I had started 10 yrs endowment insurance plan in my 20's for an amount of 3 lakhs which is going to be matured next year. When I look back I feel that should have done it for a larger amount and a bit longer period. Now if I start another endowment plan, the premium will be high due to my age. So I would suggest everyone to start in your early age, as your age matures, the premium will not be the same.
If you start early, the premium amount price will be cheaper for a larger amount of insurance coverage. This premium will be locked for the entire duration of the coverage. ... I have made a little mistake while planning my insurance - In my 20's I took the insurance with maturity period of 10 years; thus the premium got locked at a very less price (total premium payable during the entire period was was very less than the insured amount I was given by LIC). Since it was maturing soon,...In my early 30's I have taken another policy for 20 years and the premium got locked for higher amount compared to the first. Here the total premium payable during the entire period is slightly more than the insured amount coverage that is given. I should have taken The first insurance itself for 20+ yrs as the premium would be locked once and for all... Anyways I am still happy with both the plans as I will be getting decent maturity amount on both of them
Insurance related euta full details Wala video lyaunu paryo dai. Plus 5 top companies and tyasle didai aairaheko benefits and return rate ko bare ma Pani details dinu paryo. Yo term insurance ko advantages Pani bujhaunu paryo. Hoping to get a detailed video on this from you soon. Love your videos!
Yes I have done insurance and I agree it's a force saving but in a way for coming future it's useful 😀 👍. I regret not doing in my 20s when I started earning. I suggest all the youth to do it in early age.
मलाई धेरै खुशी लाग्यो सर मैले मेरो परिवार को दुई जन छोरा मेरो श्रीमान् मेरो गरि 4 जान्को इन्स्योरेन्स गरेकी छु सो मलाई दोधर भको थियो ।इन्स्योरेन्स गरेर गल्ती गरे कि जस्तो लग्त्थ्यो तर अजा धेरै अफुप्रती गर्व लगेको छ।हजुर्को भिडियो हेरेर ।धेरै धेरै धन्यवाद हजुर्लाइ हृदय देखि नै 🙏🙏🙏🙏
1)Insurance garnako lagi agentko through nai garna parx ki aafaile ni garna milx sir? 2)aafaile insurance garda tyo particular companyko agent bannai parx ki nai? 3)life insurance garda tyasai ma health coverage pauna sakinx ki sakinna? 4)insurance plan xanda care garna parne kuraharu k k hun? Yasta dherai questionko reply vedio marfat dinu vae aabhari hune thiya.ajha insurance related vedio series nai lyaidinu vae ma jastai insurance related knowledge navako person's benifit hunthiyo hola
I've personally have learned many thing from this channel, really appreciated Keep growing your fan follows and keep providing knowledge to everyone Huge respect sir😅😅
Hello sir first of all thankyuh for this video I'm your regular viewers and I'm 20 years old rw ma ni euta life insurance garna chahanxu but ma dodhar ma xu kun ma gram vnera please kunai suggestion dinu na kun ma garda ramro hunxa please please 🥺❤
Please make a Comparison on Best Insurance Companies in Nepal….. Unbiased Research. And also about Term Life Insurance Benifits in NEPAL …. ALSO AS A Investment Plan. Please make a detailed video 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Been following this guy since quite a while now, I enrolled in SIP a couple of days back. Thank you for the infos and insights. Also, would love to hear your take on if an earning person should be having a credit card or not? Basically touching down on the pros and cons and uses of a credit card in Nepali context.
@@bikashkadel43 the one initiated by NMB , I don’t have any technical expertise but many of my friends and some experts among them suggested it. So, its good i guess.
sir term insurance ko barey ma detail li video banaunu na ? ani which company is the best company for life insurance tesko barey ma pani detail li information dinu hola..
विमा गरेर पैसा फाईदा गर्छु सोचेर कसैले पनि नगर्नुस् पैसा घाटा लाग्ने रैछ, मेरो आफन्तले फसायो मलाई अव premium नतिर्ने सोचेको छु मैले, अभिकर्ता ले पनि कसैलाई नफसाउनुहोस्, विमा खाली Risk management लाई मात्र रैछ, not for saving & increasing money.
