How I Paid Off $120,000 Debt In 6 Years 💸 | I’M DEBT FREE!!

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  • Опубликовано: 27 окт 2024

Комментарии • 606

  • @Christinamychas
    @Christinamychas  3 года назад +204

    Thank you again for your continued support and encouragement on this journey. I could NOT have done it without you and this community. Thank you and you all mean more to me than you could ever know ❤️❤️🥰🥰

    • @pattisusala9205
      @pattisusala9205 3 года назад +1

      Thank you for sharing your journey. I went on it with you and am also debt free. You're right-IT IS SO WORTH IT!!!

    • @Killjoy_Mel
      @Killjoy_Mel 3 года назад +2

      Ah such calm and measured beginning to the video, you should've howled it from the rooftops right at the beginning of our video, blow the speakers, blow the ear drums! Congratulations!

    • @delmasanchez4845
      @delmasanchez4845 3 года назад

      Congratulations, I'm so happy for you.

    • @annamarieholstpahus8910
      @annamarieholstpahus8910 3 года назад

      Greetings from Denmark 🇩🇰 - congratulations, Christina! So happy for you 💪🌷🎶🎈🎂🥂 - so wonderful, so impressive!

    • @flybyniko
      @flybyniko 3 года назад +2

      Christina, congrats! I’d love it if you kept us in the loop on your savings journey as well. I’m there myself and would find such videos from you very motivating!

  • @thali89
    @thali89 3 года назад +74

    When’s that collab with TFD happening? This story would resonate with so many!

    • @mkhalgat
      @mkhalgat 3 года назад +4

      Yaaaysss please 🙏

  • @IsabellaBazzara
    @IsabellaBazzara 2 года назад +4

    Congratulations!!! You must feel such a relief. I am 3+ years in paying off my debt and have 8 months left until I am debt free. Hurray

  • @katie
    @katie 3 года назад +108

    Christina!! congratulations - this is such an amazing milestone 🙌🏻 also this video was so well done - and super inspiring to watch!

  • @MalamaLife
    @MalamaLife 3 года назад +92

    Yay! You did it!! I'm so happy for you. this is truly inspiring ❤😁

    • @kkkxkkk8174
      @kkkxkkk8174 3 года назад

      I’m dying of a 2k$ debt. Can you help me? I’m from India

    • @Christinamychas
      @Christinamychas  3 года назад +1

      Thank you my friend! 🥰

  • @AhmetKaan
    @AhmetKaan 3 года назад +37

    *"Everything in life is easier when you don't concern yourself with what other people are doing."*
    The chances of you seeing this comment is pretty low, but if you did, *I hope you have an amazing day.* 🖤

  • @Stephanie-ki5oz
    @Stephanie-ki5oz 3 года назад +24

    Congrats!!! So well deserved. You used a difficult part of your life to encourage others to heal and grow and be free too! What a wonderful accomplishment !

  • @DemetriPanici
    @DemetriPanici 3 года назад +39

    Congratulations!! This is so inspiring to the many people who found themselves in the same situation you were!

  • @AlyssaBeltempo
    @AlyssaBeltempo 3 года назад +19

    Finally watching this! Congratulations Christina!! You set such a good example for so many! I fully agree with normalizing talking about money. Especially within our social circles. I think a big part of it is wanting to keep up socially and good friends will understand if we prefer a night in vs going out for financial reasons. Thank you so much for your work!! xx

  • @SimpleHappyZen
    @SimpleHappyZen 3 года назад +4

    You did it Christina, amazing!!! Congratulations 🤗💕

  • @princesstutusweet
    @princesstutusweet 3 года назад +6

    Why do I feel like crying? 😭 so proud of you girl!!

  • @billybee9659
    @billybee9659 3 года назад +24

    A HUGE Congratulations to you. This achievement seems absolutely unreal, but you've proven it to be very possible. How motivating!

  • @emilyencapsulated9540
    @emilyencapsulated9540 3 года назад +46

    Yay Christina! I've been following you for a while, and I'm happy to see you reach your goal. This is totally unrelated, but I would love to see a video about how you balance your pharmacist job with creativity/youtube/content creation/hobbies. I'm a nurse practitioner student, and my entire world seems to revolve around studying & clinic. I love medicine but it's not my *only* love. How do you create space for a creative outlet?

    • @Christinamychas
      @Christinamychas  3 года назад +8

      I will address this in an upcoming q+a video ❤️ and that’s amazing - congrats!

