लोगों में निवेश और वित्तीय योजना को लेकर अक्सर अति आत्मविश्वास या लापरवाही देखी जाती है। इसका कारण यह है कि उन्हें लगता है कि पैसे का प्रबंधन सरल है या वे पहले से ही पर्याप्त जानकारी रखते हैं, जिससे उन्हें किसी पेशेवर की आवश्यकता नहीं होती। जैसे लोग स्वास्थ्य समस्याओं के लिए डॉक्टर से सलाह लेते हैं और कानूनी मुद्दों के लिए वकील की मदद लेते हैं, वैसे ही वित्तीय मामलों में विशेषज्ञ की सलाह लेना भी उतना ही जरूरी है। इस अति आत्मविश्वास के कारण लोग कई बार गलत निवेश निर्णय ले लेते हैं या अच्छे अवसरों को खो देते हैं, जिससे उन्हें आर्थिक नुकसान होता है। जैसे स्वास्थ्य और कानूनी मामलों में विशेषज्ञता की आवश्यकता होती है, वैसे ही वित्तीय निर्णयों में भी एक प्रमाणित वित्तीय योजनाकार (CFP) की सलाह बहुत महत्वपूर्ण होती है, जो दीर्घकालिक वित्तीय सुरक्षा सुनिश्चित कर सकती है।
my vision is to stay invested in mutual funds market for 25 years with a portfolio of 100 crores ...till now my compounded value is 60 lakhs ...my sip is 1.28 lakhs per month ..let's see ...Sanjay sir you and star sip Raju sir are my guru
People I just want to tell you...dubai has free zones.. u can register your business there and operate from any where...just visit in 2 or 3 months once.. pls explore the option..thanks me later😊👍
Well I disagree that super young people who hardly earns 30k, should invest at least 20% or more in mutual funds. What will be the gain in 5 years. Rather invest in yourself to upgrade your skills which will result in increasing your salary. In later stage can invest more in market.
He added insurance cost of 20k per month insurance. Please correct this. Additionally this analysis could be done for a WagonR/ swift and output could be very different
Sir, you talked about LTCG and people crying after increased to 12.5% and only few people are eligible now but you guys only say invest for long time so all the investors who invets in long term of 10 years or 15 years, don't you think if they keep increasing LTCG from 10 to 12.5%, 20% and to 30% after 10 years. wont the LTCG should be concerned for long term ... sir think about long term investors who has predefined goals. but after 10 years, the ltcg increased to 30% then his 30% profit will be cut down.. it will obviously affect his goal badly..
This guy is unnecessarily super confident and have very respect for others. I am not saying he is all zero. But he is too much overrated and overconfident!!
He missed inflation, rent inflation and by the time your money becomes 6.5cr. Its actual value would be around 2cr. Renting vs owning logic doesnt make sense to me
Sorry to interrupt your thought that sugar is not hereditary but as a biological scientist i would say you need to make some research and then tell sir...Of course sugar is hereditary as most of genes are transferred to offsprings during the birth..
Not only Tax, Quality life is also a matter. India me Neyai nehi milta hai iss desh me, Corruption har inch me ghus gaya hai, even Judges are corrupted here. Log gandha hota hai, charo wor gandhagi hai.. Kharche to india me v din o din bahot barrahe hai, city me 1lakh kamane wale middleclass categorie me v nehi parteh.. Jiske paas upai hai, usse india chorna hi chaiye
Financial free Middle class trap Investment rules Bas yahi faila hai pure youtube pe virus ki taraf.... Ek he bande ko har channel par bulao .........views batao.......😢
Sanjay Kathuria sir is one of the best financial education educators of India I have ever seen and listened to.
Kaash aap jaisa financial planner hame 20 saal pahle mil jata? great financial knowledge give to all of us. Thank you sanjay kathuria sir.
