💰The adsense revenue for November and December will be donated for typhoon relief efforts 😁 Hey guys! Today we're talking about what to do with your first 100k! What I say may or may not apply when it's an additional 100k, but I hope you guys still learn something. Share your thoughts on how you plan to allocate your first 100k and why down in the comments section 😉❤️🍞
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
I’m a newbie here ! It was just so incredible , inspiring and mind blowing that a 20 year old girl is more financially literate than some people who are already in business! Looking forward to this
I'm still 23 and I'm glad I found your channel while I'm still young. Your videos are exactly what I need. To more Filipino Millionaires in the future!
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
never too late. just do actions . I begin my financial edu on year 2012. and with my chosen Faith, i am out of the rat race and now saving for our retirement na lang. keep it up!!!
Same feeling, been watching all her videos lately, and everything was entertaining. I... a 24 human being found something so mind opening about financing.
Thank you Nicole. I finally found a channel that I feel gives everyone true and honest information on money management. This was never taught to us in school and I do have regrets on not saving early and investing, but yes I agree with everyone that it is never too late to start. I will look forward to more of your videos.
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
@@kylasevilla still following her, and I'm so happy for her... She deserves more subscribers than those...you know... haha... financial literacy is something not taught in school and she is doing a great job educating and informing the young
New here, and i like how she deliver her message that's understandble to everybody. Hoping that i could invest soon and be financially independent. Btw she's beautiful don't you guys think?
This beautiful bright girl will go a loooong way. She was able to learn financial literacy at a young age. When it comes to investing, time is also a big factor. Lucky you! :)
Once again, thank you for this video - very impressive. Below is my suggestion on how to securely allocate your first 100k to grow it even more. 5,000 - Insurance (Medical for Single, Life for Married) 35,000 - Savings/Emergency Fund (Open a savings account) 30,000 - PagIBIG MP2 30,000 - Index Fund (ETF) or COOP Savings Fund (10-12% interest rate) Hopes that helps!
I never become a fan of any youtube channel but I got hooked with the videos you are posting because of the learnings I am gaining. God bless you and your channel
I'm so glad YT recommended your channel. :) I'm a fan. I like your humor, your wits, the editing, everything. Keep on making more videos. Congrats on your milestone :D
Halos lahat naman na ng sinasabi nya dito sa mga vids nya, ginagawa ko na for the past 5 years pero I still watch cos you can feel she really likes what she's talking about and she really wanna help ppl out. My kind of empowerment! ✨
So ganun pala, when I made my first 100k. I gave it to my mom to help rebuild the house. My bank account was literally 529.16 pesos left. I knew it was not practical to give it all. But habang buhay pa sila I'll gladly give my all asset kung hiningi nya, dhil I know na makakaipon ulit ako. At baka wala na sya pag naging mayaman na ako dhil sa mga vids na to
Nicole, thank you so much for sharing your contents! In the so-called grand scheme of things across the fabric of life, I'm grateful and glad that my destiny's thread intertwined with your channel. I'm so financially illiterate at 23!!!! But now I'm doing my best to complete my 3-month emergency fund, track my expenses, and stick to my budget. All thanks to you. Hoping that you can talk about insurance products too and their investment offerings. I'm still having second thoughts in getting one.
This was such a thoughtful comment ❤ Super appreciate the time you take to watch my videos! It's okay. Keep at it and you'll know finance like a boss in no time 😎 I don't have much experience with insurance since I don't have one, but will keep it in mind! 😄❤🍞
You are just ingenious! You're one of the few people here on YT that's very comprehensible when explaining just about anything. Grateful that I found your channel. Thank you! More power
I can still remember the first time i came across with your channel and you only have 350 people that cares about you and now you a have 78k + people who i know are thankful to know you.
Nalulungkot ako na ngayon lang kita nadiscover. Sobrang andami ko natututunan sayo, Nicole! Grabe! You're amazing. Yung unang video na napanuod ko from you is yung video mo about how to start investing in GCash. And then right after that, nagbingewatch ako ng videos mo haha to a point na after work, naghahanap ako ng new video to watch from you lol. Hay! I just want to say thank you for the videos you make. You're helping a lot of Filipinos. Kudos sayo!
Napanood ko yung video mo about sa ING bank. Wala pang 1k subs mo nun. Now, naisip ko na magiging maganda pala ang kakalabasan ng channel mo kapag consistent ka sa pagupload, focus lang sa niche, solid na group members sa ibang social media sites, and of course you know what you're talking about. You really help me a lot. Wala akong alam sa ganito, thank you!
