I had started 10 yrs endowment insurance plan in my 20's for an amount of 3 lakhs which is going to be matured next year. When I look back I feel that should have done it for a larger amount and a bit longer period. Now if I start another endowment plan, the premium will be high due to my age. So I would suggest everyone to start in your early age, as your age matures, the premium will not be the same.
If you start early, the premium amount price will be cheaper for a larger amount of insurance coverage. This premium will be locked for the entire duration of the coverage. ... I have made a little mistake while planning my insurance - In my 20's I took the insurance with maturity period of 10 years; thus the premium got locked at a very less price (total premium payable during the entire period was was very less than the insured amount I was given by LIC). Since it was maturing soon,...In my early 30's I have taken another policy for 20 years and the premium got locked for higher amount compared to the first. Here the total premium payable during the entire period is slightly more than the insured amount coverage that is given. I should have taken The first insurance itself for 20+ yrs as the premium would be locked once and for all... Anyways I am still happy with both the plans as I will be getting decent maturity amount on both of them
Insurance related euta full details Wala video lyaunu paryo dai. Plus 5 top companies and tyasle didai aairaheko benefits and return rate ko bare ma Pani details dinu paryo. Yo term insurance ko advantages Pani bujhaunu paryo. Hoping to get a detailed video on this from you soon. Love your videos!
1)Insurance garnako lagi agentko through nai garna parx ki aafaile ni garna milx sir? 2)aafaile insurance garda tyo particular companyko agent bannai parx ki nai? 3)life insurance garda tyasai ma health coverage pauna sakinx ki sakinna? 4)insurance plan xanda care garna parne kuraharu k k hun? Yasta dherai questionko reply vedio marfat dinu vae aabhari hune thiya.ajha insurance related vedio series nai lyaidinu vae ma jastai insurance related knowledge navako person's benifit hunthiyo hola
Yes I have done insurance and I agree it's a force saving but in a way for coming future it's useful 😀 👍. I regret not doing in my 20s when I started earning. I suggest all the youth to do it in early age.
मलाई धेरै खुशी लाग्यो सर मैले मेरो परिवार को दुई जन छोरा मेरो श्रीमान् मेरो गरि 4 जान्को इन्स्योरेन्स गरेकी छु सो मलाई दोधर भको थियो ।इन्स्योरेन्स गरेर गल्ती गरे कि जस्तो लग्त्थ्यो तर अजा धेरै अफुप्रती गर्व लगेको छ।हजुर्को भिडियो हेरेर ।धेरै धेरै धन्यवाद हजुर्लाइ हृदय देखि नै 🙏🙏🙏🙏
I've personally have learned many thing from this channel, really appreciated Keep growing your fan follows and keep providing knowledge to everyone Huge respect sir😅😅
विमा गरेर पैसा फाईदा गर्छु सोचेर कसैले पनि नगर्नुस् पैसा घाटा लाग्ने रैछ, मेरो आफन्तले फसायो मलाई अव premium नतिर्ने सोचेको छु मैले, अभिकर्ता ले पनि कसैलाई नफसाउनुहोस्, विमा खाली Risk management लाई मात्र रैछ, not for saving & increasing money.
Hello sir first of all thankyuh for this video I'm your regular viewers and I'm 20 years old rw ma ni euta life insurance garna chahanxu but ma dodhar ma xu kun ma gram vnera please kunai suggestion dinu na kun ma garda ramro hunxa please please 🥺❤
Been following this guy since quite a while now, I enrolled in SIP a couple of days back. Thank you for the infos and insights. Also, would love to hear your take on if an earning person should be having a credit card or not? Basically touching down on the pros and cons and uses of a credit card in Nepali context.
@@bikashkadel43 the one initiated by NMB , I don’t have any technical expertise but many of my friends and some experts among them suggested it. So, its good i guess.
sir term insurance ko barey ma detail li video banaunu na ? ani which company is the best company for life insurance tesko barey ma pani detail li information dinu hola..
