Our monthly expenses in Canada as a home owner | Do we regret buying house?

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  • Опубликовано: 8 май 2024
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Комментарии • 418

  • @SandyTalksCanada
    @SandyTalksCanada  22 дня назад +9

    Here's your exclusive $100 discount on Yesoul Bike:
    Code: Sandy
    Link: bit.ly/3QJYT7P

  • @muneebrana94
    @muneebrana94 26 дней назад +10

    Congratulations! And very new review! Stay blessed and keep growing!

  • @alaher4523
    @alaher4523 23 дня назад +61

    You needed to buy a house that is smaller within your budget - the BIGGEST MISTAKE you made was you bought to TOO MUCH House for 2 people

    • @taranjitsingh2714
      @taranjitsingh2714 17 дней назад +15

      That is the problem with people, they go beyond their means to impress others…talk is cheap, following your talk is hard…

    • @Kate-fd5ni
      @Kate-fd5ni 15 дней назад +6

      Yes desi always get showcase home to show off.

    • @Agriachiever
      @Agriachiever 13 дней назад +3

      3200 mrtge is reasonable based on earning of 2 person. this is good house. If it was it Toronto 3:22 greater area the mortg would be around 5k

    • @yassal426
      @yassal426 7 дней назад

      You are forgetting they can easily afford this house with their multiple income streams...

    • @lildoc
      @lildoc 6 дней назад +2

      Indians ko show off bhi toh karna hai na 😂 agar 2BHK city apartment khareed lete to India mein apne rishtedaaron ke saamne tashan kaise marte? Everybody who wants to turn from being a tenant to a home owner should do all these calculations before deciding to buy a house within their means😅

  • @lokeshsuvarna5509
    @lokeshsuvarna5509 25 дней назад +7

    Congratulations to both of you on your house anniversary. Keep growing.

  • @sajeevbedi-ff3qb
    @sajeevbedi-ff3qb 25 дней назад +4

    Congratulations 🎉 guys , appreciate your humility and dedication to spreading awareness

  • @JMian
    @JMian 25 дней назад +9

    Each home in Canada has a small factory in the basement. I always felt that way when I see the hvac ,softner and washer and dryer in basement

    • @Kash568
      @Kash568 22 дня назад

      its not factory its much needed. There is water heaters in India. Its just compacted in the basement. In india there are those giant coolers. They look quite ugly tbh.

    • @sr-xd8jb
      @sr-xd8jb 18 дней назад

      @@Kash568 Utility >>>>>>> looks

  • @swatisharan2943
    @swatisharan2943 25 дней назад +4

    It's good you highlighted expenses and what's involved. Also, don't forget outdoor care. 😊 For those not earning so much right now, don't despair. Within the next two years, public housing will be going strong and many of you will qualify for that so your household debt will be much lower. And even to those who do earn in the higher brackets, why keep your household debt so high? In the public domain, there will also be wider varieties of housing to choose from in the long run over the next 7 years but we won't see the first effect probably before the next 2 years because it takes time for the government to assess certain standards before they okay them. Now for those who can and wish to participate in the private market, Sandy's advice rings true. Because you do feel more attached to the property belonging to your family and your freedom does expand about what you can or can't do.

  • @diaraz8643
    @diaraz8643 5 дней назад +2

    It's my time ever to watch such a video! Your presentation is top notch! You've presented the break down of your property expenses very effectively! Earnest well wishes for your life in general and a gracious thanks for such a comprehensive shoot!!!❤

  • @humhindustani1370
    @humhindustani1370 22 дня назад +1

    Congrats on your new home. Love the layout & decor. Like your gym as well its worth investing on fitness that will keep you strong in mind and body. Very informative video for new comers. Stay blessed.

  • @malti870
    @malti870 25 дней назад +2

    thank you for this detailed video. Its very helpful and informative.