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
Great video once again! The subs keep growing. I was here when this channel only had less than 2k subscribers! This is really gonna blow up soon. Good job! 👍🏻
Nakakainspire ka nicole. Sana napanood ko na ung mga vlogs mo nung college pa lang ako. Pra di ko nagastos sa walang silbing pinamiling gamit o pinanlibre sa barkada. Hehe. Pero ituturo ko to sa anak ko. Di pa huli ang lahat. Salamat.
A few days ago at around 3-4am, I was watching videos of PC builds because I was planning to build one of my own when a video of yours was in my recommended list. Since then I've made my own expense tracker, placed my money in high interest rate accounts, and am now planning on future investments. Thank you for your insights and videos, keep 'em comin!
@@NicoleAlbaYT glad to be part of the fam! 🍞❤️ Maybe that was the universe's way of telling me to start thinking ahead. I'm 21 and I realized I have a LOT to know and be prepared for. Eagerly waiting for your next vid. You take care!
It’s such a blessing that I found your channel. I’m already old and im just starting. BUT better to take the step than wallowing in sorrow. Great thing for young generation 🙌🏻
I adore and envy you for having a much finance oriented mindset at such a young age. Man! If I’ve been so aware, and concern about my financial future back then, I would’ve had a bigger savings by now. Not that old bdw. Hehe.. Anyway, thanks for the informative content. New subbie here! 😄👍
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
Wow! Im almost in golden years, so so so Happy for listening to your positive suggestion. May you reach more and more and more pa ! Gonna learn a lot from you iha. stay safe and may your Chosen faith bless you for your compassion teaching .
Thank you at nakita ko ito at first week of January I'm about to purchase an expensive shoes and while searching a discount code in yt thanks G,I found youuu ...
I'm working now and saving is a big struggle. I am about to have pag ibig mp2 until you said that I need an emergency fund first. thank you! more videos to go!
Bitcoin is currently catching some upwards momentum that has sent it past its key resistance level at $13,000.Although the crypto has yet to post a significant break above this level, bulls do appear to be building strength following the strong weekly close that BTC posted yesterday evening. Analysts are now offering mixed outlooks on where the crypto may trend next, but there are a few factors that indicate downside may be imminent.BTC’s momentum is starting to gain steam, it is likely that investors will gain greater insight into the crypto’s mid-term strength in the hours and days ahead. I have been trading and making profits with the help of Mr. Jason and his strategy seem very achievable and profitable. as my trading account elevated from 1.5BTC to 6.5BTC. in a short term of daily trades, as he’s strategies comes with signals of which I apply to my trades. I can say Jason McQueen is the best Broker I know and he can easily be reached via Instagram ( @Jason_real.fx ) Regards
When I see the title, i thought I need to watch this since Im having second thought what to do for my 100k refund from bank 😃 Thanks for this. Edited : I chose to use the amount for a downpayment for 100sqm lot 😁
Ghorl you nailed it!!! I have been following and watching your videos... The kabataan needs you! Instead of wasting time sa mga bagay ng walang kabulohan dapat palawakin ang karunongan sa financial... I shared your video sa facebook ko ghorl kase i really think your the best example of our youth na instead mag rally at mamundok... Dapat matotong mag invest
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
Hello Nicole!!! I'm glad I came upon your channel! I appreciate it a lot. Perhaps, today's algorithm is not so bad, lol! I have just turned 19 and I plan to educate myself with the know abouts in saving, financial stuff, investing etc etc. so thank you for this!!
SUCCESSFULL PEOPLE DON'T BECOME THAT WAY OVERNIGHT. WHAT MOST PEOPLE SEE AT A GLANCE-WEALTH, A GREAT CAREER , PURPOSE-IS THE RESULT OF HARD WORK AND HUSTLE OVER TIME. I PRAY THAT ANYONE WHO READS THIS WILL BE SUCCESSFUL IN LIFE..