Thank you sir Bazud ,emarzency ,insurance ,investment
This man...how to praise this man I m not able to understand. Wow see how he selflessly educating all of us... Thank you Sanjay sir 🙏🙏🙏
लोगों में निवेश और वित्तीय योजना को लेकर अक्सर अति आत्मविश्वास या लापरवाही देखी जाती है। इसका कारण यह है कि उन्हें लगता है कि पैसे का प्रबंधन सरल है या वे पहले से ही पर्याप्त जानकारी रखते हैं, जिससे उन्हें किसी पेशेवर की आवश्यकता नहीं होती। जैसे लोग स्वास्थ्य समस्याओं के लिए डॉक्टर से सलाह लेते हैं और कानूनी मुद्दों के लिए वकील की मदद लेते हैं, वैसे ही वित्तीय मामलों में विशेषज्ञ की सलाह लेना भी उतना ही जरूरी है। इस अति आत्मविश्वास के कारण लोग कई बार गलत निवेश निर्णय ले लेते हैं या अच्छे अवसरों को खो देते हैं, जिससे उन्हें आर्थिक नुकसान होता है। जैसे स्वास्थ्य और कानूनी मामलों में विशेषज्ञता की आवश्यकता होती है, वैसे ही वित्तीय निर्णयों में भी एक प्रमाणित वित्तीय योजनाकार (CFP) की सलाह बहुत महत्वपूर्ण होती है, जो दीर्घकालिक वित्तीय सुरक्षा सुनिश्चित कर सकती है।
Finance ka ab tak ka best podcast specially example bahut sunder hai
बहुत शानदार वीडियो।इससे हमें बहुत कुछ सीखने को मिला।हम चाहेंगे कि इस प्रकार का ज्ञानवर्धक जानकारी देते रहें।धन्यवाद।
संजय कथोरिया सर is great guru
Every word is like a diamond 💎❤
@sanjay kathuria ji, One of the best video I see in my life. great advices on financial knowledge
Great video. Thanks to Dr.Rathore and Mr.Karthuria for such a valuable and educative podcast, giving wealth of information on financial management
Thank you sir for inviting sir , ❤
Best podcast on financial education thanks sanjay and yogender for making successful podcast
I am in awe with Kathuria ji....excellent sir
He is sheer practical and this is the truth of life
Thank you so much for this perfect knowledged podcast.. I'm looking forward to watching these kind of podcasts..
This podcast sounds very impressive, learned a lot, superb advice by Sanjai Kathuria
Thanks
Thank you so much to both of you
Great talk interesting, helpful for all❤
Financial decisions MASTERCLASS... Hat's off❤...
One of my best guru
Part 2,, Awesome
Whole financial education in 1hr 20 mins.. Pure wisdom! ❤
Zabardast video sir bahut kuch sikne ko mila ❤🎉
Bahut realistic podcast tha🎉🎉🎉🎉🎉
One of the best Sanjay sir ji
Sir thanks for better information about investment and how can we grow in future
Thank you very much Sanjay sir for all knowledge
Many Many Thanks mind-blowing poadcast ।।
Very good podcast 👍 very knowledgeable 👍👍👍👍👍👍
Very informative video I guess everybody should see this , sirjee also make a video about quick rich schemes and its impact
Speechless
Very good podcast
Good very use full information thank you
I love sir 😍🤩😍😍😍🤩🤩🤩😍😍
Good Knowledge ❤
Sanjay sar good super ❤❤❤❤❤❤❤❤❤
Quality questions.
Great education
Thank you
Very good podcast love from Pakistan sir mutual fund Ke basics fundamental ke uper podcast bnain please
I learn 😊😊😊
Best financial podcadt
Wonderful. Love from Pakistan ❤
We are just the same people in terms of financial behaviour 😅
Love u sir
Great content
my vision is to stay invested in mutual funds market for 25 years with a portfolio of 100 crores ...till now my compounded value is 60 lakhs ...my sip is 1.28 lakhs per month ..let's see ...Sanjay sir you and star sip Raju sir are my guru
Kuch khane pine me bhi kharcha kar le bhai.
जय श्री राम🙏
@@haryakshmahadev6567 bhai kha pee bhi maze se rahe hai ...but mere family ke kharche 25 thousand hai ...Aram se kha pee lete hai itne me
@@haryakshmahadev6567 isi liye tu gareeb reh geya bro 😐
@@haryakshmahadev6567kyu bhai wo bokha hai kya shrif investment karta hai kiya..
Bhai how much is your total monthly income in hand?
Good conversation regarding investment
He is dam good!!