So how can we know about the Claim Settlement Ratio of an Insurance company..... is it in the financial statement or do we need the ask the company person?? I have asked the company person several times and they don't sound confident about their knowledge of CSR....
Endowment and term life insurance madhe Kun chahi better hunchh. Term life ko lagi Kun company ramro chh, tyo vandinu n. Health insurance Kun company ma garaune ho?
Please make a Comparison on Best Insurance Companies in Nepal….. Unbiased Research. And also about Term Life Insurance Benifits in NEPAL …. ALSO AS A Investment Plan. Please make a detailed video 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
आजसम्म नेपाल को बिमाहरुमा पेन्सन योजना नै छैन बुधेश कालको लागि आजिवन सुबिधा नै नभए पछि किन बिमा गर्नु बिमा भनेको यस्तो होस कि जवानिमा योगदान पछि गएर मासिक/ त्रेमासी/अर्धबार्शिक /बार्सिक बोनस (पेन्सन) सिस्टम ले पैसा फिर्ता आउनु पर्यो होइन भने काम छैन
upon inquiring about term life insurance in Nepal LIC.... 44 yrs insurance has premium of 68965 rupees yearly with accidental cover of 75L.... Total 1 crore ko insurance ho..... I was very clear in my head to take this policy but the premium here for term life is too high 🤦♂️
@@IdeapreneurNepal Its not an endowment policy sir and thats what surprised me ..... When I began inquiring about term life the agent explained me other policies like money back and endowment for 30 mins and was not interested in selling term life which I get it.
@@IdeapreneurNepal Also sir many insurance agent don't sell term insurance because term insurance ko premium kam hunxa in comparison to other policies so they get less commission for selling term policies as its premium is low
I had started 10 yrs endowment insurance plan in my 20's for an amount of 3 lakhs which is going to be matured next year. When I look back I feel that should have done it for a larger amount and a bit longer period. Now if I start another endowment plan, the premium will be high due to my age. So I would suggest everyone to start in your early age, as your age matures, the premium will not be the same.
True that
If you start early, the premium amount price will be cheaper for a larger amount of insurance coverage. This premium will be locked for the entire duration of the coverage. ... I have made a little mistake while planning my insurance - In my 20's I took the insurance with maturity period of 10 years; thus the premium got locked at a very less price (total premium payable during the entire period was was very less than the insured amount I was given by LIC).
Since it was maturing soon,...In my early 30's I have taken another policy for 20 years and the premium got locked for higher amount compared to the first. Here the total premium payable during the entire period is slightly more than the insured amount coverage that is given. I should have taken The first insurance itself for 20+ yrs as the premium would be locked once and for all... Anyways I am still happy with both the plans as I will be getting decent maturity amount on both of them
Very informative ❤
Could you help me with what insurance company and plan I shall go with?
Here I am already 22 is it late to do life insurance?
Insurance related euta full details Wala video lyaunu paryo dai. Plus 5 top companies and tyasle didai aairaheko benefits and return rate ko bare ma Pani details dinu paryo. Yo term insurance ko advantages Pani bujhaunu paryo. Hoping to get a detailed video on this from you soon. Love your videos!
Noted !! Should bring out more in future videos
@@IdeapreneurNepal when ? It’s been 2 month .
I wish I could have found you 10 years ago. I am just starting my career after so many years. Thank you for all your suggestion brother.
1)Insurance garnako lagi agentko through nai garna parx ki aafaile ni garna milx sir?
2)aafaile insurance garda tyo particular companyko agent bannai parx ki nai?
3)life insurance garda tyasai ma health coverage pauna sakinx ki sakinna?
4)insurance plan xanda care garna parne kuraharu k k hun?
Yasta dherai questionko reply vedio marfat dinu vae aabhari hune thiya.ajha insurance related vedio series nai lyaidinu vae ma jastai insurance related knowledge navako person's benifit hunthiyo hola
Yes I have done insurance and I agree it's a force saving but in a way for coming future it's useful 😀 👍. I regret not doing in my 20s when I started earning. I suggest all the youth to do it in early age.
