How To Deposit A Check | Chime
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- Опубликовано: 5 окт 2024
- Need to deposit a check into your Chime account? We make it easy! In this video you will learn how to deposit a check through the Chime app. For more details check out our blog: bit.ly/3Vk3vBK
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Banking services and debit card provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.
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NOBODY, and I repeat NOBODY wants to wait 5 business days AFTER payday to receive their money. DO BETTER, CHIME
Fr they buggin
5days to receive your money is outrageous
You guys need an option to get our funds faster when depositing checks.
EXACTLY, because why tf am I waiting for my own money 5 days after payday
@@xweezy91have they even updated this?
It better to fo banking at a physical bank location because everything is going out of wack with mobile banking they giving hard time to depsot a check now. Doing random blockage without notifying you . I'm mad . You ask why they don't tell you
So basically I can't deposit a check because I don't have direct deposit set up. The only reason I got a chime account is because my job is not offering direct deposit and chime supposedly lets you upload checks. But you need direct deposit setup lol garbage.
Grabage that your employer doesnt offer DD lmao
@@DonDeMarco-dj5os no 💩 bozo thanks for telling me something useless
@@DonDeMarco-dj5os fr 💀
@@DonDeMarco-dj5osI work for a dispensary & my job doesn’t offer DD either lol doesn’t make the job garbage 😂
@@dej4644It’s still stupid to not offer it.
if you utilize chime correctly it can be helpful - my credit score have gone up faster using it- also pay bill -save money separably without using my official bank
So they want you to write on the check "Mobile Deposit for Chime only" or something like that. The problem with that is, if the check doesn't go through for whatever reason (app not working, bad lighting, or Chime decides to not allow you to cash it) now you're screwed!! Now you can't cash the check anywhere. No one will cash it for you. The person who gave you the check will have to void it and issue a new check.
I've been sitting on a State tax refund for a few months because I keep forgetting to bring it with me and I would love to be able to just take a picture and deposit it into my Chime, but there's no way it would be that easy. Every company today makes everything sound so simple and accessible, until you actually try what they're promoting. Then you realize it was all b.s.
Just write in big black letters PHONE DEPOSIT FOR CHIME ONLY on the back of your state government issued check and take a picture and it will go right into your account.
Yea...
Sure..
Chill.. It's just a photo.. just Photoshop it on the chime upload..
What if I use cashapp? What should the person issuing the check to me be writing on the check ?
Hey Sarah! We recognize how impactful and important this is for you. To keep your information secure, we don't answer account-related questions on social media. What's your $ChimeSign? Once you share that with us, we'll take a look!
As a reminder, we'll never proactively send you Private Messages. Never share personal info like your email, phone number, or account numbers on RUclips, and always check to make sure you're interacting with the official Chime account. If someone messages you asking for anything other than a $ChimeSign it's not us.
My friend has a goverment check he cant cash.afraid of using chime to deposit it then way 5 more days.he needs to buy his car insurance and tag that is expired.....no hope for him.I dont understand Government checks are secured
This is good, I will try this when ever I start working again
I received a personal check from a woman I did work for and tried to deposit it this way and it didn't accept the check, I ended up going to her bank to cash it which cost money because I didn't have a account at that bank, then deposit the cash at walgreens, big pain and cost me money.
5 days? Yeah I’m going to Walmart because I need it now
Im so pissed rn I need my money! I will never use this function in the app again
Hey Jacey! We recognize how impactful and important this is for you. You may need to wait up to five business days for your money to appear in your account after using Mobile Check Deposit. This hold time helps us ensure the check clears and allows us to accept more checks through the Chime app. We use a number of risk-based factors to determine which checks require holds, and this means some checks might have a hold while others do not.
@@Chime
That’s not true i made a check deposit since 4 days ago and everything is ok .. i thought everything gonna be easy and smooth just like other banks
I’m still waiting for my money
4 whole days with a tooth pain with 0 dollars in my pocket can’t even afford a pain killer
I asked the source bank and they confirmed that the money already left their bank
4 whole days after paying waiting for my own money
Only problem is that you have to set up payroll direct deposit, of which not everyone can do.
