Bahut saral aur achche tarike se aapne samjhaye hain. This is the benefit of learning directly from a professional insurance adviser like you. Kyuki aap practical field me jo practice karte ho usiko samjhate ho. Dilse bahut bahut dhanyabad aapko 🙏
GK.मे पटना वाले खान सर और INSURANCE मे सुमित सर ऐसे गुरूदेव है जो बिना किसी लालच और स्वार्थ के लोगो की भलाई और उज्जवल भविष्य के लिए समर्पित है।☺🙋🙏💕💕👑👑💪💪👍👍👌👌
As per your calculation, Monthly income 20k, Houses rent - 5k, Grocery - 5k All bills-3k Education - 2k Medical and other - 5k. As you said 40 lac policy we need to full fill these requirements. As per my knowledge in LIC we must keep our money investing for a very long period. But we are Indians so except these expenses we have so many other expenses in a year like festive expense, family and friends expenses, marriage expenses, birthday party expenses, vehicle planning expenses, tour and travel expenses, Diwali, Dusherra, Ganpati puja, Holi and many other festivals. Where our expenses are not pre planed. And we managed those in 20k. If we invest 2k per month in LIC then it is sure that we get the money as per your calculation. But we get the money after a 20 to 25 years later. In this period how can the family manage? Can you explain this briefly?
your question is flawed. if you pay 2000 towards insurance per month and you have to manage all other expenses within 18000, as in this case, you are supposed to take credit or loan to meet all other big expenses. the second thing is, you can always anticipate earning more than your previous income. you won't always be earning 20000 throughout your life. but your insurance premium per month will remain the same. also, many policies provide loans from your sum assured. one more thing, the sum will be paid on the death of the bread earner of the family which will be roughly 10 times or more than the annual expenses. I hope this answers your question.
Insurance is like a tree. Who plant it, may taste its fruit or not but his/her heirs must taste it. If we can expense so much for our dear or near ones(family), surely we can also plant a food tree(Insurance) for them because we all love our families and can do anything for our family.
Superb illustration Sir, About Insurance Need.Sir I Watch your all videos Related to Insurance It Help me a lot at Starting Stage my Agency.This my 1st Year in Lic.Thankyou Sir😎
सर मुझे भी एलआईसी के की एजेन्सी मिली है, अभी 2 दिन पहले ही Exam दे कर आया हूँ, बहोत अच्छी जानकारी दी आपने, ❤️ धन्यवाद सर 🙏, आगे भी सीखता रहूँगा आपसे 🤗😊👍
What a great Idea & what a nice presentation with fully justified steps, I've become a fan of you. It's 1:24 am by the clock, but I'll keep listening to you. God Bless you and fulfill your life with all the happiness. Wish me luck please, my target is to become a MDRT within 6 to 8 months, if that day comes in my life even a longer time frame, I'll meet you personally going to your place from Kolkata. Stay happy, stay blessed.
Though I am not from insurance field, but your video inspired me a lot. I just loved your way of explaining. Great presentation. Best wishes for your future 👍
Dear Sumit, you cover very genuine and useful topics. Great of you. A problem which I encounter most is HOW TO START INSURANCE TALK? I request you to find a practical solution so that we don't have any inhibitions starting talking about insurance. Great regards!
Monthly 2000 rupees premium bharne ke baad agar tumhe kuch ho Jaye to tumhari family ko monthly 20000 rupees kaun dega bhai. Kaisa calculation hai thoda mujhe bhi to batao ki tumhe kya samajh me agayi.
@@kkbabuu bhaiya, video explanation to perfect hai na, wo alag baat hai ki aapko policy pasand hai ya nhi, wo to aap par dipend karta hai na, kya aapke liye profitable hai, usse select kijiye otherwise jane dijiye.
@@KhushiSingh-kp6mv Way of explanation thik hai par calculation wrong hai aur agar calculation thik hai to please explain me how. Hum customer ko galat explanation deke policy Nehi karva sakte. Kyon ki woh jo bhaiya explain kiye ki agar hum monthly 2000 rupees premium bharte hain aur agar kal ko Hume kuch hojaye aur hum na rahe to hamare family ko monthly 20000 rupees milega. Mera sawal hai yeh kaise milega thoda vistaar se Jan na tha. And basically death benefit is 10 times of premium. For example agar hum yearly 24000 rupees premium bharte hain to hamare death ke baad nominee ko 2,40,000 + kuch bonus add hoke milega Aisa Nehi ki monthly 20,000 rupees mil jayega. By the way I am also Insurance Advisor.
