How to Build Business Credit in 2024 | Net 30 | Easy Approval Vendors

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  • Опубликовано: 2 окт 2024

Комментарии • 263

  • @KelvinMcNeil
    @KelvinMcNeil  3 месяца назад +5

    🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ greenscaleacademy.com

    • @Josh-y8q
      @Josh-y8q 22 часа назад

      @Kelvin McNeil I just got off the phone with BOA and for a SECURED card, its still is a Hard pull. They said soft pulls are for checking accounts

  • @sharc.4959
    @sharc.4959 9 дней назад +3

    I just created my llc sep 1st and requested my free duns number last night and applied for home depot commercial card and they APPROVED me for 1,000 . With no business income . Thank you. None of these other videos ever say do home depot.

  • @DonLyfe
    @DonLyfe 8 месяцев назад +15

    Just started another business… Building this business credit to perfection!!!

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +3

      Congratulations on the new business. I wish you much success! 💪🏾

  • @Itsdchung718
    @Itsdchung718 7 месяцев назад +4

    One of the best YT subscriptions I’ve ever made. I don’t know but I trust Kelvin’s advice.

  • @taneshathomas5832
    @taneshathomas5832 2 месяца назад +5

    Just got approved for a line of credit with quill and I placed my first order ! So excited! Thank you for this video as I had no clue how to find vendors to build business credit and this is perfect. Thank you.

  • @KelvinMcNeil
    @KelvinMcNeil  9 месяцев назад +6

    What are some of your favorite Net 30s & tier 1 business vendors? Drop them below 👇🏾👇🏾👇🏾

    • @BLOWRACKZ1804
      @BLOWRACKZ1804 9 месяцев назад

      Does Divy PG Or No PG?

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      @@BLOWRACKZ1804 Divvy is a corporate card so it’s no pg.

    • @lewaynebosley7374
      @lewaynebosley7374 8 месяцев назад

      Grainger (you can order supplies and products online and then pickup in store next day if there is a location near you, and sometimes same day if ordered early enough); Lowe's Business Pro; AtoB gas card

    • @user-ep7el6vt7o
      @user-ep7el6vt7o 26 дней назад

      @@BLOWRACKZ1804they all say no pg but your name is on the app if you borrow and don’t pay you will get sued !!!

  • @mindforgecollective
    @mindforgecollective 7 месяцев назад +4

    Just a heads up to anyone who has Nav especially if you have a different mailing address on the personal side. I'm a truck driver and use a mailing address different from my home address. A family members home that's more convenient for me to get to on the road. If you have Nav and something reports a different address to the CRA's Nav will close your account I believe thinking that there is some fraud going on or something. Hard to know for sure because they are almost impossible to actually get in contact with. Just a warning if you have or plan on opening a Nav account.

  • @17Believe
    @17Believe 2 месяца назад

    Kevin, you are extremely thorough. Good job, bro. I plan to tap in with you more. Asante

    • @KelvinMcNeil
      @KelvinMcNeil  2 месяца назад

      @@17Believe thank you 🙏🏾

  • @TaylorCarroll-ys5om
    @TaylorCarroll-ys5om 6 месяцев назад +5

    Bank of America is also a hard pill to your personal credit. Wish I knew this before applying. Thank you for the insights .

    • @KelvinMcNeil
      @KelvinMcNeil  6 месяцев назад +2

      You’re welcome but yes I wasn’t 100% sure if it was a hard or soft pull but I will add this to the description of the video next to the link. I appreciate your feedback!

    • @user-ep7el6vt7o
      @user-ep7el6vt7o 26 дней назад

      Capital one too is hard pull

  • @LL-eb7bn
    @LL-eb7bn 4 месяца назад +1

    Excellent excellent video!! Thank you.

    • @KelvinMcNeil
      @KelvinMcNeil  4 месяца назад +1

      Thanks for watching! I’m glad you enjoyed it. Be sure to subscribe if you have an already.

  • @lisablackmon8978
    @lisablackmon8978 5 месяцев назад

    This video was very informative. Can’t wait to start and put all of this to action. Thanks for the information! God bless you 🙏🏽❤

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад

      You’re welcome! Thanks for watching

  • @dillyman2820
    @dillyman2820 Месяц назад +1

    Good looks

  • @Sebroski
    @Sebroski 8 месяцев назад +3

    Amazing stuff, appreciate it! I have a question - you say set up 3x Trade lines (NET30 accts) to have optimized business credit, can I set up all 3 within one month? Or does it have to be spread out between multiple months? Essentially, I'm just waiting for all 3x trade lines to report on the business report before I apply for business credit cards etc. right? And can all 3 trade lines all be from the same vendor, like all from Quill only? Thank you so much for the help, you're the bomb!!