Exactly. And for me it is my paycheck that i am needing to deposit... But my employer does not offer direct deposit! So Now I have to find another Bank.
The accepted my check but taking A WHOLE WEEK to get to my account, don’t risk it.
what time did your money get to your account, if you don’t mind me asking ? Because I also made the same mistake
@@ishmailnewton2507 it was pretty early, before noon, I’m from Idaho. I talked to a service person when I realized my mistake and they promised it would be delivered the same day, then when I contacted them about it again because the money didn’t arrive at the promised time, the other person literally said “oh they lied, sorry, your money will be on your account in two weeks”
I now have 20 failed attempts at trying to deposit my checks into Chime. Chime seriously needs to fix their integrated camera because it automatically adds a blue filter to the picture of my check everytime I take the picture. It's really frustrating >:(
Hi Lavender! We recognize how important this is for you. What’s your $ChimeSign? We’ll take a look.
Remember: we don’t send unsolicited DMs, and you should never share personal info like email, phone, or account numbers via social media. If someone reaches out asking for anything other than $ChimeSign - it’s not us.
2/2/24 my husband tried to upload his check attempts no clearance..sad because we called chime yesterday an the rep said wait for email..WHAT IM NOT UNDERSTANDING THIS...
HELP
It does work. At least it did with me last week when I got my federal taxes. I didn't even know something like that was possible.
Mine works when I do a mobile deposit. If you don't mind me asking, how did you get it Chime account if you don't have direct deposit ?
I can tell you after watching this I will NOT be using the mobile check deposit feature. You’re insane if you think I’m going to wait ANOTHER 5 days
You have to make a one time direct deposit before you can use this feature
Doesnt work dont waste your time
The fact that they haven’t fixed the double money in your account bug is insane . So many people out here getting free money from that still. I did it once and expected it to be fixed asap and can still double money now . Might as well start helping others do it 🤷🏼♂️
Why would u comment this now they def gonna fix it lmao
@@f.a8524 sadly they still haven’t . I’m switching banks soon anyways
What u mean double money
I wouldn’t be complaining lol
How you do it ??
HAS NEVER WORKED ON ANY OF THE SEPARATE CHECK DEPOSIT ATTEMPTS I'VE MADE
Hi Kelsey, we recognize how impactful this is for you. We'd like to learn more about how we can help you-can you share a bit more about what's going on?
@@Chime Yeah, I wish I could get a check to go through on your app
Thanks for keeping in touch with us. Can you share the screenshot that shows the error you're getting?
Yeah so I e deposited many checks through the Mobil check deposit. You denied my legit check from the US treasury because I didn’t write “for deposit to chime only”
So I corrected that IN PEN. Then Chime STILL rejected this check! Now I’m unable to cash the check ANYWHERE! And your customer service AI refuses to let me speak to a human being.
This is beyond insane! Thanks for nothing Chime
Hi Jennifer! We recognize how important this is for you. To keep your information secure, we don't answer account-related questions on social media. We’d like to help more-what’s your ChimeSign? (If someone asks for anything other than a ChimeSign, that’s not us!)
@@ChimeHi thank you for following up. My Chime sign is $Jennifer-Killgren. I did as I was told in the email notification. I corrected the “for deposit only.” To “for deposit to chime only”
Which now prevents me from even cashing the check.
Thanks again
Thanks for providing that - keep an eye out for an email from our Member Services team soon!
Thank you!
So, my job doesn't offer direct deposit. Does that mean I absolutely cannot directly deposit it to my account?!?
Hey there! Thank you for bringing this to our attention. Here are the other ways on how you can add funds to your account. You can make transfers from an external bank account using your Chime routing and account numbers. There are no limits or fees imposed by Chime on these transfers, however other banks may have their own restrictions.
You can also transfer money from your Checking Account to an external bank account 💸 You can send up to $5,000.00 per day, with a maximum of $25,000.00 per month. You can receive up to $200.00 per day, with a maximum of up to $1,000.00 per month in transfers from an external bank account to your Checking Account. Bank transfers take 3-5 business days to process.
