यदि किसी राजकीय कार्मिक का nps में स्वयं का अंशदान 80000 है, क्या वह 30000 80ccd(1) एवं 50000 80ccd(1b) में दिखा सकता है....? या nps में additional 50000 invest करने पर ही 80ccd(1b) का लाभ मान्य होगा.....? कृपया स्पष्ट करने का कष्ट करे..
Nps contribution 89000 h to kya employee 39000 80ccD1 & 50000 ko 80ccD1B me dikha sakta h, Or jyada se jyada kitna nps contribution ke amount ko bila leps kie hue dono sec me bant kar use kiya ja sakta h plz reply
Superb sir. Awesome explanation. A question: Is it that the employee should adjust his flexi benefit allocation within his CTC in order to be considered to avail benefit u/s 80CCD(2)? Can you confirm that the rebate u/s 80CCD(2) is available in the new tax regime also?
I think 80ccd(2) is value less..in this example he added 1,20,000 and deducted only 1,00,000. And gave tax of amount 20,000 unnecessarily. It would have been better not to add this section. If I am wrong, please correct me..
Sir maine already policy ley rakhey hai SSS, ,PPF, PLI etc jo 80C me 150 laks already full fill ho raha hai Fhir Self NPS me contribution 85000 thousand kiya and Cent Govt ne 116000 kiya . To kya mai 80ccc(1) mai claim kar sakta hun 85000 thousand ka . Pls guide kare kaise mai claim kar sakta hun . Central govt ke case me
Namste sir well explained..🙏 I've one doubt sir my nps contribution is 71066 rupees in the filling of my it returns in which section i will deduct either 80ccd 1 or 80ccd 1b sir Plz reply me sir
To ITR jab file karna hai tab Employer contribution jod ne ka baad total income jo banega uske baad deduction claim karna hai ? 80CCD(2)? Mein agar employer contribution add nhi kiya total income mein aur 80CCD(2) Claim nhi kiya to kuchh dikkhat hai kya??
Sir, central govt employee employer share nps 65000 and employee share 35000. 80c me loan principal, ppf, lic milake 145000 hame 80ccd(1) me 5000 and 80ccc(1b) me 30000 .. Employer share 80cccd(2) me claim kiya. Sir hame sahi kiya?
Sir jo main point hai wo koi discuss nhi krra what is the minimum salary which is exempted from tax if 80ccd2 is opted, in other words if someone is having gross salary 7.6 lpa which is taxable ( new regime) then he/ she if have opted for 80ccd2 and whole year employer submitted 60000 (example) so now will the taxable income be 7 lpa and now as its within 7.5 lpa so its exempted from tax ????
Sir raliway me 2 types employees hai . Hum jo 2004 ke bad joined hue hai unka nps wala pension system hai jb vo retire hoge tb unka pension me DA nahi milega matb DA ka type RBS wala nahi hoga . But railway jab NPS wale employees ka tex detection karta hai tb DA bhi salary me add karta hai sath hi sare allowances bhi salery me add karte hai jaise HRA , TRANSPORTATION ALLOWANCES, NIGHTDUTY ALLOWANCES BONAS etc. Plz provide me any pdf documents regarding this or link in video. Thanks
Sir mujhe salary me HRA and Conveyance Allowances bhi milte hain to Income From Salary nikalne ke liye Basic Pay aur DA me HRA and Conveyance Allowance bhi add karne padenge kya???
In Budget-22, it is provisioned that State govt emp. are also eligible to get tax exemption up to 14% amount under 80ccd2. Plz go through Finance Bill-2022(page)40
Employee and Employer's consolidated contribution Rs.10000.00 per month in pension scheme then the amount stands Rs.1,20,000.00 yearly, till that's ok. My question is that how could you take exemption of Rs.2,20,000.00 or Rs.2,00000.00 for investment of Rs. 1,20,000.00 in 80ccd(1) & 80ccd(2)? Number 2 is that when you claimed in section 80c Rs.80000.00 & 80ccd(1) Rs.70000.00 then rest of the balance should have adjusted in 80ccd(1b) for Rs.30000.00 instead of Rs.50000.00 how may you claimed Rs.50000.00 instead of Rs.30000.00 when you accept whichever is less! Need reply on it.
U/Section 80 CCD (2) - For State Govt. , Employer Contribution will be subject to limit 14% if the amount is contributed by Center or State Govt. and 10% in case of any other employer. Plz check it and correct.
