I can realistically not follow more than 15-20 companies (to at least a comfortable level of understanding their business and movements) and I have separated them as follows: 70% of the portfolio = Div+Growth (expecting a return of 10-15% annually); 20% of the portfolio = Speculative bets (usually no Dividend) expecting 0-50% annually growth within a three year period; 10% Cash for opportunities that might come along. It has worked nicely for me over the past four years. I do put a lot of value in being able to sleep well at night... ! 😊
This is the type of information that needs to be taught in school (high school through college) as a regular core course. Thank you sir for making these videos, very informative.
Hi Chuck - Which one is better according to your analysis BTI Vs MO ? I am thinking of buying BTI as their LT/D is low compared to MO. Please advice. Thanks.
Thank you. I'm aiming for an average of 7% income. I'm newly retired and I'm not close to a million, likely never will be but I have a simple lifestyle. I keep around 40 positions, and that seems to work for me. I have five of those you listed, planning to add VZ & HPQ.
@@nateisright Yes. I just wrote a long explanation and hit the wrong button and it disappeared, so... Simply, it's a simple option strategy in which you offer 100 shares of a stock you own at a certain price for a premium (insurance payment). If it's at the price - strike price-it may get called away (sold) to the investor paying the premium, so the risk is you lose any gain above the strike price. If it doesn't reach that price or above, you keep the shares and the premium. You keep the premium either way. That's simplified. There are a number of You Tubers who have explained it. Fidelity has good tutorials, too. :)
Turns out, I didn't mention CC...haha...are you psychic? lol. I try to buy double what I want my long term position to be in certain stocks, then put CC on them. MO, IRM, ABBV, KMI, OHI, APPL have all been good. IRM and ABBV got called away, but at a 75-93% profit on top of the premiums and divs. That was very fun for this newbie!
Just what need to know!!!! This information is so valuable! I would love more of these kinds of information! Could you do a video about the retirement account consist of only ETFs that offer both growth and high income as well? Thank you so much, Mr. Chuck!
Hi Chuck: Thanks for the vid as always. Suggestions for future videos: 1. In-depth review of how to use the various time frames from a year to 20y. I am still somewhat confused as it seems you can find different valuations depending on time frame. 2. You have mentioned many times these videos are just initial shortlisting of potential investment candidates then more serious research is needed. Can you show your process for further serious research before deciding to pull the trigger or not on an investment. Thank you.
Chuck, would you do a video to explain the columns in your Query Table, their meaning, where on fastgraphs you got that from. Please explain in details for dummies like some of us to understand. Many thanks.
Great video as always, Chuck. Although I am very long on MO, I am concerned that they may cut their dividend to service their huge debt load. Does that concern you? Thanks.
Great video. A point of confusion though is why and when you switch from operating cash flow to adjusted earnings to see that the dividend will in fact be covered.
I primarily use adjusted operating earnings for valuation. I utilize cash flows to examine dividend coverage. In other words I used different metrics for a different purpose. Hope that helps, Chuck
Is it always a 'hard no' to invest into falling earnings? If it's fairly valued now but will likely fall in price when earnings are forecast to fall, then I just wait for a better time. When do you find exceptions to that rule?
Thank you for the video Chuck! Just started using fastgraphs yesterday and tried to understand if the basic version is sufficient or if I will move on to the premium version next year. Is there a video which you would recommend to see how you start analyzing a new stock with the basic version and where it actually makes sense to upgrade? Some kind of start as a dummy and this is how far you can go with premium in comparison with the basic version
@normansteinmetz643 this is support@fastgraphs.com thanks for subscribing - here is a link to two tutorials: docs.fastgraphs.com/docs/historical Here is a link to our learning center: docs.fastgraphs.com/docs/getting-started
I think so too. An investment coach [epicgirlamanda] helped me grow my portfolio up to x5 ($200k) of what it was before . She was very transparent. I just did what she told me to and when she told me to do it. RUclips won’t let me post her site here. To access her site,-
Chuck, regarding banks such as Truist, do you think there's a risk they'll stay cheap for an extended period of time? It seems like banks are ALWAYS cheap, so maybe a 15 P/E is too generous for the sector?
there is always that risk with any company or industry. However, TFC has consistently traded around 15 times earnings ( P/E 14 to 16). Nevertheless, it is true that many financials have traded at discounted valuations in recent years. mostly insurance companies however.
