SHOULD YOU INVEST IN PERA?

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  • Опубликовано: 11 дек 2024

Комментарии • 329

  • @celvillanueva9415
    @celvillanueva9415 4 года назад +10

    pa shout po i'm your no.1fan ofw from japan 😊

    • @stocksmarts_
      @stocksmarts_  4 года назад +2

      Shout out to you!!!! Pinning your comment!!!

    • @mayrosscabangcala5090
      @mayrosscabangcala5090 4 года назад

      Sana all naka pinned post sir Marvin! Fan from Taiwan po.

  • @kayelavren410
    @kayelavren410 4 года назад +8

    Next po sana is digital platform ngg Pera and additional FAQ ng pera. Looking forward din po sa PERA vs MP2. Thanks po and God bless

    • @fermin4981
      @fermin4981 4 года назад

      Hi Kaye, I will do a comparison in the next few days. You may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

  • @rhealynespedillon1570
    @rhealynespedillon1570 4 года назад +7

    Yey! I’m very interested in it. One should start with the retirement fund as early as possible. It’s really sad how many Filipinos retire with no financial security at all.
    Thank you for these kind of videos Sir Marvin! I hope you can encourage more Filipinos to invest.

    • @ramoskentucky4757
      @ramoskentucky4757 4 года назад

      @Christopher Brandon You know Mr Steve trades? Wow 😳 I have A Philippine friends who works for a Philippine restaurant here in California USA who have saved so much and bought a house here in CA through Steve’s trades he’s great 👍🏻

    • @robertk.petrella3015
      @robertk.petrella3015 4 года назад

      This is 100% true self made millionaire like Warren Buffett and Bill Gates never made it depending on paycheck neither were they salary owner. I think investment should be on every wise one’s list and currently all of it is online. In a month or two you’d be ecstatic about the decision you’ve made.

    • @yepesgeorge4460
      @yepesgeorge4460 4 года назад

      I agree with you on this, there’s a due process to be followed if one is going to be profitable in trading I know Mr Steve trades I recommend y’all to him he’s mostly active on WhatsApp

    • @yepesgeorge4460
      @yepesgeorge4460 4 года назад

      ‪+ 1 9 5 1 4 5 0 2 1 0 9‬

    • @jacquelinefernandez3018
      @jacquelinefernandez3018 4 года назад +1

      Most people remain poor only because friends and relatives discouraged and advised them against investing and trading forex while the wise ones kept investing and growing higher financially

  • @marjohnmatocinos7408
    @marjohnmatocinos7408 4 года назад +1

    PAG IBIG MP2 VS PERA! I'm excited to watch this comparison sir Marvin!

  • @dauntlessbonita9747
    @dauntlessbonita9747 4 года назад +3

    Finally!!! Been waiting for this video

    • @stocksmarts_
      @stocksmarts_  4 года назад +2

      Do you have more questions? :)

    • @dauntlessbonita9747
      @dauntlessbonita9747 4 года назад +1

      How to invest in PERA? A step by step process would be very helpful.

    • @fermin4981
      @fermin4981 4 года назад

      @@dauntlessbonita9747 hi Bonita. I will be uploading in OFW power step hy step process to open PERA.
      You may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

  • @נאשאסטור
    @נאשאסטור 4 года назад +2

    Sir marvin, can't wait for the next video...MP2 vs PERA

  • @jeruel7228
    @jeruel7228 4 года назад +2

    4th comment! Wow. This is new to me sir Marvin! Very excited na ako 😁.
    Thank you as always sir!

  • @robithevampire
    @robithevampire 4 года назад +3

    This is very very helpful for the common Filipino but my concern is really about inflation. When I turn 55 I doubt the purchasing power of our money would have gone a hundred times lower than today.

  • @melissamacasero8815
    @melissamacasero8815 4 года назад +1

    Thank you Sir, Marvin Germo other learned na na man to. Salamat to share your video

  • @truelen1
    @truelen1 4 года назад +20

    MP2 vs PERA.. Pls give comparison. Thank u so much Marvin.

    • @cess_262
      @cess_262 4 года назад +1

      Pls

    • @arvinlloydmojica9912
      @arvinlloydmojica9912 4 года назад +1

      Following on this

    • @fermin4981
      @fermin4981 4 года назад +2

      Hi Ammie. I will do a comparison in the future for MP2 versus PERA. You may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

    • @-holic6486
      @-holic6486 3 года назад

      @@hebsyt3040 May tax na ngayon ang mp2? Kelan naging effective?