  • @kiranpandey2942
    @kiranpandey2942 26 дней назад +3

    Congratulations Sandy ❤❤❤❤❤
    So happy to see your growth 🎉

  • @MrManasarora
    @MrManasarora 25 дней назад +5

    I love the line “without any further do”

    • @korikrali
      @korikrali 18 дней назад

      Its "Without any further ado"

  • @dheerajnovember
    @dheerajnovember 25 дней назад +1

    Beautiful place. Bless you both for more such beautiful things in your life.

  • @rehanshah1982
    @rehanshah1982 22 дня назад

    Many congratulations on the beautiful home anniversary. Stay blessed 🙌

  • @niluferwajeeh4352
    @niluferwajeeh4352 25 дней назад +2

    Congratulations sandy and hubby. Good tips.

  • @nipunjitsingh5224
    @nipunjitsingh5224 8 дней назад +1

    There was so much positivity in this video. May God bless u both 💗 This video will be an eye opener for many people :)

  • @user-zh2ph6fs5v
    @user-zh2ph6fs5v 25 дней назад +1

    you are very nice Sandy and always give us great knowledge about everything ....Stay happy ...Stay blessed forever you both..

  • @anitaroy8113
    @anitaroy8113 25 дней назад +1

    Beautiful. Good decision taken at the right time. ❤️

  • @ajaydhalla
    @ajaydhalla 26 дней назад +4

    Congratulations Sandy and harvinder ❤🎉

  • @DeepakKumar-fu6ty
    @DeepakKumar-fu6ty 23 дня назад

    I like both of you as a couple.Your husband is also a real gentleman.God bless you both.

  • @Tariq-Aziz-Khan
    @Tariq-Aziz-Khan 25 дней назад +3

    An eye-opening video... end was marvellous 😀

  • @tmerose7995
    @tmerose7995 7 дней назад +2

    Ghar Mubarik ho.. Pakistani Bahi . . Malik. . Canada.. Home Renovations & Construction..

  • @arien070
    @arien070 23 дня назад

    Great video. What about expenses for garden and backyard- lawn mowing, cut hedge, clean leaves in fall, duct cleaning??

  • @Jashandeep_Kaur
    @Jashandeep_Kaur 24 дня назад +2

    Absolutely loved the video ❤

  • @mridula6349
    @mridula6349 25 дней назад +2

    nice and candid video. Also both of you look so sweet together :)

  • @MrManasarora
    @MrManasarora 25 дней назад

    Does annual maintenance include cost of water softener and all charges of hvac?

  • @janetmacwan3424
    @janetmacwan3424 25 дней назад +1

    Congratulations both of you God bless you 🎉🎉

  • @SS-mx8kq
    @SS-mx8kq 26 дней назад +42

    Wow, looks like its not worth living in Canada cz it's so expensive to not just live but buy house and then maintain it . Here in Oz, we don't have to worry about salts etc and house u lve in doesn't get taxed.

    • @DineshDinesh-nh9wk
      @DineshDinesh-nh9wk 26 дней назад +15

      That’s actually the real meaning, less costs and Tax free, why should i be giving tax on the land or house i already bought.?
      Canadian government is sucking life out pf canadians instead of giving life.

    • @Smithsteve639
      @Smithsteve639 25 дней назад

      Where do you live ?

    • @thegreatsolo-musicvloginfo7792
      @thegreatsolo-musicvloginfo7792 25 дней назад +1

      Stay in india good for u

    • @dsinghr
      @dsinghr 25 дней назад

      Where in Australia do you live ? Prices are very high in main cities here in Australia. Worst thing about Australia is there are just 3-4 cities where 60 percent of its population lives. That means house bubble will never burst

    • @suryasharma7308
      @suryasharma7308 25 дней назад +3

      Bro simple steps, become cad citizen, move to the us

  • @cookathomeyummyfood5457
    @cookathomeyummyfood5457 20 дней назад

    Congratulations to both of you. Very informative video.