80E me deduction paid basis pe milta hai , previous year me agar aapne payment kiya hai for interest part only to aap itr me usse claim kar sakte hai, wo bhi if paid within 8year from 1st payment towards loan date se
@@cavijaygupta sir mere education loan ka abhi moratorium period chal raha . Previous year 2020-21 me 2408 interest paid Kiya hai . Kya me eska current year 2022-23 me rebate le sakta hu please tell me sir
Sir agar koi salaried individual 80C PPF me 1,50,000 ki deduction le raha ha agar vo NPS account me contribution karta ha to uska contribution directly 80CCD(1B) me cover ho jaye ga
I have a doubt here..Suppose I have open my NPS account and witb same PRAN opened with MY Employer...Now, for claim Deduction if I am paying 50k in one finacial year and side wise also willimg to get some amount from my slary. So, is it work?
Maine previous financial year2020 -21 me tax saver fd me invest kiya .yah fd yoni SBI se mere dwara by mistake ho gayi thi . Maine abhi tak eske deduction ka benefit nahi liya hai .ab mai 80c me deduction le sakta hu kya ? Or mujhe invest karna hoga .Because I need it please any body reply
Sir, Many thanks. MY NPS contribution in TIER I for AY 2023-24 was Rs. 50,000. can i claim for 80CCD (1B)? Looking for your early reply because, I want to file my I.T return in the next week.
NPS employees making 10% employee contribution ( u/s 80ccd-1) and 14% employer contribution ( u/s 80ccd-2) . Some NPS employees are taking advantage of deduction available under section 80ccd (1b) by saying that they have received arrear of salary, so their contribution to NPS Account is more than 10% of the salary. please certify that employees ( who received arrear of previous year and got relief u/s 89 by filing FORM 10E ) can avail extra deduction of Rs 50000 available under section 80ccd (1b).
Sir, i have a question e.g i have contributed @10% of Basic + DA that amounts of Rs. 60,000 Can i claim upto 1.50 lac in income tax whileas i have contributed only 60,000 in a whole year..
Can a senior citizen aged 70 yrs can tk NPS now for Rs 50000/- to save tax What is the benefit of pension to him as he is already 70 yrs Pl also clarify is it mandatory to contribute every year Rs50000/- to get tax exemption Pl clarify
sir I am an employee of Gujarat Govt. 10% per month from my salary as C.P.F. is deducted. My total investment is 200000.150000 in 80C and c.p.f. 50000 can be taken to Rs.80ccd1B. ? Please help..
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Good information sir
बहुत बढ़िया,बहुत साधारण शब्दो मे समझाया sir, आपसे बेस्ट वीडियो किसी का नही है,सब एकदम प्रोफेशनल टाइप बताया, आपने एकदम निःस्वर्थ समझाया
Bht badiya aapke practical example ne sara theoretical concept clear ho gaya
Accept my Gratitude ❤❤❤
Explaing with 80CCE, made it easy to conclude and the erlier doubts are cleared. Thanku.
यदि किसी राजकीय कार्मिक का nps में स्वयं का अंशदान 80000 है, क्या वह 30000 80ccd(1) एवं 50000 80ccd(1b) में दिखा सकता है....? या nps में additional 50000 invest करने पर ही 80ccd(1b) का लाभ मान्य होगा.....? कृपया स्पष्ट करने का कष्ट करे..
Nps contribution 89000 h to kya employee 39000 80ccD1 & 50000 ko 80ccD1B me dikha sakta h,
Or jyada se jyada kitna nps contribution ke amount ko bila leps kie hue dono sec me bant kar use kiya ja sakta h plz reply
80ccd1 is in addition to 80cc deduction or not.
Superb video. Especially the 80CCE & 80CCD(1) which i was not aware of. Once again great work. Thanks:-)..
Keep sharing with other
Very good explanation of defuction with examples all doubts stands cleared. Thanks.
Superb sir. Awesome explanation. A question: Is it that the employee should adjust his flexi benefit allocation within his CTC in order to be considered to avail benefit u/s 80CCD(2)? Can you confirm that the rebate u/s 80CCD(2) is available in the new tax regime also?