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      Yes you can sign up for 3 at once. Which is preferred to build credit faster. Yes, 3 trade lines for 1 business entity can be from one vendor but it’s rare. For example, there’s no way to do that with Quill. Although it’s possible to have multiple trade lines with eCredable BusinessLift & NAV as mentioned in this video.

  • @VistaNiceGuy
    @VistaNiceGuy 8 месяцев назад +3

    In regard to net 30s vs tier 1 accounts, is there a certain order you recommend applying for these? Or does it not matter?

  • @Bullthaplaya
    @Bullthaplaya 9 месяцев назад +3

    Thanks Soo much, very informative video I have been researching all day and this answer all my questions this is highly helpful for anybody that needs it, thank you very much. U have gotten a new subscriber❤️

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад

      You’re welcome & thanks for subscribing!

  • @oumaroudiallo1549
    @oumaroudiallo1549 6 месяцев назад +4

    Man this is so informational I got approved for 3 accounts out your list📈📊

  • @Dealsndeals
    @Dealsndeals 4 дня назад

    Do one have to apply for d&b number first before applying for net30 account

  • @nadinejordan3297
    @nadinejordan3297 9 месяцев назад +4

    Great content. How can I check to find out if there are any negative reports against my 2017 LLC that I have kept alive but have not used since 2019? I am thinking of using it again but am weighing the pros and cons

    • @mr_digdeeper
      @mr_digdeeper 9 месяцев назад +2

      Nav Prime tell you credit history

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +2

      You can use a NAV Prime membership to view & download a full copy of your Experian, and Equifax credit reports. You can also go directly to D&B on their website or businesscreditfacts.com to order your small business credit report from Experian.

  • @iranie4981
    @iranie4981 4 месяца назад +2

    what is the minimum amount of time we would have to wait in order to generate a paydex score?

    • @KelvinMcNeil
      @KelvinMcNeil  4 месяца назад +1

      3 months because you must have 3 consecutive payments across 2 different trade references.

  • @RoxziJackson888
    @RoxziJackson888 4 месяца назад +1

    Thank you

  • @Getchamindrite
    @Getchamindrite 4 месяца назад

    I appreciate the info.

    • @KelvinMcNeil
      @KelvinMcNeil  4 месяца назад

      No problem and I appreciate you for watching!

  • @RachelMcNeil
    @RachelMcNeil 9 месяцев назад +3

    Happy New Year Finance guy! Great video dropping gems like always 💎💎💎💳

  • @RodJohnson-vh1is
    @RodJohnson-vh1is Месяц назад

    I'm sure it's just a typo, but at the 2:48 time counter, on your logo, the word business is misspelled.

    • @KelvinMcNeil
      @KelvinMcNeil  Месяц назад

      @@RodJohnson-vh1is I didn’t notice until now 😂 I must’ve downloaded the wrong thumbnail when I added the overlay. The real thumbnail has the correct spelling, but good looking out. That’s what I get for rushing when I made the original thumbnail and also rushing while editing this video. 😅

  • @tonydavidborlado8326
    @tonydavidborlado8326 Месяц назад

    bro this is the most complet video I've ever seen

    • @KelvinMcNeil
      @KelvinMcNeil  Месяц назад

      @@tonydavidborlado8326 thank you!

  • @TamarahTravels
    @TamarahTravels 7 месяцев назад

    Great info!

  • @1SLT02
    @1SLT02 8 месяцев назад +8

    Kevin, this is by far one of the “BEST” Explanations of Building Business Credit!
    On behalf of all on your platform, thanks for taking the time to Educate us so that we can make well•informed decisions about our Business Finance Endeavors!
    I sooooo wished that everyone else would do the same to ensure they’re using their Platforms wisely!
    I wish you nothing but happiness and much continued success in all of your endeavors as well!

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад

      Thank you @shawn! I’m glad you found this video helpful. I do my best to make sure I’m not just telling you about vendors but more importantly articulating the concept and application of building business credit.

