You are genius, now I have crossed 60 but whatever I learnt during last 30 years by hit & trial. Had a person like you had appeared 25 ago I would have much, much more successful.
It's pure education No money minding thinking as no ads run during learning. That's why I love Mohit sir g Like button smash kar diya hai. SOIC member banunga aakey. Right now on ship as I am a sailor.
19:42 --> The detailing shown here is in itself an example of how detailed you guys do your research. Checking the ROEs of the 3 businesses on the screener, I could really understand what Ishmohit is trying to say. However, I couldn't understand why Shri Ram Finance is valued fairly less at a PE way below that of Chola and Sundaram group considering all the three cater the same category.
I am still learning from whatever you post, save it for my son so that he can too learn in future and myself reshuffling my portfolio after learning from your postings.
Thank you Soic for doing analysis on Cholamandalam. There are few more Anti-thesis 1. NPA is around 4-4.8% which used to be around 2-2.5%. 2.Promoter are decreasing holding quarter on quarter. (checked on screener) But FII are increasing their holding. Based on last five year P/BV is around 4, currently it is trading around 5.15 which scream valuation is rich. one thing I do notice is that avg P/BV (=4.3)of 3 years > avg P/BV(=4.1) of 5 years > avg P/BV(3.6) of 10 years. Maximum P/BV is around 5.7, which tell us risk to reward is not in our favour. Disclosure: I don't have any not invest in Cholamandalam Finance. PS. Open for your thoughts on this.
@@kushmishra5028 Kisi bhi value pe Miley ...paisa bna ke deta hai......Kuch baat Hogi na ki chola jhola value pe hai aur Bajaj 45 pb pe....ya market aur Dunia moorkh hai
@@healyou4243 All finance copanies are struggling as many apps are offering same with few clicks . Chola south aur west me kaam karta hai to growth me koi rukavat nahi dikhti in longer run. Compare returns after 3-4 years
Kya bhai!!!! Bahut saare bade dilwale hain hamare Bharat main!!! Maine to Sikh Gujarati Marati Bengali UP Bihari Tamil Kannada Malayali sab main bade ache teachers dekhaa hain
Fantastic analysis! The honest and rational view at the end sets you apart as an Investor.. P.S.> I have put Cholamandalam in my watchlist and in no hurry to enter in it
Very well explained video. As expected sir all your analysis is superb. What i enjoy learning from your videos is the process of understanding a business... This is what i feel is the most important skill one needs to analyse business.
Thank you Ishmohit. Very insightful. CHOLA maximum revenue comes from Vehicle Segment which is cyclical in nature. I have my doubts if it can sustain its growth in the same way. But what CHOLA can do is extend itself to another geographies and also get into newer segments and think something out of the box. At the end of the day it is great ethical Company. (Let me know your views)
The holding company trades fairly lower, why is that and is it the same business, does tube investment and carborundum come under the holding company, if not why the book value of the holding company is high?
Well what studies you do and the deep dive insights are remarkable and yeah u have an ultra edge on this subject. Kudos to your dedication and information that you share with us Indians. Ur an institution Ishmit ❤
i bought chola at around 480, though it is almost 50% up today, i regret one thing a lot that this company is only around 10% of weightage of my portfolio. even if it is performing good, doesn't make much difference to the portfolio. learnt a sizing lesson.
Hey bro! Kindly make a video on etfs; especially share your views on mirrae asset s&p top 50 and motilal oswal nasdaq 100. I personally want to get some exposure in U S markets, but i don't want to invest their directly (through IND money etc, as i find it cumbersome ), rather i am looking for some us etfs listed in Indian stock market, or some India based US Index funds. personally above two etfs are catching my eyes for a long term investment through sip mode. I request you to share your views regarding this. Thanks in advance
Iam invested in this and for longterm. Technical experts said that it will come below 1050/-. I am adding slowly in every dip. Will add more below 1050
Valuations are too rich. That weighs all future growth potential. Having said that considering good growth of Indian economy in future, it is still a decent buy.
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
You are genius, now I have crossed 60 but whatever I learnt during last 30 years by hit & trial. Had a person like you had appeared 25 ago I would have much, much more successful.
Thank you so much for your kind words :)
Certainly He is Genius...
It's pure education
No money minding thinking as no ads run during learning.
That's why I love Mohit sir g
Like button smash kar diya hai.
SOIC member banunga aakey.
Right now on ship as I am a sailor.
A masterclass video delivered again... Kudos team SOIC 🥂
19:42 --> The detailing shown here is in itself an example of how detailed you guys do your research.
Checking the ROEs of the 3 businesses on the screener, I could really understand what Ishmohit is trying to say.
However, I couldn't understand why Shri Ram Finance is valued fairly less at a PE way below that of Chola and Sundaram group considering all the three cater the same category.
