Sir you make very informative video. Your way of teaching and no doubt your voice ... Both are awesome. Everybody have to learn from you how to speak and provide information. Thanks a lot sir for this video.
As I’ve heard LIC Jeevan anand is a Endowment plan and the premium u pay will not be exposed in share or mutual fund its actually ULIP that they invest in market for returns
Demerits of the policy: 1. High premium for low cover - like I pay 20k per annum and get a cover of 3 lakh only which is very less. Term plan gives 1 Crore to 1.5 Crore cover for 7-8 thousand 2. Low rate of interest and return - overall return for a long policy is very low generally below 8-9% 3. Customer care - LIC has poor customer service as we all know Instead of Jeevan Anand if you put 5 thousand in a term INSURANCE plan and the remaining 15 thousand in ELSS, you will have a better return and better risk cover.
30% sentences are repeated , You have really great knowledge but pls make it simple and to the point. With lots of respect and good wishes, I'm subscribing your channel.
Considering the inflation to be 6% annually, the total valuation after maturity (50 lakhs as per this example) after 35 years is poor. The value of 50 lakhs after 35 years will be around 9 lakhs as per today. It is better not to go with this plan. The best will be to go with term life insurance.
On Maturity only sum assured of 5 lakhs would be given and Sum Assured and Bonus would be given to Nominee on death of policy holder...Please confirm as this is what the term actually is
Time tha video me 13:15 jisme apne btaya ki accidental death cover milega 10 lakh to uske kitne charges pay krne honge ya premium dena hoga... Policy ke sath... Bhai ye b cover krte na... Overall smjhaya itna acha ... Ki sari baate smjh aa gai... Haa ek swaal tha... Bnde ki death kisi b reason se ho... Matter nhi krta na .. like accidental death, ya kisi disease ki wjah se ya any other .... Ye b bta do ???
Bahi apne bhutt badiya btaya par 1 question mene y bima kar va rkha h us me pta kese chle ga b Benfites: loan Riders Grace period y hua h ya nhi y kese pta chle ga
Mera 2 Jeevan Anand Policy hai 200000 each 15 years term. 200000 ka premium hai without tax 4097 and with tax 4281. 15 years me mujhe 60 premiums dena hai 4097×60= 245820. First question is agar policy 200000 ka hai toh extra 45820 kyun dena pad raha hai aur iska approximate maturity value 318000 dikhata hai. 200000 sum assured + Bonus 114000+FAB 4000=318000 total. 318000-245820= 72180 only. Benifit ke naam pe kuch nahi hai bas loss he loss hai, Mujhe yeh bat samajh me nahi aata hai ki jo 45820 sum assured se jyada pay ho raha hai uska kya? Kya aap bata sakte hain
Maturity me ku6 nahi milta 5 to 6 % intrest milta he.jo b dikha raha he vo returns me alag se likhva k dena padega mere pas he jeevan Anand policy no bonus there.
Dear I have one LIC jeevan anand plan running since 2013 paying Rs20455 annual premium till 2033.. shall I discontinue the policy & invest the amount somewhere else or I should continue?? What you suggest ? I already have Rs 50 lakh term plan for covering life insurance..
Sir thanks Rs-14342 yearly plan hai, Next month mature ho raha hai, 15 years complete ho jayega next month Appx milne wala ammount kitna hoga,time hoga toh bataiyega jarur
Hello sir - 1 lakh ka jeevan aanand Lana hai aur mera age - 41 hai , aur mujhe critical illness rider chiye -10000 lakh ka kitna primium ho jayega , 33 year k liye luga . Reply dijiye ga.
What are the clauses for Death? koi bata sakta hai? Because I understand every insurances company clauses lagati hai like it should be natural death , not accident, now covid , nor cancer or any high risk death,
Meri Policy information Mai date of Maturity 2093 mai show Kar Rahe Hai lekin paying turm 16 year dikha raha hai. Iska matlab ki mujhe 16 Saal baad sum assure milega?
Sir mere husband ne ye policy li thi har mahine 1500ru ki kist sellery se pay hoti thi ab mere hasband ki death ho gayi h policy ko liye 17mahine ho gaye ab unki death ko 17mahine ho gaye aaj l.i.c vale mna kar rahe h calm dene ko mujhe kya karna chahiye please btaye mujhe 18mahine se pareshaan kiya gya or ab mna kar rahe h
बहुत ही खूबसूरती से समझाया है आपने, बेहद खूबसूरत जानकारी👌👌👌
Sir you make very informative video. Your way of teaching and no doubt your voice ... Both are awesome. Everybody have to learn from you how to speak and provide information. Thanks a lot sir for this video.
Itne acche se explain kiya like tho banta he bhai ke liye
Thank you so much i am a student, make-up artist, choreographer and also a you tuber i always wanted this type of policy ❤️❤️❤️🙏🏼🙏🏼🙏🏼
Pleasure
Contact me for policy
you r tooooo good bro...kitne easy way m sab samjate ho
As I’ve heard LIC Jeevan anand is a Endowment plan and the premium u pay will not be exposed in share or mutual fund its actually ULIP that they invest in market for returns
Demerits of the policy:
1. High premium for low cover - like I pay 20k per annum and get a cover of 3 lakh only which is very less. Term plan gives 1 Crore to 1.5 Crore cover for 7-8 thousand
2. Low rate of interest and return - overall return for a long policy is very low generally below 8-9%
3. Customer care - LIC has poor customer service as we all know
Instead of Jeevan Anand if you put 5 thousand in a term INSURANCE plan and the remaining 15 thousand in ELSS, you will have a better return and better risk cover.
