Good day sir, I've been watching some of your videos for the past few weeks and helped me to understand the concept of investing. I saw the poster behind you and I am glad to know that you're also a member. Good day sir. 🇮🇹
@@ofwpower Good day sir, i have a question po. I've already finished reading the little book of common sense by john bogle. I wonder if what is more efficient: investing in philsequity index fund, mutual fund, bonds, or investing on dividend paying stocks like ACEN and etc. ?
@@chriskenvalero5543 if you read John Bogle's books, he recommends low cost, boradly diversified total stock market index funds. So go for broadly diversified funds as much as possible and one with the lowest expense ratio. good luck po.
This by far is the most complete, clearest explanation there is regarding all things MP2. This is a very underrated channel and I wish this would reach a lot more Filipino audience that needs to make a significant improvement on their finances. Thank you @OFW Power.
hello po, Sir! kakasimula ko pa lang po kanina sa MP2 ko. naging guide ko po ang mga videos ninyo. narito na ako sa video about pagwi-withdraw sa sobrang excitement, kahit after 5 years pa po ako pwede. mas mainam na rin po kasi ang may ideya. kaya maraming salamat po, ang husay po ninyong magpaliwanag at madali pong maintindihan. 🙏
Ang MP2 po ba ay para lang sa ofw? Paano po kung hindi naman kami ofw? Ayaw ko pong maging invalid ang reason ko to withdraw kase magiging 50% na lang ang devidends ko kapag nagkataon. . Kung every 5 yrs ay need kong i withdraw ang savings at i renew uli, eh sa papaanong paraan ko po ito mawi withdraw kung ang valid readons lang ay total disability/insanity, retirement, permanent departure, repatriation and dearh? Salamat po sa inyong pagsagot.
Mas lalo akong nagsisipag sa pag tratrabaho dahil excited akong makaipon sa mp2 at after 5 years makuha ko na yong pinakahihintay kong pinaghirapan kong pera sa mp2 thank you so much po god bless🙏🙏
Nagmature na ang mp2 ko this february 2024 at nagfile na ako ng withdrawal. Sabi ng personnel ang makukuha ko ay ang principal + dividends up to 2022 muna. Ang 2023 dividend ay makukuha after magannounce ng 2023 dividend rate sa april 2024. Then ang Jan to Feb 2024 dividend ay makukuha sa 2025 after magannounce ng 2024 dividend rate. Mahigit 1yr after maturity bago makuha lahat ng dividends kung ganun. Tama po ba sinabi ng personnel?
i have a concern po, Pag-Ibig usually announce the dividend earned of a year on the 3rd or 4th month of the next year. so if my account will mature like for example on October this year, wouldn’t that mean that I need to wait until they announce the dividend of this year before I can withdraw po??
You can withdraw at the maturity date. Based on PagIBIG response to this question, the last year's distribution (yung butal) can only be released once the dividend rate is declared - which is the following year. That means you still have 1 more dividend payout na matatanggap sa PagIBIG when you withdraw your MP2.
thanks at napanood q ito bago aalis ng bansa maka pag ipon nga kasi dami ko nababasang positive about mp2 thank you sir napaka informative yong explanation niyo po
Yan ang hirap sa gobyerno natin. Nung nag dedeposit ka o nagbabayad ka sa mp2. Wala gaano requirements ang bilis nila kumuha ng bayad or investment mo. Pero pag kukunin mo na napakatagal at papahirapan ka pa bago mo makuha sarili mong pera. Kung ano ano pa hahanapin na requirements. The fact na alam nila na ikaw talaga yun nag invest.
MGandang buhay sayu kabayan dahil sa mga video mo nahikayat ako mghulog sa MP2 PAG IBIG sakto 5yrs pag uwe ko may mawiwithdraw ako salamat sayu God bless po
Hi I have financial problem and no income now,how can I withdraw my Pag ibig mp2? I just deposited it last January 2021, hoping for your repsonse thanks
Kapatid po pala kayo sir. New subscriber pa lang po ako, kaya nito ko pa lang nakikita mga lumang videos. Kaya pala quality talaga mga content nyo po. Save ko muna ito para later ko panoorin after work.
