How to draft consumer complaint ;उपभोक्ता शिकायत कैसे बनाये

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  • Опубликовано: 3 дек 2024
  • Dr Prem Lata
    Ex-Judge,Consumer Forum
    Member,Rule &Law making Committee,
    Ministry of Consumer Affairs,Govt. of India
    उपभोक्ता अदालत मे केस लड़ने की पहली शर्त होती है शिकायत की ड्राफ्टिंग दुरुस्त हो तथा दस्तावेज़ पूरे हो । इस विडियो मे हम दस ऐसे चेक पॉइंट्स पर बात करेंगे जिसको देख समझ लेने के बाद आप केस हार नहीं सकते बशर्ते की आपकी शिकायत सही हो ।
    • उपभोक्ता अधिकार-न्याय ...
    • अदालतों के निर्णय कैसे...
    • उपभोक्ता के अधिकार ;सू...
    • Who can be a complaina...
    • Rights of Consumers ; ...
    • अदालतों में मेडिकल नेग...
    • किन्न शिकायतों के लिए ...
    • स्टूडेंट किन किन बातो ...
    • Evolution of Consumer ...
    • Tripartite agreement f...
    • अपील तथा रिविज़न पिटीशन...
    • How to obtain expert o...
    Website: www.consumerawakening.com
    E-mail: mycommission99@gmail.com
    Contact: 9891229625
    .

Комментарии • 196

  • @shekharlonkar4634
    @shekharlonkar4634 Год назад +2

    मॅडम, आपका तहे दिल से धन्यवाद बहुत अच्छी और सटीक जानकारी दिया है!

  • @rakeshwarnwal28
    @rakeshwarnwal28 11 месяцев назад +2

    Very nicely explained. Thank you for providing informative video

  • @knowyourlaws9912
    @knowyourlaws9912 2 года назад

    Mam aap bahut achhe se samjha Rahi hain .
    Thanks mam.

  • @sudhirtalekar5464
    @sudhirtalekar5464 2 месяца назад

    Ma'am, Thank you.

  • @dhananjayas6887
    @dhananjayas6887 Год назад

    Thank you soo much madam. Technicle Points never got anywhere in the RUclips except your channel. waiting for 4 documents explainations only. Got it. Thanks once again.

  • @हिन्दुराष्ट्रनिर्माणसेना-म3श

    बहुत महत्वपूर्ण जानकारी आदरणीय जीजी

  • @rgiyer8271
    @rgiyer8271 3 года назад +3

    Thank you so very much Ma'am 🙏
    You are giving back to the society in the right way 👌
    The cofo net takes forever to respond to emails. Many thanks!

  • @krishnakumar-px6vs
    @krishnakumar-px6vs 2 года назад

    very good advise for all

  • @shiprajoshidailyroutinevlo1579
    @shiprajoshidailyroutinevlo1579 3 года назад

    मैंम नमस्ते। आपने काफी बेहतरीन समझाया। आपसे निवेदन है कि ऑनलाइन शिकायत दर्ज कराने के लिए जो चार डोकुमेंट बनाये जाते हैं उनको हिंदी में कैसे तैयार किया जाता है जैसे -मेमो ऑफ पार्टी, इंडेक्स, नोटरी आदि कैसे तैयार करते हैं और ये क्या होते हैं

  • @T1000NSK
    @T1000NSK 2 года назад

    Thankyou very much Madam.Its an eyeopener🙏🙏🙏

  • @rameshwardayal9117
    @rameshwardayal9117 3 года назад

    A very good explanation on filing complaint in a consumer court.

  • @ShashiTiwari-mw5hn
    @ShashiTiwari-mw5hn 11 месяцев назад

    Thank you❤🌹🙏

  • @mhiliyas
    @mhiliyas 2 года назад +5

    Medam ji 138 case chalu hote huwe consumer court me case kar sakte hai?

  • @shaktimandal8726
    @shaktimandal8726 3 года назад

    Thank you mam....valuble information

  • @prinsuyadav4218
    @prinsuyadav4218 2 года назад

    thanks maam

  • @sm8233
    @sm8233 3 года назад +2

    good information mam i proud of you

  • @varunkumar-yy3hk
    @varunkumar-yy3hk 3 года назад

    Thank you so much mam for a very valuable information.