Hi Chuck, I am a longtime subscriber to both your RUclips channel (I enjoy listening to your videos when commuting) and to Fastgraphs (I wouldn't invest without it!). I am hoping you can help me out. I look to invest in companies with graphs similar to ABC (graphs with a steady climb from the lower left to the upper right). Is there a way to set up a screen for companies with similar graphs on Fastgraphs? I think a video on this would be great. Thanks!
Thanks I appreciate the support. We are working on a metric called earnings persistence that will help identify this kind of companies. Watch for it, regards Chuck
Chuck, please bring back the P/FCF option. This is vital to my research and analysis. The FCFE is a fine option but I prefer the old P/FCF. Support was not helpful or willing to be opening to bringing it back.
Thanks for the feedback, however, there were valid reasons why we made the decision to change. Here is an explanation currently on our website under announcements: "After thorough research and analysis, we have made the decision to replace the "Free Cash Flow" data item with "Free Cash Flow to Equity." This change was not made lightly and was based on the discovery that the latter data item is a more accurate representation of free cash flow, with more historical data and a calculation based on the historical fundamentals of the company. In contrast, the original "Free Cash Flow" data was sourced from brokers and analysts, resulting in inconsistent calculations across companies and less historical data. In summary, the replacement of "Free Cash Flow" with "Free Cash Flow to Equity" provides a more accurate and consistent calculation of free cash flow, as well as a fuller history of data." If you have any questions contact Polly at polly@fastgraphs.com thanks again, Chuck
Chuck, good video - like your first list way better than your second. (MPW I think is dangerous to recommend.) I would like to see an average at the bottom of the portfolio page so we could see, for example, the average yield of our holdings. It would have been nifty for this video.
I said it a couple of times before, but I wish you added EV/Ebidta as one on the main metrics to see the correlation with stock prices. Operating profits, cashflow or Revenues are fairly biased metrics since they do not incorporate debt or cash at hand, particularly now that interest rates went from 0 to almost 5%, having tons of debts in variable interest can literally send a company to chapter 11.
@@FASTgraphs Thanks, on my way to the 4th year as a full subscriber I think...Btw Chuck I recommended URI when it was 100 dollars...Cros in the 50es and WWE in 40es....you should listen to me more often...🙂
Your thought process makes sense to me. And I agree with your thoughts about what are the needs. I very much appreciate your thoughts on how to structure a portfolio especially the weighting. One thing that I keep hearing is the us market is overvalued. I am looking at etfs like VYMI
I think that risk is already in the price and probably already overdone. Nevertheless, you have to follow your own opinion. There are other choices. Regards, Chuck
Another fantastic, informative video. You keep giving me some great ideas, and I keep buying many of them. My portfolio is starting to have too many holdings... I may need to trim. There's such a wealth of opportunity out there!
I love the content as always and I am a new subscriber. Can you explain how the fast graphs Normal PE is compiled? I can't get it to match some other data I have and I am sure the issue is on my end but would appreciate an explanation if possible. Thanks for all of the content!
it is a trimmed average, in simple terms it is simply the most common valuation the market has applied over the timeframe being examined. Here is a link to a more complete explanation: docs.fastgraphs.com/docs/normal-pe-ratio-line-blue-line regards, Chuck
I think an 8% average dividend yield is doable, it just might come with some more risks. At the very least, I think you can get a good average six or seven percent dividend yield without a lot of risk. If you were to add up the yields for stocks like ABBV, MO, AVGO, BTI, OHI, ENB, ARCC, and EPD, you get an average yield of 7.5%. You can probably get it up to 8% by adding a couple high-yielding ETFs. And this is with everything equal weighted. You can probably also get that same group to equal 8% by changing the allocations. I think it's worth looking into. This is essentially how I have my portfolio structured. I don't own all the stocks that I mentioned. I have some more ETFs and REITs. But with a group like this we're talking about starting the other 7.5% and for the positions that end up cutting their dividend from time to time, you have the other ones that raise their dividends on a consistent basis, so I should balance out.