    • @Layput
      @Layput 2 года назад

      @@-holic6486 Ever since. Aside from tax, it also has management fees. I had this investment some 6 years ago and although it did make some profit, taxes and management fees ate about 2/3 of them.

  • @cherryfaithhorario3720
    @cherryfaithhorario3720 4 года назад +2

    Thank you your video, you open my mind about investing and etc. Thanks to you again. BTW I open my mp2 because I watched your blog about mp2 pros and cos.

  • @cath3iyen468
    @cath3iyen468 4 года назад +2

    Thank you sir Marvin ^_^ very informative bigla ako napaisip dito. Im very interested on this mejo takot lang mag-invest.
    God Bless and looking forward sa next episodes.

    • @fermin4981
      @fermin4981 4 года назад

      Hi Catherine, you may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

  • @denden90s
    @denden90s 4 года назад +2

    Thank you sir Marvin!
    More!
    #MP2vsPERA
    😀😀😀

  • @Carlo-zk2cy
    @Carlo-zk2cy 4 года назад +4

    Sir I hope madiscuss niyo sa next videos yung mga charges and fees sa PERA.

  • @ChuRonGayumali
    @ChuRonGayumali 4 года назад +2

    Been watching about PERA in youtube for the past days because of the news from BSP. Thank you also for your video, Marvin!

  • @francisrichardrabulan8247
    @francisrichardrabulan8247 4 года назад +2

    Thank you again Sir Marvin for this!

  • @coffeecyclist159
    @coffeecyclist159 4 года назад +4

    I vote for the DIGITAL PERA PLATFORM sir Marvin!

  • @yollieamosco6546
    @yollieamosco6546 4 года назад +1

    Digital PERA platform please. Thanks a lot Marvin, May God prosper you more!

  • @Donn.EDR.07
    @Donn.EDR.07 4 года назад +2

    Digital platform sir. Godbless

  • @ceciliaflorido102
    @ceciliaflorido102 4 года назад +1

    Very informative. Im sharing this with my working young children. Salamat sir Marvin :-)

  • @donnalynramirez5168
    @donnalynramirez5168 4 года назад +4

    Yeah I've been looking into this. Parang 401k daw ng Philippines. Thanks for the vid sir!

  • @gillianlegaspi3960
    @gillianlegaspi3960 4 года назад +3

    I want MP2 vs PERA 😊. Thank you Sir Marvin 😊

  • @melaniealcaraz4644
    @melaniealcaraz4644 3 года назад

    Yes digital pera.. thank you marvin

  • @alvinhurtada6429
    @alvinhurtada6429 4 года назад +3

    you can redeem before the age of 55 but it will be subject to tax or if the contributor dies. The 100k annual limit is for local Filipinos, 200k for OFW.

  • @neilsalvanera
    @neilsalvanera 4 года назад +2

    I want both choices pero priority is the PERA platform siguro ako then we go with the comparison between PERA and NP2. thank you!

    • @stocksmarts_
      @stocksmarts_  4 года назад +1

      Got this!!

    • @fermin4981
      @fermin4981 4 года назад

      Hi Nonilon, you may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

  • @josephineleano4042
    @josephineleano4042 4 года назад +3

    yes pls make a comparison between mp2 and pera...thanks po

  • @financiallyblondeph
    @financiallyblondeph 4 года назад +3

    Yes!! TAX ADVANTAGES - availed!! 🙌

  • @mykovrivera8640
    @mykovrivera8640 3 года назад +1

    regardless po Sir Marvin sa anong klaseng investment,tayo pa rin ang magpapasya kung gusto nila maginvest.pero TAMA po kayo sa assessment inyo na ang pinoy ay tamad maginvest at nakatuon sa bili sa online(lazada,shoppee etc)

  • @joidelrosario
    @joidelrosario 4 года назад +1

    Thank u sir marvin for enlightening us 😄
    For the next video, vote ko po is MP2 vs PERA.. Pero okay lang din po kht alin iprioritize nyo😆 Thanks po ulet😁

  • @dominicresplandor8290
    @dominicresplandor8290 4 года назад +3

    PERA vs MP2 sir

  • @maryroseteodoro-chang5696
    @maryroseteodoro-chang5696 4 года назад +1

    Tax incentives nice! PERA digital platform. I Love the drive for Pinoy financial literacy. Thanks GL!

