Cash Equivalents & Alternatives | Non Traditional Investments

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  • Опубликовано: 29 сен 2024
  • The Plain Bagel Episode IV
    Cash Equivalents, along with stocks and bonds, belong to the Traditional Investment category, while the Alternative Investment category pretty much encompasses everything else. This video finishes our discussion of the primary investments by covering cash equivalents, real estate, commodities, and derivatives.
    Intro/Outro Music: www.bensound.c...
    Episode Music (Licensed): freemusicarchiv...
    Sources:
    www.wealthdail...

Комментарии • 89

  • @Lemariecooper
    @Lemariecooper 28 дней назад +521

    I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

  • @davidblack6413
    @davidblack6413 2 года назад +5

    You've come so far in a short time, Richard. These early videos, while great, are not quite as engaging or show you as much at ease (and funny) as you are in your recent content. You've a gift for this work, and your evident growth as a presenter in the four years you've been producing The Plain Bagel (and the large number of subscribers) attests to that. Thanks for making financial literacy, especially as it relates to investing, charming and inviting, especially but not exclusively for the younger investor.

  • @bjcaridocpa
    @bjcaridocpa 6 лет назад +4

    Simple yet very informative! Thank you!

  • @michaliskikas7180
    @michaliskikas7180 5 лет назад +3

    Hey Bagel, great work, I am completely new to the world of finance and investments and your videos are very useful as well as entertaining. I am sure that this is going to be one of the channels that I will not regret subscribing to. Just one question, how is it possible that the derivative market represents 10x the world economy and what does this mean if everyone tries to cash in all at once? Thank you in advance!

  • @roberteischen4170
    @roberteischen4170 5 лет назад +1

    Mortgage backed securities also shook the global economy in '08

  • @justinmathis8078
    @justinmathis8078 3 года назад +1

    My goodness bro that suit needed tailoring badly 😂

  • @bandwagoncaptain
    @bandwagoncaptain 3 года назад +1

    If I understand this correctly, derivatives is basically gambling? If so, I'm assuming there's a charge in 'taking the bet'? I'm curious how that charge compares to sportsbetting fees on wagers...

  • @folku
    @folku 4 года назад

    Learned so much already thank you sir. 👍

  • @ishtiakahmed3272
    @ishtiakahmed3272 2 года назад

    Hello Richard Coffin,
    What are the investment sectors available such as stock markets,forex,debentures, fixed deposit, mutual funds,crypto, future &options etc for retail investors?
    Could you just share all the investment sectors available in the world or any resource from where I can learn about
    all the investment sectors available?

  • @braadanny7320
    @braadanny7320 4 года назад

    I want u to cover mutual funds as a topic deeply

  • @michaelkingy355
    @michaelkingy355 5 лет назад

    Here a comment

  • @moistmayonese1205
    @moistmayonese1205 4 года назад

    That suit does not fit at all.

  • @gabrielaponte6403
    @gabrielaponte6403 5 лет назад +266

    This is an undervalued channel can I buy some shares of it now and catch some of the growth

    • @ThatMountainLife
      @ThatMountainLife 5 лет назад +18

      When everything is tokenized in the future this will be possible.

    • @danielshaikhali5108
      @danielshaikhali5108 4 года назад +1

      You know you can buy RUclips channels

    • @lionelshaneyfelt5607
      @lionelshaneyfelt5607 4 года назад

      @@ThatMountainLife you got that right! :)

    • @someonesilence3731
      @someonesilence3731 3 года назад +2

      @@ThatMountainLife This aged quite well....

    • @vm7870
      @vm7870 3 года назад

      @@ThatMountainLife the prophet mountain

  • @stephenanderson2942
    @stephenanderson2942 5 лет назад +106

    This channel deserves so many more subscribers. Some of the best content and editing I’ve seen in this genre.

  • @kleyyer
    @kleyyer 3 года назад +10

    My man, in just these past 5 videos I've learned more than all the books and searching around I did over the years, I can't fucking believe how easy you were able to break down this topic. Like many have said, you're very, VERY underrated. FFS, what's wrong with RUclips! Give this man more exposure!

  • @CapitalWorksPro
    @CapitalWorksPro 3 года назад +5

    Since gold and land are both finite resources, it stands to reason that to earn the ultimate return, you should build a house made of gold. 🤯

  • @alvaropasquel8934
    @alvaropasquel8934 6 лет назад +61

    This is awesome stuff. You do a great job at explaining these topics and I really like the format. Do you think you will create a video covering cryptocurrencies? Thanks.

    • @ThePlainBagel
      @ThePlainBagel  6 лет назад +13

      Alvaro Pasquel thanks for the positive feedback! I’ve been really debating discussing crypto currencies, but I have a pretty heavy bias on the topic and I may not be able to discuss it from a neutral perspective. That being said, it’s very topical and I’d love to do a talk on it so I’ll probably do one sooner or later.