Dear Respected Sir,
Your view on Muthoot finance is valuable for long term perspective.
I am still learning from whatever you post, save it for my son so that he can too learn in future and myself reshuffling my portfolio after learning from your postings.
Thank you Soic for doing analysis on Cholamandalam.
There are few more Anti-thesis
1. NPA is around 4-4.8% which used to be around 2-2.5%.
2.Promoter are decreasing holding quarter on quarter. (checked on screener)
But FII are increasing their holding.
Based on last five year P/BV is around 4, currently it is trading around 5.15 which scream valuation is rich. one thing I do notice is that avg P/BV (=4.3)of 3 years > avg P/BV(=4.1) of 5 years > avg P/BV(3.6) of 10 years. Maximum P/BV is around 5.7, which tell us risk to reward is not in our favour.
Disclosure: I don't have any not invest in Cholamandalam Finance.
PS. Open for your thoughts on this.
Bajaj ( virat Kohli hai Bhai ) tou kahey ko parthiv Patel ko Lena(chola)
@@healyou4243 kyuki bajaj finance right value me nhi milta, agar right value me mile toh jarur lo
@@kushmishra5028 Kisi bhi value pe Miley ...paisa bna ke deta hai......Kuch baat Hogi na ki chola jhola value pe hai aur Bajaj 45 pb pe....ya market aur Dunia moorkh hai
Jay Shri Ram
@@healyou4243
All finance copanies are struggling as many apps are offering same with few clicks .
Chola south aur west me kaam karta hai to growth me koi rukavat nahi dikhti in longer run.
Compare returns after 3-4 years
Excellent!! Sir!! Only a Sikh can be a large hearted enough to share and enrich..
Ithna short sighted
@@YASHWANTH25691 sorry, but i have eaten at langars too...
Kya bhai!!!! Bahut saare bade dilwale hain hamare Bharat main!!! Maine to Sikh Gujarati Marati Bengali UP Bihari Tamil Kannada Malayali sab main bade ache teachers dekhaa hain
Final the long awaited Video is here. Thanks a lot bro
Fantastic analysis! The honest and rational view at the end sets you apart as an Investor..
P.S.> I have put Cholamandalam in my watchlist and in no hurry to enter in it
Good work SOIC. Keep it up making investor more aware.
Superb analysis of Chola & NDFC as a whole. Hat's off.
Great analysis....
Bro, waiting eagerly for media sectors, Zeel, tv18, zee media
Excellent sir, you give us the best knowledge ever ever . Love you and God bless you. Wonderful work
Awesome as always Bhai! God Bless You!!!
Babhut detailed hain yeh bhai… thank you 🙏
Very well explained video. As expected sir all your analysis is superb. What i enjoy learning from your videos is the process of understanding a business... This is what i feel is the most important skill one needs to analyse business.
Thanks ISHMOHIT 🙏🙏
Wonderful information... Tusi great ho yaar, God Bless you.
Always excellent & in simple language analysis ...Great
Excellent Inputs Ishmohit Brother 🙏 🙏
35:01 on the anti thesis point, why is it bad that the loan repayment cycle is only 3-5 years for the CV industry
Mohit Sir, really great. Effectively summaries and very informative 🙏
Great stuff Ishmohit.... Always Grateful 🙏
Excellent analysis as always 🔥🔥
Trust me no one is even near the content you are creating. I wanted to work with you, be like you💛👍
How do one know that the turn around time is low? where is this data provided?
Thanks for the video bro. And you're right, the stock looks expensive as of now.
As sona blw is falling sharply. Make a review video. Up to where it may fall. And at what price will be best buy price.
Video spoke about its extreme overvaluation. Y is a review needed?
Can you elaborate credit costs and diff between nim and spreads
Thank you Ishmohit. Very insightful. CHOLA maximum revenue comes from Vehicle Segment which is cyclical in nature. I have my doubts if it can sustain its growth in the same way. But what CHOLA can do is extend itself to another geographies and also get into newer segments and think something out of the box. At the end of the day it is great ethical Company. (Let me know your views)
Their are 2 cholamandalam listed which one you talking abt ?
Excellent Analysis. Keep Going
The holding company trades fairly lower, why is that and is it the same business, does tube investment and carborundum come under the holding company, if not why the book value of the holding company is high?
Superb analysis and insights provided by SOIC and team. Hats off to you sir!. Eagerly waiting for analysis of Tube Investments of India
Osm Analysis
Great learning 👌 thanks sir 👍😊
Sir very good explained🙏🙏🙏
Thanks and welcome!
Great analysis.
Check out the ethanol sector and it's beneficiaries. It's worth a look.
how to calculate leverage in case of NBFC?
