experience, I was able to build a suitable life because I invested early ahead this time.

    • @ademusiaka7198
      @ademusiaka7198 Год назад

      Wow, really. I was able to make my $25k on investment

    • @sarkiali3958
      @sarkiali3958 Год назад

      ​@geralyncainglet2626I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings

    • @aaronferrell3129
      @aaronferrell3129 Год назад

      You’re right but a lot of people remain poor due to ignorance

    • @Brookeinda
      @Brookeinda Год назад

      Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

    • @Bireshprema
      @Bireshprema Год назад

      I’m new to cypto trading, feels overwhelming but I won’t give up on learning this. Thanks for your clear explanation from the very beginning!

  • @anniemo3319
    @anniemo3319 Год назад

    I love listening to you. I will try to take my time an go over my budget. Next month i join of these banks.

  • @denisemaynard1178
    @denisemaynard1178 Год назад +5

    UFB DIRECT Preferred Savings , no minimums or fees and FDIC Insured at 5.02% APY

  • @frankellis9627
    @frankellis9627 Год назад

    I have 3 banks. Ally bank, Sofi Financials, and Navy Federal Credit Union. All with great rates 😃

  • @billadams8958
    @billadams8958 Год назад +5

    I love your message. It is accurate and makes common sense! thanks!

  • @queenvictory6916
    @queenvictory6916 Год назад +2

    I just forwarded this video to seven of my family members.🙌🏾

    • @j.l.salayao8055
      @j.l.salayao8055 Год назад

      Now, pray hard to the Lord sister. They need it.

  • @akaeke13
    @akaeke13 Год назад +4

    One key detail you missed to mention about Marcus… your money in Marcus compounds daily and paid out monthly.

  • @DPNavigator
    @DPNavigator 10 месяцев назад

    I have a Capital One saving account but I never look into the Interest rate. Thanks for this information bro!

  • @coog2011
    @coog2011 Год назад +25

    I’m using a HYSA with 5.35% APY and is FDIC insured. It’s great for just putting the money in there to saving and earn interest. No fees no minimum balance.

    • @cp553
      @cp553 Год назад +2

      which one is it

    • @lmiller6675
      @lmiller6675 Год назад +5

      You didn’t give the name of the bank

    • @itsmisslacey
      @itsmisslacey Год назад +3

      Please share the name of the bank this is! I would love to check it out 🙏🏾

    • @coog2011
      @coog2011 Год назад +5

      @@cp553 it’s called My Savings Direct. It’s a division of Emigrant Bank.

    • @coog2011
      @coog2011 Год назад +1

      @@lmiller6675 it’s called My Savings Direct. It’s a division of Emigrant Bank.

  • @elohimchavez8958
    @elohimchavez8958 Год назад +2

    Thank You Brother For Sharing Your Knowledge .

  • @brandonthomas6796
    @brandonthomas6796 Год назад +3

    Ally Bank is a good one as well. I have them and they're are always going up on their APY

  • @youngjah2010
    @youngjah2010 Год назад

    This was better then Church on Sunday!!!!

  • @tevinmusic1994
    @tevinmusic1994 Год назад +6

    I have credit karma savings account with an APY of 3.75% which been treating me good.

  • @strongwomen630
    @strongwomen630 Год назад

    Powerful testimony at 28:00 Congratulations on your inner work and growth 👏🏾

  • @luv_ajee
    @luv_ajee Год назад +3

    Omgg definitely happy I saw this video I have been tracking my money and want to save and this is a sign as well…. I’m getting my life and health insurance license. I take the test Monday!! God I see the signs ❤❤❤❤

    • @cherylgordon6436
      @cherylgordon6436 Год назад

      Congratulations on your new successful endeavors GODSPEED with that money🎉❤❤❤🤑🤑🤑🤑

  • @dpdp3805
    @dpdp3805 Год назад

    Brilliant video. Love this. Discovered you 3 years ago and we have been on the smart train after getting off at the central Stupid station 😅 Purely or Bask here we come

  • @ventclinic945
    @ventclinic945 Год назад +4

    I actually have ally bank … I started this year I have 1,200 in it … I’m reinvesting every year .. it’s a start

    • @CSMExperience
      @CSMExperience 2 месяца назад

      hey! How is it going so far? Are you getting what you expected from when you opened the acc? I am asking because I just found out about HYSA and all, opened an account on Capital One and I very excited. Thank you in advance for the update I hope you are getting what you are doing well with it! 🫡🤝

    • @CSMExperience
      @CSMExperience 2 месяца назад

      hey! How is it going so far? Are you getting what you expected from when you opened the acc? I am asking because I just found out about HYSA and all, opened an account on Capital One and I very excited. Thank you in advance for the update I hope you are getting what you are doing well with it! 🫡🤝

  • @DescendantsofAbraham2659
    @DescendantsofAbraham2659 Год назад +2

    AO we are never upset you, as you speak from a place of honesty and in love. We thank you for sharing as we are All learning in this journey called life.

  • @Jcov1984
    @Jcov1984 Год назад +10

    Discover Bank is at 3.5%

  • @patiencekumi692
    @patiencekumi692 Год назад

    I saved at Citibank, and I didn't see any high yield saving account for them. But I would like to know if they have because I don't. But it's a great list. Recent Subscriber 😊 loving your content. A young coming up lady, I just want to feed on wisdom and knowledge

  • @Becoachable
    @Becoachable Год назад +4

    Even though it does say $250,000 it’s only still a percentage of your money that is covered. So if you have $250,000 in the bank only 30% of it may be covered depending on the bank

    • @PYTU
      @PYTU Год назад

      Say what?! Which banks?

  • @deeinfinite
    @deeinfinite Год назад

    I use Citizens online high yield savings. 4.25 APY, no fees and FDIC insured.

  • @truebigman
    @truebigman Год назад +3

    I retired 1/31/22 I have a 457b that’s not getting much interest because the job is no longer adding to it. I have a decent pension and low overhead my house is 80% paid off. I like what your saying in your video how hard would it be to put that money i have in that 457b in one of those high yield accounts?

  • @hangygerard5075
    @hangygerard5075 Год назад

    Thank you so much for sharing your knowledge with us. May God bless you and your loved ones.🙏🏾