  • @esul4
    @esul4 26 дней назад

    Hello Ma'am, thank you for your valuable instructions.
    In my affidavit, I have elaborated many of the points of my complaint. Some of those points include logical arguments not made previously, and some points have a few additional documents supporting them.
    So I think my new logical arguments will be accepted as elaboration, but the additional documents will be ignored by the commission. But do I risk having my entire case rejected?

  • @RamsEnterprises-SatheeshK
    @RamsEnterprises-SatheeshK 10 месяцев назад

    Good Morning Mam

  • @Deepak10mgims
    @Deepak10mgims 2 года назад

    great work 🙏🏻

  • @vikastambavekar8642
    @vikastambavekar8642 3 года назад

    Very nice 👍 Lecture explained madam

  • @motilalroutiya344
    @motilalroutiya344 2 года назад

    Thank you so much...🙏

  • @deepaksamaria5165
    @deepaksamaria5165 2 года назад +1

    agriculture machine product ke liye 28/09/2022 NEFT se Odisha DA & FP ₹86000 Jama Kiya permit Nikla aur invalid Ho Gaya dealer Ne Kaha Tumhara subsidy Nahin hoga subsidy karvane se farjori ho jaega ,Sir main subsidy pane ke liye kya karun

  • @oommoon8185
    @oommoon8185 4 месяца назад

    Over charged product per bhi case kar sakte hai?

  • @happylifeKalyan553
    @happylifeKalyan553 3 года назад

    Very good help for public 🙏

  • @anujmisha1337
    @anujmisha1337 Год назад

    namaste mem🙏

  • @madhusudhan5845
    @madhusudhan5845 10 месяцев назад

    madam very beautiful message we need to know can we register case or make compliant for pharma super stockist and medical store coz am pharma distributor

  • @dattas1549
    @dattas1549 Год назад

    Very nice video Madam. Thank you very much.
    What is the minimum and maximum time for a case to get closed in a consumer court?

  • @asifshaikh9472
    @asifshaikh9472 3 года назад

    Very nice

  • @hltekwani1965
    @hltekwani1965 10 месяцев назад +1

    Mam,
    ड्राफ्ट हिंदी में बनाया जा सकता है क्या, बताने की कृपा करे।

  • @ramdasjadhavvlogs
    @ramdasjadhavvlogs 3 года назад +2

    Madam maine electric scooter 17/01/2021 full payment kar ke gadi liya dealer gadi kharidte samay gadi ki speed 40 km/h bataya tha demo ke liye gadi diya uska speedometer band tha isley muje gadi ka actual speed ka pata nahi chala gadi ghar me deliver hone ke bad muje gadi ki speed 35 ke upar nahi jati or pick up bhi sahi nahi hai 29/01/2021 ko dealer ke pass gadi checking ko diya 04/02/2021 dealer ka phone aya apki gadi me koy bhi kharabi nahi hai ap gadi leke jao firse gadi ka speed 35 se upar nahi jarahi to maine dealer ko bola wo balta hai utne hi speed me jayegi company se aisa hi ata hai maine dealer ke pas gadi chod ke waps aya abhi gadi dealer ke pas hi Madam main case file kar sakta hu kya?
    Plz answer

  • @MdAziz-tq1ff
    @MdAziz-tq1ff Год назад

    I request you mam private chitti vala cash nahi depara kya karna hai mam

  • @SwapnilYadav-wg9ec
    @SwapnilYadav-wg9ec Месяц назад

  • @BhojrajoO
    @BhojrajoO Год назад

    🙏

  • @darklordharris
    @darklordharris Год назад

    I am specially abled,can I complain through my representative.

  • @rameshvetal5468
    @rameshvetal5468 3 года назад

    Mam bahot hi महत्त्व पूर्ण information aapse milihai, mam consumer case ke liye advocate kitni fees le sakata hai pl

    • @ConsumerAwakeningMission
      @ConsumerAwakeningMission  3 года назад

      Case ki complication or involved money par nirbhar karta hai ,ham isi adhar par ड्राफ्टिंग करके देते है

  • @claravaz4677
    @claravaz4677 4 года назад +3

    Great video. Thank you. 16 years ago, i resolved many consumer complaint issues of my friends in Goa. Got product exchange done, got cash refunds etc. I did all this online from my home by writing to the consumer complaint website. i dont use the online platform anymore because m not happy with the service. no one takes proper interest in the problems and no proper replies. Hence I gave up complaining and I gave up fighting. Please let me know if there is a proactive online website which helps people to resolve consumer complaint issues. The consumer forum office is 20 kms away from my house and consumer court is 30 kms away. Thank you.

