I’ve hopped on a bunch of spin bikes, yet the YESOUL stands out as my top pick. The screen mirroring function is a godsend, letting me catch up on my shows while pedaling away. It turns the exercise into a walk in the park!
It's my time ever to watch such a video! Your presentation is top notch! You've presented the break down of your property expenses very effectively! Earnest well wishes for your life in general and a gracious thanks for such a comprehensive shoot!!!❤
its not factory its much needed. There is water heaters in India. Its just compacted in the basement. In india there are those giant coolers. They look quite ugly tbh.
Moving to Canada in today's time will be the most horrible decision anyone would make. No matter how beautiful and Scenic Canada is. Most of my friends and relatives who moved to Canada in the last 2-3 years are still struggling and suffering no matter how much money they have. Thank god, I was delaying to move to Canada and now I am happy to have done that. Guys for those who are ambitious on moving to Canada, please ignore my comments and for those who are smart enough, just try to find heaven, it's just around you. There is no need to go that far 😊
@@musafir123 Here,you have to go crazy to earn for an entire year to have 2weeks off! And in a lot of cases,even those two weeks off are not blessed to you!!
This is some rational comment , If anyone is too ambitions , they should ignore this comment or smart ppl fin their heaven wherever they are. Canada might look bful but their education system and Medical facility is below par. And I guess being parents this is what most important thing we are looking for.
Indians ko show off bhi toh karna hai na 😂 agar 2BHK city apartment khareed lete to India mein apne rishtedaaron ke saamne tashan kaise marte? Everybody who wants to turn from being a tenant to a home owner should do all these calculations before deciding to buy a house within their means😅
Their children and grandchildren will enjoy stressfree life and they can just hope they remember their efforts and send them blessings as gratitude daily.
Please be mindful, when you rent your HVAC units, maintenance is covered. In the long run it could save you a lot of money. Also, you have the option to get a buyout quote anytime let’s say 5 years down the road etc for flexibility. Up to each individual, depending on your financial situation.
I'm all about spinning on my Yesoul bike; it makes it super easy to get a workout from home. If you're on the hunt for a top-notch ride, Yesoul's where it's at.
Wow, looks like its not worth living in Canada cz it's so expensive to not just live but buy house and then maintain it . Here in Oz, we don't have to worry about salts etc and house u lve in doesn't get taxed.
That’s actually the real meaning, less costs and Tax free, why should i be giving tax on the land or house i already bought.? Canadian government is sucking life out of canadians instead of giving life.
Where in Australia do you live ? Prices are very high in main cities here in Australia. Worst thing about Australia is there are just 3-4 cities where 60 percent of its population lives. That means house bubble will never burst
Heartfelt felicitations to both..u both look so cute .. and the way u both made the concept clear regarding the expenses of new house is crystal clear.. but i have a query... Why there is no curtain in house
Value of your house can increase overtime plus you are also paying Principle borrowed amount in the mortgage. If you deduct all that, it is costing you about $4000
you forgot to add setting aside a Repairs and Maintenance budget. After 5 years, the house will start requiring repairs. Just imagine: Plumbing/electrical is $150/hour for labor, plus parts (2024 pricing), in British Columbia.
Good video. Loving the plants you have spread across your entire house. Just FYI, there is property tax in India as well so it's no different really. And yes you will pay property tax after your retirement but you'll also be getting a hefty pension that will cover all costs.
Hi sandy, which part of Canada have you brought this house in ? I mean, in vancouver I could hardly rent a 1 bedroom in 3k ? You said in the video, that it will cost 3.5k approx to rent a house of that size ?
Lovely house but surroundings are sort of dead... Unless one is really busy and love what they do on a daily basis, depression is almost a given (specially in winters!)...:)
Hi Didi, I received my credit summary yesterday. It showcased that my credit score went down by 28 points. I didn't apply for any inquires and all of my payments are on time. There is nothing mentioned in my credit report. Can you please help???
Sandy please share small homes roughly expense, town house expense, condo expenses for your audience to make better decisions. Take expense figures from friends neighbors etc. Thanks 😊
Buying a home is truly a personal choice. To each of their own. I am glad that you guys are not regretting your decision of staying in this beautiful and blessed house. Keep shining 🌟
Congrats on your new home. Love the layout & decor. Like your gym as well its worth investing on fitness that will keep you strong in mind and body. Very informative video for new comers. Stay blessed.
