Three (3) MP2 Principles of Saving - Important Things to Note for MP2 Savings -
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- Опубликовано: 17 июн 2020
- Paano ba dapat ang frequency ng paghuhulog sa MP2? Maaari bang hulugan ang mga nakaraang buwan sa MP2? Pwede bang paiba-iba ang hulog sa MP2? Yan at ang iba pang mga tanong ang ating sasagutin sa episode na ito ng OFW Power.
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FREE CALCULATOR:
Just do these 3 steps for your free calculator:
1. Give this video a thumbs-up and leave us a comment by telling us how you benefit from this video, then
2. Share any of our MP2 videos na sa tingin ninyo ay pakikinabangan ng inyong mga kaibigan, kamag-anak, kababayan then,
3. Download your FREE calculator in our website www.ofwpower.org. Just go to main menu and click "downloads". Then select the calculator you want to download.
Good luck and God bless po sa inyong lahat.
I'm a licensed CPA and even I learn a lot listening to you and checking the computations myself. I appreciate your advocacy towards financial literacy. If only our government can coordinate with people like you in educating our countrymen regarding finance, we could provide them more security and self-sufficiency. Kudos!
Wow! You just earned a HEART! Thank you very much for your kind words Daphne. I truly appreciate them. THese types of comments are very hard to come by. Good luck po and God bless. Ingat po kayo palagi.
@@ofwpower I am a fan ! What I like most is your very truthful and professional presentation. Unlike some of the videos (IMG) Isa al that entice viewers for membership and then sell crappy Mutual Fund.
Hi Sir. Ask ko lang po kung pwde bang i transfer ang P1 contributions ko sa MP2? 35 yrs napo akong member ng P1. Thanks
@@ofwpower sir paanu mag aply sa pag ibig mp2
@@rowenafernandez267 P1 and MP2 accounts are non-transferable po. sorry for the late reply.
Thanks for this comprehensive explanation of MP2 savings,Sir Fermin! My friends and I will benefit so much with this, we really have so manyy questions answered by this video... 👍🏻👍🏻👍🏻
Glad it was helpful!
Waiting ako sau kaibigan Lami kaayo vlogs
Thank you po sa info. God bless!
Thankyou so much po!!! Ito talaga ung tanong ko eh! Finalllyyyy
Bago mong kaibigan isa ring ofw, kaya from now on nagustuhan ko ang explanation mo? Bigyan na kita regalo advanced sa palapit na pasko,
Bossing balik manggagawa ako. Nakita ko ang Mp2 na ito at na curios ako kung ano ito at ngaun gusto kunang magkaroon ng savings... 😊
I have already my MP2 but because of your video my awareness regarding Saving in MP2 became better.
I've watched multiple videos about MP2 but this is the best video so far, most informative! Thank you Sir!
thanks a lot jersey. appreciate your kind words. sorry for the very later response.
This is the 2nd video regarding the MP2 I have watched and it is well explained. At first, I was hesitant on investing in this program of PAGIBIG but now I can somehow understand the benefits of the program. Thank you!
all the best and good luck.
Already have MP2 (lump sum) since 2019 but still learning new info thanks to you po. Now I'm interested to add my extra money in MP2. More power po. :)
Galing po,malinaw paliwanag
This video helps me give more details to my friends and family since I'm convincing them to open MP2. Thanks for this!
all the best and good luck. sorry for the very later response.
Thank you sir for a very concise explanation! I’ve been looking for the best strategy on how to approach my MP2 contribution and good thing I stumble into this channel. New subscriber here! Will definitely watch out for more to share to my friends & family. 🙏🏻
all the best and good luck. sorry for the very later response.
I started my mp2 after i listening to your vedio thank you
good luck po.
Maraming salamat po sir sa info.
ThNk you for the info! This will help me reevaluate my saving strategy.
all the best and good luck.
sobrang galing nio po magpaliwanag. the best! thanks a lot. very helpful po. 💕
Thank you Gladys. Appreciate your kind words. Good luck po.
I am new to this channel and i want to thank you for introducing this kind of savings na pwede ma compound! More power and God bless.
Thank you po natutunan ko na po dahil sayo sir, may ipon din po ako jan
Thank you for the brief and concise explanation, Sir Fermin. I've fully understood now how MP2 works. Keep up the good work and God bless. ❤️
Thanks Gene. Good luck po.
This will help me estimate or foresee my target amount in the future. Thank you.
all the best and good luck. sorry for the very later response.
This is a very enlightening vid. I hope to watch more of this kind in the future.
All the best and good luck po.
Very well said sir.Now,I'll try to increase my mp2 savings as much as I can.Very informative video.
All the best po and good luck!
Ive been learning a lot from this site. Thank you so much. 💪
Good to know that po. All the best and good luck po.
