Absolutely Perfect subject, just wish it had been around 20 years ago. Would have been really helpful and insightful... The expectations on 20 something is ridiculous.. The expectations that you have a plan and know what you want to do for your life.. some people don't have that kind of parents or money..
*And whose fault is that?* Gen Z here and I go where employment is and where I have a STEM degree, many in artisian professions don’t have degrees (at least the smart ones don't). I save tight fisted, nickels and dimes, I don’t eat out, often I buy ingredients from scratch... not to be a master chef hipster, but because it’s cheaper, cheap 15+ lb sacks of flour, Eggs for less than 2 per dozen, and a wheel of Brie, which I do enjoy, is 7 dollars from frequent trips to Sams Club. I got an engineering degree from the local college, my father taught me “it’s ok to pursue a career in something your interested in, so long as others find use in what you do as well, useful to others.” I want children, I want someone to depend on, and whose dependable. I don’t want to fade alone. I grew up during the recession which had my parents be frugal around me. I go to a local church, ask the priest for advice at times. Becoming adult means eyes dim, to realize businesses are merely the manifestations of ambitions and desires, that one could easily be apart of with the incentive appropriate number of books in relevant topics researched, and calling them names is pointless. Forming a family means a solemn lifelong arrangement and deep caring of the wellbeing of husband and spouse, who care beyond what they are able to provide for each other possession wise, to have someone that will go the extra mile beyond what any self-interested politician cynically looking at statistical charts, and even caring neighbors would be able or willing to do in lieu of their own obligations, and how much of their own life and wellbeing their willing to sacrifice. Marriage more than a jovial occasion is a solemn vow of oath. To follow such will bring security beyond what all the safety nets in the world could provide. I’ve never quite enjoyed life like millennials did. True charity is personal, the best aid programs are local, and frequently private. In my liquor shelf I had all the means to drink until blacked out on the finest imports and whiskey, but never did so, 90 dollar bottle size of Grand Marnier sat unused for weeks sometimes, and when asked on why I was drinking, sometimes I'd reply earnestly to relieve the pressures of my self deprecating thoughts on self worth to the point of thoughts of self-termination, to blow off steam would be an understatement. 'College life' seemed empty to me in terms of bringing intrinsic merit to my existence. My credos is self-reliance through all the unpleasantries that await. When asked on my opinion on what I thought about rent control I stated 'why would someone want to live in an area where their job couldn't pay for their house? most likely other items are just as expensive and so are services and taxes.'
Do y'all now GET why asians push kids into marketable degrees? Yeah not everyone can do those type of careers but there ya go! So you don't just 'go to college' you got to college to get a degree you can GET A JOB WITH! Unless you have a passion you are chasing...
I know at the end she tried to say “it’s okay” but let’s be real, it’s not. It’s not okay to not have savings, or a place to call your own, or the choice to have kids when you want. Not because it makes you not an “adult” but because you should be able to have those things if you want them. Lol. I have family that literally served in the military, graduated college, and now works at IKEA barely making a living. Smh. Do all the “right” things and still have to struggle.
@mike sixx I have a Bachelor's of Science in Biology and I HAVE TROUBLE NOT ONLY GETTING A JOB, BUT ONE THAT WILL ACTUALLY PAY MY BILLS! What's wrong is that wages were never adjusted for inflation so most people don't even make enough to live where they were born. Employers are asking for way too much for an entry level job. Like 3 years experience for $40,000 salary? Ridiculous. And the sciences were hit hard because Trump has been defunding the very agencies that are in my field of work. Face it, we're in a shit economy and you lucked out.
@mike sixx that answer just shows that you have no clue. Unfortunately other than your smart comments we don't know anything else about your life so you can just claim that it was just your hard work and intelligence that got you where you are now. But we all know thats not true.
@mike sixx get off your high horse. There is more to this topic than just what you study and hard work. You have to have a little bit of luck in life as well but no one will admit it because that would be unfair, right? I noticed that the people that get the most support from their families try to push the "hard work" narrativ the most. They just love to lie to themselves. I don't say you had that, but imagine you were born in a slum in India as a girl. You could work hard and still go nowhere. You are lucky. Don't go on youtube and put others down who are not.
@mike sixx I'm doing really great in life thank you. I work hard but I also had a lot of luck in my life. Somehow I don't have to flaunt my great life to strangers on youtube, but you do. Also I still understand the struggle of others and don't have to put them down.
What's infuriating is how everyone lectures Millennials like we raised ourselves and told ourselves to go to college at all costs. Every single person I know was told to go to college at all costs. The whole culture was behind us. To rewrite history as though an entire generation of 18 year olds just collectively decided to make stupid student loan decisions out of nowhere that were "obviously not common sense" is gaslighting of epic proportions. Now here we all are and people older and younger than us are just LOLing about what idiots we were to not go to trade school or start a business. No one was telling us that. And of course you have the additional salt in the wound that it was the first gen/working class kids who got it the worst, because their parents also believed it was the ticket out of poverty, and pushed hard regardless of the loans (which those parents themselves had no idea about, having never gone to college). Instead of being a ticket out, it was just another track of poverty. Honestly when you take a 30,000 foot view of it, it's breathtakingly tragic.
I’m a 26 year old with a masters in a highly demanded field. I have 100k in debt and made 37k my first year out of graduate school. Depending on the website you look at, I should have made closer to 70k a year. The system chewed us up and spit us back out. We stood no chance.
@@brits.4581 I'm so glad you brought this up- the standard retort to the student loan problem is to just blame people for not getting a useful degree. But there are so many people who went the highly demanded field, focused profession route, and the economy being gutted just tore through earnings potential :(
I am still trying to understand how my friend who is 24 brought her own house. She never went to college but she is a flight attendant. Do they make good money?
This is so true. I have rolled my eyes and ignored and resented my mother’s advice after watching her tell me what she wish she did, but seeing it bring my sisters to crippling debt. Sorry not sorry, but can’t listen to that boomer advice.
I'm sorry. Boomers don't know what they're talking about. Xer here- the Millennials I know are extremely hard working, and I admire how they're keeping their heads up despite circumstances.
@Kevin Tewey Wrong, we will be even worse off than we are now. Look at the other communist countries in the world and how the people live there. At least we still have the free will to go out and get a second job or learn a new skill to get a better paying job. Yea our generation got screwed but communism is not the answer. The elite want to own and control everything in the world not just their own countries and they want to do this by bringing in the NWO new world order, creating a one work government. That is the reason all this crazy shit is going on now, they are literally trying to destroy the United States as we know it. If more people don't wake up and realize what is really going on, we are finished. The democratic party are their puppets to help. Read up on agenda 21/2030 to learn more about what's going on if you haven't already.
I'm 31 and don't eel like an adult. I live with my abusive mother because I can't afford rent in an apartment alone. I am newly divorced, only 1 year into my career (scraping together 2, now 3, part time jobs' pay), managing student debt. Educated? check. debt? check. Working? check. Lazy? not even a little bit. Just severely trapped in a broken economic system that says "hard work pays off."
I feel this. This was me for years, forced to live with abusive parents because I was too broke-despite working two jobs-to even afford the rent on a room. Got into a roommate situation recently and it's helped some. If you can, try to rent an apartment/house with some roommates/friends or find yourself a room somewhere. It doesn't seem like much, but even having that distance from toxic family can be a big help to your psyche.
I know it's shit now, but at some point, you will look back on this and realize all this was necessary to get above it. I know it's hard to hear, but keep working at it. I was unemployed 2 times for 3 months at a time. It was shit. Also once was after a really bad break up where the person I was with moved cities for a job, and literally ghosted me before ghosting was a thing. So I assume we're broken up (lol). At the time it was shit, so shit. But I hustled and tried freelancing at the time. I only got 1 crappy 500$ contract that took me a year to collect from my shit client. But now years later, I have a great full time job, changed fields so many times, and now guess what, I freelance on top of my full time job (charging double my hourly rate at my full time). So looking back, I'm like ohhhh it was all leading me here. Obviously at the time when I was jobless at an all time low at my parents house after a bad break up making pennies for money, I wasn't feeling like a winner.
Fun Fact: To “pull oneself up by one’s bootstraps” was originally meant to describe something that was literally impossible. Second Fun Fact: I know this because I’m an English major. *heavy sigh*
@Logan Ford I'm also loving all my English classes! I wouldn't have chosen any other major. :) It just feels a little weird/disheartening that it's the major people often use as a joke or as an example of wasting money. Haha but I'm about to graduate with zero debt, so who's laughing now? :) What job did you get with your degree, if you don't mind me asking? I've always wanted to teach but it's probably best to keep my options open at this point.
English Major ? Well, thats your first problem lol Sorry, that was my subject of interest too, but I realized that it wouldnt get me a proper income, nor would philosophy majors, journalism, philanthropy ... the world is too full of idiots to reward any “deep thinkers”.
@@OhNo-jq6iz You can get a job with an English degrees. Most employers now want you to have a degree in anything and they will hire you. Plus I have a friend who has an English degree. She is like the manager for Huntington Leaning Center and makes good money for a person with single income.
I think it's crazy how the boomer generation criticizes and denigrates the millennial generation as if they're not DIRECTLY RESPONSIBLE for creating the situation. They were the ones that told them that they had to go to college to get a better paying career to amount to anything. The market got flooded, (which allows for the tuition price to skyrocket) and in the end the bachelors degree became the new high school diploma in the basic requirements for a job. The trades became practically abandoned. Now a well educated electrician or plumber makes the above livable wages and the buried in debt college grad has been reduced to "entry level", because all the applicants have a degree, it's become the minimum requirement.
For what it's worth, I'm a boomer who went into a flooded field and experienced all of the things you mentioned. The only saving grace is that I did it when college was "cheap" so there was no "loss" except my own unmet expectations. If boomer parents are smart, they will encourage education in a way that minimizes debt (community colleges, living at home, state schools, etc.). The student loan system is a trap that most people will never escape.
@Whitnerin 1 There are community colleges in my state where the tuition for one semester is less than $2,500. They aren't the most prestigious or desirable schools. However, they are viable options for people who cannot afford $25,000 per year. Hell, I don't think that ANY undergraduate school is worth that amount. And, for what it's worth, I had no help with college at all, which means that I had to take my own advice: go to a community college first, take as many credit hours as possible, go to summer school to shave a year off my degree, etc. It's still doable for people who are willing to live at home, plan ahead, and scrounge around for scholarships. Whether the resulting degree will be marketable is another story. Sadly, many of them aren't.
@@nancynolan4117 2,500 is so expensive. When I went to community college in 2010 the tuition was just under 1,000 dollars per semester in CALIFORNIA!!!!!
@@jonathanlovesadventure7838 Like everything else, the cost of education has increased. Thankfully, so has the size of most financial aid packages. My point is that people should choose the most affordable school and aggressively pursue grants and scholarships that don't have to be paid back. If they are willing to do that, they can avoid the astronomical numbers being thrown around in these posts. As far as the "back in 2010" analogy, my house is now worth twice what it was worth in 2010. Like I said, the cost of everything has skyrocketed.
As a Gen Z, I feel bad for Millennials. They did all the “right things” that they were raised to do like but they weren’t informed enough to realize that those prescribed steps towards adulthood are actually super unaffordable these days. Younger adults definitely learned from Millennials. I would love to go to grad school or pursue a career I’m actually interested in but who can afford that???
I wanted to give a few bullet points as a 23 year old for what I’ve learned from Millennials to hopefully be better off (no offense guys, it wasn’t your fault). Firstly, don’t go to a big city expensive school because I will make just as much entry level living with my parents and going to state school. Don’t “follow my passion” career wise because I’ll just end up in exploitative nonprofits when I can be woke on my own time. Don’t go to grad school. Shop secondhand for my wallet and for the environment. And don’t compare 1,000 Facebook friends’ worth of life accomplishments to my one person’s worth of daily life.
@Abby Shepherd as a millennial it is our own fault and you are right... but a lot of my peers are too interested in appearance and not willing to work. Work is work it would be beautiful to be passionate about it ... but it’s a means to be truly happy. Happiness is what happens outside of work. It’s ok if you can’t have it all. Many of my peers don’t get it. If you offend someone they are sensitive snowflakes because you are right.
No Name thanks! Some of your rhetoric doesn’t sit right with me but you have a valid opinion! I think the comparison trap of social media is setting a lot of people up for debt & misery.
I really, really needed to hear this after months of putting myself down for not 'being where I should be.' I'm 25 and work my butt off, studying a Masters full-time while working full-time to pay rent/bills. So many of my friends are in the same boat. It always hurts to hear people call our generation lazy.
I really think we as a generation need to seriously think about worker cooperatives. There has got to be some way to resolve this wage theft issue and clearly the government will do nothing.
Agreed. I think that's the right way to move forward. If I start a business I'll offer equity or profit-sharing. I think that's a lot more fair than giving equity away to investors.
A little off topic (but same realm) my mom is a travel nurse who loves working in California because their nursing unions have been advocating for themselves for years. Some really amazing progress has been made and their hospitals are better off for it. And in state she's from, it's illegal for nurses to unionize, so they can't advocate for higher wages or for more breaks, etc. 🙄 Like, unionizing doesn't have to mean striking. And if all of your nurses are striking maybe we should be looking at what the hospital is doing wrong instead of pretending that people who choose to go into the field of nursing don't care about their patients.
Some of you need to realize that when you adopt a fatalistic "well, fuck it" attitude towards life, your outcomes will pan out accordingly. Sorry, but I can't respect that, esspecially when other people your age address the problems in front of them, and find ways to solve them instead of getting on the internet and bitching about it.
I’m in my early 30s and this still applies. I “did everything right.” I studied instead of partying, I kept off drugs and I don’t even drink alcohol. I didn’t get pregnant. But graduation wasn’t the golden ticket to a stable career I thought it would be. I’m still living with my parents and working two part time jobs - it’s the best I can do. Even before Covid hit I’ve been living paycheck to paycheck, none of which goes to frivolous spending. Life is hard but I’m still going to try my best to keep moving forward.
This shit is insane, you know it really is eye opening the fake persona alot of people put on especially on social media and Instagram there lives and showing off and trying to make others feel bad, it's crazy you wouldnt tell by walking around town and people driving that so many young folks like myself are in such shitty positions, it's really eye opening seeing stuff like this on RUclips
In my mid 30's here and still renting a room and living with roomates despite being married and having a grad degree in a STEM field. You are not alone my friends! In my 20's I felt so much shame but now I embrace the other side of this. Its easier for me to travel or move because i own less and I now value experiences over accumulation.
@@sarahwinston5484 STEM is an interesting field. So, many high paying jobs require doc/ or even post doc. When I interned in a prestigious medical school’s stem cell lab and all the researchers told me don’t do bio doc, do med or you will have much less leverage.
I am curious to see how this will affect society in 20 years. It is crazy to think how people lived in close quartered apartments in the early 20th centaury.
I have had to move back with my parents due to COVID. I miss my independence but I am grateful for shelter, family, and stability. I'm saving more money this way, and I need to remember it is okay to live with parents.
You're not alone! That's my situation and dozens of other friends (mostly coworkers, we all got laid off at the same time) my age as well. It stinks to get treated like less than the adult we've worked hard to be. We def gotta stay grateful because getting to live with parents, we are going to be better off on the other side of this than those who didn't have a place to go. We are so lucky, and I've learned a lot about self love and rejecting these unattainable societal expectations. Thanks for sharing your story! And hang in there 💪
Yeah, Idk why there's such a stigma against living with family. Like, I contribute to bills and groceries and it's still cheaper than paying inflated rent prices. Plus, I love my family, and it's nice to spend time with them. I know that not everybody is lucky enough to have a loving family, but I am. So why should I be ashamed to live with them? 🤷♀️
Agreed I will probably live my parents until 26 but 27 seems to be the limit. I will be 26 in only 2 years, I am turning 24 this fall. I still can’t believe that I will get my first real job around 24 but basically 25 since I will start off in an internship. Rent for an apartment is outrageously high so I want to build up my wealth while helping my parents with house tasks ( snow, the law ) and paying bills. I am also trying to reconnect with old friends and make new friends at my MS at a good school which has strong employment outcomes giving me the chance to create a soft career reboot. I hope we can find ways to create wealth and enjoy life without stressing over loans.
It is absolutely okay. And you use this time to save every bit of money you can, and pay off your debts. Financially independent on your 18th birthday is a pipe dream for most people.
Let this video serve as a reminder that you can do everything right and still things will go wrong. A lot of people, regardless of age, don't understand this.
It hit hard. I am 27 and I live with my family still. No social and romantic life at all as I invest everything into my career. This is the only thing that saves me from killing myself (except my family). Career wise I'm much more successful than my peers but the salary is still not enough at all. Because of that I am not able to purchase or rent an apartment and move out. Plus I take poor care of myself, and closed myself off from the world basically. I always work overtime, which really helped me to get me where I am at. When I was working endlessly my peers built a family or at least a good partner. I feel terribly lonely and feel like a loser. At work I feel my best but during weekends when I go grocery shopping I feel and look stupid because I look like an aged kid. I don't know who I am. A kid? A woman? An adult? Not at all. When I was a kid I envisioned myself being 27: luxurious apartment, expensive car, getting married, having a lot of friends and connections and doing things for the community. I feel lonely and scared. Anyone can relate?
You are absolutely not alone in feeling this. Hang in there. I (25) also fixate on my career because I consider it one of the few 'achievements' I manage to maintain. But from now on I'm trying to be more balanced and enjoy life as well, because not everything is about work.
my sibling and I were recently discussing how in all the guidance counselor sessions about choosing which college to go to, neither of us can ever recall tuition and/or loans being mentioned or any info on what taking on debt actually means. It's INSANE that this was not a priority conversation from *guidance counselors*. Instead, they spent their time gushing about how great the "college experience" would be while recommending some tiny liberal arts school that charged $50K a year. Luckily my mom worked at a university (she got a part time job there when I was 5 and wrangled it into fulltime BECAUSE she wanted that free tuition employee benefit for her kids) that allowed all 3 of us kids to study for free, but damn. That isn't how it should have to be.
