Very true. 60% of American's are trained to be poor. They are all training for office jobs. Retail is history. Now what? There have to be a game changer. I trust in America they have learned a good lesson.
@@irenenabitaka7057 The rot system is failed us all , not only in US , it is about the whole world! We are living in a money game world and this system is controlled and manipulated by only 5% of the peoples in this world!!!
huh? Unemployment is at an all time low and companies are desperate for skilled workers.... The key tho is "skilled workers, and that takes proactive planning and effort on behalf of the individual.... a trait lacking in a lot of Americans these days... unfortunately.
I’m a doctor and am always asked why I still drive my old Kia. They’re surprised when they see I don’t own a huge fancy house or have tons of jewelry or closets full of clothes. It’s because I live within my means. That doesn’t just mean what I need today. It means I look at what I’ll need in the future and save accordingly. I don’t want to be working when I’m 70 or even 60. So living within my means includes my entire lifespan. I would also rather spend my money now on hobbies, trips, good food and investing. Not clothes, shoes, purses, make up, mani/pedis, cars, extra rooms full of useless decor and furniture, or landscaping. I could care less what my colleagues think. Let them waste their money and work forever because they have to. I’ll get to enjoy my life now since I can work less and retire at 60. Maybe earlier if my investments are good.
Good for you! I love the idea you expressed that "living within my means includes my entire lifespan." So true; we generally only think that living within our means includes the here and now. My husband's father just passed away last year at the age of 92. If you retire at 62 and like my father in law, live into your 90s, you have to be prepared to be economically viable 30 years from then. Few people can do that without having saved up a large nest egg ....
It breaks my heart hearing the sadness in the voice of the young girl with her mom, in the end of this filming. The shame, the hurt, and the struggle is real.....
You don't own a single thing when you've bought it on credit. The 'house/three cars/etc' are fake and can disappear in as little as four to six weeks if your funds dry up.
Lulu B Completely agree. The issue is that measures of success includes stuff like cars and how much stuff people have, which is patently false. Success should be about how much money you have in the bank and in solid investments.
How sad people say, don't have kids or stay working! Things happen, like a cheating husband, that left, and yes I was working !Everyone's situations are different. One day it will happen to you too. It has never bothered me to be poor,I am rich in other ways,and blessed and loved by the Love! I can make do ,like any bodies business! Praise the Lord!!
Blessed people dont wish their misfortune on others. "It will happen to you to." ??? Not everyone makes poor choices in life that wind them up being poor. That's YOUR story. Pray and keep it to yourself. You said your husband left? Why he didn't he take the kids with him?
I don't know why you are offended ,I was not talking to you, personally. Has you said it's my story! I meant it could happen to you. I don't know I didn't make bad choices, that is also your opinion, trying to make me feel bad? My husband convinced my daughter to go live with him,mistake, so now she hates me, the divorce is my fault. I was not the one who was unfaithful, and lying, doing drugs. So that's my story.
@@gemykat8120 sorry. I don't mean to make you feel bad. I know what i said sounded mean but we women have got to take better care of ourselves and that SHOULD include not having kids. Especially out of wedlock. It leads to poverty im so sorry to hear about your situation. But doesn't that kind of prove my point? If yiu didn't have children wouldn't that be one less thing to worry about?
People are still being given very outdated financial advice. Going to school today, often means a lifetime of debt. People often work longer hours, producing more for the company they work for, but their wages remain stagnant by comparison to how much they produce and especially the increase of inflation. Not to mention, a job can be lost due to deep recessions like the one in 2007/2008, where several million people were laid off, losing their income. Which brings me to another important problem. People must understand the difference between income vs what wealth is and having wealth. The solution is not more jobs, the solution is education in financial literacy i.e. entrepreneurship and the goal of accumulating wealth.
@Tom Horn save what money.....many of them have to choose between rent and good. They have been hoodwinked by the all powerful USA Ogilarcty. You know the one that pays millions of dollars, some of it probably public money to "Climate Change Deniers". The ones who want to wrest every cent from us before we figure it out and drive them from our midst.
You better tell em. They think it can’t happen to them. We have to trust in God to supply our needs. The problem is some don’t understand sacrifice,suffering and compassion,they’re the attributes of Christ, we are to help one another.
@@dennisfujihara9270 and the rebound was amazing...patience. Invest for the long haul... The stock market is at an all time high now... so not too sure what you are referring...unless people just don't know how to invest... then I can see that being the case. You don't lose any money in the market until you sell.... Some people maybe put themselves in that position tho.. and didn't plan for a SHORT term drop in the market.
@@gwendolynsmith6423 If delusion gets you thru the day...more power to you and your Gods who take care of you.. Go with it....if that belief keeps you going.
So many ppl commenting on here like they think it would be impossible for them to end up in this situation. The economy will be smashed again and unless you have multi millionaire parents to fall back on i suggest you shut up !
They have no clue, right before this happened I had spent the prior twenty years working my way up. First military and working through school, then time in doing the field jobs, and had just gotten to that first level of management were I was able to make money and look to buy freehold property. Then was laid off not long after the change in administration during the middle of the unemployment "crisis", this since the project I was working on for the company was tied to a federal contract. I was on UI until it ran out, ended up in landlord tenant court... and haven't recovered since. What people are also not understanding is how the results of this have been used in a biased and prejudicial manner. It was not long before resumes and application were automatically dismissed if the person had been on UI for more than six months, or ended up having credit issues from long term unemployment and underemployment. In a main comment, I may get into the fact that a lot of people never needed to be unemployed if the government would have just enforced the rule of law on companies; that gets into their retention policies, and abuse of the visa programs. These were not just a few jobs here and there either, the jobs numbered in the hundreds of thousands that could have remained employed, or picked up for new employment. The thing is a lot of it is still going on, and not even the alt media on places like YT cover it with any significance, I even outright ask people to contact me to discuss it, and maybe start organizing. It should not ba a surprise to anyone if in the near future there are movements of violent dissent, I am surprised it has not already been seen, but I just figure the individuals who are going down that path are being very careful planners.
@@Sphincterpiston it's because American DEMOCRAPS give to illegal foriegners , we spend 319 billion a year to these people so none left for American citizens. Stupid ass politicians
This video makes me feel better that I'm not only one worried because my freezer is empty,it really sucks busting my ass everyday just to exist,that's it,there is no american dream anymore, its all survival that's it,life really sucks when every waking moment is nothing but one stress after another,that's just the taking care of kids/household part,the only future plans I get to make is coming up with money for dinner tomorrow
That's exactly how I live I work 50 60hours a week and I can barely survive. I'm so sick of it. I would of already punched out of this shithole world if it wasn't for my little boy I just hope he makes it big I try to drill it in his head about school. And tell him he doesn't want to live like me working his life away for some rich dude that treats you like shit. Or to join military and stay in there don't come out till you retire cuz since I got out its all been down hill. But I feel you. I can barely do anything at home anymore I come home so tired most times I fall asleep on my couch don't even make it to bedroom wake up and boom it 5am time to start all over it's a living hell. That boy is only thing that keeps me going.
Any of you commenting could be in an accident and become poor like I did. But I have no dependents and live on my little ssd. No Medicaid just Medicare. That's more poor.. Hard truth.
Belle: If you are on SSD, Medicaid should pick up what Medicare doesn't cover. In Ohio, Medicaid picks up the premium for Medicare Part B, and the Medicare copays and deductibles, if your monthly income is below $990 ($1335) if you are single (married).
Help yourself. You'd be amazed what you can accomplish. Rice and beans.. beans and rice... Learn a marketable skill and stay out of debt. Always live within your means. I have 3 cars.. All 1990's. All paid for. I have one home.. paid for in full. Don't go into debt and learn a marketable skill. You'd be amazed at one can accomplish. Life is a struggle but rewards those who provide value to a company and the economy. Victim-hood mentality always has an ugly ending.
There's many outsourcing in the Netherlands. But we have medical care for everyone. There's a limit on high salaries for government workers. And benefits for je jobless people. Actually those benefits are almost as high as the minimum wage so a lot of people with no skills or motivation try as hard as they can not to get a job....
The reason outsourcing won't go away is the difference in pay. I work for an outsourced job. I make about 300 dollars a month. An American in one of those 15$ min wage places makes more in half a day than I do in a week.
This is something that bothers me so much. I am 37 with a full time job. I make good money but I have to think about the future. If I cant have kids. I wont have kids. EVERYONE IS SO DESPERATE TO BREED. WHY WHY
Technology is changing everything. I'm retired in Danbury, Ct. If I didnt have Housing , I would be a lost cause. I went thru a bankruptsy with Filenes, at the Danbury Mall, in 2006. It was a corporate takeover. May Company went out, and Federated Macys took over. I went thru my stock money, in about 7 yrs .Now Im on Social
I worked for Macy's shortly after they took over May Company. I got paid $8.50/hour, no commission. The grandfathered in Foley's employees made $13/hour plus 5% commission. All of this was in 2007-08. I still can't imagine making $13/hr plus commission as a sales associate here nearly 15 years later. Wages haven't stagnated, they've gone down. In the beginning, we had to have just as much product knowledge, and meet a sales quota, even without commission. Macy's tried really hard to get rid of the Foley's employees though, if anything came up, if a worker needed to take any leave from the company, they'd pay them $8.50 when they came back. Even people who had been with the company for 30+ years (down here it was Sanger Harris back then before Foley's) got their pay cut eventually. I'm 34 though, my 20's were lost because of the Great Recession, I couldn't afford to continue college. These corporate takeovers allow companies who treat their workers worse to buy companies who treated their workers better. It is a race to the bottom. I also worked as a teller for Bank One during their takeover by JP Morgan Chase, same story. Bank One paid tellers $11-13/hour, Chase paid $9/hour. I got the job at just the right time to make $9/hour. That was 2004. This was when banks were making tons of money from those balloon mortgages and 30% interest on credit card debt. I felt so dirty pushing their bank products on people that I, even at my entry level job, knew was absolutely wrong. If people just read the fine print before signing those papers. I learned the lesson to always know exactly what I'm signing from that job. They also could have paid their workers better, and the American people ended up bailing these criminal banks out. My sister was a teller at Comerica in the 1990's and made $16/hour by the way. That money went a lot further in 1992. Corporations are lying when they say they can't pay workers $15/hour, because they have before. Again, it's a race to the bottom.