Sir le aarko video ma bujaidinunxa vanni asha rakheko xu kata gayera karni, kasto plan haru hunxa health insurance ko kasari claim garni k k cover garxa sabai....
I had started 10 yrs endowment insurance plan in my 20's for an amount of 3 lakhs which is going to be matured next year. When I look back I feel that should have done it for a larger amount and a bit longer period. Now if I start another endowment plan, the premium will be high due to my age. So I would suggest everyone to start in your early age, as your age matures, the premium will not be the same.
True that
If you start early, the premium amount price will be cheaper for a larger amount of insurance coverage. This premium will be locked for the entire duration of the coverage. ... I have made a little mistake while planning my insurance - In my 20's I took the insurance with maturity period of 10 years; thus the premium got locked at a very less price (total premium payable during the entire period was was very less than the insured amount I was given by LIC).
Since it was maturing soon,...In my early 30's I have taken another policy for 20 years and the premium got locked for higher amount compared to the first. Here the total premium payable during the entire period is slightly more than the insured amount coverage that is given. I should have taken The first insurance itself for 20+ yrs as the premium would be locked once and for all... Anyways I am still happy with both the plans as I will be getting decent maturity amount on both of them
Very informative ❤
Could you help me with what insurance company and plan I shall go with?
Here I am already 22 is it late to do life insurance?
Insurance related euta full details Wala video lyaunu paryo dai. Plus 5 top companies and tyasle didai aairaheko benefits and return rate ko bare ma Pani details dinu paryo. Yo term insurance ko advantages Pani bujhaunu paryo. Hoping to get a detailed video on this from you soon. Love your videos!
Noted !! Should bring out more in future videos
@@IdeapreneurNepal when ? It’s been 2 month .
I wish I could have found you 10 years ago. I am just starting my career after so many years. Thank you for all your suggestion brother.
Superb brother !!! love from United Arab Emirates....🇦🇪 I started SIP after watching your video.. Thank you soo much !
Most welcome
Yes I have done insurance and I agree it's a force saving but in a way for coming future it's useful 😀 👍. I regret not doing in my 20s when I started earning. I suggest all the youth to do it in early age.
Kun company and plan lida thik hunxa insurance ko, in early 20s and a bit confuesed
@@newagene8276kun thik lagyo bro?
let's discuss...
Daiko video herera maile ipo varna suru gareko xu bidesh bata vayapani❣️
मलाई धेरै खुशी लाग्यो सर मैले मेरो परिवार को दुई जन छोरा मेरो श्रीमान् मेरो गरि 4 जान्को इन्स्योरेन्स गरेकी छु सो मलाई दोधर भको थियो ।इन्स्योरेन्स गरेर गल्ती गरे कि जस्तो लग्त्थ्यो तर अजा धेरै अफुप्रती गर्व लगेको छ।हजुर्को भिडियो हेरेर ।धेरै धेरै धन्यवाद हजुर्लाइ हृदय देखि नै 🙏🙏🙏🙏
Same here
Thank you dai, actually I was searching for this content ☺️
hlo mam. के हजुर इन्स्योरेन्स गर्न चाहनु हुन्छ। यदि चाहानु हुन्छ भने plz मलाइ सम्झनु होला
Sip rw insurance ramro layo good idea ❤️
1)Insurance garnako lagi agentko through nai garna parx ki aafaile ni garna milx sir?
2)aafaile insurance garda tyo particular companyko agent bannai parx ki nai?
3)life insurance garda tyasai ma health coverage pauna sakinx ki sakinna?
4)insurance plan xanda care garna parne kuraharu k k hun?
Yasta dherai questionko reply vedio marfat dinu vae aabhari hune thiya.ajha insurance related vedio series nai lyaidinu vae ma jastai insurance related knowledge navako person's benifit hunthiyo hola
you are the best financial adviser......😊😊 thank you so much
You are very welcome
wo Very nice insurance😊❤ information
एकदम राम्राे information दिनुभाे तर अलिकति Advance मा नेपालमा top 3 insurance कुनमा गर्दा ठिक हाेला we want more details
national, nlic , MetLife
आज सम्म्को लागि top3 Nepal life, national life & LIC हुन
Nice information , thank you sir.
