Basics of US Healthcare Chapter 3 - What is Deductible, Copay and Coinsurance

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  • Опубликовано: 19 окт 2024
  • My Name is Santosh Pant and I am a Certified Professional Coder in US Healthcare Revenue Cycle Services Process. I have started this channel for the people who want to learn Medical Billing, Medical Coding, or Account Receivable online. Let's learn together.
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Комментарии • 183

  • @prtkverma
    @prtkverma 3 года назад +35

    No one can explain better than you Santosh. keep going..

  • @Zbar1111
    @Zbar1111 3 года назад +5

    You are the only one who amakes this medical billing more understandable for an unexperienced person on a utube because i have seen alot of videos but your way of teaching is more understandable than others ..thankue so much for this effort

  • @madhuribansi7646
    @madhuribansi7646 4 года назад +13

    Sir Could you please make videos on EOB,COB,Prior Authorization,HMO,PPO,POS.
    Medicare Parts??
    It will help us to grow..

  • @madhuribansi7646
    @madhuribansi7646 4 года назад +11

    You are such a great teacher I have ever seen explaining Healthcare in our own language.
    Sir..Keep posting more videos so we can learn more from You.

    • @pri611
      @pri611 Год назад

      8llllllli8mmklll kk kklkkkklkkkkkklkkkklkkkkkkklkklkkkklkkkkkklkkkklkkkkkkkl000

  • @DesiFurBabies
    @DesiFurBabies 4 года назад +19

    You are great teacher explaining everything very patiently and effectively. Keep posting more.

  • @PrabhaMishra-t9b
    @PrabhaMishra-t9b Год назад +1

    The way you explain is so wonderful. Anyone can understand in an easy way.Thank you Santosh sir

  • @Sonu6sonu8551
    @Sonu6sonu8551 Год назад +1

    36 video dekhli smjh ni aya but apki video ek bar me hi smjh aa gya

  • @nishapant-b8v
    @nishapant-b8v Месяц назад

    I was always get confused in these terms sir . BUT as explained it, Now I understand these terms forever. Thanks sir

  • @dharmeshsariyalvlogs
    @dharmeshsariyalvlogs 3 года назад +3

    Great sir please make videos on the popular denials like inclusive , globel to surgery I have been working with AR for last 4 years but I watch your all the videos to learn more

  • @codingacademy5271
    @codingacademy5271 2 года назад

    I am just started work in Denials and your videos helping me alot.

    • @MariyamVlogs707
      @MariyamVlogs707 2 года назад

      i got selected for AR Role so to discusses for job description

  • @shivangisingh4299
    @shivangisingh4299 3 года назад +1

    Thank you for uploading these videos about the US healthcare system. It has really helped me to have a good knowledge in my easy convenient way. Keep Posting..

  • @tarandeepkaur9566
    @tarandeepkaur9566 2 месяца назад

    Well explained. Please share a video on topic IPA and Health Plans, DOFR.

  • @jaydeepgokani870
    @jaydeepgokani870 3 месяца назад

    You are best teacher...atleast according to me. Please keep going.

  • @attiquerahman6152
    @attiquerahman6152 Год назад

    Sr your mathod of teaching is too good i pick all things clearly thank you sr v much
    I am from pakistan

    • @vukms7305
      @vukms7305 7 месяцев назад

      Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

  • @sameerthakur2779
    @sameerthakur2779 5 месяцев назад

    EXCELLENT videos, really helfpul. Thanks a ton.

  • @ayushcoolgarg
    @ayushcoolgarg Месяц назад

    Very good santosh bro keep it up

  • @nasrullahabbasi1965
    @nasrullahabbasi1965 Год назад

    Salam,i am from Pakistan your vedios are very halpful for me thank you
    And I requested you please one day you do this job practically
    Mean you do your billing work front of us

  • @mcxfinanceltd446
    @mcxfinanceltd446 Год назад +1

    Can you plz make a videos topic for offset, refund, recoupmeng, forwarding balance....thankx in advance

  • @digitaltechshamshad
    @digitaltechshamshad 2 года назад

    Sir payment posting ke writen test wale questions par video banaye plz, jaise coinsurance 500$ dedu. 3000 to allowed amount kya hoga is type ke questions

  • @amed2643
    @amed2643 Год назад

    hi Santosh......great video. Can Coinsurance and Copay coexist?

  • @dollygupta3430
    @dollygupta3430 3 года назад +1

    The way of explaining is mind blowing ..