    • @GrandmaKsvlog
      @GrandmaKsvlog 3 года назад

      Ma'am can you please help me get my refund from Medlife, they are making me running around for my money.. 😞

    • @claravaz4677
      @claravaz4677 3 года назад

      @@GrandmaKsvlog pl send details on email. 67writers@gmail.com

    • @farzanafarzana5422
      @farzanafarzana5422 3 года назад

      @@claravaz4677 mam i mailed regarding my matter. Please check your mail and give advice.

    • @claravaz4677
      @claravaz4677 3 года назад

      @@farzanafarzana5422 ok. Will revert

  • @himanshisawaniya0825
    @himanshisawaniya0825 Год назад +1

    Koi plz mujh btayga me online kese kese file kru case steps koi bta skta h to please bta dijiye mujh bhot jrurrt h..

  • @rmoujj
    @rmoujj 4 года назад +1

    Mam interlocutory order kya hote hai

  • @suresharya3414
    @suresharya3414 9 месяцев назад

    वर्तमान में विचाराधीन मामले में विरोधी पक्ष कोई अन्य परेशानी/ हानि की करें तो उसकी जानकारी माननीय उपभोक्ता फोरम को किस प्रकार दी जाएगी।
    कृपया मार्गदर्शन करें

  • @lolwele
    @lolwele Год назад

    Mam kya online shopping fraud ke vaje se hum apne district, small town pe consumer protection me daal sakte hai kya.. amount is very low..

  • @RamsEnterprises-SatheeshK
    @RamsEnterprises-SatheeshK 10 месяцев назад

    I can understand but if it is English it will be helpful otherstate people

  • @sanjayshah7764
    @sanjayshah7764 2 года назад

    What should I do?

  • @sunilsonar9400
    @sunilsonar9400 2 года назад

    Mem agar rifand calss tution me na de to humeh police station me camplent Krna chahiye n.
    🙏mem aapka reply ka bahut help full hoga hamre liye hum is problem me fasa he
    Humble request mem🙏

  • @moumitabasuganguly9762
    @moumitabasuganguly9762 4 месяца назад

    Hello ma'am ❤️❤️

  • @PriyaGupta-zb1gb
    @PriyaGupta-zb1gb 2 года назад

    Mam mujhe patta nikalwane ke liye jo file lagayi thi vo agency walo ne hi daba di hai iske liye mai conjumer court me complaint dal sakti huo kya please reply

  • @rakeshpatil6723
    @rakeshpatil6723 3 года назад

    Rto ke agian complaint kar shakte hai kya consumer court .

  • @aniltripathy9946
    @aniltripathy9946 2 месяца назад

    Ma'am, due to deficiency of service, I have loss of 1 Havells Pedestal Fan,1 LG refrigerator,No loss but having similar situations of MI TV and an online purchase on service related.
    I am into a deep tribal cum Naxalite area for which these companies are trying take benefit out of this. Th reason being I under understanding to proceed for consumer forum complaint.
    Pls help

  • @ambedkarji8275
    @ambedkarji8275 2 года назад +1

    Medam..namaskar...insorance ombudsman ne award kar Diya thaa 2019 .me lekin fer bhi company ne 2020 me claim reject kar diya to hum.. kaha ja sakte hai..high court me file kar sakte h as i kya

  • @gadgetworld2778
    @gadgetworld2778 Год назад

    mam jaankari ke liye dhanyawaaad . mera builder ke against case NCLT main chal raha hai , kya main Consumer dispute forum main case file kar sakta hoon . agar kar sakta hoon to please batayein kaise appse contact karun . dhanyawaad

    • @ConsumerAwakeningMission
      @ConsumerAwakeningMission  Год назад

      No if case already in one court cannot file in any other court Don't be misguided Your case is going in good court they are also making order for refund when builder ready to pay and they don't make insolvency order against builder This is better way

  • @rmoujj
    @rmoujj 4 года назад +1

    Mam new act kb se laagu ho paayga

  • @saurabh5796
    @saurabh5796 Год назад

    Mam, kya Hindi mai complaint bana sakte hai, pls confirm

  • @sw7skills
    @sw7skills Год назад

    consumer complaint kitne din me approve hota hai mera "Payment Done. Defacement is under process by the System." yah status aa raha he 1 week ho gaya koi bata sakata hai

  • @SachinGautamseo
    @SachinGautamseo Год назад

    Mam agar kisi shopper ne ya kisi Dealer ne apna address change kr diya hai ya fir apni firm hi change kr di hai ya fir wo band ho gayi hai to unka address details kaise pata lagega.
    Aur agar inke address nahi mil pate hai to kya court me hamari shikayat nahi suni jayegi, jabki company ki details hai..

