Canceling: Business Gold, Regular Platinum, Altitude Connect Incoming: Alaska Business Keeping: Schwab Platinum, BBP, Business Hilton, Hilton Aspire, IHG, Venture X, Business Wyndham, Capital One Spark, Delta Platinum.
After I hit my intro bonus on my Chase IHG Premier card, I'm going to take a break from credit cards for 6 months. I want to apply for the Venture X after the break
If you have Priority Pass Select (only available on chase, no longer on capitalone) you get $30 dining credit per person (up to 2 guest) so that means you can get $90 worth of value per restaurant visit.
I love the Wyndham Business Earners card! I stayed in Switzerland last summer at the Vienna Hotel and was upgraded. I also got upgraded at Atlantic City at The Tropicana in November . Great card ! Thanks for the video Ben!
In 2023 I downgraded my Bonvoy Brilliant to a 2nd Bonvoy (somehow allowed, as I also have an SPG-converted Bonvoy card). Otherwise keeping everything else (Platinum, Gold, Ritz Carlton, CSP, IHG [normal & premier]).
Cap1 forgives a monthly balance of $1 or less, as does Barclays. I buy $1 gift cards at Amazon every month with each of my 3 otherwise unused cards (1 QS, 2 Barclays).
I’ll keep the business platinum for the 35% rebate on first class flights booked through Amex travel. I’ve saved thousands over the years from that alone
Max rewards bonus tracker looks to only be for Gold now... that was bad news for me, and for some reason I couldn't select my "choice" category or preferred card.
I am not sure if they provide better service with paid membership now but it seems like Max Reward doesn't track my spending that well anymore. It has also been giving me errors when trying to sync accounts.
hi, have you heard about credit card funding for a bank account? it can either count as a purchase or a cash advance... tried searching in DOC and there are banks that allows this and counts as a purchase (as high as $5000)... is this ok for hitting min spend? if yes, can I pay CC purchases from the same bank account?
I use them in ways that give me value, I needed a hotel the night before a flight, thus it made sense for me. 35k only really gets you a mid range or even low range hotel.
Bom saber como está o mundo dos cartões de créditos pelo mundo a fora, aqui no Brasil também sou um apaixonado pelo mundo das milhas, hotéis e lounges e até mesmo de aluguéis de carros através de cartão de crédito...
11:37 😮$49K credit limit on a single card 😮 many viewers likely also have a ~$22K limit on some Chase personal cards, but dang that $49K limit on one card is a flex
Canceling: Business Gold, Regular Platinum, Altitude Connect
Incoming: Alaska Business
Keeping: Schwab Platinum, BBP, Business Hilton, Hilton Aspire, IHG, Venture X, Business Wyndham, Capital One Spark, Delta Platinum.
Love the new set up shifu, very refreshing.
Goal for 2024: Hit companion pass for sw
I was looking into a SW premier card but went against it since the company doesn’t have any airline transfer partners.
Any way to get that pass the fastest?
My goal too. I’ll hit it within the next few weeks.
Ditto
After I hit my intro bonus on my Chase IHG Premier card, I'm going to take a break from credit cards for 6 months. I want to apply for the Venture X after the break
I value lounge visits at about $20 a visit due to paying about $20 to eat in the airport anyways
Very true, I generally travel with my family of 4 so the VX is clutch as that is $80 every time we use a lounge which adds up
Yeah sounds about right
If you have Priority Pass Select (only available on chase, no longer on capitalone) you get $30 dining credit per person (up to 2 guest) so that means you can get $90 worth of value per restaurant visit.
I love the Wyndham Business Earners card! I stayed in Switzerland last summer at the Vienna Hotel and was upgraded. I also got upgraded at Atlantic City at The Tropicana in November . Great card ! Thanks for the video Ben!
I just canceled my cap1 quick silver 1 2 months ago and it didn't even touch my credit score
How old was that card?
@@VincentPascual 2yrs
Thanks for the updates, I may need to revise MY strategy
In 2023 I downgraded my Bonvoy Brilliant to a 2nd Bonvoy (somehow allowed, as I also have an SPG-converted Bonvoy card). Otherwise keeping everything else (Platinum, Gold, Ritz Carlton, CSP, IHG [normal & premier]).
Why would you bother actively canceling a no annual fee card? Just don’t use it. Capital one will cancel it themselves eventually
Cap1 forgives a monthly balance of $1 or less, as does Barclays. I buy $1 gift cards at Amazon every month with each of my 3 otherwise unused cards (1 QS, 2 Barclays).
Right now I use the united quest card the m life las vegas card from the bank of Omaha the best buy card and the city rewards plus card
Great video ❤
Get the surpass before Jan, you can still get 10 PP entries for a year and get 200 credit next year.😮
What if you only have credit cards and no loans or mortgages but an old credit card
Kina shocked u weren't holding onto a Sapphire card
I’ll keep the business platinum for the 35% rebate on first class flights booked through Amex travel. I’ve saved thousands over the years from that alone
*booked with points
Looking forward to your "How to climb the credit card ladder in 2024" video, Happy New Year Ben! 😁🎆🥳
Max rewards bonus tracker looks to only be for Gold now... that was bad news for me, and for some reason I couldn't select my "choice" category or preferred card.
I am not sure if they provide better service with paid membership now but it seems like Max Reward doesn't track my spending that well anymore. It has also been giving me errors when trying to sync accounts.
I have my quick silver with my 3 year old as an authorized user. just did this recently but also wish i was building his credit with a better card.
Just convinced me to cancel some of the my older cards that I got when I didn't know anything about anything
The credit card I’m keeping is my visa credit one bank platinum credit card to build credit
Might be tempted to cancel my QS in the next year or so.
No love for the Blue Business Plus?
That is actually the one card i am seriously considering for 2024, I keep getting 75k targeted mail offers for it
@@TheCreditShifu worth
@@TheCreditShifuI got the Blue Business Plus this year with the 75k bonus.
hi, have you heard about credit card funding for a bank account? it can either count as a purchase or a cash advance... tried searching in DOC and there are banks that allows this and counts as a purchase (as high as $5000)... is this ok for hitting min spend? if yes, can I pay CC purchases from the same bank account?
On chase cards should be fine. Not Amex ever
What a crap way to use that free 35k Marriott night.
I use them in ways that give me value, I needed a hotel the night before a flight, thus it made sense for me. 35k only really gets you a mid range or even low range hotel.
shave and a haircut ... 2 bits
American credit card consumer debt over a trillion dollars? Goal? Lord Willing completely pay my credit cards off.
You got this!
My strategy in 2024 to not applying for no more credit cards
I have to wait for 2025 to get a new card I have 4 credit cards already under one year 😏
It’s my 11th credit card
Bom saber como está o mundo dos cartões de créditos pelo mundo a fora, aqui no Brasil também sou um apaixonado pelo mundo das milhas, hotéis e lounges e até mesmo de aluguéis de carros através de cartão de crédito...
Should I close my oldest card? It is a secured card and I rarely use it now since I got better cards…
11:37 😮$49K credit limit on a single card 😮 many viewers likely also have a ~$22K limit on some Chase personal cards, but dang that $49K limit on one card is a flex
🍀💳2024!
First 💯
Second lol
Trash set up. Literally Hilton and Bonvoy don’t give any points advantages… might as well use your own money.