    • @joecurran2811
      @joecurran2811 5 лет назад +2

      @@ThePlainBagel Perhaps if you were to cover this topic you do a collaboration with another high-quality finance RUclipsr or even an expert of some sort? It would good for you and your subscribers. Love or hate cryptocurrency (and there are some serious drawbacks) they have got people not previously interested in finance/investing engaged in it. In other words - the video could be a big hit!

  • @mrk0per
    @mrk0per 4 года назад +9

    Thank you! I'm 30 and just starting to figure investing out.
    This helps a lot!

  • @ceelo826
    @ceelo826 5 лет назад +11

    Great job with your videos Richard. I've been trying to grow my financial literacy lately and I've found your channel to be incredibly helpful and on point. Keep up the good work :)

  • @Mitchdrum29
    @Mitchdrum29 5 лет назад +27

    So glad to see a Canada-centric investment channel. Great videos, keep em coming!

    • @bandwagoncaptain
      @bandwagoncaptain 3 года назад

      Fully agree! excited to consume this content

  • @nutellaj1778
    @nutellaj1778 15 часов назад

    I dont understand how derivatives work. What do you buy when buying derivative? Why betting can earn you money? Can someone explain, please?

  • @PeterJames143
    @PeterJames143 5 лет назад +2

    Wow you're discussing mortgage backed securities without mentioning 2008

  • @bravogolfnovember
    @bravogolfnovember 4 года назад +1

    I find it hard to accept that gold is considered an alternative investment. It’s not an investment really, it’s insurance.

  • @MarinelliBrosPodcast
    @MarinelliBrosPodcast 3 года назад +1

    How much to buy 100 shares (1%) of the plain bagel?

  • @edbouhl3100
    @edbouhl3100 Год назад

    Interestingly, residential homes in Japan are not used for investment purposes. The homes drop in value over time, not rise.

  • @seanhartnett79
    @seanhartnett79 5 лет назад +1

    5:50, except it is wrong. Demand is based on the economy. Stock market goes down, gold goes down. Same with oil.

    • @InvaderMik
      @InvaderMik 5 лет назад

      Mike G It most certainly did not! www.goldrepublic.com/news/why-gold-prices-fell-in-2008

  • @hiteshlalwani8039
    @hiteshlalwani8039 5 лет назад +1

    Debentures? Gold Monetisation schemes? Fixed Deposits? Oh, are all those only in India???

  • @krabbykrabby8818
    @krabbykrabby8818 5 лет назад +1

    Great video and put together nicely. Thanks

  • @seanhartnett79
    @seanhartnett79 5 лет назад +1

    6:25, I will try short selling. And REIT as new diversification.

  • @andykim3116
    @andykim3116 5 лет назад +2

    I’d also like to learn about buying and selling undeveloped land. Keep up the good work!

    • @seanhartnett79
      @seanhartnett79 5 лет назад

      Andy Kim
      It can work, however relastate has over inflated. See Florida land bubble. Basically everything but realstate is questionable and likely to lose you money.

  • @aze94
    @aze94 4 года назад +1

    Well, you’ve convinced me to open a savings account

  • @matc8085
    @matc8085 6 лет назад +3

    the reit knowledge is incredible valuable thanks for sharing !

    • @ThePlainBagel
      @ThePlainBagel  6 лет назад +1

      Glad you found it useful! Happy to share :)

  • @adamkwalczyk
    @adamkwalczyk 3 года назад

    Not a single mention of art or collectibles?

  • @Commando303X
    @Commando303X Год назад

    R.E.I.T.s as tax-favored...?

  • @IsxaaqAcademy
    @IsxaaqAcademy 5 лет назад

    I understand finance termenologies & the big picture from you better than i did in my finance class; it'll be good if you can share with us your recommended finance books, thank you Richard.

  • @acholouscognoscente
    @acholouscognoscente 8 месяцев назад

    Feeding the algorithm

  • @HigherEducationAwakening
    @HigherEducationAwakening 5 лет назад +2

    can I get some butter with that?

  • @Commando303X
    @Commando303X Год назад

    The suit returns.

  • @edydon
    @edydon 2 года назад

    Wonderful video Richard. Please consider talking about Art.

  • @Sasha0927
    @Sasha0927 Год назад

    Things got hazy around the alternative investments, particularly derivates, but I'm sure it'll be clearer as I go along. What impresses me is how many ways there are to invest in general.

  • @SwordCurseTv
    @SwordCurseTv 4 года назад

    Will you be able to post a video about the differences between Venture Capital, Private Equity, Proprietary Firm, Investment Firm/Banks, Investment management firm/banks, Stock Brokerages?
    I can't seem to find any simple explanations that are in depth online. Your explanations are great, this can help me a lot as a student who is aiming for the finance industry :D
    P.S. I love your work you inspire me a lot, i take notes while i watch all your videos and re-watch it multiple times because it is so in-depth and so simple. :)

  • @nicholashernandez4367
    @nicholashernandez4367 3 года назад

    Hello Plain Bagel! Do cryptocurrencies fall under this category?