  • @rajpratap6840
    @rajpratap6840 Год назад

    Hi Santosh,
    Co-Insurance aur Co-Pay toh same to same hi btaya hai aapne isme different kya hai ?

  • @mathematicalmysteries866
    @mathematicalmysteries866 8 месяцев назад

    Sir agr coinsurance mein patient ko pay krna prta h tou plan leina ka kia faida ho ga?
    Similarly co-payment mein b patient pay kr rha h tou insurance ka kia faida ho ga?
    Insurance company full responsibility kyun ni Le skti?

  • @pratimashinde3900
    @pratimashinde3900 3 года назад +2

    Thank you Sir, it was informative. It would be a great help if you could explain these terms with an example including the deductibles, discounts,copay at benefit level or bill item level, to get idea about actual calculations.
    Thank you so much once again.

  • @hareramprasad7791
    @hareramprasad7791 Год назад

    So beautiful pant G thanks for your support

  • @apnatv4076
    @apnatv4076 2 года назад

    Hello sir, Apke video se hme interview me help mili hai...

    • @vukms7305
      @vukms7305 7 месяцев назад

      Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

  • @ArvindKumar-rd9kx
    @ArvindKumar-rd9kx 4 года назад +1

    Good. Waiting for more videos

  • @ItsRajeev_Singh
    @ItsRajeev_Singh 2 года назад +1

    Maximum out of pockets pr bhi video banao.

  • @Pasdpawn
    @Pasdpawn 10 месяцев назад

    sir please make a video on catastrophic plans and best health insurance plan for mental health treatment

  • @simrangrover27
    @simrangrover27 Год назад

    Very helpful thanks for sharing 🙏

  • @azharali-sq9pu
    @azharali-sq9pu 2 года назад +1

    Thanks a lot sir thanks very much👍☺️

  • @awaishaider809
    @awaishaider809 2 года назад

    good job.
    what is out of pocket maximum?

  • @malikawan70
    @malikawan70 Месяц назад

    Can insurance apply copay on two line items if a patient go for EKG and we bill 99214 and 93000 can insurance apply copay on both line items?

  • @aachalnagrale3427
    @aachalnagrale3427 14 дней назад +2

    Sir kyya medical billing engineer student kr skta h

  • @codingacademy5271
    @codingacademy5271 2 года назад

    Best videos i saw on your channel for medical coder,biller specially for Indians. Thanks

  • @apnatv4076
    @apnatv4076 2 года назад

    Sir , Cms 1500 aur UB04 form me kya difference hai...????
    How many cpt code billed in cms 1500 form ??? Sir iska answer bta do....

  • @karishmabanushaikh7930
    @karishmabanushaikh7930 Год назад +1

    Sir can you explain in detail cms 1500 form and ub04 form

  • @anju_gupta
    @anju_gupta Год назад +1

    Ar ke lie kya kya important hai ispe video bnao sir

  • @TheAspiringCentenarian
    @TheAspiringCentenarian 2 года назад

    I hope you have English version. hehe. Looks like these are helpful contents for US healthcare newbies like me

  • @swetajoshi3388
    @swetajoshi3388 2 года назад

    Thank-you so much for ur beautiful 💕 channel sir..

  • @Chemwarrior319
    @Chemwarrior319 2 месяца назад

    Great 👍

  • @kglife-bk4gq
    @kglife-bk4gq 4 месяца назад

    What is the amount that insured person should pay with fixed percentage to the insurance company?

  • @kunalkhatate4898
    @kunalkhatate4898 2 года назад

    its really helpful as I am working in this sector and its helping me to revise the basic terms

    • @vukms7305
      @vukms7305 7 месяцев назад

      Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

  • @AbdulQadir-xb4ly
    @AbdulQadir-xb4ly 2 года назад +1

    OON and INN benefits pe b bnao video

  • @manjotkaur445
    @manjotkaur445 Год назад

    Very nice explanation sir

  • @sagarrajguru1377
    @sagarrajguru1377 Год назад

    Thank you sir 🙏

  • @usman_ali23
    @usman_ali23 4 месяца назад

    Very well explained

  • @m.kanchiram795
    @m.kanchiram795 3 года назад

    Thank you so much sir your meaningful describe....