I got a job at the university I graduated from because they offer staff free tuition. I’m now getting an almost free masters degree so at some point I can leave this dead end glorified reception job and go into counseling.
Super lucky my mom doesn't want me to move out anytime soon. After years of severe depression. Dropping out of high school, then finally getting that degree, stuff goes on. My body isn't the sturdiest and I have Aspergers. It's quite terrifying when you see 'normal' functioning people struggle and your journey has barely started. Doing well right now cuz I have support around me. Forever grateful for that.
I'm 55 and have never made more than 30K a year. I have never had a new car, never owned a house, and I'm paying my millennial daughter's student loans b/c even though she has the degree I could never afford to get for myself, good paying jobs are not plentiful. I just thought if she had a degree she wouldn't have to be a struggling working poor person, like myself. Welp, I was wrong. Maybe good paying jobs started to go away in my generation & I've been the canary in the coalmine without realizing it. My mother rose above her upbringing to become middle class. I'm not quite there yet. Crossing my fingers for my daughter and her contemporaries.
Its nice that you're helping your daughter by paying here school loans (especially when YOU can't afford it) but if she's working she should (want to) contribute or she'll never understand the value of a dollar, this is exactly what people mean when they say "millennials expect to get everything without doing anything".... hope this helps,, good luck!
@@rollandjoeseph you’re making a huge assumption about her daughter and playing into the bias that Millennials are entitled. We have no idea whether or not her daughter contributes. We don’t know how old her daughter is. Recent grad? Mom with kids? She did mention her daughter is also a working poor person like herself so one can assume daughter is probably making a similar salary. But, without knowing more, we can’t really say more on the matter. That said, if her daughter is also making roughly the same salary, I guarantee you her daughter understands the value of a dollar. 30k isn’t much to live on, for either the 55yo mom or daughter, in any city or town. But, I understand your presumably good intentions. Don’t enable the daughter, right? Although, honestly, how is anyone paying any loan on 30k a year? Where I live, one of the most expensive cities in the country, 30k won’t get you far. You would absolutely need to either live at home with your parents or in a tiny apartment with 5 other roommates or in government subsidized housing or below market rate apartment. You’d either subsist on rice and beans, ramen, pb&j sandwiches, or wait in the long lines at the food pantry for free groceries. Transportation is either public if you’ve got a decent transit system in your city/town or a clunker of a used care. I just can’t fathom it. I earn $50k a year in a good year and I still barely get by (obviously it doesn’t help if I live in one of the priciest cities in the country). But still, how is she doing this? My friends make more than me and they’re still struggling to get by with massive loan debt.
Making 30k a year isn't that bad if you have no debt or student loans. I too am a millennial who wished they didn't go to college. I paid too much, too many people competing for my job so companies now pay below the absolute minimum for what the job SHOULD pay and now I feel like my degree is useless.
@@crzyruskie86 I skipped college and been jumping job to job through temp services for better pay and finally landed a job making 40k a year because it's an union. I finally moved out like 2 years ago and I'm now 27 trying to play catch up to my cousins with big houses, nice cars, family, & vacations, but will probably be another 3-5 years before I can realistically achieve that maybe sooner I can find a partner in life without being ghosted lol. I've never been on a vacation or out of state on my own. Just as I started finding some success the pandemic hits >.>
I’m 27 and live at home with my parents. I’m single and don’t earn a huge amount so it’s the only way I can save up to buy somewhere (a small flat). Sometimes I feel like a child as I’m still in my childhood home. I can sometimes forget I moved out for university for 3 years. For me, I think when I do finally move out into my own place, then I’ll feel like an adult. But yeah, it is just such a different time now than it was for our parents
I live with my mom. My father passed away when I was 16. I pay a half of bills. I m cooking by myself lunch to work, dinner, cleaning, washing at home. I do shopping - so I know how life it is expensive. Even that I life with my mother I don t feel like a kid because I have responsibilities. I met sb but it is too early for me living with him. I want to wait a little bit. Maybe try to have responsibilities to feel like an adult.
I’m in the same boat but I feel like an adult because although I could move out, the most financially beneficial step for me is living at home. And I like my family so it’s not a bad set up. Some people don’t have family & homes they can live in, so I try to be grateful for shelter :))
@@olagerta8199 wow. This comment is exceedingly rude. It's really great that you can feel like an adult at where you are in life (condolences for your father though). However, presuming that the op doesnt have enough responsibilities from the snapshot they gave us cannot be anything else but rude.
@@flojowithattitude I am sorry to read it that you found my comment as rude :(. I wanted to show that sb can be adult even living with parents in late 20.
This is so true. I achieved all the markers of adulthood by 27. You know what? Not all its cracked up to be. I did that at the expense of my own self development, happiness and health. In the end I realised it was all hollow and was just another way the system entraps you into being a corporate slave for the rest of your life. Being happy with the life you created is the perfect marker of adulthood. Living YOUR values and forging good relationships. These are far more important determinants of adulthood than a house and kids IMHO.
I’m 30 and 2020 was the year I achieved all my adulthood markers and I agree. I feel like an empty shell - I have no idea what kind of person I am outside of my job as I gave all I had to building my career and saving every single cent I made in the past 8 years. My parents couldn’t give me much and I committed my life to getting an education and a good job to have what I wanted when I was a kid. Now instead of wanting kids I’d rather finally learn to skateboard and get my first bike and get dressed up in clothes I want to wear rather than what I can afford and get a second ear piercing - I feel like a child in an adult body. I also feel like I’ve peaked as my job offers a pension so why would I ever leave? and feeling like you have peaked is a crap feeling when you feel so young. Anyway end of my millennial rant.
Just realized this at 22. I haven't achieved all the milestones of adulthood yet. Especially not the social ones. Working hard for my entire childhood was detrimental to my development. Now I have to figure out how to be human.
@@ro.3645 hmmm. I don’t quite agree. EVERYBODY feels like a child in an adult body. That’s something that happens in every generation. I mean... my parents married at 23 and even when I look at photos of them then, they look like they didn’t have a clue what they’re doing. They were “children” in adult bodies. And you know, past generations didn’t even have that “kid” period people today get in their 20s. I myself am a millennial, but my feelings are the opposite. I’m annoyed at the immaturity of my generation and those thereafter. I think they complain about how other generations had it easy, but I know my parents didn’t have it easy. They could have spent their 20s partying, but my dad worked 3 jobs and my mom had me. They had to because they had a family. And my parents couldn’t go home to my grandparents as an option. And they were a part of the boomer generation. I think each generation has its own problems. I don’t believe there is such thing as easy for any generation.
I'm 30 and I feel like a 15-year-old but with more life experience. My dream is to have my own apartment in a major city but I'll likely be stuck with roommates until I die. I thought the fact that I never want to get married or have kids would save me enough money to be comfortable for life, but apparently not...
@@SynterraSteen There are a lot of people who have fears of losing significant portions of their income and wealth through divorce and so don't feel marriage is financially worth it. I'm married, though, and both of us are doing better financially than we were beforehand. Our insurance rates also went down🤔.
@@bbygrlpt2 if your a girl it's a different story, being almost thirty as a man and only renting a studio apt one time with my ex and then living once again back with my parents, and working three shitty low paying retail and warehouse jobs, with no car, and riding your bike or taking an uber everywhere sucks for your sex life or any type of romantic encounter.
We also feel like kids because our co workers are constantly reminding us that they have “been working longer than you’ve been alive” 😔 ! Or feel intimidated when we ask questions for understanding! Smdh
@Jessica ooofff where do you work!? You seem awfully disgruntled!! Maybe there is wisdom they want to share with you that you are not willing to hear? I thought some of my older co-workers were cutting corners and being lazy at times but with time I’ve learned that they were being efficient and already knew what didn’t work (I should have learned from them instead of dismissed them-they ultimately were right with some things). It’s sad that you are putting older people into the misogynistic and racist category (it’s a gross over generation) I’m sure that you wouldn’t don’t like the lazy entitled category we are being placed in ... maybe try be a little more tolerant and open minded? Not everything they have been through is antiquated... we can learn from others even if it’s to learn what not to do.
Yeah and your generation is always pointing out that we are so OLD, and you don't know this or that because "I wasn't born yet", you do read don't you?
My "aspirational" age was 28 but at 28, everything in my life crashed. I was living with my grandmother & splitting bills & trying to save. Then she passed away & I was forced out on my own. I went through my savings the first few months on my own. I’m 29 now & still trying to figure everything out. My aspirational year broke me but I’m slowly trying to come around.
I'm 34, I stopped dating in my mid 20's and unless a miracle soul mate just pops out of nowhere I doubt that will change. I don't have the energy to be around someone all the time at home, let alone a family.
I never felt like dating was a necessity buy if a miracle happens and i find someone, i'd like to do the trendy thing of living apart and only meet up twice a week and for travels.
32 here, what's dating? Until I happen upon someone who wants to play videogames with people on Discord every night and who doesn't want kids or a house, I'll stay single too.
Amen, I literally told myself I’m so grateful I have quite morning on weekends. I can drink hot tea and slowly cook my breakfast before doing some laundry. I will never be this peaceful if I’m married.
I would also like to point out that the advise that boomer parents put out isn't working for them. Way more people over 60 stay in (or are forced in) the labor force. Some are just healthier and want to, but a lot have to because our pension system is failing them, there adult children aren't able to look after them because they are also working and paying off debt, a weakening of the middle class, and have to deal with age discrimination that they also have no tools to deal with. I think it's really easy to say "fuck boomers" or "lazy millennials", but the reality is that economically it's a systemic issue that effects people based on class. The world is changing for everyone, and like the video said, it's generational security (which frankly I benefit from) more than anything that defines what your life will look like.
I work with several of the older adults at my current job that are part time to earn a little extra money. Morbidly most of think it's a matter time till they become ill now that we reopened to the public. Something has got to give before the entire system collapses.
Good point! We talk so much about Millennial problems but it backfires on Gen X or Boomers (depending on age of parents and kids which is why I included Gen X). Thankfully my parents managed to live the American dream as poor immigrants who made smart decisions with HELP and don’t need me to take care of them. (I refuse to say my parents did it all themselves when they absolutely received help starting out as young immigrants in America even if it’s true they came here with no money, but they had relatives in America, an established ethnic community to get jobs from, and social aid). I fear I will end up relying on my parents forever. But I thank you for sharing this sobering reminder. My 40-something friend isn’t even a Millennial yet she’s encountering this same problem. She barely gets by. Just barely surviving. Her mother should be enjoying retirement but instead continues to work in her 70s and can barely afford her one bedroom rent. She does have real estate investments but there’s still a mortgage on it and she struggles to find long term renters, so, some day she might earn an income from renters but right now, the rent covers the mortgage but she still needs a job to cover her living expenses. All of her children have done well for themselves but they can’t afford to support her either. Everyone has college debt to pay off still, plus mortgages, and children to feed. It’s a bummer. They’re all super educated and earn more than I do.
my father continues to work to get his full pension. and what age is that 66? Why? because with a fixed income, he can't afford not to. With all these older individuals staying in the workforce longer, it makes breaking into the workforce that much harder for the younger folk just starting out. And the age of retirement is being push back more by the government to (as of now) 67 because the government cant afford it. The government just allows all these too big to fail companies/ individuals to hoard all the money. They don't value having a healthy/balanced society.
It really doesn’t help that a lot of jobs have ridiculous requirements to get employed but don’t pay enough, not to mention replacing employees with robots. It’s okay girl, don’t stress too much. I’m 22 and still delivering pizza because I didn’t qualify for more student loans to finish my associates degree in law enforcement which I no longer even want to go into. I still get by fairly well and don’t have that much debt. So what if my job title is kinda sloppy? I’m still surviving and doing the best I can to live my best life. I have high hopes for you ❤️ Don’t rush it, the older generations just can’t seem to understand that inflation, extreme debt and unrealistic standards are a thing.
I totally understand where you are at. I had to wait until I was 25 to get my life started because of financial aid when I went to trade school. Any earlier and I would have to pay completely out of pocket . When I was a barista too broke to move out and my household made too much money for me to get aid . So I’m 5 years behind hopefully by 40 I’ll have a piece of the pie for myself
Spot on about the stupid requirements to get a job. I graduated with a degree in information systems and can't find a job in my field because every ad I see is looking for a whole ass IT department in one person with years of experience on top of that and barely paying above poverty wage. I wish I was exaggerating, but its true. I am fortunate to say that I don't fit most of what this video described even though I am in the age group. Thanks to serving in the military I was able to pay for college and graduate debt free and have a great job in robotics. But it sucks not being able go work in my field because some gate keeper doesn't want to give up his/her job or give someone a chance. Also, I live in LA and fuck this housing market.
Millennial here (one of the older ones). Everyone told me I was a loser when I dropped out of college in my first semester, including my family. Spent my 20s living in Asia and in Europe, going to pubs, traveling, enjoying myself (working as an English teacher, translator, interpreter, or whatever). Got a job in IT at 25 and worked my way up. Bought an apartment in my early 30s, and a house last year. I'm fixing up the house and once it's done I'll move there and rent out the apartment. Obviously I don't have any debt except a small mortgage. After hearing all these stories looks like dropping out was the right move.
Can confirm. Husband and I are finally buying our starter home! In our 30's! With my parent's help! And it's not like we squandered our 20's on parties and vacations. We both regularly worked 50+ hours a week and went to school for relevant educations. We lived in cheap apartments and used public transportation. We just couldn't get a foothold. Housing prices have nearly doubled in our area the last 5 years while our wages did not. Fortunately my parents are very understanding. My Dad recently told me, "I'm sorry the economy has f*cked you two over so bad." I'm lucky to have them.
Nice to see you have parents that get it. Mine are just figuring it out. I would have been further ahead just keeping the factory job I had when I first started university.
You are not lucky, you are BLESSED to have them! Imagine being lectured to go to college your whole life just to graduate need them the first year, don’t get the help and instead get lectured about ever going to college....
Dude I’ve never been able to get on my feet in the working world. It’s too hard. I have to bet on myself and work as a self-employed creative to to have a chance of making the money I want to make.
I’m in the same place! Ive no choice but to to be creating my own jobs, thankfully with my skill set I can pull in a good livable and eventually comfortable wage long as I’m consistent and proactive with scaling.
I'm not from the USA and no matter how bad the financial situation in my country (Serbia) is, almost all of us have: 1. family owned home (house or apartment) to live in without having to pay for rent 2. free Healthcare covering almost all medical emergencies 3. free or not very expensive higher education It's sad how "American dream" crashed and burned for all you guys. But I have to say, in almost all of Europe, people in general live better than in America...
Yeah, same for Russia. I can't be too grateful to our government because it still does a lot of stupid shit, but I'm insanely grateful for the legacy of USSR we're all utilizing. Sadly it's getting eroded with each passing year.
@@Delightfullydee7 Me too... But moving to another country usually requires financial stability though if you aren't claiming refugee status because they won't want to let you stay permanently if you'll be a drain on their resources.
I am 48 graduated with a bachelors degree and bounced between family and apartments making between 20 to 28 thousand a year. Married late 20s long after my friends to an abusive man. After a 2 year marriage I moved back with parents bc couldn't live on my salary alone.. then my parents helped me buy a house to quit paying rent. I got my masters degree and finally a decent federal job making 60,000 a year with incredible benefits and retirement. I remarried at 35 and hoped to start a family.. Then I developed a disabling illness, lost the job, lost friends, 2nd divorce, was too late to have kids and too sick. So now disabled, divorced, no job, no kids, no friends, live in mobile home on family property chronic pain, no hope of future relationships or employment. Feel like a 48 year old child family is still taking care of. My peers have kids graduating college and are starting to have grandchildren.
@@paint_freckles I don't even know what to say to console you, but hold on, life isn't still, hope you will heal from the disease and everything will be okay.
Yeah, I feel you. I got chronically ill shortly after getting married in my early 30s. Because of that, I often don't feel like an "adult" because I consider it a good day if I can get the dishes *and* the laundry done. Never mind having kids. Silver lining was that I'm from a country where the government wiped out my student debt because I wouldn't be able to work for the foreseeable future (signed off on my a doctor, of course). At least that's a thing. And my husband has a great job and is supportive. I'm very grateful for all that! Though I still wish that I could achieve more on my *own* steam.
@@paint_freckles I'm so, so sorry. I'm disabled due to Fibromyalgia, but you know what? I'm doing better on disability. I'm making a lot less than when I was working, but my quality of life is better, in spite of my illness. Chromic illness sucks, but the corporate world really damaged me, psychologically. I was treated very badly by bosses and coworkers, but I couldn't afford to leave. I'm considering my disabled status an early retirement. I DO hope your life turns around. I really do. I only have all that I have (my cars and home,) because of inheritance. If it hadn't been for that, I might be homeless now. 😔
I love the boomer argument of "saving for the down payment by age 30"... because now it's impossible to compete with all-cash offers on $300K homes. I better buy my tent for the streets now before wealthy investors buy up those too.
I'm 33 and I'm sorry to tell you that unless you belong to that tiny rich sliver of millennials, it doesn't get better than this. It just gets harder and harder. where's the video telling 30-somethings they're not losers for still slaving away in low-paying jobs and living in a shoebox?
I’m 34 in 2.5 months and I’m crying inside. Sobbing really. I used to joke as a kid about becoming a gold digger but I’m honestly thinking in order to survive I’ll have to marry partly for money. For love too of course but let’s get real, I can’t marry someone who makes the same salary I earn (when I’m employed that is). :(
My dad paid for all his expenses and tuition by working as a manager at Taco Bell in the 70s. My mom never had to work and took care of the kids. I was ten years old when my mom was my age. My husband and I just recently moved out of my parents house after 5 years there because we couldn't afford to have our own place while he was in school (which he could never afford to do before). We're up to our eyeballs in debt and want to have kids and a house (apartment living is hell) but we're nearly 40. Fuck being a millennial, seriously.
Rent is so expensive because these asshole boomers are all getting divorced and living in all the houses buy themselves with all their money still working a job that you should have while collecting social security because they’re old as shit but still hella greedy.