Hello po mga kapatid - Ka Jam and Ka Jay, saang mga lokal po kayo? Salamat po sa inyong suporta. I really appreciate it. And Im so sorry po for the late reply. Ingat po kayo palagi.
Dapat sana lahat ng mga Retirement at pensioners baguhin na nila dina dapat yung 65 kasi madami nadin sa panahon ngayun ang di umaabot sa ganyang edad. mas mabuti sanang babaan nila gawing sana 60 para kahit papano ma enjoy naman din nila yung mga naihulog nila. yung mga member. sana yan sana ipasa sa senado at congreso yung batas nayan. hulog ka ng hulog minsan dimupa ma enjoy kasi wala kna. para din sa pamilya natin yung pag iipon nayan pero sana mas maganda din habang buhay kapa at malakas pa ma enjoy mudin yung pinag ipunan mo. sana gawing 60 years old nalang pati sa SSS
Thank you sir. Hayaan q na lng mag mature ang mp2 ko para di aq ma stress. Thank you thank you po sa maganda at malinaw na explanation.God bless you po.👍🙏
Maari po bang maghulog dito ng isahan lang, like good for 5 year na? Yung Hindi na po need mag hulog kada buwan. Kunwari ngayong taon lang kami maghuhulog and the rest of the years hindi na mag huhulog, ok lang po ba yun?
Thanks for this information po. Tama po, mas mahirap kung pagdating ng araw wala man lang naipon kasi pinag paliban ng pinag paliban hanggang sa nakalimutan. Good luck po sa inyo.
Ako na dalawang hulog paung akin magkano kaya tutubuin in 5yrs excite na ko bumili ng 1hectare na lupa tauan ko drm bahaykubo,unti gulayan mga alaga hayop .😂😂😂
Great audio quality! Thanks to you po, I started saving sa Pag-ibig MP2 po... right now... just a few seconds ago... and thank you po for convincing us to do so. Ganda din po ng sound quality niyo po! Love your channel. Am a fan here. ✔
Napakalinaw po talaga ng mga videos explanation nyo tungkol sa MP2 😊 bago lang po ako ako sa channel nyo subscribe agad at liked ng mga videos about mp2 👍mas lalo akong nainspired mag invest sa Pagibig 🥰 salamat sa mga informations po
Thank you so much Sir for the very clear and comprehensive explanation. This channel to be honest is one of the most underrated ones in terms of content. Super informative and the format of how topics were discussed is simple, complete and very easy to understand. Kudos to your channel Sir and hope you continue in educating the Filipinos on being more financially literate🙂
meon kulang...skl pero 2 type account ang MP2..pero both sila 5yrs maturity..mostly konte lang aware i got to multiple account 1st one is compounded annually and 2nd is annual pay out.. sa annual pay out pwede nyo i withdraw dividend per year once pumasok na ang divident kinita nyo within the year🤫 maliban sa capital nyo or total na na isave nyo.... withdraw ko na kita ko this year for 2020.. 122k cheque almost 2weeks lang bcoz approval pa kasi ng OVP..ty
Very clear explanation yes ive got mp2 but in the names of my three kids since im still here abroad. I was encourage to invest because of your videos thanks a lot from Jersey
Thanks for this video. Tanong: pwede kaya I-direct deposit to another mp2 account para hindi na pumunta ng bangko? Lalo na kung 20 years mo pa kailangan ang pera, para hindi matukso gastusin yung nawithdraw na mp2, ilipat kaagad to another mp2. Php 1M in 20 years@6% average dividends = php3.3M, not bad.
From what I know you you can only transfer directly to your MP2 account if the reason for withdrawal is retirement, but please verify this with PagIBIG. Good luck po.