Indeed, every year I pay 60,000 dollars as just interest out of $86000 of total yearly mortgage instalment, just to have below average lifestyle. I don’t recommend someone to move to Canada, if you do same hard work in India to create a business for yourself, you will earn a lot in India than in Canada. I am in Canada from last 13 years, most of my classmates of engineering who stayed in India are well off in India, all my classmates who moved to USA are living their dream life, but all living in Canada are struggling to keep up their average lifestyle. That’s the fact, which one only realizes when they compare with same background person after big time difference like 10+ years.
Can I buy property in canada (invest) and rent it and get monthly income..... will they give me mortgage? How many years you have to pay? How much is price of this house?
CANADAS SALARY IS HIGHER THAN IN THE UK? Average house prices in the UK is £300,000, wheres its 400,000 in Canada. (however you can get a house in the UK as cheap as 150,000) in some areas, and in Canada for around £200,000. GBP.? Average monthly mortgage prices in th UK is £1,500, wheras in Canada it is £1,900 in GBP price.? There is NO Annual property tax in the UK, however there are other taxes such as STAMP DUTY at 3% COUNCIL TAX every month in the UK is approx £ 70 to £200, depending on your area and tax band, whereas Canada PROPERTY TAX is £350 pounds in uk equivalent. Rent in the UK is approx £1500 month whereas in Canada its £2000 GBP equivalent IT SEEMS LIKE BOTH COUNTRIES COUST OF LIVING HAS ROCKETED......WONDER WHAT PRICES ARE LIKE IN INDIA AND COST OF LIVING
wow nice house and nice calculations. .. best line at the ending was "ACCHA GHAR ACCHI WIFE" you both are wonderful couple . May god continue to shower his blessings on you always.. with best wishes ❤💚
Nice to see..hometour.. And the monthly breakdown of cost was also a talking point like anual property tax which you have to pay forever and also without the other Mislaneous expenses like car insurance and groceries... 👍
It's good you highlighted expenses and what's involved. Also, don't forget outdoor care. 😊 For those not earning so much right now, don't despair. Within the next two years, public housing will be going strong and many of you will qualify for that so your household debt will be much lower. And even to those who do earn in the higher brackets, why keep your household debt so high? In the public domain, there will also be wider varieties of housing to choose from in the long run over the next 7 years but we won't see the first effect probably before the next 2 years because it takes time for the government to assess certain standards before they okay them. Now for those who can and wish to participate in the private market, Sandy's advice rings true. Because you do feel more attached to the property belonging to your family and your freedom does expand about what you can or can't do.
Location 14:02 $7000~$8000 per month. Aapne ye to bataaya hi nahin ki aap donon RRSP, TFSA aur personal savings mein per month kitna save karte hain? Kanedda mein kisike bhi job ki koi guarantee nahin hoti. Agar aap donon ka job chalaa gayaa to ghar ka kharchaa kaise chalegaa? Agar RRSP aur TFSA mein ek bhi paisa nahin daal rahe hain aap, to retirement ke baad how will you make ends meet? Thoda is subject par bhi roshni daalein ki apart from $7000~$8000 per month, aap donon ki monthly savings kitni hoti hai? Not exact figures, just a ballpark amount. Agar kuchh bhi nahin, to trust me, aap donon bahot badi galti kar rahe hain. Buraa waqt (unemployment) kabhi bhi aa saktaa hai.
Here's your exclusive $100 discount on Yesoul Bike:
Code: Sandy
Link: bit.ly/3QJYT7P
Price of house
wow
0:55 @@nomaddenver2895
I’ve hopped on a bunch of spin bikes, yet the YESOUL stands out as my top pick. The screen mirroring function is a godsend, letting me catch up on my shows while pedaling away. It turns the exercise into a walk in the park!
Totally dug how Yesoul indoor bike keeps my life all about movement. If hunting for a solid ride, give Yesoul a shot!
It's my time ever to watch such a video! Your presentation is top notch! You've presented the break down of your property expenses very effectively! Earnest well wishes for your life in general and a gracious thanks for such a comprehensive shoot!!!❤
The reason why i subscribed... U sound so genuine n natural..!!more power to both of you..!!
Thank you so much 😊
Congratulations! And very nice review! Stay blessed and keep growing!