  • @muhammadnawaz8755
    @muhammadnawaz8755 Год назад

    kin kin services py deductible apply ni hota ,do you know about it.....from pakistan ,

  • @shababhaider9725
    @shababhaider9725 7 месяцев назад +2

    Awesome

  • @rajwala9934
    @rajwala9934 3 года назад +1

    Can you make a videos on AR caller

  • @SyedMuhamamdAli
    @SyedMuhamamdAli 6 месяцев назад +2

    very nice sir

  • @SateeshKumar-ns1dr
    @SateeshKumar-ns1dr Год назад

    What, if we claim the initial claim to a different corporate insurance and show that statement to the 2nd insurer to whom we opted for deductable, will that work or not?

  • @abhisheksyag7163
    @abhisheksyag7163 Год назад

    Hi Santosh
    What is the difference between deductible and copayment ?

  • @atulupadhyay-zb2kp
    @atulupadhyay-zb2kp Год назад

    Sir reconsideration aur 1st level and 2nd level appeal explain Karo please.

  • @kunalkapur1286
    @kunalkapur1286 2 года назад

    great explain sir,

  • @aspiringbanker9227
    @aspiringbanker9227 Год назад

    Thanku

  • @Naveensingh-qi4il
    @Naveensingh-qi4il Год назад

    Thank you sir

  • @petermasih172
    @petermasih172 Год назад

    Thank you bhai 😊

  • @shabray5139
    @shabray5139 3 года назад

    Please make vedeos on property and casualty insurance

  • @ritikagarwal1774
    @ritikagarwal1774 2 года назад +1

    Sir you are great

  • @travelmaniavlogs495
    @travelmaniavlogs495 3 года назад

    Hello bhai aap denials pr bhi video bnaoge.

  • @Mohammad_Saleemzaidi
    @Mohammad_Saleemzaidi Год назад

    Best example..

  • @karangupta9241
    @karangupta9241 2 года назад +1

    Thankyou so much ❤️❤️❤️

  • @dhruvkumargupta6344
    @dhruvkumargupta6344 3 года назад

    Very informative video santosh thank you soo much

    • @vukms7305
      @vukms7305 7 месяцев назад

      Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

  • @saamod8762
    @saamod8762 2 года назад

    Thanks sir

  • @saraswathigangotri7884
    @saraswathigangotri7884 Год назад

    Thank u sir....

  • @ari9586
    @ari9586 3 года назад

    Nice video..keep it up👍

  • @marrinahosey3295
    @marrinahosey3295 3 года назад

    crystal clear explanation.

  • @healthandwellness8559
    @healthandwellness8559 2 года назад

    Very informative in very simple language.Thanks a lot sir.God bless you.you are helping so many people.

  • @mobinpmohan
    @mobinpmohan 2 года назад

    Hi Santosh..
    A deductible is a set amount which patient needs to pay each year for healthcare before plan starts to share the costs of covered.
    Can u please check and clear whether the amout is paid to provider or Insurance?

  • @amanshrivastav7778
    @amanshrivastav7778 2 года назад

    job titles for different type of disease treatment pe video banaiye sir

  • @AbhishekKumar-eb2uc
    @AbhishekKumar-eb2uc 3 года назад

    Pant, I have a question...say my deductible is 500$. If had visited doctor 5 times in a year where copay is 25$, so the total 125$ falls into deductible bucket or its separate?

    • @SantoshPantCPC
      @SantoshPantCPC  2 года назад +1

      Separate

    • @au8057
      @au8057 2 года назад

      Is Copay starts after deductible? If so, for 5 visits there would not be any copay. Is it correct?

  • @shwethakrishna5260
    @shwethakrishna5260 3 года назад

    Tq u so much for uploading this video...

  • @curiosityliveworld3109
    @curiosityliveworld3109 3 года назад

    Thanks sir it is very helping

  • @VrushaliMasurkar
    @VrushaliMasurkar 10 месяцев назад

    This is the responsibility of the patient but why secondary insurance is sometimes paid.

  • @mohitbandooni129
    @mohitbandooni129 4 года назад

    the Way of talking it's too good 👍

  • @Ye_Khader_Bhai
    @Ye_Khader_Bhai 3 года назад

    Please make video on Medicare Part a, part b etc.

  • @darshanlal2693
    @darshanlal2693 2 года назад

    I am looking for real time experience and a Job as Biller. Can @Santosh Pants help me ?

  • @aparnaghosal9962
    @aparnaghosal9962 2 месяца назад

    1. What information is neede to complete an individual application?
    2. What information is needed to complete a group application?

  • @yogeshkumar2300
    @yogeshkumar2300 3 года назад

    Nice information.

