Having a leveraged bond in your portfolio does in fact diversify and minimize your risk. but if you're maxed out and putting all your money into it you should probably Google LTCM and think again. Bond funds have high fees and a lot of other hidden costs (I.e 5% purchasing fees... annual fees etc)... better read the fine print first before jumping in with a ton of leverage.
Any excess leverage in any asset class is a immanent risks. One most important factor is to have the ability to finance this leverage. In other words, CASH FLOW. Remember to anticipate all possibilities such as interest rate movement and income from producing assets. Investment in real estate or shares is all about the number game. One must be able to handle the loan payments.
💯💯
今次股災，撚樣sir又害死唔少人😂
Having a leveraged bond in your portfolio does in fact diversify and minimize your risk. but if you're maxed out and putting all your money into it you should probably Google LTCM and think again. Bond funds have high fees and a lot of other hidden costs (I.e 5% purchasing fees... annual fees etc)... better read the fine print first before jumping in with a ton of leverage.
呢個徐冠鴻（諗sir）信唔信得過？佢喺2016年大力推介新昌隻債券, 結果債券違約, 無數投資者血本無歸。
finance.now.com/analysis/study.php?topicId=3&newsId=233345
「徐冠鴻續稱，直債回報率吸引，但最大風險是要面對公司倒閉及違約風險。他認為，新昌不存在上述提及的風險，除因集團51%合約屬公營項目外，客戶層面亦十分廣泛，加上在行業具領導地位，因此，新昌發行的債券屬是不錯的投資選擇。」
結果...
新昌無法償還億元債息
hk.finance.appledaily.com/finance/daily/article/20170523/20030409
Any excess leverage in any asset class is a immanent risks. One most important factor is to have the ability to finance this leverage. In other words, CASH FLOW. Remember to anticipate all possibilities such as interest rate movement and income from producing assets. Investment in real estate or shares is all about the number game. One must be able to handle the loan payments.
你係賣課程為生