Sir,I am working in a insurance broking firm ,where I have to call the customer and make them understand about the term plan but in closing I face issue customers want time and after giving the time they don't even pick up the call tell me what to do ?
सुमित जी धन्यवाद, बहुत अच्छे से पालिसी बेचने का तरीका बताया कारगर भी है। मैं जानना चाहता हु की आपके द्वारा बताए अनुसार अगर कोई व्यक्ति दो हजार बचा ले तो उसे कोनसा प्लान दिया जा सकता है जिसमें 40 लाख की रिस्क कवर हो?
धन्यवाद Zeeshan भाई। बस यही कोशिश है कि सिर्फ़ मेरी नहीं, बल्कि सारे भाई बहनों की MDRT / COT / TOT हो । अपना प्यार बनाए रखिए । आप सभी के प्यार और सम्मान से और अच्छा काम करने का जज़्बा मिलता है। धन्यवाद।
Dear sir , I am very motivated from your unique motivational concept vedio about LIC. Sir , I am doing job in merchant Navy, my duty runs 4 month ON and 2 month OFF like this . So, is it good for me to become an LIC agent ? Because , I want to use my duty off time . Thank you sir
Samjhao samjhega bolo ki duniya me koi kisi ka nhi h ....Sab samjh jayega bolo aapka paisa hi aapke v apke piche family ko kaam aayega... M b singal hu aur 30 yrs ka fir b 2 term plan 2 investment plan v 1 saving plan liya h
Bahut saral aur achche tarike se aapne samjhaye hain. This is the benefit of learning directly from a professional insurance adviser like you. Kyuki aap practical field me jo practice karte ho usiko samjhate ho. Dilse bahut bahut dhanyabad aapko 🙏
GK.मे पटना वाले खान सर और
INSURANCE मे सुमित सर ऐसे गुरूदेव है जो बिना किसी लालच और स्वार्थ के लोगो की भलाई और उज्जवल भविष्य के लिए समर्पित है।☺🙋🙏💕💕👑👑💪💪👍👍👌👌
Kya line boLAI AAP MAN GYE AAP KO
बहुत बढ़िया कंसेप्ट है सर such a very helpful thanku sir
धन्यवाद सरजी
बहूत हि सुन्दर मार्गदर्शन आपका धन्यवाद सरजी
Good Tecnica it's useful to sell the policy tq 👍
SUPREB PRESENTATION WITH PERFECT EXPLANATION SIR.....:)
Lovely video sir
Bahut hi shandar tarikae sae sahi topic par samjaya 👌👌👍👍
V. Help full for me..am also insurance agent..thnks for this great sharing
Me Aaj Hi Ek Insurance Company Me Job Joining kiya hu
Sir
Mujhe Bahoot help mila iss video se
Kaunsi company mai join kiya bhai ??
@@b.lokanathpatro290 trustline
Manager ban chuke ho ab vai ?
Thank you so much Sir very Nice presentation
Bhai bohat zabardast video bnai apnay... Kafi clear samjhaya hai har cheez apnay. Bohat bohat Shukria. Love from Pakistan 😍
Thank you very much Sir, I'm an student now but I want to be a earning member of my family and this was really helpful for my future career.. 🙏
Plz join me for life and health insurance suman 9717018749
@@jeevansuman5055 mam insurance ke alwa bhi bhaut career hai
Thanks 🙏 sir
@@kamalnayan.23 really dude I agree
Very intelligent concept for Insurance policy selling 🙏 Helpful 🙏
Fabulous concept sir..Thank you very much 🙂🙂
Sirji must video
Sab log das lakh cr ka example dete hai choti choti policy kaisi karni hai wo koi bhi bolte nahi aap ne achha bataya
Dhanywad sirji
Great helpful insurance discus and analysis man for the most popular and easy to choose insurance
बहुत ही बढ़िया। हमारे ज्ञान में इजाफा करने के लिए शुक्रिया।
Girish Kumar Saha helth insurance Kese beche
Excellent logic sir... I'm not any agent.. I'm a bartender.. But after listening your speech, now I'm going to buy a policy instantly. Thank you😊
Hii
Good
Take it from me 9582617026
Hello
थैंक्स सुमित जी, बहुत ही अच्छा तरीका बताया है पॉलिसी बेचने का
Real problems you discussed sir.