  • @yusuf6219
    @yusuf6219 3 года назад

    Mam agar seller ko pata bhi na ho aur uske khlif case file kiya ja chuka ho?

  • @kantuchandak2358
    @kantuchandak2358 2 года назад

    Great information I must salute you. Is there any good lawyer to fight same consumer complain

  • @Thefoodiezworld1996
    @Thefoodiezworld1996 2 года назад

    Mam mene bank me tax saver fd krdi he galti se ab bank brake nahi kr raha btaeye me kya karu.

  • @sangeetashrivas5205
    @sangeetashrivas5205 3 года назад

    Mam railway main bhi conjumar kar sakte ,train se chori bura saman please replay me

  • @khasimas3880
    @khasimas3880 3 года назад

    Can i file a complaint regarding my education certificate which is not issued till now what are procedures to follow reply.

  • @indusharma362
    @indusharma362 3 года назад +1

    मैडम जी नमस्ते
    बिल्डर ने कंज्यूमर कोर्ट के ऑर्डर्स के बाद भी बहुत देर के बाद मुझे बोगस चेक दिया है।
    अब मुझे क्या करना होगा।क्या मैं एडवोकेट के बिना खुद ही आगे कुछ कर सकती हु।

  • @nagarajuk.m3509
    @nagarajuk.m3509 2 года назад

    Mam ia it Legal notice necessary? is it throuh by lawyer?

  • @sanjayshah7764
    @sanjayshah7764 2 года назад

    Purchased AC from Flipkart samsung AC 1.5 ton on 14/06/22. Installed on 18/06/22 found defective. Requested for replacement on the same day. It's 29/06/22 no response is there from Flipkart

  • @poojarawat5587
    @poojarawat5587 2 года назад

    Hi Ma'am kya mai credit card fraud k against complaint daal skti hu ..bcz bank koi help nhi kr rha or RBi se bhi revert nhi aaya almost 15 days ho gye.. plz suggest mere sath 50k fraud huwa hai or mai itni bdi rakam nhi bhar skti.

  • @SunilKumar-uj3nq
    @SunilKumar-uj3nq 3 года назад

    Vary important information thanks mam

  • @hasitravelsfoodblogs3673
    @hasitravelsfoodblogs3673 Год назад

    Maam mujhe tours n travels company ke upar complain daal ni hai..wo kaise kare ...fake promise kar ke pakagae banaya ..jo bola travels walo us hisab se hotels nahi mili humko...5star hotel ki pakage bana k 3star hotel de rahe hai

  • @yusuf6219
    @yusuf6219 3 года назад

    Goods agar jane me defect Ho Jaaye to kitni baar seller ko bol sakte hai?

  • @dilipkumarjain4816
    @dilipkumarjain4816 Год назад

    😊 क्या इसमें सरकारी दस्तावेज भी मांग सकते है मेने 100/का आईपीओ भी भेज दिया है पर विभाग ने गलत जवाब दिया हैं

  • @kapoorchandshaw3532
    @kapoorchandshaw3532 5 месяцев назад

    मैम उत्तर प्रदेश के ग्रामीण क्षेत्र में बिजली विभाग घूस लेकर काम करता है

  • @sushiljoshi4759
    @sushiljoshi4759 3 года назад

    Can a housing society matter file in consumer court by a member

  • @jaigurudevaol3358
    @jaigurudevaol3358 2 года назад

    I have payment details,and witness but not bills
    Should I go to forum

  • @anupcmech
    @anupcmech Год назад

    Is it available in English

  • @yusuf6219
    @yusuf6219 3 года назад

    Mam agar consumer 2din ka samay(lockdown kisi wajha se) na de aur sidha case file kar de to kya hoga? Aur uski shop jo Prestigious ho aur uski shop ka naam complain Google pe show kare to kya kare?
    Koi msg received na kare aur bole ki shopkeeper me koi msg call bhi nhi kiya to kya kay hoga baat whatsApp se hui ho aur phir number block kar di to fir seller kya kare?