32 and only in the last 2/12 years did I "feel" like an adult, and only in the past 8 months did my wage reflect it. I have a nice apartment and my account grows at least a grand a month until my car is paid off (Spring 2021 expected). That said, the years of college (haven't finished due to cost, and now its more expensive since I make more) and low-wage jobs up until a couple of years ago were terrible on my psyche. Many of us are living in arrested development against our will, hence feeling like grown children. The only thing it has done for me is make me want to be active to make things better for the next generation, not tell them "I had it bad so you should too" like some others would.
I think the millennial generation were all told that they had to go to college regardless of what they want to do. When I’m reality, not everyone should o to college and take out loans. There’s now a need for employees in trades like plumbing and electricians. Both can be lucrative jobs especially if you would otherwise need to take loans out to go to college to get a degree you don’t need
Yes, yes, yes. I totally would AT LEAST have considered other routes before going to college. It was always played out to be that going to college was the only choice. Some people have made comments on how they still think that somehow people with a college degrees are somehow better.
Completely agree. Going to college was just a given where I lived. And it didn't matter what for. But now we also have very creative "jobs" being taught in schools. Things that weren't even considered real education when our parents went to school. Kids are going to school for education in historically financially unstable careers and amassing huge debts in order to get that education. Just so they can leave school and find that no one wants to pay what their education is worth or that there are no jobs to be had in their field. I went to school for music and I don't regret it but, I really regret going to college right after high school. I wish I had just taken time to learn what I wanted from life before getting myself tons of debt.
My issue with trade school is what happens when the market is oversaturated with plumbers, electricians, etc. The answer is location! The jobs are there but everyone wants the 6 figure gig in a major city and when they get there they later realize how competitive it is. Not only you are dealing with young American citizens looking for these jobs but all older experienced workers and foreigners that will work the same job for damn peanuts. Why not live in small cities that demand your skills but have a lower cost of living. I work a Government job but I live in a small city basic amnenties. I own rental properties, I'm married with kids, I take 3 vacations a yr, my wife works for local government and owns a small business, and we drive decent cars. We just don't live in America's shitty major cities. What's the point of living in D.C. where rent is 1500 on average when I can live somewhere where the average mortgage is less than $800 a month.
I wanted to take a year to go to a community college to save money and figure out what I wanted but my mom said she would kick me out and force me to live with my bio dad if I didn't go to a 4 year. yeah, some of us weren't just told that, we were forced into it.
I went through this exact same crisis at 27 and the realization that I don't need to have everything accomplished by 30 finally hit me. I have had way less panic attacks now at 28. Although, I think it is even harder to process all of this as a woman who may want to have kids. We still have that biological clock (and it is not like egg freezing is an option when we are too broke to afford a house). Most days I feel okay with accomplishing most of these things by my late 30's rather than by 30, until I read statistics about how women who have kids later are a greater risk for breast cancer etc. or feel like I will probably never find a life partner who is actually a good fit, or think about how I want to get all of these things pinned down before I have to care for my aging parents (who are currently in their early 60's). But maybe having kids will just be another aspect of my life vision I will have to reconsider (like literally everything else). No wonder levels of anxiety for our generation are through the roof.
I agree that it is okay to say feel this way when you’re on the younger end of being considered a millennial. When you hit your early 30s and are in the same place it won’t feel as “okay.” Your debt to income doesn’t change drastically, even as you make huge payments and you realize your family plans continue to be pushed off because the idea of living on your current income with a child is terrifying. You hear the words “geriatric pregnancy” (pregnancy over the age of 35) when you talk about the realistic timeline for starting a family and also realize that your parents are only getting older as well. It doesn’t mean it can’t happen, but it doesn’t feel okay anymore. It’s an economic issue for everyone, not just millennials. If Boomers could easily retire and be financially stable, they probably would. It sucks for everyone.
Try being the oldest Millennials. I'm turning 40 next year, and this all hits home. But at the same time, you may come to accept that your path isn't the established one. House ownership isn't ever in my cards, and a marriage and family may not be either, but that's not the only path out there. In the last couple years, I've started to realize that there's more to life than the milestones I grew up expecting.
NOT to say that this is necessarily a good thing, and definitely not for everyone. But that ending bit that she talks about, it also reflects my change in expectations.
@@heathersealey592 thank you Heather, been struggling a bit with comparing myself to expected milestones. It hits different at 30: ruclips.net/video/HBOLK0E1MyQ/видео.html
Felt that. Saying its okay is nice and all, but as a woman, (26) I hate that fact that pushing off having a family is not by my choice. I just can't afford it rn. Being the only child, my aging parents with health problems all the while they hint at grandkids.
It's such a struggle for me to continue to know that I'm not fully financially independent yet. I need my parents to help me pay for health insurance and groceries here and there. It frustrates me because I had no choice, and I did my best, and yet my dad still complains that he was financially independent at my age and doesn't consider that its because he went to a public university and was able to work the whole time.
Sometime there's no way to make someone understand. Some people just can't or refuse to. Extend some grace to yourself because your situation wouldn't be easy for anyone. Have a plan to move forward to more stable ground and stick to it. It's a trudge, but you're far from alone in it.
I read a reddit post where a guy's dad was supper up his ass about not working hard enough, buying his own home, making a life for himself and what not. the son tried explaining but the dad never listened. Well the parents divorced and sold their house to settle the assets. Dad had to start renting himself and realized what the world was really like and never said a damn thing to his son again after that.
My dad took it upon himself as a personal failure as a father that I was not able to be financially independent at my age before he passed (29). I’m 32 now and the only reason I can afford to own (not rent) a bachelor pad size apartment with my husband is because both my parents died and left me with a bit of inheritance. We cannot afford monthly rent where we live, but we can afford condo fees. We also had a very simple wedding using my childhood home as a free venue and no cake, no gifts, no reception. The most expensive thing was the officiant/marriage licence fee.
Millennial here. Moved out at the age of 18. Started my dream job at 26. Bought my house and paid off my car at 29. I have worked so hard my entire life because I don't have family to help me. Now at age 32, I'm about to be furloughed and I'm so scared for the future. Since college, I have never ever ever not have a job. I remember 2007-2009 recession and how scary that was. My mother ended up losing her house during the recession. It's really not fair to millennials. We have dealt with economic crises back to back. Well it feels that way to me.
100% generational wealth. Most people I know that have places, it's cuz their parents helped a little. It's not IMPOSSIBLE to do it without that help, depending on the city of course, my city is still affordable but it's starting to increase in housing cost. But it for sure helps to get that boost at the beginning to start things off right. I remember my high school economy teacher telling us if you have a bachelor's degree you'd be starting off with at least 50k. HA. What a joke. I didn't hit that until 5-6 years of working and jumping from company to company. Yes some jobs you do start off with a base salary, but in the creative field, designer, nope!
As some one who got loaned some money from their grandparents to buy a condo in cash. (WHICH I PAID BACK IN 2 YEARS) Still because I was making money but did not have work history I could not for the life of me get a loan. So I feel for my fellow peers who might not be so fortunate. Its tough out here & You have to make smart choices and also a little luck. Just thought id chime into agreeing with your statement Jess about us who had a little help is a little unfair to the rest. Hope yall find your way!
Every single relative of mine in this generation absolutely got a leg up on our peers due to parental support. Need a loan? Got it, interest free, flexible payment terms. Thanks Bank of Mom and Dad. Need renovation work? Got it. Thanks family discount from contractor uncle. Need help paying college tuition, down payment on home? Sure thing. See above re: interest free loan and flexible payment terms. Even my aunts and uncles loaned each other money growing up. And of course parents, now grandparents, provide lots of free or cheap babysitting. If you needed a new car, just buy one cheaply from a relative. Guaranteed to work well, in good condition, and not cost an arm or a leg. And, again, flexible payment terms. My mom is going above and beyond and is actively trying to help me and my sister have an inheritance. I mean, what is that? Inheritance? That’s just a foreign concept to many of my friends. Without their support, I’d have nothing. As an administrative employee, I’ve never broken the $50k salary threshold. I cry because my business major friend made $50k her first year as an entry level analyst with a $10k signing bonus. That was 10 years ago... wonder what she makes now. To be fair, most of my friends make $60-70k so I know some of my salary woes were due to my own career mistakes. Mainly due to not learning how to negotiate for myself. Damn insecurities and imposter syndrome. But even at $60-70k, that won’t get you far in my city. You need at least $150k to live comfortably. :( Edit to add: most men I date make 6 figures and I’m beginning to think that’s the only way I’ll survive. I crave independence but I think realistically speaking I’m jumping from parental support to spousal support. Oh, the horror! All that said, I understand how fortunate I am. And, sadly, even with my $50k salary, it still puts me in a better position than those earning minimum wage and, well, I can always fall back on my parents if I run into rough times. I know not everyone has that. To be fair, I readily loan or gift money to friends who need it. We who are fortunate cannot be selfish when we find ourselves in blessed situations. At least, that’s my outlook. And if not money, then I try to find other ways to give my friends a leg up. Gotta support one another anyway that we can. Peace!
I agree. If you start at 0, like I did, you will probably be at like 5 when you're in your 30s, even if you've been working since 21. The whole system is against you.
With the mass evictions about to take place, we are about to witness an uprising like never before. Hungry people don't stay hungry for long, especially in large numbers...such as the 30 million people that are about to be homeless. I think we're about to change the whole game here honestly. I have SOME hope
@Java Monsoon Revolution comes in many forms my friend. History is a testament of this understanding. Also history has shown us what happens when corporations screw over the people and wages suck. Different day same shit
I was 43 when i got a job that allowed me the security to live like an adult. That was last year. I graduated with a b.s. in electrical engineering in 2009. it took me 10 yrs to pay off my student loans. 2009 was not a good year to graduate. 2020 will be worse.
As someone graduating soon thank you for the reminder. I’m biology major, cellular molecular science, applying for graduate programs that would give me stipend. I am very terrified.
I keep thinking of the line in Parasite where the dad says he stopped making plans because they never work out. Brutal, maybe I need to watch something that's more uplifting. :)
I'm 29 in the next 2 days and yet still living like I was in student life. I'm lucky to have no student loan debts (got full scholarship), but still in debt for the new house that I just bought this year. My partner and I don't have any plans for having kids or marriage anytime soon since our income is not stable (because of the pandemic). We pack our lunch to work, make coffee at home, save everything we can even a plastic bag for reuse or recycle, eat 2 vegan days a week, grow our veggie at home..etc.. The key point is try living with a typical Asian Mom for 18 years of life then you got all the good frugal habits in you and you don't realize =))) lol.
@M Detlef Knock it off. There're a lot of reasons why she would still be scrambling such as the industry not paying a whole lot, common in fields such as teaching, veterinary medicine or social work, or living in an area with a high cost of living. Not everyone can move into an area with a lower cost due to a variety of reasons including job prospects for a certain field, family/a significant other, health and etc. You ought to not be so quick to judge harshly.
@M Detlef It's also entirely possible that her field has been decimated by the pandemic and what was a stable job now has become an unstable job. It is also possible that she is still stuck at the entry level position that doesn't pay much. Maybe she went to school when she was older. The fact is you don't know the whole picture, so stop acting like it
@@gearsandsteam1 yes, am medical practitioner, 9 years of studying is just the beginning, and now with a pandemic ahead. Most of my income was from working off-hospital (private clinic, spa center, etc.) now everyone is in the battlefield with COVID-19.
I can’t live a “normal” life. I cry about it every goddamn day. I’m stressed out, have no money, and jobs are shit. I’m definitely not bringing kids into this world to suffer like I have. I WANT to be an “adult” and live that “normal” life so fucking badly. I’ve cried so much. I’m simply here because my dad decided to raw dog my mom, because they thought it would make their relationship “better”. Spoiler alert: it didn’t. They couldn’t even afford to have a baby (me), now here I am. Struggling in life. Living paycheck to paycheck, and wanting to just die in my sleep.
I didn't choose this... I blindly followed the advise of my parents: Get that overpriced degree, go to the city, make it big. But it just put me in golden handcuffs... Carve your own path and let your experience speak for itself!!! You don't need an expensive piece of paper
You can still carve your own path it's not to late. Don't put your degree down on resumes, just let experience speak for itself. Your parents did what they thought would help you the most.
I’m 25 and I feel like I learned that lesson by seeing the people a little older than me as they were going through the struggles. When I was 18-20 I saw people in their mid 20s struggling to find jobs, living with multiple roommates, and struggling with the burden of student loan debt. My peers and parents didn’t understand but I ended up dropping out of college at 20, and have been working towards a debt free lifestyle . It was hard then and people gave me a lot of shit and treated me poorly for not pursuing school but I fought to carve my own path because I saw how things went for many millennials. I sympathize with them a lot because they went into college blindly and before the internet was what it is now. Now it is much easier to really see the value of a degree and the potential burden of the debt, and to research and pursue other opportunities. Unfortunately millennials didn’t really have all of that when they were young adults, but I am greatful to have learned from their mistakes.
@@emmaq3250 same I’m still paying off my trade school but that’s about it. I had to put my life on hold until I was 25 to receive aid. So I worked as a barista for 5 years and I’m barely where I should have been on my mid twenties but I’m in my 30s. I guess better late than never
A lot of these problems are incredibly recent! I went to college in 2006 and I had no student debt and effectively went to school for free. By 2009, after the financial crisis, tuition started spiking for a number of reasons. I got out just in time. And rent was very affordable. Most of these problems cropped up in the last maybe 5-7 years. That's far, far, far removed from when boomers were in their 20s and in fact the top end of the age bracket for millennial likely does remember a time when the shit didn't hit the fan.
39. The first millennials. The 80's were ok. the 90's were full of hope (minus the first of the school shootings, but that was a weird 1 off thing). When i was doing my 1 year stint of college though, (2000-2001) there was something in the news of Bush 2 doing something kinda sus with some sort of laws, and then suddenly there was this story about someone breaking into the white house grounds. Then the next year 9/11. Then things started to get scary with the patriot act. Used to be that going to Port Authority in NYC, there used to be lockers. Suddenly they were taped off. Then a few years later gone. After 9/11, flying was weird. I didn't fly prior. I had no need. but the security checks got increasingly worse when I started. (was dating someone in Chicago). Eventually armed military personnel was just a common sight in Port Authority. Back in 2004-ish I was making a "decent" wage at 25k a year. I had to split rent with another friend to rent a 900 a month 2 bedroom basement apartment, but I made it work. Now... 60k a year job doing office work. Resume seems pretty damned awesome if my recent job transitions and previous employers are telling me anything. Inflation has utterly destroyed that though so that would have been "making it" is now about the same as when I was working as a stock boy at 25k a year. Back then I also didn't have certain bills I have now. I survived by having the stupidly good luck of finding cheap rent, but last year that came to an end. Rents in my area... 1000 will get you a 600sf broom closet in one of the most run down shady towns in the area. 2k a month for a 2 bedroom isn't uncommon. Everything else is pretty much double the cost it used to be. REALLY have to price shop, but I have for most my life. Oddly, I notice Walmart brand grocery stuff... SOMETIMES is half the price of brand name. Not a few cents, which used to be the case. HALF. Granted, a lot of it is comparable, but it just really hammers home how much price gouging has become the norm. The other thing, which I think fuels it more than anything else is that everything is commodified these days. I remember when amazon sold just books, and they were sometimes cheaper than other stores. Ebay was literally a site for garage sales online, not to run an "ebay business". Rentals were, typically, cheaper, not "I'm running this as an investment and so I charge the cost of the mortgage, the taxes, PLUS 10% for a profit that I can just skim off the top". More wllingness to share, less to haggle. Pyramid schemes weren't common. Especially not to the level they are now. The whole "content creator" thing wasn't around. Social sites on the internet (this predates social media) were literally that. Just to talk to people in other parts of the world, or keep in touch with friends and family that weren't nearby. Only Fans and the whole "Be sure to like this video, and smash that subscribe button and tune in that notification bell" wasn't a normalized nightmare. RUclips videos were lesser quality, but they were more a repository of just random videos people found interesting. None of the whole "I live and die by Patreon" crowd. Hulu I was a beta tester for. It was all free at one point and had even new movie releases for universal films till the movie companies started feeling like it was cutting into their profits. Then it went to ad sponsored. They used to play the reese's nutrageous bar commercial nonstop. Then they went to a paid service. Pandora was one of the first streaming music services too. I was a beta tester for that. It was severely limited in its music selection but they basically were trying to figure out how to tweak recs back then. Then it too became ad or pay based service. , I remember getting netflix when it was DVD's. Great service back then. The streaming aspect has degraded over time due to copyright fights and licensing, and once again, everyone wants their own piece of the pie, so allllll the services are now overpriced, fragmented, and quite shitty. The politics. The left going nuts really happened in 2014. The right went nuts back in 2008 with the tea party, but back in the earlier days of Bush 2, and the 9/11 conspiracies there were signs of what was coming. The misandry and toxicity of today's feminism was born in the 2000's. In the 80's there was a big push for both sexes to be equal. Gone was pink and blue as the dichotomy. Girls were able to do what boys could and vice versa. In the late 90's to 2000's, I started noticing more anti-male things being marketed to women as "snarky". The fucking paper napkins I had to stock in the store I worked at were the worst. I started hearing more and more what was for "girls" and what was ok for "boys". Mostly that men were supposed to be manual labor slaves and basically had no emotions. It sucked then, it sucks now. Trans issues? Honey, I grew up with fucking peewee herman. Gay acceptance was starting to happen in movies and TV. early 00's we got the queer eye, which threw us right back into stereotypes and the gay best friend as the must have straight white female accessory. Were the 80's perfect? HELL NO! But the 90's were much more normalizing, (even though they too had issues. Think about things like Chasing Amy, which came out in 1997. Then we got Chuck and Larry with Adam Sandler in 2007, 10 years later....) I guess what I am getting at is that the signs of what this world has become have been there as far back as I can remember. It's just been something where it compounds itself year after year, and eventually, here we are. Was the past better? Sure. But it's because we just kept making the mistakes worse and worse...