Thanks a lot.
Sir, awaiting for your Jeevan Arogo vedio for selling it.
With Regards
Bohot hi achhe tarike se btaya aapne Mai isi baat se preshan rhti thi ki iska kya jwab du pr aapne samjhya ki kaise baat kre Thanku sir .......
Very nice Informative video👍#mukeshsangani
As per your calculation,
Monthly income 20k,
Houses rent - 5k,
Grocery - 5k
All bills-3k
Education - 2k
Medical and other - 5k.
As you said 40 lac policy we need to full fill these requirements.
As per my knowledge in LIC we must keep our money investing for a very long period.
But we are Indians so except these expenses we have so many other expenses in a year like festive expense, family and friends expenses, marriage expenses, birthday party expenses, vehicle planning expenses, tour and travel expenses, Diwali, Dusherra, Ganpati puja, Holi and many other festivals. Where our expenses are not pre planed. And we managed those in 20k. If we invest 2k per month in LIC then it is sure that we get the money as per your calculation. But we get the money after a 20 to 25 years later. In this period how can the family manage? Can you explain this briefly?
Iska jawab nhi denge , kya sir , Satya ji ne sahi sawal kiya hai
Perfect ✋✋..... Pls explain how we manage same....... Pls sir take it urgent......
your question is flawed. if you pay 2000 towards insurance per month and you have to manage all other expenses within 18000, as in this case, you are supposed to take credit or loan to meet all other big expenses. the second thing is, you can always anticipate earning more than your previous income. you won't always be earning 20000 throughout your life. but your insurance premium per month will remain the same. also, many policies provide loans from your sum assured. one more thing, the sum will be paid on the death of the bread earner of the family which will be roughly 10 times or more than the annual expenses. I hope this answers your question.
@@bat_of_gotham wo example taki ap kuch bacha sako
Insurance is like a tree. Who plant it, may taste its fruit or not but his/her heirs must taste it. If we can expense so much for our dear or near ones(family), surely we can also plant a food tree(Insurance) for them because we all love our families and can do anything for our family.
Very very thanks sir. Kal Mera interview hai..as insurance Associate. Aap ne ye concept bataya ye muze interview me help karega. 🙏❤️
बहुत अच्छा लगा आपका यह संदेश
बहुत बहुत धन्यवाद सर जी आपको
बहुत सुन्दर सर , ऐसे ही हमे मार्गदर्शन मिलता रहे
Very nice Informative 👍#mukeshsangani
Fantastic concept of human life value
❤ Very Excellant Idea 🎉
Great knowledge sir thank you so much sir for sharing this helpful video
Yes
Thanks Mr sumit
Hi.. Suman tata aia 9717018749
Practical examples thanks for sharing
Excellent sir impressive way to tell
Awesome sir
What an idea
Love you with regard for this motivation.
❤ Very Good information on insurance Matter
Superb illustration Sir, About Insurance Need.Sir I Watch your all videos Related to Insurance It Help me a lot at Starting Stage my Agency.This my 1st Year in Lic.Thankyou Sir😎
Thanks for sharing your best knowledge sir dhanaywad
सर मुझे भी एलआईसी के की एजेन्सी मिली है, अभी 2 दिन पहले ही Exam दे कर आया हूँ, बहोत अच्छी जानकारी दी आपने, ❤️ धन्यवाद सर 🙏, आगे भी सीखता रहूँगा आपसे 🤗😊👍
😊
Today I get very good point from you. Thanks.
सर जी बहुत ही अच्छा तरीका है पॉलिसी बेचने का, दिल से धन्यवाद
sunitji,bahut kamape
ayega.
Asa video ke liye dhanyabad..
👏👏👏👏👏👏well explained 👏👏👏👏👏👏👏
genuine problem ,practical solution....
Thanks for sharing your best knowledge..
