Florida Car Insurance 101: Benefits Of Electing To Purchase Stacked Uninsured Motorist Coverage.

Brought to you by Zarzaur Law, P.A. - Since more than 20% of Florida drivers will have no coverage for the injuries they cause to you and your loved ones, it is imperative that you secure the most uninsured motorist coverage that you can afford. So, when you elect to have uninsured motorist coverage, you are also going to be given the option to have "stacked" or "non-stacked" uninsured motorist coverage.
Top Personal Injury Lawyer Joe Zarzaur answers the question, "Why does it matter if you elect to purchase STACKED UNINSURED MOTORIST coverage?"?
Watch the entire video here:
• Florida Car Insurance ...
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The Importance Of UM Coverage In Florida.
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Joe Zarzaur, the founder of Zarzaur Law, P.A., a Pensacola Personal Injury law firm, has created this video blog in an effort to educate the many citizens and visitors of Pensacola, Florida about their legal rights. Joe Zarzaur knows the ins and outs of Florida law and offers quality legal help whether you have experienced an auto accident/car wreck, have been a victim of medical malpractice, or are in need of a personal injury lawyer.
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[@Ryan-b2u]

Great videos thanks

[@HaroldArmstrong-f1g]

HI Joe, thankd for the helpful information that i needed a refresher on clear concise and to the point. Robert

[@ZarzaurLawPA]

Thank you for watching!

[@tomjones2348]

Hands down, the most concise explanation I've seen. Very easy to follow and understand. Thank you.

[@bestlifewithben]

Thank you for the video! Helps a lot.

[@stuuuporman]

So far, best explanation I have seen. Thanks

[@ZarzaurLawPA]

Thanks for tuning in and for the compliment. We are glad to be of service to our community.

[@ryanpotter4138]

Great information thanks

[@jonathonanderson8004]

Doesn’t regular health insurance cover you in an accident? Why pay for additional coverage that only covers one type of accident? After watching this I’m dropping liability coverage to the minimum now, thx

[@ZarzaurLawPA]

In Florida, you do not have a choice. If you own a vehicle, it has to be insured. The laws in Florida require you to have Personal Injury Protection (PIP) to cover your injuries and $10,000 in property damage for vehicles you could damage.
Health insurance companies that insure Florida residents know that if you are involved in a car wreck and they get a diagnostic code for a car wreck injury, they will not pay that claim until they know the $10,000 in PIP has been exhausted.
You have to have the $10,000 PIP because, no matter how great your health insurance is, it will not pay the first $10,000 of your health benefits.

[@DimpledRae]

​@@ZarzaurLawPA I think what the OP was stating, is that if you have the *required* PIP and you also have health insurance then paying for UIM coverage is unnecessary/redundant. Isn't that right?

[@Booboosik]

Please, uninsured costs 1/3 of the policy.

[@softwareengineer9435]

senator Armstrong?