Dami kung natutunan sir thanks muchh
Ang galing ng pag delivered mo, sir 👏 klarong Klaro. 😃👍
This is a helpful tool for MP2 investment. I learned so many things in this video especially the lumpsum style of paying. Motivates me to do this anytime soon.
Awesome! All the best po.
Thank you so much for this vid! You explained very well what MP2 is all about! Bakit ngayon ko lang to napanood huhu! Anyways, its not late, i will start saving on pag ibig mp2 this year! 😁🥳
Good to know that. All the best and good luck po.
Thank you po. Malinaw ang pagkakaexplain. :) detailed talaga. God bless!
The contribution comparison has been so helpful. Thank you!
Welcome po.
This was a very nice idea and very benificial. I'm thankful may ganito po palang programs ang government. Mas naintindihan ko na din paano mag work out ang savings plus dividend. Thank you for sharing po. God bless.
Welcome po and good luck.👍
Thank you for the clear explanation. Looking forward for more kind of this video.
Welcome po and good luck.👍
Very informative amazing distribution, thanks for sharing us
Mga kababayan dito Po kau manood sa blog ni Sir napakasarap at napakalinaw pakinggan.. eto Po Ang D BEST.. wag nyo na Po pahirapan sarili nyo sa iba manood
wow! thank you very much for promoting po.
I learned something about mp2. Im planning to open an account also in mp2. Thank you so much for helping me decide.
Thats great! Good luck po Venice.
@@pobrengotaw6306 paano po mgstart? gsto q po sna kso dko po alam paano,, pls help nmn po...
very good explanation sir. actually one of the question that's bugging me is if i can contribute a higher amount than what i declared when i opened my mp2 savings account, this video was able to answer my question. Thank u very much 🙂
good to know that po. all the best and good luck po.
galing po ng explanation 🥰
Soo very well said sir, I've learned a lot of things about how to save money in an easy and wise way, thank you for being a professional person of giving knowledge to each and veryone, may our Lord continue to guide you always,godbless...
Thank you very much Rusmar for your kind words. All the best po and good luck.
Thank you so much for sharing these information! Helped me a lot to clear and answer many of my questions regarding my MP2 account. I got really helpful tips as well. Definitely sharing this with my family and friends for fast and direct info on MP2. ☺
Great Cramair! Good to know that. Thanks for sharing this with your.loved ones. Good luck po and God bless. Ingat po kayo palagi.
This helps a lot! Cant wait to open my MP2 account.
all the best and good luck po. sorry for the very later response.
Ang galing mo sir...
Mag explain 🥰😘
Very informative! Thank you for sharing. I am an HR Manager, it help me a lot.
I've been wanting to learn these things because i felt the need to teach my parents about how to save efficiently. Thank you for your videos!
Awesome. Happy learning po Angelica and family!
Thanks po
Great content! I have known MP2 quite late but im still happy i started soon enough to let my savings compound in another 4 yrs. thank you sir👍
Great! Good luck Lawry.
@@ofwpower sir new subscriber po from taiwan pwede nyo po ba ako tulungan n mkregister s mp2 dko n po kase tanda yong number s pagibig pero alm ko po memeber ako.slma po
@@lehcarotnemar1616 email nio lang po ang PAGIBIG para makuha po ninyo ang inyong MID.
contactus@pagibigfund.gov.ph
Learning the principles will be a great benefit for me to strategize how am I going to pay my contributions in my MP2 account that will help me gain higher dividends. Thank you big time!!
Awesome video malaking tulong ito para sa ating mga OFW
5 years ago, hindi ako fan ng MP2. Pero nang dahil sa videos nyo po, mas naintindihan ko at mas na engganyo. Kaya March 2020 po ako nagstart, pati husband ko, nahikayat ko na rin.
Thank you very much ❤️
Wow that's great! Good luck po and God bless. Ingat po kayo palagi.
Wow..nice to watch ur videos...i'm new here
Thank you po. All the best po and good luck po.
@@ofwpower try ko ang MP2 na yN...
I’ve been hearing alot about this type of savings, I was about to open an account when the pandemic happened. Now, I realized how important it is to have this type of savings given the circumstances we face. We don’t know what might happen for the next few years. I think, its better to start now than don’t start. It helps me alot and gives me an idea how does the money gets its dividend every year and how can I maximize my payment before starting my contribution. Now, I know alot of things and informed in a very simple way. Thank you for this video.! It helps alot.
Youre very much welcome Steph. Good luck!
I really appreciate your explaination. Thank you and God blessed
Estabillo Shalie welcome po amd good luck.
Very interesting!
