Amortization Loan Formula

This finance video tutorial explains how to calculate the monthly loan payment using the amortization formula. It also explains how to calculate the total cost of a loan and the total interest that is expected to paid over the life of the term.
Liquidity Ratios:
• Liquidity Ratios - Cur...
Assets, Liabilities, & Equity:
• Personal Finance - Ass...
The Short Ratio:
• How To Calculate The S...
Debt to Equity Ratio:
• Long Term Debt to Equi...
Time Value of Money:
• Time Value of Money - ...
_____________________________
Future Value of Annuity:
• How To Calculate The F...
More Examples on Annuities:
• Annuities - How To Cal...
How To Calculate The Monthly Mortgage Payment:
• How To Calculate Your ...
The Present Value of an Annuity:
• How To Calculate The P...
Net Present Value & Internal Rate of Return:
• Net Present Value - NP...
____________________________
Annual Percentage Yield:
• Annual Percentage Rate...
Amortization Loan Formula:
• Amortization Loan Formula
Amortization Table:
• How To Create an Amort...
Rule of 72:
• Rule of 72
Bond Yields:
• Intro to Investing In ...

[@TheOrganicChemistryTutor]

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[@PhysicsWithBen]

I salute your General Knowledge.

[@FreshBeatles]

yuh

[@asapcorona7115]

@@FreshBeatles yerrrr

[@b.c.2836]

Thank you for the formula, I used it for building a calculator code in my CP class :)

[@jonahravelo3370]

We need more real estate math problem questions please!

[@lydiahjenkins5143]

Yes we do 🤧

[@gummyeojin]

ty 😭😭 my discrete math senior exam is in a few days and i was out and missed this lesson.

[@ethan-zq6kx]

Thanksssss this is really helping me

[@anonymousprivet1227]

This video came just in time to remind my young adult how to calculate the car payment they are about to acquire.

[@tangeniimmanuel2987]

This man's IQ is questionable....He literally knows everything.....GENIUS

[@kangmoabel]

Economics !! you rock

[@maisanniinsoyatbp.]

Thanks for the lesson learned a lot.

[@user-kw9gh9fl7x]

Thanks for the lesson✌🏻
Btw can you pls put more financial math problems🥺

[@giftzulu498]

Thank you, what would UNZA students do without you?😂😂😂💯

[@ramazanboss6388]

You are legend

[@excitedaboutlearning1639]

This video illustrates nicely that real estate is not the best investment in the world despite what the propaganda says.
You end up paying double the amount when you take interest into account, not to mention monthly HOA fees, maintenance fees (1-2% annually), property tax. Sometimes, it's better to live in a rental properties, especially in expensive cities.

[@treasurelove1883]

Thanks a lot ☺️

[@paizleywashere]

Can you do a absolute value video using fractions

[@samsongamotin6338]

Can you give us amortization in diminishing form thanks

[@ritchiebaitoiya]

What is the difference with the future value problems?

[@mfam2371]

But doesn't the amount that goes towards interest decrease the more payments you make? How does that work?

[@edfl9299]

Can you please explain what some of part of formula means like ( 1 - (1+ means what?

[@lqejnrenefqrni]

Hello can you please do the Credit Score Formula thank you so much❤️

[@HotSauce-mn1mp]

Out of all the fkn so called real estate ppl on RUclips I had to come to the organic guy to get the answer I was looking for

[@TheresidentchefJ]

I’m not getting this same answer how???

[@nhitc6832]

Because you're missing parentheses when you punch them in your calculator
Try 1500/(1-(1.005)^(-360))

[@elihubildad6677]

Thanks I was trying to figure out the same thing they need to make that more clear.

[@KEVINSURIEL]

How do they determine cost you will pay in actual interest per month? vs principal because it seems to change monthly

[@Catsup-r2z]

Thankyouu7u

[@praweshthar6645]

bro come on men thank u very much

[@maxplank1196]

Who came up with the amortization formula?

[@nhitc6832]

Evil banks of course :))

[@faithvillamor]

hello..please can someone explain how he got 1,798.65 please? I can't get it🥺

[@Aggna_re]

How did i get 1.499.83 instead of 1,798,6? 🤦🏻‍♂️

[@vichitumban620]

Same🤦

[@kusinanihamidah]

same😢

[@mushtakahmed1805]

Thanks for the formula....but we can also do this with PV annuity formula...and I'm sorry but your calculations are wrong. Thank you.

[@tylercampbell6272]

This is just memorizing a formula. What about explaining what the parts of the formula means?

[@gunasekaranvenugopal7991]

Please let me rate of interest if the principle loan amount is 10000 and thier installment paid over the period of 30 weeks finally interest+ loan amount figured 12900 every installment was 430 , how do we know their rate of interest please any body prove little confusing, not easy to understand the difference between n and t, usually n will be years in this case it's 30 weeks how to calculate

[@Video_collection]

why I get different answer . I get 2k something.

[@GhislaineKouatchou]

I don't know were the 12 is coming from please

[@nhitc6832]

Because their are 12 months in a year. Think about what APR means. It means Annual Percent Rate. 6% APR means 6%/year or 0.5%/month.

[@thatomofolo452]

Yup 🤧

[@angelicafloria9744]

San po nakuha yung 12?

[@jonathanotadora2639]

Monthly kc kaya 12months sa isang taon

[@JohnJoshuaMontinagnosArellano]

I'm not getting the same answer 😭😭😭

[@hektordigital4395]

Find a good calculator that has the Xy symbol. That helps you to raise the power so you can go ahead to insert -360

[@JohnJoshuaMontinagnosArellano]

1,789.65??? howw???

[@nhitc6832]

Probably because how you type the expression in the calculator. Inappropriate parentheses will give you different answer😊

[@Alwayshopewill]

1500 devide then open parentheses 1 - open parentheses 1.005 close parentheses close parent ^negative open parent 360 close parent =

[@moridorimaridari2610]

i love you

[@frincessplays3545]

Bobo ako sa math any tips hahaha

[@TheCosmicGuy0111]

Fun

[@hektordigital4395]

How he managed to work out $1,798.65 is a mystery. I just wasted 5mins of my time.

[@nor6041]

Get the formula for Ordinary Annuity then plug in the values. You'll get his answer.

[@Delicious1Tv]

❤️❤️❤️👆👆

[@gladysbanda2553]

❤️

[@Akihitokyeptho]

This is very long process.. just for self benefit by prolonging ur video

[@ImNuclearYT]

I type exactly what he does but I always end up with 1499.83 where am i going wrong