  • @seanhartnett79
    @seanhartnett79 5 лет назад

    Cash equivalents are basically treasury notes, commercial paper and others.

  • @seanhartnett79
    @seanhartnett79 5 лет назад

    Basically you have some other ones. Precious metals are basically commodities. Reits and those others are more speculative.

  • @garcia4062
    @garcia4062 3 года назад

    Gracias

  • @ElvishShellfish
    @ElvishShellfish 4 года назад

    It seems like commodity and real estate investment, too heavily done, could really put a drag on the people and companies that actually use them.

  • @aryaniyer3558
    @aryaniyer3558 6 лет назад +2

    Great stuff man. Damn good format

  • @seanhartnett79
    @seanhartnett79 5 лет назад

    5:20, you can make money on it. But it is hard and you have to time it right.

  • @Navostar1
    @Navostar1 4 года назад

    I appreciate you and the information that you share. Keep it up 👍🏾

  • @trtotally
    @trtotally 2 года назад

    Thanks for this video!

  • @krypdek
    @krypdek 3 года назад

    Thank you for the video!

  • @aemachine88
    @aemachine88 5 лет назад

    praise god for directing me here

  • @aryapatel7615
    @aryapatel7615 5 лет назад

    getting 3k subs per day wow

  • @danielshaikhali5108
    @danielshaikhali5108 5 лет назад

    Love your videos 🥰

  • @miltonromero5533
    @miltonromero5533 5 лет назад

    Great video dude

  • @domingo2977
    @domingo2977 5 лет назад

    How do people actually make an algorithm with excel and other software programs?

    • @ThePlainBagel
      @ThePlainBagel  5 лет назад +3

      Excel has its own programming language called Visual Basics that turns it into a pretty powerful tool, though I’m not sure if it’s actually used with algo trades. It could, however, be tied to other systems using APIs (ie if the excel program identifies a buy opportunity, you could have the system automatically submit an order on a different brokerage platform). Not sure if that’s actually what algo trading looks like though

    • @drvanon
      @drvanon 5 лет назад +2

      Hey man, as a programmer I just wanna give you a heads-up that you're a cool dude. This is such a small question from someone who seems to know not too much, but your answer is so comprehensive and well tought out. It shows you really care! That's special and good.

  • @Clifffffffffford
    @Clifffffffffford 5 лет назад

    👍🏽

  • @mysterybuyer3738
    @mysterybuyer3738 5 лет назад +3

    As far as I am concerned only gold and silver are true money and are the only investments one should be in.
    It looks like everything else is fiat denominated garbage.

  • @soupy4099
    @soupy4099 6 лет назад +2

    Yeah, I don't see any problem at all putting trust in Mortgage Backed Securities /s
    _see also:_ 2008 Financial Crisis and The Big Short

    • @ThePlainBagel
      @ThePlainBagel  6 лет назад +13

      Hey Soupy, you’re completely right! The MBS was a big part of the crisis, but it wasn’t the instrument itself but rather the greed of the institutions that created the products that led to the financial collapse. The instrument in and of itself makes sense, but there was explicit lying and manipulation involved with the MBS securities of 2008. I additionally don’t recommend anything in these videos, I’m trying to take a more educational approach, though I’ll be sure to make a future video on 2008.
      Also, big fan of the Big Short :)

  • @PW060284
    @PW060284 6 лет назад +3

    I would argue that cryptocurrencies are a more (theoretically) revolutionary alternative asset than derivatives. Highly subjective of course. Great stuff; informative AND approachable, detailed without being pedantic. Keep up the great work.

    • @ThePlainBagel
      @ThePlainBagel  6 лет назад +1

      Thanks for the kind words, glad you find the videos useful!
      I agree that cryptos are pretty revolutionary, however their impact on the market is (currently) dwarfed by derivatives. Their market cap is around $228.33B (though I'm not sure how reliable that number is, just found it from a Google search), whereas higher estimates of the derivatives market puts it at a size of $1.2 Quadrillion ($1,200,000B). That being said, we haven't seen the full impact of cryptos yet, or if they'll lose popularity moving forward; only time will tell!

    • @chasserd77
      @chasserd77 5 лет назад

      @@ThePlainBagel I highly suggest reading a book called - The Bitcoin Standard by Saifedean Ammous. If you do pick it up, I would love to hear your thoughts on it.

    • @rotagbhd
      @rotagbhd 5 лет назад

      You would lose that argument.

  • @pausucro1320
    @pausucro1320 5 лет назад

    sadly gold, silver and other minerals are up for disruption, as lab grown minerals have been increasing, diamonds alone is decreasing its value due to the amount og labgrown diamond companies

    • @patrickroers752
      @patrickroers752 Год назад

      Well diamonds were never rare or valuable. Just heavily marketed.

  • @gentelmenschannel5028
    @gentelmenschannel5028 5 лет назад +1

    gold and silver have no risk you fool.