This whole video is a mood. Just turned 28 and I'm right there with the narrator. I have roommates- 32, 30 and 25 in a run down house. 27 was my "age" to be independent, with a stable career and married to the love of my life. Instead, I broke up with my boyfriend at 25 over school/moving/finance complications. Dating is hard because hookup culture prevails as no one has money to feel comfortable enough to commit. I make only $43K with tons of overtime, so I have no time for my hobbies. Most of that money goes to rent and paying off debt. I am burnt out, am trying so hard to move ahead and I can't. It is so shameful and frustrating.
Hey, I'm in my sixties and I think highly of millennials - they are less religious, less racist, less traditional, better educated and more progressive! Those old role plays of where young people should be at a certain age can be very limiting to living your authentic life. Your generation can't help that USA's greed has led to your "limitations". There's hope for the world.
Unfortunately, the uncool people of your generation are the ones running things. Our only hope for change is to get them out of both sides of the aisle.
@@anne7441 I am a millennial and I don't think anything is wrong with being religious. Religion can also be used for good. People use it for bad. Like a knife. I am not conservative but I do believe Boomers and Millennial whine too much. I know many of us want a house, and kids but I just think the world is changing. Generations change. Being an adult has changed.
@M Detlef Social work isn't a junk major my dear. You can actually make great money with social. Plus we need social worker. You can make 60,000 a year with social work. It may not seem much but lets say two social workers get married and one of them have a career. And not a lot of people go into social work because it is a hard field and it does pay little. But it is actually pretty easy to find a job in social work in my state. You can do a lot with social work. You can be a therapist, Director of a Agency, Program Director, work at museums, Executive Director, work at schools, get into politics, public policy, advocacy, management and human resources.
i think it's great we are more progressive but wish our non-traditional ways didn't make it so hard to find a monogamous partner! ruclips.net/video/HBOLK0E1MyQ/видео.html
Imagine being an old Millennial (ie me born in 1984) and this still being accurate. I think the thing that frustrates me is that most of these kinds of videos are made for and by younger Millennials, without acknowledging that there are people 10+ years older than you still in the same boat, still being treated the same *in their 30s* and imagine how much worse the stigma is in your 30s. I loved the video, but I would also love to see more from older Millennials, all I'm sayin'
I feel like us over-thirties are less likely to engage with this kind of thing in an open forum, and more likely to try to network with our progressively more skilled friends to put together solutions irl. Maybe it's the ol' 2000s "don't feed the trolls" training. ;)
@@YourFaceisPretty Perhaps this applies to some, but definitely not to all (definitely not for me), as when I talk to friends my age, the successful ones don't understand what it's like at all (imagine telling your friend who makes 5 times more than you who is the same age as you, who wants to go out to a fancy restaurant, that you can't because your "stuff for fun" budget is only $40/month). So it's embarrassing from both ends for me, in that even people my age seem to think I have failed...
Born in 1984 too here. I was able to survive and be a little successful because I had a fiancé. 2 incomes made a difference, but when we split I had to move back with my parents. We never bought property and I’m single with income slashed in half. So… I get it.
All my friends still live with our parents, struggle in finding jobs and can only afford for basic necessities, I'm 27 too and this hit hard, I feel bad when my dad still gives me money, but I need it to live 😪
Have you considered onlyfans lol, if I was a woman I'd do it, I dont mean it in a disrespectful manner, it's just women are very lucky in alot of ways when it comes to making money, you dont even have to be hot, hell dip your feet in bath water and some dude will buy it for 10k lol. It can be lucrative, just look up bella Thorne
Yeah but the honeys dont like no broke ass 30 year old man, living with there parents, and a shitty car, or lack of one. Kinda zaps the sex life and dating lol
Yeah, and the job market is practically flooded by people with degrees. I recently applied for a job as a secretary and when I went to the interview I was told that they weren't even interviewing people without degrees. Like... Why??? I didn't get the job btw, even though I have two degrees. Go figure.✌️
For me it did. Yes, I am still a failure in most aspects of my life, but unlike in my 20s, I have a stable job (I get paid peanuts, but it's better than nothing), and also met and now live with my better half (marriage and children are now out of the question, but children are annoying, and I would look ridiculous as a bride after 39 anyway)
I'm getting a weird vibe and it sounds like the narrator is constantly on the verge of tears, and I had to stop halfway in. changing speed from 1.5 to 1.25 to 1x didn't help it
I learned a long time ago not to listen to financial or educational or life advice from my elders. They were wrong, their advice comes from a world that no longer exists.
There's a chinese phrase 成家立业. It is made of 2 parts and loosely translated as "Start a family; Establish a career". The order matters, and is the typical aspiration in our parent's generations. Reality for us millenials is, we generally need to first establish our careers, before we can comfortably afford to start a family.
Interesting. In my Christian household it is "Prepare your outside work, Make it fit for yourself in the field; And afterward build your house." Prov 24:27
I’m 26 and this resonated with me so much. One thing I also struggle with is feeling like a burden to my parents. Aside from my internal disappointments based on societal expectations, I mostly wish that they didn’t need to help support me. I “should” have a handle on this by now, and it hits me sometimes that I might be burdening them when they should be at a point where they shouldn’t have to be worried about me so much.
The pandemic really crushed my business. Paying rent with a credit card is not fun. I don't go out. I cook cheap meals. The only non-food I buy is cat litter. Companies don't want to pay enough to cover rent these days.
I'm dealing with all of this on top of being a disabled person, which adds its own list of barriers. I'm 26 and still live with my parents. It absolutely sucks and I'm always in a panic that something is gonna happen to them and I'll have nowhere to live.
I feel like a could talk about this for ages, but absolutely! When I signed for my student loans at 17, I was told that college guaranteed I'd be able to get a job that would pay them off right away. Then when I was 27 and had been working as an assistant at a company where I wanted to build a career for 4 years, I was told I had to "wait and pay my dues" before I could expect to be promoted! My boss came to his senses and promoted me later that year, and now I'm 37 with a good career, I just paid off my student loans last fall and my husband and I can hopefully plan for a house and baby in the next year.
oof this hit hard. I just turned 27 and I've been super stressed out because my laptop broke and can't replace it so I can't freelance work either after losing my job due to covid. I just want to give up tbh.
And this is why you can’t stay in NYC when you’re young. We are moving away from California bc it’s simply not affordable for those of us with big dreams. The cost of living vs. income potential in these sort of regions just simply don’t make sense
I’m not a millennial, I’m 19. But I seriously needed this video. Ever since the pandemic, I’ve felt so ashamed because I was sitting at home unemployed and feeling powerless. I’ve been watching a lot of financial videos, and becoming knowledgeable about money has really help me
This made me cry so bad, i'm 22 but still feel the pressure, i just graduated my university, and will soon have to start paying of my student loan, due to covid no one's hiring anymore, which made everything harder. I decided to start my own company and try to survive off of that, and luckily now it's starting to look brighter. That doesn't mean I didn't litterally sold my soul to get there, 2020 was the worst year of my life. I was working constantly, sometimes 20 hours a day just to make it work, and it payed of, but it wasn't healthy, i really fell down into this deep depression hole wondering if i ever was going to make it, or just had to live on the streets. Just... worst year of my life... my heart goes out to all who is struggling with the society today, and also have suffered because of the virus, stay strong! I know it's hard, but hopefully we can make the world a better place for us, and the people who is coming after us ❤
I'm 27, married, a mother and live with my parents because even though my husband graduated with a stem degree and I'm close to finishing mine, the jobs just aren't there. Entry level for my husband's is bachelor's degree + GIS software certificate or a master's degree. I'm not done with my bachelor's yet so I can't work, and even if I could, we couldn't afford childcare. Thankfully, my parents are in a position where they can cover much of our expenses, but since my dad's self employed, even that's not certain to last. This hits close to home.
I think what hurts more for me is that fact that most of my millennial family members (cousins & sister) really did accomplish all these "hallmarks" of adulthood which makes it all the more painful when i compare it to my brother & I's situation (24 & 28 respectively) who are still living at home and unemployment in 2020 I know I shouldn't compare and we all have our own timeline, but damn does growing up suck 😔
My younger brother and sister are both very successful in their jobs, sister is happily married and brother will not take long. I am the first pancake, the one that broke in the pan.
Every moment is temporary. Your time will come. You need to focus on your next steps and increasing your salary. Don't buy into headlines, you can achieve your dreams.
@Eric da' MAJ you make a good point, but that is one perspective. I've always been responsible in behavior, with money, I pay my own bills, etc but I still don't have that mentality of being an adult - totally.
I'm brazilian, 37. Got married at 29. I have a degree and two jobs. My husband has his degree and two jobs. We don't have a house yet, and started Mike some money four years ago. His father has 7 kids and always was the solo provider at the house. We can save money now, and are in track to have a house, but for four year we didn't have enough money to make to the end of the month. It's difficult to millennials all around the world. The wages here are ridiculously low and we don't see a day in our future we'll be able to retire with social pension. Fortunately we start contribute to private retirement last year's...16 years late.
People from other countries should talk about this too. I'm 27, mexican and it's the same thing with this video but with very shitty salaries, a toxic job culture, colorism, nepotism, foreign companies crushing local business, life less affordable...Education here is a lot cheaper tho, but being accepted is hard as hell and when you do, well, the country is full with engineers and doctors that work as taxi drivers! \o/ and they're not even millennial, they're boomers! It makes you want to pull your hair off!
As a 27 year old who works retail I relate to this a lot. Making under 20k a year makes you feel really shitty compared to your peers, especially when you’re trying. to desperately get out of retail but the competition for other jobs is so tough you never get hired.
I've never made more than $12k a year. Except during the onset of the pandemic. Only to lose the job, not that it was a good job though. However it did for the first time in my life pay $59k a year. I never even got to get past the orientation thanks to covid 19.
I see a lot of Gen Z not even going to college or going to a community college and making money from investing in the stock market. If I had started investing in my early 20s like them instead of wasting ten years of money paying off student loans, I'd be doing much better.
Kevin Tewey definitely not the case. You have to know what to invest in and how to invest. You never sell because of a drop that’s NEVER ah good idea you lose everything doing that it’s better to hold on to your investment because in due time it’ll come back. If anything now is the best time to invest because the market is bad.
Kevin Tewey I heavily invested in AI, renewable energy, and tech. I’m not too worried about those sectors losing too much value. The rich will always try to find new and more ways to suck money out of the lower classes
Can we make a pact now as Millennials that if we're the ones in the seats of power (i.e. president, parents) in the near future, to never do what the older generations did to us? Please help and think how we can make better lives for the next generation.
If I ever had more than I needed, I'll give every single penny above that away. Not to charity, but directly to people in need for the rest of my life. My humanity, and soul aren't for sale, for any price, under any circumstances whatsoever.
I’m 29 and I worked so hard for years to move up and I did but then I found out I was under paid but worse of all I got laid off because companies want cheap labor. This is life and it is harder for my generation.
Being 28 and still feeling like a 15 year old is NOT the wave. 15 year old me imagined a life totally different at this age. Not fun to realize that you've totally disappointed your younger self.
I’m almost 30. I’ve been living with my parents for a while now. My family isn’t toxic; they’re very supportive, but I can’t help but feel that I’m “behind.” I’ve never even had a girlfriend. Why? Because I was always trying to chase that very elusive vision of adulthood that was described in this video. I literally feel like a 29-year-old child who just can’t get their act together. After this past year, I’ve ceased to care about the goal posts. I’m just happy to be alive and I’ve accepted it may take me some time to get where I want to go.
It's not alway the destination but the journey, best thing you can do for yourself, is live your life for you, someone always has it worse of than you, and in some ways theres silver linings to the way are lives end up, sometimes theres truth and reflection in hard times, in a way this might be a time to reflect and really figure out what you wa t to do and take action to make those goals become a reality, I understand it's hard and I'm in the similar boat as you, but sometimes you just have to stop and really enjoy and embrace the small things like, really tasting your food, enjoying long walks in the park, exercising, wrap yourself into what you really like, smile, share ideas with people get out there and talk to people, listen to music, watch the clouds on a sunny day in the field. It's important to not take life to seriously, and dont make anything mean anything, to anyone other than for yourself, it's your life to live, and you know what those people who dobt approve of you, were they really worth it in the long run, even if you did have your shit "together" they call it the present for a reason because it's a gift, the past is gone and fleeting like the wind and the future isnt here, but you can always begin, again tommorow but for now, enjoy the grass between your toes and relax
This is super accurate. My husband and I get seen as more "adult" than some of our peers for being married and having a house but thats 100% just due to my trust fund buying the house early to support our disabilities. In fact, most of our friends are probably way more mature and the fact that society views these material accomplishments as signs of maturity is completely out of touch with the modern reality of wealth and property and the fact that most home owners have parental help or inherit.
I'm 36, and adulthood is hardly within reach. Granted, I don't have student debt, but having to support my parents financially in old age means that i cannot afford to nurture kids - so I don't plan to have any at any point soon. Seems a bit nihilistic, I know. However, I am still working towards my own goals. Perhaps many of us have lost hope and that's okay. Hope is overrated, BUT we should stay CURIOUS. ;)
I can empathize with everything discussed here. It reminds me that we should make decisions based on what things actually are, rather than what they "should be" from whomever's definition we're going by. So the old sage advice about what to do, because it worked back then...doesn't apply.
Economy is really, really bad, I just turned 34 few days ago, living with my mother (she's sick) and with my little brothers (my father left when I was a child), I'm the only one working, never married, but let's be positive things are going to change... I hope so 😉
She definitely said “silver” instead of “sliver” and it was adorable haha 😅 But as a 25yo with a bach degree, I’m 4 years out of school and trying to pay down my student loan debt, all so I can MAYBE go to grad school. This video came at a perfect time
![Quando Rondo - Grow Up [Official Music Video]](http://i.ytimg.com/vi/8zFnCg3BO4Q/mqdefault.jpg)
REMINDER: Last chance to get your ticket to tonight's workshop featuring Chelsea and Kati Morton. Hope you can make it: bit.ly/TFDStudioTickets!
Absolutely Perfect subject, just wish it had been around 20 years ago. Would have been really helpful and insightful... The expectations on 20 something is ridiculous..
The expectations that you have a plan and know what you want to do for your life.. some people don't have that kind of parents or money..
For those who can’t make it, will there be a place to watch the workshop ?
*And whose fault is that?*
Gen Z here and I go where employment is and where I have a STEM degree, many in artisian professions don’t have degrees (at least the smart ones don't). I save tight fisted, nickels and dimes, I don’t eat out, often I buy ingredients from scratch... not to be a master chef hipster, but because it’s cheaper, cheap 15+ lb sacks of flour, Eggs for less than 2 per dozen, and a wheel of Brie, which I do enjoy, is 7 dollars from frequent trips to Sams Club. I got an engineering degree from the local college, my father taught me “it’s ok to pursue a career in something your interested in, so long as others find use in what you do as well, useful to others.”
I want children, I want someone to depend on, and whose dependable. I don’t want to fade alone. I grew up during the recession which had my parents be frugal around me. I go to a local church, ask the priest for advice at times. Becoming adult means eyes dim, to realize businesses are merely the manifestations of ambitions and desires, that one could easily be apart of with the incentive appropriate number of books in relevant topics researched, and calling them names is pointless. Forming a family means a solemn lifelong arrangement and deep caring of the wellbeing of husband and spouse, who care beyond what they are able to provide for each other possession wise, to have someone that will go the extra mile beyond what any self-interested politician cynically looking at statistical charts, and even caring neighbors would be able or willing to do in lieu of their own obligations, and how much of their own life and wellbeing their willing to sacrifice. Marriage more than a jovial occasion is a solemn vow of oath. To follow such will bring security beyond what all the safety nets in the world could provide. I’ve never quite enjoyed life like millennials did. True charity is personal, the best aid programs are local, and frequently private. In my liquor shelf I had all the means to drink until blacked out on the finest imports and whiskey, but never did so, 90 dollar bottle size of Grand Marnier sat unused for weeks sometimes, and when asked on why I was drinking, sometimes I'd reply earnestly to relieve the pressures of my self deprecating thoughts on self worth to the point of thoughts of self-termination, to blow off steam would be an understatement. 'College life' seemed empty to me in terms of bringing intrinsic merit to my existence. My credos is self-reliance through all the unpleasantries that await. When asked on my opinion on what I thought about rent control I stated 'why would someone want to live in an area where their job couldn't pay for their house? most likely other items are just as expensive and so are services and taxes.'
Do y'all now GET why asians push kids into marketable degrees? Yeah not everyone can do those type of careers but there ya go!
So you don't just 'go to college' you got to college to get a degree you can GET A JOB WITH!
Unless you have a passion you are chasing...
Then some wonder why the young are turning to socialism after all work hard and not have a life it just explains a lot of the situation.
I know at the end she tried to say “it’s okay” but let’s be real, it’s not. It’s not okay to not have savings, or a place to call your own, or the choice to have kids when you want. Not because it makes you not an “adult” but because you should be able to have those things if you want them. Lol. I have family that literally served in the military, graduated college, and now works at IKEA barely making a living. Smh. Do all the “right” things and still have to struggle.
@mike sixx I have a Bachelor's of Science in Biology and I HAVE TROUBLE NOT ONLY GETTING A JOB, BUT ONE THAT WILL ACTUALLY PAY MY BILLS! What's wrong is that wages were never adjusted for inflation so most people don't even make enough to live where they were born. Employers are asking for way too much for an entry level job. Like 3 years experience for $40,000 salary? Ridiculous.
And the sciences were hit hard because Trump has been defunding the very agencies that are in my field of work.
Face it, we're in a shit economy and you lucked out.
Lmao the whole video feels like a millennial being victimized... structural issues blah blah blah 🥶
@mike sixx that answer just shows that you have no clue. Unfortunately other than your smart comments we don't know anything else about your life so you can just claim that it was just your hard work and intelligence that got you where you are now. But we all know thats not true.