  • @himanshugehl0t
    @himanshugehl0t 3 года назад

    Mam maine ek smart band kharida tha uska strip damage ho gaya... kafi time wait kiya but company part provide nahi kar rahi.... mera product out of warranty hai lekin part ke liye me pesa de raha hu... company bol rahi hai part nahi hai hamare pass.... please help kya karu

  • @sailorsavior6120
    @sailorsavior6120 2 года назад

    Very informative madam. I just want to know where can i fild the past judgements of the consumer court say for example any judgement given by the court related to faulty vehicle delivered by yhe manufacturer

  • @sadikali8564
    @sadikali8564 3 года назад

    Madam, complaint agaist the bank?

  • @entirefury
    @entirefury 3 года назад +1

    Can I represent in front of consumer court behalf of my family member

  • @bablumishra1421
    @bablumishra1421 4 года назад

    Madam ji pranam bank of Baroda more 25000 rupay reves kar diya lekin vha more accounts me nhi gaya 31/08/2020 ka hai mai kya karu

  • @sumannagdev6543
    @sumannagdev6543 2 года назад

    Mam mene online tv order kiya ab bolte h k tv nhi h aur paise bolte h unke pas h rahega aap kuch product lelo paisa vapas nhi milega ..kya karien???

  • @Mahichoudhary4k
    @Mahichoudhary4k 2 года назад

    Hello mam please reply mam .....namaskar.....mene ek laptop liya tha but shopkeeper ne mujhe original price se bhut jyada paise le liye.....ab mujhe ye bat pta chali to vo vapas refund karne se mnna kr rha h......kya me shopkeeper ke khilaf complaint kr skta hu please reply mam....thank you☺️

  • @rmoujj
    @rmoujj 4 года назад

    Mam mera insurance ka case state forum main interlocutory state per laga hai iska kya matlab hai

  • @shashibhushanjena2557
    @shashibhushanjena2557 3 года назад

    Thank you for the video. How much compensation can be claimed for 6 months?

  • @yusuf6219
    @yusuf6219 3 года назад

    Asha karti hu ki aap reply karegi🙏

  • @jaigurudevaol3358
    @jaigurudevaol3358 2 года назад

    Payment done ....but shopkeeper is not giving pkka bill ....and charged high cost ,,,,can I go to forum 🙏🙏🙏

  • @amargatha229
    @amargatha229 Год назад

    Mam,I am a director of a private limited company and i made a payment to a person for buying stationary product through neft from company's current account .It has been passed 3 months now the person is neither returning my money nor providing me the products only making excuses.
    What should I do now please suggest.
    Can I appeal against hin in consumer court?

  • @vishramsingh5518
    @vishramsingh5518 3 года назад +2

    Mam, actually I purchased mobile screen Hurd worth Rs 1899/- but I received a different product from Amazon and I returned wrong items to Amazon but they denied my refund because they said I returned different products.
    Now I wants to consumer forum for my refund amount.

    • @Rajjr453
      @Rajjr453 3 года назад

      Brother same case occurs with me. Plz help

  • @krishnanandkshirsagar4760
    @krishnanandkshirsagar4760 2 года назад

    Madam namskar......
    Life insurance policy ka Deth claim reject huwa tha
    Insurance ombutsaman me case file Kiya to wha se sirf premium refund Karane ka award pass huwa hai
    Mai wo award ko kaise challenge kar sakata hu??

  • @shubhampatel-cf7cl
    @shubhampatel-cf7cl 2 года назад

    Mam if my car dealer forced us to buy extended warranty and accessories against our will (taking advantage of the my situation) can we fill the complaint .