Also, you can deposit cash in your Chime Checking Account at over 90k locations with our cash deposit partners. While most retailers charge fees for cash deposits at their own discretion, cash deposits made at Walgreens locations are free.
Currently, the qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer paid as Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT).
5 days my ass
I'm very disappointed that Chime is NOT UPFRONT with the mobile check requirement. I only found out when I tried to deposit my check today. I opened a chime account a couple of months ago and I received a grant (in form of a check) from my school. They say that I'm not eligible for mobile deposit until I have a direct deposit set up already and have been receiving direct deposit pay. Very very disappointed. If they just say so, I'd not receive this check, now I have to go and cash the check somewhere else.
They blocked the feature I called and ask them why they refuse to give reason. I have a check from my job and I can't even upload before I can do it with aby check without a problem. . Chime has changed. They lied when the man say we don't know the reason the info is not saying the reason . They know. They might as well be upfront about fraud and they are no lo ger accepting mobile chcek to upload and they told me that I j ave 5o go to another banking institution to cash or deposit my check . . What a nuisance got people running around for nothing. . Very disappointed!!!!
Yeah I'm looking for something that will get me the money and faster than 2 weeks this is crazy.
cant use this feature until you have a "payroll" electronic transfer of some sort
Hey Peter! We recognize how important this is for you. Currently, we offer mobile check deposit to members with direct deposits (up to $1). Thirty days after you receive your paycheck direct deposit, mobile check depositing will be automatically enabled in your Chime app.
Please note: Mobile Check Deposit cannot process money orders or checks made out to a business name.
I’ve done this and it won’t accept my check . I made sure the lighting was right and everything
Hi Ms.Kenny! Thanks for reaching out! What’s your $ChimeSign? We’ll take a look. Remember: we don’t send unsolicited DMs, and you should never share personal info like email, phone, or account numbers via social media. If someone reaches out asking for anything other than $ChimeSign - it’s not us.
Mrs. Kenny, hope you got the clear images of all sides firmly?
@@Click_iPay I sure did it light lighting too and it didn’t work I tired almost 4 times
@@MsKennyy I'm on my second attempt. Did you ever figure it out or you do sum else?
Hi, Franklingrant! Thanks for reaching out. What’s your $ChimeSign? We’ll take a look. Remember: we don’t send unsolicited DMs, and you should never share personal info like email, phone, or account numbers via social media. If someone reaches out asking for anything other than $ChimeSign - it’s not us.
Bro I am so mad right now I have to wait over a week for my check??!! Dead ass?!! It’s pissed me off I have bills to pay I can’t wait that long I’ll most likely change banks now chime is not worth it at this point
Hi there! We recognize how important this is for you. We'd like to learn a bit more about how we can help you - can you share a bit more about what's going on?
@@ChimeI got a job and they paid me with a check and I did everything I had to do Saturday it says it wont go through till the 21st I can’t wait that long
@@Chimeit said 5 days… it’s making me wait 9 days… that’s outrageous
Hey there! We recognize how important this is for you. After the check is submitted, our team will review it and send you an email and push notification telling you whether your check was accepted or rejected.
Additionally, it can take up to 5 business days to receive the funds from the check you submitted. This will help us make sure that the check clears and allow us to accept more checks through our app. We determine whether your check is subject to a hold based on a variety of risk factors, which means some of your checks might have a hold time, while others may not.
@@Chime it was accepted took 2 days… now I’m waiting 7 days not 5 for my money. I’ve been with this bank for almost a year and never had problems till now. After this check clears I’m done I found another bank that gives me my funds in 2 days not 9…
5 days? Heck no
How
Hey Mirza, thanks for reaching out! With mobile check deposits, you can take a picture of your check and deposit it into your Chime Checking Account!
We’ll determine if you're eligible to make mobile check deposits by reviewing your account history and other risk-based factors. If you’re eligible, all you have to do is set up direct deposit and receive a qualifying direct deposit of at least $1.