Marvelous idea Sumit sir mai aaj hi lagu kruga
Thank you so much sir 😊😊itane achhe tarike se explain karne ke liye
Madam kisi company me job kar rahe hai,
Right .. thanks
Swati ji are u agent....
Aaap bhi agent h na
Aap lic agent h kya
Excellent technique very impressive sir
the explanation was really best and this is what makes you the best real motivational speaker and an influencer
Calculation of lic policy
Very fine concept
Amazing mind blowing dear👍👍👌👌thanks
Sir your education for Lic is best.Kindly provide product knowledge of all Lic products.
Very practical knowledge.good sir
अतिसुंदर एक्स्प्लानेशन . भगवान आपको अप्रतिम प्रतिभा दे दी है
Sir I think you are the best in the business.
Sir I am very very much Thankful to you and You giving so much to All lic society🙏💕
Thanku sir aapne bahut acha tarha samjhaya he main vi new LIC agent hu
आपका आभार भाई
नई चेतना के लिये
Very nice Informative video👍#mukeshsangani
सर जी यह तरीका बताने के लिए आपको बहुत-बहुत धन्यवाद
What a great Idea & what a nice presentation with fully justified steps, I've become a fan of you. It's 1:24 am by the clock, but I'll keep listening to you. God Bless you and fulfill your life with all the happiness. Wish me luck please, my target is to become a MDRT within 6 to 8 months, if that day comes in my life even a longer time frame, I'll meet you personally going to your place from Kolkata. Stay happy, stay blessed.
How's the job of life insurance agent?
Thank you so much sir etne ache se explain krne k liye
Though I am not from insurance field, but your video inspired me a lot. I just loved your way of explaining. Great presentation. Best wishes for your future 👍
😢T u ''
He is example of a down to the earth.
❤❤❤❤❤❤❤❤❤❤❤❤❤❤
Dear Sumit, you cover very genuine and useful topics. Great of you. A problem which I encounter most is HOW TO START INSURANCE TALK? I request you to find a practical solution so that we don't have any inhibitions starting talking about insurance. Great regards!
Thanks for your kind words. A video on this topic will come very soon.
Hello sir ky aap insurance k bta skte h
À
Nice, love from Siliguri, Darjeeling, West Bengal
Fabulous. Love your passion and examples in simple mathematics
Hii sir
This is Vikas Shrivastava
You have really explained very well.
Thank so much sir, for ur motivation
वास्तव मे बहुत अच्छी वीडियो हैं
Superb👏👏
Thnq so much sir for information and motivation 🙏❤️
Aap kitne acha se samjate hai
Mai bhi LIC ka agent hu
Mai new agent hu
Isliyea thora problem ho raha hai
Aap to bahut acha samjha rahe h
M bhi lic ka ajent hu
Sakira ji beautiful ❤️
Very well explained...thank you sir
Best explaining .. thankyou
thank you very much MR. SUMIT SRIVASTAVA for this awesome motivational objection handling video
Very useful video sir👍🙏Thanxs a lot sir
Thanks sir search for impotent points.
What a explanation sir, i am full agree for it.🙏🙏
How bhai
Monthly 2000 rupees premium bharne ke baad agar tumhe kuch ho Jaye to tumhari family ko monthly 20000 rupees kaun dega bhai. Kaisa calculation hai thoda mujhe bhi to batao ki tumhe kya samajh me agayi.
@@kkbabuu bhaiya, video explanation to perfect hai na, wo alag baat hai ki aapko policy pasand hai ya nhi, wo to aap par dipend karta hai na, kya aapke liye profitable hai, usse select kijiye otherwise jane dijiye.
@@KhushiSingh-kp6mv Way of explanation thik hai par calculation wrong hai aur agar calculation thik hai to please explain me how. Hum customer ko galat explanation deke policy Nehi karva sakte. Kyon ki woh jo bhaiya explain kiye ki agar hum monthly 2000 rupees premium bharte hain aur agar kal ko Hume kuch hojaye aur hum na rahe to hamare family ko monthly 20000 rupees milega. Mera sawal hai yeh kaise milega thoda vistaar se Jan na tha. And basically death benefit is 10 times of premium. For example agar hum yearly 24000 rupees premium bharte hain to hamare death ke baad nominee ko 2,40,000 + kuch bonus add hoke milega Aisa Nehi ki monthly 20,000 rupees mil jayega. By the way I am also Insurance Advisor.