$45,000 is way more than we made in 2017. But we do live in Minnesota, home and property in the country paid off, we have zero debt. We drive all older vehicles...1968-1996 vehicles, dirt cheap insurance, parts,tabs etc. WE only have internet, no TV service. We don't have smart phones, just $10 tracFones. Get lots of deals on Craigslist. I build lots of things for free. Work some cash jobs...cash is king baby!
I wish my pensions were the Sterling equivalent $45,000/year! I'd feel like royalty to be retired on an income like that. In the UK, the state pension is about the equivalent of $6000-8000/year. Try living on that...
@Margaret Norvell Sure. They just get paid into my bank account. So long as my bank had a branch wherever I was living in the US, then there'd be no problem. If not, I might have to open an account with a local bank and make arrangements to have them paid into that, but I don't foresee any problem. Millions of Brits have retired abroad.
Exactly, so now write your elected representatives and ask that same question. Do not except any lies about people not wanting the work or not having the qualifications, since if you look at the data it really isn’t the case.
Carol Ann Zilla, sticks and stones... Once you are unemployed and underemployed enough to end up like in the video, you start to not care what you are called, it is more important to make factual points.
Because they don't give a shit 💩 for their people, except Mexicans and drug cartels that they have 100% better quality of life than the average citizen.
To avoid being poor and/or homeless, just stick to these rules: DO NOT GET MORTGAGE, DO NOT BUY NEW CARS ON LEASE. Then you have no installments, no extra monthly payments. If you cant afford it, do not buy it. Save as much as you can. Do not eat out, at least for some time. Do not go to the cinema, do not buy unnecessary things. Then you will be able to save a certain amount of money and have a backup sum for bad times. Cause you never know... But people want to have large houses, new cars, designer clothes and shoes, expensive toys for kids... So they go to their bank - and the damage is done. They think they are fine living on loans. No, no one is. It is just a dream. If you live in a house that you bought on a mortgage, then it is not yours. If you leased a car, it is not yours. If you bought your kids a new game console on a loan, it is not theirs. You live in someone elses property, use someone elses car, in fact. Wake up. Dont do that. Why do you want to ruin your life??? Save up and then spend. But never spend more than you can afford. That is it.
DanaPatriciaMary1 (I'm 20, go to school full time and I am a server in a very low cost of living area where most of the people I know make around 300-500 a week) I grew up in a household where whenever we had a dollar we would spend two, and we always found ourselves getting cars repossessed having our lights and water shut off and being evicted. My parents didn't TRY to work more in order to supplement themselves and their three kids they chose to bring into the world, but rather continued living in poverty, not because we didn't make enough but because we bought stupid shit. We would go out to eat every day, always had the newest gadgets, always went shopping even though we had to take a bus or taxi to get there. It was beyond dumb, but thankfully I have learned from their mistakes. My parents are still poor, and will most likely be poor for the rest of their lives. Unfortunately I have to help them here and there, but I have no children, no bills, no anything. I am saving up 2k a month and have no student loans and I am the happiest I've ever been.
Company I work for simply will not give a raise. Always an excuse and want us to work harder and jump through hoops with promise after promise that never comes. I took on more responsibility, got more training, every thing they kept saying I needed at each review, then still no raise. Peoples lives around the world depend on what I do every day and I still don't make $30,000 a year. It's the carrot on a stick. 11 of the younger workers have left in less than two months this year and the company had the audacity to send out a questionnaire to see why employees are leaving as if it is something new.
When AI and robotics really kick in during the next decade there's going to be a whole stratum of middle-class who will not only become unemployed, but unemployable, because every job within their educational, training and skill-set will be equally affected. They'll have to learn the sort of blue-collar skills that robots will not necessarily be able to do, like fixing a central heating boiler...
I feel this. I’m not at the poverty level but I have to work 2 jobs to avoid it. There is no pleasure except the occasional cheesecake from Magnolia Bakery. I don’t complain cause I could be literally out on the streets you know?
We should be allowed to complain though, that's why unions were a good thing. My job seems to make it a point to give me such odd hours and change my schedule at the last minute, I don't know how people juggle two of them.
Recession has never been over,,, no more middle class,,, WOW,,,, I have been blackballed and living in a recession for over 30 years,,, this government in America is responsible...
income monthly=2200 expenses monthly= 2050 make too much for government help, don't make enough to help myself... working poor... If I quit my job, get food card, get section 8 housing, get Medicare, apply for some kind of disability (I might be crazy don't know yet) I could probably save more money than with a full time job, but hey I have a responsibility to support all those people who are poor, fuck me right...
If you make $2200/month and have kids, you are entitled to some EIC and a Child Tax Credit of $1000/child. While you will owe little or no income tax, you will owe a lot of FICA tax. Here's how I propose to deal with people like you. All following amounts are monthly. Income including employer's share of Social Security = 1.0765x2200 = 2368. Gross Income tax = 2368/3 = 789. Social Security = 15.3% of 2200 = 337. Net income tax = 789-337 = 452. You would get $500/month from the US Treasury, called a "demogrant." Your net tax liability would be 789-500 = 289. Each dependents you have who are under the age of 18 would earn you an additional demogrant. Food stamps are trivial for those who don't have kids. In many parts of the USA, it takes years on a waiting list to qualify for section 8 money. Medicaid is fairly nice, although a fair number of doctors do not work for Medicaid payments alone. Qualifying for disability often requires hiring a specialised lawyer who knows how to shop around for a jurisdiction which is a soft touch.
ThisIsSolution. Go to food banks 300$ savings yard sales for cheap items. Wait till yard sales closes ask if they want items leftover. Put on craigslist. I started this in phoenix and about crushed retail and mad 70k doing this
The situation hasn't even begun to bite. AI and robotics are going to consign whole swathes of employment to the ashes of history. And these are not going to be just the repetitive low-wage opportunities; cohorts of middle-classes are going to find themselves not only unemployed, but unemployable, as the entire stratum of jobs and skills they represent are subsumed by smart machines. Those in employment today at low-to-middle skilled levels would be wise to start saving just as hard as they possibly can, and/or perhaps develop a skill that cannot easily be adopted by AI, because it's a likelihood, if not a ball-busting certainty that they will face long-term redundancy within a matter of a few years...
Yes it can happen to anyone but always remember that in life be humble I know a lot of people don't believe and God they don't believe in Jesus but be humble in life try not to look down upon other people because they don't have but also I found out in life everyday I used to buy the newspaper I think the newspaper when I was working was maybe about 10 or 15 cents and I would buy the paper every day and I would have maybe $0.15 in my pocket and everyday when I come home from work it would be this guy standing on the corner he lived in my building and he would say hello to me and everything and he would ask Miss do you have something you know somebody to give me so I can buy whatever I don't remember what it was that he wanted to buy but I will give them a nickel or dime someday if some days if it was my payday I would give him the whole $0.15 and I was happy I didn't think nothing of it one day I called my house and I used to ask my son what did he want me to bring him home and he wanted some ice cream and you used to get a little brick of ice cream for I think it was 90 99 cents I think I had in my pocketbook I had 90 96 fence I went outside to the young man that I used to give a couple of nickels to and I asked him I said by the way do you have $0.03 to give me I said because I want to buy my son some ice cream and all I have is $0.96 and I needed three pennies he said to me you know if I had it I will give it to you you know that and I felt so hurt because 4 year or more I was giving this man money and I gave it to him happily I never look down on him well I went back to the store and I asked the man in the store I said could OU $0.03 and a man looked at me and he says no and I was so hurt because I used to go to the store at least three to four times a week sometime I would get my son some little Penny candies put on I've never been so hurt if they say they want something to eat I don't give a no money I don't give him nothing to eat because of the hurt 03 pennies and it was for my child that's a hurting feeling to feel that you cannot get nothing from nowhere from no one I'm a senior now and I still feel with the United States government I work for 37 years and with the United States government how many of us as women who are retired as men who are retired that can't get the things that we need nothing we want like Dental Care eyeglasses these are things that we need nothing that we want who which I say in America we can find a pantry now so that we can have food it may not be the food that we want but as food that we need and I thank God for that but please don't ever be and total need a homeless because as people we will feel it it's hurt is hurt that we can't get medical care we can get dental care we can get eyeglasses as seniors and these I need these are not once these a needs food is a ninny housing is a need medical care is a need please please have these messages and more and more people need to write messages like this cuz there's a whole lot of people in need
Nicole Lyday yes and it is very sad. I believe due to regulations, tariffs and new debt to finance old debt inflation will out pace many of us. We're seniors and feel the inflation on a daily basis
Nicole Lyday True. How can people save any money when all of their earned money goes towards living expenses. Real solutions please. Stop blaming Liberals. It’s the big divide between the rich and poor and it is getting a lot worse. We need rent caps. No more than 30% of national median income could be charged. It is dire.
compared to the poverty here in the philippines, that is still considered as somewhat middle class bc poor ppl here are re-cooking foods they find on garbage..
She had 5 kids and four pieces of chicken. She can't figure how to feed her family. Sigh. My mother used to make an enormous pot of spaghetti with ONE leg-thigh and a bunch of spaghetti. She needs to learn how to stretch a meal.
I was lucky, I grew up in the country with the highest standard of living in the world. It was a country where a single parent, working a minimum wage job (Full time) could live above the poverty line. My mom didn't work because she didn't have to work. Even though she had a college degree and was a teacher, though she did go back to work when I was 13. My dad made enough money to support us, buy a new car every 3 years, buy clothes and all that other stuff and pay down a 15-year mortgage in 11 years. When my dad retired he had three different pensions he collected. Plus Social Security. I was fortunate because I grew up in the United States in the 1960's. Now people work 2 or 3 jobs because they cannot get full time.