My main concern about an 8% portfolio like you laid out is growth. Maybe you CAN pay your bills on 8% today, but what if you live another 10 or 15 years? I actually own several of your high yielding stocks like ENB and EPD, and am very pleased with their performance. But I also like to mix in some super growth stocks like Google and Microsoft, which I can gradually pad my income with -- on down the line.
@@Duke_of_Prunes well it depends on your specific needs. Assuming you have a million dollars to invest as per the example in the video and assuming you're also ready to retire right now, how much more growth do you really need? Even if you did have good dividend growth at 4%, will you get to the 8% anytime soon? Even if you were able to double your dividend income with an extra 15 years added on to your life, it likely wouldn't reach the 8% yield on cost in time for you to actually enjoy it. And if you're younger and did not ready to retire like I am, 8% profit is still 8% profit that can be reinvested. I personally would rather have the 8% right now instead of waiting for the portfolio to yield 8%. But that's me. Again, it's all about specific needs which requires specific plans.
@@Duke_of_Prunes yes, an 8% yield port is not going to get you growth- in fact the group of stocks listed by the OP would not average 8% yield, unless they were very lopsided to a couple of the cos- it is a balancing act, and c 4% yield is about the sweet spot for safety, growth and yield
@@richardthemagician8991 You presented some good points to ponder. I am 57. People in my family regularly live to 90 or more (my wife's family drop like flies in their 50s). I am good for about $1M + whatever the house is worth. My wife probably has another 1/2 that much. Definitely going to think my goals out before I turn 60 and quit altogether.
@@Duke_of_Prunes definitely don't just take my advice. I don't want that responsibility lol. But I will say is that my dad turned 66 today and he's asking me for financial advice because his whole life is only done what he was told he was supposed to do with his money. I have different goals. I would like to have the option of semi-retiring by 55. I don't intend to. But just in case some sort of Health thing comes up, I want to be prepared. If I Had a Million dollars, I would probably play a little safer and go for an average 6% yield giving me $60,000 starting. I never want to have to sell a position. I've already seen two recessions. Got off a bit one happens when I'm set to retire.
looking forward i will add some Baxter International i think the sell off is over the top. Long term a great Company with short term Issues what you say Mr.Valuation.
I used to just whole account 1 ticker. I had all my money in TSM for years but when china threatens to invade Taiwan I had to sell. I my net worth went parabolic and I became more fearful and risk adverse the higher it went. I don't want to lose it haha
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
I got a youtube ad from this guy. Likeable guy. Interesting thoughts and tools.
I can realistically not follow more than 15-20 companies (to at least a comfortable level of understanding their business and movements) and I have separated them as follows: 70% of the portfolio = Div+Growth (expecting a return of 10-15% annually); 20% of the portfolio = Speculative bets (usually no Dividend) expecting 0-50% annually growth within a three year period; 10% Cash for opportunities that might come along. It has worked nicely for me over the past four years. I do put a lot of value in being able to sleep well at night... ! 😊
Hi Chuck, why dont you look to BDC's ? They have Dividends about 10 percent or more...
This is the type of information that needs to be taught in school (high school through college) as a regular core course. Thank you sir for making these videos, very informative.
Thank you, Chuck. I hope to retire in a few years. This is a perfect video for me.
You’re a gem Chuck. Thanks for making all these
Hi Chuck - Which one is better according to your analysis BTI Vs MO ? I am thinking of buying BTI as their LT/D is low compared to MO. Please advice. Thanks.
I like them both but BTI does have the long-term debt and advantage, but then there is currency conversion risk. BTI has the slight edge IMHO.
Always more to learn from you Sir. Great value.