  • @RakeshKumar-bm9vk
    @RakeshKumar-bm9vk 24 дня назад

    Happy anniversary 🎉🎂🎂🎊 May God bless you with another home like this ...

  • @feuillemort6634
    @feuillemort6634 23 дня назад

    Watched your vlog for the first time on RUclips recommendation so informative and different ❤Tysm ❤

  • @shruthisasikumar1669
    @shruthisasikumar1669 25 дней назад +1

    Very detailed video. Nicely explained

  • @azaadkamal6188
    @azaadkamal6188 25 дней назад +1

    Congratulations Sandy and Harvinder ❤

  • @preetisohal6284
    @preetisohal6284 17 дней назад

    Hey make a video on how you furnished your home. I like your plants collection please share where you got all of them.

  • @faizcube007
    @faizcube007 10 дней назад

    Please be mindful, when you rent your HVAC units, maintenance is covered. In the long run it could save you a lot of money. Also, you have the option to get a buyout quote anytime let’s say 5 years down the road etc for flexibility. Up to each individual, depending on your financial situation.

  • @user-by3xj7gi9b
    @user-by3xj7gi9b 26 дней назад +1

    Best wishes for home anniversary dear sandy...

  • @saleemakhtar87
    @saleemakhtar87 24 дня назад +1

    Good job of detailed explanation of home expenses....

  • @user-lp4xh6eo6e
    @user-lp4xh6eo6e 26 дней назад +3

    Heartily congratulations 👏🎉👏 🎉.

  • @amritaa1634
    @amritaa1634 25 дней назад +1

    Congratulations Sandy... Keep going🙂😍👏👌🤝

  • @Akash_deep183
    @Akash_deep183 26 дней назад +1

    Congratulations sandy❤❤

  • @wasimhaider445
    @wasimhaider445 8 дней назад +2

    Congratulations guys. Your house looks beautiful. I would say 3200$ is a decent mortgage if you are living in the GTA. Stay blessed.

  • @user-lb8uq3go9e
    @user-lb8uq3go9e 7 дней назад +2

    Nice video ❤❤❤❤❤ ur always give true information

  • @AG-hu5jj
    @AG-hu5jj 11 дней назад +1

    Happy home buying anniversary Sandy !!

  • @1umarasghar
    @1umarasghar 21 день назад +2

    Sandy please share small homes roughly expense, town house expense, condo expenses for your audience to make better decisions. Take expense figures from friends neighbors etc. Thanks 😊

  • @Iamabhinav829
    @Iamabhinav829 2 дня назад +1

    Congrats to both of you, God bless keep growing :)

  • @samparker334
    @samparker334 25 дней назад

    Congratulations ma'am. Stay Blessed

  • @user-yy2cf9ix6q
    @user-yy2cf9ix6q 26 дней назад +3

    Congratulations ❤❤❤

  • @MrManasarora
    @MrManasarora 25 дней назад +2

    The view and sunlight worth all the $$$$$’s

  • @rajlovinglife
    @rajlovinglife 5 дней назад

    Nice to see..hometour.. And the monthly breakdown of cost was also a talking point like anual property tax which you have to pay forever and also without the other Mislaneous expenses like car insurance and groceries... 👍

  • @virenderkumar3478
    @virenderkumar3478 25 дней назад +1

    congratulations harvinder & sandy beta🌺
    waheguru ji🙏aap sabko hamesa kush rakhe

  • @ashblackhawk
    @ashblackhawk 25 дней назад +1

    3500 to rest this quality (2000+ square feet) of house is extremely affordable, this would cost no less than 6000 per month in proximity of London (suburbs not London zone 1-4) or 4000 cad in other cities.

  • @soulatzaidi
    @soulatzaidi 26 дней назад +2

    Congratulations to you both on anniversary of the beautiful house. Its a good investment and Oper wala Handana Naseeb kerey :)

  • @GurpreetDhariwal
    @GurpreetDhariwal 25 дней назад +5

    Buying a home is truly a personal choice. To each of their own. I am glad that you guys are not regretting your decision of staying in this beautiful and blessed house. Keep shining 🌟

    • @mustooguy_
      @mustooguy_ 21 день назад

      abhi tou log ghar chor ke bhge gain! watch the mortgage paymens coming higher..