I was watching mukbang YT videos and came across one of your videos. Now I'm bingewatching and learning so much from you so thank YOU (and thanks RUclips) 😂 you are so knowledgeable, and no you are NOT boring! New subscriber here yo 🥰 P.S. I did not skip any of the ads for our dear brothers & sisters affected by the typhoon. ❤️
Good content ito for sure! I've been checking out your videos since the first week of November. Came across your channel from watching videos about Pag-ibig's MP2. Great work. Good presentation saka vey fun panoorin. Suggestion for future video: ponzi schemes o kaya something about multi-level marketing vs pyramiding. Magandang offshoot from this topic. Para for education purposes din sa mga tao sa mga dapat maiwasan. It is no secret that a lot of people still fall for ponzi and pyramiding schemes na illegal. Or any video na dedicated mismo on investing SAFELY. I noticed that you briefly discussed basic principles on safely investing money in some of your videos. Kaya lang palagay ko it would be better if you could dedicate an entire episode for that haha. Pero sabagay parang masyadong malawak rin siya na topic. The SEC recently conducted a webinar on this. Kaya lang their presentation is not as lively as yours. Maybe they can learn a thing or two from you haha. Although maganda din naman yung kanila. Here's the link if you want to check it out: facebook.com/PhilippineSEC/videos/704668940461476
@@NicoleAlbaYT Ohh naala ko polsci ka nga pala. Perhaps you may find these supreme court cases helpful para better insights siguro: 1. People vs. Balasa, G.R. No. 106357, Sept. 3, 1998; 2. People vs. Menil, G.R. 115054-66, Sept. 12, 2000; 3. People vs. Santos, G.R. 195542, March 19, 2014; 4. People vs. Tibayan, G.R. 209655-60, Jan. 14, 2015; 5. People vs. Balajay, G.R. 220458, July 16, 2017 Peanuts lang sayo yan hahaha. Good illustrations siya.
I'm glad that I found this channel. I want to know more about financial topic since I'm now earning money. I wish, I will be able to budget my first salary to save more money in the future.
Been watching your vids for 2 straight days already. You make personal finance and investments not intimidating. Thank you for what you do, Nicole! Proud new member of the 🍞 fam here! 😆
100k even its total zero capital there's no difference, u just need to convince urself to make things work no matter what happen and start to look for problem and try to solved it.
Kalokaaa! Im in my mid 30s at walang financial direction. So glad I found you! binge-watched you since friday night. haha. I know it’s a bit late na to start saving and investing - but better late than never. hehe. doing my research na. Already installed reddit. Lagi ko kase naririnig sayo eh. Thanks, Nicole. waiting for your next vid...
As a young single professional, I would probably save the 50% in digital bank for EF and 50% in MP2. Not planning to provide a fraction to free-to-spend fund since I do not even have a life being an office boi. Sad. I need financial independence soon. Lol.
@Alexis Vladimir Ortega thank you for the input. As mentioned, given the chance to have 100K, I would probably save the 50K in digital bank for EF (emergency fund). Other expenses, of course, will be shouldered by my monthly salary. My initial comment is not my general way of diversifying money, but only an answer to Nicole's question on what to do if I earn 100K.
I consider myself reasonably financially literate but I really like your video. Found this through Salve. First time for me to hear about MP2! I really want to learn about this. I'll watch your MP2 video next. It's time to put some money in there. Thanks for sharing! Keep up the good job.
Its kinda sad that I reached the amount in title though from a death claim / insurance . Its heartbreaking. I need to make the best of it (how to save) since Im the only one left to take care of my younger sibling
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
Wow, you are amazing. Thank you for sharing. Even at your 20's, you are really good in handling finance and have long term idea on finance. Thank you. This page such a blessing.
Some good advice there especially emergency fund. 6 months to 1 year is a more realistic time frame. Nice videos and I have shown your content to my daughter's and son. Plus got them into Ginvest. Thanks
10:59.. that was nice video editing. Parang nakita ko faces ng mga katrabaho ko.. ang cute hehe. Because of that you earned a sub. Tnx for this big info.
I started dividing my cash into different banks (mainly to ING and CIMB Upsave and Gsave) because of you. Thank you for sharing your wisdom. More power to you. Take care always. 😁
Whoaa. I think I saw you promoting your channel on r/phinvest ata couple of months back. Back when you had no subs pa. I just wanna say congrats and keep up the good work! Geeez talk about exponential growth
Hey! After binge watching your videos, I decided to join investments, haven't clicked the add to cart for 2 months, has my finances tracked now, and decided to plan for a new business! I'm glad I found your channel!
💰The adsense revenue for November and December will be donated for typhoon relief efforts 😁
Hey guys! Today we're talking about what to do with your first 100k! What I say may or may not apply when it's an additional 100k, but I hope you guys still learn something. Share your thoughts on how you plan to allocate your first 100k and why down in the comments section 😉❤️🍞
Hi Ms Nicole. Are you familiar with Earnest by Metrobank? Hope you can add this to your content in the future. Your videos are inspiring!
pa review po kung legit yung iwatch. ph, nakakatempt sumali. pero nakaktakot baka scam po eh.