Sa provident form po, meron doon option para itransfer yung savings+ dividend sa bagong MP2 account kung gusto nyo pong invest ulit for another 5 years👍🏻
This is good info. Yan din po ang pagkakaintindi ko. Nasubukan na po ba ninyo ito? Ang interpretation ko kasi doon sa section ng provident form ay kapag ang readon for withdrawal ay retirement.
Hello po. Na-experience nio na po ba ito? Yan din po kase ung option na sinabi sa akin ng PH Embassy, in case abutin ng maturity ang account namin na wala kami sa Pinas at walang PH bank account. Plan naming i-reinvest naman po, kaya lang sa field na AUTHORITY TO TRANSFER, ilalagay dun ang MP2 account. Medyo worried ako kase baka may salbahe na i-edit un at ilagay ang sarili nilang MP2 acct para ma-transfer sa kanila ang buong laman. Tinanong ko rin po yan sa PH Embassy, pero di na po sinagot ang email ko, nag-ask ng phone number ko, tatawag daw, di naman tumawag kaya 'em everywhere on the net trying to find the answer own my own bago namin dagdagan sana ung existing contribution na meron kami. Please share your experience or thoughts po. Will be very much appreciated. Thank you.
@@ofwpower Thank you sa reply sir. Eto po mainit init pa. Nakuha ko na ang info na need ko, katatawag lang sa akin ng PH Embassy. Bale kung gusto raw ire-invest ang matured na MP2 account, ilagay daw po ang bagong MP2 account na hindi pa nagma-mature para dun ilagay ung full amount ng matured MP2 account. Wala namang case raw na, may inside job na inilipat sa ibang MP2 account ung laman, kase need ng mga ID to verify kapag pinasa ung form at ung details ng paglilipatan. So I think, safe naman na gamitin ung APB form at itransfer sa own MP2 account na di pa matured, lalo sa mga nasa abroad na walang PH bank account. Putting here po the details incase merong makabasa na un din ang question. Thank you sir.
Oh my!!! Kapatid po pala kayo Ka Fermin. Lagi po kami nanonood sa mga videos niyo. Malaking tulong po, nakapagstart po kami ng MP2. Yung video niyo rin sa FSM One sinundan po namin. Salamat po ng marami!👍👍👍
@@ofwpower good day sir.may question po ako.maaari ba na.ma compromise ang mp2 savings kung ang pag ibig mp2 member ay mayroong pag ibig housing loan na di nabayaran dahil nawalan ng trabaho ang member dahil sa covid 19 pandemic.pwede ba i hold ni pag ibig ang mp2 savings ni member.salamat po ulit at more power again to you sir ang to your video.
@@rogeliodomingo8911 MP2 and loan ate 2 different things. Oke does not affect the other. Just make sure updated kayo sa inyong loans para walang magiging issues in the future.
![Blox Fruits Dragon Rework Update [Full Stream]](http://i.ytimg.com/vi/EqDAp8udhm0/mqdefault.jpg)
Kakasimula ko pa lang ng MP2 pero excited na ako sa araw na magwwithdraw na ako ng MP2 savings🤣😂
Wow, that's good. Very positive po kayo and forward looking.
sir what if kung winidraw kn cya after 5yrs,tas i invest k ulit pede p b yun ?
@@marialeahfrancisco736 pwede po. You can reinvest into a new MP2 account.
Kahit san po bang branch pwede magclaim ng mp2?
@@carlangeloverdadero9370 yes po
Good day sir, I've been watching some of your videos for the past few weeks and helped me to understand the concept of investing. I saw the poster behind you and I am glad to know that you're also a member. Good day sir. 🇮🇹
Keep it up. Thanks po Ka Chrisken. Ingat po kayo palagi.
@@ofwpower Good day sir, i have a question po. I've already finished reading the little book of common sense by john bogle. I wonder if what is more efficient: investing in philsequity index fund, mutual fund, bonds, or investing on dividend paying stocks like ACEN and etc. ?