Galing! Lahat ng tanong ko about MP2, nasagot nyo po. Sana idagdag sa FAQs sa Pag-ibig website ung ibang information dito. :)
Thank you po and good luck.👍
@ofwpower sir how to get the password of tour excel caculator sa mp2
Thanks for clear explanations, I always watch your MP2 episodes. They inspire me to invest more. The calculator helps to see the future value of my target investment amount and review net worth.😍 sent you an emial.
You're very much welcome Liza. Good luck po and God bless. Ingat po kayo palagi.
Salamat po sa video nato sir.. dapat noon ko pa hinulogan ko ang Mp2 ko. Dko po kasi masyadong naintindihan noon.. kasi mabilisan lang. Ngayon po inulit ulit ko po mga video mo. At sa ngayong araw na sir.. sisimulan ko na maghulog Sa Mp2 ko.. salamat po ulit sayo sir at d2 sa ginawa mong video. God bless po.
Thank you!
Matagal ko na talagang gusto na mag MP2 pero ngayon lang ako nakumbinsi na mag apply dahil sa Video na ito.
Thanks DCalderon. Good luck po and God bless. Ingat po kayo palagi.
Same here 😊ngaun ko lang kc naintindihan ng mabuti.
@@ofwpower Sir Question.. ✋ pwede pa po ba ulit mag Open ng another account sa MP2?
@@hermie8793 up to 5 active MP2 accounts.
@@ofwpower Thanks Po. 😇🙏🏻
MP2
• "LUMPSUM"
MUTUAL FUND
• "MONTHLY/COST AVERAGING
Thanks again, Sir Fermin sa tips and principle.
Malaking tulong samin OFW.. Godbless..
Welcome, as always Kevin. Ingat po palagi.
Interesting, malinaw at detalyado. Thank you 😊
Thank you po and good luck!👍
Sana noong nagwowork pa ko nakita ko na yt mo sir...now di na ko nagtatrabaho,,😔pero may binibigay yung anak ko...thank God🙏kaya magstart ako ng Mp2
all the best and good luck po. better late than never.
Hi thank you for this, this will let me know how much i will earn in saving on MP2.
Youre welcome Glenn. Good luck po and God bless. Ingat po kayo palagi.
God bless you po sir
Great job, Fermin. I just like to know the ff. :
1. Can I pre - terminate my account?
2. What's the average dividend rate? Will the rate go lower due to pandemic?
The dividend will vary depends on the performance of pgibig everyyr.the same as stockmarket.
Yes you can pre terminate your account. But you can only claim 50% of the dividends if the reason for termination is not valid. The dividend rate varies every year depending on the pagibig funds income, so yes, their income might be impacted due to covid.
Thanks Jeffrey.
@@ofwpower Sir Good day ang ganda po ng video niyo po sir. Tanong ko lang po sir kung every year ang dividend rates sa mp2 mag add po ba ang dividend every year?
For example:
2021= 7.5%
2022= 6.5%
And so on. Mag add po ba yan? Para sa 5 years na mag matured na ang mp2 mo mas malaki po ang kikitain. Sana po masagot niyo po sir 🙏
Thank you po pinadali ninyo ang araw ko di ko na kailangan pumunta sa office nila..
Salamat po!
Thank you, you let me understand well about the MP2. Im interested to enroll and invest..God bless!
All the best and good luck po.
@@ofwpower hi po, bakit po hindi nakarecord ang hulog ko sa mp2 umpisa po oct. 2015 ? Ang hulog ko lng na nakarecord ay 2018 hanggang 2021 po,lampas na ako ng 5yrs, pakisagot nman, isa po akong ofw
@@luisitoancajas113 MP2 in 2015? dapat mature na po yun. o baka P1 po ang sinasabi po ninyo.
@@ofwpowerpero sir nakahiwalay po ang record ng P1 sa mp2 ko at may mga resibo ang wife ko sa mp2 at P1 po.
Ano po kaya ang dapat kong gawin? d pa nman ako makauwi dahil sa tagal ng travel ban sa pinas po.
God bless po sa inyo sir @OFW POWER
@@luisitoancajas113 I dont understand your question.
Will give me an idea how much savings I can get from signing up in MP2
napaka useful po ng video mo, at napaka lumanay mo pong mag salita kaya madaling maintindihan,
I like the way you explain Sir Fermin👏👏👏. Very clear and direct to the point. Kaya proud akong nire recommend sa ibang Tao. More more subscribers 💪💪💪
Malaking tulong ito to secure a bright future para sa magiging family ko. I shared this to my close friends who wants to be educated and try MP2.
Thank you so much Sir Fermin!
Welcome Raph. Good luck!
Thanks for sharing these principles. I learned that the earlier the contribution,the bigger the dividends. I'm thinking to do it on a lumpsum basis. Thank you😉
That's great! Good luck po and God bless. Ingat po kayo palagi.
salamt sa info sir.. nasagot laht naang katanungan ko.