    • @ConsumerAwakeningMission
      @ConsumerAwakeningMission  2 года назад

      It's no case ,no one can force any one ,could refuse and then see,if he does not give you vehicle ,then is a case

  • @kapoorchandshaw3532
    @kapoorchandshaw3532 5 месяцев назад +1

    मैडम अपने देश में न्याय मिलना मुश्किल है। आप विडियो में बता रही हैं। कहीं न कहीं कमी दिखाकर पीड़ित को ही परेशान होना पड़ता है।तारीख पर तारीख वकीलों और जजों की कमाई का रास्ता है।

  • @gangasinghgurjar8280
    @gangasinghgurjar8280 3 года назад

    Mam Google pay ne 9000 rupee refund nahi kar rahe kya karoo

  • @shatrughan432
    @shatrughan432 3 года назад +1

    Mera.pesa.shara india me.psa.he.tam.pura.hogaya.campani.pasa.nhiderha he kese kes.kru

  • @brijmohan4346
    @brijmohan4346 2 года назад

    मैम मेरा छत खराब हो गया है खराब सीमेंट की वजह से डीलर से मैंने biil नई लिया है कैसे शिकायत करू pls मार्गदर्शन करें

  • @savithashetty4351
    @savithashetty4351 2 года назад

    Mam mere sath fruad huva ta consumer chankaya me file kiya 21days hone ka bhad kuch response bi nahi resolved nahi huva mere sath 2,00,000 lakh ka fruad huva

  • @satyajeetsingh9326
    @satyajeetsingh9326 4 года назад

    Please mam I want problems related consumer Case s

  • @Preetikundelwal
    @Preetikundelwal 3 года назад

    Hum kisi institute ke khilaf bhi kar sakte han ?

  • @ruzad-therovers4647
    @ruzad-therovers4647 Год назад

    Mam, Please help how to file at Additional DCDRF”. I have all the documents drafted as per your suggestions with affidavit by notary lawyer,,,..Please help Mam 🙏🏻

    • @mannututs7682
      @mannututs7682 Год назад

      affidavit notary lawyer se kaha pr hoga?

    • @mannututs7682
      @mannututs7682 Год назад

      affidavit me kya kya hona chahiye?

  • @rosemarymandal7
    @rosemarymandal7 3 года назад

    Can we file case against packers and movers?

  • @rohit.punjabi
    @rohit.punjabi 3 года назад

    नमस्ते जी , मेम किसी से 24000 की item मंगवाई थी आइटम तो आ गई जबकि उसने bill नही दिया न दे रहा है

    • @ConsumerAwakeningMission
      @ConsumerAwakeningMission  3 года назад

      लिखते रहो कहां सेमंगई है us trader se baat karo

  • @arijitghosh7118
    @arijitghosh7118 2 года назад +2

    Maam I want to file a case against flipkart.I found hidden policy in their T&C while placed an order.I suffered too much and didn't get any solution from flipkart team.I had placed order for my father who is living in home town(WB).But I am living in different state(TN).The incident happened in WB.I handled all the situations like called the customer service, decision taken on that situation,order placed from my account.I have some doubt regarding this.
    1) Can I file the case or my father has to file?
    2)Is affidavit has to made in stamp paper or normal Legal size page is enough?
    I shall be very thankful to you if you look into my doubts and clarify.
    Thank you madam.

    • @ConsumerAwakeningMission
      @ConsumerAwakeningMission  2 года назад

      Read your query You can attend court on behalf of your father by taking authority letter but get complaint signed by him
      Affidavit on plane paper but to be अटेस्टेड by notary or oath commissioner

    • @arijitghosh7118
      @arijitghosh7118 2 года назад

      @@ConsumerAwakeningMission thank you maam...

  • @sagarchougale1569
    @sagarchougale1569 2 года назад

    अगर कोई कंपनी ग्राहक को फसाती है और cunsumer को मालूम नहीं हो... औंर उसी कंपनी का Employee कंपनी के खीलाप शिकायत कर सकता हैं क्या.....

  • @harshadpatel1763
    @harshadpatel1763 2 года назад

    Maine Oman se India 60 thousands RS by M. Banking se online bheje they lakin by mistake mujshe Galat Account Mai paise transfer ho Gaya fir Maine mere bank wale KO contact Kiya fir check Karne ke bad pata Chala ki usne 50 Thousands Nikal liya hai or Account Mai 10 thousands bacha hai bank walo ne uska account hold Kar Diya hua hai or Usse contact kar rahe hai Ager jab wo admi paise Dene ke liye mana kare Tao age Kya Karna Chahiye Maine Gujarat Mai paise bheje ne they lakin Panjab ke Ludhiana Mai transfer ho Gaya hai mere pass transactions ke pure proof hai