@mike sixx get off your high horse. There is more to this topic than just what you study and hard work. You have to have a little bit of luck in life as well but no one will admit it because that would be unfair, right? I noticed that the people that get the most support from their families try to push the "hard work" narrativ the most. They just love to lie to themselves. I don't say you had that, but imagine you were born in a slum in India as a girl. You could work hard and still go nowhere. You are lucky. Don't go on youtube and put others down who are not.
@mike sixx I'm doing really great in life thank you. I work hard but I also had a lot of luck in my life. Somehow I don't have to flaunt my great life to strangers on youtube, but you do. Also I still understand the struggle of others and don't have to put them down.
What's infuriating is how everyone lectures Millennials like we raised ourselves and told ourselves to go to college at all costs. Every single person I know was told to go to college at all costs. The whole culture was behind us. To rewrite history as though an entire generation of 18 year olds just collectively decided to make stupid student loan decisions out of nowhere that were "obviously not common sense" is gaslighting of epic proportions. Now here we all are and people older and younger than us are just LOLing about what idiots we were to not go to trade school or start a business. No one was telling us that. And of course you have the additional salt in the wound that it was the first gen/working class kids who got it the worst, because their parents also believed it was the ticket out of poverty, and pushed hard regardless of the loans (which those parents themselves had no idea about, having never gone to college). Instead of being a ticket out, it was just another track of poverty. Honestly when you take a 30,000 foot view of it, it's breathtakingly tragic.
So true
I’m a 26 year old with a masters in a highly demanded field. I have 100k in debt and made 37k my first year out of graduate school. Depending on the website you look at, I should have made closer to 70k a year. The system chewed us up and spit us back out. We stood no chance.
@@brits.4581 I'm so glad you brought this up- the standard retort to the student loan problem is to just blame people for not getting a useful degree. But there are so many people who went the highly demanded field, focused profession route, and the economy being gutted just tore through earnings potential :(
I am still trying to understand how my friend who is 24 brought her own house. She never went to college but she is a flight attendant. Do they make good money?
This is so true. I have rolled my eyes and ignored and resented my mother’s advice after watching her tell me what she wish she did, but seeing it bring my sisters to crippling debt. Sorry not sorry, but can’t listen to that boomer advice.
As a 27 year old, I felt so comforted by this video that I just broke down in tears. Thank you for this.
❤️
I'm 28 (till November) it's okay don't feel bad just keep going its the most we can do.
I'm sorry. Boomers don't know what they're talking about. Xer here- the Millennials I know are extremely hard working, and I admire how they're keeping their heads up despite circumstances.
@J Ford What stereotype???? o.0
@Kevin Tewey Wrong, we will be even worse off than we are now. Look at the other communist countries in the world and how the people live there. At least we still have the free will to go out and get a second job or learn a new skill to get a better paying job.
Yea our generation got screwed but communism is not the answer. The elite want to own and control everything in the world not just their own countries and they want to do this by bringing in the NWO new world order, creating a one work government. That is the reason all this crazy shit is going on now, they are literally trying to destroy the United States as we know it. If more people don't wake up and realize what is really going on, we are finished. The democratic party are their puppets to help.
Read up on agenda 21/2030 to learn more about what's going on if you haven't already.
I'm 31 and don't eel like an adult. I live with my abusive mother because I can't afford rent in an apartment alone. I am newly divorced, only 1 year into my career (scraping together 2, now 3, part time jobs' pay), managing student debt. Educated? check. debt? check. Working? check. Lazy? not even a little bit. Just severely trapped in a broken economic system that says "hard work pays off."
Roomates?
This is me too. It's really frustrating.
I am also facing a similar situation as I belong to the millennial generation.
I feel this. This was me for years, forced to live with abusive parents because I was too broke-despite working two jobs-to even afford the rent on a room. Got into a roommate situation recently and it's helped some. If you can, try to rent an apartment/house with some roommates/friends or find yourself a room somewhere. It doesn't seem like much, but even having that distance from toxic family can be a big help to your psyche.
I know it's shit now, but at some point, you will look back on this and realize all this was necessary to get above it. I know it's hard to hear, but keep working at it. I was unemployed 2 times for 3 months at a time. It was shit. Also once was after a really bad break up where the person I was with moved cities for a job, and literally ghosted me before ghosting was a thing. So I assume we're broken up (lol). At the time it was shit, so shit. But I hustled and tried freelancing at the time. I only got 1 crappy 500$ contract that took me a year to collect from my shit client. But now years later, I have a great full time job, changed fields so many times, and now guess what, I freelance on top of my full time job (charging double my hourly rate at my full time). So looking back, I'm like ohhhh it was all leading me here. Obviously at the time when I was jobless at an all time low at my parents house after a bad break up making pennies for money, I wasn't feeling like a winner.
Fun Fact: To “pull oneself up by one’s bootstraps” was originally meant to describe something that was literally impossible.
Second Fun Fact: I know this because I’m an English major. *heavy sigh*
@Logan Ford I'm also loving all my English classes! I wouldn't have chosen any other major. :) It just feels a little weird/disheartening that it's the major people often use as a joke or as an example of wasting money. Haha but I'm about to graduate with zero debt, so who's laughing now? :)
What job did you get with your degree, if you don't mind me asking? I've always wanted to teach but it's probably best to keep my options open at this point.
@Logan Ford Libraries are the best! I worked in one for a while. A museum gig would also be sweet.
Don't be sad...alone. I have a Philosophy degree. Let's cry together in unemployment.
English Major ? Well, thats your first problem lol Sorry, that was my subject of interest too, but I realized that it wouldnt get me a proper income, nor would philosophy majors, journalism, philanthropy ... the world is too full of idiots to reward any “deep thinkers”.
@@OhNo-jq6iz
You can get a job with an English degrees. Most employers now want you to have a degree in anything and they will hire you. Plus I have a friend who has an English degree. She is like the manager for Huntington Leaning Center and makes good money for a person with single income.
I think it's crazy how the boomer generation criticizes and denigrates the millennial generation as if they're not DIRECTLY RESPONSIBLE for creating the situation. They were the ones that told them that they had to go to college to get a better paying career to amount to anything. The market got flooded, (which allows for the tuition price to skyrocket) and in the end the bachelors degree became the new high school diploma in the basic requirements for a job. The trades became practically abandoned. Now a well educated electrician or plumber makes the above livable wages and the buried in debt college grad has been reduced to "entry level", because all the applicants have a degree, it's become the minimum requirement.
For what it's worth, I'm a boomer who went into a flooded field and experienced all of the things you mentioned. The only saving grace is that I did it when college was "cheap" so there was no "loss" except my own unmet expectations. If boomer parents are smart, they will encourage education in a way that minimizes debt (community colleges, living at home, state schools, etc.). The student loan system is a trap that most people will never escape.
@Whitnerin 1 There are community colleges in my state where the tuition for one semester is less than $2,500. They aren't the most prestigious or desirable schools. However, they are viable options for people who cannot afford $25,000 per year. Hell, I don't think that ANY undergraduate school is worth that amount.
And, for what it's worth, I had no help with college at all, which means that I had to take my own advice: go to a community college first, take as many credit hours as possible, go to summer school to shave a year off my degree, etc. It's still doable for people who are willing to live at home, plan ahead, and scrounge around for scholarships. Whether the resulting degree will be marketable is another story. Sadly, many of them aren't.
@@nancynolan4117 2,500 is so expensive. When I went to community college in 2010 the tuition was just under 1,000 dollars per semester in CALIFORNIA!!!!!
@@jonathanlovesadventure7838 Like everything else, the cost of education has increased. Thankfully, so has the size of most financial aid packages. My point is that people should choose the most affordable school and aggressively pursue grants and scholarships that don't have to be paid back. If they are willing to do that, they can avoid the astronomical numbers being thrown around in these posts.
As far as the "back in 2010" analogy, my house is now worth twice what it was worth in 2010. Like I said, the cost of everything has skyrocketed.
@mike sixx
True.
Too too true.
Way too true.
As a Gen Z, I feel bad for Millennials. They did all the “right things” that they were raised to do like but they weren’t informed enough to realize that those prescribed steps towards adulthood are actually super unaffordable these days. Younger adults definitely learned from Millennials. I would love to go to grad school or pursue a career I’m actually interested in but who can afford that???
I wanted to give a few bullet points as a 23 year old for what I’ve learned from Millennials to hopefully be better off (no offense guys, it wasn’t your fault). Firstly, don’t go to a big city expensive school because I will make just as much entry level living with my parents and going to state school. Don’t “follow my passion” career wise because I’ll just end up in exploitative nonprofits when I can be woke on my own time. Don’t go to grad school. Shop secondhand for my wallet and for the environment. And don’t compare 1,000 Facebook friends’ worth of life accomplishments to my one person’s worth of daily life.
@Abby Shepherd as a millennial it is our own fault and you are right... but a lot of my peers are too interested in appearance and not willing to work. Work is work it would be beautiful to be passionate about it ... but it’s a means to be truly happy. Happiness is what happens outside of work. It’s ok if you can’t have it all. Many of my peers don’t get it. If you offend someone they are sensitive snowflakes because you are right.
@@NoName-yc4ts Happiness can happen when you stop chasing the next part of your life that's supposed to make you happy.
No Name thanks! Some of your rhetoric doesn’t sit right with me but you have a valid opinion! I think the comparison trap of social media is setting a lot of people up for debt & misery.
I'm so glad you guys are learning from the things we have struggled with! That's how it should be! Sending virtual hugs and encouragement your way 🤗
"It's OK to take a tonne of pride in the things you have accomplished with the circumstances you have been given" .. that was the best part for me.
I really, really needed to hear this after months of putting myself down for not 'being where I should be.' I'm 25 and work my butt off, studying a Masters full-time while working full-time to pay rent/bills. So many of my friends are in the same boat. It always hurts to hear people call our generation lazy.
Fun fact: Historians have discovered that dating as far back as ancient Babylon, the older generation has called the younger generation "lazy!"
THIS
not lazy, useless
Omg that's hurtful to hear
@@ДмитрийГришков-е5ь
Whatever
I really think we as a generation need to seriously think about worker cooperatives. There has got to be some way to resolve this wage theft issue and clearly the government will do nothing.
Agreed. I think that's the right way to move forward. If I start a business I'll offer equity or profit-sharing. I think that's a lot more fair than giving equity away to investors.
the accessibility of Unions and Unionizing has been actively corroded by the "gig economy" and the romanticizing of being an independent contractor.
It's a great idea. We have to work together to make up for these lack of facilities
Clearly 🤷🏽♀️
A little off topic (but same realm) my mom is a travel nurse who loves working in California because their nursing unions have been advocating for themselves for years. Some really amazing progress has been made and their hospitals are better off for it. And in state she's from, it's illegal for nurses to unionize, so they can't advocate for higher wages or for more breaks, etc. 🙄 Like, unionizing doesn't have to mean striking. And if all of your nurses are striking maybe we should be looking at what the hospital is doing wrong instead of pretending that people who choose to go into the field of nursing don't care about their patients.
Most won't see this, but if you do, we will make it despite the odds not being in our favor
Speak for yourself. At 26 I've given up already. Things are getting harder and harder by the day.
@André Camilo won’t get better if you don’t do anything about it.
@Unique2bkimmie yessss! You can’t give up because then there is no hope!
Yeah haters gonna hate let's prove them wrong!
Some of you need to realize that when you adopt a fatalistic "well, fuck it" attitude towards life, your outcomes will pan out accordingly. Sorry, but I can't respect that, esspecially when other people your age address the problems in front of them, and find ways to solve them instead of getting on the internet and bitching about it.
I’m in my early 30s and this still applies. I “did everything right.” I studied instead of partying, I kept off drugs and I don’t even drink alcohol. I didn’t get pregnant. But graduation wasn’t the golden ticket to a stable career I thought it would be. I’m still living with my parents and working two part time jobs - it’s the best I can do. Even before Covid hit I’ve been living paycheck to paycheck, none of which goes to frivolous spending. Life is hard but I’m still going to try my best to keep moving forward.
This shit is insane, you know it really is eye opening the fake persona alot of people put on especially on social media and Instagram there lives and showing off and trying to make others feel bad, it's crazy you wouldnt tell by walking around town and people driving that so many young folks like myself are in such shitty positions, it's really eye opening seeing stuff like this on RUclips
In my mid 30's here and still renting a room and living with roomates despite being married and having a grad degree in a STEM field. You are not alone my friends! In my 20's I felt so much shame but now I embrace the other side of this. Its easier for me to travel or move because i own less and I now value experiences over accumulation.
Love your attitude! And I agree. Simplicity is beautiful.
ouch. stem hard hiring?
Also STEM grad student here, just entering the 30s. Thank you so much for saying this
@@sarahwinston5484 STEM is an interesting field. So, many high paying jobs require doc/ or even post doc. When I interned in a prestigious medical school’s stem cell lab and all the researchers told me don’t do bio doc, do med or you will have much less leverage.
I am curious to see how this will affect society in 20 years. It is crazy to think how people lived in close quartered apartments in the early 20th centaury.
I have had to move back with my parents due to COVID. I miss my independence but I am grateful for shelter, family, and stability. I'm saving more money this way, and I need to remember it is okay to live with parents.
some people don't have parents or any family members that they can move back in with. stay grateful
You're not alone! That's my situation and dozens of other friends (mostly coworkers, we all got laid off at the same time) my age as well. It stinks to get treated like less than the adult we've worked hard to be. We def gotta stay grateful because getting to live with parents, we are going to be better off on the other side of this than those who didn't have a place to go. We are so lucky, and I've learned a lot about self love and rejecting these unattainable societal expectations. Thanks for sharing your story! And hang in there 💪
Yeah, Idk why there's such a stigma against living with family. Like, I contribute to bills and groceries and it's still cheaper than paying inflated rent prices. Plus, I love my family, and it's nice to spend time with them. I know that not everybody is lucky enough to have a loving family, but I am. So why should I be ashamed to live with them? 🤷♀️
Agreed I will probably live my parents until 26 but 27 seems to be the limit. I will be 26 in only 2 years, I am turning 24 this fall.
I still can’t believe that I will get my first real job around 24 but basically 25 since I will start off in an internship.
Rent for an apartment is outrageously high so I want to build up my wealth while helping my parents with house tasks ( snow, the law ) and paying bills.
I am also trying to reconnect with old friends and make new friends at my MS at a good school which has strong employment outcomes giving me the chance to create a soft career reboot.
I hope we can find ways to create wealth and enjoy life without stressing over loans.
It is absolutely okay. And you use this time to save every bit of money you can, and pay off your debts. Financially independent on your 18th birthday is a pipe dream for most people.
Let this video serve as a reminder that you can do everything right and still things will go wrong. A lot of people, regardless of age, don't understand this.
It hit hard. I am 27 and I live with my family still. No social and romantic life at all as I invest everything into my career. This is the only thing that saves me from killing myself (except my family). Career wise I'm much more successful than my peers but the salary is still not enough at all. Because of that I am not able to purchase or rent an apartment and move out. Plus I take poor care of myself, and closed myself off from the world basically. I always work overtime, which really helped me to get me where I am at. When I was working endlessly my peers built a family or at least a good partner. I feel terribly lonely and feel like a loser. At work I feel my best but during weekends when I go grocery shopping I feel and look stupid because I look like an aged kid. I don't know who I am. A kid? A woman? An adult? Not at all. When I was a kid I envisioned myself being 27: luxurious apartment, expensive car, getting married, having a lot of friends and connections and doing things for the community. I feel lonely and scared. Anyone can relate?
Yup except I'm 24 with no career
You are absolutely not alone in feeling this. Hang in there. I (25) also fixate on my career because I consider it one of the few 'achievements' I manage to maintain. But from now on I'm trying to be more balanced and enjoy life as well, because not everything is about work.
you are not alone
Is this alienation?
I can relate except I'm 22
my sibling and I were recently discussing how in all the guidance counselor sessions about choosing which college to go to, neither of us can ever recall tuition and/or loans being mentioned or any info on what taking on debt actually means. It's INSANE that this was not a priority conversation from *guidance counselors*. Instead, they spent their time gushing about how great the "college experience" would be while recommending some tiny liberal arts school that charged $50K a year.
Luckily my mom worked at a university (she got a part time job there when I was 5 and wrangled it into fulltime BECAUSE she wanted that free tuition employee benefit for her kids) that allowed all 3 of us kids to study for free, but damn. That isn't how it should have to be.
Damn me and my friend was just talking about how we feel teachers failed us as far as preparing for college
@@Aristocratic13 y'all need to stop blaming everything on everyone else
@@emilywells7415 point to me where I did that? I’ll wait
I got a job at the university I graduated from because they offer staff free tuition. I’m now getting an almost free masters degree so at some point I can leave this dead end glorified reception job and go into counseling.
@@Natasha831_1 Niceeeeeeee
Super lucky my mom doesn't want me to move out anytime soon. After years of severe depression. Dropping out of high school, then finally getting that degree, stuff goes on. My body isn't the sturdiest and I have Aspergers. It's quite terrifying when you see 'normal' functioning people struggle and your journey has barely started. Doing well right now cuz I have support around me. Forever grateful for that.
Maybe you already know this, but the word you're looking for instead of "normal" would be "neurotypical". Best of luck with everything
I'm 55 and have never made more than 30K a year. I have never had a new car, never owned a house, and I'm paying my millennial daughter's student loans b/c even though she has the degree I could never afford to get for myself, good paying jobs are not plentiful. I just thought if she had a degree she wouldn't have to be a struggling working poor person, like myself. Welp, I was wrong. Maybe good paying jobs started to go away in my generation & I've been the canary in the coalmine without realizing it. My mother rose above her upbringing to become middle class. I'm not quite there yet. Crossing my fingers for my daughter and her contemporaries.
Its nice that you're helping your daughter by paying here school loans (especially when YOU can't afford it) but if she's working she should (want to) contribute or she'll never understand the value of a dollar, this is exactly what people mean when they say "millennials expect to get everything without doing anything".... hope this helps,, good luck!