Kun company and plan lida thik hunxa insurance ko, in early 20s and a bit confuesed
@@newagene8276kun thik lagyo bro?
let's discuss...
Superb brother !!! love from United Arab Emirates....🇦🇪 I started SIP after watching your video.. Thank you soo much !
Most welcome
मलाई धेरै खुशी लाग्यो सर मैले मेरो परिवार को दुई जन छोरा मेरो श्रीमान् मेरो गरि 4 जान्को इन्स्योरेन्स गरेकी छु सो मलाई दोधर भको थियो ।इन्स्योरेन्स गरेर गल्ती गरे कि जस्तो लग्त्थ्यो तर अजा धेरै अफुप्रती गर्व लगेको छ।हजुर्को भिडियो हेरेर ।धेरै धेरै धन्यवाद हजुर्लाइ हृदय देखि नै 🙏🙏🙏🙏
Same here
एकदम राम्राे information दिनुभाे तर अलिकति Advance मा नेपालमा top 3 insurance कुनमा गर्दा ठिक हाेला we want more details
national, nlic , MetLife
आज सम्म्को लागि top3 Nepal life, national life & LIC हुन
thank you sanjog for litreating finical through your videos Nepal youth is learning more and more wanna see more up coming days
I want to know more about SIP
10 15years poxi safety measure
Withdrawal process's
Plz make another video about sip
Term insurance ko barema pani detail video banaunu paryo hai sir. And thanks for this knowledgeable video. I have seen your every videos. Salute man.👏
Hello sir, Plz make video on types on insurance on detail
I've personally have learned many thing from this channel, really appreciated
Keep growing your fan follows and keep providing knowledge to everyone
Huge respect sir😅😅
Thanks !! Stay connected
Sip rw insurance ramro layo good idea ❤️
We want to hear more about Insurance. Plz make a video on Life Insurance.
Daiko video herera maile ipo varna suru gareko xu bidesh bata vayapani❣️
Thank you dai, actually I was searching for this content ☺️
hlo mam. के हजुर इन्स्योरेन्स गर्न चाहनु हुन्छ। यदि चाहानु हुन्छ भने plz मलाइ सम्झनु होला
Well explained on one of the financial planning tool,thanks a lot🙏
Nice information , thank you sir.
Welcome
you are the best financial adviser......😊😊 thank you so much
You are very welcome
विमा गरेर पैसा फाईदा गर्छु सोचेर कसैले पनि नगर्नुस् पैसा घाटा लाग्ने रैछ, मेरो आफन्तले फसायो मलाई अव premium नतिर्ने सोचेको छु मैले, अभिकर्ता ले पनि कसैलाई नफसाउनुहोस्, विमा खाली Risk management लाई मात्र रैछ, not for saving & increasing money.
Yes insurance risk management ho not for benifit
Bima ko pni kind of different hunxa .. bujhera matrai garnu Turm insurance ley fasaula feri
wo Very nice insurance😊❤ information
Hello sir first of all thankyuh for this video I'm your regular viewers and I'm 20 years old rw ma ni euta life insurance garna chahanxu but ma dodhar ma xu kun ma gram vnera please kunai suggestion dinu na kun ma garda ramro hunxa please please 🥺❤
Nepal ko pahilo ra high bonus rate vayeko bima company National life insurance bima garna chahanuhunx bhane contrack with me
Insurance garda ko time ko agent contact less vayo vani future ma k k problem huni ho ? Term haruko barama pani video banau naw paryo 😇
Dai life insurance ani health insurance ko plan policy ko details ma video banaunu na
Sir u are superb I always follow Ur every knowledge video .😊
Very informative da,it quenched my queries about Insurance,you have a great deal of knowledge about Money matter
😊
Insurance plan k k hunxa, kun select garne, ani aru sabai detail ma lyaunu paryo! Ani Thanks for your initiative!