Welcome
Term insurance ko barema pani detail video banaunu paryo hai sir. And thanks for this knowledgeable video. I have seen your every videos. Salute man.👏
I've personally have learned many thing from this channel, really appreciated
Keep growing your fan follows and keep providing knowledge to everyone
Huge respect sir😅😅
Thanks !! Stay connected
thank you sanjog for litreating finical through your videos Nepal youth is learning more and more wanna see more up coming days
Well explained on one of the financial planning tool,thanks a lot🙏
We want to hear more about Insurance. Plz make a video on Life Insurance.
Best video sir Thank you so much ❤️❤️
Ur welcome
Hello sir, Plz make video on types on insurance on detail
Thanku sir❤❤❤❤❤❤❤❤
Namaste 🙏 Great content
😊
Thank you ❤❤❤
You're welcome 😊
I want to know more about SIP
10 15years poxi safety measure
Withdrawal process's
Plz make another video about sip
Sir u are superb I always follow Ur every knowledge video .😊
Thank you 🙏 Well explained
Hello sir first of all thankyuh for this video I'm your regular viewers and I'm 20 years old rw ma ni euta life insurance garna chahanxu but ma dodhar ma xu kun ma gram vnera please kunai suggestion dinu na kun ma garda ramro hunxa please please 🥺❤
Nepal ko pahilo ra high bonus rate vayeko bima company National life insurance bima garna chahanuhunx bhane contrack with me
Dai life insurance ani health insurance ko plan policy ko details ma video banaunu na
Thank you so much ❤️❤️🥰 for your great effort ☺️.
धन्यवाद जानकारी को लागी !
Very informative da,it quenched my queries about Insurance,you have a great deal of knowledge about Money matter
😊
Insurance garda ko time ko agent contact less vayo vani future ma k k problem huni ho ? Term haruko barama pani video banau naw paryo 😇
Part 2 chaiyo sir life insurance bare
Terms and conditions bare details 🌻
Stay connected
Pls bring another detail video about type of life insurance 🙏
Thank you sir, hajur lai
Return Tax ko video babaunu paryo sir.
best turm life insurence plan bhandinu paryo hjr
We also want videos on best insurance plan and insurance company
Sir ajai details ma sip ko barema video banaidinu paro❣️
पहिले मलाइ sanjog bro बर्साको बुडा लाग्थ्यो तर आज्कल यो channelको भिडियो हेर्दै जादा sanjog broको बुडि चै वर्षा रैछ थाहा पाये
Daju, health le yaad aayo, you are going to gem, your body looking changed. 💪💪💪💪💪💪
😊
K bolya vai 😆😆😆
@@arpanghimire7139 yes 😇
Insurance plan k k hunxa, kun select garne, ani aru sabai detail ma lyaunu paryo! Ani Thanks for your initiative!
very good info dai
Well explain thank you keep continue.
Thank you brother , yestai personal finance ko video banaunu hola...
Waiting for part 2 dai 🙏😊
Thank you so much for the information 🙂🙂
Hope to see more video related to insurance
thank you for your video bro🙏🌺
Health insurance ko video banaunu na... And life insurance ko terms haru ni
Thanks for sharing sir
सर तपाइँ ले भनेको कुरा सहि लाक्छ।अनि नेपाल को top three company को बारेमा बताइ दिनु पर्यो।
Huss
need more of it
thank u so much sir for information
Want detailed video on term life insurance
please make more videos of insurance in more details
keep making us financially literate...looking forward for more videos😍😍
Stay connected
yesko detail video banaunu naplz
Thank you sir
Life insurance ko different plan and policy haruko barema pani bujaunu na hjr please 🙏
Insurance ko types ma detail ma information dinu na huss 😋
Sir DPS insurance ko barey vhanuna
नेपालमा कुन किन बिमा कम्पनिले राम्रो बोनस या सेटलमेन्ट दिरहेको छन यस्को बारेमा पनि vedio बनुउनु भए राम्रो हुने थियो💞🙏
National life insurance with high bonus rate
Tq for this informative channel bro
Thank you 🙏
Welcome!