@@Chimethat's not the point 5 days to deposit a check is crazy
Hey there! We appreciate you reaching out. You may need to wait up to five business days for your money to appear in your account. This hold time helps us ensure the check clears and allows us to accept more checks through our app. Your money will appear in your account five business days after you deposit the check.
For more info: help.chime.com/hc/en-us/articles/4410738617495-How-do-I-deposit-a-check-into-my-Chime-Checking-Account-
I'd rather see a video about never hearing about or seing your channel ever again.
I’ve tried to deposit 5x and the app says it’s not clear. Whatever. I’ll just take it to the bank. Life’s not going to end if I’m inconvenienced every now and again. First world problems
I have payroll and direct deposit still wouldn’t let me deposit a check from a settlement
Hi Chanel! We'd like to help with this. For your security, we aren't able to help with account-specific issues over social. Get in contact with us in the app or at 1 (844) 244-6363 and we'll be able to help!
How do I deposit checks over 2,000 dollars.
Hi there. Thank you for reaching out! Your deposit limit is set automatically based on different account factors-to keep your information secure, we don't answer account-related questions on social.
While we can't help here, here are 2 ways we can: chat with us in the Chime app, or send an email to support@chime.com and our team will follow up with you quickly there!
I tried uploading a personal check from my gma for xmas for $1000.00 and it wasn't put in my checking. Is there a reason why? Am i supposed to check the box on the back of the check that says mobile deposit?
So i can't do it cuz i dont have direct deposits
Most definitely not instantly
Hi there, thanks for reaching out! We determine whether your check is subject to a hold based on a variety of risk factors, which means some of your checks might have a hold time, while others may not. This helps us make sure that the check clears and allows us to accept more checks through our app.
Hey what do I do if my check is over $5,000?
Hi Lu! Thank you for reaching out. Your deposit limit is set automatically based on different account factors-to keep your information secure, we don't answer account-related questions on social.
While we can't help here, here are 2 ways we can: chat with us in the Chime app, or chat with our support team directly at 1-844-244-6363.
It didn't let me do deposit a check. Mobile check deposit. It didn't let me.
Hi Izhir! We recognize how important this is for you. What’s your $ChimeSign? We’ll take a look. Remember: we don’t send unsolicited DMs, and you should never share personal info like email, phone, or account numbers via social media. If someone reaches out asking for anything other than $ChimeSign - it’s not us.
My Chime Doesn't have these Options
Hey Matt! Thank you for bringing this to our attention. Currently, we offer mobile check deposit to members with direct deposits (up to $1). Thirty days after you receive your paycheck direct deposit, mobile check depositing will be automatically enabled in your Chime app. 🙌
Please note: Mobile Check Deposit cannot process money orders or checks made out to a business name.
For further assistance, our support team would be happy to help. They can be reached at 1-844-244-6363 24 hours a day, 7 days a week. You can also reach out to support@chime.com and our team will follow up.
@@Chime what’s the point of only having mobile check deposit available for people with direct deposit? they don’t need it because it’s already going straight to their account. the people that need it can’t use it because we have to get direct deposit. that makes zero sense. especially for people who only get paper checks 😂
@@timkaron i js used a direct deposit on mercari to my chime js to enable check scanning
@@timkaron because people do get checks from other places besides their job. The reason you need direct deposit in order to cash checks on the app is in case the check is fake or bounces, your paycheck(s) will be used to cover it, and they have all the info they need to get their money back in case you try to cancel your direct deposit.
With a limit of 2000 for a check? This is a joke
What about tax refunds?
Hey Wade! Thank you for reaching out. We'd like to learn a bit more about how we can help you-can you share what's going on?
¿Why in my mobile check deposit it appears to me that something went wrong and that I try again later? And I've been like this for a week now and I just can't take a picture of my check to deposit it
Hi Yesenia! We recognize how impactful this is for you. Our systems are up and running as normal. Please double-check your internet connection as low service can cause delays with loading the mobile app and make sure you've downloaded the latest version of our app. 📱
Im enrolled for direct deposit, get my paycheck deposited every week, but won't allow me make a mobile check deposit when I try to deposit checks form my other job. Now I have to pay to get my paycheck cashed in another location even when I have an account mmm
Hi Barbara! Thank you for reaching out, and we know how important this is for you. What’s your ChimeSign?