  • @iranie4981
    @iranie4981 4 месяца назад +1

    Hi Kelvin...interested in launching a new LLC for real estate investment. What NAICS code can I utilize (besides the 1 for real estate)? I've learned that real estate seems to be 1 of the riskier types of businesses which receive either very low funding from banks or none at all.

    • @KelvinMcNeil
      @KelvinMcNeil  4 месяца назад

      There are multiple sub categories for Real Estate. None of them are treated any different. Real Estate will always be considered high risk so there’s no way to avoid it. You just have to deal with real estate lenders and learn how to get creative funding.

  • @travelingnunk
    @travelingnunk 8 месяцев назад +4

    Hello! I am looking to build business credit but there isn’t much information how to proceed with the issues concerning Dun & Brad? How do we get a paydex if many trade lines and vendors have stopped reporting to D&B? Should I still proceed with quill they no longer report? I have good scores with the other two but no paydex.

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +2

      D&B wants you to pay for their top dollar credit builder product to get the ones that don’t report to report. However there any more affordable options to do the same plus there are still many vendors that still report to D&B.

    • @travelingnunk
      @travelingnunk 8 месяцев назад

      Thank you Kelvin, I’ll keep trying!

  • @angeloaponte420
    @angeloaponte420 21 день назад

    Dell no longer accepts business applications

    • @KelvinMcNeil
      @KelvinMcNeil  20 дней назад

      @@angeloaponte420 oh really? I’ll follow up and verify for myself. If this is true I’ll remove them from the list.

  • @Dealsndeals
    @Dealsndeals 4 дня назад

    Do one have to apply for d&b number first before applying for net30 account

  • @sarabailey-la2022
    @sarabailey-la2022 4 месяца назад +1

    Why don’t hear more of these information.. super helpful and awesome 👏 gods is good 👍

  • @ingollc5616
    @ingollc5616 8 месяцев назад +1

    FYI...Hard Pull on the Bank of America Secured Credit Card

  • @JavierS-cw1me
    @JavierS-cw1me 5 месяцев назад +1

    Why nobody talk about the requirements? For all the accounts such as years in business and annual revenue.

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад

      I absolutely do. It’s all over my channel including this video.

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад +1

      None of the tier 1 or tier 2 Net 30s require revenue or time in business.

  • @copiouscat
    @copiouscat 8 месяцев назад +1

    This was amazing! I will be back to refer to everything

  • @michaelmeans1900
    @michaelmeans1900 4 месяца назад +1

    Shirtsy the red spectrum

  • @rcj9611
    @rcj9611 9 месяцев назад +3

    Is anybody having issues with the nav business credit card? Mine hardly ever works when trying to purchase items and I have money in my account...

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +1

      Have you contacted NAV?

    • @rcj9611
      @rcj9611 9 месяцев назад +1

      @KelvinMcNeil I've tried but there is no one that you can actually talk too on the credit card side. I'm gonna try to speak to one of the credit specialist tomorrow tho

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +1

      @@rcj9611 so you were using it and then all of a sudden it stopped working?

    • @rcj9611
      @rcj9611 9 месяцев назад

      @KelvinMcNeil it's like it's never really worked. It only works on small purchases like under $10. (And sometimes it doesn't work on small purchases)
      It really doesn't work on purchases around$50 and over. ( It's worked maybe once or twice on purchases of this amount)
      I have it linked to my business checking account and there is a large amount of money in the account at all times so I know it's not a situation where there's not enough money to cover purchases

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +1

      @@rcj9611 its only accepted where Visa charge cards are accepted and its not yet available in some states. But yeah, I would check with them to make sure there isn't an issue between your bank and the bank NAV uses for the charge card.

  • @dlataye
    @dlataye 8 месяцев назад +38

    Uline requires 6 months of prepaid orders (no minimum) before you can checkout as a Net30 option as a new business and Quill 3 months of prepaid orders at a minimum of $100 per order

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +3

      Thanks for sharing!

    • @Girlcourier
      @Girlcourier 8 месяцев назад +13

      I never experience that from uline!

    • @MartyMcFlyGuy
      @MartyMcFlyGuy 8 месяцев назад +8

      Not true

    • @SiennaJoaquino
      @SiennaJoaquino 7 месяцев назад

      Uline told me the same as well on Sept 2023. I wasted my first purchase on them. Went to Grainger NET30 instead.