  • @enriquego6223
    @enriquego6223 4 года назад +1

    sir marvin. magvlog ka naman monday to sat 12 pm to 1 pm. para may guidance kaming mga small investors

  • @linaeduarte7088
    @linaeduarte7088 4 года назад +4

    Sir, how to invest in PERA?

  • @benildaintia7492
    @benildaintia7492 4 года назад +2

    Thank you Marvin . MP2 vs PERA pla.

  • @auzamora3598
    @auzamora3598 4 года назад +1

    Digital PERA platform po Sir Marvin. Thank you!

  • @pauldumdum3280
    @pauldumdum3280 4 года назад +1

    Thru BPI and BDO plang po ata sa ngayon ang PERA.

  • @roldanmdinglasa4726
    @roldanmdinglasa4726 4 года назад +3

    MP2 vs PERA

  • @elmerwowop7983
    @elmerwowop7983 3 года назад

    thanks bro. very detailed

  • @crisabalos6732
    @crisabalos6732 4 года назад +3

    Mp2 Vs pera... I'm interested about it. Thanks

  • @mikerivers695
    @mikerivers695 4 года назад +1

    Hello Sir Marv!!!Pagibig MP2 vs PERA po naman

  • @Volley636
    @Volley636 4 года назад +3

    yes po MP2 vs PERA po

  • @robertuchi8710
    @robertuchi8710 4 года назад +2

    59 yo na ako pwede pa ba akong maginvest sa pera

  • @celbaltazar
    @celbaltazar 4 года назад +2

    Digital pera platform pls.😊 Learned something new today! Thank you! ❤️

    • @stocksmarts_
      @stocksmarts_  4 года назад +2

      Got this!!!

    • @fermin4981
      @fermin4981 4 года назад +1

      Hi Maricel, its pera.seedbox.ph pa lang po.
      You may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

  • @MVVlogsOfficial
    @MVVlogsOfficial 4 года назад +2

    Thanks sir..
    How to invest digital platform called pera..
    I want to know more about this sir..
    God bless

  • @benjoemendoza6687
    @benjoemendoza6687 4 года назад

    mr.marvin germo looks like the late carding in this video the comical duo in 1970's. but he is the genius carding in the world of business and finance. his intelligence is superb.

    • @mykovrivera8640
      @mykovrivera8640 3 года назад

      benjoe mendoza c carding castro ba kamo ng the reycards na nagpunta cla ng LV NEVADA USA

  • @astrovixen129
    @astrovixen129 4 года назад +1

    digital PERA platform please sir marvin

  • @carlosrepolidon
    @carlosrepolidon 4 года назад +1

    Tax advantages I enjoy it.Thanks.Carlos Javier Repolidon

  • @karion5628
    @karion5628 4 года назад +2

    Where to invest in PERAAAA. WHAT IS THE PLATFORM

  • @flordelizaflores1145
    @flordelizaflores1145 4 года назад +2

    You can share a link where we can apply /enrol in PERA?

  • @leannevdc4679
    @leannevdc4679 2 года назад

    I have MP2, SSS flexifund, VUL, im preparing my retirement I started these invesments when I was 27yrs old. I invest in real estates as well like condo and land. My st peter na rin ako, next yr cemetery lot nmn purchase ko (preparing na rin kung wala na sa mundo). So I want to know if PERA is really good. That is why I came here.

  • @gutsygutsy433
    @gutsygutsy433 4 года назад +2

    What are the basic things to learn first regardong all these financial stuffs like stocks pensions m equities ?

  • @strawberries23
    @strawberries23 4 года назад +1

    san poh pwedi mg invest sa pera poh sir

  • @justaskrach
    @justaskrach 3 года назад

    Thank you Sir Marvin

  • @liz_190
    @liz_190 4 года назад +2

    You know why it was not attracted by investors many years ago when it was launch?.. Banks and other FI's are not offering it because of complexity. And I think up to now, they are very quiet about it... Like if I want to invest in PERA, and I would go to a bank, i dont think they know it, or they can explain it to you. :)

  • @ofwlifewithzaribee
    @ofwlifewithzaribee 4 года назад +2

    Sir..pede ba yang monthly hulugan o yearly po? Thanks 😊

  • @leannevdc4679
    @leannevdc4679 2 года назад

    I suggest save at least 500k pesos in your bank account first then start investing if na reach mo na ang 500k (as emergency fund). My next plan na rin is to open USD account at PERA.