There is the problem. Too many kids and not enough fiscal preparation. Could you wait off until down the road to have kids until you have a larger nest egg?
Paul Lindholm another one with piss poor comprehension skills--that kid is like 12 idiot 😒🙄--this is Bergen, NJ's wealthiest county --clearly your dumb ass doesn't understand the notion of falling on hard times. 🤤
Paul Lindholm The problem is too many millionaires and not enough of them paying taxes! My mom raised Eight kids! All of us are tax payers! They planned for our tax dollars! They did not plan the infrastructure , just the increase in dollars!
its hard here in canada i on a disability pension making a little bit less than mining wage but i try to survive god bless that i don't have a major catastrophy or else i would be done for.
same thing here in Australia to but some people still work but living in there car cos rent is to up cos to pay weeks is $500 or $800 dollars in sydney.
I'm not "mean". I just asked a reasonable question. In order to solve a problem, you need to understand it. Those women are in that situation because they are single moms. So maybe what we actually need is some honesty as a society.
You are insulting me over and over again, for speaking out an important and simple fact, but I am the mean one? Because the truth is "mean"? The truth isn't "mean". Hard, maybe but not "mean". You know what's actually "mean". To lie to young women and to tell them that single motherhood is great. That those women are just as happy as married women are. That their children don't need a father and that to be raised by a single mom will not be an enormous disadvantage in every possible aspect. What I say might be hard to hear for women who have made the false decisions, but your dishonesty is leading young women into the same, destructive direction.
lisa, you need to grow up and to realize that insults are a bad substitute for arguments. I never said we shouldn't help them - I probably give more to charity than you do - but that doesn't mean we should act as if every bad situation just happened. No, it usually came about threw bad decisions. Single motherhood drives poverty like nothing else does. And the children of single mothers have *several times* higher risk to end up in prison, to become drug-addicted, to break up high school, and to get pregnant while being underage. It destroys the lives of everyone involved and harms our society like almost nothing else. And *YOU* and people like you, are responsible for their suffering by spreading bullshit like your claim that single motherhood would be a good thing. You are causing damage and you blame me for pointing at the problem you have caused!
Very few women plan to be a single mom. I'm sure there are some people out there talking about how great it is, but that isn't the case for the large amount of lower income women I've met. Also, nobody said that in this video. Your comment is literally off topic. You could say poor women should stop having sex, but everyone knows how unrealistic that is. A quick glance at maslow's hierarchy of human needs, aside from common sense, demonstrates that. You could also say that poor women should use birth control, but that is also out of touch with reality. It isn't easily accessible for all women, unless you have transportation to a place that gives free condoms. Maybe it's just me, but I've always had problems with condoms sliding out of place or busting when put on properly. It's also super easy to forget to use a condom if that's not normally your routine. Then there's the problem of birth control not always preventing pregnancy. 85% accuracy with normal use sounds good until you realize that it means 15 women out of 100 will become pregnant every year. That's actually a ton of women.
All of the people in my uncle's house work. My aunt, uncle and grandma all have a job to help pay the bills. They're pretty well off if there's 3 people in that house working to live. My dad works and he's just barely there but he makes it. Just him and I, but we also live with my grandma and he helps with the bills, we have food in our fridge, hot water and a place to stay and it makes me eternally grateful for all the family I have who can support me.
A lot of women want to be a stay at home mum,thy are on that cell phone day and night,if they were using it for constructive purpose it would have been good,most of them who are uneducated is yapping all day long, I am always a hard worker,but when I got sick my wife went out there and start working, to I am telling her to stay at home ,She said no way,will she stay at home, she is her own boss .
Poverty and homelessness are shameful in our country. Let's take a tip from folks that have success with the homeless like Finland who brags no homelessness. A bold statement that the Finish people seem to have figured out.
That's the point also people always say the same thing I never thought it could happen to me so they spend lavishly they don't save anyting recklessly and this is the point I don't take life for granted I know it could happen to be at any time which is why I stock up on food always always prepare always save and always ready to leave open alternative ways to live I'm a minimalist anyway thank God...
Here's the problem. The first (second) figure below is the %age of total income in the USA that is paid in wages (fringe benefits). Wages include all CEO pay, and all executive and Wall Street bonuses. Fringe benefits includes the employer's share of FICA, and all employer contributions to employees health insurance and retirement plans. 1970 52% 7% 1992 46% 11% 2000 46% 10% 2014 42% 10% 2016 43% 10% It is evident that the reward to American employment has been squeezed for a generation.
I've been the problem with these people is they don't stink and don't just assume that the good days will never end that's the biggest problem.. I'm thinking so not saving a penny for the future this what happens when you don't save that nothing for rainy day..
Help this people. People will help our own but why is congress helping foreigners instead of our people. Can someone tell me why Pilosi Feinstein Waters and the left hate America. We need to take care of our own. People that pay taxes are not working they lost their job. HELP those that are here. Send back the people that want welfare free housing free school free doctors and hospital clothes money. Enough is enough.
Nothing new here; age discrimination has also become the norm for decades now. Employer corporations and businesses do not want to pay experienced, older employees the wages they deserve or the higher insurance premiums that insurance companies charge employers of older workers. State and Federal governments, even though there are anti-discrimination laws on both books, do little or nothing to curb the laying off of senior employees and older managers in workplaces in favor of youth. Many older workers become and remain unemployed thanks to rampant age discrimination in hiring practices that are on-going to this day. Hypocrisy abounds and creates poverty because nothing is done to stop these human-rights violations. Older workers are forced into taking early Social Security and losing at least 25% of their Social Security income for the rest of their lives. This is one of the several reasons why I want our governments to take care of our own citizens first. Both pre-baby boomers and baby boomers need justice done to recoup their lost careers and livelihoods. For shame, America. What you do to your own older citizens is one of your worst glaring hypocrisies!
Stop hating others who have more, and do something to improve your own situation if you feel you should have more. Like I teach my kids- someone will always have more, someone will always have less than you.
+lisa smith You've got a lot to learn lisa. The rich are not taking people's kids and money. You sound upset, but I think you just need some faith and prayer
I use to live in San Francisco...,1972. I worked as a clerk typist..made 1.65/hr....lived in an apartment for 200.00/Mo. Nice place in Noe Valley. S.F. What happened?? Rents are now sky high!!!
The poor must apply themselves and learn marketable skills. Plenty of good companies thirsting to hire "skilled" workers. Sucks to hear that I know.. but I don't apologize for the truth.
So madonna went to Malawi to look humanitarian when in her own country, she could have easily easily rescued more without even taking a plane.What is it with celebrities ? Charity begins at home.
I am hearing alot of money missmanagement here. Lady said when she was working she paid bills and kids had "excess" then she lost her job and she had nothing. Well, to me that says they lived above their means and lived for the moment from check to check, no forsight, no financial planning, no investing , no saving, no income diversification etc. Its not the best economy but people have the worst spending habits.
You are a victim or survivor. If you are a victim nothing will change , a survivor will find a way. This is proven throughout history. If you are waiting for someone to help you it will never be enough.
I really feel sorry for those people who don't know how to better themselves.... Good intentions... Good people...but I wish everyone knew how to grow and expand their horizons so they wouldn't be in this kind of economic disparity.
Randy Perkins that’s the thing. In your country normal life events ARE beyond what you can afford. Where I’m at, I actually make a living wage, businesses thrive, and everything is affordable. In US, you have to take risks like deciding if feeding your children expired food will do more good than harm because you can’t afford anything else.
@@75egcg another risk is shelling out for a degree/ going into debt for one. I know plenty of people who have gotten a bachelor's up to a master's degree and had to live with a bunch of roommates or their parents for years until they could work up to getting a decent paying job.
New Jersey property taxes are insane. I opened my mortgage bill one month and it had jumped up $400 due to property taxes. My job then laid off 50% of it's full time staff due to budget cuts in the state's budget. Then, hurricane Sandy hit. I had a Master's degree and a very good job then. Don't be so quick to judge this can happen to anyone. Needless to say, I moved out of NJ and never looked back!
The median tax return has an AGI of about $45K/year. These data exclude the 10% of the population that do not need to file, and do not qualify for the earned income credit. These data also exclude the untaxed portion of Social Security and private pensions, which biases things the other way. At any rate, maybe as many as 60% of all American households are making under $45K/year.
As a single parent raising two children alone I lost my home in 2010 because I couldn’t find work I tried everything and there was no option for me my son”was in his last year of high school and my daughter was at college and I knew I had to do some thing... or lose the house.. so I moved to South Carolina to see if there was work there..Well staying with a friend I found a job working on a chicken farm the money wasn’t good and it wasn’t going to be enough to keep the house so I move back to Tennessee three months later they foreclosed..
The working and middle class have never recovered from the Recession of 2008. If you can have 15 years of savings, you're already very well off. Now we'll endure the Covid pandemic and resulting recession.
this teaches you to be SELFISH AND KEEP YOU AS NUMBER 1. Only the strong and adaptive people will be fine in Trumps America so you as a person need to really evaluate your priorities. Having a family is nice but will only hurt you down the line. Keep it with just you and you only.
You are right. I am sure they are great kids.... but piss poor planning. Probably wasn't raised with the knowledge to know any better tho...I can't apologize for the truth.
These are the people I feel sorry for, not the "professional homeless " bums who are hooked on alcohol and drugs and would not work if you gave them a job. The people here who have lost their livelihoods after working hard for years deserve our help. They will one day regain their feet and be able to take care of themselves again. The homeless bums have been, and will be, a burden on society until they die.