Thank you. I'm aiming for an average of 7% income. I'm newly retired and I'm not close to a million, likely never will be but I have a simple lifestyle. I keep around 40 positions, and that seems to work for me. I have five of those you listed, planning to add VZ & HPQ.
Covered calls?
@@nateisright Yes. I just wrote a long explanation and hit the wrong button and it disappeared, so...
Simply, it's a simple option strategy in which you offer 100 shares of a stock you own at a certain price for a premium (insurance payment). If it's at the price - strike price-it may get called away (sold) to the investor paying the premium, so the risk is you lose any gain above the strike price. If it doesn't reach that price or above, you keep the shares and the premium. You keep the premium either way.
That's simplified. There are a number of You Tubers who have explained it. Fidelity has good tutorials, too. :)
Turns out, I didn't mention CC...haha...are you psychic? lol. I try to buy double what I want my long term position to be in certain stocks, then put CC on them. MO, IRM, ABBV, KMI, OHI, APPL have all been good. IRM and ABBV got called away, but at a 75-93% profit on top of the premiums and divs. That was very fun for this newbie!
First from far Germany 🇩🇪💪, we buying US stocks here too
Your country is doing deindustrialization. You have to buy other stocks
Haha 😂 Glückwunsch was hast du auf der WL GRÜSSE
@@Mars23000 Ja moin, dachte immer bin der einzigste hier :'P
@@Mars23000 Legal und General
@@thaiming1306 bin Stammgast hier
This is great information! Can't wait until next week's video!
Thanks again Chuck. Invaluable information as usual.
So glad that you are making these amazing videos! Thank you so much for all you do, Mr. Chuck!!!
Another beauty Chuck.
Some great pearls of wisdom here.
Thank you so much chuck. I have learned a lot from your valuable videos. I also invest a lot in the US. Greetings from France
Just what need to know!!!! This information is so valuable! I would love more of these kinds of information! Could you do a video about the retirement account consist of only ETFs that offer both growth and high income as well? Thank you so much, Mr. Chuck!
1st to comment. Thank you Chuck
Hi Chuck: Thanks for the vid as always. Suggestions for future videos: 1. In-depth review of how to use the various time frames from a year to 20y. I am still somewhat confused as it seems you can find different valuations depending on time frame. 2. You have mentioned many times these videos are just initial shortlisting of potential investment candidates then more serious research is needed. Can you show your process for further serious research before deciding to pull the trigger or not on an investment. Thank you.
Chuck, would you do a video to explain the columns in your Query Table, their meaning, where on fastgraphs you got that from. Please explain in details for dummies like some of us to understand. Many thanks.
Great video as always, Chuck. Although I am very long on MO, I am concerned that they may cut their dividend to service their huge debt load. Does that concern you? Thanks.
Great video. A point of confusion though is why and when you switch from operating cash flow to adjusted earnings to see that the dividend will in fact be covered.
I primarily use adjusted operating earnings for valuation. I utilize cash flows to examine dividend coverage. In other words I used different metrics for a different purpose. Hope that helps, Chuck
Is it always a 'hard no' to invest into falling earnings? If it's fairly valued now but will likely fall in price when earnings are forecast to fall, then I just wait for a better time. When do you find exceptions to that rule?
top shelf presentation, as usual
Thank you for the video Chuck! Just started using fastgraphs yesterday and tried to understand if the basic version is sufficient or if I will move on to the premium version next year. Is there a video which you would recommend to see how you start analyzing a new stock with the basic version and where it actually makes sense to upgrade? Some kind of start as a dummy and this is how far you can go with premium in comparison with the basic version
@normansteinmetz643 this is support@fastgraphs.com thanks for subscribing - here is a link to two tutorials: docs.fastgraphs.com/docs/historical
Here is a link to our learning center: docs.fastgraphs.com/docs/getting-started
@@FASTgraphs thank you. Will watch the videos tomorrow! Most likely the upgrade will be a no brainer next year :)
@@normansteinmetz643 I went to the premium and found it worth every penny.
Same here, well worth the money. Great content
That seems like a lot of work. Do you outperform the index?