Each home in Canada has a small factory in the basement. I always felt that way when I see the hvac ,softner and washer and dryer in basement
its not factory its much needed. There is water heaters in India. Its just compacted in the basement. In india there are those giant coolers. They look quite ugly tbh.
always adore your video and special thanks to your Husband for capturing so seamlessly.
Finally a genuine video from a genuine couple.Shown reality..
Moving to Canada in today's time will be the most horrible decision anyone would make. No matter how beautiful and Scenic Canada is. Most of my friends and relatives who moved to Canada in the last 2-3 years are still struggling and suffering no matter how much money they have. Thank god, I was delaying to move to Canada and now I am happy to have done that. Guys for those who are ambitious on moving to Canada, please ignore my comments and for those who are smart enough, just try to find heaven, it's just around you. There is no need to go that far 😊
Yes you can go for vacation in kerala or himachal once in year
@@musafir123 Here,you have to go crazy to earn for an entire year to have 2weeks off!
And in a lot of cases,even those two weeks off are not blessed to you!!
This is some rational comment , If anyone is too ambitions , they should ignore this comment or smart ppl fin their heaven wherever they are.
Canada might look bful but their education system and Medical facility is below par. And I guess being parents this is what most important thing we are looking for.
You needed to buy a house that is smaller within your budget - the BIGGEST MISTAKE you made was you bought to TOO MUCH House for 2 people
That is the problem with people, they go beyond their means to impress others…talk is cheap, following your talk is hard…
Yes desi always get showcase home to show off.
You are forgetting they can easily afford this house with their multiple income streams...
Indians ko show off bhi toh karna hai na 😂 agar 2BHK city apartment khareed lete to India mein apne rishtedaaron ke saamne tashan kaise marte? Everybody who wants to turn from being a tenant to a home owner should do all these calculations before deciding to buy a house within their means😅
7:56
$8000 per month fixed expense is very very high. Hope you can sustain it for 25 years. Blessings! ❤
Their children and grandchildren will enjoy stressfree life and they can just hope they remember their efforts and send them blessings as gratitude daily.
Please be mindful, when you rent your HVAC units, maintenance is covered. In the long run it could save you a lot of money. Also, you have the option to get a buyout quote anytime let’s say 5 years down the road etc for flexibility. Up to each individual, depending on your financial situation.
Hey make a video on how you furnished your home. I like your plants collection please share where you got all of them.
O posted 3-4 videos on how I furnished my home, please have a look at those.
Amazing home! you guys seem like you deserve every bit of it ❤
All the best!
I'm all about spinning on my Yesoul bike; it makes it super easy to get a workout from home. If you're on the hunt for a top-notch ride, Yesoul's where it's at.
There was so much positivity in this video. May God bless u both 💗 This video will be an eye opener for many people :)
Thank you for the transparency. Appreciate it!
Wow, looks like its not worth living in Canada cz it's so expensive to not just live but buy house and then maintain it . Here in Oz, we don't have to worry about salts etc and house u lve in doesn't get taxed.
That’s actually the real meaning, less costs and Tax free, why should i be giving tax on the land or house i already bought.?
Canadian government is sucking life out of canadians instead of giving life.
Where do you live ?
Stay in india good for u
Where in Australia do you live ? Prices are very high in main cities here in Australia. Worst thing about Australia is there are just 3-4 cities where 60 percent of its population lives. That means house bubble will never burst
Bro simple steps, become cad citizen, move to the us
Congratulations to both of you on your house anniversary. Keep growing.
Thank you for always encouraging to follow your dreams ❤
Heartfelt felicitations to both..u both look so cute .. and the way u both made the concept clear regarding the expenses of new house is crystal clear.. but i have a query... Why there is no curtain in house
Congratulations for new house. I like you guys you are so simple and good guys. Wish you all the best.
Thank you so much!
Value of your house can increase overtime plus you are also paying Principle borrowed amount in the mortgage. If you deduct all that, it is costing you about $4000
You are very honest sister, explained everything very clear
you forgot to add setting aside a Repairs and Maintenance budget. After 5 years, the house will start requiring repairs. Just imagine: Plumbing/electrical is $150/hour for labor, plus parts (2024 pricing), in British Columbia.
Excellent Communication skills . Sweet Couple bitiya rani. God Bless you
Dear sis you honestly calculate expenditures and guide us .fabulous excellent vlog tnx for sharing. ❤
Congratulations guys. Your house looks beautiful. I would say 3200$ is a decent mortgage if you are living in the GTA. Stay blessed.