Lovely sir...🙏
Thanks you sir detail information dene ke liye
Sir,I am working in a insurance broking firm ,where I have to call the customer and make them understand about the term plan but in closing I face issue customers want time and after giving the time they don't even pick up the call tell me what to do ?
What is your working experience?
Sir smgh m aata ki kisko call kru jisko krte h vo karwata nhi h
बहुत अच्छा लगा संदेश
Thank you sir for
Hellping us
सुमित जी धन्यवाद, बहुत अच्छे से पालिसी बेचने का तरीका बताया कारगर भी है। मैं जानना चाहता हु की आपके द्वारा बताए अनुसार अगर कोई व्यक्ति दो हजार बचा ले तो उसे कोनसा प्लान दिया जा सकता है जिसमें 40 लाख की रिस्क कवर हो?
823 Amulya Jeevan plus Jeevan labh
Aj mera interview hai is field mein convince krke dikhana hai...pls pray I get the job
God bless. All the best.
All best
Mam mujhe insurence krwani h
@@kundankashyap2948 please contact 6306742432 insurance plus investment and tax saving all in one at very nominal cost
Interview krnese achcha khud boss bno
Thanks boss for rightly educating . Sayed mere presentation mein hi Kami thi , jisliye closing mein problem ho rahi tho . learnt a lot .
भाई एक बात कहना चाहूंगा आपके लिए । जैसे काम होता है वैसे ही बता रहे हो कोई बनावट नही है आपमे । हर वर्ष आप Triple TOT करो 🙏
धन्यवाद Zeeshan भाई। बस यही कोशिश है कि सिर्फ़ मेरी नहीं, बल्कि सारे भाई बहनों की MDRT / COT / TOT हो । अपना प्यार बनाए रखिए । आप सभी के प्यार और सम्मान से और अच्छा काम करने का जज़्बा मिलता है। धन्यवाद।
Mdrt ke liye strategy kaise banau for 2019
@@Prakashkumar-uy7js Ye to koi nhi bana paaya 😂
December end mei next year ki MDRT ki complete strategy pe kaam karenge. Don’t worry. You will also do MDRT. God bless you.
Nice video🍄🇦🇪
Bahut sandar sir ❤️❤️❤️❤️❤️
Dear sir , I am very motivated from your unique motivational concept vedio about LIC.
Sir , I am doing job in merchant Navy, my duty runs 4 month ON and 2 month OFF like this . So, is it good for me to become an LIC agent ?
Because , I want to use my duty off time .
Thank you sir
Yes
बहुत बढ़िया भैया जी
Agr Customer ki age 25 se 30 h or wo unmrrid h to usko jimmedari Ka ahsaas kse dilaye
Future ke liye abhi se prepare rahne ko bolo mam.
Samjhao samjhega bolo ki duniya me koi kisi ka nhi h ....Sab samjh jayega bolo aapka paisa hi aapke v apke piche family ko kaam aayega... M b singal hu aur 30 yrs ka fir b 2 term plan 2 investment plan v 1 saving plan liya h
Pension plan
Call 7985943739
East or west Sumit sir is the best 👍
sir Clint said that why I save for my family after death family will enjyoy why
Bhai bolo aap ke father bhi aisa sochte to aaj aap life enjoy nahi kar rahe hote
@@TheDeepak1245 Ekdum sahi baat bola apne
Aise hi gyan bat te rahiye👍
Maximum log kahte hai ki maine pahle se policy le rakhi hai and baat ka koi source bhi nahi dena chahte unhe kaise handle karu
Wait for some time. Video on objection handling will come soon. All the best.
Pradeep Kumar
Good concept and trully.... Thank you sir
Very nice sir i am impressed
Best concept
Itni achi tarh se samjhane ke liye
बहुत बहुत धन्यवाद सर,,,,
Excellent
Nice work sir 👏
Thanks for clearing my mind.
Thanks 🙏 sir .बढ़िया से समझाने के लिए।
मैं भी life insurance करता हूं।
अगर किन्ही को करवाना हो तो message karnaa