  • @erineccentric5810
    @erineccentric5810 3 года назад +5

    Congrats!!! I'm still on my debt-free journey. it feels never ending but I'm so happy to see you got there!! someday I will too!

  • @katiemorrey5722
    @katiemorrey5722 3 года назад +9

    Genuinely had a few tears of happiness when I saw the balloons pop up! 🥳🥳I’ve followed you for a couple of years and my god I’m so happy for you and seeing your wonderful and inspiring journey!! CONGRATULATIONS 👏

  • @morganwentworth2041
    @morganwentworth2041 3 года назад +22

    Congratulations! Been following you for a while, and I’m really proud of you. I didn’t have too much student loan debt but I’m still working on spending less on makeup that I never wear. Knowing exactly where my money is and what my balances (including credit cards) are is definitely the thing that helps me manage my money best

  • @alexendersby6254
    @alexendersby6254 3 года назад +15

    Congratulations!!! I’ve followed your journey and watched as you have truly blossomed and become a brighter, happier person and spread so much of what you’re learning around! Love this so much xxx

  • @AhmetKaan
    @AhmetKaan 3 года назад +2

    Congratulations Christina!!!

  • @GodsGrace987
    @GodsGrace987 3 года назад +5

    So proud of you!!!! I can’t wait for my debt free scream in Dec 2021!!! You’re amazing!!! Live and give like no one else. Be weird! ❤️

  • @chandlerainsley
    @chandlerainsley 3 года назад +1

    incredible! congrats Christina!

  • @lauraramosdelgado
    @lauraramosdelgado 3 года назад +2

    CONGRATULATIONS MY FRIEND. Right now I'm in the process of paying off one of my three student loans and planning to have my CC balance on zero before the end of the year. Thank you for providing this inspiration. Wujuuu! You did it =) =) =)

  • @kimberlyheinz4490
    @kimberlyheinz4490 3 года назад +2

    Congrats!! SO happy for you. I am debt free also, paid off our house last month!

  • @ronettemalone
    @ronettemalone 3 года назад +1

    I am crying happy tears for you! Great great job! I think I will celebrate like you did when my mortgage is paid off. Helium voice and all. 🤣😂

  • @faceonnailsdonehairdid
    @faceonnailsdonehairdid 3 года назад +18

    Wow, congratulations Christina. This is a huge milestone. I've been a silent watcher of your channel for a while but I had to say something. This is really inspiring! Wishing you happiness, more financial freedom and growth.🍹

  •  3 года назад +10

    OMG I’m in tears!!! 😭 Congrats!!! This is soooo amazing! This is such an inspiration, it’s giving me an extra push to continue on my debt free journey!

    • @Christinamychas
      @Christinamychas  3 года назад +2

      😭😭😭😭 love! Thank you alma ❤️ you got this!!

  • @SippaOne1
    @SippaOne1 3 года назад

    WE WERE WAITING FOR THIS MOMENTTTTTT👏🏻👏🏻👏🏻👏🏻👏🏻✨✨✨✨

  • @AlinaMcleod
    @AlinaMcleod 3 года назад +7

    Congratulations!!! That is incredibly inspiring. I can definitely relate to what you said about getting debt free is so much easier when you can actually just TALK about it. I had so much shame around having debt and it wasn't until I could admit that to other people, did things really begin to shift for me. Life becomes a lot easier when you can just admit to yourself that where you're at doesn't define where you'll be able to go.

  • @SonyaandSidney
    @SonyaandSidney 3 года назад +3

    Congratulations! I'm so happy for you! My husband and I paid off all of our non-mortgage debt in 2018 and since then we've been chipping at our mortgage and maxing our retirement savings.
    I've really appreciated your videos. I've always had an issue with emotional spending and still do. I use your tips to keep it under control. Sometimes I still spend emotionally, but now I do it within my budget without going into debt. I keep working at it though because I hate waste and that's what emotional spending often leads to for me.
    Keep going girl!

  • @29BKing
    @29BKing 3 года назад +6

    Way to go, Christina! Your no-nonsense approach is always appreciated. Thanks for bravely sharing your journey.

  • @sydr8765
    @sydr8765 3 года назад +4

    I feel strangely proud of you because I feel like I’ve been along for this journey. Congrats!

  • @marilyngraeme8985
    @marilyngraeme8985 3 года назад +1

    Congratulations!!! Enjoy the milestone. Plan the next goal.

  • @kirstinpiche
    @kirstinpiche 3 года назад

    Great job! My husband and I did a happy dance when we paid off our mortgage.