"1." is mostly under peoples control, but not always, even so there are plenty of resources for a GED, and many times at a community college where they will be more than happy to assist in advancing a person to a technical certificate or associates degree. "2." is also under most peoples control, but let's face it, people are going to reproduce. There is nothing wrong with it if done responsibly, and it is the biological imperative. Trouble is this also happens to people who are married, and maybe have, or plan on having, only a child or two. If two people cannot live in such a manner, there is something wrong with that society, not those two people. "3." is the main issue, but the one people have the least control over compared to the others now. It's like that stupid butterfly effect thing, Soros sells some currency, a national or regional economy crashes; some government official decides not to make sure the laws are enforced, well, unemployment line; earthquake here, tsunami there, stock prices change, oh well, layoffs, not hiring, or renewal of contract for business... it has become too unstable, as will societies if it is aloud to continue. What people fail to understand with what happened over the past, going on, ten years now, that instead of having a general recession, many were put into an out right depression. I keep having to try and communicate some topics because they get almost no to little press, including alt media. Some made up bias policies in hiring practices have kept many of the same people unemployed or underemployed since this started. The idea that if during this time-frame someone was unemployed for more than six months, and maybe has had credit issues related to the situation, so is then not considered for employment, is just made up nonsense. These practices have caused harm to a lot of people, and actually harms the economy, since the individuals will not be able to participate in it to their full potential, and even ultimately end up drawing resources from it.
Chris Denney wtf no that's not my style I'm not trying to win anything i just was making a comment i can't help it that you didn't like it and then was rude
George Garner Go do some research before trying to start shit on RUclips and quit dropping word salads everywhere cluttering up the internet. No go ahead and get your last word in because we both know it will drive you crazy of you don't.
Well, it's $45,000 per year, after taxes is is closer to $35,000 per year, not counting what you may chip in for health insurance, and maybe retirement (401K, IRA...). Whether it be renting at least a three bedroom apartment, or buying a three bedroom home on a thirty year first time buyers mortgage, the combined rent and utilities or mortgage, property tax, insurance and utilities is going to be $1800 to $2000 per month easily. This is assuming something like two boys and two girls each doubling up in a bedroom, and not the best school district or neighborhood. Then there is transportation to and from work, even assuming a one car family in a beater and the other uses public transit, it will probably still be at least $300 per month for insurance, fuel, fare, tolls... not including things maintenance. Then there is food, I do not know what exactly it would cost to feed six people per month but I will assume a lot, since you can still make $5000 per month yet qualify for SNAP benefits at the upward limit with that many people in the household. Even with this program, it is just a supplement, and the more you make the less the subsidy is, meaning there are still out of pocket expenses. So, even with this you can bet at least another couple hundred per month for food. Then there is clothing, costs associated with education, most health insurance is co-pat based and kids go to the doctor... You can see where this goes fast, like they said in the video, the cost of living is high, but also those areas are where the jobs are. I can easily see why last the time I checked six years ago the upward income level to qualify for low income housing was about $45,000 per year for a single. I am going to even extend this to the whole BOWASH area, but $45,000us per year is just doing okay for a single, and just barley making it work for a couple, start adding kids and it becomes problematic quickly. People can say what they want about how other people shouldn't have kids they cannot afford, but the fact is that is just not going to happen. The issues in this world, or even this area of the world, are certainly not a hypothetical couple who may just want to have a kid or two, those are much larger social and cultural issues that exist outside those two people.
Daniel Alt, the cost of the education is mostly provided K-12, but there are still other expenses associated with it. Most other things like health and retirement are self provided, or provided by the company you are working for, and usually with at least partial payment. People have been trying to get the health care thing going here even since the seventies. There is a Nixon White House tape where the issue is being discussed, and how he doesn't like the socialized health-care idea; but when the HMO's are explained to him, that the people to pay into it, but then coverage is denied from the bullies position, he expresses a like of that. The thing is people have the mistaken idea health care can be provided on the national level here, like in Europe and the U.K., but the trouble is the U.S. is too big as a nation. So it really comes down to how it should be state socialized health-care as probably being the more appropriate answer. This since states in the U.S. can be comparable to countries in Europe with regard to functioning at that level. This is how it seems to be set up in Canada, where when you live in a province, you may have a provincial health card. If you are then injured in another province, you get emergency and basic care, but for treatment and some other things you need to go back to your province of residence. Then, if you move, it changes to the new province similar in the way drivers licenses are handled in Canada and the U.S. Plus, I am sure there are all sorts of reciprocal agreements, especially between bordering provinces. So, I think the whole idea of nationalized health care is kind of a misnomer over here, but a plan could be put into effect and work if done right.
This is why savings and tight budgeting is a must specially when you’re a parent. People should learn how to let it go when its gives you too much burden.
We are all one step away from losing a job..falling ill..taking care of elderly parents..divorce..etc..etc. With income disparity on the rise due to housing costs and many jobs with no benefits it's no wonder the working poor and middle glass struggle daily.
The harsh reality is that jobs disappear and the cost of living goes up every year we need to do more to protect ourselves and be more flexible because believing in the one way path to success will get you here
Rent goes up only because people can afford it. Supply and demand. If the landlords couldn't get people to pay the rent... they'd have no choice but to lower it... but that doesn't seem to be the case... Weather the storm.. learn new marketable skills. .. stay out of debt. Live within your means.
60 percent of America Are one paycheck away from going homeless
Very true. 60% of American's are trained to be poor. They are all training for office jobs. Retail is history. Now what? There have to be a game changer. I trust in America they have learned a good lesson.
Irene Nabitaka Amerikkka ain’t learned a damn thang with it’s die hard racist ass. The Most High is sick to death of Eusa and so am I.
@@irenenabitaka7057 The rot system is failed us all , not only in US , it is about the whole world! We are living in a money game world and this system is controlled and manipulated by only 5% of the peoples in this world!!!
Dan, time for plan b ! Homesteading or Eco villages
Facts.
No one should be ashamed of asking for help. The economy is very bad.
President Trump Disagrees VEHEMENTLY!!! LOL!!
huh? Unemployment is at an all time low and companies are desperate for skilled workers.... The key tho is "skilled workers, and that takes proactive planning and effort on behalf of the individual.... a trait lacking in a lot of Americans these days... unfortunately.
Badger Fishinski Go into debt to learn a skill that will soon be outsourced or automated.
You do realize this video is from 2011? Things have progressed greatly.
@@oswaldjames6295 So does his daddy Satan, but Lardass will beg for help if it will help him run his cons.
ns.
I’m a doctor and am always asked why I still drive my old Kia. They’re surprised when they see I don’t own a huge fancy house or have tons of jewelry or closets full of clothes. It’s because I live within my means. That doesn’t just mean what I need today. It means I look at what I’ll need in the future and save accordingly. I don’t want to be working when I’m 70 or even 60. So living within my means includes my entire lifespan. I would also rather spend my money now on hobbies, trips, good food and investing. Not clothes, shoes, purses, make up, mani/pedis, cars, extra rooms full of useless decor and furniture, or landscaping. I could care less what my colleagues think. Let them waste their money and work forever because they have to. I’ll get to enjoy my life now since I can work less and retire at 60. Maybe earlier if my investments are good.
Good for you! I love the idea you expressed that "living within my means includes my entire lifespan." So true; we generally only think that living within our means includes the here and now. My husband's father just passed away last year at the age of 92. If you retire at 62 and like my father in law, live into your 90s, you have to be prepared to be economically viable 30 years from then. Few people can do that without having saved up a large nest egg ....
It's true
Poverty is growing in the U.S
You forgot McDonald's and Walmart
It's always been there just not televised.
@@yank196101 Not like this Bernard.
It breaks my heart hearing the sadness in the voice of the young girl with her mom, in the end of this filming. The shame, the hurt, and the struggle is real.....
E W most likely off camera--would you show your face??
Donna Stubblefield not me
I feel for these folks, too. When your're not used to it, it has to be quite a shock.
5
You don't own a single thing when you've bought it on credit. The 'house/three cars/etc' are fake and can disappear in as little as four to six weeks if your funds dry up.
Lulu B Completely agree. The issue is that measures of success includes stuff like cars and how much stuff people have, which is patently false. Success should be about how much money you have in the bank and in solid investments.
This is what more people need to understand.
Exactly don't live above your means
I am grateful for being unattractive, which lead to no relationships, which lead to no debt/no kids.
Jason Ramsey + Amen To That, I’m A Bachelor With No Kids, Life Is Great 👍🏾 😆
Ed Green + Amen To That 👌🏾
Lol. I have pets instead of children much cheaper and cuter
Good one!!! Have always wondered (just once) how my life would be if I faked it with crutches???
lol
How sad people say, don't have kids or stay working! Things happen, like a cheating husband, that left, and yes I was working !Everyone's situations are different. One day it will happen to you too. It has never bothered me to be poor,I am rich in other ways,and blessed and loved by the Love! I can make do ,like any bodies business! Praise the Lord!!
Blessed people dont wish their misfortune on others.
"It will happen to you to."
??? Not everyone makes poor choices in life that wind them up being poor. That's YOUR story. Pray and keep it to yourself.
You said your husband left? Why he didn't he take the kids with him?
Miss Shannon is + Amen To That Sista 👏🏾
@@louiswoodardjr2038 👊
I don't know why you are offended ,I was not talking to you, personally. Has you said it's my story! I meant it could happen to you. I don't know I didn't make bad choices, that is also your opinion, trying to make me feel bad? My husband convinced my daughter to go live with him,mistake, so now she hates me, the divorce is my fault. I was not the one who was unfaithful, and lying, doing drugs. So that's my story.
@@gemykat8120 sorry. I don't mean to make you feel bad. I know what i said sounded mean but we women have got to take better care of ourselves and that SHOULD include not having kids. Especially out of wedlock. It leads to poverty im so sorry to hear about your situation. But doesn't that kind of prove my point? If yiu didn't have children wouldn't that be one less thing to worry about?
