Sir maine endowment plane 914 liya tha 1 year ago, jiska monthly primium 3k aata he 25 year ke liye , or abhi maine mutual fund start kiya 3k monthly ka , or sath me maine bajaj ka ek term plane liya he 8k yearly ka 50lakh wala , to mujhe LIC running rakhna chaiye ya nahi please suggest me??????
@@nileshlaxkar5824 aapke pas se 9.50 lakh hi ja rha hai.uske samne aapko 25 lakh mil rha hai with risk cover,accidental benefet,parmanent disability benefit., Tax free, 80c benefit .to ye bahut hi accha return hai
And also a bad thing we see in LIC most of them there is a locking period same we have in ELSS too in MF, but there is a huge difference in ELSS and LIC again. in ELSS we don't loose our money at least we get it after locking over. but in LIC just forget the money what ever get's paid if we stop in the middle beyond the locking period due to any of the reason.
Hypothetical - its good may be 20% correct Logically - it's definitely Not. Because as per our INDIAN Inflation rate how its growing, we can calculate it for next 5, 10, 15 and 20-30 years where non of LIC policy beat the mutual fund and stocks. It can't be denied as thy are risky.. Yes It's correct if the one having huge amount of money for them LIC, FD, Post office or other stuff is TOO GOOD. hmmm, but for the moderate people LIC it's definitely not worth it as per our INDIAN Inflation rate. beaten
I have invested Rs. 10000 per month from 2018 and very happy with mutual fund. And one more thing if I die then there is a lot of money lest behind. Don’t misguide people by taking potato’s and tomato’s , LIC also invest in equity funds, so don’t fool people and don’t think we are illiterate people.
Hello Mr. Litterate People, First of all, it is a good thing that you are investing in Mutual funds and yes Mutual funds are far better then LIC Plans if you only calculate returns and you are looking for money without security. But if you consider both then must go with LIfe Insurance and then Mutual Funds. - This is the right strategy to secure the money and many litterate people plan this way. about your investment and money for your family - just calculate how much money your family will get if something happens to you (in Mutual Funds or in LIC) Answer is Mutual funds will not give higher return then LIC in case for financial security. Mutual Fund sahi hey but Life Insurance ke baad. Again , we are not fooling the people , we are just giving the right advise to the people.
Mr lic agent one term insurance is just enough for any unfortunate situation like death......don't try to sell endowrment plans by misleading people which gives anual return less than even ppf......one term insurance and mutual fund investment is best for us.......
@@sudipdas6586 ppf me rate of interest kya fixed hai? aur mutual fund ke bare me jinhe bilkul bhi jankari hi nehi hai to unhe lic hi behtar hai jaha minimum price pay karke return ke sath sath life cover bhi ho jaega apne jo bata rahe hai wo sab padha likha logo keliye hai lekin lic ek anpadh log keliye bhi kam kar sakta hai
There are too many worst paper work even we have online stuff. Premium can be paid from any where but when you want to withdraw you have to go to that same location same branch, its fine theoretically but WORST process logically.
Lets say i have take 1Cr TI paying some lacks Yearly if want to stop it by any of my personal reason then we never get that amount any way what we paid that is one of the WORST concern of LIC. and one more thing off Course LIC is good in some points but still it's bad for its processing. definitely we have online thing available now but it's not transparent to the LIC loaders as we have in MF or stocks.
we appreciate your comments but also put some light on the point that does there any alternative of Life Insurance in your opinion which can secure your financial risk.
Thanks for the valuable feedback. Okay, as I said earlier and still on the same page, LIC is one of the best and trusted place to park your hard earned mony for your financial security. But this is much important to be understood that to who really LIC need to purchase. You cant determine that every one should take this..
And the bottom line is - Whether what ever the policy any individual is taking if an individual is not good enough to understand the core things they will be cheated there is no doubt in it.