  • @keneshapike3773
    @keneshapike3773 3 года назад +1

    Yaaay Christina! Congratulations!! 🎉🙌🏾

  • @ThanhTranonline
    @ThanhTranonline 3 года назад +9

    Very happy for you, Cristina! Especially happy that you found clarity and control through the process of paying off all this debt. Congratulations!

  • @mootmovies6372
    @mootmovies6372 3 года назад +9

    Congratulations!! Can't wait to see how your content evolves from working towards that goal to maintaining the minimalist life you've created.

  • @julzmilz5259
    @julzmilz5259 3 года назад +1

    Congratulations! What a powerful shift you have created for yourself.

  • @checkeredsimp
    @checkeredsimp 3 года назад +1

    Congratulations! Fellow pharmacist here working to get to this point. I have appreciated you sharing your journey!

  • @ValKovalchuk
    @ValKovalchuk 3 года назад +7

    I’m so happy for you! This made me tear up a little 😭

  • @briannamacaulay376
    @briannamacaulay376 3 года назад +1

    SO happy for you!! Congratulations!!

  • @rebeccahellwig5821
    @rebeccahellwig5821 3 года назад +1

    CONGRATULATIONS from Germany! You SO deserve to be proud of yourself! Well done!
    Always the right words, honest and inspiring, immensely reflected and kind. Way to go! xx

  • @ashleyanastasia7779
    @ashleyanastasia7779 3 года назад +1

    Congratulations!!! I'm so happy for you!!! I love to see your genuine joy!!!!!

  • @meaganhammer9025
    @meaganhammer9025 3 года назад +1

    I'm about to burst into tears of happiness for you!!!!! congratssssss!!!!!! This is so exciting!

  • @AmandaWeldon
    @AmandaWeldon 3 года назад

    SO FREAKIN PROUD OF YOU!

  • @lizzy2396
    @lizzy2396 3 года назад +1

    Well done Christina! Congratulations on being debt-free! Onwards and upwards! With love from NE England! x

  • @seashell8596
    @seashell8596 3 года назад +1

    Heck yes!! WOOOOOT!! Congratulations!! Such a big accomplishment!

  • @Mon-wy7pu
    @Mon-wy7pu 3 года назад

    Well done. I can imagine how you must feel and how important it is for you.
    You have inspired me to stop shopping and question my spending. Thank you for that.

  • @annepennistongray5133
    @annepennistongray5133 3 года назад

    Good for you! Thanks to cheering others on too, I recommend your channel to clients as many of them are struggling with debt which of course affects their mental health.

  • @katb7375
    @katb7375 3 года назад

    OMG!!! So excited for you! My husband and I are working toward the same thing! Congrats on finally seeing the light at the end of the tunnel!

  • @hannarellah8497
    @hannarellah8497 3 года назад +4

    Christina, I can totally tell how happy you are and I'm so happy for you too! You seem so proud and relieved and you deserve every little bit of that. Congratulations!!!

  • @heatherp7836
    @heatherp7836 3 года назад

    Cue the Snoopy happy dance! Brava!! Well done Miss Xtina!

  • @meowyimeow
    @meowyimeow 3 года назад +3

    Congratulations, Christina!! This is a HUGE accomplishment!!

  • @barbarahodel1624
    @barbarahodel1624 3 года назад +2

    Du bist so toll! Herzliche Gratulation zu deiner starken Leistung und ein fettes Dankeschön für das Teilen deiner Einsichten und dein authentisches Berichten.

  • @Rose2626
    @Rose2626 3 года назад +1

    I’m crying real tears! I’m sooooo happy for you!!!!! You deserve this, and you’ve earned it!!!

  • @nadiarambles
    @nadiarambles 3 года назад +4

    omg that helium-filled 'i'm debt-freeeee' at the end. 😂💛 a major CONGRATULATIONS to you Christina, it was so awesome to watch you accomplish this giant milestone! 🥳

  • @joannecoogans1453
    @joannecoogans1453 3 года назад +5

    CONGRATULATIONS 🎊 👏 This is life changing! Your determination is admirable, enjoy the wonderful feeling this brings you - you SO deserve it ❤ x

  • @cornishsunflower963
    @cornishsunflower963 3 года назад +2

    Massive congratulations- go you! I recently made my last payment on our house mortgage and it made me so happy! Here's to future freedoms! x

  • @Trisha_Joy
    @Trisha_Joy 3 года назад +1

    Congratulations girl!!! What an accomplishment!! 🎉🥳💛 Love your debt free scream!! 😃

  • @MsEricao
    @MsEricao 3 года назад

    GAHHHHHHHH YOU DID IT 🎉 🎉 🥳 . You’ve already been my inspo but now even more so.