People are still being given very outdated financial advice. Going to school today, often means a lifetime of debt. People often work longer hours, producing more for the company they work for, but their wages remain stagnant by comparison to how much they produce and especially the increase of inflation.
Not to mention, a job can be lost due to deep recessions like the one in 2007/2008, where several million people were laid off, losing their income. Which brings me to another important problem.
People must understand the difference between income vs what wealth is and having wealth. The solution is not more jobs, the solution is education in financial literacy i.e. entrepreneurship and the goal of accumulating wealth.
That wealth that American D.O.S. are SHUT OUT from as well.
🤘😈🤘💯
Prophet X damn well said!!!!
@Tom Horn save what money.....many of them have to choose between rent and good. They have been hoodwinked by the all powerful USA Ogilarcty. You know the one that pays millions of dollars, some of it probably public money to "Climate Change Deniers". The ones who want to wrest every cent from us before we figure it out and drive them from our midst.
@Fly Oz He"s maybe being a DickHead But it's TRUE
Very well put. I agree with Prophet x
Almost each & everyone of us unless you're rich are just a paycheck away from poverty
Henry Goodwin yes. The market crash of 2008 proved that
You better tell em. They think it can’t happen to them. We have to trust in God to supply our needs. The problem is some don’t understand sacrifice,suffering and compassion,they’re the attributes of Christ, we are to help one another.
not really,,,,
@@dennisfujihara9270 and the rebound was amazing...patience. Invest for the long haul... The stock market is at an all time high now... so not too sure what you are referring...unless people just don't know how to invest... then I can see that being the case. You don't lose any money in the market until you sell.... Some people maybe put themselves in that position tho.. and didn't plan for a SHORT term drop in the market.
@@gwendolynsmith6423 If delusion gets you thru the day...more power to you and your Gods who take care of you.. Go with it....if that belief keeps you going.
So many ppl commenting on here like they think it would be impossible for them to end up in this situation. The economy will be smashed again and unless you have multi millionaire parents to fall back on i suggest you shut up !
They have no clue, right before this happened I had spent the prior twenty years working my way up. First military and working through school, then time in doing the field jobs, and had just gotten to that first level of management were I was able to make money and look to buy freehold property. Then was laid off not long after the change in administration during the middle of the unemployment "crisis", this since the project I was working on for the company was tied to a federal contract. I was on UI until it ran out, ended up in landlord tenant court... and haven't recovered since.
What people are also not understanding is how the results of this have been used in a biased and prejudicial manner. It was not long before resumes and application were automatically dismissed if the person had been on UI for more than six months, or ended up having credit issues from long term unemployment and underemployment.
In a main comment, I may get into the fact that a lot of people never needed to be unemployed if the government would have just enforced the rule of law on companies; that gets into their retention policies, and abuse of the visa programs. These were not just a few jobs here and there either, the jobs numbered in the hundreds of thousands that could have remained employed, or picked up for new employment. The thing is a lot of it is still going on, and not even the alt media on places like YT cover it with any significance, I even outright ask people to contact me to discuss it, and maybe start organizing.
It should not ba a surprise to anyone if in the near future there are movements of violent dissent, I am surprised it has not already been seen, but I just figure the individuals who are going down that path are being very careful planners.
You are so right! Things can change fast!
I am already forecasting a huge economic depression. I am afraid to spend money.
@lisa smith
It's because the so called america has one of the most corrupt system in the world.
@@Sphincterpiston it's because American DEMOCRAPS give to illegal foriegners , we spend 319 billion a year to these people so none left for American citizens. Stupid ass politicians
This video makes me feel better that I'm not only one worried because my freezer is empty,it really sucks busting my ass everyday just to exist,that's it,there is no american dream anymore, its all survival that's it,life really sucks when every waking moment is nothing but one stress after another,that's just the taking care of kids/household part,the only future plans I get to make is coming up with money for dinner tomorrow
That's exactly how I live I work 50 60hours a week and I can barely survive. I'm so sick of it. I would of already punched out of this shithole world if it wasn't for my little boy I just hope he makes it big I try to drill it in his head about school. And tell him he doesn't want to live like me working his life away for some rich dude that treats you like shit. Or to join military and stay in there don't come out till you retire cuz since I got out its all been down hill. But I feel you. I can barely do anything at home anymore I come home so tired most times I fall asleep on my couch don't even make it to bedroom wake up and boom it 5am time to start all over it's a living hell. That boy is only thing that keeps me going.
Any of you commenting could be in an accident and become poor like I did. But I have no dependents and live on my little ssd. No Medicaid just Medicare. That's more poor.. Hard truth.
They want to give me $750 a month once my daughter loses her survivors ss benefits coming this June.
Belle: If you are on SSD, Medicaid should pick up what Medicare doesn't cover.
In Ohio, Medicaid picks up the premium for Medicare Part B, and the Medicare copays and deductibles, if your monthly income is below $990 ($1335) if you are single (married).
Could be, blah blah blah. Its called preparing for a short fall.
@42 jade I am not sure about you but I worked for 47 years and money was taken from my salary every payday. I don't call that money for doing nothing.
OMG I FEEL SO BAD GOD HELP US ALL
Help yourself. You'd be amazed what you can accomplish. Rice and beans.. beans and rice... Learn a marketable skill and stay out of debt. Always live within your means. I have 3 cars.. All 1990's. All paid for. I have one home.. paid for in full. Don't go into debt and learn a marketable skill. You'd be amazed at one can accomplish. Life is a struggle but rewards those who provide value to a company and the economy. Victim-hood mentality always has an ugly ending.
I just move back in EU after 12 years in the great USA. Best decision I made so far
wow.. how much has your quality of life improved?
I bet it was the best decision you ever made. I urge every young person I know to take their families and flee. It s only going to get worse here.
We need to do like Iceland and the Netherlands: Get rid of any outsourcing company! They are the mistakes we keep popping out!
There's many outsourcing in the Netherlands. But we have medical care for everyone. There's a limit on high salaries for government workers. And benefits for je jobless people. Actually those benefits are almost as high as the minimum wage so a lot of people with no skills or motivation try as hard as they can not to get a job....
Our ignorance prevents us from knowing what Iceland and the Netherlands do to help their people.
Maybe outsource the wars you start and poking your nose where it doesn’t belong is also a problem.
The reason outsourcing won't go away is the difference in pay. I work for an outsourced job. I make about 300 dollars a month. An American in one of those 15$ min wage places makes more in half a day than I do in a week.
This is something that bothers me so much. I am 37 with a full time job. I make good money but I have to think about the future. If I cant have kids. I wont have kids. EVERYONE IS SO DESPERATE TO BREED. WHY WHY
Technology is changing everything. I'm retired in Danbury, Ct. If I didnt have Housing , I would be a lost cause. I went thru a bankruptsy with Filenes, at the Danbury Mall, in 2006. It was a corporate takeover. May Company went out, and Federated Macys took over. I went thru my stock money, in about 7 yrs .Now Im on Social
I worked for Macy's shortly after they took over May Company. I got paid $8.50/hour, no commission. The grandfathered in Foley's employees made $13/hour plus 5% commission. All of this was in 2007-08. I still can't imagine making $13/hr plus commission as a sales associate here nearly 15 years later. Wages haven't stagnated, they've gone down. In the beginning, we had to have just as much product knowledge, and meet a sales quota, even without commission. Macy's tried really hard to get rid of the Foley's employees though, if anything came up, if a worker needed to take any leave from the company, they'd pay them $8.50 when they came back. Even people who had been with the company for 30+ years (down here it was Sanger Harris back then before Foley's) got their pay cut eventually. I'm 34 though, my 20's were lost because of the Great Recession, I couldn't afford to continue college. These corporate takeovers allow companies who treat their workers worse to buy companies who treated their workers better. It is a race to the bottom.
I also worked as a teller for Bank One during their takeover by JP Morgan Chase, same story. Bank One paid tellers $11-13/hour, Chase paid $9/hour. I got the job at just the right time to make $9/hour. That was 2004. This was when banks were making tons of money from those balloon mortgages and 30% interest on credit card debt. I felt so dirty pushing their bank products on people that I, even at my entry level job, knew was absolutely wrong. If people just read the fine print before signing those papers. I learned the lesson to always know exactly what I'm signing from that job. They also could have paid their workers better, and the American people ended up bailing these criminal banks out. My sister was a teller at Comerica in the 1990's and made $16/hour by the way. That money went a lot further in 1992. Corporations are lying when they say they can't pay workers $15/hour, because they have before. Again, it's a race to the bottom.
$45,000 is way more than we made in 2017. But we do live in Minnesota, home and property in the country paid off, we have zero debt. We drive all older vehicles...1968-1996 vehicles, dirt cheap insurance, parts,tabs etc. WE only have internet, no TV service. We don't have smart phones, just $10 tracFones. Get lots of deals on Craigslist. I build lots of things for free. Work some cash jobs...cash is king baby!
Bob Silver good idea I'll move to Minnesota
I wish my pensions were the Sterling equivalent $45,000/year! I'd feel like royalty to be retired on an income like that. In the UK, the state pension is about the equivalent of $6000-8000/year. Try living on that...
That's Minnesota though. Yuck!
@Margaret Norvell Sure. They just get paid into my bank account. So long as my bank had a branch wherever I was living in the US, then there'd be no problem. If not, I might have to open an account with a local bank and make arrangements to have them paid into that, but I don't foresee any problem. Millions of Brits have retired abroad.
You my friend have found the secret. No debt. Cash is king. Live within your means.
Wages are not increasing but the price of living is going up.
Ever heard of inflation from government spending and a rise in the cost of living due to taxes and artificial wage raises?
Why...why would our government import more people from over seas to add to the problem.
Exactly, so now write your elected representatives and ask that same question. Do not except any lies about people not wanting the work or not having the qualifications, since if you look at the data it really isn’t the case.
Robert Bone......I say this too but get called racist....honestly I don't understand it's just common sense 🤷♀️.....