Pls bring another detail video about type of life insurance 🙏
We also want videos on best insurance plan and insurance company
धन्यवाद जानकारी को लागी !
Well explain thank you keep continue.
best turm life insurence plan bhandinu paryo hjr
insurance ko sabai plan haruko barem pni vandinuparyo sir thank you
Been following this guy since quite a while now, I enrolled in SIP a couple of days back. Thank you for the infos and insights. Also, would love to hear your take on if an earning person should be having a credit card or not? Basically touching down on the pros and cons and uses of a credit card in Nepali context.
Sure thing !! One of the topic in this would be covered
here in nepal there is no ranking system based on your timely payements so i dont see advantage of having it!
which sip did you choose i am also wanting to start but confused will you help????
@@bikashkadel43 the one initiated by NMB , I don’t have any technical expertise but many of my friends and some experts among them suggested it. So, its good i guess.
@@gauravsubedi9222 thank you i was also thinking of nmb just wanted second thoughts thank you
sir term insurance ko barey ma detail li video banaunu na ? ani which company is the best company for life insurance tesko barey ma pani detail li information dinu hola..
Thank you brother , yestai personal finance ko video banaunu hola...
Best video sir Thank you so much ❤️❤️
Ur welcome
So how can we know about the Claim Settlement Ratio of an Insurance company..... is it in the financial statement or do we need the ask the company person?? I have asked the company person several times and they don't sound confident about their knowledge of CSR....
Need few ideas on Term Life Insurance and real time Availability scheme in insurance company of Nepal
Auta video banai dinu paryoo Nepal mahh vako plan haru lai Fully detail mahh like term life insurance etc ..
Return Tax ko video babaunu paryo sir.
please make more videos of insurance in more details
Namaste 🙏 Great content
😊
Endowment and term life insurance madhe Kun chahi better hunchh. Term life ko lagi Kun company ramro chh, tyo vandinu n. Health insurance Kun company ma garaune ho?
I m also thinking about my daughter. She is now 14 month. Which is the best insuranĺce for her. And which company is the best.
There are many u need to understand most schemes in detail n take ! Health n education ko
Sanima life is best
asian is best
Contact me
Nepal life is best
Sir please kindly recommend us best Nepali insurance company in your view
*Sir BIMA POLICY bichma xod da tyo tireko amount return hunx ki nai ?? Hunx vane ke garnu parx please reply. Khas gari 1, or 2 kista tireko amount*
sir please make a analyses video on top 3 company of insurance company of nepal. please ...
Life insurance ko different plan and policy haruko barema pani bujaunu na hjr please 🙏
Thank you so much ❤️❤️🥰 for your great effort ☺️.
अहिलेको मार्केट अनुसार कुनै एउटा microfinance मा लगानी गर्नुपर्दा कुन microfinance recommend garnu hunxa??
Sir ajai details ma sip ko barema video banaidinu paro❣️
Hope to see more video related to insurance
Health insurance ko video banaunu na... And life insurance ko terms haru ni
पहिले मलाइ sanjog bro बर्साको बुडा लाग्थ्यो तर आज्कल यो channelको भिडियो हेर्दै जादा sanjog broको बुडि चै वर्षा रैछ थाहा पाये
सर तपाइँ ले भनेको कुरा सहि लाक्छ।अनि नेपाल को top three company को बारेमा बताइ दिनु पर्यो।
Huss
Sir DPS insurance ko barey vhanuna
Sir ahile sarkar le nikaleko lifetime policy bidesiharuko lagi yesko barema espasta garidinu hosna
keep making us financially literate...looking forward for more videos😍😍
Stay connected
Thank you 🙏 Well explained
Cash return hos nahos, barsik 3000, 4000, 5000 tire vane jasto pani upachar hune kunai insurance xa ki nai????