Note: If someone asks for anything other than a ChimeSign, that’s not us!
Thank you for letting me know, now I'm definitely not going to set up any direct deposit with Chime. I feel like chime is not upfront/honest with their requirement so I would just open another bank account. I have right 2k sitting in check form. I suppose I'll just cash it at Walmart or something.
How am I supposed to get a check if my job doesn’t have direct deposit. This is my first actual check with this job I’ve only been getting paid in cash. Where will that money go
Hi Toni! Thank you for reaching out. Members can deposit cash in their Chime Checking Account at over 90k locations with our cash deposit partners. While most retailers charge fees for cash deposits at their own discretion, cash deposits made at Walgreens locations are free.
@@Chime my job doesn't offer direct deposit either
@@iknowfool4590what state do you live in ?
I installed the app on my phone and it doesn't work to deposit check.
Hi Juan, we recognize how impactful and important this is for you. We offer mobile check deposits with direct deposits. 30 days after you receive your direct deposit it'll be auto-enabled in your app. 📲
Also, our systems are up and running as normal. Please double-check your internet connection as low service can cause delays with loading the mobile app and make sure you've downloaded the latest version of our app. 📱
How come the app doesn’t give me that option
Hi Hrvata! Thank you for reaching out. Currently, we offer mobile check deposit to members with direct deposits (up to $1). Thirty days after you receive your paycheck direct deposit, mobile check depositing will be automatically enabled in your Chime app. 🙌
Please note: Mobile Check Deposit cannot process money orders or checks made out to a business name.
So if my camera is broken i cant upload a photo of my check?
Hi Sony! Thanks for reaching out. You have to take a photo of the check to upload it in the app.
Also, be sure to do the following when taking photos of the check:
1. Place the check on a clean, dark surface without any other items visible.
2. Use good lighting.
3. Make sure all four corners of the check are visible in both photos.
4. Make sure your camera is properly focused.
5. Smooth out any wrinkles or creases in the check.
@@Chime I already am fully aware of that. But if someone sends me a picture of a check. You don't allow us to upload it. That option is available in almost all other online banking apps and businesses
Tried 3 times, chime rejected it all 3 times. Spoke to a rep & the best they could do is tell me to "make sure the picture is clear next time" when the pictures were as clear as day. Horrible system that needs fixing or else we will use a different provider.
Hey there! We recognize how important this is for you. What's your $ChimeSign? Once you share that with us, we'll take a look!
As a reminder, we'll never proactively send you Private Messages. Never share personal info like your email, phone number, or account numbers on RUclips, and always check to make sure you're interacting with the official Chime account. If someone messages you asking for anything other than a $ChimeSign it's not us.
5 days 😂 yea you be tripping chime GTFO!
Hi Alvarez, thanks for chiming in! We determine whether your check is subject to a hold based on a variety of risk factors, which means some of your checks might have a hold time, while others may not. This helps us make sure that the check clears and allows us to accept more checks through our app. You will receive a notification when the amount settles on your account.
All it tells me is “something went wrong, please try again later.”
Hi there, we recognize how impactful and important this is for you. Our systems are up and running as normal. Please double-check your internet connection as low service can cause delays with loading the mobile app and make sure you've downloaded the latest version of our app. 📱
it keeps saying please try again later
Hi Em, we recognize how impactful and important this is for you. We'd like to learn a bit more about how we can help you-can you share a bit more about what's going on?
My Federal Tax refund check is $5194 and it won't let me deposit it cuz the limit is $5000!
Hey there! We recognize how important this is. You can direct deposit any amount into your Chime Checking Account, but deposits over $10,000 may require additional verification. We’ll notify you as soon as a deposit arrives!