Carol Ann Zilla, sticks and stones... Once you are unemployed and underemployed enough to end up like in the video, you start to not care what you are called, it is more important to make factual points.
Because they don't give a shit 💩 for their people, except Mexicans and drug cartels that they have 100% better quality of life than the average citizen.
Immigrants typically aren't part of the problem. You've been listening to the scare tactic lies of the right wing media.
I hope these women end up being okay but I just have one question that I didn't hear was asked where are the fathers in the picture?
To avoid being poor and/or homeless, just stick to these rules: DO NOT GET MORTGAGE, DO NOT BUY NEW CARS ON LEASE. Then you have no installments, no extra monthly payments. If you cant afford it, do not buy it. Save as much as you can. Do not eat out, at least for some time. Do not go to the cinema, do not buy unnecessary things. Then you will be able to save a certain amount of money and have a backup sum for bad times. Cause you never know... But people want to have large houses, new cars, designer clothes and shoes, expensive toys for kids... So they go to their bank - and the damage is done. They think they are fine living on loans. No, no one is. It is just a dream. If you live in a house that you bought on a mortgage, then it is not yours. If you leased a car, it is not yours. If you bought your kids a new game console on a loan, it is not theirs. You live in someone elses property, use someone elses car, in fact. Wake up. Dont do that. Why do you want to ruin your life??? Save up and then spend. But never spend more than you can afford. That is it.
DanaPatriciaMary1 it not that easy.
same thing, work your way through college, don't take loans
DanaPatriciaMary1 (I'm 20, go to school full time and I am a server in a very low cost of living area where most of the people I know make around 300-500 a week) I grew up in a household where whenever we had a dollar we would spend two, and we always found ourselves getting cars repossessed having our lights and water shut off and being evicted. My parents didn't TRY to work more in order to supplement themselves and their three kids they chose to bring into the world, but rather continued living in poverty, not because we didn't make enough but because we bought stupid shit. We would go out to eat every day, always had the newest gadgets, always went shopping even though we had to take a bus or taxi to get there. It was beyond dumb, but thankfully I have learned from their mistakes. My parents are still poor, and will most likely be poor for the rest of their lives. Unfortunately I have to help them here and there, but I have no children, no bills, no anything. I am saving up 2k a month and have no student loans and I am the happiest I've ever been.
DanaPatriciaMary1 I hear what you are saying my aunt told me the same thing it works if you are serious
Sarah K it's easy, follow the directions
Company I work for simply will not give a raise. Always an excuse and want us to work harder and jump through hoops with promise after promise that never comes. I took on more responsibility, got more training, every thing they kept saying I needed at each review, then still no raise. Peoples lives around the world depend on what I do every day and I still don't make $30,000 a year. It's the carrot on a stick. 11 of the younger workers have left in less than two months this year and the company had the audacity to send out a questionnaire to see why employees are leaving as if it is something new.
Look for another job. Aint easy. Go outside your comfort zone. Sometimes that's what we need to do to upgrade our life.
One year I got a 8 cent raise that was in 2008...
When AI and robotics really kick in during the next decade there's going to be a whole stratum of middle-class who will not only become unemployed, but unemployable, because every job within their educational, training and skill-set will be equally affected. They'll have to learn the sort of blue-collar skills that robots will not necessarily be able to do, like fixing a central heating boiler...
I feel this. I’m not at the poverty level but I have to work 2 jobs to avoid it. There is no pleasure except the occasional cheesecake from Magnolia Bakery. I don’t complain cause I could be literally out on the streets you know?
We should be allowed to complain though, that's why unions were a good thing. My job seems to make it a point to give me such odd hours and change my schedule at the last minute, I don't know how people juggle two of them.
And you will be
Recession has never been over,,, no more middle class,,, WOW,,,, I have been blackballed and living in a recession for over 30 years,,, this government in America is responsible...
income monthly=2200
expenses monthly= 2050
make too much for government help, don't make enough to help myself... working poor... If I quit my job, get food card, get section 8 housing, get Medicare, apply for some kind of disability (I might be crazy don't know yet) I could probably save more money than with a full time job, but hey I have a responsibility to support all those people who are poor, fuck me right...
If you make $2200/month and have kids, you are entitled to some EIC and a Child Tax Credit of $1000/child. While you will owe little or no income tax, you will owe a lot of FICA tax.
Here's how I propose to deal with people like you. All following amounts are monthly. Income including employer's share of Social Security = 1.0765x2200 = 2368. Gross Income tax = 2368/3 = 789. Social Security = 15.3% of 2200 = 337. Net income tax = 789-337 = 452. You would get $500/month from the US Treasury, called a "demogrant." Your net tax liability would be 789-500 = 289. Each dependents you have who are under the age of 18 would earn you an additional demogrant.
Food stamps are trivial for those who don't have kids.
In many parts of the USA, it takes years on a waiting list to qualify for section 8 money.
Medicaid is fairly nice, although a fair number of doctors do not work for Medicaid payments alone.
Qualifying for disability often requires hiring a specialised lawyer who knows how to shop around for a jurisdiction which is a soft touch.
$2200/month is NOT a lot of money, but is decent if you own your home, and don't live in the Northeast or along the Pacific Coast.
exactly and those people are in all colors and genders.
ThisIsSolution. Go to food banks 300$ savings yard sales for cheap items. Wait till yard sales closes ask if they want items leftover. Put on craigslist. I started this in phoenix and about crushed retail and mad 70k doing this
Yes "f" you because you know you'd never trade places with these people. You just wanted to bitch about government assistance!
The situation hasn't even begun to bite. AI and robotics are going to consign whole swathes of employment to the ashes of history. And these are not going to be just the repetitive low-wage opportunities; cohorts of middle-classes are going to find themselves not only unemployed, but unemployable, as the entire stratum of jobs and skills they represent are subsumed by smart machines. Those in employment today at low-to-middle skilled levels would be wise to start saving just as hard as they possibly can, and/or perhaps develop a skill that cannot easily be adopted by AI, because it's a likelihood, if not a ball-busting certainty that they will face long-term redundancy within a matter of a few years...
😂 reading this now, I work in IT and I automated most of my job. My company doesn't know how to replace me yet
They wonder why people deal in drugs ??? M
This could happen to anyone. Too many people don't realize that.
Yes it can happen to anyone but always remember that in life be humble I know a lot of people don't believe and God they don't believe in Jesus but be humble in life try not to look down upon other people because they don't have but also I found out in life everyday I used to buy the newspaper I think the newspaper when I was working was maybe about 10 or 15 cents and I would buy the paper every day and I would have maybe $0.15 in my pocket and everyday when I come home from work it would be this guy standing on the corner he lived in my building and he would say hello to me and everything and he would ask Miss do you have something you know somebody to give me so I can buy whatever I don't remember what it was that he wanted to buy but I will give them a nickel or dime someday if some days if it was my payday I would give him the whole $0.15 and I was happy I didn't think nothing of it one day I called my house and I used to ask my son what did he want me to bring him home and he wanted some ice cream and you used to get a little brick of ice cream for I think it was 90 99 cents I think I had in my pocketbook I had 90 96 fence I went outside to the young man that I used to give a couple of nickels to and I asked him I said by the way do you have $0.03 to give me I said because I want to buy my son some ice cream and all I have is $0.96 and I needed three pennies he said to me you know if I had it I will give it to you you know that and I felt so hurt because 4 year or more I was giving this man money and I gave it to him happily I never look down on him well I went back to the store and I asked the man in the store I said could OU $0.03 and a man looked at me and he says no and I was so hurt because I used to go to the store at least three to four times a week sometime I would get my son some little Penny candies put on I've never been so hurt if they say they want something to eat I don't give a no money I don't give him nothing to eat because of the hurt 03 pennies and it was for my child that's a hurting feeling to feel that you cannot get nothing from nowhere from no one I'm a senior now and I still feel with the United States government I work for 37 years and with the United States government how many of us as women who are retired as men who are retired that can't get the things that we need nothing we want like Dental Care eyeglasses these are things that we need nothing that we want who which I say in America we can find a pantry now so that we can have food it may not be the food that we want but as food that we need and I thank God for that but please don't ever be and total need a homeless because as people we will feel it it's hurt is hurt that we can't get medical care we can get dental care we can get eyeglasses as seniors and these I need these are not once these a needs food is a ninny housing is a need medical care is a need please please have these messages and more and more people need to write messages like this cuz there's a whole lot of people in need
I’m watching this in COVID 2020.....can’t imagine this now! Much be so much worse.
As long as prices keep going up we the people are not going to be able to make it unless you’re the 1%
Nicole Lyday yes and it is very sad. I believe due to regulations, tariffs and new debt to finance old debt inflation will out pace many of us. We're seniors and feel the inflation on a daily basis
Dennis Fujihara + Everyone Needs A Savings Plan & Stop Spending 💵 💵💵 On Things You Don’t Need
or unless we apply ourselves and learn skills that are marketable in a job environment rich with employment opportunities for "skilled" workers.
Nicole Lyday True. How can people save any money when all of their earned money goes towards living expenses. Real solutions please. Stop blaming Liberals. It’s the big divide between the rich and poor and it is getting a lot worse. We need rent caps. No more than 30% of national median income could be charged. It is dire.
Maybe you should ask yourself why the cost of living is on the rise.
compared to the poverty here in the philippines, that is still considered as somewhat middle class bc poor ppl here are re-cooking foods they find on garbage..
God Bless BLK & White America, Will Get Through This & Remember God Is Everything & Always Will Be 🗽🗽🗽🇺🇸🇺🇸🥰
Brown, Asian and Native Americans too.
She had 5 kids and four pieces of chicken. She can't figure how to feed her family. Sigh.
My mother used to make an enormous pot of spaghetti with ONE leg-thigh and a bunch of spaghetti. She needs to learn how to stretch a meal.