  • @sajeemansari777
    @sajeemansari777 Год назад

    Hello sir,
    I have a silly question to you.
    And that is If a patient deductible amount is $5000 & he paid $5000 deductible than he/she will get benefits till the time until insurance cover $5000 claim amount or they can will get coverage of $7000 ?
    In short, if patient take plan of $5000 than payer will give benefits of $7000 or not?

    • @SantoshPantCPC
      @SantoshPantCPC  Год назад

      Plan will start covering the policy benefits amount. It could be anything which patient has opted.

    • @sajeemansari777
      @sajeemansari777 Год назад

      @@SantoshPantCPC that means plan covering amount can be more than deductible amount or as example above could be $7000?

    • @SantoshPantCPC
      @SantoshPantCPC  Год назад

      Yes

  • @AjaySingh-fs6no
    @AjaySingh-fs6no 3 года назад

    Thanks for sharing sir❤️🙏

  • @rajni4909
    @rajni4909 4 года назад +1

    Keep posting

  • @technicalprediction7219
    @technicalprediction7219 2 года назад

    Very good explanation 👍

  • @rajendraverma3118
    @rajendraverma3118 2 года назад

    great info

  • @oldisgoldsong4919
    @oldisgoldsong4919 4 года назад +1

    Awesome sir 👌👌👍

  • @foodandhealthwithdranjalid2634
    @foodandhealthwithdranjalid2634 4 года назад +1

    Very well explained.

  • @Artificial_Intelligence25
    @Artificial_Intelligence25 7 месяцев назад +1

    Good

  • @rameshpurohit3022
    @rameshpurohit3022 2 года назад +1

    Great Teacher🔥

  • @ishikakathuria3971
    @ishikakathuria3971 3 года назад

    Sir Can you pls make a video on sec 125

  • @worldreaction1584
    @worldreaction1584 3 года назад

    Sir currently i'm doing a job in medical billing company & working on BlankClaims & RBS (Practice: Associated Physician Group). & now i want to work online to earn money. How can i work as i don't have knowledge to earn online. Please help

  • @anasuyasarkar5331
    @anasuyasarkar5331 3 года назад

    Sir ek copay coinsurance aur deductable ka ek maths dikhaye ne please

  • @KalaiSelvi-bm3pg
    @KalaiSelvi-bm3pg 2 года назад

    Excellent teaching sir god bless u

    • @vukms7305
      @vukms7305 7 месяцев назад

      Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

  • @manjitnagar8318
    @manjitnagar8318 3 года назад

    Sir Agar deductible ya co pay aply hua to verify kaha se karna hoga ki vo alredy use ho rakha hai ki nahi?

    • @SantoshPantCPC
      @SantoshPantCPC  3 года назад +1

      insurance websites

    • @manjitnagar8318
      @manjitnagar8318 3 года назад

      @@SantoshPantCPC Thanks sir.....Kya hum payment history se bhi andja laga sakte hai, billing software ke through ?

    • @SantoshPantCPC
      @SantoshPantCPC  3 года назад

      never..because deductibles are applied across all the doctors, not only ours

    • @rizwan3158
      @rizwan3158 2 года назад

      Simple check in availity most of the benefits nd coverage information is available. .

  • @gulshansharma7985
    @gulshansharma7985 Год назад

    chapter 2 ki video khaa hai sir

  • @RahulSharma-tp5bk
    @RahulSharma-tp5bk 3 года назад

    You are too good 👌

  • @praveenhakke9018
    @praveenhakke9018 8 месяцев назад

    If deductible is not met and found other active insurance if we bill to that insurance they will refuse to pay because deductible amount is not met yet it's totally patient's responsibility. So why secondary insurance will pay?
    Ex:1000 dollar is annual deductible amount
    Patient first claim billed is 400 dollar. Primary applied towards deductible to patient 400 dollar, as per EOB if we bill to secondary active insurance so they will also refuse to pay until 1000 dollars will not met. My question is that why we need to bill secondary insurance.we need to bill patient, Until all visits of the patient billed amount cost 1000 dollar till we can bill patient

    • @SantoshPantCPC
      @SantoshPantCPC  8 месяцев назад +1

      in many cases secondary insurance covers primary deductibles for example: medicaid secondary

  • @zunairamehmood-ef2nv
    @zunairamehmood-ef2nv 7 месяцев назад +1

    what is the benifits please tell me

    • @gagankaur5075
      @gagankaur5075 4 месяца назад

      Benefits are those who cover under insurance look like money , surgeries and all

  • @umeshyadav-fz1fh
    @umeshyadav-fz1fh Год назад

    In deductible every time need to 100 dollars or once we buy policy first time that time only need to pay