@@chriskenvalero5543 if you read John Bogle's books, he recommends low cost, boradly diversified total stock market index funds. So go for broadly diversified funds as much as possible and one with the lowest expense ratio. good luck po.
@@ofwpower Thank you po Ka Fermin! Thankyou po for the advice!
@@chriskenvalero5543 welcome po.
This by far is the most complete, clearest explanation there is regarding all things MP2. This is a very underrated channel and I wish this would reach a lot more Filipino audience that needs to make a significant improvement on their finances. Thank you @OFW Power.
hello po, Sir! kakasimula ko pa lang po kanina sa MP2 ko. naging guide ko po ang mga videos ninyo. narito na ako sa video about pagwi-withdraw sa sobrang excitement, kahit after 5 years pa po ako pwede. mas mainam na rin po kasi ang may ideya. kaya maraming salamat po, ang husay po ninyong magpaliwanag at madali pong maintindihan. 🙏
Just started. thank you for your advice Sir ! Godbless !
Ang MP2 po ba ay para lang sa ofw? Paano po kung hindi naman kami ofw? Ayaw ko pong maging invalid ang reason ko to withdraw kase magiging 50% na lang ang devidends ko kapag nagkataon. .
Kung every 5 yrs ay need kong i withdraw ang savings at i renew uli, eh sa papaanong paraan ko po ito mawi withdraw kung ang valid readons lang ay total disability/insanity, retirement, permanent departure, repatriation and dearh? Salamat po sa inyong pagsagot.
Mas lalo akong nagsisipag sa pag tratrabaho dahil excited akong makaipon sa mp2 at after 5 years makuha ko na yong pinakahihintay kong pinaghirapan kong pera sa mp2 thank you so much po god bless🙏🙏
Welcome po.
Nagmature na ang mp2 ko this february 2024 at nagfile na ako ng withdrawal. Sabi ng personnel ang makukuha ko ay ang principal + dividends up to 2022 muna. Ang 2023 dividend ay makukuha after magannounce ng 2023 dividend rate sa april 2024. Then ang Jan to Feb 2024 dividend ay makukuha sa 2025 after magannounce ng 2024 dividend rate. Mahigit 1yr after maturity bago makuha lahat ng dividends kung ganun. Tama po ba sinabi ng personnel?
Ang galing nyo po magexplain...super clear...😊.. malaking tulong sa aming OFW..
wow, thanks a lot po Catherine. all the best and good luck.
i have a concern po, Pag-Ibig usually announce the dividend earned of a year on the 3rd or 4th month of the next year. so if my account will mature like for example on October this year, wouldn’t that mean that I need to wait until they announce the dividend of this year before I can withdraw po??
You can withdraw at the maturity date. Based on PagIBIG response to this question, the last year's distribution (yung butal) can only be released once the dividend rate is declared - which is the following year. That means you still have 1 more dividend payout na matatanggap sa PagIBIG when you withdraw your MP2.
thanks at napanood q ito bago aalis ng bansa maka pag ipon nga kasi dami ko nababasang positive about mp2 thank you sir napaka informative yong explanation niyo po
Good to know that po. All the best po.
Yan ang hirap sa gobyerno natin. Nung nag dedeposit ka o nagbabayad ka sa mp2. Wala gaano requirements ang bilis nila kumuha ng bayad or investment mo. Pero pag kukunin mo na napakatagal at papahirapan ka pa bago mo makuha sarili mong pera. Kung ano ano pa hahanapin na requirements. The fact na alam nila na ikaw talaga yun nag invest.
MGandang buhay sayu kabayan dahil sa mga video mo nahikayat ako mghulog sa MP2 PAG IBIG sakto 5yrs pag uwe ko may mawiwithdraw ako salamat sayu God bless po
Hi I have financial problem and no income now,how can I withdraw my Pag ibig mp2? I just deposited it last January 2021, hoping for your repsonse thanks
Kapatid po pala kayo sir. New subscriber pa lang po ako, kaya nito ko pa lang nakikita mga lumang videos. Kaya pala quality talaga mga content nyo po. Save ko muna ito para later ko panoorin after work.