I was lucky, I grew up in the country with the highest standard of living in the world. It was a country where a single parent, working a minimum wage job (Full time) could live above the poverty line. My mom didn't work because she didn't have to work. Even though she had a college degree and was a teacher, though she did go back to work when I was 13. My dad made enough money to support us, buy a new car every 3 years, buy clothes and all that other stuff and pay down a 15-year mortgage in 11 years. When my dad retired he had three different pensions he collected. Plus Social Security. I was fortunate because I grew up in the United States in the 1960's. Now people work 2 or 3 jobs because they cannot get full time.
Even a full time job can't support a family these days. We're living in bad times now.
jesterd14 And Taxes on the rich was much Higher in the 60s
It failed to like that because of the extreme dive America started in the 70's but really accelerated under Ron Reagen.
America outsourced all the jobs and now people are running out of ways to make money.
There is the problem. Too many kids and not enough fiscal preparation. Could you wait off until down the road to have kids until you have a larger nest egg?
Paul Lindholm once again they had kids when they were making good money. Read before you say things
Paul Lindholm another one with piss poor comprehension skills--that kid is like 12 idiot 😒🙄--this is Bergen, NJ's wealthiest county --clearly your dumb ass doesn't understand the notion of falling on hard times. 🤤
Yourtube User gots to be based on your life 🤤
She had a fucking house and 3 mother fucking cars. How much more fucking preparation do you need? How many fucking cars do you have, dip shit?
Paul Lindholm The problem is too many millionaires and not enough of them paying taxes! My mom raised Eight kids! All of us are tax payers! They planned for our tax dollars! They did not plan the infrastructure , just the increase in dollars!
its hard here in canada i on a disability pension making a little bit less than mining wage but i try to survive god bless that i don't have a major catastrophy or else i would be done for.
same thing here in Australia to but some people still work but living in there car cos rent is to up cos to pay weeks is $500 or $800 dollars in sydney.
Where are the husbands?
I'm not "mean". I just asked a reasonable question. In order to solve a problem, you need to understand it. Those women are in that situation because they are single moms. So maybe what we actually need is some honesty as a society.
You are insulting me over and over again, for speaking out an important and simple fact, but I am the mean one?
Because the truth is "mean"? The truth isn't "mean". Hard, maybe but not "mean". You know what's actually "mean". To lie to young women and to tell them that single motherhood is great. That those women are just as happy as married women are. That their children don't need a father and that to be raised by a single mom will not be an enormous disadvantage in every possible aspect. What I say might be hard to hear for women who have made the false decisions, but your dishonesty is leading young women into the same, destructive direction.
lisa, you need to grow up and to realize that insults are a bad substitute for arguments. I never said we shouldn't help them - I probably give more to charity than you do - but that doesn't mean we should act as if every bad situation just happened. No, it usually came about threw bad decisions. Single motherhood drives poverty like nothing else does. And the children of single mothers have *several times* higher risk to end up in prison, to become drug-addicted, to break up high school, and to get pregnant while being underage. It destroys the lives of everyone involved and harms our society like almost nothing else. And *YOU* and people like you, are responsible for their suffering by spreading bullshit like your claim that single motherhood would be a good thing. You are causing damage and you blame me for pointing at the problem you have caused!
Very few women plan to be a single mom. I'm sure there are some people out there talking about how great it is, but that isn't the case for the large amount of lower income women I've met. Also, nobody said that in this video. Your comment is literally off topic. You could say poor women should stop having sex, but everyone knows how unrealistic that is. A quick glance at maslow's hierarchy of human needs, aside from common sense, demonstrates that. You could also say that poor women should use birth control, but that is also out of touch with reality. It isn't easily accessible for all women, unless you have transportation to a place that gives free condoms. Maybe it's just me, but I've always had problems with condoms sliding out of place or busting when put on properly. It's also super easy to forget to use a condom if that's not normally your routine. Then there's the problem of birth control not always preventing pregnancy. 85% accuracy with normal use sounds good until you realize that it means 15 women out of 100 will become pregnant every year. That's actually a ton of women.
He's got a point! These deadbeat dads need to STEP UP. You bring a child into this world, you'd better bear half the financial burden!!
All of the people in my uncle's house work. My aunt, uncle and grandma all have a job to help pay the bills. They're pretty well off if there's 3 people in that house working to live. My dad works and he's just barely there but he makes it. Just him and I, but we also live with my grandma and he helps with the bills, we have food in our fridge, hot water and a place to stay and it makes me eternally grateful for all the family I have who can support me.
bottom line besides getting laid off kids absolutely will bankrupt a person! the #1 reason why ppl are broke!
A lot of women want to be a stay at home mum,thy are on that cell phone day and night,if they were using it for constructive purpose it would have been good,most of them who are uneducated is yapping all day long, I am always a hard worker,but when I got sick my wife went out there and start working, to I am telling her to stay at home ,She said no way,will she stay at home, she is her own boss .
NJ is really expensive.
Just Qua + Illinois, Is Expensive As Well Very High Rent & High Price Homes 🏡 Here In Illinois
i feel sorry for these people
Katia Tannus + God Bless The Needy & The Homeless Nation Wide, Remember God Is Forever 🗽🇺🇸🗽🇺🇸🙏🏾
Louis Woodard jr what god?
The Respected Man + He Exist How Do You Think We We’re Created?
This is scary as hell man. 😓
Poverty and homelessness are shameful in our country. Let's take a tip from folks that have success with the homeless like Finland who brags no homelessness. A bold statement that the Finish people seem to have figured out.
That's the point also people always say the same thing I never thought it could happen to me so they spend lavishly they don't save anyting recklessly and this is the point I don't take life for granted I know it could happen to be at any time which is why I stock up on food always always prepare always save and always ready to leave open alternative ways to live I'm a minimalist anyway thank God...
3 cars, house, and 5 kids? Sounds like a bit much for one person...
I can’t only imagine right now.
Here's the problem. The first (second) figure below is the %age of total income in the USA that is paid in wages (fringe benefits). Wages include all CEO pay, and all executive and Wall Street bonuses.
Fringe benefits includes the employer's share of FICA, and all employer contributions to employees health insurance and retirement plans.
1970 52% 7%
1992 46% 11%
2000 46% 10%
2014 42% 10%
2016 43% 10%
It is evident that the reward to American employment has been squeezed for a generation.
I've been the problem with these people is they don't stink and don't just assume that the good days will never end that's the biggest problem.. I'm thinking so not saving a penny for the future this what happens when you don't save that nothing for rainy day..
This is really sad to watch. I wish those ladies the best in 2018.
Help this people. People will help our own but why is congress helping foreigners instead of our people. Can someone tell me why Pilosi Feinstein Waters and the left hate America. We need to take care of our own. People that pay taxes are not working they lost their job. HELP those that are here. Send back the people that want welfare free housing free school free doctors and hospital clothes money. Enough is enough.
Julia Ramos + Congress Cares More About Immigrant’s Than Native American BLK’S & White’s
Nothing new here; age discrimination has also become the norm for decades now. Employer corporations and businesses do not want to pay experienced, older employees the wages they deserve or the higher insurance premiums that insurance companies charge employers of older workers. State and Federal governments, even though there are anti-discrimination laws on both books, do little or nothing to curb the laying off of senior employees and older managers in workplaces in favor of youth. Many older workers become and remain unemployed thanks to rampant age discrimination in hiring practices that are on-going to this day. Hypocrisy abounds and creates poverty because nothing is done to stop these human-rights violations. Older workers are forced into taking early Social Security and losing at least 25% of their Social Security income for the rest of their lives. This is one of the several reasons why I want our governments to take care of our own citizens first. Both pre-baby boomers and baby boomers need justice done to recoup their lost careers and livelihoods. For shame, America. What you do to your own older citizens is one of your worst glaring hypocrisies!
nothing change. take from poor to better rich.
Stop hating others who have more, and do something to improve your own situation if you feel you should have more. Like I teach my kids- someone will always have more, someone will always have less than you.
What an ignorant comment
Stop blaming others for your problems take some responsibility
How can you take from the poor :) They barely got anything to give
The worst poverty is of faith / spirit
+lisa smith You've got a lot to learn lisa. The rich are not taking people's kids and money. You sound upset, but I think you just need some faith and prayer
I use to live in San Francisco...,1972. I worked as a clerk typist..made 1.65/hr....lived in an apartment for 200.00/Mo. Nice place in Noe Valley. S.F. What happened?? Rents are now sky high!!!
A few years ago politicians mocked people for not having an emergency fund. These same individuals encourage consumption as they keep wages low.
The rich must help the poor
The poor must apply themselves and learn marketable skills. Plenty of good companies thirsting to hire "skilled" workers. Sucks to hear that I know.. but I don't apologize for the truth.
2:03 - 2:07
I didn't doubt it back then. And I never will.
Living off credit and not saving. Where is the father 🤔
isaac powell + The Father Is A Sore Loser
Matthew 6:33 seek ye first the kingdom of heaven and his righteousness and all those things will be added unto you.
So madonna went to Malawi to look humanitarian when in her own country, she could have easily easily rescued more without even taking a plane.What is it with celebrities ? Charity begins at home.
I am hearing alot of money missmanagement here. Lady said when she was working she paid bills and kids had "excess" then she lost her job and she had nothing. Well, to me that says they lived above their means and lived for the moment from check to check, no forsight, no financial planning, no investing , no saving, no income diversification etc. Its not the best economy but people have the worst spending habits.
Drugs & alcohol are the start of poverty in a lot more cases.. Loss of jobs comes second .. I've seen it in my state...
Mar Flet plus gambling, medical bills, over spending which includes credit debt.
If that was the case most of us would be alright smh
You are a victim or survivor. If you are a victim nothing will change , a survivor will find a way. This is proven throughout history. If you are waiting for someone to help you it will never be enough.
Hustle,boost,get it how u live!!!
I really feel sorry for those people who don't know how to better themselves.... Good intentions... Good people...but I wish everyone knew how to grow and expand their horizons so they wouldn't be in this kind of economic disparity.