  • @rosemarytempleton2933
    @rosemarytempleton2933 3 года назад

    Congratulations! I have been following you for two years. So proud of you. It feels good to be debt-free!

  • @a_leaf
    @a_leaf 3 года назад

    Congratulations!!!!! I'm so happy for you!!!! Welcome to the debt free life it is amazing! Your hard work paid off great job!

  • @denisegrosch2744
    @denisegrosch2744 3 года назад

    SO happy for you!!! I've been watching you for a while now and was rooting you on. What a major accomplishment!! All you have to do is say NO to yourself. Way to go!!!!

  • @zucchinizorro
    @zucchinizorro 3 года назад +3

    Congrats Christina!!!!!! Such a boss, 120k is a staggering amount, such an inspiration to so many.

  • @NikkiCFO
    @NikkiCFO 3 года назад +1

    Congrats! This is a major accomplishment!

  • @operalove7221
    @operalove7221 3 года назад

    Congratulations Christina. And thanks for that no fuss approach in the video. It's succinct and drama free. Very inspiring 👏

  • @Itsmutualx
    @Itsmutualx 3 года назад +1

    Congratulations 🎉!!! I am so happy for you 😄

  • @sofiarodriguez7881
    @sofiarodriguez7881 3 года назад

    Wow!!! Congratulations Christina, your story brings tears to my eyes!! Thank you for your transparency and guts!!!

  • @DrJessicaLouie
    @DrJessicaLouie 3 года назад

    CONGRATULATIONS CHRISTINA! Fellow pharmacist here who paid off $380,000+ in student loans. Glad I found your channel and love your advice for getting started approaching this financial goal.

  • @rachaelgraziotto686
    @rachaelgraziotto686 3 года назад

    CONGRATULATIONS CHRISTINA!!!!! 🎉💕

  • @katrin1381
    @katrin1381 3 года назад

    I was so excited seeing the title of this video. I'm so proud of you! ❤️❤️

  • @AlexaStyleBook
    @AlexaStyleBook 3 года назад +4

    Yasss!! This is the best feeling💕💕

  • @damarisn9176
    @damarisn9176 3 года назад

    Congratulations Christina! I’m in tears. I’m very proud of you and happy for you. Truly inspirational.

  • @roxanne7185
    @roxanne7185 3 года назад +1

    Oh! I haven't watched it yet, but I'm so happy to see that title! I felt I've been in the journey with you. CONGRATULATIONS!!!!

  • @wellergirl75
    @wellergirl75 3 года назад

    Congratulations Christina 🎉🥂 Loved this video 💖 My fave part ‘Know your why’. Started following you here few months ago when I was searching for podcasts for shopping addiction. You were a guest on on the podcast and what you said resonated so much. I was really good with money for a long time but lost my way in the last few years. But since I found your channel even at 46 I need to ‘know my why’ every day. stop chasing the perfect item when I have so much of the same thing already, and do some hard self analysis as to why I shop. The noise gets loud for me a lot as am
    an emotional shopper. But when the noise ramps up, I watch your videos and come back to earth. Thankyou for sharing your journey. Watching from Australia. 🇦🇺

  • @asalindstrom6845
    @asalindstrom6845 3 года назад

    Woohhhh🙌🙌🙌 Great job!! Congratulations 🤩

  • @whiskersBOOSTER2
    @whiskersBOOSTER2 2 года назад

    Congratulations!!! Really something to be proud of and YOU DID IT!!👏👏👏👏👏

  • @krisd_b
    @krisd_b 3 года назад

    Yay!!! Congratulations! Thanks for being open and honest during your process.

  • @jerlinthangam1040
    @jerlinthangam1040 3 года назад +2

    So happy for you 😄 congrats 💐i am on my own debt repayment journey,which is coming to an end by next month. Your videos really helped me to remember why I was doing this whenever I was tempted to shop!

  • @shelleypickering190
    @shelleypickering190 3 года назад

    Wow congratulations that’s great news! Good for you Christina the relief must be immense. You have to be so proud of yourself🤗.

