As Someone who leads a frugal life and have done for years it was great to be reminded that the small things we do on a regular basis all go towards keeping money in our. It is very easy to spend small amounts and tell ourselves it’s only a few pounds but all those small only a couple of points or even only a few pennies add up over a year.
I saw a good tip the other day. Having a no shopping week once a month, using up all your leftovers. I thought that was a great idea, I'm going to give it a try x
I have to dine out tonight (group dinner meeting,) so I have already looked at the menu and picked what I will order. Saves me money by knowing ahead what I will eat.
Bought some second hand clothes on ebay recently and saved by doing the basket trick where you leave it in your basket for a few days and you then get a seller offer, sometimes only 50p off but it all adds up
Regular saver account. Cant touch it for a year which means i actually save. Before i could afford the minimum £25 per month, i eould save £5 because it was better than nothing and got me in the habit of saving.
Great video Nic, glad to see/hear you seem to be in a better place mentally and are able to start back into some good financial habits, for the good of yourself and your boys, also is that a cat snoring i can hear in the back of your video? xxx
@@NicolaatTheFrugalCottage You're welcome! I look forward to learning from your channel! I've been interested in frugal living for quite some time and there's always more to learn! God bless.
I live across the road from a retail park, mainly because it was the most affordable place to rent. That makes takeaways etc annoyingly convenient, as you have to walk past places like Costa Coffee to get anywhere. I agree that having such things all the time makes them no longer a treat. I find I don't enjoy them precisely because they're always there. As far as savings goes, I have various moneyboxes for cash, then 2 or 3 savings accounts, 1 of which is locked for a specific period of time.
My huge tip that has served me well is LIVE BELOW YOUR MEANS ! Any excess money is saved and you now have a buffer for wants and emergencies . You don't need to become rich if you make this a habit.
Trying to cash stuff. Im 53 and never been able to afford a holiday. Never had a passport. Ide love one day to be about to take my youngest that is 17 yrs old now on holiday. I need to work on an emergency fund first.
As Someone who leads a frugal life and have done for years it was great to be reminded that the small things we do on a regular basis all go towards keeping money in our. It is very easy to spend small amounts and tell ourselves it’s only a few pounds but all those small only a couple of points or even only a few pennies add up over a year.
Good ideas, but did you know the cat snored loudly for the whole video?
I wondered what that noise was.. 😂
Loved it!!😂😂😂
I thought was her chair! 😂😂❤
I hear this in every video and always wondered what it was. I thought it was a desk fan with a creak 🙈
I could be wrong! I hadn't thought of a chair or a fan! Nic, what can we hear? 🤔😊
I saw a good tip the other day. Having a no shopping week once a month, using up all your leftovers. I thought that was a great idea, I'm going to give it a try x
Love this idea!
I have to dine out tonight (group dinner meeting,) so I have already looked at the menu and picked what I will order. Saves me money by knowing ahead what I will eat.
Great tip!
Bought some second hand clothes on ebay recently and saved by doing the basket trick where you leave it in your basket for a few days and you then get a seller offer, sometimes only 50p off but it all adds up
Good idea ☺️
I’m going to try a no spend month
Regular saver account. Cant touch it for a year which means i actually save. Before i could afford the minimum £25 per month, i eould save £5 because it was better than nothing and got me in the habit of saving.
Great tip! Fantastic suggestion ☺️
I’m celiac disease so a bit more money
Great video Nic, glad to see/hear you seem to be in a better place mentally and are able to start back into some good financial habits, for the good of yourself and your boys, also is that a cat snoring i can hear in the back of your video? xxx
Yes that noise was really bothering me 😂 sounded like a phone
@@BixieASMR if it is indeed a cat snoring, then for me it should be an essential part of Nics videos going forward-it would be too cute!
I think it is the cat 🙈
🤣🤣🤣 she sounds like a phone ringing, my rabbit is super loud too when she snores
New sub here from WV! Glad to have found your channel.
Thank you for subscribing ☺️
@@NicolaatTheFrugalCottage You're welcome! I look forward to learning from your channel! I've been interested in frugal living for quite some time and there's always more to learn! God bless.
I live across the road from a retail park, mainly because it was the most affordable place to rent. That makes takeaways etc annoyingly convenient, as you have to walk past places like Costa Coffee to get anywhere. I agree that having such things all the time makes them no longer a treat. I find I don't enjoy them precisely because they're always there. As far as savings goes, I have various moneyboxes for cash, then 2 or 3 savings accounts, 1 of which is locked for a specific period of time.
Lots of wisdom. Thank you xx
Thank you for watching 💜
Thank you for the advice and reminders in this video ❤.
My huge tip that has served me well is
LIVE BELOW YOUR MEANS !
Any excess money is saved and you now have a buffer for wants and emergencies .
You don't need to become rich if you make this a habit.
Yes! I’ve got a video coming all about this topic ☺️
Is that noise a fan or a cat purring?
It’s my cat 🙈
@@NicolaatTheFrugalCottage lol
Wow kitty Snoring 😮😅
I know, sorry 😅
Trying to cash stuff. Im 53 and never been able to afford a holiday. Never had a passport. Ide love one day to be about to take my youngest that is 17 yrs old now on holiday. I need to work on an emergency fund first.
Cash stuffing has changed my life 💜