It would be about double that in the GTA.
Good video. Loving the plants you have spread across your entire house. Just FYI, there is property tax in India as well so it's no different really. And yes you will pay property tax after your retirement but you'll also be getting a hefty pension that will cover all costs.
Where in Canada? I would love to switch as in GTA its closer to 5000 for this size.
Hi sandy, which part of Canada have you brought this house in ? I mean, in vancouver I could hardly rent a 1 bedroom in 3k ? You said in the video, that it will cost 3.5k approx to rent a house of that size ?
She brought the house in ottawa,ontario
@@sahilhira-is9gj - Is this Ottawa for sure ?
@@nishantthaccker1173ottawa is cheaper then big cities and freezing all year
Lovely house but surroundings are sort of dead... Unless one is really busy and love what they do on a daily basis, depression is almost a given (specially in winters!)...:)
You have a good narration style- keep going!
Thank you so much 😊
you dont buy hvac water heater they are good to be rented
Hi Didi, I received my credit summary yesterday. It showcased that my credit score went down by 28 points. I didn't apply for any inquires and all of my payments are on time. There is nothing mentioned in my credit report. Can you please help???
Im a British born Pakistani,i just want to thank you my sister .you are so transparent and showing us the real picture.
How much do average shops cost
awesome video . Thankss for that much detailed
How much was your down payment? Or house much you paid for the house?
$3200 mortgage looks like low for such a large and new house.
All the houses in the GTA are over a million dollars.
Congrats ❤ live you Long & Happy Life.
Congratulations ! Very sweet couple ❤
You are so kind! Thank you
Hey sandy...what you guys do for living?
Good awareness about expenses of own houses in Canada
Sandy please share small homes roughly expense, town house expense, condo expenses for your audience to make better decisions. Take expense figures from friends neighbors etc. Thanks 😊
Nice video ❤❤❤❤❤ ur always give true information
Hello!!
My kids, studying in mississauga, are continuously calling CRA office but allnin vein. Please advise me how to contact them
Which city you purchased the house. Great video
What do you do for living?
Congratulations sandy 🎉
What's the average earning as a comparative?
Buying a home is truly a personal choice. To each of their own. I am glad that you guys are not regretting your decision of staying in this beautiful and blessed house. Keep shining 🌟
abhi tou log ghar chor ke bhge gain! watch the mortgage paymens coming higher..
Congrats to both of you, God bless keep growing :)
I love the line “without any further do”
Its "Without any further ado"
Salya paira ja digg pa...salle bhoond ashiq😂
What’s the lease term?
Congratulations..!! Beautiful house and very well furnished...Which neighborhood would this be ?
Congratulations to you Both
God bless you both
Your videos are very inspirational.🎉🎉🎉
Nice house..
Thanks for sharing….Stay blessed!
Congratulations 🎉 guys , appreciate your humility and dedication to spreading awareness
Dedi happy home 1st anniversary,long live together,love from Pakistani brother ❤
Congratulations Sandy
❤❤❤.. Mubark hoo.. Good information
Please lndia ka koi money app bata do
Congrats on your new home. Love the layout & decor. Like your gym as well its worth investing on fitness that will keep you strong in mind and body. Very informative video for new comers. Stay blessed.
Canada is wonderful and Your house is too beautiful...
Maasha ALLAH ❤ ALLAH ap ko hamesha kush rakhe...barkat de... Aameen ❤❤❤❤ love from Pakistan
Great video. What about expenses for garden and backyard- lawn mowing, cut hedge, clean leaves in fall, duct cleaning??
Posting the video soon!
how much down payment did you give for this house. also which city do you live ?
Indeed, every year I pay 60,000 dollars as just interest out of $86000 of total yearly mortgage instalment, just to have below average lifestyle. I don’t recommend someone to move to Canada, if you do same hard work in India to create a business for yourself, you will earn a lot in India than in Canada. I am in Canada from last 13 years, most of my classmates of engineering who stayed in India are well off in India, all my classmates who moved to USA are living their dream life, but all living in Canada are struggling to keep up their average lifestyle. That’s the fact, which one only realizes when they compare with same background person after big time difference like 10+ years.
What's your current mortgage rates?
In which City you buy Home.. What was Total price and How much was Deposit (Down payment)...I'm Doing research
Thanks for your right information mam!