Never live beyond your means....can't imagine how at 30 you can have given birth to 3 children , owned 3 cars and mortgage payment and then be broke.
Randy Perkins that’s the thing. In your country normal life events ARE beyond what you can afford. Where I’m at, I actually make a living wage, businesses thrive, and everything is affordable. In US, you have to take risks like deciding if feeding your children expired food will do more good than harm because you can’t afford anything else.
@@75egcg another risk is shelling out for a degree/ going into debt for one. I know plenty of people who have gotten a bachelor's up to a master's degree and had to live with a bunch of roommates or their parents for years until they could work up to getting a decent paying job.
New Jersey property taxes are insane. I opened my mortgage bill one month and it had jumped up $400 due to property taxes. My job then laid off 50% of it's full time staff due to budget cuts in the state's budget. Then, hurricane Sandy hit. I had a Master's degree and a very good job then. Don't be so quick to judge this can happen to anyone. Needless to say, I moved out of NJ and never looked back!
That's judgmental. I hope you learn the answer to that the hard way.
May 30, 2019
#1 problem, you're living in NY and Jersey.
I miss Unions. We had decent wages and good health care. Now we're fighting one another for a trickle.
The median tax return has an AGI of about $45K/year. These data exclude the 10% of the population that do not need to file, and do not qualify for the earned income credit. These data also exclude the untaxed portion of Social Security and private pensions, which biases things the other way. At any rate, maybe as many as 60% of all American households are making under $45K/year.
As a single parent raising two children alone I lost my home in 2010 because I couldn’t find work I tried everything and there was no option for me my son”was in his last year of high school and my daughter was at college and I knew I had to do some thing... or lose the house.. so I moved to South Carolina to see if there was work there..Well staying with a friend I found a job working on a chicken farm the money wasn’t good and it wasn’t going to be enough to keep the house so I move back to Tennessee three months later they foreclosed..
Yes, it is kind sad
Yall know the story of Joseph. Save in a time of plenty so when the economy goes down ya'll will be fine.
The working and middle class have never recovered from the Recession of 2008. If you can have 15 years of savings, you're already very well off. Now we'll endure the Covid pandemic and resulting recession.
Are you a Baptist,
I have know a friend that always struggling to pay rent but he visit the massage parlor once a week when he gets paid
Sometimes it’s that word called virtue that’s the enemy!
Where are the dead beat Dads??
this teaches you to be SELFISH AND KEEP YOU AS NUMBER 1. Only the strong and adaptive people will be fine in Trumps America so you as a person need to really evaluate your priorities. Having a family is nice but will only hurt you down the line. Keep it with just you and you only.
She knows that she is in poverty and decides to have three children??? come one it´s her fault as well
@@aubreywilliam9048 I'm alive bitch
You are right. I am sure they are great kids.... but piss poor planning. Probably wasn't raised with the knowledge to know any better tho...I can't apologize for the truth.
This was from awhile ago. It must be worse now.
These are the people I feel sorry for, not the "professional homeless " bums who are hooked on alcohol and drugs and would not work if you gave them a job. The people here who have lost their livelihoods after working hard for years deserve our help. They will one day regain their feet and be able to take care of themselves again. The homeless bums have been, and will be, a burden on society until they die.
the consequences of going off the gold standard.
1. Graduate Highschool
2. Don't have children out of wedlock
3. Stay employed full-time.
"1." is mostly under peoples control, but not always, even so there are plenty of resources for a GED, and many times at a community college where they will be more than happy to assist in advancing a person to a technical certificate or associates degree.
"2." is also under most peoples control, but let's face it, people are going to reproduce. There is nothing wrong with it if done responsibly, and it is the biological imperative. Trouble is this also happens to people who are married, and maybe have, or plan on having, only a child or two. If two people cannot live in such a manner, there is something wrong with that society, not those two people.
"3." is the main issue, but the one people have the least control over compared to the others now. It's like that stupid butterfly effect thing, Soros sells some currency, a national or regional economy crashes; some government official decides not to make sure the laws are enforced, well, unemployment line; earthquake here, tsunami there, stock prices change, oh well, layoffs, not hiring, or renewal of contract for business... it has become too unstable, as will societies if it is aloud to continue.
What people fail to understand with what happened over the past, going on, ten years now, that instead of having a general recession, many were put into an out right depression. I keep having to try and communicate some topics because they get almost no to little press, including alt media.
Some made up bias policies in hiring practices have kept many of the same people unemployed or underemployed since this started. The idea that if during this time-frame someone was unemployed for more than six months, and maybe has had credit issues related to the situation, so is then not considered for employment, is just made up nonsense. These practices have caused harm to a lot of people, and actually harms the economy, since the individuals will not be able to participate in it to their full potential, and even ultimately end up drawing resources from it.
Chris Denney having kids out of wedlock has nothing to do with it thats just hate income and education is whats needed
George Garner Great comeback. Make sure you screenshot it and post it to facebook so you can show all your buddies how you won.
Chris Denney wtf no that's not my style I'm not trying to win anything i just was making a comment i can't help it that you didn't like it and then was rude
George Garner Go do some research before trying to start shit on RUclips and quit dropping word salads everywhere cluttering up the internet. No go ahead and get your last word in because we both know it will drive you crazy of you don't.
This began with Ronald Reagen.
Since when is $45000 for a family of four, poor?
Well, it's $45,000 per year, after taxes is is closer to $35,000 per year, not counting what you may chip in for health insurance, and maybe retirement (401K, IRA...).
Whether it be renting at least a three bedroom apartment, or buying a three bedroom home on a thirty year first time buyers mortgage, the combined rent and utilities or mortgage, property tax, insurance and utilities is going to be $1800 to $2000 per month easily. This is assuming something like two boys and two girls each doubling up in a bedroom, and not the best school district or neighborhood.
Then there is transportation to and from work, even assuming a one car family in a beater and the other uses public transit, it will probably still be at least $300 per month for insurance, fuel, fare, tolls... not including things maintenance.
Then there is food, I do not know what exactly it would cost to feed six people per month but I will assume a lot, since you can still make $5000 per month yet qualify for SNAP benefits at the upward limit with that many people in the household. Even with this program, it is just a supplement, and the more you make the less the subsidy is, meaning there are still out of pocket expenses. So, even with this you can bet at least another couple hundred per month for food.
Then there is clothing, costs associated with education, most health insurance is co-pat based and kids go to the doctor...
You can see where this goes fast, like they said in the video, the cost of living is high, but also those areas are where the jobs are. I can easily see why last the time I checked six years ago the upward income level to qualify for low income housing was about $45,000 per year for a single.
I am going to even extend this to the whole BOWASH area, but $45,000us per year is just doing okay for a single, and just barley making it work for a couple, start adding kids and it becomes problematic quickly. People can say what they want about how other people shouldn't have kids they cannot afford, but the fact is that is just not going to happen. The issues in this world, or even this area of the world, are certainly not a hypothetical couple who may just want to have a kid or two, those are much larger social and cultural issues that exist outside those two people.
JohnNNJ ah. I was thinking it inkluded education, healt insurance and all other things. Those are free in sweden but average income is 25000$ a year
Daniel Alt, the cost of the education is mostly provided K-12, but there are still other expenses associated with it. Most other things like health and retirement are self provided, or provided by the company you are working for, and usually with at least partial payment.
People have been trying to get the health care thing going here even since the seventies. There is a Nixon White House tape where the issue is being discussed, and how he doesn't like the socialized health-care idea; but when the HMO's are explained to him, that the people to pay into it, but then coverage is denied from the bullies position, he expresses a like of that.
The thing is people have the mistaken idea health care can be provided on the national level here, like in Europe and the U.K., but the trouble is the U.S. is too big as a nation. So it really comes down to how it should be state socialized health-care as probably being the more appropriate answer. This since states in the U.S. can be comparable to countries in Europe with regard to functioning at that level.
This is how it seems to be set up in Canada, where when you live in a province, you may have a provincial health card. If you are then injured in another province, you get emergency and basic care, but for treatment and some other things you need to go back to your province of residence. Then, if you move, it changes to the new province similar in the way drivers licenses are handled in Canada and the U.S. Plus, I am sure there are all sorts of reciprocal agreements, especially between bordering provinces.
So, I think the whole idea of nationalized health care is kind of a misnomer over here, but a plan could be put into effect and work if done right.
Since inflation happened. That's how.
It's the debt.
This is why savings and tight budgeting is a must specially when you’re a parent. People should learn how to let it go when its gives you too much burden.
Look at LA, man it’s shocking to see how many tents u see with Eusa living in um.
U r right. People shop on line now, malls r dead
The recession is not over.
Family of four with 45000 annually and poor. We make only 15000 a year and broke. I wish I made 45000 a year I'd be set we are a family of 6
Follow your dreams be able to do the unthinkable have ideas be positive in most situations.
OH FUCK BEING POSITIVE ENUFF OF THAT STUPID ASS WORD
and hows that working out for you so far dump ass?
An idea_to find a job_MOVE
Doesn't wrk dt way kid
We are all one step away from losing a job..falling ill..taking care of elderly parents..divorce..etc..etc. With income disparity on the rise due to housing costs and many jobs with no benefits it's no wonder the working poor and middle glass struggle daily.
The harsh reality is that jobs disappear and the cost of living goes up every year we need to do more to protect ourselves and be more flexible because believing in the one way path to success will get you here
Rent goes up only because people can afford it. Supply and demand. If the landlords couldn't get people to pay the rent... they'd have no choice but to lower it... but that doesn't seem to be the case... Weather the storm.. learn new marketable skills. .. stay out of debt. Live within your means.
I don't trust the economy we have to be self-sufficient.
And it’s only getting worse
Heart breaking. Fastworward to 2018 and you guys want open borders. WHAT JOBS!?
did she say 3 cars i wished she could of sold the 2 of the 3 cars i get buy on only one car that could of helped