  • @TheJurisJourney
    @TheJurisJourney 3 года назад +12

    Congrats Christina!! This is such an inspiring video as a recent law school graduate with a similar student loan debt. I can't wait to see what's in store for you next :)

  • @rachelmcgill5258
    @rachelmcgill5258 3 года назад

    This got me all choked up! Congrats, lady. You did it!!!

  • @lynnykhoury
    @lynnykhoury 3 года назад +1

    YAY!!! Congratulations!! I know you feel like a huge weight has been lifted 😄

  • @iain2853
    @iain2853 3 года назад +6

    I paid off my student debt 3 months ago and 3 months prior to submitting my masters dissertation. While it definitely wasn't the same amount of debt as yours because I'm not American, I definitely feel you re: the pain of being in debt, and the sense of relief to get it behind you.
    Congratulations! You've done so damn well and have shared such an important story for all of us who have struggled with this!

    • @georgina4874
      @georgina4874 3 года назад +2

      She's not American. 😂 Pharmacy school is expensive.

    • @Ivy-yd8fz
      @Ivy-yd8fz 3 года назад +1

      She’s Canadian

    • @iain2853
      @iain2853 3 года назад

      @@Ivy-yd8fz thank you!

  • @marina3422
    @marina3422 3 года назад

    YAS, girl! Congrats! So happy for you!

  • @erikaalvarado908
    @erikaalvarado908 3 года назад

    Yay, yay, yay! I literally got so emotional watching this! Congratulations 🎉💕🥳

  • @zoraidarodriguez1761
    @zoraidarodriguez1761 3 года назад +1

    Fantastic, Congratulations 😊👏🎉 I am soooooo happy for you. Well done and thank you for sharing and all your advice. 💕

  • @JenniferBrown-dz7pb
    @JenniferBrown-dz7pb 3 года назад

    Congrats. Found your channel earlier this year and the impact has been life changing

  • @stephaniesharpe1504
    @stephaniesharpe1504 3 года назад +1

    THANK YOU SO MUCH CHRISTINA!!! watching how honest you are with yourself in your videos has forced me to be honest with myself about where i stand financially with myself. i never really stopped to really assess where i truly was and what my goals were until i started following along your journey. so glad we could do it together

  • @miluskamarmol4710
    @miluskamarmol4710 3 года назад

    OMG congratulations 👏🏼👏🏼👏🏼 I’m so happy for you, this year I became debt free too, best feeling ever 🎉🎉🎉

  • @StefanieAnna
    @StefanieAnna 3 года назад

    yay!!!! Im so excited for you! I have loved following along on your debt free journey. We started with very similar amounts of debt. I am 28k from celebrating with you, cant wait to make a video like this next year! Thanks for being an inspiration in the debt free community!

  • @sanasiddiqi7372
    @sanasiddiqi7372 3 года назад +1

    I was waiting for this video. Congrats on this great milestone! ♥️

  • @reshmasamaroo2056
    @reshmasamaroo2056 3 года назад +1

    This video makes me so happy and I look forward to my debt free day ❤

  • @torupico
    @torupico 3 года назад

    YYYYAAAAAYYYYY 💕 congratulations, Christina. I am so proud of you 🤓

  • @Casscapri
    @Casscapri 3 года назад

    Well done dear Christina!!!! Being free is really priceless!!! ENJOY :)

  • @ruthstrickland6679
    @ruthstrickland6679 3 года назад

    Yayyyyy! Congratulations your determination paid off. You have worked so hard for this moment I hope you get chance to enjoy xx

  • @bibikhan8055
    @bibikhan8055 3 года назад

    Congratulations Christina!!! This is HUGE!

  • @wendyinprogress8958
    @wendyinprogress8958 3 года назад

    Congratulations!!! I’ve been following you and it motivated me to pay off my car, I just made my last payment two weeks ago! Now on to the house!!! Thank you for the motivation!!

  • @tikitikiforeverandever
    @tikitikiforeverandever 3 года назад

    congrats!!! so happy for you. looking forward to my own debt-free day. 💛🙏

  • @JehanineMelmoth
    @JehanineMelmoth 3 года назад

    Oh my goodness Christina, congratulations!!!! Xxxx 🥂 You deserve this - you’ve helped us as well as yourself! Please don’t give up the channel now! Huge 👏🏻 and 🎈! Xxx

  • @michelenicole8337
    @michelenicole8337 3 года назад +1

    This is amazing! Good for you girl! 😀 congratulations!!! Thank you for sharing your story!

  • @EH-fw3pg
    @EH-fw3pg 3 года назад +1

    Congratulations!! Thank you for spreading this message :)