Sir you are giving correct information about 80ccd2,first niyokta dwara diye Jane bale contribution ko total income me today jayega
Thanks CA Vijay Gupta ji
Video accha hai well expalined but one confusion. 80CCD (1) me 1lack lena tha 120000 ke badle. Magar aapne baad me 80CCD(2) me 120000 le liya
Thank you very much sir for making this understandable for us, thank you very much
80 CCD 1 me additional contribute karna hoga ya fir 80ccd 1 me bacha hua contribution jonko unclaimed h..usse adjust kar payenge
Best explanation on nps rebate on all youtube
I think 80ccd(2) is value less..in this example he added 1,20,000 and deducted only 1,00,000. And gave tax of amount 20,000 unnecessarily. It would have been better not to add this section. If I am wrong, please correct me..
No doubt ,😢you explained very well
Sir maine already policy ley rakhey hai SSS, ,PPF, PLI etc jo 80C me 150 laks already full fill ho raha hai Fhir Self NPS me contribution 85000 thousand kiya and Cent Govt ne 116000 kiya . To kya mai 80ccc(1) mai claim kar sakta hun 85000 thousand ka . Pls guide kare kaise mai claim kar sakta hun . Central govt ke case me
Thank u so much for this video, you cleared all my doubts.
Very good explanation
Very nice explanation sir
My first video is 80D which is first time understood by me by seeing your video
Thanks keep sharing with others too
Kya epf employee bhi 80ccd(2) me deduction le sakta hai
The best and accurate way of explaining details. 👌
Thanks brother keep sharing with your friends too
Namste sir well explained..🙏
I've one doubt sir my nps contribution is 71066 rupees in the filling of my it returns in which section i will deduct either 80ccd 1 or 80ccd 1b sir
Plz reply me sir
ok sir nice explanation 80CCD(1B)
Thank you best calculation 🎉🎉🎉
To ITR jab file karna hai tab Employer contribution jod ne ka baad total income jo banega uske baad deduction claim karna hai ? 80CCD(2)?
Mein agar employer contribution add nhi kiya total income mein aur 80CCD(2) Claim nhi kiya to kuchh dikkhat hai kya??
Bhai Mera भी यदि don't ji
Jaihind sir,
Personnel loan credit insurance amount पर टैक्स छूट किस धारा में मिलता है। कृपया बताएं। धन्यवाद
Your knowledge, way of making things understand and flow is amazing. Well done! Keep it up.
Thanks keep sharing with others too
Sir, central govt employee employer share nps 65000 and employee share 35000.
80c me loan principal, ppf, lic milake 145000 hame 80ccd(1) me 5000 and 80ccc(1b) me 30000 ..
Employer share 80cccd(2) me claim kiya. Sir hame sahi kiya?
Sir jo main point hai wo koi discuss nhi krra what is the minimum salary which is exempted from tax if 80ccd2 is opted, in other words if someone is having gross salary 7.6 lpa which is taxable ( new regime) then he/ she if have opted for 80ccd2 and whole year employer submitted 60000 (example) so now will the taxable income be 7 lpa and now as its within 7.5 lpa so its exempted from tax ????
Sir raliway me 2 types employees hai . Hum jo 2004 ke bad joined hue hai unka nps wala pension system hai jb vo retire hoge tb unka pension me DA nahi milega matb DA ka type RBS wala nahi hoga . But railway jab NPS wale employees ka tex detection karta hai tb DA bhi salary me add karta hai sath hi sare allowances bhi salery me add karte hai jaise HRA , TRANSPORTATION ALLOWANCES, NIGHTDUTY ALLOWANCES BONAS etc. Plz provide me any pdf documents regarding this or link in video. Thanks
बहुत अच्छा समझाया सर
Sir mujhe previous year ki salary current year me mili jiski vjh se how and when to cliam in 10 E and old or new slab which is choose by me ... Please
very well explained.
Very well explained Sir
ग्रेट sir, nice क्लेरिफिकेशन
Is NPS and GPF contribution same and available for 80C deduction
Sir, Really informative and educative.. Nice way to educate. Hats off.
Thanks
Thanks sir❤
Sir mujhe salary me HRA and Conveyance Allowances bhi milte hain to Income From Salary nikalne ke liye Basic Pay aur DA me HRA and Conveyance Allowance bhi add karne padenge kya???
Conveyance is exempt , and hra is exempt upto certain limits
Sir, Can pensioners take the deduction of this section other than if I have invested in section 80C Rs 1.50 Lakh.
Income tax हेतु Doctors को दिया जाने वाला नान practicing allounce बेसिक पे जोड़ा जायेगा ?
80ccd2 me state gov. Employee ke liye nps khate gov. Hisaa 14% jama karte hai wah rakkam deduct kr sahkte hai hai kya
80ccd2 ka deduction aap claim kar sakte hai
अगर आपकी इनकम में govt contribution add किया है तो आप 80ccd 2 क्लेम कर सकते हैं
Bilkul kar sakte hain..