    • @coletteknight3605
      @coletteknight3605 7 месяцев назад +5

      I received a net 30 as a brand new business unless this is something very new, that is inaccurate. Great video and great information/confirmation! Thanks for taking the time! New sub here!❤

  • @allthingsmia007
    @allthingsmia007 20 дней назад

    And half of these companies ain't working 8mnths later.

    • @KelvinMcNeil
      @KelvinMcNeil  20 дней назад +1

      @@allthingsmia007 what companies “ain’t working” 8 months later? Your comment doesn’t make sense.

    • @allthingsmia007
      @allthingsmia007 20 дней назад

      @@KelvinMcNeil getting business credit with the companies you're mentioning.

  • @barbthompson1628
    @barbthompson1628 8 месяцев назад +1

    Kelvin ur videos always be on point and with factual yet helpfull information, great job as always

  • @Dealsndeals
    @Dealsndeals 4 дня назад

    Do one have to apply for d&b number first before applying for net30 account

    • @KelvinMcNeil
      @KelvinMcNeil  4 дня назад

      @@Dealsndeals yes you do.

    • @Dealsndeals
      @Dealsndeals 4 дня назад

      @@KelvinMcNeil I did applied dnb number but it is almost over 6 weeks they haven’t issued a number

  • @Under510
    @Under510 Месяц назад

    Your knowledge of the business credit game is impressive! 👍

  • @mr_digdeeper
    @mr_digdeeper 9 месяцев назад +6

    Good work my guy!

  • @TheCashflowcash
    @TheCashflowcash 9 месяцев назад +1

    I appreciate the info, but I believe you’re leaving out a bit of information when it comes to the Wes Fleet gas card application…. I tried it twice with two different sales associates and they both denied me. I told them that I didn’t want to P.G . They said ,it’s was OK .how long have you been in business.. I told them ,only one year. They both said .Sorry, you have to be in business at least 2 years. For us to approve you with a no P.G application.

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +1

      I appreciate the feedback. It’s been many years since I had a new business or applied for a new gas card so it is possible they’ve tightened the underwriting guidelines.

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад

      However, which specific card did you apply for? Remember I said the Wex Fleet card requires established business credit if you’re a new business. The only no PG cards you’ll be able to get as a new business are the base level fuel cards with no cobrand.

    • @TheCashflowcash
      @TheCashflowcash 9 месяцев назад +1

      My apologies I should have check the actual name of the gas card before I disrespectfully down your original post. It was not the. Wes Fleet Card that rejected me. It was a fuelman gas card so for that I deeply apologize. Today I will try the card that you recommended. Thank you and God bless.

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад

      @@TheCashflowcash no worries. I figured it may have been the wrong card.

  • @yingyang828
    @yingyang828 2 месяца назад +1

    ❤❤❤

  • @8knati8
    @8knati8 6 месяцев назад +2

    Great and knowledgeable video

  • @Entrepreneur.stanlo
    @Entrepreneur.stanlo 8 месяцев назад +3

    One of the best

  • @sableone8462
    @sableone8462 2 месяца назад +2

    ❤❤❤

    • @KelvinMcNeil
      @KelvinMcNeil  2 месяца назад

      @@sableone8462 🫶🏾🫶🏾🫶🏾

  • @heavyhankssolutions
    @heavyhankssolutions 7 месяцев назад

    Good game

  • @thenaturalmermaid
    @thenaturalmermaid 4 месяца назад +1

    Great video and channel!

  • @IAMtheempress21
    @IAMtheempress21 Месяц назад

    Hi does the home depot commercial account regmquire a pg?

    • @KelvinMcNeil
      @KelvinMcNeil  Месяц назад

      @@IAMtheempress21 no it doesn’t

    • @IAMtheempress21
      @IAMtheempress21 Месяц назад

      @KelvinMcNeil ok I did something wrong. They are asking for a pg. I will try again. Thx

  • @detroitcityslicker2706
    @detroitcityslicker2706 5 месяцев назад

    There definitely wasn’t anything in that coffee cup 🤦🏾‍♂️

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад

      There was a corner of coffee left… or was it. 😂

  • @essentialinformer
    @essentialinformer 3 месяца назад

    QUILL Immediately Denied our business

    • @KelvinMcNeil
      @KelvinMcNeil  3 месяца назад

      Why?