Thanks ru..
Welcome
We need more about this sir
Please make a Comparison on Best Insurance Companies in Nepal….. Unbiased Research. And also about Term Life Insurance Benifits in NEPAL …. ALSO AS A Investment Plan. Please make a detailed video 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Nepal life insurance is the Nepal’s best life insurance company 😊
best top 3 insurance company acc to u. im following u
Nepal life first n union second. तर स्किम युनियन को राम्रो छ।
insurance ko sabai plan haruko barem pni vandinuparyo sir thank you
Sir ahile sarkar le nikaleko lifetime policy bidesiharuko lagi yesko barema espasta garidinu hosna
Auta video banai dinu paryoo Nepal mahh vako plan haru lai Fully detail mahh like term life insurance etc ..
Always entail video, Please make a video for Term Insurance.
term interm ko barema video sir 😊
Been following this guy since quite a while now, I enrolled in SIP a couple of days back. Thank you for the infos and insights. Also, would love to hear your take on if an earning person should be having a credit card or not? Basically touching down on the pros and cons and uses of a credit card in Nepali context.
Sure thing !! One of the topic in this would be covered
here in nepal there is no ranking system based on your timely payements so i dont see advantage of having it!
which sip did you choose i am also wanting to start but confused will you help????
@@bikashkadel43 the one initiated by NMB , I don’t have any technical expertise but many of my friends and some experts among them suggested it. So, its good i guess.
@@gauravsubedi9222 thank you i was also thinking of nmb just wanted second thoughts thank you
Great and best of luck💕
sir term insurance ko barey ma detail li video banaunu na ? ani which company is the best company for life insurance tesko barey ma pani detail li information dinu hola..
*Sir BIMA POLICY bichma xod da tyo tireko amount return hunx ki nai ?? Hunx vane ke garnu parx please reply. Khas gari 1, or 2 kista tireko amount*
Detail video about all policies please sir ..
sir please make a analyses video on top 3 company of insurance company of nepal. please ...
Need detailed view of Insurance
Thank you for this video Dai 😊❤️
Welcome 😊
Ahileko situation share kinnu kattiko suitable hunx vandinuna?
विमा गरेर पैसा फाईदा गर्छु सोचेर कसैले पनि नगर्नुस् पैसा घाटा लाग्ने रैछ, मेरो आफन्तले फसायो मलाई अव premium नतिर्ने सोचेको छु मैले, अभिकर्ता ले पनि कसैलाई नफसाउनुहोस्, विमा खाली Risk management लाई मात्र रैछ, not for saving & increasing money.
Yes insurance risk management ho not for benifit
Bima ko pni kind of different hunxa .. bujhera matrai garnu Turm insurance ley fasaula feri
Thank you so much sir 🙏
Most welcome
please make video about Hyperverse as well??
Cash return hos nahos, barsik 3000, 4000, 5000 tire vane jasto pani upachar hune kunai insurance xa ki nai????
Sir life insurance ko bare next part Pani banaunu hos na
termed insurance ko rmro sanga garai dinu paryo video ......majalai bujyos na
Sir DPS insurance better hoki endowment insurance better ho please vhandinuna
Can you tell any one best insurence company please
sir 2 4 ota ramro life insurance company ramro policy vako ne suggest gardinu na
ssf ko bareyama yauta video banaidinu na sir full detail ma ?
Need few ideas on Term Life Insurance and real time Availability scheme in insurance company of Nepal
Sip chai gariyo hajur ko video herera aba insurance pani garna sikaunu hai online batai...
Sabbai online chahi na hola. Insurance chahi bujhera garnu parcha
Sir le aarko video ma bujaidinunxa vanni asha rakheko xu kata gayera karni, kasto plan haru hunxa health insurance ko kasari claim garni k k cover garxa sabai....
bro make videos on types of insurance
Insurance sector analysis ko video Pani hai sir 🙏🙏🙏
types of insurance term
insurance ko baare detail video liyaauno na sir please
We Need more detailed video..