EMI - Explained | EMI भनेको के हो ?Good or Bad ? 0% EMI के हो त ?|Explained in Detail | EMI in Nepal

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  • Опубликовано: 20 ноя 2024

Комментарии • 344

  • @sharedurbar
    @sharedurbar Год назад +35

    no paid promotions, no clickbait titles and thumbnails, no misleading information but helpful content as always. Also Smile of Sanjog Dai is so adorable😀

    • @IdeapreneurNepal
      @IdeapreneurNepal  Год назад +3

      Thank you so much !! Stay connected for more such contents

    • @Musicworld-ny5wh
      @Musicworld-ny5wh Год назад

      Daju vedio like vanda badi tw business nai cha kina chiyo add cent

  • @shantauparkoti2444
    @shantauparkoti2444 Год назад +3

    संजोग सर, EMI को बारेमा जानकारी दिनुभएकोमा धन्यवाद ! तपाईंले यहाँ EMI क्यालकुलेट गर्न प्रयोग गरेको साइटको लिङ्क राखिदिनुभए आभारी हुने थिएँ !

  • @BivekShresthaevan
    @BivekShresthaevan Год назад +1

    Mobiles and accessories ko barema emi ta bujeko ta thiye but personal loan amd company loan ko no clear bhayo dhanyabaad.. Without management knowledge pani easily bujinchha channel

  • @parashkhanal8882
    @parashkhanal8882 Год назад +6

    Waiting is too much over
    Huge respect for sanjog daa 🙏❣️❣️❤🌺

  • @peacemindcreation8249
    @peacemindcreation8249 Год назад

    धन्यवाद sir हजुर ले गहिरो अद्य्ययन गरेर सजिलो बुझाउनु हुन्छ मलाई खुसी लाग्छ हजुर present

  • @anjutamang4511
    @anjutamang4511 9 месяцев назад

    video ekdam nai gajjab lagyo, engaging ni xa ek patak ni skip garina hola thanks for such beautiful and helpful video

  • @krishanapaswan4239
    @krishanapaswan4239 Год назад +3

    No. 1 financial literacy channel of Nepal!!

  • @Reymesterio619
    @Reymesterio619 Год назад

    Hello sir, fundamental class kaila bata suru huncha hola vandinusna ? Eagerly waiting for it

  • @sameerranabhat1714
    @sameerranabhat1714 Год назад +3

    Sir Fixed deposit ko barema ni euta complete detail video banunu na complete beginners ko lagi like what it is, how we earn from it, timeframe including all these absolute beginners topics . I haven't found any detail videos about it on youtube. In addition yo banks haru le normal saving account ma dini interest ko process pani vandinu haii kun time ma kasari dinxa vanera please🙏

  • @sanijmandal
    @sanijmandal Год назад +2

    Thanks daii ,for our new generation learn extra knowledge and lesson ,which not school or college teach us. Thankyou again u for our make future better way to gain money

  • @subasniraula
    @subasniraula Год назад +4

    I was thinking endlessly about that 0% EMI scenario, even Googled about it but couldn't get satisfactory answer and then I watched this video. Dherai dherai dhanyabad Sanjog dai. Keep up the good work, thanks for making us financially educated. ❤❤

  • @niktamang5201
    @niktamang5201 Год назад +2

    Best Nepali financial content . ❤❤

  • @sabinshrestha7690
    @sabinshrestha7690 Год назад +2

    plz do research on where to buy best insurance policy in Nepal for health and life policy for younger people.

  • @shivshankarsharma3662
    @shivshankarsharma3662 Год назад

    Mlie ta dherai kura tha thiyena . Thanku so much.❤️

  • @snakeeye5037
    @snakeeye5037 Год назад +1

    No other channel in nepal were providing such a great knowledge to public, Thankyou for your contribution

  • @Candycrush4819
    @Candycrush4819 Год назад +32

    I am currently paying an emi for a vehicle and from my experience the disadvantage is mostly psychological. Like I totally can afford to pay the installment but it continuously reminds me that I owe someone every month.😢