    • @essentialinformer
      @essentialinformer 3 месяца назад

      @@KelvinMcNeil ???

    • @KelvinMcNeil
      @KelvinMcNeil  3 месяца назад

      @@essentialinformer you simply stated that you were denied by Quill. Why were you denied? They are required to give you a reason.

    • @essentialinformer
      @essentialinformer 3 месяца назад

      @@KelvinMcNeil All it said was we cannot grant you net 30 invoice at this time

    • @yvetter5347
      @yvetter5347 Месяц назад

      Hi Kelvin, I appreciate the great info you're sharing. But my question is, do you think I may have a problem attaining a Sam's club business account if I have prior agreement with Synchrony bank; that was set up for a personal emergency thru Care Credit for my furbaby?

  • @bosscharm100
    @bosscharm100 9 месяцев назад +1

    I'm glad I sub to your page so many gems God bless you!

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад

      God bless you too! Thanks for subscribing

  • @Jazzbu
    @Jazzbu 5 месяцев назад

    I am interested in trying the Sam's Club option. I went to their website and I saw a Mastercard and a business Mastercard. I chose the business option and it's asking for a PG, did I select the correct option? Also do you recommend going ahead and submitting it with a PG, if I provide a PG will it still report to the business credit bureaus (D&B, Experian Business, Equifax business, etc) ?

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад

      Both the SAMS Business Credit Card and Business Store Card can be obtained using your EIN in place of your SSN. But things tend to change and most Business Credit Cards require a PG. So its best to apply in store for verification.

  • @superb.3703
    @superb.3703 4 месяца назад

    you give to us real,,,,....... Awesome work fam.

  • @TwinTiger88
    @TwinTiger88 6 месяцев назад

    🎉Great updated info as usual, thanks a lot! The Dell pc comment was spot on! If you need a pc for your business,dell is the way to go , they have great fast knowledgeable customer service support! The explanation of corporate vs business credit was very helpful.

    • @KelvinMcNeil
      @KelvinMcNeil  6 месяцев назад +1

      You’re welcome and that’s for watching!

  • @devinehealing.ash55
    @devinehealing.ash55 7 месяцев назад +1

    ❤❤❤❤❤

  • @NBA2KISTRASH
    @NBA2KISTRASH 7 месяцев назад

    Bcc supplies tripping with that $25 a month just to report with there being so many other options without having to spend $300 annually.

    • @KelvinMcNeil
      @KelvinMcNeil  7 месяцев назад +2

      The beautiful thing is there are 11 other options featured in this video. I try to give variety while explaining the method & strategy.

    • @NBA2KISTRASH
      @NBA2KISTRASH 7 месяцев назад +1

      @@KelvinMcNeil I didn’t mention the others because it wasn’t necessary. I highlighted the ridiculous one that’s clearly price gouging new business owners.

  • @Fawana-jc1fy
    @Fawana-jc1fy 2 месяца назад

    Uline Is Hard To Get A Net30 Account

    • @KelvinMcNeil
      @KelvinMcNeil  2 месяца назад

      @@Fawana-jc1fy it really isn’t. Create your online account and then give them a call. That’s all it takes.

  • @terrencethermitus-qm8os
    @terrencethermitus-qm8os 7 месяцев назад

    Are all the tier 1 and net 30s are business accounts that has to be paid monthly because I plan to go in construction which has nothing to do with some of the basic tier 1 and net 30 options I see.

    • @KelvinMcNeil
      @KelvinMcNeil  7 месяцев назад

      I understand what you mean when you say they have nothing to do with your construction business. You’ll need funding and these tier 1s are the stepping stones to help you build & establish the positive payment history needed to increase your ability to get funding for your business.

  • @lotus0778
    @lotus0778 3 месяца назад

    Bank of America did a hard pull for the Business Secured card.

  • @abiyah_lael
    @abiyah_lael 8 месяцев назад

    12:34 that cup didn't look like it had any drink in it, but I can appreciate the drama!😂 Thanks for the video!

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      It definitely didn’t 😂

  • @TheSharlethaG
    @TheSharlethaG 8 месяцев назад +1

    🙌🏾

  • @ANDREBODDIE1
    @ANDREBODDIE1 7 месяцев назад +1

    Excellent

  • @nicholebrown5102
    @nicholebrown5102 4 месяца назад

    Does Home Depot commercial account requires a pg?