Dear I have one LIC jeevan anand plan running since 2013 paying Rs20455 annual premium till 2033.. shall I discontinue the policy & invest the amount somewhere else or I should continue?? What you suggest ? I already have Rs 50 lakh term plan for covering life insurance..
i would suggest to continue the LIC policy which is running from last 7 to 8 years because surrendering is a lose. For personal advise, please whatsapp on 9560095123
Zindagi me apna fayda kisi ko dikhe na dikhe lekin agle ka fayda dikhega agr to usko agr usne fayda bhi ho to lagta hai ki nuksaan ho raha hai...koi bh kaam fayde knlie karta hai aap ko ye dekhna hai ki aap ka fayda kya usme
लास्ट में अगर आप यह बोल देते ना कि कौन सा बेस्ट है आपके हिसाब से तो लोगों को यूज करने में आसानी हो जाती समझने में भी और वीडियो में बहुत ज्यादा जान आ जाती
Bahut acche se samjhaye sir
तारीफे काबिल आपकी सोच ओर आपका बयां करने का अंदाज 👍
बहोत सही और सटीक जानकारी दी.
मार्गदर्शन देने के लिए आपका बहुत बहुत धन्यवाद सर
Apaka sunke meri bohot Jada query solve Hui h sir thankyou
Thanks sir, great video
I think, this is the most valuable suggestion ever for a family man
Bhut badhiya 😊
Bahut badiya
❤ u boss...God bless u...
Beautifully illustrated
Well explained
Mind blowing sir what a explanation thak you ☺️🙏
Nice information 👌 👍
Bahut hi achhi jankari di
Aaj aapka videos nhi dekhta to me sara investment sip me krta but ab base sach me stong krna h
Jio share Aisa information aajkal kahan Deta Hai Koi very good
Thanks Manoj Bhai! Funde clear ho gaya.
Bahut achhi jankari de hai
Thanks for being honest, thanks a ton ❤
My pleasure 😊
Excellent explanation sir🙏
Thank you, I want to know about Aditya Birla sun life insurance Ellite plan
Excellent information I think about very formative video
Good Information
Thanks sir ji🙅🏼♂️🙅🏼♂️🙅🏼♂️🙅🏼♂️🙅🏼♂️🙅🏼♂️
Nice information sir
Very nice sir
Sir ap km time me bhut acha smjhate hi😎😎
Good one bhai
SIR , LIC VS SIP nahi (00:15) , its LI ( life insurance ) vs SIP
Super video.
Great work
Ye bli story lic ki trining me di jti hai kya sb yhi btte hi
for personalize query please connect our team 8595757292
Sir maine endowment plane 914 liya tha 1 year ago, jiska monthly primium 3k aata he 25 year ke liye , or abhi maine mutual fund start kiya 3k monthly ka , or sath me maine bajaj ka ek term plane liya he 8k yearly ka 50lakh wala , to mujhe LIC running rakhna chaiye ya nahi please suggest me??????
Aapko apna lic runnning rkhna hi chaiye. Jo aapke financial planning ka aaloo hai.and aapko ek mental peace bhi deta hai
But mam 25lakh ki value 25 year bad kya hogi ye calculation kiya mam apne with 6 percent inflation rate
@@nileshlaxkar5824 aapke pas se 9.50 lakh hi ja rha hai.uske samne aapko 25 lakh mil rha hai with risk cover,accidental benefet,parmanent disability benefit., Tax free, 80c benefit .to ye bahut hi accha return hai
Lic maat koro, Mutual funds best
Great
Thank you so for your instant view and comment
😘 😘 😘
Thanks
Superb! Manoj bhai. Thanks a lot.
And also a bad thing we see in LIC most of them there is a locking period same we have in ELSS too in MF, but there is a huge difference in ELSS and LIC again.
in ELSS we don't loose our money at least we get it after locking over. but in LIC just forget the money what ever get's paid if we stop in the middle beyond the locking period due to any of the reason.
Lic best h means
Hypothetical - its good may be 20% correct
Logically - it's definitely Not.
Because as per our INDIAN Inflation rate how its growing, we can calculate it for next 5, 10, 15 and 20-30 years where non of LIC policy beat the mutual fund and stocks. It can't be denied as thy are risky..
Yes It's correct if the one having huge amount of money for them LIC, FD, Post office or other stuff is TOO GOOD.
hmmm, but for the moderate people LIC it's definitely not worth it as per our INDIAN Inflation rate.
beaten
Sir ham kiya kre ke paisa ajay shadi kely bachi ka
for personalise query please message on our whatsapp number 8595757292
I have invested Rs. 10000 per month from 2018 and very happy with mutual fund. And one more thing if I die then there is a lot of money lest behind. Don’t misguide people by taking potato’s and tomato’s , LIC also invest in equity funds, so don’t fool people and don’t think we are illiterate people.