Napansin mo rin pala sis
Hello po mga kapatid - Ka Jam and Ka Jay, saang mga lokal po kayo? Salamat po sa inyong suporta. I really appreciate it. And Im so sorry po for the late reply. Ingat po kayo palagi.
Dapat sana lahat ng mga Retirement at pensioners baguhin na nila dina dapat yung 65 kasi madami nadin sa panahon ngayun ang di umaabot sa ganyang edad. mas mabuti sanang babaan nila gawing sana 60 para kahit papano ma enjoy naman din nila yung mga naihulog nila. yung mga member. sana yan sana ipasa sa senado at congreso yung batas nayan. hulog ka ng hulog minsan dimupa ma enjoy kasi wala kna. para din sa pamilya natin yung pag iipon nayan pero sana mas maganda din habang buhay kapa at malakas pa ma enjoy mudin yung pinag ipunan mo. sana gawing 60 years old nalang pati sa SSS
Thank you sir. Hayaan q na lng mag mature ang mp2 ko para di aq ma stress. Thank you thank you po sa maganda at malinaw na explanation.God bless you po.👍🙏
Maari po bang maghulog dito ng isahan lang, like good for 5 year na? Yung Hindi na po need mag hulog kada buwan.
Kunwari ngayong taon lang kami maghuhulog and the rest of the years hindi na mag huhulog, ok lang po ba yun?
Pwedi po yun ganyan din sakin
sa MP2 dont do it...mas mababa po ang inyong dividendens. please watch our other MP2 videos for more detailed explanation.
@@carlevangelio1360 sa MP2 dont do it...mas mababa po ang inyong dividendens. please watch our other MP2 videos for more detailed explanation.
Kailangan parin po ba na mag hulog buwan buwan..??? for example nag hulog ka ng 10k good for five years nayun... Maliit lang divedend nun sir?
@@carlevangelio1360 pagdating sa savings, save consistently and regularly.
Magaling ang pagpapaliwanag! More power to you Sir!!!
Thanks Mario. All the best po.
Yung iba boss fermin 1 week lng na widraw na. Hindi mahirap napakadali lang. Ang mahirap boss yung walang mp2 savings hahahahaha
Thanks for this information po. Tama po, mas mahirap kung pagdating ng araw wala man lang naipon kasi pinag paliban ng pinag paliban hanggang sa nakalimutan. Good luck po sa inyo.
Very loud and clear Ang explanation.. 👍👍👍
Thanks!
Hindi daw pinahihirapan sugar coating.. maganda ung word na ginagamit mo pero hindi ganyan d2 sa pinas
Very helpful po. especially for us na beginners po in MP2. Thanks, Kapatid! 🥰 🇮🇹
Welcome po and good luck.
💚🤍❤
Grabee tgal. Bilis nila kunin ang pera then after pag claim na npakatgal
Hi! Gaano po katagal bago mo nawithdraw ?
Thankyou sir sobra malinaw po ung pag paliwag nyo po about sa mp2.ilove it at ngayon alam kuna ano ang mp2.
Ako na dalawang hulog paung akin magkano kaya tutubuin in 5yrs excite na ko bumili ng 1hectare na lupa tauan ko drm bahaykubo,unti gulayan mga alaga hayop .😂😂😂
Thank you so much sir Ang Ganda po ninyong mag explain maintindihan kaagad👍
Yun nagapply ka online=wala requirements
Yun iwwithdraw mo na=sankatutak ang requirements
*Kamot ulo
just to make sure na hindi kung sinu sino ang kukuha ng pera nio. realities of life.
Hintayin mo maging presidente ako . .aayusin ko yang reklamo mo. 😎
@@jpii3427 like it! Hahaha
Salamat Po sir sa napaka detalyedo mong inpormasyon ukol sa pag ibig mp2 savings withdrawal
welcome po Robert and all the best!