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
I’m a newbie here ! It was just so incredible , inspiring and mind blowing that a 20 year old girl is more financially literate than some people who are already in business! Looking forward to this
I'm still 23 and I'm glad I found your channel while I'm still young. Your videos are exactly what I need. To more Filipino Millionaires in the future!
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
I wish I found your channel when I was in college. Pero it's never to late to start being smart with money. Thank you for all that you do!
Definitely never too late! Glad you're starting now 😄❤🍞
never too late. just do actions . I begin my financial edu on year 2012. and with my chosen Faith, i am out of the rat race and now saving for our retirement na lang. keep it up!!!
Same feeling, been watching all her videos lately, and everything was entertaining. I... a 24 human being found something so mind opening about financing.
@@jasperrafols750 hahaha pero naisip ko din kase bago pa lng syang vlogger 20 pa lng din sya😂😂
Thank you Nicole. I finally found a channel that I feel gives everyone true and honest information on money management. This was never taught to us in school and I do have regrets on not saving early and investing, but yes I agree with everyone that it is never too late to start. I will look forward to more of your videos.
Fearless forecast : This channel will reach 100,000 soon, within next year!!! Keep it up Nicole in promoting financial literacy!!
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
200k plus na lodz
UPPP, road to 300k na 🤪🤟🏼
@@kylasevilla still following her, and I'm so happy for her... She deserves more subscribers than those...you know... haha... financial literacy is something not taught in school and she is doing a great job educating and informing the young
New here, and i like how she deliver her message that's understandble to everybody. Hoping that i could invest soon and be financially independent. Btw she's beautiful don't you guys think?
Go and start woohoo! 😁❤🍞
Beautiful indeed!
This beautiful bright girl will go a loooong way.
She was able to learn financial literacy at a young age. When it comes to investing, time is also a big factor. Lucky you! :)
Ever since I subbed on your channel, ikaw na daily motivation ko before starting my wfh. More powers to you!!!
🌟 M O T I V A T I O N 🌟
Once again, thank you for this video - very impressive. Below is my suggestion on how to securely allocate your first 100k to grow it even more.
5,000 - Insurance (Medical for Single, Life for Married)
35,000 - Savings/Emergency Fund (Open a savings account)
30,000 - PagIBIG MP2
30,000 - Index Fund (ETF) or COOP Savings Fund (10-12% interest rate)
Hopes that helps!
5k for insurance?
@@menardbautista4560 only needed if you get out from your house alot.
Natutuwa ako manuod sayo Kasi madaming natutunan and bonus na Yung sens of humour hahahah😅 with expressions tlga 😅 approved
I don't skip ads to thank you for all the things that you share. I'm 31 years old and I'm only just learning how to invest. Thank you so much.
I never become a fan of any youtube channel but I got hooked with the videos you are posting because of the learnings I am gaining. God bless you and your channel
I'm so glad YT recommended your channel. :) I'm a fan. I like your humor, your wits, the editing, everything. Keep on making more videos. Congrats on your milestone :D
Halos lahat naman na ng sinasabi nya dito sa mga vids nya, ginagawa ko na for the past 5 years pero I still watch cos you can feel she really likes what she's talking about and she really wanna help ppl out. My kind of empowerment! ✨
Mindset and consistency are the keys. Feel less weird with my habit of monitoring my money transactions in sheets. 👌😏
So ganun pala, when I made my first 100k. I gave it to my mom to help rebuild the house. My bank account was literally 529.16 pesos left. I knew it was not practical to give it all. But habang buhay pa sila I'll gladly give my all asset kung hiningi nya, dhil I know na makakaipon ulit ako. At baka wala na sya pag naging mayaman na ako dhil sa mga vids na to
Nicole, thank you so much for sharing your contents!
In the so-called grand scheme of things across the fabric of life, I'm grateful and glad that my destiny's thread intertwined with your channel.
I'm so financially illiterate at 23!!!! But now I'm doing my best to complete my 3-month emergency fund, track my expenses, and stick to my budget. All thanks to you.
Hoping that you can talk about insurance products too and their investment offerings. I'm still having second thoughts in getting one.
This was such a thoughtful comment ❤ Super appreciate the time you take to watch my videos! It's okay. Keep at it and you'll know finance like a boss in no time 😎 I don't have much experience with insurance since I don't have one, but will keep it in mind! 😄❤🍞
@@NicoleAlbaYT no worries, thank you 🤗
Kaka nuod ko sa inyo natuto ako mag manage ng financial ko thanks.