  • @kayceecali2679
    @kayceecali2679 4 года назад +2

    Mp2 vs PERA, yaaaas!!!!

  • @edenenrico5402
    @edenenrico5402 4 года назад +1

    Sa bank po ba available ito?

  • @davaolaagkaon
    @davaolaagkaon 4 года назад +1

    Where we can invest PERA?

  • @doyleintas9274
    @doyleintas9274 4 года назад +1

    Deep dive po sa PERA pls. Including na po on how to open an account.

  • @marktammyBartolo
    @marktammyBartolo 4 года назад +2

    please do video comparing SSS flexi fund, PERA at MP2 thanks

    • @stocksmarts_
      @stocksmarts_  4 года назад +1

      Flexi fund - ruclips.net/video/iij0ywfJTk4/видео.html :)

  • @chariebanal6499
    @chariebanal6499 4 года назад +2

    Hi Marvin,
    I think 401K is more of employer provided retirement account. This PERA is more comparable to IRA. I think.

  • @diamondgirl6288
    @diamondgirl6288 2 года назад

    How much is regular additonal investment on PERA?

  • @bernabinemallari729
    @bernabinemallari729 4 года назад +3

    PERA VS MP2

  • @capistranotabuco604
    @capistranotabuco604 4 года назад +3

    I want to know more, how to invest sir.

    • @fermin4981
      @fermin4981 4 года назад

      Hi Capistrano, you may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

  • @daredevil316
    @daredevil316 4 года назад +1

    thank u sir Marvin

  • @marychristinezimmer1556
    @marychristinezimmer1556 4 года назад +1

    PERA vs SSS PESO which is better for retirement investment?

  • @jayparkenha360
    @jayparkenha360 2 года назад

    so u can't have taxes from stocks dividends??

  • @ecelbaliling6222
    @ecelbaliling6222 4 года назад +1

    Where to invest Pera?

  • @jasonangeloctrabuco
    @jasonangeloctrabuco 4 года назад

    Hi Marvin! Thank you for shedding your thoughts on digital PERA. Helpful for curious investors like me. :)

  • @maritesspiodo6381
    @maritesspiodo6381 4 года назад

    hi sir marvin ask ko lng kung mganda po b ang reit

  • @francisjohnaling2931
    @francisjohnaling2931 4 года назад +1

    pls provide video about digital PERA platform.. thank you.

  • @itsmelancevee
    @itsmelancevee 4 года назад +1

    Both Digital Pera and MP2

  • @jakeadamguiron3454
    @jakeadamguiron3454 2 года назад

    Saan ba maganda mag open ng PERA account, BDO, BPI or Metrobank?

  • @essiebautista
    @essiebautista 4 года назад +1

    Hello sir yong 100k isang hulog lang po ba yon o within one year makapaghulog ka ng 100k

  • @arnoldgalpito8787
    @arnoldgalpito8787 4 года назад +2

    May 5% tax credit pero ang problema, hindi nman aware accounting na pwede ibawas sa tax..wala daw way to deduct sa BIR forms

    • @fermin4981
      @fermin4981 4 года назад +1

      BIR and PERA are still sorting this out. Ots Phase 2 of the digitalization of PERA project.
      You may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

    • @arnoldgalpito8787
      @arnoldgalpito8787 4 года назад +1

      @@fermin4981 Hopefully soon

    • @fermin4981
      @fermin4981 4 года назад

      @@arnoldgalpito8787 agree po Arnold. All the best and good luck po.

  • @mikevallente2735
    @mikevallente2735 4 года назад +1

    MP2 vs PERA... We need a comparative analysis. Ty

    • @stocksmarts_
      @stocksmarts_  4 года назад +1

      MP2 - ruclips.net/p/PLlr3m26N_qh51w4N2X4P18TaO5vK1ifpi

  • @kimmyeguia
    @kimmyeguia 4 года назад +2

    Sir. Marvin do u have any idea Kng kelan ma-eestblsh ung digital pera?