    • @IdeapreneurNepal
      @IdeapreneurNepal  Год назад +18

      Loan isnt bad if u wanna rise above your current living standards and business. Debts has its own advantages as well . Just we need to get rid of debt phobia and understand it and manage it on our lifestlye

    • @Candycrush4819
      @Candycrush4819 Год назад +2

      @@IdeapreneurNepal copied😀😀

  • @starpun2766
    @starpun2766 Год назад

    Thank so much sir
    Ma dherai faseko thiye aba tapaiko video le aakha kholi diyo

  • @jasmineshrestha3013
    @jasmineshrestha3013 Год назад

    Good job
    Auta nabujheko kura loan liyeko 4,5 mahinama add rakam tirda ramro ki 2,3 barsha ma tirda pani hunxa gadiko kistama

  • @SANTOSH_SAYARA
    @SANTOSH_SAYARA Год назад

    Ekdam valuable content banaunu hunxa danyabad bro. 👍

  • @AviAeroAsis
    @AviAeroAsis Год назад

    We need this type of knowledge in our education system. This video was informative for me, a lot.

  • @laxmangadal5435
    @laxmangadal5435 3 месяца назад

    Loyal humble n totally down to earth with fully talented n d way of uhr knwledg really appreciatble sir tq mch ,,,higher than d expecting uh hv made available that most relevant information about EMI,,,,N ONE mo request dat i wnn see doing calculation on copy about EMI NOT THROUGH APP SYSTEM PLZ IF UH CAN DO DS I WILL B MCH THANKFUL TO UH

  • @karanpun2381
    @karanpun2381 Год назад

    Good information...
    SIP jamma gareko kati bhayo bhanerw kasari thaha hunxa hamlai yesko barema ni video banaunu na

  • @Anish_Thapa_Magar
    @Anish_Thapa_Magar Год назад

    We need more channels like this which helps us strength our financial life in future♥️

  • @commentarywithanish
    @commentarywithanish Год назад

    Sir please make an video on which books to read in our 20's

  • @arnabmaurya2367
    @arnabmaurya2367 Год назад +3

    the dark part is we were never tought this things in college days being a commerce student

    • @simakumari5292
      @simakumari5292 Год назад

      Education system tought us to be slave this is how bank, and other financial institution are making money

  • @remgurung2019
    @remgurung2019 Год назад

    ramro knowledge dinu vayo sir

  • @growithashim
    @growithashim Год назад +1

    Dada, malai hjr sanga euta naya startup idea ko barema kura garnu xa !! Can we discuss in social media plz

  • @CR7airlines
    @CR7airlines Год назад

    best financial advisor and bad actor. Love you sanjog dai ❤️

  • @rajkiranchaudhary8769
    @rajkiranchaudhary8769 Год назад +3

    Never knew these facts about EMI. This was quite useful and informative.

  • @tirthaupreti3600
    @tirthaupreti3600 Год назад +2

    such a great efforts for better understanding in simple way ..Brother, I really appreciate 👏

  • @abishektamang2635
    @abishektamang2635 Год назад

    अत्यन्तै जानकारी मुलक भिडीयो !।धेरै धेरै धन्यवाद दाई🙏

  • @sunilmjk4531
    @sunilmjk4531 Год назад +1

    Thank you brother for financial knowledge provide garekoma TQ so much

  • @rakeshchhetri3429
    @rakeshchhetri3429 Год назад

    Hlw sir life insurance and non life insurance ko fundamental analysis garda k k kura hernu aarxa plz advise vedio banai dinu paryo

  • @bhaktachandthakuri5356
    @bhaktachandthakuri5356 Год назад

    Please make a video on the bank spread, base and interest rates

  • @sujanneupane7695
    @sujanneupane7695 Год назад

    Sanjog dai technical analysis haru ko classes cha ki nai aile?

  • @Iamabdulkc
    @Iamabdulkc Год назад +2

    your videos gives ours deep knowledge and recent information about practical life.