You are just ingenious! You're one of the few people here on YT that's very comprehensible when explaining just about anything. Grateful that I found your channel. Thank you! More power
I am 41 yrs and I am learning from 20yrs old. thank u for your simplified expalnations.it is never too late to save and invest.more videos.
I can still remember the first time i came across with your channel and you only have 350 people that cares about you and now you a have 78k + people who i know are thankful to know you.
Nalulungkot ako na ngayon lang kita nadiscover. Sobrang andami ko natututunan sayo, Nicole! Grabe! You're amazing. Yung unang video na napanuod ko from you is yung video mo about how to start investing in GCash. And then right after that, nagbingewatch ako ng videos mo haha to a point na after work, naghahanap ako ng new video to watch from you lol. Hay! I just want to say thank you for the videos you make. You're helping a lot of Filipinos. Kudos sayo!
17 and i'm here. Lets get it on, more power to you po ate! ur my inspiration from now on
Napanood ko yung video mo about sa ING bank. Wala pang 1k subs mo nun. Now, naisip ko na magiging maganda pala ang kakalabasan ng channel mo kapag consistent ka sa pagupload, focus lang sa niche, solid na group members sa ibang social media sites, and of course you know what you're talking about. You really help me a lot. Wala akong alam sa ganito, thank you!
Consistency is key talaga. Thanks for sticking around 😄❤🍞
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
Great video once again! The subs keep growing. I was here when this channel only had less than 2k subscribers! This is really gonna blow up soon. Good job! 👍🏻
Nakakainspire ka nicole. Sana napanood ko na ung mga vlogs mo nung college pa lang ako. Pra di ko nagastos sa walang silbing pinamiling gamit o pinanlibre sa barkada. Hehe. Pero ituturo ko to sa anak ko. Di pa huli ang lahat. Salamat.
"Mindset is the foundation of everything that you do"
-Nicole A. ♥
Salamat nicole :) Kinulayan mo yung drawing sa isip ko hahaha. Nice content lab yah 👌
A few days ago at around 3-4am, I was watching videos of PC builds because I was planning to build one of my own when a video of yours was in my recommended list. Since then I've made my own expense tracker, placed my money in high interest rate accounts, and am now planning on future investments. Thank you for your insights and videos, keep 'em comin!
this high interest rate account, is this upsave?
@@snerdwatch GSave for the slightly higher rate. But Upsave's good too.
@@songbird140 thank you 🤗
Wow from PC builds to personal finance 😎 Glad you stumbled upon my channel! Welcome to the BreadFam 😄❤🍞 Awesome how you've taken action WOOHOO 🔥⚡
@@NicoleAlbaYT glad to be part of the fam! 🍞❤️ Maybe that was the universe's way of telling me to start thinking ahead. I'm 21 and I realized I have a LOT to know and be prepared for.
Eagerly waiting for your next vid. You take care!
It’s such a blessing that I found your channel. I’m already old and im just starting. BUT better to take the step than wallowing in sorrow.
Great thing for young generation 🙌🏻
I adore and envy you for having a much finance oriented mindset at such a young age. Man! If I’ve been so aware, and concern about my financial future back then, I would’ve had a bigger savings by now. Not that old bdw. Hehe.. Anyway, thanks for the informative content. New subbie here! 😄👍
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
I asked people from an fb group on who to follow here on YT. Your name came up and here I am, subscribing! Solid content and advice. 🔥💚🔥
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
I finally found a match online! I read the same books and was managing my finances like you do. Subscribed! ❤️
THANKS!! Haha Welcome to the BreadFam 😄❤️🍞
Wow! Im almost in golden years, so so so Happy for listening to your positive suggestion. May you reach more and more and more pa ! Gonna learn a lot from you iha. stay safe and may your Chosen faith bless you for your compassion teaching .
Thank you at nakita ko ito at first week of January I'm about to purchase an expensive shoes and while searching a discount code in yt thanks G,I found youuu ...
Watched most of your videos during my quarantine period, and definitely will watch more videos after this. Cheers!
I'm working now and saving is a big struggle. I am about to have pag ibig mp2 until you said that I need an emergency fund first. thank you! more videos to go!
Very timely! My first RUclips sweldo is coming (aaaah ❤️) and I really want to invest my hard earned money well! I will be watching this for sure!