  • @bendsstewart
    @bendsstewart 5 месяцев назад

    Please do a review on what options there are for new LLC cash funding with no PG if that's even possible. Thank you for your videos and information

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад

      Are you asking if it’s possible for a brand new LLC to receive a business loan with no business revenue? And no PG?

    • @bendsstewart
      @bendsstewart 5 месяцев назад

      @@KelvinMcNeil yes, exactly

  • @blu3ch3w
    @blu3ch3w 8 месяцев назад

    if I have 7 new accounts reporting in the last 2 months how long do I have to wait before I can apply again for business funding without them denying me for new accounts??

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      When you say 7 new accounts do you mean vendor accounts like Net 30s, loans, credit cards?
      When you reporting are they actually showing up on your business credit report yet? Because it can take up to 90 days for new accounts to report.

    • @blu3ch3w
      @blu3ch3w 8 месяцев назад

      @@KelvinMcNeil no I mean actual accounts like 7 new credit cards showing up on my personal report

    • @blu3ch3w
      @blu3ch3w 8 месяцев назад

      I’m tryna personally guarantee my business credit cards but I have 7 new personal credit cards on my personal credit report I wanna know how long do I have to let them age before i can apply for business funding without them denying me for new accounts

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +2

      @@blu3ch3w I would say at minimum… 3 months and even then due to the high number of new accounts you may not be all clear until 6 months. It would also help to not carry high balances on those new cards.

    • @blu3ch3w
      @blu3ch3w 8 месяцев назад +2

      @@KelvinMcNeil thanks brother this is amazing info my score is 765 but new accounts been getting me denied

  • @KountryBoiSlimm
    @KountryBoiSlimm 2 месяца назад

    Always good content bro!!

    • @KelvinMcNeil
      @KelvinMcNeil  2 месяца назад

      @@KountryBoiSlimm thank you!

  • @RozinaMarie
    @RozinaMarie 4 месяца назад

    what is your rok financial link?.

  • @crazytony22000
    @crazytony22000 8 месяцев назад

    Got a question,. When qualifying for a net 30 account,. To pay that account off can u pay it with buisness debit card ? Or does it have to be a CREDIT card to boost ur credit rating ?

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      It needs to be paid with any business account. Whether it be a business debit, corporate credit card or business credit card, or ACH payment via business checking. Any of these will do.

    • @crazytony22000
      @crazytony22000 8 месяцев назад

      @@KelvinMcNeil thank you for that info , and quick response,. I’ve been trying to look for the answers all over the internet and nothing,. Thank you again!! Have a blessed day

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      @@crazytony22000 no problem and you too!

  • @aliyahthegardenist
    @aliyahthegardenist 7 месяцев назад

    Thanks for the HomeDepot tip!!😂❤

  • @SkulLenity
    @SkulLenity 8 месяцев назад

    For net 30 once your score increases to where you want do you have to keep them every month?

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      Your Experian Intelliscore will decrease if you go more than 6 months without any payment history reported. Those tradelines then become inactive and you use credit.

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +3

      So the goal is to use Net 30s as stepping stones to get tier 2 & tier 3 accounts like business credit cards etc so you can stop using Net 30s

  • @RWalker69
    @RWalker69 5 месяцев назад

    Great video first visit. Very clear to the point.

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад

      Thanks for watching! Subscribe for more.

  • @mindfulnexthub
    @mindfulnexthub 4 месяца назад

    You are so so wonderful guy!!!

  • @j.r.betancourt3620
    @j.r.betancourt3620 6 месяцев назад

    Bro can you please lower the volume on your little sound effects ? I’m listen to your video in my car your voice is normal but those effect come thru super loud and hurts my ear

    • @KelvinMcNeil
      @KelvinMcNeil  6 месяцев назад

      It’s because you’re listening in your car. If you were listening on your phone or laptop it wouldn’t be nearly as loud.

    • @KelvinMcNeil
      @KelvinMcNeil  6 месяцев назад

      But I appreciate the feedback. I’ll keep this in mind next time I’m editing a video! 🙏🏾

    • @KelvinMcNeil
      @KelvinMcNeil  6 месяцев назад

      Thanks for watching!