  • @Moonie123
    @Moonie123 4 месяца назад

    sir emi calculator use nagari simple calculator bata formula use garera kasari nikalne tesma video banaunus na😥

  • @suprii119
    @suprii119 Год назад

    sir yo market enter garnu ra exit garnu bhaneko k ho
    live nepse ko candle stick wa kunai pani company ko candle stick herera kasari ra buy ra sell garne
    ra sasto share ko barema pani video banaunu paryo
    yesko advantage ra disadvantage haru k xa
    kasari profit lina sakina

  • @technofornepali3670
    @technofornepali3670 Год назад

    and how to calculate omi? please create a video about it also

  • @sujapdahal
    @sujapdahal Год назад +1

    धन्यवाद दाई ❣
    म पनि एउटा वित्तीय कम्पनीमा काम गर्छु ऋणीहरुले गर्ने ३ प्रश्न जुन कुरामा म confuse छु ।
    १. कर्जा लगानी भै सकेको १,२ बर्ष पछाडी घ्याप्पै धेरै सावा घटाउदा अब तिर्नु पर्ने EMI कति हुन्छ ?
    २. EMI 30k तिर्नु पर्नेमा 50k तिरी राख्दा कुनै दिन पैसा नहुदा कम्ति 20k तिर्न मिल्छ कि मिल्दैन ?
    ३. ब्याजदर परिवर्तन ले EMI किस्तामा परिवर्तन गराउछ ?

  • @thamangaming8027
    @thamangaming8027 Год назад +2

    Thank you bro!🤓

  • @Health_support
    @Health_support Год назад +2

    Thank you brother for your supportive videos. I want to humbly request for one video for (option training)

    • @IdeapreneurNepal
      @IdeapreneurNepal  Год назад +1

      Not yet in Nepal so it will be out once the system is about to come.

    • @Health_support
      @Health_support Год назад

      How to we invest in share or how to increase share in compounding way any term of time period give us some ideas 💡 (humble request 🙏) and which company we choose pay dividends company or don’t pay dividends company.

  • @jenisha8128
    @jenisha8128 Год назад +1

    Woo such a informative video thankyou so much for this information

  • @anjalisah4596
    @anjalisah4596 Год назад +20

    Bro , your all videos gives us deep knowledge n recent information about practical life.
    I learned relevant information.
    And it's my humble request to keep more applicable message about finance subject , property related , commodity related, hidden fact, illegal trade, extra tax , way to save money from wrong expenses....and so on
    ❤️❤️❤️
    Thanks a bunch ! ☺️

  • @BHARAT_THAPA_CHHETRI
    @BHARAT_THAPA_CHHETRI Год назад

    Yo ali generalize knowledge vayo ...hamile aahile lumpsumma tyo.amount tirnu ra installement ma tirnu ma time value of money pani farak parxa...interest lagx vanera disadvantage vannu thikai ho tara advantage ni calculate garera dekhauna paryo time value of money sanga

  • @rajeshsahani5528
    @rajeshsahani5528 Год назад +2

    I am your big fan sir and
    Keep it up the financial knowledge in your channel...

  • @subham_minulama786
    @subham_minulama786 Год назад +1

    Sir how to know cibil score or credit score of any individual ...
    Please make a video for it

  • @sunrisecateringvlogs
    @sunrisecateringvlogs Год назад +6

    Thank you so much Sir for your giving us very important message as well as good information too ❤

  • @aabusthagc3868
    @aabusthagc3868 Год назад

    EMI and EPI ko difference bare pani vandinuna.

  • @divashranabhat4629
    @divashranabhat4629 Год назад +1

    The figure that i knew after paying certain sum of money in a few period of time was shocking. Going to teach my parents regarding this.
    Too much informative.
    You earned a subscriber today. Kudos

  • @everythinginteresting853
    @everythinginteresting853 Год назад

    Thank you so much sir. Ali late thaha payo baru.