Amazing content! Thank you for the detailed and clear presentation.👍😊
welcome po and good luck.
For my Retirement for 10 years- Long term po kasi yung Vision ko..
Very good. All the best po.
May minimum amount po ba para sa one time payment? O yun na po yung 30,000?
any amount po depende sa akya po ninyo.
Galing
Salamat po🙂
Questions po:
1. Kailan ang cut-off date ng pag hulog sa December?
2. Related sa question #1, yung computation ni MP2 ng dividend, from what date to what date?
3. Pwede bang dumeretso nalang ako sa kahit anong branch para mag open ng MP2 account? May minimum cash ba ako kailangan i deposit upon enrollment?
Thanks po
1. Dec contributions or for any month is from 1st to 30th or 31st of that month.
2. Jan 1 to Dec 31 of that year.
3. Any amount less than P500 is not accepted. P500 is minimum contribution regardless of 1st payment or subsequent payments.
Good luck po and God bless. Ingat po kayong palagi.
@@ofwpower sir what if july po ako nagstart maghulog?
Bale july 2020-july 2021 po ang computation ng dividends?
@@goeatsomeshiet11q anytime pwedeng pwede po. No restrictions sa MP2. Nasa sa inyo po. Kahit DEC or JAN na kayo mag start nasa sa inyo po.
@@goeatsomeshiet11q JULY to DEC po. Then yung JAN-JULY 2021 ay para sa 2021 dividends na po yun.
Hello po Sir. One year na po nakakalipas since I opened my MP2 account. But I still haven't deposited any amount to it. Is my account still active? when does the 5-year countdown begin? simula binuksan po ba ang account or simula hulugan?
Hello simula s pag hulog mo
Tama po, from the time na UNA kayong maghulog thats the start of the 5 year counting. I advise mag open na lang po kayo ng panibagong account dahil matagal nang na open ang MP2 pero di nio pa nahulugan.
i learned a lot from you Sir.... Thankyou!
Galing mo mag explain 👍
Try ko nga din magkaroon nyan
Pwedi po ba via online ang registration ng MP2?
Pwede po
Need po b pumunta ng pag ibig branch for applying MP2?
no need po.
Bago po magapply ng MP2 savings, dapat updated po muna ang Pag-IBIG 1 (mandatory contribution). Dapat active member po ng Pag-IBIG 😊
Galing po nyo mag explain thank u po ..nice to know
Ang linaw at ang linaw magsalita si sir..hehe
Love the explanations...thank u
Malaking tulong para sa katulad ko na hindi alam ang tungkol sa MP2. Maraming salamat at GodBless po.
Thank you po sir may natutunan po ako
Thank you so much.. Ang linaw linaw nyo po magpaliwanag ❤️godbless po
Welcome po and good luck!👍
Parang alkansya na may tubo, galing Naman 😍
Merry Christmas and thank you for the information!
Welcome po and Happy New Year.
Maraming salamat po sir madami po ako natutunan..
I'm a follower of your vlog and I am learning everyday, thank you so much , hope you are well and safe, God Bless
Thanks Grace. All the best and good luck.
new ako dto thank you very much sa bagong kaalaman
Thanks po OFW from Bangkok
welcome po and good luck.
Thanks for this! Ang ganda ng pagppaliwanag nyo po. Malinaw at simple lang...madaling maunawaan...Keep on making videos like this! Godbless
Welcome po and good luck.
Salamat po sa napakagandang paliwanag nyo. Lahat ng mga tanong ko naexplain nyo po. Naintindihan ko na po. Maraming salamat po.
all the best and good luck po.
Thank you so much OFW Power! I just turned 21 and im on my 3rd yr as a nursing student. I have my small business and Im trying to invest my money. Thank you sa knowledge💗 Will definitely share this to my friends &family!
Thank you for the detailed template. God bless you
Welcome po Edith and good luck.
Salamat po sa kaalaman sir ngayon kulang naiintindihan Kung Anu ba ang mp2.
Appreciate all your efforts in uploading videos about financial literacy. Napakadali po intindihin yung mga explanations nyo and malaki tulong po ito sa gaya ko na wala pa experience about investment.
Great! Good to know that Prescy. All the best po sa inyo and good luck po.
Thank you po! Nsgot lhat ng questions ko. 😊 God bless and continue helping and serving people 🙏🙏🙏
welcoem po and good luck.
Salamat po sa videos nyo on MP2. My interest in MP2 has recently been revived and your channel gave me clear information. Malinaw boses, malinaw pagkapresent. Your videos are worthy to be shared by PAGIBIG itself.
thanks Abraham, i truly appreciate your kind words. all the best and good luck.