State govt ke employee keval maximum 10% tak hi claim kar sakte. But pahle govt . Contribution 14% ko total income me add karna hoga
@@cavijaygupta80 CCD 2 claim krne ke liye gross salary me ER contribution add krna padega kya
Best explain sir section 80CCD(1B)
Thanks
In new regime this 80ccd2 related deduction we calculate or not?
Please explain what is benefit to add 80ccd2 and deduction of the same again
Sir I'm a gov. Teacher. My NPS contribution is around 82000. Can I split it into two parts 50k in ccd(1b) and remaining in ccd(1)
50000 in 80 c and 32000 in 80ccd1b
Amount of investment 93600
Amount eligible for deduction under section( 80ccd2) 79266
Inme se kon sa dalna h itr mai sir
Sir, if employee contrn is 10000 and employer contrn is 14000, employer is showing only 4000 in Form 16B then what is the amount for 80CCD(2)
Thanku sir ...🙏🙏
u hav great teaching skills sir
Thanks for the appreciation
Keep sharing with others
Excellent , very nicely explained
OPS wale maharashtra state employee tax benefit ke liye NPS account Tier 1 open karke Rs 50000/- extra deduction le sekte ye?
If I contribute 50000 first year then is it compulsory to contribute minimum the same amount in subsequent years?
What is the maximum deduction is allowed in ccd(1) and ccd(2) included
thank you sir for clarification. pls tell about 80ccc
Very good job Sir
In Budget-22, it is provisioned that State govt emp. are also eligible to get tax exemption up to 14% amount under 80ccd2.
Plz go through Finance Bill-2022(page)40
Already mentioned in comment plz go through it
80ccd(2) ka benifit new regime main milega ya nahi
Kya 80ccd2 aur 80ccd1(b) dono ko aik sath claim kar shakte hai itr me
Yes
Can an employee take tax relief under section 80ccd(2 ) if he files his return in new taX resime for ay 23-24?
??
Very informative 👍
Employee and Employer's consolidated contribution Rs.10000.00 per month in pension scheme then the amount stands Rs.1,20,000.00 yearly, till that's ok. My question is that how could you take exemption of Rs.2,20,000.00 or Rs.2,00000.00 for investment of Rs. 1,20,000.00 in 80ccd(1) & 80ccd(2)?
Number 2 is that when you claimed in section 80c Rs.80000.00 & 80ccd(1) Rs.70000.00 then rest of the balance should have adjusted in 80ccd(1b) for Rs.30000.00 instead of Rs.50000.00 how may you claimed Rs.50000.00 instead of Rs.30000.00 when you accept whichever is less!
Need reply on it.
OK GREAT
Nice video Sir Ji
Mai HR hu mjhe employee ka NPS jama Krna h.. to please bataye ki kese Krna h kya step follow Krna h mjhe
If one contribute 1.5k in 80C and 5K in NPS what will be the exemption?
Is he/she can claim on 80CCD(1B)?
If salary is 3 Lakhs. 80C is 20000 and nps 80000 then 30000 can be claimed in 80ccd(1) and rest 50000 can be shown in 80 ccd(1b). Is this correct?
U/Section 80 CCD (2) - For State Govt. , Employer Contribution will be subject to limit 14% if the amount is contributed by Center or State Govt. and 10% in case of any other employer. Plz check it and correct.
PSU main kya 80CCD2 main pura deduction milega jo 14% contri kra hai employer ne
Is a Govt.employee punishable if he doesn't claim deduction u/s 80CCD(1)?
Sir NPS se partial payment 25 % nikala ho to wo konse section me deduct hota hai
Kya 80E me previous years ka due interest ko lump sum amount jama kar deduction le sakte hai ? Or current year par hi deduction le sakte hai
Please reply sir
Please reply me Vijay sir
80E me deduction paid basis pe milta hai , previous year me agar aapne payment kiya hai for interest part only to aap itr me usse claim kar sakte hai, wo bhi if paid within 8year from 1st payment towards loan date se
@@cavijaygupta sir mere education loan ka abhi moratorium period chal raha . Previous year 2020-21 me 2408 interest paid Kiya hai . Kya me eska current year 2022-23 me rebate le sakta hu please tell me sir
No
Very well explained in detailed
Sir agar koi salaried individual 80C PPF me 1,50,000 ki deduction le raha ha agar vo NPS account me contribution karta ha to uska contribution directly 80CCD(1B) me cover ho jaye ga
Yes
@@cavijaygupta thanks Sir bhut acche se samaz me a gaya
Welcome keep sharing
Nps ki 14% jodkar salary me jodkar
Phir use salary+ DA ke total ka 14% nikal kar ghatana hai to fayda kya hai
Please reply
Nps ka 14% nahi add karte, employer contribution add karte hai
Dear sir, if we add government (employer) contribution in salary and then claim under 80ccd1b, then what is benifit ?