People I just want to tell you...dubai has free zones.. u can register your business there and operate from any where...just visit in 2 or 3 months once.. pls explore the option..thanks me later😊👍
Best video yesye aur banye ❤❤❤❤😂😂😂
सर आपके एक्साम्प्ले बहुत अच्छे और बढिया है
Sanjay sir 👍
Very nice video
Thanks alot bhai
Very informative
@1:00:00 Is the insurance amount 15k calculated on monthly basis?? I guess it should be 15k/12, isn’t it??
Nice video ❤
Sanjana sir boht follow krda mai tuhanu
Sir I promiss u will learn and proot u
Well I disagree that super young people who hardly earns 30k, should invest at least 20% or more in mutual funds. What will be the gain in 5 years. Rather invest in yourself to upgrade your skills which will result in increasing your salary. In later stage can invest more in market.
Invest only a fraction in active mutual funds, major investment should be in ETF’s. Which one is person to person risk capacity.
2:00:00 is epic
मैंने आपके लगभाग सभी पॉडकास्ट देखे हैं एक में आपने बताया है कि मैंने इंजीनियरिंग मुंबई से की है और एक में आपने बताया है कि मैंने गुजरात से की है
Which books he said to read for financial knowledge..? 1 is Geeta , 2 ..?
Sir gaddi ka insurance aap annully el baar doge 15k .. So how can u count this in monthly payout😮
That what he is telling how the taxi driver born as per comment😂😂😂
He himself trades in options and futures
My vision is to remain invested in mutual funds for 20 years with monthly SIP rs 40500 is it possible to build corpus of 3 crore
This Indian narrow mindset that you work more hours will have better promotion or success. Work smarter than work harder.
Provide time line
Conclusion:- "Emotions while making financial decisions turns into the regrets".
Provide time stamp
He added insurance cost of 20k per month insurance. Please correct this. Additionally this analysis could be done for a WagonR/ swift and output could be very different
38.30 how to pay debt
जैसे हम लोग khrche कम कर सकते है वैसा government नही कर सकते क्या? नेता,vip के ऊपर
8:35 ye kahani sanjay sir almost sabhi podcast me sunaate hain 😂
Kahani thodi na change ho jayegi
Sir, you talked about LTCG and people crying after increased to 12.5% and only few people are eligible now but you guys only say invest for long time so all the investors who invets in long term of 10 years or 15 years, don't you think if they keep increasing LTCG from 10 to 12.5%, 20% and to 30% after 10 years. wont the LTCG should be concerned for long term ... sir think about long term investors who has predefined goals. but after 10 years, the ltcg increased to 30% then his 30% profit will be cut down.. it will obviously affect his goal badly..
👍✅
YOLO
i am Bangladeshi ❤
I love my neighbour
This guy is unnecessarily super confident and have very respect for others. I am not saying he is all zero. But he is too much overrated and overconfident!!
Becoz aap rich ho
Rich he pr investment ki knowledge he es liy ....Rich he
He missed inflation, rent inflation and by the time your money becomes 6.5cr. Its actual value would be around 2cr.
Renting vs owning logic doesnt make sense to me
1.19.18
Sorry to interrupt your thought that sugar is not hereditary but as a biological scientist i would say you need to make some research and then tell sir...Of course sugar is hereditary as most of genes are transferred to offsprings during the birth..
Not only Tax,
Quality life is also a matter.
India me Neyai nehi milta hai iss desh me, Corruption har inch me ghus gaya hai, even Judges are corrupted here. Log gandha hota hai, charo wor gandhagi hai..
Kharche to india me v din o din bahot barrahe hai, city me 1lakh kamane wale middleclass categorie me v nehi parteh..
Jiske paas upai hai, usse india chorna hi chaiye
Financial free
Middle class trap
Investment rules
Bas yahi faila hai pure youtube pe virus ki taraf....
Ek he bande ko har channel par bulao .........views batao.......😢
1 20
Sir sorry àap mat online mat aao
Kis..mf.m.fale
Gym ka 4 hrs and 6 hours vala example wrong hai
Es aadmi ke pass. Kuch hai nahi batane ke sab podcast mai ek jaise question ek jaise answer
Bhai tu Maza lene ke liye video dekh raha ya investment ke liye
Investment kyu@@vinayverma1571
Mat dekh bhai😂😂
Provide time stamp