    • @fermin4981
      @fermin4981 4 года назад +1

      Hi Kimmy. You may want to check OFW POWER's recent upload po for more information regarding the recently launched Digital Pera last Sep. 8. Hope this helps. ruclips.net/video/4yqcFYT5kVI/видео.html

  • @erlib8666
    @erlib8666 3 года назад

    Yong 100k limit lang po ba yon per year?
    Or buong program na?

  • @cyberwapx
    @cyberwapx 4 года назад +2

    Mp2 vs pera

  • @godlygraceguerra5983
    @godlygraceguerra5983 4 года назад +2

    hello po good day!
    can you help me to answer this questions?
    give me your own views about the operation of WB-IMF in the philippines?
    what is wrong with our financial system?
    please notice me thank you in advance

  • @quinzedriccruz9499
    @quinzedriccruz9499 4 года назад +2

    Digital PERA Platform Please! :)

  • @jbasalts
    @jbasalts 4 года назад

    It didn't cover the high rates. Minimum investment is 1k but there's a transaction fee of Php50/transaction. That's 5% of 1k. Unless you contribute a higher amount each time to justify the transaction fee, it's too costly.

    • @brylesteraguado611
      @brylesteraguado611 3 года назад

      ah grabe hndi makatarungan un fee. so hndi rin sulit.

  • @dolce.luna08
    @dolce.luna08 4 года назад +1

    📣📣📣Tax advantages!📣📣📣📣

  • @clarindacortez9641
    @clarindacortez9641 4 года назад +2

    Matagal na etong PERA mabuti natuloy din

    • @mykovrivera8640
      @mykovrivera8640 3 года назад

      Panahon pa ni little girl from lubao ang PERA pero implemented 8 years later

  • @karion5628
    @karion5628 4 года назад +1

    I want to invest in this

  • @kayceecali2679
    @kayceecali2679 4 года назад

    Liked even before I watch, planning to invest on PERA. TFS’

  • @gelsicangco
    @gelsicangco 4 года назад +1

    Yes!! Mp2 vs PERA ❤️

  • @26rey01rc93
    @26rey01rc93 4 года назад +1

    so dina pwede over 60 y.o.? next yr i'm 61 na pero i'm still working ofw, maganda sana para sa retirement ko.

  • @allandelossantos1392
    @allandelossantos1392 3 года назад

    Hello Sir, i have inquiries and I hope you could give answer and some examples.
    1. Once I reach 55 yrs old, i would like to know if I can get a monthly income out of my pera account instead of lump sum?
    2. If monthly income is possible, i would like to know about how much will I get (e.g. i contributed for 10 years with annual deposit of 50K)?
    3. Which one do you suggest, lump sum or monthly income?
    4. Which one can provide higher monthly, SSS or PERA?

  • @russelranigo184
    @russelranigo184 3 года назад

    Good day po saan po pwede mag investment sa PERA ?sa mga bank po ba? Salamat po God bless you po

  • @mariajdesu
    @mariajdesu 4 года назад +3

    MP2 vs PERA 😊

  • @dotORANGE
    @dotORANGE 3 года назад

    question po, is this like roth ira? but ph version?

  • @in2dbox
    @in2dbox 4 года назад +1

    Pera vs mp2 po. Thank you.

  • @mariatheresaherrera9405
    @mariatheresaherrera9405 4 года назад +2

    Digital PERA pls Sir Marvin!!

  • @jemmagracee8589
    @jemmagracee8589 4 года назад +1

    A person should combine PERA and MP2 to maximize tax benefits.. 😊

  • @allansuganob4163
    @allansuganob4163 4 года назад +2

    PERA VS MP2!

  • @robbievincent2427
    @robbievincent2427 4 года назад +1

    tax free din po mutual funds sa pinas po diba? under the law..

  • @vervillanueva2309
    @vervillanueva2309 4 года назад +2

    sir marvin, retired na ako at may savings na P500t. yun preference ko sa investment ay "one time big time" and at the same time liquid monthly. what best option or type of investment do you recommend?

  • @johnlaurencechan3035
    @johnlaurencechan3035 4 года назад +2

    mag PERA pa ba ako kung my UITF and MF investment na ako