  • @asifaaj1
    @asifaaj1 25 дней назад

    So Nice Great Video. and Happy Anniversary for Sweet Home.

  • @doovinapoonyth3977
    @doovinapoonyth3977 25 дней назад +1

    Happy anniversary 2 both of u

  • @ByHassanMoulali
    @ByHassanMoulali 25 дней назад +1

    wow nice house and nice calculations. .. best line at the ending was "ACCHA GHAR ACCHI WIFE" you both are wonderful couple . May god continue to shower his blessings on you always.. with best wishes ❤💚

  • @prashilmehta1860
    @prashilmehta1860 25 дней назад +1

    Beautiful House😍. Congratulations to both of you

  • @funwisely
    @funwisely 22 дня назад

    Thank you very much for posting lovely videos & Educating masses about CANADA reality 😢😢😢😢

  • @asharma4105
    @asharma4105 25 дней назад +1

    Congratulations for your house ❤🎉

  • @jaspalkaur2324
    @jaspalkaur2324 25 дней назад +1

    Congratulations both of you

  • @himanshukhanal4989
    @himanshukhanal4989 26 дней назад +2

    Congratulations sandy

  • @divyangpatel6353
    @divyangpatel6353 25 дней назад +1

    Congratulations to both of you 👍🙏

  • @usman7160
    @usman7160 25 дней назад +1

    Happy anniversary sandy g

  • @saleemiqbal202
    @saleemiqbal202 22 дня назад

    Very informative video and congratulations you have a wonderful house

  • @rizwandodani6730
    @rizwandodani6730 25 дней назад +1

    Good tips... Well done

  • @priyankakhattar7200
    @priyankakhattar7200 24 дня назад +1

    Congratulations!!

  • @pritamyangoubam6540
    @pritamyangoubam6540 26 дней назад +3

    Congratulations 🎉👏

  • @bobbybob4664
    @bobbybob4664 26 дней назад +5

    Hi sandy, which part of Canada have you brought this house in ? I mean, in vancouver I could hardly rent a 1 bedroom in 3k ? You said in the video, that it will cost 3.5k approx to rent a house of that size ?

    • @sahilhira-is9gj
      @sahilhira-is9gj 25 дней назад

      She brought the house in ottawa,ontario

    • @nishantthaccker1173
      @nishantthaccker1173 18 дней назад

      @@sahilhira-is9gj - Is this Ottawa for sure ?

    • @nomorenews
      @nomorenews 17 дней назад

      ​@@nishantthaccker1173ottawa is cheaper then big cities and freezing all year

  • @prabhgunsingh16
    @prabhgunsingh16 8 дней назад +1

    Hi Didi, I received my credit summary yesterday. It showcased that my credit score went down by 28 points. I didn't apply for any inquires and all of my payments are on time. There is nothing mentioned in my credit report. Can you please help???

  • @user-yx1lu5kl8k
    @user-yx1lu5kl8k 25 дней назад +1

    how much down payment did you give for this house. also which city do you live ?

  • @sunitgupta4369
    @sunitgupta4369 26 дней назад +1

    V Good information,Sandy.