@@rollandjoeseph you’re making a huge assumption about her daughter and playing into the bias that Millennials are entitled. We have no idea whether or not her daughter contributes. We don’t know how old her daughter is. Recent grad? Mom with kids? She did mention her daughter is also a working poor person like herself so one can assume daughter is probably making a similar salary. But, without knowing more, we can’t really say more on the matter. That said, if her daughter is also making roughly the same salary, I guarantee you her daughter understands the value of a dollar. 30k isn’t much to live on, for either the 55yo mom or daughter, in any city or town. But, I understand your presumably good intentions. Don’t enable the daughter, right? Although, honestly, how is anyone paying any loan on 30k a year? Where I live, one of the most expensive cities in the country, 30k won’t get you far. You would absolutely need to either live at home with your parents or in a tiny apartment with 5 other roommates or in government subsidized housing or below market rate apartment. You’d either subsist on rice and beans, ramen, pb&j sandwiches, or wait in the long lines at the food pantry for free groceries. Transportation is either public if you’ve got a decent transit system in your city/town or a clunker of a used care. I just can’t fathom it. I earn $50k a year in a good year and I still barely get by (obviously it doesn’t help if I live in one of the priciest cities in the country). But still, how is she doing this? My friends make more than me and they’re still struggling to get by with massive loan debt.
Good job mom! Keep powering through, We have to keep helping the future generations to get a little further than us. It is just how it works
Making 30k a year isn't that bad if you have no debt or student loans. I too am a millennial who wished they didn't go to college. I paid too much, too many people competing for my job so companies now pay below the absolute minimum for what the job SHOULD pay and now I feel like my degree is useless.
@@crzyruskie86 I skipped college and been jumping job to job through temp services for better pay and finally landed a job making 40k a year because it's an union. I finally moved out like 2 years ago and I'm now 27 trying to play catch up to my cousins with big houses, nice cars, family, & vacations, but will probably be another 3-5 years before I can realistically achieve that maybe sooner I can find a partner in life without being ghosted lol. I've never been on a vacation or out of state on my own. Just as I started finding some success the pandemic hits >.>
I’m 27 and live at home with my parents. I’m single and don’t earn a huge amount so it’s the only way I can save up to buy somewhere (a small flat). Sometimes I feel like a child as I’m still in my childhood home. I can sometimes forget I moved out for university for 3 years. For me, I think when I do finally move out into my own place, then I’ll feel like an adult. But yeah, it is just such a different time now than it was for our parents
I live with my mom. My father passed away when I was 16. I pay a half of bills. I m cooking by myself lunch to work, dinner, cleaning, washing at home. I do shopping - so I know how life it is expensive. Even that I life with my mother I don t feel like a kid because I have responsibilities. I met sb but it is too early for me living with him. I want to wait a little bit. Maybe try to have responsibilities to feel like an adult.
I’m in the same boat but I feel like an adult because although I could move out, the most financially beneficial step for me is living at home. And I like my family so it’s not a bad set up. Some people don’t have family & homes they can live in, so I try to be grateful for shelter :))
@@olagerta8199 wow. This comment is exceedingly rude. It's really great that you can feel like an adult at where you are in life (condolences for your father though). However, presuming that the op doesnt have enough responsibilities from the snapshot they gave us cannot be anything else but rude.
I am 47 and have roommates! HAHAHAHAHA!!!!!!!!
@@flojowithattitude I am sorry to read it that you found my comment as rude :(. I wanted to show that sb can be adult even living with parents in late 20.
This is so true. I achieved all the markers of adulthood by 27. You know what? Not all its cracked up to be. I did that at the expense of my own self development, happiness and health. In the end I realised it was all hollow and was just another way the system entraps you into being a corporate slave for the rest of your life.
Being happy with the life you created is the perfect marker of adulthood. Living YOUR values and forging good relationships. These are far more important determinants of adulthood than a house and kids IMHO.
I’m 30 and 2020 was the year I achieved all my adulthood markers and I agree. I feel like an empty shell - I have no idea what kind of person I am outside of my job as I gave all I had to building my career and saving every single cent I made in the past 8 years. My parents couldn’t give me much and I committed my life to getting an education and a good job to have what I wanted when I was a kid. Now instead of wanting kids I’d rather finally learn to skateboard and get my first bike and get dressed up in clothes I want to wear rather than what I can afford and get a second ear piercing - I feel like a child in an adult body. I also feel like I’ve peaked as my job offers a pension so why would I ever leave? and feeling like you have peaked is a crap feeling when you feel so young. Anyway end of my millennial rant.
Thank you for your vision. It helps me seeing your perspective!
Just realized this at 22. I haven't achieved all the milestones of adulthood yet. Especially not the social ones. Working hard for my entire childhood was detrimental to my development. Now I have to figure out how to be human.
@@ro.3645 hmmm. I don’t quite agree. EVERYBODY feels like a child in an adult body. That’s something that happens in every generation. I mean... my parents married at 23 and even when I look at photos of them then, they look like they didn’t have a clue what they’re doing. They were “children” in adult bodies. And you know, past generations didn’t even have that “kid” period people today get in their 20s. I myself am a millennial, but my feelings are the opposite. I’m annoyed at the immaturity of my generation and those thereafter. I think they complain about how other generations had it easy, but I know my parents didn’t have it easy. They could have spent their 20s partying, but my dad worked 3 jobs and my mom had me. They had to because they had a family. And my parents couldn’t go home to my grandparents as an option. And they were a part of the boomer generation. I think each generation has its own problems. I don’t believe there is such thing as easy for any generation.
Absolutely!
I'm 30 and I feel like a 15-year-old but with more life experience. My dream is to have my own apartment in a major city but I'll likely be stuck with roommates until I die. I thought the fact that I never want to get married or have kids would save me enough money to be comfortable for life, but apparently not...
Why do you equate being married to having less money?
@@SynterraSteen There are a lot of people who have fears of losing significant portions of their income and wealth through divorce and so don't feel marriage is financially worth it. I'm married, though, and both of us are doing better financially than we were beforehand. Our insurance rates also went down🤔.
Trueee. Im just stayin home with parents bc anythin else is too expensive
@@bbygrlpt2 if your a girl it's a different story, being almost thirty as a man and only renting a studio apt one time with my ex and then living once again back with my parents, and working three shitty low paying retail and warehouse jobs, with no car, and riding your bike or taking an uber everywhere sucks for your sex life or any type of romantic encounter.
@@keanowhitmore8009 *you're
We also feel like kids because our co workers are constantly reminding us that they have “been working longer than you’ve been alive” 😔 ! Or feel intimidated when we ask questions for understanding! Smdh
and they get paid more to have outdated skills, can’t explain s**t, and don’t get called out for being blatantly misogynistic and racist
True
Jessica speak on it !!!!
@Jessica ooofff where do you work!? You seem awfully disgruntled!! Maybe there is wisdom they want to share with you that you are not willing to hear? I thought some of my older co-workers were cutting corners and being lazy at times but with time I’ve learned that they were being efficient and already knew what didn’t work (I should have learned from them instead of dismissed them-they ultimately were right with some things). It’s sad that you are putting older people into the misogynistic and racist category (it’s a gross over generation) I’m sure that you wouldn’t don’t like the lazy entitled category we are being placed in ... maybe try be a little more tolerant and open minded? Not everything they have been through is antiquated... we can learn from others even if it’s to learn what not to do.
Yeah and your generation is always pointing out that we are so OLD, and you don't know this or that because "I wasn't born yet", you do read don't you?
My "aspirational" age was 28 but at 28, everything in my life crashed. I was living with my grandmother & splitting bills & trying to save. Then she passed away & I was forced out on my own. I went through my savings the first few months on my own. I’m 29 now & still trying to figure everything out. My aspirational year broke me but I’m slowly trying to come around.
all the best! :)
blueskies thanks. It’s a process but I just have to believe that all things will turn out alright in the end.
@@CollegeGirlKEYThey will best of luck to you :)
I'm 34, I stopped dating in my mid 20's and unless a miracle soul mate just pops out of nowhere I doubt that will change. I don't have the energy to be around someone all the time at home, let alone a family.
I'm in my mid 20s and didn't even start dating lol
22 and found my miracle soul mate. I hope it happens for you. It’s truly an amazing feeling.
I never felt like dating was a necessity buy if a miracle happens and i find someone, i'd like to do the trendy thing of living apart and only meet up twice a week and for travels.
32 here, what's dating? Until I happen upon someone who wants to play videogames with people on Discord every night and who doesn't want kids or a house, I'll stay single too.
Amen, I literally told myself I’m so grateful I have quite morning on weekends. I can drink hot tea and slowly cook my breakfast before doing some laundry. I will never be this peaceful if I’m married.
I would also like to point out that the advise that boomer parents put out isn't working for them. Way more people over 60 stay in (or are forced in) the labor force. Some are just healthier and want to, but a lot have to because our pension system is failing them, there adult children aren't able to look after them because they are also working and paying off debt, a weakening of the middle class, and have to deal with age discrimination that they also have no tools to deal with.
I think it's really easy to say "fuck boomers" or "lazy millennials", but the reality is that economically it's a systemic issue that effects people based on class. The world is changing for everyone, and like the video said, it's generational security (which frankly I benefit from) more than anything that defines what your life will look like.
💯
I work with several of the older adults at my current job that are part time to earn a little extra money. Morbidly most of think it's a matter time till they become ill now that we reopened to the public. Something has got to give before the entire system collapses.
Good point! We talk so much about Millennial problems but it backfires on Gen X or Boomers (depending on age of parents and kids which is why I included Gen X). Thankfully my parents managed to live the American dream as poor immigrants who made smart decisions with HELP and don’t need me to take care of them. (I refuse to say my parents did it all themselves when they absolutely received help starting out as young immigrants in America even if it’s true they came here with no money, but they had relatives in America, an established ethnic community to get jobs from, and social aid). I fear I will end up relying on my parents forever. But I thank you for sharing this sobering reminder. My 40-something friend isn’t even a Millennial yet she’s encountering this same problem. She barely gets by. Just barely surviving. Her mother should be enjoying retirement but instead continues to work in her 70s and can barely afford her one bedroom rent. She does have real estate investments but there’s still a mortgage on it and she struggles to find long term renters, so, some day she might earn an income from renters but right now, the rent covers the mortgage but she still needs a job to cover her living expenses. All of her children have done well for themselves but they can’t afford to support her either. Everyone has college debt to pay off still, plus mortgages, and children to feed. It’s a bummer. They’re all super educated and earn more than I do.
my father continues to work to get his full pension. and what age is that 66? Why? because with a fixed income, he can't afford not to. With all these older individuals staying in the workforce longer, it makes breaking into the workforce that much harder for the younger folk just starting out. And the age of retirement is being push back more by the government to (as of now) 67 because the government cant afford it. The government just allows all these too big to fail companies/ individuals to hoard all the money. They don't value having a healthy/balanced society.
This is correct. Marx was right.
It really doesn’t help that a lot of jobs have ridiculous requirements to get employed but don’t pay enough, not to mention replacing employees with robots. It’s okay girl, don’t stress too much. I’m 22 and still delivering pizza because I didn’t qualify for more student loans to finish my associates degree in law enforcement which I no longer even want to go into. I still get by fairly well and don’t have that much debt. So what if my job title is kinda sloppy? I’m still surviving and doing the best I can to live my best life. I have high hopes for you ❤️ Don’t rush it, the older generations just can’t seem to understand that inflation, extreme debt and unrealistic standards are a thing.
This gives me anxiety
I totally understand where you are at. I had to wait until I was 25 to get my life started because of financial aid when I went to trade school. Any earlier and I would have to pay completely out of pocket . When I was a barista too broke to move out and my household made too much money for me to get aid . So I’m 5 years behind hopefully by 40 I’ll have a piece of the pie for myself
@@ambergrislo1070 I feel you bro
Spot on about the stupid requirements to get a job. I graduated with a degree in information systems and can't find a job in my field because every ad I see is looking for a whole ass IT department in one person with years of experience on top of that and barely paying above poverty wage. I wish I was exaggerating, but its true. I am fortunate to say that I don't fit most of what this video described even though I am in the age group. Thanks to serving in the military I was able to pay for college and graduate debt free and have a great job in robotics. But it sucks not being able go work in my field because some gate keeper doesn't want to give up his/her job or give someone a chance. Also, I live in LA and fuck this housing market.
Millennial here (one of the older ones). Everyone told me I was a loser when I dropped out of college in my first semester, including my family. Spent my 20s living in Asia and in Europe, going to pubs, traveling, enjoying myself (working as an English teacher, translator, interpreter, or whatever). Got a job in IT at 25 and worked my way up. Bought an apartment in my early 30s, and a house last year. I'm fixing up the house and once it's done I'll move there and rent out the apartment. Obviously I don't have any debt except a small mortgage. After hearing all these stories looks like dropping out was the right move.
It's interesting that the generation that raises us has so much to say about how we're being raised **sips tea**
I’m 30 and I feel the exact same way like a failure and a big kid so do most people I know my age.
I'm 30 and don't feel that way at all.
It is your choice to feel like a failure, maybe your problem is that you compare yourself to others instead of looking at yourself.
Can confirm. Husband and I are finally buying our starter home! In our 30's! With my parent's help! And it's not like we squandered our 20's on parties and vacations. We both regularly worked 50+ hours a week and went to school for relevant educations. We lived in cheap apartments and used public transportation. We just couldn't get a foothold. Housing prices have nearly doubled in our area the last 5 years while our wages did not.
Fortunately my parents are very understanding. My Dad recently told me, "I'm sorry the economy has f*cked you two over so bad." I'm lucky to have them.
Congrats on the house! You earned it.
Nice to see you have parents that get it. Mine are just figuring it out. I would have been further ahead just keeping the factory job I had when I first started university.
You are not lucky, you are BLESSED to have them! Imagine being lectured to go to college your whole life just to graduate need them the first year, don’t get the help and instead get lectured about ever going to college....
@Anurag Chakraborty Girl go see a therapist.
@Anurag Chakraborty poor you.
Dude I’ve never been able to get on my feet in the working world. It’s too hard. I have to bet on myself and work as a self-employed creative to to have a chance of making the money I want to make.
Always bet on yourself. I’m doing it too girl. WE GOT THIS!!!
I’m in the same place! Ive no choice but to to be creating my own jobs, thankfully with my skill set I can pull in a good livable and eventually comfortable wage long as I’m consistent and proactive with scaling.
I'm not from the USA and no matter how bad the financial situation in my country (Serbia) is, almost all of us have:
1. family owned home (house or apartment) to live in without having to pay for rent
2. free Healthcare covering almost all medical emergencies
3. free or not very expensive higher education
It's sad how "American dream" crashed and burned for all you guys. But I have to say, in almost all of Europe, people in general live better than in America...
I believe it.
Yeah, same for Russia. I can't be too grateful to our government because it still does a lot of stupid shit, but I'm insanely grateful for the legacy of USSR we're all utilizing. Sadly it's getting eroded with each passing year.
I hope I live to see a better America. I truly believe Trump tried but the corruption is too strong in our government.
I honestly consider moving to another country all the time, there has to be better options than the US, even if that just means moving to Canada
@@Delightfullydee7 Me too... But moving to another country usually requires financial stability though if you aren't claiming refugee status because they won't want to let you stay permanently if you'll be a drain on their resources.
Now imagine all of this and being disabled at the same time.
I am 48 graduated with a bachelors degree and bounced between family and apartments making between 20 to 28 thousand a year. Married late 20s long after my friends to an abusive man. After a 2 year marriage I moved back with parents bc couldn't live on my salary alone.. then my parents helped me buy a house to quit paying rent. I got my masters degree and finally a decent federal job making 60,000 a year with incredible benefits and retirement. I remarried at 35 and hoped to start a family.. Then I developed a disabling illness, lost the job, lost friends, 2nd divorce, was too late to have kids and too sick. So now disabled, divorced, no job, no kids, no friends, live in mobile home on family property chronic pain, no hope of future relationships or employment. Feel like a 48 year old child family is still taking care of. My peers have kids graduating college and are starting to have grandchildren.
YEP
@@paint_freckles I don't even know what to say to console you, but hold on, life isn't still, hope you will heal from the disease and everything will be okay.
Yeah, I feel you. I got chronically ill shortly after getting married in my early 30s. Because of that, I often don't feel like an "adult" because I consider it a good day if I can get the dishes *and* the laundry done. Never mind having kids.
Silver lining was that I'm from a country where the government wiped out my student debt because I wouldn't be able to work for the foreseeable future (signed off on my a doctor, of course). At least that's a thing. And my husband has a great job and is supportive. I'm very grateful for all that! Though I still wish that I could achieve more on my *own* steam.
@@paint_freckles I'm so, so sorry. I'm disabled due to Fibromyalgia, but you know what? I'm doing better on disability. I'm making a lot less than when I was working, but my quality of life is better, in spite of my illness.
Chromic illness sucks, but the corporate world really damaged me, psychologically. I was treated very badly by bosses and coworkers, but I couldn't afford to leave.
I'm considering my disabled status an early retirement.
I DO hope your life turns around. I really do.
I only have all that I have (my cars and home,) because of inheritance. If it hadn't been for that, I might be homeless now. 😔
I love the boomer argument of "saving for the down payment by age 30"... because now it's impossible to compete with all-cash offers on $300K homes. I better buy my tent for the streets now before wealthy investors buy up those too.
I'm 33 and I'm sorry to tell you that unless you belong to that tiny rich sliver of millennials, it doesn't get better than this. It just gets harder and harder. where's the video telling 30-somethings they're not losers for still slaving away in low-paying jobs and living in a shoebox?
😭
I’ll be 30 this year and I still haven’t found my career
I’m 34 in 2.5 months and I’m crying inside. Sobbing really. I used to joke as a kid about becoming a gold digger but I’m honestly thinking in order to survive I’ll have to marry partly for money. For love too of course but let’s get real, I can’t marry someone who makes the same salary I earn (when I’m employed that is). :(
@@SL-lz9jr Don’t think that way girlfriend
Anyone born between 1981 and 1996 is a millennial. People in their 30’s are millennials.