Thank you so much Sir Fermin...for good information para dagdag kaalaman sa bawat membro ng MP2
Welcome po and good luck po sa inyo.
Great audio quality! Thanks to you po, I started saving sa Pag-ibig MP2 po... right now... just a few seconds ago... and thank you po for convincing us to do so. Ganda din po ng sound quality niyo po! Love your channel. Am a fan here. ✔
welcome po. all the best and good luck.
maraming maraming salamat po sa mga videos nyo...just started may MP2 savings🥰
thanks po,excited nko 2 more years makapagwithdraw nko horrayyyy 👏🏼😍
Congratulations po and good luck po.
Ofw power napaka sulid at linaw nang pagliwanag mo werpa talaga😁 God bless sayo kuya .
welcome po Genoel. appreciate your kind words po. good luck po sa inyo po.
Wow, very clear ang explanation nyo po. Malinaw at madali pong maintindihan ang sinasabi nyo po. More power to you. Godbless ❤
Thank you very much po for this video. Very informative po and easy to understand. Can't wait for the maturity😅😁
all the best and good luck.
It's my first time na mapunta dito sa video at nagsubscribe na din ako. Kasi nagustuhan ko mga content mo
Thank you po and all the best po.
Thanks Sir Fermin.. malaking tulong na info sa tulad naming nasa ibang bansa.... God bless u
Welcome po Vendonn. Im glad na nakatulong po kami sa inyo. All the best and good luck po.
Napakalinaw po talaga ng mga videos explanation nyo tungkol sa MP2 😊 bago lang po ako ako sa channel nyo subscribe agad at liked ng mga videos about mp2 👍mas lalo akong nainspired mag invest sa Pagibig 🥰 salamat sa mga informations po
Thank u sir naide-deliver nyo parati ng mlinaw ang infos 😊 sobrang helpful
Thanks again sir for worderful videos😍😍..dami ko talagang natututuhan sa mga videos nyo..
Welcome po and good luck po.
Thank you so much Sir for the very clear and comprehensive explanation. This channel to be honest is one of the most underrated ones in terms of content. Super informative and the format of how topics were discussed is simple, complete and very easy to understand. Kudos to your channel Sir and hope you continue in educating the Filipinos on being more financially literate🙂
Ganyan talaga kakupad ang pagibig, laging 1 month processing.
i agree. i wouldn't call them makupad. I would say, were not there yet (government offices in general).
Sa lahat Ng mag explain about mp2 dito lng ako sobrang naka2intindi Ng pangmalawakan hehe dahel Dyan new sub here
Sir, thank you po sa info. Malaking tulong po ito para sa ating mga kababayan.
Loud and clear instructions. Thank you!
ang ganda nmn ng paliwanag, thanks po. i have my mp2
Good to know that po. Good luck po.
Sana makahabol pa ko sir fermin..maraming thank you uli sa tulong at information..God bless you
Po always..
Kaya nio po yan Daddy A. Good luck po.
Maraming salamat po sir.God bless po❤
Thank you po dito sa detailed informasyon po!
Btw, you have a nice soothing voice po!
Kakasimula ko lang din mag open account ng MP2. Watching here in Taiwan..
All the best and good luck.👍
@@ofwpower Thank you..Nakapaghulog na din ako..
Congrats.🎉
Thank you sir. Napaka informative at hindj paliguy ligoy ang content.
Thank you sir sa info.babalikan ko to after 3 years, two years pa lang MP2 savings ko.
Great! Good to know that po.
Thank you... Very inpired po, have three mp2 account already....
thank you sir very details po ang mga info. nyo
All the best and good luck po.
Just started mp2 savings thank for your information and advice...
all the best and good luck po.
Salamat po Sir sa maliwanag na paliwanag mo❤
Galing nyo kc mag paliwanag..
Thanks a lot po for your kind words.
Salamat sir malaking tolung ito malapit na ako mag mature
All the best po.