  • @patelkalpesh9021
    @patelkalpesh9021 25 дней назад +1

    Congratulations sandy both of u

  • @pritgill6269
    @pritgill6269 23 дня назад

    where did u buy those microphone... looks very fancy... n thank you for the video

  • @omparkashdhiman8840
    @omparkashdhiman8840 24 дня назад +1

    Congratulations ❤

  • @parveennazeer6009
    @parveennazeer6009 26 дней назад +2

    Congratulations didi to ur home anniversary in canada..🎉🎉🎉🎉❤❤❤

  • @ApurvaPatel027
    @ApurvaPatel027 25 дней назад +2

    congratulations didi great achievement ✨

  • @elitemarketingsales6760
    @elitemarketingsales6760 17 дней назад

    Great video very informative for everyone house is beautiful well done and congratulations on 1 year anniversary you are both a beautifull couple with waheguru ji blessings 🙏 ❤

  • @Infinite_charm
    @Infinite_charm 25 дней назад +1

    Hi sister ,loves your beautiful home ,family and most importantly your outfit ✨️ 😊

  • @aaliyarauf-yj3df
    @aaliyarauf-yj3df 5 дней назад +1

    Congrats ❤ V informative video ❤

  • @cricanni
    @cricanni 7 дней назад +2

    mam your face have some calmness i feel very relaxed the way you speak.
    Your husband is very lucky to get such intelligent and beautiful wife like you

  • @yashlakra7383
    @yashlakra7383 14 дней назад

    Congratulations on house Anniversary 🥰🥰

  • @raheels102
    @raheels102 23 дня назад

    Congratulations sandy 🎉

  • @charukundu5393
    @charukundu5393 26 дней назад +1

    Congrats dear🥳🥳🥳🥳🥳

  • @lubnamunshi
    @lubnamunshi 26 дней назад +5

    bohot bohot Mubarak .aapki ek baat bohot achchi hai ki aap jo kehte ho krte ho aap ne kaha tha ki ghar ke bare me kuch din ke baad hi Batao ge or aap bata rahi ho ziyada tar blogger 's to sirf bolte hai la baad men kuch nahi batate

  • @homeandgarden6938
    @homeandgarden6938 13 дней назад

    As usual very very informative video and basis on facts and important points. Please explain about emergency budget and how much it should be.

  • @mehboobpanjwani5245
    @mehboobpanjwani5245 21 день назад

    Congrats for your house anniversary

  • @user-md3oc9fb2h
    @user-md3oc9fb2h 25 дней назад

    @sandy... u have not covered the grocery cost monthly?

  • @renuhada1674
    @renuhada1674 25 дней назад +1

    Congratulations one year complete your home

  • @samridhimittal1022
    @samridhimittal1022 25 дней назад +1

    Congrats❤

  • @sushiladalal5397
    @sushiladalal5397 2 дня назад +1

    Beautiful house,beautiful couple.enjoy.

  • @AshfaaqCurimbaccus
    @AshfaaqCurimbaccus 21 день назад

    hello there !
    are there job prospects for IT Auditors in Canada in general ?
    Thank you in advance

  • @Aasiway
    @Aasiway 26 дней назад

    Congratulations dear❤❤

  • @Lifestylewithsanajamal
    @Lifestylewithsanajamal 25 дней назад

    Canadian life is expensive .but comfort needs basic asseccories .First time watching g your vlog .u looks soo loyel to audience keep it up

  • @arslanhaider849
    @arslanhaider849 25 дней назад +1

    ❤❤❤❤❤❤❤❤❤ Happy Anniversary

  • @gurmitkaurbawa4542
    @gurmitkaurbawa4542 26 дней назад

    Best wishes for your home 🏡 anniversary ❤️ 🎉

  • @kausarnajam2583
    @kausarnajam2583 26 дней назад

    Congratulations.beautiful house,enjoy.

  • @pP-nh5qk
    @pP-nh5qk 18 дней назад +1

    Your house is literally a dream house 🏠

  • @muhaiminurrahman1603
    @muhaiminurrahman1603 25 дней назад +1

    Nice & Spacious House!!!! Thanks for making such informative video. Best wishes from Bangladesh ❤

  • @maharajansollamuthu4143
    @maharajansollamuthu4143 25 дней назад +1

    Congratulations 🎉

  • @aurangzeb8524
    @aurangzeb8524 25 дней назад +1

    sandy your home very very beautiful. God bless your home..