10:00 Canada mein b water softener lagane pade toh tax kis cheez ka de rae ho ??
What is mortgage ??????????
Nice Presentation.
Who is the Home insurance provider?
70$ per month is the best deal
Does annual maintenance include cost of water softener and all charges of hvac?
Your house is literally a dream house 🏠
Happy first home anniversary!🥳🎉❤❤❤❤❤❤❤❤❤
Can I buy property in canada (invest) and rent it and get monthly income..... will they give me mortgage? How many years you have to pay? How much is price of this house?
CANADAS SALARY IS HIGHER THAN IN THE UK? Average house prices in the UK is £300,000, wheres its 400,000 in Canada. (however you can get a house in the UK as cheap as 150,000) in some areas, and in Canada for around £200,000. GBP.?
Average monthly mortgage prices in th UK is £1,500, wheras in Canada it is £1,900 in GBP price.?
There is NO Annual property tax in the UK, however there are other taxes such as STAMP DUTY at 3%
COUNCIL TAX every month in the UK is approx £ 70 to £200, depending on your area and tax band, whereas Canada PROPERTY TAX is £350 pounds in uk equivalent.
Rent in the UK is approx £1500 month whereas in Canada its £2000 GBP equivalent
IT SEEMS LIKE BOTH COUNTRIES COUST OF LIVING HAS ROCKETED......WONDER WHAT PRICES ARE LIKE IN INDIA AND COST OF LIVING
wow nice house and nice calculations. .. best line at the ending was "ACCHA GHAR ACCHI WIFE" you both are wonderful couple . May god continue to shower his blessings on you always.. with best wishes ❤💚
I WATCH EVERY VEDIO .BUT I FORGET WHERE YOU BOUGHT THIS HOUSE. SO PLEASE CAN YOU TELL ME CITY
What's the price of this property when u buy?
What's the area name??
Very nicely explained guys! All the best!
Allah bless you both. May you have wonder life ahead. All prayers are with you both
6600$ is the avg mortgage payment for a $1m house with 20% down payment.
Very nice information by you. Thanks very much.
Hello.
Be very happy at your nice home.
Thank you.
May i know why did you guys buy such a big house ? I mean it would be good to know your insights
Very informative, thanks for sharing ur experience
Your mortgage is for how many years?
What if u didnt buy n canada. Have you had another option ? Anither country?
1st time watching ur video, Very nice home & good information u shared. Stay happy & blessed always ❤
Thanks and welcome
Nice to see..hometour.. And the monthly breakdown of cost was also a talking point like anual property tax which you have to pay forever and also without the other Mislaneous expenses like car insurance and groceries... 👍
It's good you highlighted expenses and what's involved. Also, don't forget outdoor care. 😊 For those not earning so much right now, don't despair. Within the next two years, public housing will be going strong and many of you will qualify for that so your household debt will be much lower. And even to those who do earn in the higher brackets, why keep your household debt so high? In the public domain, there will also be wider varieties of housing to choose from in the long run over the next 7 years but we won't see the first effect probably before the next 2 years because it takes time for the government to assess certain standards before they okay them. Now for those who can and wish to participate in the private market, Sandy's advice rings true. Because you do feel more attached to the property belonging to your family and your freedom does expand about what you can or can't do.
Which area is this?
That looks quite impressive.
Location 14:02 $7000~$8000 per month.
Aapne ye to bataaya hi nahin ki aap donon RRSP, TFSA aur personal savings mein per month kitna save karte hain? Kanedda mein kisike bhi job ki koi guarantee nahin hoti. Agar aap donon ka job chalaa gayaa to ghar ka kharchaa kaise chalegaa? Agar RRSP aur TFSA mein ek bhi paisa nahin daal rahe hain aap, to retirement ke baad how will you make ends meet? Thoda is subject par bhi roshni daalein ki apart from $7000~$8000 per month, aap donon ki monthly savings kitni hoti hai? Not exact figures, just a ballpark amount. Agar kuchh bhi nahin, to trust me, aap donon bahot badi galti kar rahe hain. Buraa waqt (unemployment) kabhi bhi aa saktaa hai.
I like both of you as a couple.Your husband is also a real gentleman.God bless you both.
Can you please share some of your recipes also ? It will be great to learn some dishes from you 😊
U can keep anyone of rent if u 5 bedroom so your cost will cut
Happy home buying anniversary Sandy !!