No benefit
Very very good video sir
Very well explained 🤟🤟
Sr citizens, above 65, invested 50000. Question is, are those people are eligible for 80ccd(1b).?
I have a doubt here..Suppose I have open my NPS account and witb same PRAN opened with MY Employer...Now, for claim Deduction if I am paying 50k in one finacial year and side wise also willimg to get some amount from my slary. So, is it work?
How much it benefical to open employer NPS account...On what basis Employer also contirbute?
Sir i am central government services. I have invested Rs 150000 in LIC + PPF. So can i take Rs 50000 benifit under 80 ccd (1b). Please reply.
Yes
Very good, SIR
Thanks keep sharing
Sir, Arrear salary ko TOTAL income (BP+DA+ARREAR) me le sakte hain kya..!?
Sir ,
Any video on FNO income pl?
Deduction under 80ccd1 and 80ccd1b can be claimed under new tax regime?
No Sir
80CCD 2 whether the amount is required to be shown in the gross salary to get the Government contribution or not
Fantastic explanation 👌.... Sir u've explained nicely...cleared this concept
Maine previous financial year2020 -21 me tax saver fd me invest kiya .yah fd yoni SBI se mere dwara by mistake ho gayi thi . Maine abhi tak eske deduction ka benefit nahi liya hai .ab mai 80c me deduction le sakta hu kya ? Or mujhe invest karna hoga .Because I need it please any body reply
Please. anybody reply
20-21 me kiye gaye investment ka aap 21-22 me deduction nahi le sakte, aapko new investment karni hogi
80c 150000 already haito & nps 120000 haito kitna 80 ccd me Kitna milega sir...
50000
Sir, Many thanks. MY NPS contribution in TIER I for AY 2023-24 was Rs. 50,000. can i claim for 80CCD (1B)? Looking for your early reply because, I want to file my I.T return in the next week.
Yes if you have used 150000 limit of 80C you can claim it in 80CCD (1B) for additional deduction
Sir.
80ccd 1 B me lumsum amount Rs 50000 dala to deduction milega kya other than 150000 .Gov employee.
Yes
Yes if invest 50000 in nps tier 1
Jo Person Retaird Ho Gaya Hai To Kya Vo Bhi NPS Scem 80 Ccd (1 b) Le Sakta Hai Please Batyen
Yes but aapka amount 15 years ke liye block ho jayega
Is 80ccd(2) is applicable in new regime?
Yea😊
👍🙏🙏
NPS employees making 10% employee contribution ( u/s 80ccd-1) and 14% employer contribution ( u/s 80ccd-2) . Some NPS employees are taking advantage of deduction available under section 80ccd (1b) by saying that they have received arrear of salary, so their contribution to NPS Account is more than 10% of the salary.
please certify that employees ( who received arrear of previous year and got relief u/s 89 by filing FORM 10E ) can avail extra deduction of Rs 50000 available under section 80ccd (1b).
Sir, i have a question e.g i have contributed @10% of Basic + DA that amounts of Rs. 60,000
Can i claim upto 1.50 lac in income tax whileas i have contributed only 60,000 in a whole year..
No only 60000
Can a senior citizen aged 70 yrs can tk NPS now for Rs 50000/- to save tax
What is the benefit of pension to him as he is already 70 yrs
Pl also clarify is it mandatory to contribute every year Rs50000/- to get tax exemption
Pl clarify
Sir, I am a central govt employee. Can I get the benefit of both ( Employee and Employer's contribution in NPS) for Income tax?
Yes employer 80ccd(2) employee 80ccd(1)
sir I am an employee of Gujarat Govt. 10% per month from my salary as C.P.F. is deducted. My total investment is 200000.150000 in 80C and c.p.f. 50000 can be taken to Rs.80ccd1B. ? Please help..
Yes 50000 in 80ccd1b
@@thenaturebliss3798 thank you sir