Very informative po sir GODBLESS 😇
Welcome po and good luck.👍
Thanks po nga marami my natutunan po kami kc wala po akonb idea paano po ba iyan
Thanks sa informative video Sir... Make it a millions subscribers! Good luck Sir.
Thank you too
Thanks for the information, I've just started my MP2 and you've already explained it well 👏
You help a lot those info im A OFW working in Jakarta.
All the best po.
Salamat po sir lagi kopo kayo pinanuod salamat po sa idea
Welcome po and good luck po sa inyo.
Puede pa ba senior mag apply mp2 senior sss pensioner ako txt back pls.
Thank you sir new subscriber po...malaking tulong po ung mga explanation nio po 🙏🙏🙏GOD BLESS ALWAYS 🙏🏼
thank you po. all the best po.
Hi i am a fan of you INC po pala kayo.. ❤🇮🇹
Thank you po.
Thank you so much, Mr. Fermin. Your explanation is simple and easy to understand. Keep it up and God bless you🙏
Welcome po and good luck po.
Thank you Sir
sobrang ayos ng explanation
Big thankz sir now Alam ko na thankz sa pag share po❤
Salamat sa maliwanag na impormasyon
Thank you po sa share..
I think kpatid kayo..
Salamat sir Fermin more power to you God bless
Welcome po Zeny. All the best po.
Ang galing nyo po mg explain thank u sir
Thanks for the info sir 😄 within 6 day nakuha ko na😁
Ask ko lang po kung paano malalaman na mature na ung mp2
Hi may fees po ba kapag nag widraw after 5 yrs?
@@jayannsarita8070 wala po
Maraming salamat! Ask ko lang kung meron limit sa age ang pwedeng maghulog sa mp2.
Crystal clear ,,God bless sir👍😊👌
good luck po.
@@ofwpower 4weeks makuha 🙄😌😌
@@barokoy4248 opo around that time frame po and processing ng withdrawal.
Thanks sir,nasagot din mga katanungan ko bago ako mgopen.😍
Salamat po malinaw na malinaw new subscriber here
Thanks for sharing,very clearly po
meon kulang...skl pero 2 type account ang MP2..pero both sila 5yrs maturity..mostly konte lang aware i got to multiple account 1st one is compounded annually and 2nd is annual pay out.. sa annual pay out pwede nyo i withdraw dividend per year once pumasok na ang divident kinita nyo within the year🤫 maliban sa capital nyo or total na na isave nyo.... withdraw ko na kita ko this year for 2020.. 122k cheque almost 2weeks lang bcoz approval pa kasi ng OVP..ty
good luck.
Very clear explanation yes ive got mp2 but in the names of my three kids since im still here abroad. I was encourage to invest because of your videos thanks a lot from Jersey
Wow, great! All the best and good luck po.
Thank you sir😊 God Bless po
Thank you too
Thank u po sa information😊
Welcome po.
thank you for always giving us information. keep it up more power. and God Bless
Welcome po and good luck!👍
Salamat Po punta napo Ako sa Embassy.
Thank you po sa learnings sir fermin!💯❤️👍
Welcome po and good luck.
Kakaumpisa ko plang mghulog pero ito pinpanood ko😂😂😂😂
its ok po. yan ang tinatawag na "laging handa...". hehehe.
@@ofwpower salamt po dahil po sainyo nainganyo kmi ng asawa ko mghulog sa Mp2🤗
thank u po mag mature na po this year ang MP2 ko .tupa din po kayo?may nakita lang ako sa pinto nyo.only tupa knows.thanks po 😂
Thanks a lot po Ka Sonia. Lokal po ng Incheon, South Korea.
Thank you sir for the important information like it so much💙
Welcome po.
@@ofwpower 💙
@@ofwpower 💙
INC Pala kayo brother Fermin.nice topic about investing
maraming salamat po.
Thanks for this video.
Tanong: pwede kaya I-direct deposit to another mp2 account para hindi na pumunta ng bangko?