I think so too. An investment coach [epicgirlamanda] helped me grow my portfolio up to x5 ($200k) of what it was before . She was very transparent. I just did what she told me to and when she told me to do it. RUclips won’t let me post her site here. To access her site,-
make sure to add .info beside her name
What would be a good substitute for $NTRS? (Not available on trading212)
$MAIN, $ARCC?
Chuck, regarding banks such as Truist, do you think there's a risk they'll stay cheap for an extended period of time? It seems like banks are ALWAYS cheap, so maybe a 15 P/E is too generous for the sector?
there is always that risk with any company or industry. However, TFC has consistently traded around 15 times earnings ( P/E 14 to 16). Nevertheless, it is true that many financials have traded at discounted valuations in recent years. mostly insurance companies however.
Hi Chuck, I am a longtime subscriber to both your RUclips channel (I enjoy listening to your videos when commuting) and to Fastgraphs (I wouldn't invest without it!). I am hoping you can help me out. I look to invest in companies with graphs similar to ABC (graphs with a steady climb from the lower left to the upper right). Is there a way to set up a screen for companies with similar graphs on Fastgraphs? I think a video on this would be great. Thanks!
Thanks I appreciate the support. We are working on a metric called earnings persistence that will help identify this kind of companies. Watch for it, regards Chuck
Thankyou Chuck. Any reit videos coming up?
Really interesting, thank you very much!
Best regards from Germany
Chuck, please bring back the P/FCF option. This is vital to my research and analysis. The FCFE is a fine option but I prefer the old P/FCF. Support was not helpful or willing to be opening to bringing it back.
Thanks for the feedback, however, there were valid reasons why we made the decision to change. Here is an explanation currently on our website under announcements: "After thorough research and analysis, we have made the decision to replace the "Free Cash Flow" data item with "Free Cash Flow to Equity." This change was not made lightly and was based on the discovery that the latter data item is a more accurate representation of free cash flow, with more historical data and a calculation based on the historical fundamentals of the company. In contrast, the original "Free Cash Flow" data was sourced from brokers and analysts, resulting in inconsistent calculations across companies and less historical data.
In summary, the replacement of "Free Cash Flow" with "Free Cash Flow to Equity" provides a more accurate and consistent calculation of free cash flow, as well as a fuller history of data." If you have any questions contact Polly at polly@fastgraphs.com thanks again, Chuck
Chuck, good video - like your first list way better than your second. (MPW I think is dangerous to recommend.) I would like to see an average at the bottom of the portfolio page so we could see, for example, the average yield of our holdings. It would have been nifty for this video.
working on it
Thank you for the video. Like! Looking forward to the next video )
Thank you for this very helpful content! 😊
I said it a couple of times before, but I wish you added EV/Ebidta as one on the main metrics to see the correlation with stock prices. Operating profits, cashflow or Revenues are fairly biased metrics since they do not incorporate debt or cash at hand, particularly now that interest rates went from 0 to almost 5%, having tons of debts in variable interest can literally send a company to chapter 11.
coming soon
@@FASTgraphs Thanks, on my way to the 4th year as a full subscriber I think...Btw Chuck I recommended URI when it was 100 dollars...Cros in the 50es and WWE in 40es....you should listen to me more often...🙂
Another great video Chuck, thank you for sharing your insights!!
Your thought process makes sense to me. And I agree with your thoughts about what are the needs. I very much appreciate your thoughts on how to structure a portfolio especially the weighting. One thing that I keep hearing is the us market is overvalued. I am looking at etfs like VYMI
Mpw could have some serious financial problems with bankruptcy issues related to Steward Properties.
I think that risk is already in the price and probably already overdone. Nevertheless, you have to follow your own opinion. There are other choices. Regards, Chuck
Have you taken a look at SBNY?
Good job
Another fantastic, informative video. You keep giving me some great ideas, and I keep buying many of them. My portfolio is starting to have too many holdings... I may need to trim. There's such a wealth of opportunity out there!