My dad paid for all his expenses and tuition by working as a manager at Taco Bell in the 70s. My mom never had to work and took care of the kids. I was ten years old when my mom was my age. My husband and I just recently moved out of my parents house after 5 years there because we couldn't afford to have our own place while he was in school (which he could never afford to do before). We're up to our eyeballs in debt and want to have kids and a house (apartment living is hell) but we're nearly 40. Fuck being a millennial, seriously.
Fuck life period
31 and still live with my parents. I felt this to my soul!
Hey if it makes you feel better this is very common in my country!! Kids live with parents until they are married and sometimes even after that
Hi, my name is Mona, I'm 43, unmarried, no kids and live with a roomate because rent is so damn expensive
same. i can't afford even a terrible apartment on my own, and i make too much for public assistance...
Rent is so expensive because these asshole boomers are all getting divorced and living in all the houses buy themselves with all their money still working a job that you should have while collecting social security because they’re old as shit but still hella greedy.
Im 34
Same here.. too.. i am 39. Never married. Living. With roommates. My life suck.
@@artcrafts9740 aaawww don't say that, try to enjoy whatever you can
32 and only in the last 2/12 years did I "feel" like an adult, and only in the past 8 months did my wage reflect it. I have a nice apartment and my account grows at least a grand a month until my car is paid off (Spring 2021 expected). That said, the years of college (haven't finished due to cost, and now its more expensive since I make more) and low-wage jobs up until a couple of years ago were terrible on my psyche.
Many of us are living in arrested development against our will, hence feeling like grown children. The only thing it has done for me is make me want to be active to make things better for the next generation, not tell them "I had it bad so you should too" like some others would.
I think the millennial generation were all told that they had to go to college regardless of what they want to do. When I’m reality, not everyone should o to college and take out loans. There’s now a need for employees in trades like plumbing and electricians. Both can be lucrative jobs especially if you would otherwise need to take loans out to go to college to get a degree you don’t need
Yes, yes, yes.
I totally would AT LEAST have considered other routes before going to college.
It was always played out to be that going to college was the only choice.
Some people have made comments on how they still think that somehow people with a college degrees are somehow better.
Completely agree. Going to college was just a given where I lived. And it didn't matter what for. But now we also have very creative "jobs" being taught in schools. Things that weren't even considered real education when our parents went to school. Kids are going to school for education in historically financially unstable careers and amassing huge debts in order to get that education. Just so they can leave school and find that no one wants to pay what their education is worth or that there are no jobs to be had in their field. I went to school for music and I don't regret it but, I really regret going to college right after high school. I wish I had just taken time to learn what I wanted from life before getting myself tons of debt.
Nah I need a degree. I ain't being a plumber or a electrician. Not everyone should. They need to stop making us take unnecessary college course.
My issue with trade school is what happens when the market is oversaturated with plumbers, electricians, etc. The answer is location!
The jobs are there but everyone wants the 6 figure gig in a major city and when they get there they later realize how competitive it is. Not only you are dealing with young American citizens looking for these jobs but all older experienced workers and foreigners that will work the same job for damn peanuts. Why not live in small cities that demand your skills but have a lower cost of living. I work a Government job but I live in a small city basic amnenties. I own rental properties, I'm married with kids, I take 3 vacations a yr, my wife works for local government and owns a small business, and we drive decent cars. We just don't live in America's shitty major cities. What's the point of living in D.C. where rent is 1500 on average when I can live somewhere where the average mortgage is less than $800 a month.
I wanted to take a year to go to a community college to save money and figure out what I wanted but my mom said she would kick me out and force me to live with my bio dad if I didn't go to a 4 year. yeah, some of us weren't just told that, we were forced into it.
I went through this exact same crisis at 27 and the realization that I don't need to have everything accomplished by 30 finally hit me. I have had way less panic attacks now at 28. Although, I think it is even harder to process all of this as a woman who may want to have kids. We still have that biological clock (and it is not like egg freezing is an option when we are too broke to afford a house). Most days I feel okay with accomplishing most of these things by my late 30's rather than by 30, until I read statistics about how women who have kids later are a greater risk for breast cancer etc. or feel like I will probably never find a life partner who is actually a good fit, or think about how I want to get all of these things pinned down before I have to care for my aging parents (who are currently in their early 60's). But maybe having kids will just be another aspect of my life vision I will have to reconsider (like literally everything else). No wonder levels of anxiety for our generation are through the roof.
I am 27 and I cry at the thought of not having children.
You know there’s a name for this. Look up “Quarter life crisis”
I agree that it is okay to say feel this way when you’re on the younger end of being considered a millennial. When you hit your early 30s and are in the same place it won’t feel as “okay.” Your debt to income doesn’t change drastically, even as you make huge payments and you realize your family plans continue to be pushed off because the idea of living on your current income with a child is terrifying. You hear the words “geriatric pregnancy” (pregnancy over the age of 35) when you talk about the realistic timeline for starting a family and also realize that your parents are only getting older as well. It doesn’t mean it can’t happen, but it doesn’t feel okay anymore. It’s an economic issue for everyone, not just millennials. If Boomers could easily retire and be financially stable, they probably would. It sucks for everyone.
Try being the oldest Millennials. I'm turning 40 next year, and this all hits home. But at the same time, you may come to accept that your path isn't the established one. House ownership isn't ever in my cards, and a marriage and family may not be either, but that's not the only path out there. In the last couple years, I've started to realize that there's more to life than the milestones I grew up expecting.
NOT to say that this is necessarily a good thing, and definitely not for everyone. But that ending bit that she talks about, it also reflects my change in expectations.
@@heathersealey592 thank you Heather, been struggling a bit with comparing myself to expected milestones. It hits different at 30: ruclips.net/video/HBOLK0E1MyQ/видео.html
Felt that. Saying its okay is nice and all, but as a woman, (26) I hate that fact that pushing off having a family is not by my choice. I just can't afford it rn. Being the only child, my aging parents with health problems all the while they hint at grandkids.
I plan on being childfree for life and still can't afford anything
I'm 29 in a few days. My parents had 2 cars and 3 kids at my age. Me?, cats and my fake pot plants🥴
Fake potted plants, or fake POT plants? 😂😂😂
It's such a struggle for me to continue to know that I'm not fully financially independent yet. I need my parents to help me pay for health insurance and groceries here and there. It frustrates me because I had no choice, and I did my best, and yet my dad still complains that he was financially independent at my age and doesn't consider that its because he went to a public university and was able to work the whole time.
Sometime there's no way to make someone understand. Some people just can't or refuse to. Extend some grace to yourself because your situation wouldn't be easy for anyone. Have a plan to move forward to more stable ground and stick to it. It's a trudge, but you're far from alone in it.
I read a reddit post where a guy's dad was supper up his ass about not working hard enough, buying his own home, making a life for himself and what not. the son tried explaining but the dad never listened. Well the parents divorced and sold their house to settle the assets. Dad had to start renting himself and realized what the world was really like and never said a damn thing to his son again after that.
My dad took it upon himself as a personal failure as a father that I was not able to be financially independent at my age before he passed (29). I’m 32 now and the only reason I can afford to own (not rent) a bachelor pad size apartment with my husband is because both my parents died and left me with a bit of inheritance. We cannot afford monthly rent where we live, but we can afford condo fees. We also had a very simple wedding using my childhood home as a free venue and no cake, no gifts, no reception. The most expensive thing was the officiant/marriage licence fee.
Millennial here. Moved out at the age of 18. Started my dream job at 26. Bought my house and paid off my car at 29. I have worked so hard my entire life because I don't have family to help me. Now at age 32, I'm about to be furloughed and I'm so scared for the future. Since college, I have never ever ever not have a job. I remember 2007-2009 recession and how scary that was. My mother ended up losing her house during the recession. It's really not fair to millennials. We have dealt with economic crises back to back. Well it feels that way to me.
As a 31 y.o still can relate :) Laugh through tears insert here.
100% generational wealth. Most people I know that have places, it's cuz their parents helped a little. It's not IMPOSSIBLE to do it without that help, depending on the city of course, my city is still affordable but it's starting to increase in housing cost. But it for sure helps to get that boost at the beginning to start things off right.
I remember my high school economy teacher telling us if you have a bachelor's degree you'd be starting off with at least 50k. HA. What a joke. I didn't hit that until 5-6 years of working and jumping from company to company. Yes some jobs you do start off with a base salary, but in the creative field, designer, nope!
As some one who got loaned some money from their grandparents to buy a condo in cash. (WHICH I PAID BACK IN 2 YEARS) Still because I was making money but did not have work history I could not for the life of me get a loan. So I feel for my fellow peers who might not be so fortunate. Its tough out here & You have to make smart choices and also a little luck. Just thought id chime into agreeing with your statement Jess about us who had a little help is a little unfair to the rest. Hope yall find your way!
Every single relative of mine in this generation absolutely got a leg up on our peers due to parental support. Need a loan? Got it, interest free, flexible payment terms. Thanks Bank of Mom and Dad. Need renovation work? Got it. Thanks family discount from contractor uncle. Need help paying college tuition, down payment on home? Sure thing. See above re: interest free loan and flexible payment terms. Even my aunts and uncles loaned each other money growing up. And of course parents, now grandparents, provide lots of free or cheap babysitting. If you needed a new car, just buy one cheaply from a relative. Guaranteed to work well, in good condition, and not cost an arm or a leg. And, again, flexible payment terms. My mom is going above and beyond and is actively trying to help me and my sister have an inheritance. I mean, what is that? Inheritance? That’s just a foreign concept to many of my friends. Without their support, I’d have nothing. As an administrative employee, I’ve never broken the $50k salary threshold. I cry because my business major friend made $50k her first year as an entry level analyst with a $10k signing bonus. That was 10 years ago... wonder what she makes now. To be fair, most of my friends make $60-70k so I know some of my salary woes were due to my own career mistakes. Mainly due to not learning how to negotiate for myself. Damn insecurities and imposter syndrome. But even at $60-70k, that won’t get you far in my city. You need at least $150k to live comfortably. :( Edit to add: most men I date make 6 figures and I’m beginning to think that’s the only way I’ll survive. I crave independence but I think realistically speaking I’m jumping from parental support to spousal support. Oh, the horror! All that said, I understand how fortunate I am. And, sadly, even with my $50k salary, it still puts me in a better position than those earning minimum wage and, well, I can always fall back on my parents if I run into rough times. I know not everyone has that. To be fair, I readily loan or gift money to friends who need it. We who are fortunate cannot be selfish when we find ourselves in blessed situations. At least, that’s my outlook. And if not money, then I try to find other ways to give my friends a leg up. Gotta support one another anyway that we can. Peace!
My cousin has his house because he got a lot of money from life insurance after his father died.
We only have a house because my husband's grandfather died and left him enough money for a deposit.
I agree. If you start at 0, like I did, you will probably be at like 5 when you're in your 30s, even if you've been working since 21. The whole system is against you.
Stories like this is why I totally understand why the people are out in the streets like they are right now.
Be prepared for much more of them. Families of them.
All these empty homes and the greedy banks would rather see homelessness. In today’s day and age it’s nearly impossible to live on your own.
With the mass evictions about to take place, we are about to witness an uprising like never before. Hungry people don't stay hungry for long, especially in large numbers...such as the 30 million people that are about to be homeless. I think we're about to change the whole game here honestly. I have SOME hope
@@iconoclastic-fantastic sounds like a revolution
@Java Monsoon Revolution comes in many forms my friend. History is a testament of this understanding. Also history has shown us what happens when corporations screw over the people and wages suck. Different day same shit
I was 43 when i got a job that allowed me the security to live like an adult.
That was last year.
I graduated with a b.s. in electrical engineering in 2009.
it took me 10 yrs to pay off my student loans.
2009 was not a good year to graduate.
2020 will be worse.
As someone graduating soon thank you for the reminder. I’m biology major, cellular molecular science, applying for graduate programs that would give me stipend. I am very terrified.
I keep thinking of the line in Parasite where the dad says he stopped making plans because they never work out. Brutal, maybe I need to watch something that's more uplifting. :)
I'm 29 in the next 2 days and yet still living like I was in student life. I'm lucky to have no student loan debts (got full scholarship), but still in debt for the new house that I just bought this year. My partner and I don't have any plans for having kids or marriage anytime soon since our income is not stable (because of the pandemic). We pack our lunch to work, make coffee at home, save everything we can even a plastic bag for reuse or recycle, eat 2 vegan days a week, grow our veggie at home..etc.. The key point is try living with a typical Asian Mom for 18 years of life then you got all the good frugal habits in you and you don't realize =))) lol.
@M Detlef Knock it off. There're a lot of reasons why she would still be scrambling such as the industry not paying a whole lot, common in fields such as teaching, veterinary medicine or social work, or living in an area with a high cost of living. Not everyone can move into an area with a lower cost due to a variety of reasons including job prospects for a certain field, family/a significant other, health and etc. You ought to not be so quick to judge harshly.
@M Detlef It's also entirely possible that her field has been decimated by the pandemic and what was a stable job now has become an unstable job. It is also possible that she is still stuck at the entry level position that doesn't pay much. Maybe she went to school when she was older. The fact is you don't know the whole picture, so stop acting like it
@M Detlef Ah, I forgot to mention, medicine doctor takes forever to finish studying :)
@@gearsandsteam1 yes, am medical practitioner, 9 years of studying is just the beginning, and now with a pandemic ahead. Most of my income was from working off-hospital (private clinic, spa center, etc.) now everyone is in the battlefield with COVID-19.
@M Detlef our junk major is saving you guys from dying :)
I can’t live a “normal” life. I cry about it every goddamn day. I’m stressed out, have no money, and jobs are shit. I’m definitely not bringing kids into this world to suffer like I have. I WANT to be an “adult” and live that “normal” life so fucking badly. I’ve cried so much. I’m simply here because my dad decided to raw dog my mom, because they thought it would make their relationship “better”. Spoiler alert: it didn’t. They couldn’t even afford to have a baby (me), now here I am. Struggling in life. Living paycheck to paycheck, and wanting to just die in my sleep.
I know that feeling well. I wish there was something I could say to make it better, but it won’t.
Reach out.
I didn't choose this... I blindly followed the advise of my parents: Get that overpriced degree, go to the city, make it big. But it just put me in golden handcuffs... Carve your own path and let your experience speak for itself!!! You don't need an expensive piece of paper
You can still carve your own path it's not to late. Don't put your degree down on resumes, just let experience speak for itself. Your parents did what they thought would help you the most.
I’m 25 and I feel like I learned that lesson by seeing the people a little older than me as they were going through the struggles. When I was 18-20 I saw people in their mid 20s struggling to find jobs, living with multiple roommates, and struggling with the burden of student loan debt. My peers and parents didn’t understand but I ended up dropping out of college at 20, and have been working towards a debt free lifestyle . It was hard then and people gave me a lot of shit and treated me poorly for not pursuing school but I fought to carve my own path because I saw how things went for many millennials. I sympathize with them a lot because they went into college blindly and before the internet was what it is now. Now it is much easier to really see the value of a degree and the potential burden of the debt, and to research and pursue other opportunities. Unfortunately millennials didn’t really have all of that when they were young adults, but I am greatful to have learned from their mistakes.
@@emmaq3250 same I’m still paying off my trade school but that’s about it. I had to put my life on hold until I was 25 to receive aid. So I worked as a barista for 5 years and I’m barely where I should have been on my mid twenties but I’m in my 30s. I guess better late than never
@@intherockies I don't put my degree on resumes, not that it changes much regardless.
A lot of these problems are incredibly recent! I went to college in 2006 and I had no student debt and effectively went to school for free. By 2009, after the financial crisis, tuition started spiking for a number of reasons. I got out just in time. And rent was very affordable. Most of these problems cropped up in the last maybe 5-7 years. That's far, far, far removed from when boomers were in their 20s and in fact the top end of the age bracket for millennial likely does remember a time when the shit didn't hit the fan.
39. The first millennials.
The 80's were ok. the 90's were full of hope (minus the first of the school shootings, but that was a weird 1 off thing). When i was doing my 1 year stint of college though, (2000-2001) there was something in the news of Bush 2 doing something kinda sus with some sort of laws, and then suddenly there was this story about someone breaking into the white house grounds.
Then the next year 9/11. Then things started to get scary with the patriot act. Used to be that going to Port Authority in NYC, there used to be lockers. Suddenly they were taped off. Then a few years later gone. After 9/11, flying was weird. I didn't fly prior. I had no need. but the security checks got increasingly worse when I started. (was dating someone in Chicago). Eventually armed military personnel was just a common sight in Port Authority.
Back in 2004-ish I was making a "decent" wage at 25k a year. I had to split rent with another friend to rent a 900 a month 2 bedroom basement apartment, but I made it work.
Now... 60k a year job doing office work. Resume seems pretty damned awesome if my recent job transitions and previous employers are telling me anything.
Inflation has utterly destroyed that though so that would have been "making it" is now about the same as when I was working as a stock boy at 25k a year. Back then I also didn't have certain bills I have now. I survived by having the stupidly good luck of finding cheap rent, but last year that came to an end.
Rents in my area... 1000 will get you a 600sf broom closet in one of the most run down shady towns in the area. 2k a month for a 2 bedroom isn't uncommon. Everything else is pretty much double the cost it used to be. REALLY have to price shop, but I have for most my life. Oddly, I notice Walmart brand grocery stuff... SOMETIMES is half the price of brand name. Not a few cents, which used to be the case. HALF. Granted, a lot of it is comparable, but it just really hammers home how much price gouging has become the norm.
The other thing, which I think fuels it more than anything else is that everything is commodified these days. I remember when amazon sold just books, and they were sometimes cheaper than other stores. Ebay was literally a site for garage sales online, not to run an "ebay business". Rentals were, typically, cheaper, not "I'm running this as an investment and so I charge the cost of the mortgage, the taxes, PLUS 10% for a profit that I can just skim off the top". More wllingness to share, less to haggle.