Wonderful ....u r awesome..Mr.Ishmohit ..
Thank you for watching our videos. 😃 We hope they are informative and add value to you. 🙏
I'm new to the stock market. Which stock are we talking about?
Is it Chola Invest or Chola Fin Holding?
Sir how does a NBFC raises meaning what does it pledge
Like every time, this time too great analysis🔥❤
Thank you so much 🙏❤
You're welcome 😊
Excellent coverage.Thanx
Please read csl finance, where the promoter is following a strategy of 2x asset cover.
Thanks...as usual Detail analysis
Tusi great ho puttar 🌻 keep shining
Well what studies you do and the deep dive insights are remarkable and yeah u have an ultra edge on this subject. Kudos to your dedication and information that you share with us Indians. Ur an institution Ishmit ❤
Good to know about this group, n NBFC business thank you
2:19 cg power 150X badh gya h
Super...... I'm proud working with Cholamandalam
All the best
i bought chola at around 480, though it is almost 50% up today, i regret one thing a lot that this company is only around 10% of weightage of my portfolio. even if it is performing good, doesn't make much difference to the portfolio. learnt a sizing lesson.
Well its still not late to pyramid chola, it will bring more value for you
One of the best analysis and super duper nbfc in India my target🎯 is 1000+for few months 👍
brother how many companies can we keep in 1 portfolio? and how to select best from the companies you suggest for portfolio
Please do detailed video on Aether industries
How is CIFC able get is cost of funds at 5.8%?
ISMIHIT BHAI VERY VERY GOOD ANALYSIS.
I agree with you sir muruguppa group is best group...i am holding CholaFin since 5 years and TIINDIA from 2019 (350)
I have Cholamandlam, manuuparam
And iifl... which should I keep for next 5 years. Pl z advice
Thank you for watching our video! 😃
Please read our disclaimer. We don’t give any buy/sell/hold investment advice, suggestion, or recommendation.
Aavas finance is good ?
Iam adding Arman financial
Thank you sir.
Make a video on EKI Energy future pros & cons
Thank you so much
Thanks brother 😇🙏🤘
Thanks sir ji 👍🏻
Mas financial?
video on Poonawalla fincorp. pls🙏
Great job sir
Excellent...
Good morning sir.
Sir I can invest ₹50000/- month via SIP mode, since I am new to market, which should I opt for 10 years?
1st things I want to work with you sir . Kaira can co Ltd review plz
Which Qrs business you like
Bajaj finance ki koi takkar ni
Started investing in Tube investment from 750 rs , now buying completed
Hey bro! Kindly make a video on etfs; especially share your views on mirrae asset s&p top 50 and motilal oswal nasdaq 100. I personally want to get some exposure in U S markets, but i don't want to invest their directly (through IND money etc, as i find it cumbersome ), rather i am looking for some us etfs listed in Indian stock market, or some India based US Index funds. personally above two etfs are catching my eyes for a long term investment through sip mode. I request you to share your views regarding this.
Thanks in advance
Being conservative is a must for earning better in the market.
Jabbardast programme
wowwwwwwwww videos of yours!
Dear Sir, Please analysis of Rajratan Global Wire company....
Iam invested in this and for longterm. Technical experts said that it will come below 1050/-. I am adding slowly in every dip. Will add more below 1050
@@kirankumarbw big players are playing with that stock, don't get trapped and played.
@@kirankumarbw few months back, used to see an upper or lower ciruit on daily basis in it.
@@kirankumarbw few months back, used to see an upper or lower ciruit on daily basis in it.
Monopoly Type stock.. Buy every deep and hold long-term.
Sir can you please analyze Paushak (Saurabh Mukharjee is invested into it)
Valuations are too rich. That weighs all future growth potential. Having said that considering good growth of Indian economy in future, it is still a decent buy.
Why should we invest..not convinced even after this long video. .
I am with bajaj Finance.
Though i like SOIC.
Superb
You had promised for HDFC Bank's Analysis Video.
It's almost been months.
Will be released soon :) Ding more research on the same
chola has best health insurance
Bro CSB Bank analysis video bnaye plz
Good analysis, looks bit expensive
Bro please add the English subtitles 🤧... Waiting for every video that you have uploaded
Sir ji muja mambrdhip lena h
Offers opning kab ho rya ha
Only youtube channel I spend my time on ...
🔥🔥🔥
Cg power also belong these group
Good.....
Thank you! Cheers!
Your video's are though very informative but very lengthy. Try make short video.
I will try my best
Bajaj ka NPA hai 0.5
Antithesis seems to outweigh thesis pointers
Tata
Larsen & Toubro
Bajaj
Godrej
Murugappa
Javab nahi sir aapka 👌
English pls
thesis looks better
🥇