I love the content as always and I am a new subscriber. Can you explain how the fast graphs Normal PE is compiled? I can't get it to match some other data I have and I am sure the issue is on my end but would appreciate an explanation if possible. Thanks for all of the content!
it is a trimmed average, in simple terms it is simply the most common valuation the market has applied over the timeframe being examined. Here is a link to a more complete explanation: docs.fastgraphs.com/docs/normal-pe-ratio-line-blue-line regards, Chuck
I am looking to build a dividend portfolio with monthly buys into the well priced ones
This helped my reasoning a lot
Under the radar Buffet
Thank you
I think an 8% average dividend yield is doable, it just might come with some more risks. At the very least, I think you can get a good average six or seven percent dividend yield without a lot of risk. If you were to add up the yields for stocks like ABBV, MO, AVGO, BTI, OHI, ENB, ARCC, and EPD, you get an average yield of 7.5%. You can probably get it up to 8% by adding a couple high-yielding ETFs. And this is with everything equal weighted. You can probably also get that same group to equal 8% by changing the allocations. I think it's worth looking into. This is essentially how I have my portfolio structured. I don't own all the stocks that I mentioned. I have some more ETFs and REITs. But with a group like this we're talking about starting the other 7.5% and for the positions that end up cutting their dividend from time to time, you have the other ones that raise their dividends on a consistent basis, so I should balance out.
My main concern about an 8% portfolio like you laid out is growth. Maybe you CAN pay your bills on 8% today, but what if you live another 10 or 15 years? I actually own several of your high yielding stocks like ENB and EPD, and am very pleased with their performance. But I also like to mix in some super growth stocks like Google and Microsoft, which I can gradually pad my income with -- on down the line.
@@Duke_of_Prunes well it depends on your specific needs. Assuming you have a million dollars to invest as per the example in the video and assuming you're also ready to retire right now, how much more growth do you really need? Even if you did have good dividend growth at 4%, will you get to the 8% anytime soon? Even if you were able to double your dividend income with an extra 15 years added on to your life, it likely wouldn't reach the 8% yield on cost in time for you to actually enjoy it. And if you're younger and did not ready to retire like I am, 8% profit is still 8% profit that can be reinvested. I personally would rather have the 8% right now instead of waiting for the portfolio to yield 8%. But that's me. Again, it's all about specific needs which requires specific plans.
@@Duke_of_Prunes yes, an 8% yield port is not going to get you growth- in fact the group of stocks listed by the OP would not average 8% yield, unless they were very lopsided to a couple of the cos- it is a balancing act, and c 4% yield is about the sweet spot for safety, growth and yield
@@richardthemagician8991 You presented some good points to ponder. I am 57. People in my family regularly live to 90 or more (my wife's family drop like flies in their 50s). I am good for about $1M + whatever the house is worth. My wife probably has another 1/2 that much. Definitely going to think my goals out before I turn 60 and quit altogether.
@@Duke_of_Prunes definitely don't just take my advice. I don't want that responsibility lol. But I will say is that my dad turned 66 today and he's asking me for financial advice because his whole life is only done what he was told he was supposed to do with his money. I have different goals. I would like to have the option of semi-retiring by 55. I don't intend to. But just in case some sort of Health thing comes up, I want to be prepared. If I Had a Million dollars, I would probably play a little safer and go for an average 6% yield giving me $60,000 starting. I never want to have to sell a position. I've already seen two recessions. Got off a bit one happens when I'm set to retire.
looking forward i will add some Baxter International i think the sell off is over the top.
Long term a great Company with short term Issues what you say Mr.Valuation.
I used to just whole account 1 ticker.
I had all my money in TSM for years but when china threatens to invade Taiwan I had to sell.
I my net worth went parabolic and I became more fearful and risk adverse the higher it went. I don't want to lose it haha
Great!
Chuck, you should get someone to be vigilant for you when you post these videos and clean up all the scam spam in the comments.
Pov : you misclicked
I wanna see you do a segment on Wendy's
how is this dude still investing with his age? should be in bora bora drinking wine not working.
you should zip it, working at what he loves is his Bora Bora- one day you may learn this
I think you would love taking a look at Jackson Financial (JXN)!