Want detailed video on term life insurance
yesko detail video banaunu naplz
types of insurance term
insurance ko baare detail video liyaauno na sir please
Always entail video, Please make a video for Term Insurance.
Detail video about all policies please sir ..
Sir DPS insurance better hoki endowment insurance better ho please vhandinuna
Part 2 chaiyo sir life insurance bare
Terms and conditions bare details 🌻
Stay connected
Insurance ko types ma detail ma information dinu na huss 😋
Please make a Comparison on Best Insurance Companies in Nepal….. Unbiased Research. And also about Term Life Insurance Benifits in NEPAL …. ALSO AS A Investment Plan. Please make a detailed video 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Nepal life insurance is the Nepal’s best life insurance company 😊
Daju, health le yaad aayo, you are going to gem, your body looking changed. 💪💪💪💪💪💪
😊
K bolya vai 😆😆😆
@@arpanghimire7139 yes 😇
Ahileko situation share kinnu kattiko suitable hunx vandinuna?
Tq for this informative channel bro
please make video about Hyperverse as well??
Can you tell any one best insurence company please
termed insurance ko rmro sanga garai dinu paryo video ......majalai bujyos na
Keeping aside risk coverage, where can we earn more profit, fixed deposit or life insurance?
If u keep aside risk coverage then obviously fixed deposit.
Need detailed view of Insurance
We need more about this sir
Waiting for part 2 dai 🙏😊
thank u so much sir for information
आजसम्म नेपाल को बिमाहरुमा पेन्सन योजना नै छैन बुधेश कालको लागि आजिवन सुबिधा नै नभए पछि किन बिमा गर्नु बिमा भनेको यस्तो होस कि जवानिमा योगदान पछि गएर मासिक/ त्रेमासी/अर्धबार्शिक /बार्सिक बोनस (पेन्सन) सिस्टम ले पैसा फिर्ता आउनु पर्यो होइन भने काम छैन
upon inquiring about term life insurance in Nepal LIC.... 44 yrs insurance has premium of 68965 rupees yearly with accidental cover of 75L.... Total 1 crore ko insurance ho..... I was very clear in my head to take this policy but the premium here for term life is too high 🤦♂️
Must be endowment plan . Term plan bhaye 1cr ko 20k ho yearly.
@@IdeapreneurNepal Its not an endowment policy sir and thats what surprised me ..... When I began inquiring about term life the agent explained me other policies like money back and endowment for 30 mins and was not interested in selling term life which I get it.
@@adarshagrawal2839 very strange. Maybe the agent was not educated enough jasto lagyo regarding the insurance policy
@@IdeapreneurNepal Also sir many insurance agent don't sell term insurance because term insurance ko premium kam hunxa in comparison to other policies so they get less commission for selling term policies as its premium is low
I am eager to know about custom goods and how to get in an auction?
नेपालमा कुन किन बिमा कम्पनिले राम्रो बोनस या सेटलमेन्ट दिरहेको छन यस्को बारेमा पनि vedio बनुउनु भए राम्रो हुने थियो💞🙏
National life insurance with high bonus rate
sir we would be benifited if you also shared something about the best insurane schemes in nepal
Will do in times to come
Thank you sir, hajur lai
Thank you so much for the information 🙂🙂
very good info dai
term interm ko barema video sir 😊
Sir life insurance ko bare next part Pani banaunu hos na
thank you for your video bro🙏🌺
best top 3 insurance company acc to u. im following u
Nepal life first n union second. तर स्किम युनियन को राम्रो छ।
Great and best of luck💕
Ahile ko abastha ma educational insurance chahi garnee par6
Sir plz SIP Vs insurance, ko video banaunu na
Those arent some vs garna milney thing. Its completely different financial instruments. Sip is purely for investment and insurance is for coverage
Sir Plz make a full detail video about term insurance in nepal
Thanku sir❤❤❤❤❤❤❤❤
sir 2 4 ota ramro life insurance company ramro policy vako ne suggest gardinu na