Lalo na kung 20 years mo pa kailangan ang pera, para hindi matukso gastusin yung nawithdraw na mp2, ilipat kaagad to another mp2.
Php 1M in 20 years@6% average dividends
= php3.3M, not bad.
From what I know you you can only transfer directly to your MP2 account if the reason for withdrawal is retirement, but please verify this with PagIBIG. Good luck po.
Thanks sir Fermin - God bless u and family
Thanks a lot po Rommel. All the best and good luck po.
Salamat sa info sir Fermin.
Welcome po and good luck.
Ganda ng paliwanag nyo Sir
Thank you so much po , from Macau
Welcome po.
Sa provident form po, meron doon option para itransfer yung savings+ dividend sa bagong MP2 account kung gusto nyo pong invest ulit for another 5 years👍🏻
This is good info. Yan din po ang pagkakaintindi ko. Nasubukan na po ba ninyo ito? Ang interpretation ko kasi doon sa section ng provident form ay kapag ang readon for withdrawal ay retirement.
Hello po. Na-experience nio na po ba ito? Yan din po kase ung option na sinabi sa akin ng PH Embassy, in case abutin ng maturity ang account namin na wala kami sa Pinas at walang PH bank account.
Plan naming i-reinvest naman po, kaya lang sa field na AUTHORITY TO TRANSFER, ilalagay dun ang MP2 account. Medyo worried ako kase baka may salbahe na i-edit un at ilagay ang sarili nilang MP2 acct para ma-transfer sa kanila ang buong laman.
Tinanong ko rin po yan sa PH Embassy, pero di na po sinagot ang email ko, nag-ask ng phone number ko, tatawag daw, di naman tumawag kaya 'em everywhere on the net trying to find the answer own my own bago namin dagdagan sana ung existing contribution na meron kami.
Please share your experience or thoughts po. Will be very much appreciated. Thank you.
Sorry i dont have experience on this coz inhave not withdrawn my account yet.
@@ofwpower Thank you sa reply sir. Eto po mainit init pa. Nakuha ko na ang info na need ko, katatawag lang sa akin ng PH Embassy.
Bale kung gusto raw ire-invest ang matured na MP2 account, ilagay daw po ang bagong MP2 account na hindi pa nagma-mature para dun ilagay ung full amount ng matured MP2 account.
Wala namang case raw na, may inside job na inilipat sa ibang MP2 account ung laman, kase need ng mga ID to verify kapag pinasa ung form at ung details ng paglilipatan.
So I think, safe naman na gamitin ung APB form at itransfer sa own MP2 account na di pa matured, lalo sa mga nasa abroad na walang PH bank account.
Putting here po the details incase merong makabasa na un din ang question. Thank you sir.
@@MsCzes great! Thanks for this info po. All the best and good luck po.
Happy 108th Anniversary po Sir
Same to you po Ka Bob.
Oh my!!! Kapatid po pala kayo Ka Fermin.
Lagi po kami nanonood sa mga videos niyo. Malaking tulong po, nakapagstart po kami ng MP2.
Yung video niyo rin sa FSM One sinundan po namin.
Salamat po ng marami!👍👍👍
Wow! Im so glad to meet you po. Thank you po Ka April and ingat po kayong palagi. All the best po ang good luck.
Well explained sir.more power to your video
Welcome po and good luck.
@@ofwpower good day sir.may question po ako.maaari ba na.ma compromise ang mp2 savings kung ang pag ibig mp2 member ay mayroong pag ibig housing loan na di nabayaran dahil nawalan ng trabaho ang member dahil sa covid 19 pandemic.pwede ba i hold ni pag ibig ang mp2 savings ni member.salamat po ulit at more power again to you sir ang to your video.
@@rogeliodomingo8911 MP2 and loan ate 2 different things. Oke does not affect the other. Just make sure updated kayo sa inyong loans para walang magiging issues in the future.
Very informative. Thank you.
Glad it was helpful!