Glad yt recommended your video while I'm 18 😊 fighting
I will suggest your channel to all my students. You are more immersed with the investing scene than many of the financial advisers I know. :)
A 26 year old learning from a 20 year old. 😁 I love your videos and thank you for making me realize how messed up my cashflow was. Lets all learn! 🤗
Bitcoin is currently catching some upwards momentum that has sent it past its key resistance level at $13,000.Although the crypto has yet to post a significant break above this level, bulls do appear to be building strength following the strong weekly close that BTC posted yesterday evening. Analysts are now offering mixed outlooks on where the crypto may trend next, but there are a few factors that indicate downside may be imminent.BTC’s momentum is starting to gain steam, it is likely that investors will gain greater insight into the crypto’s mid-term strength in the hours and days ahead. I have been trading and making profits with the help of Mr. Jason and his strategy seem very achievable and profitable. as my trading account elevated from 1.5BTC to 6.5BTC. in a short term of daily trades, as he’s strategies comes with signals of which I apply to my trades. I can say Jason McQueen is the best Broker I know and he can easily be reached via Instagram ( @Jason_real.fx ) Regards
i like the way you explain. light and simple but very rich and
clear ! thanks for the many tips. I am 68 year old senior..
This is my job😁
You're welcome
Communicate with me
+ 4 4 (7 8 6 8)_(7 2 1 0 5 1)
When I see the title, i thought I need to watch this since Im having second thought what to do for my 100k refund from bank 😃
Thanks for this.
Edited : I chose to use the amount for a downpayment for 100sqm lot 😁
Ghorl you nailed it!!! I have been following and watching your videos... The kabataan needs you! Instead of wasting time sa mga bagay ng walang kabulohan dapat palawakin ang karunongan sa financial... I shared your video sa facebook ko ghorl kase i really think your the best example of our youth na instead mag rally at mamundok... Dapat matotong mag invest
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future..
We're on the same age and as someone trying to learn more about finance, you've helped me a lot! Thanks!
Hello Nicole!!! I'm glad I came upon your channel! I appreciate it a lot. Perhaps, today's algorithm is not so bad, lol! I have just turned 19 and I plan to educate myself with the know abouts in saving, financial stuff, investing etc etc. so thank you for this!!
just a G11 Student I like doing digital marketing "as of now" and still doin more research on it. I just love your finance tips so I SUBSCRIBED
I'm not from the Philippines but I'm glad I found your channel. This is a sign for me to stop spending my money for unnecessary stuff ☹️😂
SUCCESSFULL PEOPLE DON'T BECOME THAT WAY OVERNIGHT. WHAT MOST PEOPLE SEE AT A GLANCE-WEALTH, A GREAT CAREER , PURPOSE-IS THE RESULT OF HARD WORK AND HUSTLE OVER TIME. I PRAY THAT ANYONE WHO READS THIS WILL BE SUCCESSFUL IN LIFE..
Most time having knowledge or insight about a particular activity can as well be a pleasing exercise.
I can boldly say that Bitcoin and forex trading is one of the profitable money exchange services that elevates investors and their financial status.
That’s true, most people today have been having a lot of failures in Forex and crypto sector because of poor orientation and bad experts.
You don’t make money on forex or crypto by holding your coins rather you trade to make gains.
Absolutely right!!!!
I had no idea this was a smaller channel til i saw the subscriber count. Great content!
Waiting for this! Thank you po for inspiring us to invest as early as we are.
Hopefully it was worth the wait! 😄❤🍞
I was watching mukbang YT videos and came across one of your videos. Now I'm bingewatching and learning so much from you so thank YOU (and thanks RUclips) 😂 you are so knowledgeable, and no you are NOT boring! New subscriber here yo 🥰
P.S. I did not skip any of the ads for our dear brothers & sisters affected by the typhoon. ❤️
Good content ito for sure! I've been checking out your videos since the first week of November. Came across your channel from watching videos about Pag-ibig's MP2. Great work. Good presentation saka vey fun panoorin. Suggestion for future video: ponzi schemes o kaya something about multi-level marketing vs pyramiding. Magandang offshoot from this topic. Para for education purposes din sa mga tao sa mga dapat maiwasan. It is no secret that a lot of people still fall for ponzi and pyramiding schemes na illegal. Or any video na dedicated mismo on investing SAFELY. I noticed that you briefly discussed basic principles on safely investing money in some of your videos. Kaya lang palagay ko it would be better if you could dedicate an entire episode for that haha. Pero sabagay parang masyadong malawak rin siya na topic. The SEC recently conducted a webinar on this. Kaya lang their presentation is not as lively as yours. Maybe they can learn a thing or two from you haha. Although maganda din naman yung kanila. Here's the link if you want to check it out: facebook.com/PhilippineSEC/videos/704668940461476
Ponzi schemes and MLM's SUUUUCKK i hate them 😡 Definitely will make a video because they're so rampant 😥 Thanks for the suggestion!