Hello Mr. Litterate People,
First of all, it is a good thing that you are investing in Mutual funds and yes Mutual funds are far better then LIC Plans if you only calculate returns and you are looking for money without security.
But if you consider both then must go with LIfe Insurance and then Mutual Funds. - This is the right strategy to secure the money and many litterate people plan this way.
about your investment and money for your family - just calculate how much money your family will get if something happens to you (in Mutual Funds or in LIC)
Answer is Mutual funds will not give higher return then LIC in case for financial security.
Mutual Fund sahi hey but Life Insurance ke baad.
Again , we are not fooling the people , we are just giving the right advise to the people.
Mr lic agent one term insurance is just enough for any unfortunate situation like death......don't try to sell endowrment plans by misleading people which gives anual return less than even ppf......one term insurance and mutual fund investment is best for us.......
@@sudipdas6586 sir ek chij bataye jo log itr file nahi kar raha hoga unhe term insurance plan kaise mil sakta hai
@@sudipdas6586 ppf me rate of interest kya fixed hai? aur mutual fund ke bare me jinhe bilkul bhi jankari hi nehi hai to unhe lic hi behtar hai jaha minimum price pay karke return ke sath sath life cover bhi ho jaega apne jo bata rahe hai wo sab padha likha logo keliye hai lekin lic ek anpadh log keliye bhi kam kar sakta hai
There are too many worst paper work even we have online stuff.
Premium can be paid from any where but when you want to withdraw you have to go to that same location same branch, its fine theoretically but WORST process logically.
Good sir
Good sir
Lets say i have take 1Cr TI paying some lacks Yearly if want to stop it by any of my personal reason then we never get that amount any way what we paid that is one of the WORST concern of LIC. and one more thing off Course LIC is good in some points but still it's bad for its processing. definitely we have online thing available now but it's not transparent to the LIC loaders as we have in MF or stocks.
we appreciate your comments but also put some light on the point that does there any alternative of Life Insurance in your opinion which can secure your financial risk.
Thanks for the valuable feedback. Okay, as I said earlier and still on the same page, LIC is one of the best and trusted place to park your hard earned mony for your financial security. But this is much important to be understood that to who really LIC need to purchase. You cant determine that every one should take this..
And the bottom line is - Whether what ever the policy any individual is taking if an individual is not good enough to understand the core things they will be cheated there is no doubt in it.
Risk Hai to Isqu Hai
But security ke sath ISHQ karne me kya burae hai?
Dear I have one LIC jeevan anand plan running since 2013 paying Rs20455 annual premium till 2033.. shall I discontinue the policy & invest the amount somewhere else or I should continue?? What you suggest ?
I already have Rs 50 lakh term plan for covering life insurance..
i would suggest to continue the LIC policy which is running from last 7 to 8 years because surrendering is a lose.
For personal advise, please whatsapp on 9560095123
Term plan ke baare aapne to bataya hi nahi. Kyon???
any query please message on this number 8595757292
Sir Lic Me minimum kitne saal policy chale ki death claim milne Me koi bhi parsani na ho plz tell me sir plz 🙏🙏
risk date start hone ke baad kabhi bhi policy holder ki death hoti hey to koi issue nhi hota hey.. bus you have to ready wiht the required docuemtns.
Zindagi me apna fayda kisi ko dikhe na dikhe lekin agle ka fayda dikhega agr to usko agr usne fayda bhi ho to lagta hai ki nuksaan ho raha hai...koi bh kaam fayde knlie karta hai aap ko ye dekhna hai ki aap ka fayda kya usme
didn't get your query.
लास्ट में अगर आप यह बोल देते ना कि कौन सा बेस्ट है आपके हिसाब से तो लोगों को यूज करने में आसानी हो जाती समझने में भी और वीडियो में बहुत ज्यादा जान आ जाती
Sabme thoda thoda karna chahiye
Mutual fund k Sip risky hote hai but LIC k siip me aapko secured investment plus Risk cover milta hai... Isliye LIC ka Siip sahi hai...
Not clear its confusion video
Lic agent ki tarah baat kar rahay ho aap tou
Sbi advisor kisi ko hona hai kya??
Ab sip mutual fund nahi karunga
Tu lic agent hai kya
Wrong information
Please share the right one so that viewers will get to know about the same.
thanks.
Bekar
Aap kiya lic ka chamcha ho?
didn't get your comment.. please ellaborate