You can find all the answers to the most common tax refund questions here: bit.ly/39tmbqB
Who needs to sign the check? 0:30
Hi Trevor, thanks for reaching out. You have to sign the back of the check with your full name in ink. If your check is payable to you and another person, both people will need to endorse the check.
In addition, if this is a U.S. Treasury Check (used for payments like tax refunds and government benefits), write "For mobile deposit to Chime only" under your signature.
Se puede depositar un cheque de 8.098
Can I do one for 9k ?
Hi Bre! Thank you for reaching out. Your deposit limit is set automatically based on different account factors-to keep your information secure, we don't answer account-related questions on social. Here are 2 ways we can help: chat with us in the Chime app, or chat with our support team directly at 1-844-244-6363.
5 days hell to the noo
I have no interest in using Chime.
Not working for me
Hi there, we recognize how important this is for you. We offer mobile check deposits with direct deposits. 30 days after you receive your direct deposit it'll be auto-enabled in your app. 📲
@@Chime do you have to have direct deposit to be eligible to cash your check on chime
Hi there! Thank you for reaching out. Currently, we offer mobile check deposit to members with direct deposits (up to $1). Thirty days after you receive your paycheck direct deposit, mobile check depositing will be automatically enabled in your Chime app. 🙌
Please note: Mobile Check Deposit cannot process money orders or checks made out to a business name.
@@Chime okay thanks you
The worst bank ever!!!!!!!
worst bank EVER !!!!
This is not a win. 😂 yall need to do better.
Says instantly bs lol 5 business days instant lol
What pisses me off about it is that it takes a GUARANTEED 5 days to actually deposit into your account, so I have to wait 5 or more days just to receive my check for that day and it’s infuriating.
On top of that what also pisses me off is how they say it will be “instant” when it very much ISNT. Even the automated phone system when you call chimes customer service number explicitly states that if you deposit your check before 2pm(PT) or 5pm(EST) that it will load into your account at the end of the day……IT NEVER DID. I have a check I won’t be able to look at till next week…
Hi Limbo! We recognize how impactful and important this is for you. It can take up to 5 business days to receive the funds from the check you submitted. This will help us make sure that the check clears and allow us to accept more checks through our app.
We determine whether your check is subject to a hold based on a variety of risk factors, which means some of your checks might have a hold time, while others may not.
@@Chimecan I scan an oregon lottery check thru chime?
I know that Chime has the 5 day hold policy ON PERSON TO PERSON CHECKS BUT NOT GOVERNMENT OR BUSINESSES.
Bull. I've deposited many checks without a 5 day hold. Now I have to pay late fees for
@@tscandeexactly what I'm saying, like they're more official than chime
This is the dumbest thing ever. I'm self employed, not all of us can utilize direct deposit. Why should mobile check deposit be limited to those who can?
Hi Kelsey! We recognize how important this is for you. Currently, we offer mobile check deposits with direct deposits. 30 days after you receive your direct deposit it'll be auto-enabled in your app. 📲
Moreover, we’ve shared this suggestion with our team. We’ll share updates and send emails as we improve Chime for you and all our members.
5 days wtf ? no thanks
Hey there, we understand how disappointing this must be for you. We determine whether your check is subject to a hold based on a variety of risk factors, which means some of your checks might have a hold time, while others may not. This helps us make sure that the check clears and allows us to accept more checks through our app.
Chime is the worst bank ever
Its free 🍆 head
bruh
Doesn't work lol like wtf
Hey Chris, thanks for grabbing our attention! We recognize this is impactful for you. We'd like to learn a bit more about how we can help you-can you share a bit more about what's going on?
@@Chime not accepting my checks at all
Thank you for sharing this with us. Currently, we offer mobile check deposit to members with direct deposits (up to $1). Thirty days after you receive your paycheck direct deposit, mobile check depositing will be automatically enabled in your Chime app. 🙌
Please note: Mobile Check Deposit cannot process money orders or checks made out to a business name.
So I need direct deposit for it to work?
@@Chime what if you're retired and don't have checks depositing
RitaNeno Loue Stephanie ut 31😁