@@NicoleAlbaYT Ohh naala ko polsci ka nga pala. Perhaps you may find these supreme court cases helpful para better insights siguro:
1. People vs. Balasa, G.R. No. 106357, Sept. 3, 1998;
2. People vs. Menil, G.R. 115054-66, Sept. 12, 2000;
3. People vs. Santos, G.R. 195542, March 19, 2014;
4. People vs. Tibayan, G.R. 209655-60, Jan. 14, 2015;
5. People vs. Balajay, G.R. 220458, July 16, 2017
Peanuts lang sayo yan hahaha. Good illustrations siya.
Yo, wtf. You BLEW UP. Just a few weeks ago 10,000 lang tapos ngayon 30,000 na? Proud of you!!!
Yo, same 🤯 HAHA THANK YOOU!! 😄❤️🍞
The old me: income - expenses = savings
What this vid taught me: income - savings = expenses
(Am i getting it right tho?)
Yep you got it! 😄❤️🍞
Income->assets->expenses=cashflow
is much better
But mathematically, it is the same...
@@yankydoody spend first income to assets before the exenditures? Or what?🤔😅
Solid ng content! You deserve more subscribers! More power!!
You're almost 30K sub already!! Congrats! 🍞🍞🍞 x 10
MADE IT HAHAHA THANK YOU 😄❤🍞
I'm glad that I found this channel. I want to know more about financial topic since I'm now earning money. I wish, I will be able to budget my first salary to save more money in the future.
enjoy watching all you videos
educational and inspiring
but i like the most are those vlogs!!! 🦊
Finally someone worth watching and listening to!
Been watching your vids for 2 straight days already. You make personal finance and investments not intimidating. Thank you for what you do, Nicole! Proud new member of the 🍞 fam here! 😆
Welcome to the BreadFam 😄❤🍞 Hehe glad I'm able to make finance friendlier for yoh 😁
Subscribed!!! Super gusto ko yung value ng channel na ito! Nice for someone having hard time sa adulting life!!!
Watched this : 11-19-20.
Ill be back when i got my 100k yoh! 🤞
I'll wait for you to come back!! GET THAT BREAD YO 😆❤🍞
wow . bat now ko lang napanuod ito. galing galing. :)
100k even its total zero capital there's no difference, u just need to convince urself to make things work no matter what happen and start to look for problem and try to solved it.
I'm really glad I discovered your channel 😍
Thank you so much for sharing your knowledge and experience with your followers 😁🤗😇
Kalokaaa! Im in my mid 30s at walang financial direction. So glad I found you! binge-watched you since friday night. haha. I know it’s a bit late na to start saving and investing - but better late than never. hehe. doing my research na. Already installed reddit. Lagi ko kase naririnig sayo eh. Thanks, Nicole. waiting for your next vid...
Haha thanks for bingewatching!! Ok lang yan. Never too late to start! 😄❤🍞
I really like your blogs, you were able to let your viewers understand and catch up all your ideas..since i subscribed i always watch na ur videos😍
As a young single professional, I would probably save the 50% in digital bank for EF and 50% in MP2. Not planning to provide a fraction to free-to-spend fund since I do not even have a life being an office boi. Sad.
I need financial independence soon. Lol.
@Alexis Vladimir Ortega thank you for the input. As mentioned, given the chance to have 100K, I would probably save the 50K in digital bank for EF (emergency fund). Other expenses, of course, will be shouldered by my monthly salary.
My initial comment is not my general way of diversifying money, but only an answer to Nicole's question on what to do if I earn 100K.
Not skipping an ad, new subscriber!!!!
Thanks for watching and your experience feedback.👍👍
For Investors orientation!!
W..h'...a.'.t...'s...A..'p...p''
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11:00 imagine watching this part when you're drunk 😂 it's cute and a you're a masterpiece as always, thank you!
Never going to get drunk ulit after watching HAHAHA 😆❤🍞
I'm glad that I see this video at the age of 18 and learn on how to protect,handle,create and grow your money
@@nicolealba4152 ano po itong number
SAME GIRL, I WAS THIS MOTIVATED WHEN I WAS 18 GIRL!
I consider myself reasonably financially literate but I really like your video. Found this through Salve.
First time for me to hear about MP2! I really want to learn about this. I'll watch your MP2 video next. It's time to put some money in there. Thanks for sharing! Keep up the good job.