    • @two2tango222
      @two2tango222 4 месяца назад

      @@KelvinMcNeil🤦🏽‍♀️🥴 second hand embarrassment… I’m new here thanks so much for the info

  • @prettytoya1080
    @prettytoya1080 6 месяцев назад

    Very informational thank you

    • @KelvinMcNeil
      @KelvinMcNeil  6 месяцев назад

      You’re welcome. Thanks for watching!

  • @chappelgirl3762
    @chappelgirl3762 3 месяца назад

    You’re Excellent!!

  • @FaithMove2024
    @FaithMove2024 8 месяцев назад

    Do you recommend connecting my bank account within the NAV CASH FLOW HEALTH/Financial Health?

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад

      Yes, if you’re doing well in business and you wish to get additional financial insights to see where you stand.

    • @FaithMove2024
      @FaithMove2024 8 месяцев назад

      @@KelvinMcNeil Ok. Also, I was denied the NAV Prime Card bc they could not verify your identity, I don't understand why? However, I'm waiting for a return call.

    • @FaithMove2024
      @FaithMove2024 8 месяцев назад

      Thank you for your help. Also I was approved for HD Commercial and Sam's Club Credit Card..

    • @myyear1312
      @myyear1312 5 месяцев назад

      @@FaithMove2024hi how long did you wait to start business credit before getting approved?

    • @FaithMove2024
      @FaithMove2024 4 месяца назад

      @@myyear1312 About a year or so. I was approved for Uline immediately. Quill took about 6 months after multiple orders of min $100 each.

  • @shehzadchowdhury8327
    @shehzadchowdhury8327 9 месяцев назад

    NAV doesn't show DnB Score anymore?

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +2

      No, they don’t. It’s unfortunate but I predicted this would happen in this video:
      ruclips.net/video/ALz4t4OYnOU/видео.html

    • @shehzadchowdhury8327
      @shehzadchowdhury8327 9 месяцев назад

      @@KelvinMcNeil then how will I see dnb business score ?

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +1

      @@shehzadchowdhury8327 on the D&B website

  • @CEODMayes
    @CEODMayes 4 месяца назад

    Great content King 😎

  • @djoneway69
    @djoneway69 7 месяцев назад

    Great information.

  • @asiam9614
    @asiam9614 5 месяцев назад

    🔥🔥🔥

    • @KelvinMcNeil
      @KelvinMcNeil  5 месяцев назад

      ❤️‍🔥❤️‍🔥❤️‍🔥

  • @happilye.v.e.rafter3534
    @happilye.v.e.rafter3534 Месяц назад

    I love this video

    • @KelvinMcNeil
      @KelvinMcNeil  Месяц назад

      @@happilye.v.e.rafter3534 🙏🏾

    • @KelvinMcNeil
      @KelvinMcNeil  Месяц назад

      @@happilye.v.e.rafter3534 what do you love about it?

  • @angelomccray6346
    @angelomccray6346 9 месяцев назад +2

    What about Grainger I think they are a great tier 1 vendor

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +1

      Yes, Grainger is in line with Uline & Quill. Grainger has more physical stores too.

  • @HemzInternational
    @HemzInternational 9 месяцев назад +2

    Happy New Year Kelvin 😂😂 No days off !!

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад +1

      I tried to take a day off and failed. 😂

    • @KelvinMcNeil
      @KelvinMcNeil  9 месяцев назад

      Happy New Year to you too! 🎉

  • @katbax55
    @katbax55 6 месяцев назад

    K - QUILL stopped reporting as of 3/2023. Have they started again? Reps state they don't have a new contract yet. FYI

    • @KelvinMcNeil
      @KelvinMcNeil  6 месяцев назад

      Who did the reps say they stopped reporting to? And when was this?

    • @katbax55
      @katbax55 6 месяцев назад +1

      ​@@KelvinMcNeil Experian. Rep states that QUILL still doesn't have any contracts for Bureau Rptg. They haven't reported since last yr.

  • @stevek758
    @stevek758 8 месяцев назад +1

    Im a 17 year old business with not a single credit line. My credit is a 590 not good. What is the best card to go for at this point to build? Thanks

    • @KelvinMcNeil
      @KelvinMcNeil  8 месяцев назад +1

      You’re not ready for a credit card yet. Rewatch the video to understand the process and tier system. After you’ve gotten a few Net 30s to report then you graduate to a corporate card 1st. THEN, eventually a business credit card. But you’ve gotta fix your personal credit.