  • @Nepalaya1819
    @Nepalaya1819 Год назад

    Sir yo chatgpt le Nepal ma kasaree paisa kamaune video banaunus na

  • @bishaljoshi963
    @bishaljoshi963 Год назад

    Life insurance policies comparison plzz

  • @growithashim
    @growithashim Год назад +1

    Dada , i have a idea for developing the entrepreneurial system in nepal. Ani yesko lagi network chainxa, ma 1st gen entrepreneur at this young age baata long time lagxa.
    So,.i need your support and help, because hjr sanga experience, knowledge, network xa which helps to develop this and making more entrepreneurial young minds in Nepal. Can we discuss please

  • @anupnepali2965
    @anupnepali2965 Год назад

    Big fan sir , kya majale bujhaudinu hunchha hajurle 😁😁 thank u sir

  • @messikobau
    @messikobau Год назад

    Sir real estate ko feri euta detailed video banaaunu na alli lamo espali chai
    Basic to advanced

  • @sabintamang4798
    @sabintamang4798 Год назад

    Sir, which additional RUclips channel did you recommend for further information on finance?

  • @subham_minulama786
    @subham_minulama786 Год назад

    please make video on which credit card is situable in Nepal?

  • @karanpun6901
    @karanpun6901 9 месяцев назад

    Thank you so much for your Informative video sir❤

  • @krsnachalise
    @krsnachalise Год назад +2

    Simple and nice video. Well explained. Thanks !

  • @prakashshrestha1237
    @prakashshrestha1237 Год назад

    Gd mrng sar....sip ramro ki stock ko sip ramroo sar....???? yo duita ma k farak chha sar...???

  • @MrRameah005
    @MrRameah005 Год назад

    Sanjog daju 😵‍💫yo EMI tw. Dahra lagdo raixah.

  • @bimalagaming8281
    @bimalagaming8281 Месяц назад +1

    😮wow good solution

  • @theshortvideo7307
    @theshortvideo7307 Год назад

    Sir commodity market barema k vako xa yasko barima video banaun 🙏

  • @shreyaagrawal826
    @shreyaagrawal826 Год назад

    Which application or website was it used? Very helpful video...

  • @neplopchannel8454
    @neplopchannel8454 Год назад

    THANKS BRO FROM GREAT KNOWLEDGE....

  • @bvjkb777
    @bvjkb777 Год назад

    Brother future ma loan ma inflation add hunxa ki nai...plz...plz...?

  • @musicfanatic1213
    @musicfanatic1213 Год назад

    कती धेरै कुरा जानेका हुन् यी दाईले😲

    • @gigachad94
      @gigachad94 2 месяца назад

      "team" Vanni ni chej hunx wide scale ma Kam Garda!

  • @rajuguragain2626
    @rajuguragain2626 Год назад +2

    thank you so much for informative videos

  • @saroj6568
    @saroj6568 Год назад

    @ideapreneurNepa सर नेपाल मा compound interest दिने कुनै भरपर्दो बैंक अथवा सस्ता छन् कि छैनन् छन् भने कुन कुन छन् कस्ता छन् एउटा भिडियो रिपोर्ट बनाउनु न सबैले बुझ्ने गरि

  • @bikashshrestha7901
    @bikashshrestha7901 Год назад

    Subject: 10% ipo for foreign employment
    I am happy to listen this news for forgen migrant workers. But what about people who are studying in abroad? No reservation quota for us?
    We have no right for this kind of reservation?? Why?

  • @Debendra.
    @Debendra. Год назад

    we need a videos like this every weeks

  • @BirajRaiAccept
    @BirajRaiAccept Год назад +1

    You are right sir thanks for sharing the knowledge

  • @knowledgeinfo9548
    @knowledgeinfo9548 Год назад

    11:40 they dont give discount and charge service charge too where u don't mention it. Any way thank you so much for giving clear thought about emi.

  • @rlama7121
    @rlama7121 Год назад

    Very valuable and informative
    And right on time for me
    I just took out a car on 5 yrs emi and int is 18%

    • @surathshrestha7908
      @surathshrestha7908 Год назад

      which bank bro ??? EMI is good or bad ?whats ur advice ?

  • @devrazkarki
    @devrazkarki Год назад +1

    Very nice concept share garnu vako ma

  • @SumitraMagar-ku3co
    @SumitraMagar-ku3co 2 месяца назад

    Thank you ❤❤

  • @awasomevideos3359
    @awasomevideos3359 Год назад

    Sir sahakari ra bank madhye kun ma loan lida ramro hunxa discribe gardinuna.....sir

  • @Suman-mq2bv
    @Suman-mq2bv Год назад +5

    Nice content flowing,kudos to the team

  • @neeratamang283
    @neeratamang283 Год назад

    But the bank doesn't allow us to reduce the principle amount in the middle of the year.