Its kinda sad that I reached the amount in title though from a death claim / insurance . Its heartbreaking. I need to make the best of it (how to save) since Im the only one left to take care of my younger sibling
That's sad. I pray you'll get through it.
@@dingangbatonilunokdarna1733 I need to keep moving forward.
Thanks for the sympathy
First of all thanks a lot mam Nicole 4 sharing content...I waching ur content now I have I dea how to make more money 😅😅😅😅
"I'm learnding" HAHAHA caught me off guard.
Learnding is fun 😆🥴
Your vlogs are so addicting, hindi boring! Lalabanan ang antok para matuto! More inspiring vids, please. 🍞
AHHAH hopefully you got a good night's rest! Thanks for watching 😄❤️🍞
I invest it in stock market this Jan 2020 and my target is to make it to 1M in 3 yrs.
Update: 300k+ n sya YTD 😁
Hi. May I ask if you diversified your stocks to different companies? Or just 1 company? Thanks
Yooo who's ur broker?
because you entered at the right moment. the peak of collapse is when people is afraid.
I can recommend someone for you to help you with bitcoin investment. He has helped me and other people too. Bitcoin investment has changed my life forever. I have financial freedom. He is an expert in bitcoin investment. WILLIAMS JN FX on ¡¡nsta gram. Bitcoin is the future.
@@hannajessamalicdem1402 I hold 10-15 stocks most of the time.
I am married now have 1 child and i am learning from you. I wish i knew this before. Thank you for sharing this with us. 😊
I'm 16 just turn 17 wanna achieve something before 18, my literal goal in life 👁️👄👁️✨👌
clap clap... good job... you can inspire a lot of people, especially the younger generation
Do a video showing how much you earn with YT pls. I’m sure a lot of people would want to start their own channel.
There are numerous of channels who have done that. You can browse some
Check her channel in social blade. SHe's probably making $1,000 - $16,000 per month.
repetitive
Wow, you are amazing. Thank you for sharing. Even at your 20's, you are really good in handling finance and have long term idea on finance. Thank you. This page such a blessing.
RUclips recommending this having php 100 in my wallet haahahhaahh
It's okay one day Php100k na yan! HAHAAH MANIFEST 😄🌟🍞
99,900 php na lang kulang bhe HAHAHAH malapit na yan
HAHAHAHAHAHA
Im a college student right now and developing my financial literacy. Thank you for the knowledge and I am now almost in mt first 100k pesos.
Congratulations...on your way yo 100,000 subscribers.
you are the first youtuber that i really follow and consistently watch, love your humor, simplicity and your knowlegeable eventhough you are young :)
Before end of 2021. I got my 1st 100k 💢💪 gigil ako sa goal set ko this year. Btw ur so very interesting and listenable 😍
Thanks for watching and your experience feedback.👍👍
For Investors orientation!!
W..h'...a.'.t...'s...A..'p...p''
+ 1.'(4.'0 .'4 ).'5 .'9 .'6 .-' 6.' 9.' 4 .'4
Thank you so much!! I’m a bit late but late is better than never! You inspired me & keep inspiring young Filipinos! ✨
Kaya pala dame ads hehe,.. Good that you donate it. Thanks for this video♥️
You're welcome😊
Communicate with my expert broker
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02:55 Begin with the end in mind!
Awesome vid Nicole!
Some good advice there especially emergency fund. 6 months to 1 year is a more realistic time frame. Nice videos and I have shown your content to my daughter's and son. Plus got them into Ginvest. Thanks
10:59.. that was nice video editing. Parang nakita ko faces ng mga katrabaho ko.. ang cute hehe. Because of that you earned a sub. Tnx for this big info.
I started dividing my cash into different banks (mainly to ING and CIMB Upsave and Gsave) because of you. Thank you for sharing your wisdom. More power to you. Take care always. 😁
Whoaa. I think I saw you promoting your channel on r/phinvest ata couple of months back. Back when you had no subs pa. I just wanna say congrats and keep up the good work! Geeez talk about exponential growth
Congrats! Nicole 🎉 subscriber base mo is growing and growing 30K na
Love this! The motivation that those goals are possible! 🙌🏼 No regrets watching and subscribing to your channel. 🥳
Hey! After binge watching your videos, I decided to join investments, haven't clicked the add to cart for 2 months, has my finances tracked now, and decided to plan for a new business! I'm glad I found your channel!
Instant subscribe when i saw the title bc i know she'll be really informative