Pyramid schemes weren't common. Especially not to the level they are now. The whole "content creator" thing wasn't around. Social sites on the internet (this predates social media) were literally that. Just to talk to people in other parts of the world, or keep in touch with friends and family that weren't nearby. Only Fans and the whole "Be sure to like this video, and smash that subscribe button and tune in that notification bell" wasn't a normalized nightmare. RUclips videos were lesser quality, but they were more a repository of just random videos people found interesting. None of the whole "I live and die by Patreon" crowd.
Hulu I was a beta tester for. It was all free at one point and had even new movie releases for universal films till the movie companies started feeling like it was cutting into their profits. Then it went to ad sponsored. They used to play the reese's nutrageous bar commercial nonstop. Then they went to a paid service.
Pandora was one of the first streaming music services too. I was a beta tester for that. It was severely limited in its music selection but they basically were trying to figure out how to tweak recs back then. Then it too became ad or pay based service.
,
I remember getting netflix when it was DVD's. Great service back then. The streaming aspect has degraded over time due to copyright fights and licensing, and once again, everyone wants their own piece of the pie, so allllll the services are now overpriced, fragmented, and quite shitty.
The politics. The left going nuts really happened in 2014. The right went nuts back in 2008 with the tea party, but back in the earlier days of Bush 2, and the 9/11 conspiracies there were signs of what was coming.
The misandry and toxicity of today's feminism was born in the 2000's. In the 80's there was a big push for both sexes to be equal. Gone was pink and blue as the dichotomy. Girls were able to do what boys could and vice versa. In the late 90's to 2000's, I started noticing more anti-male things being marketed to women as "snarky". The fucking paper napkins I had to stock in the store I worked at were the worst. I started hearing more and more what was for "girls" and what was ok for "boys". Mostly that men were supposed to be manual labor slaves and basically had no emotions. It sucked then, it sucks now.
Trans issues? Honey, I grew up with fucking peewee herman. Gay acceptance was starting to happen in movies and TV. early 00's we got the queer eye, which threw us right back into stereotypes and the gay best friend as the must have straight white female accessory. Were the 80's perfect? HELL NO! But the 90's were much more normalizing, (even though they too had issues. Think about things like Chasing Amy, which came out in 1997. Then we got Chuck and Larry with Adam Sandler in 2007, 10 years later....)
I guess what I am getting at is that the signs of what this world has become have been there as far back as I can remember. It's just been something where it compounds itself year after year, and eventually, here we are.
Was the past better? Sure. But it's because we just kept making the mistakes worse and worse...
This whole video is a mood. Just turned 28 and I'm right there with the narrator. I have roommates- 32, 30 and 25 in a run down house. 27 was my "age" to be independent, with a stable career and married to the love of my life. Instead, I broke up with my boyfriend at 25 over school/moving/finance complications. Dating is hard because hookup culture prevails as no one has money to feel comfortable enough to commit. I make only $43K with tons of overtime, so I have no time for my hobbies. Most of that money goes to rent and paying off debt. I am burnt out, am trying so hard to move ahead and I can't. It is so shameful and frustrating.
Hey, I'm in my sixties and I think highly of millennials - they are less religious, less racist, less traditional, better educated and more progressive! Those old role plays of where young people should be at a certain age can be very limiting to living your authentic life. Your generation can't help that USA's greed has led to your "limitations". There's hope for the world.
Unfortunately, the uncool people of your generation are the ones running things. Our only hope for change is to get them out of both sides of the aisle.
@Cloud Smiles I think religion has perpetrated a lot of racism, sexism, homophobia and other negative aspects for too long!
@@anne7441 I am a millennial and I don't think anything is wrong with being religious. Religion can also be used for good. People use it for bad. Like a knife. I am not conservative but I do believe Boomers and Millennial whine too much. I know many of us want a house, and kids but I just think the world is changing. Generations change. Being an adult has changed.
@M Detlef Social work isn't a junk major my dear. You can actually make great money with social. Plus we need social worker. You can make 60,000 a year with social work. It may not seem much but lets say two social workers get married and one of them have a career. And not a lot of people go into social work because it is a hard field and it does pay little. But it is actually pretty easy to find a job in social work in my state. You can do a lot with social work. You can be a therapist, Director of a Agency, Program Director, work at museums, Executive Director, work at schools, get into politics, public policy, advocacy, management and human resources.
i think it's great we are more progressive but wish our non-traditional ways didn't make it so hard to find a monogamous partner! ruclips.net/video/HBOLK0E1MyQ/видео.html
The pressure to always make the right decision is so tremendous that it's difficult to a decision at all.
Imagine being an old Millennial (ie me born in 1984) and this still being accurate. I think the thing that frustrates me is that most of these kinds of videos are made for and by younger Millennials, without acknowledging that there are people 10+ years older than you still in the same boat, still being treated the same *in their 30s* and imagine how much worse the stigma is in your 30s. I loved the video, but I would also love to see more from older Millennials, all I'm sayin'
I feel like us over-thirties are less likely to engage with this kind of thing in an open forum, and more likely to try to network with our progressively more skilled friends to put together solutions irl.
Maybe it's the ol' 2000s "don't feed the trolls" training. ;)
That would be me. Plus we have to look at people just slightly older who were able to catch what was left if the “dream”
@@YourFaceisPretty Perhaps this applies to some, but definitely not to all (definitely not for me), as when I talk to friends my age, the successful ones don't understand what it's like at all (imagine telling your friend who makes 5 times more than you who is the same age as you, who wants to go out to a fancy restaurant, that you can't because your "stuff for fun" budget is only $40/month). So it's embarrassing from both ends for me, in that even people my age seem to think I have failed...
Yes right?
Born in 1984 too here. I was able to survive and be a little successful because I had a fiancé. 2 incomes made a difference, but when we split I had to move back with my parents. We never bought property and I’m single with income slashed in half. So… I get it.
All my friends still live with our parents, struggle in finding jobs and can only afford for basic necessities, I'm 27 too and this hit hard, I feel bad when my dad still gives me money, but I need it to live 😪
Have you considered onlyfans lol, if I was a woman I'd do it, I dont mean it in a disrespectful manner, it's just women are very lucky in alot of ways when it comes to making money, you dont even have to be hot, hell dip your feet in bath water and some dude will buy it for 10k lol. It can be lucrative, just look up bella Thorne
*Remember: It's okay to live with parents if you need to save/pay down debt!! Live with them if they allow it.*
Yeah but the honeys dont like no broke ass 30 year old man, living with there parents, and a shitty car, or lack of one. Kinda zaps the sex life and dating lol
just dont freeload though . help pay for utilities
Yeah, and the job market is practically flooded by people with degrees. I recently applied for a job as a secretary and when I went to the interview I was told that they weren't even interviewing people without degrees. Like... Why???
I didn't get the job btw, even though I have two degrees. Go figure.✌️
Spoiler:
It doesn't get better in your 30's either.
For me it did. Yes, I am still a failure in most aspects of my life, but unlike in my 20s, I have a stable job (I get paid peanuts, but it's better than nothing), and also met and now live with my better half (marriage and children are now out of the question, but children are annoying, and I would look ridiculous as a bride after 39 anyway)
I'm getting a weird vibe and it sounds like the narrator is constantly on the verge of tears, and I had to stop halfway in. changing speed from 1.5 to 1.25 to 1x didn't help it
I see.
🤣
I learned a long time ago not to listen to financial or educational or life advice from my elders. They were wrong, their advice comes from a world that no longer exists.
I love the way you shared your story, your sincerity is amazing
There's a chinese phrase 成家立业. It is made of 2 parts and loosely translated as "Start a family; Establish a career". The order matters, and is the typical aspiration in our parent's generations. Reality for us millenials is, we generally need to first establish our careers, before we can comfortably afford to start a family.
Interesting. In my Christian household it is "Prepare your outside work, Make it fit for yourself in the field; And afterward build your house." Prov 24:27
My family told me
College, job, marriage,kids
I’m 26 and this resonated with me so much. One thing I also struggle with is feeling like a burden to my parents. Aside from my internal disappointments based on societal expectations, I mostly wish that they didn’t need to help support me. I “should” have a handle on this by now, and it hits me sometimes that I might be burdening them when they should be at a point where they shouldn’t have to be worried about me so much.
The pandemic really crushed my business. Paying rent with a credit card is not fun. I don't go out. I cook cheap meals. The only non-food I buy is cat litter. Companies don't want to pay enough to cover rent these days.
Im 37 and just moved back to my parents home...yeah
I'm dealing with all of this on top of being a disabled person, which adds its own list of barriers. I'm 26 and still live with my parents. It absolutely sucks and I'm always in a panic that something is gonna happen to them and I'll have nowhere to live.
I feel like a could talk about this for ages, but absolutely! When I signed for my student loans at 17, I was told that college guaranteed I'd be able to get a job that would pay them off right away. Then when I was 27 and had been working as an assistant at a company where I wanted to build a career for 4 years, I was told I had to "wait and pay my dues" before I could expect to be promoted! My boss came to his senses and promoted me later that year, and now I'm 37 with a good career, I just paid off my student loans last fall and my husband and I can hopefully plan for a house and baby in the next year.
oof this hit hard. I just turned 27 and I've been super stressed out because my laptop broke and can't replace it so I can't freelance work either after losing my job due to covid. I just want to give up tbh.
Dont give up!!! Be persistent girl you got this
How's everything now?
Get a used one
I’m 57 and I still feel like adulthood is just around the corner. Your feelings will dupe you 98% and of the time.
the video is so true, it physically hurts
For so much of this, I have just had to accept, and find adulthood elsewhere (growing food at home, cooking, looking after my skin).
And this is why you can’t stay in NYC when you’re young. We are moving away from California bc it’s simply not affordable for those of us with big dreams. The cost of living vs. income potential in these sort of regions just simply don’t make sense
NY and a Cali are horrible as far as affordable living
I’m not a millennial, I’m 19. But I seriously needed this video. Ever since the pandemic, I’ve felt so ashamed because I was sitting at home unemployed and feeling powerless. I’ve been watching a lot of financial videos, and becoming knowledgeable about money has really help me
This made me cry so bad, i'm 22 but still feel the pressure, i just graduated my university, and will soon have to start paying of my student loan, due to covid no one's hiring anymore, which made everything harder. I decided to start my own company and try to survive off of that, and luckily now it's starting to look brighter. That doesn't mean I didn't litterally sold my soul to get there, 2020 was the worst year of my life. I was working constantly, sometimes 20 hours a day just to make it work, and it payed of, but it wasn't healthy, i really fell down into this deep depression hole wondering if i ever was going to make it, or just had to live on the streets. Just... worst year of my life... my heart goes out to all who is struggling with the society today, and also have suffered because of the virus, stay strong! I know it's hard, but hopefully we can make the world a better place for us, and the people who is coming after us ❤
I'm 27, married, a mother and live with my parents because even though my husband graduated with a stem degree and I'm close to finishing mine, the jobs just aren't there. Entry level for my husband's is bachelor's degree + GIS software certificate or a master's degree. I'm not done with my bachelor's yet so I can't work, and even if I could, we couldn't afford childcare. Thankfully, my parents are in a position where they can cover much of our expenses, but since my dad's self employed, even that's not certain to last. This hits close to home.
I think what hurts more for me is that fact that most of my millennial family members (cousins & sister) really did accomplish all these "hallmarks" of adulthood which makes it all the more painful when i compare it to my brother & I's situation (24 & 28 respectively) who are still living at home and unemployment in 2020
I know I shouldn't compare and we all have our own timeline, but damn does growing up suck 😔
My younger brother and sister are both very successful in their jobs, sister is happily married and brother will not take long. I am the first pancake, the one that broke in the pan.
At age 37, I still feel the same way. I just wish I knew what to do about it.
Every moment is temporary. Your time will come. You need to focus on your next steps and increasing your salary. Don't buy into headlines, you can achieve your dreams.
Wow, this summed up what I didn't know how to put into words! Still trying to find my "adult" mindset and its so difficult, even at 25!
@Eric da' MAJ you make a good point, but that is one perspective. I've always been responsible in behavior, with money, I pay my own bills, etc but I still don't have that mentality of being an adult - totally.
I'm brazilian, 37. Got married at 29.
I have a degree and two jobs. My husband has his degree and two jobs.
We don't have a house yet, and started Mike some money four years ago.
His father has 7 kids and always was the solo provider at the house. We can save money now, and are in track to have a house, but for four year we didn't have enough money to make to the end of the month. It's difficult to millennials all around the world.
The wages here are ridiculously low and we don't see a day in our future we'll be able to retire with social pension. Fortunately we start contribute to private retirement last year's...16 years late.
People from other countries should talk about this too. I'm 27, mexican and it's the same thing with this video but with very shitty salaries, a toxic job culture, colorism, nepotism, foreign companies crushing local business, life less affordable...Education here is a lot cheaper tho, but being accepted is hard as hell and when you do, well, the country is full with engineers and doctors that work as taxi drivers! \o/ and they're not even millennial, they're boomers! It makes you want to pull your hair off!
As a 27 year old who works retail I relate to this a lot. Making under 20k a year makes you feel really shitty compared to your peers, especially when you’re trying. to desperately get out of retail but the competition for other jobs is so tough you never get hired.
I've never made more than $12k a year. Except during the onset of the pandemic. Only to lose the job, not that it was a good job though. However it did for the first time in my life pay $59k a year. I never even got to get past the orientation thanks to covid 19.
I see a lot of Gen Z not even going to college or going to a community college and making money from investing in the stock market. If I had started investing in my early 20s like them instead of wasting ten years of money paying off student loans, I'd be doing much better.
A lot of Gen Zs are more entrepreneurial so they avoid college if needed
Im so glad my collage and healthcare are mostly free
Kevin Tewey definitely not the case. You have to know what to invest in and how to invest. You never sell because of a drop that’s NEVER ah good idea you lose everything doing that it’s better to hold on to your investment because in due time it’ll come back. If anything now is the best time to invest because the market is bad.
Kevin Tewey stock markets are about the long game. Sure it crashed today but when the next inflation bubble hits, I’m gonna be able to profit.
Kevin Tewey I heavily invested in AI, renewable energy, and tech. I’m not too worried about those sectors losing too much value. The rich will always try to find new and more ways to suck money out of the lower classes
Can we make a pact now as Millennials that if we're the ones in the seats of power (i.e. president, parents) in the near future, to never do what the older generations did to us? Please help and think how we can make better lives for the next generation.
If I ever had more than I needed, I'll give every single penny above that away. Not to charity, but directly to people in need for the rest of my life. My humanity, and soul aren't for sale, for any price, under any circumstances whatsoever.
Agreed, let's not only do better for the next generation but try and change things for our own.
It’s so frustrating trying to get older people to understand that things aren’t the same and harder for the younger generation.
I’m 29 and I worked so hard for years to move up and I did but then I found out I was under paid but worse of all I got laid off because companies want cheap labor. This is life and it is harder for my generation.
Being 28 and still feeling like a 15 year old is NOT the wave. 15 year old me imagined a life totally different at this age. Not fun to realize that you've totally disappointed your younger self.
I’m almost 30. I’ve been living with my parents for a while now. My family isn’t toxic; they’re very supportive, but I can’t help but feel that I’m “behind.” I’ve never even had a girlfriend. Why? Because I was always trying to chase that very elusive vision of adulthood that was described in this video. I literally feel like a 29-year-old child who just can’t get their act together. After this past year, I’ve ceased to care about the goal posts. I’m just happy to be alive and I’ve accepted it may take me some time to get where I want to go.
It's not alway the destination but the journey, best thing you can do for yourself, is live your life for you, someone always has it worse of than you, and in some ways theres silver linings to the way are lives end up, sometimes theres truth and reflection in hard times, in a way this might be a time to reflect and really figure out what you wa t to do and take action to make those goals become a reality, I understand it's hard and I'm in the similar boat as you, but sometimes you just have to stop and really enjoy and embrace the small things like, really tasting your food, enjoying long walks in the park, exercising, wrap yourself into what you really like, smile, share ideas with people get out there and talk to people, listen to music, watch the clouds on a sunny day in the field. It's important to not take life to seriously, and dont make anything mean anything, to anyone other than for yourself, it's your life to live, and you know what those people who dobt approve of you, were they really worth it in the long run, even if you did have your shit "together" they call it the present for a reason because it's a gift, the past is gone and fleeting like the wind and the future isnt here, but you can always begin, again tommorow but for now, enjoy the grass between your toes and relax
@@keanowhitmore8009 Thank you Keano. Hang in there and I trust you’ll make it to where you want to go as well!
My parents did everything earlier than me as well!! At their 20's they already had me!! 👶 Great video!! 🙌
This is super accurate. My husband and I get seen as more "adult" than some of our peers for being married and having a house but thats 100% just due to my trust fund buying the house early to support our disabilities. In fact, most of our friends are probably way more mature and the fact that society views these material accomplishments as signs of maturity is completely out of touch with the modern reality of wealth and property and the fact that most home owners have parental help or inherit.
I'm bursting into tears, thanks for the understanding, Thank you so much for it 💖
I'm 36, and adulthood is hardly within reach. Granted, I don't have student debt, but having to support my parents financially in old age means that i cannot afford to nurture kids - so I don't plan to have any at any point soon. Seems a bit nihilistic, I know. However, I am still working towards my own goals. Perhaps many of us have lost hope and that's okay. Hope is overrated, BUT we should stay CURIOUS. ;)
I can empathize with everything discussed here. It reminds me that we should make decisions based on what things actually are, rather than what they "should be" from whomever's definition we're going by. So the old sage advice about what to do, because it worked back then...doesn't apply.
Economy is really, really bad, I just turned 34 few days ago, living with my mother (she's sick) and with my little brothers (my father left when I was a child), I'm the only one working, never married, but let's be positive things are going to change... I hope so 😉
She definitely said “silver” instead of “sliver” and it was adorable haha 😅 But as a 25yo with a bach degree, I’m 4 years out of school and trying to pay down my student loan debt, all so I can MAYBE go to grad school. This video came at a perfect time
I noticed