  • @sr2832
    @sr2832 Год назад

    hajur le use garnu vako kun kun software ho yo calculation garne?

  • @sarosesremmurd8127
    @sarosesremmurd8127 Год назад +1

    thankyou so much dai for making this video and jst one qstn dai can we pay double emi every month and affect our loan tenure and interest??

    • @IdeapreneurNepal
      @IdeapreneurNepal  Год назад

      No u cant !! Emi is once only , u can opt to pay principal with extra amount

  • @binishrajkhanal8429
    @binishrajkhanal8429 Год назад +1

    Thank you for sharing such an insightful video. You mentioned at around 8 minutes of the video to do extra repayments if we have extra money so that we can save a lot of money throughout the loan life but do the lenders allow such extra repayments for auto loans and home loans in Nepal?

    • @IdeapreneurNepal
      @IdeapreneurNepal  Год назад

      Yes you can! Most also deals with how u can negotiate with bank

  • @Kaleyvatij
    @Kaleyvatij Год назад +1

    Like the video. Keep Teaching Entrepreneurs.❤

  • @luxprajapati6968
    @luxprajapati6968 Год назад +1

    Very Informative video

  • @ganeshsah9122
    @ganeshsah9122 Год назад +3

    Love you brother, from janakpurdham

  • @factofsuccess7197
    @factofsuccess7197 Год назад

    I am always watch in any new videos ,I see to focused in their videos then I will research about how can we implement to financially ❤️

  • @nirBikramThakuri5
    @nirBikramThakuri5 Год назад

    Informative video, voice and presentation best... 💕

  • @prahladkoirala4302
    @prahladkoirala4302 3 месяца назад

    Please suggest me
    My borrowing is .5 cr
    For 5 years
    After 1 yr i paid 10 lakhs other than EMI
    After that how much will left to pay n how that 10 lakhs effect
    Explain in very technical way ,
    Is there any authentic fix place to calculate EMI ?

  • @khimthapa9606
    @khimthapa9606 Год назад

    Sir namaskar yo sheet pani share garnus sir

  • @anubhav8848
    @anubhav8848 Год назад

    Kun calculator use garnu vaeko ho hajurle?

  • @basantagurung5608
    @basantagurung5608 Год назад

    most helpfull tips sir. thanks alot

  • @ghale1372
    @ghale1372 Год назад +1

    Very informative video
    Keep posting such videos 🙏🙏🙏

  • @ujjwallama5165
    @ujjwallama5165 Год назад

    ❤❤❤ very impressive and informative videos. thank u ❤❤❤

  • @sagarbj2755
    @sagarbj2755 Год назад

    Very imformative videos..thanks

  • @engineerthetrader1710
    @engineerthetrader1710 Год назад

    Total tinru parne paisa ma aafu sanga huda suru ko months ma thulo thulo paisa tiro hai ani paisa save vayo tyo heavy intrest ko advantage vayo
    And then yai kura disadvantage ma ne xa like 20 year ko kura ma thulo thulo paisa pay garera 15 year ma sabai paisa tirxu vanda 1-2% principal ko extra pay garauxa vanu vayo,alik bujiyena yo kura

    • @IdeapreneurNepal
      @IdeapreneurNepal  Год назад +1

      Loan complete settlement maa chahi tirnu parcha , like 10 yrs ko 6 maa ya 7 maa settle garchu bhanyo bhane matra !!

  • @rbnsh34
    @rbnsh34 Год назад

    Chukul bhanne app le provide garne buy/sell generator service k kasto ho?lida faida huncha ki nai?chukul,nepsealfa ko barema ni kehi video banaunu paryo bhai.

  • @premupset2084
    @premupset2084 Год назад

    Thank you for notifing us.

  • @Misti_K_Tamang
    @Misti_K_Tamang Год назад

    Sanjog dai thank you very much 😊

  • @shivabhakth6298
    @shivabhakth6298 Год назад

    Sir I was wondering to ask your about this but you made it , great 👍