I feel the same after paying like 6 annual premium of similiar amount. Wish to surrender it.
Even I feel same . After paying 7 annual premium
LIC is a Brand and wide customer service
Am thinking after 9 years
I am advising the same to my wife, she wasn't listening for two years. Today she agreed
मैच्योरिटी के बाद डेथ होने पर क्लेम कैसे करेंगे क्योंकि एलआईसी का बॉन्ड मैच्योरिटी पर जमा कर लिया जाएगा
Always useful ...thanks sir very nice video 👍
I get a perfect knowledge about this policy in detail Thank you very much
Bahut achhi tarah explain kiya h bhai apne. 👍👍❤️❤️
Crystal clear information sir. Thank you very much
Customer ko new year me diwali me. Kuch gift ya calendar jaisi chhoti chhoti chiz deta he ya nahi
Your way of explaining is super and very simple everyone can understand
Thanks for the explanation. Very simple and helpful
Very nice information sir thankus 👍👌
Your voice is very nice
30% sentences are repeated ,
You have really great knowledge but pls make it simple and to the point.
With lots of respect and good wishes, I'm subscribing your channel.
Thanks a lot Debashis for your valuable feedback... Will take care in future.. Thanks a lot..
Even I felt that.
Best video on lic jeevan anand policy
Awesome video on lic jeevan anand
Isey kehte hain explanation...👌👏👏👏
This chanel is very helpful 👌👌
Best Video , super information sirji
Thanks for such nice explanation
Considering the inflation to be 6% annually, the total valuation after maturity (50 lakhs as per this example) after 35 years is poor. The value of 50 lakhs after 35 years will be around 9 lakhs as per today. It is better not to go with this plan. The best will be to go with term life insurance.
Bhai namasthe.
Ek question hai -eg-5Lakh ka maturity value 11lakh 20 yrs Mae kaise ho gaya?
On Maturity only sum assured of 5 lakhs would be given and Sum Assured and Bonus would be given to Nominee on death of policy holder...Please confirm as this is what the term actually is
Great video great information thanks
What happens if we did not able to pay premium amount for log time, will able to claim after maturity?
Thnks for your perfect information..
Thanku for positive comment.
Jeevan aanand me accidient ke baad 100% divyang hone par iski suvidha kya hai
Make a Review video on "Policy Math" premium calculator App sir
Natural death pr kuch milega ya nahi, milega to kya milega.
Thank you bhot achchi baat bataya aapne sab samajh aaya
Nepalese people can do insurance in India or not.
100000 sum assured ki policy li he
Or meturity 16 sal he to meturity કે vakt kitna paisa milta he.
Isme 3 years rupees jama Kiya 15 years ka life assured h , 5 years ke bad rupees nikal liya to full rupees milega? Ya deducted hoga?
Mene 2013 me Jeevan Anand policy li thi 2029 me maturity he monthly 510 cut hote he to kya muje b ye sare benefit mileage? Plz reply 🙏
You are no 1 youtuber bro carry on
Very very nice vdo sir.. Thanks
Thanku soo much.
Regards
Very nice and very helpful video thanks
KB dega maine 2009 mai je policy li 15 sal chul reha h ab paise kb mile ge
Time tha video me 13:15 jisme apne btaya ki accidental death cover milega 10 lakh to uske kitne charges pay krne honge ya premium dena hoga... Policy ke sath... Bhai ye b cover krte na... Overall smjhaya itna acha ... Ki sari baate smjh aa gai... Haa ek swaal tha... Bnde ki death kisi b reason se ho... Matter nhi krta na .. like accidental death, ya kisi disease ki wjah se ya any other .... Ye b bta do ???
2007 me jeevan Anand policy 5102/yrs koli thi 21 yrs time period m kitna milega
Bahi apne bhutt badiya btaya par 1 question mene y bima kar va rkha h us me pta kese chle ga b
Benfites: loan
Riders
Grace period y hua h ya nhi y kese pta chle ga
10 साल चलने के बाद फिर कितना कितना साल चलना पड़ेगा
Mera 2 Jeevan Anand Policy hai 200000 each 15 years term. 200000 ka premium hai without tax 4097 and with tax 4281.
15 years me mujhe 60 premiums dena hai 4097×60= 245820. First question is agar policy 200000 ka hai toh extra 45820 kyun dena pad raha hai aur iska approximate maturity value 318000 dikhata hai. 200000 sum assured + Bonus 114000+FAB 4000=318000 total. 318000-245820= 72180 only. Benifit ke naam pe kuch nahi hai bas loss he loss hai,
Mujhe yeh bat samajh me nahi aata hai ki jo 45820 sum assured se jyada pay ho raha hai uska kya?
Kya aap bata sakte hain
Very nice
क्या 5 लाख को 10 लाख बीच में बढाया जा सकता है बढाया जा सकता है
Maturity me ku6 nahi milta 5 to 6 % intrest milta he.jo b dikha raha he vo returns me alag se likhva k dena padega mere pas he jeevan Anand policy no bonus there.
Bhut achhe s aapne smjhaya
Isme rider baad me bhi kar sakte hai kya
Jeevan Azad policy ke bare me bataiye.
Best jevaan annand policy ko acha sa samjha na tarikha.
there is something more. .... if you want to surrender the policy after maturity, you can .....
Best video, super information
I am lic jeevan labh 836 policy holder, can I get all new features T- 936 in my existing policy
Kaunsi best hai....Maine bhi jeevan labh policy Li hai....so plz suggest
Mai Tex bhi pi kerta hu120ru hafyerlly maire kist 5475h jesme se120ru Tex ketata h
Sir please help me kiya mai ye polyice ko teen sal me band karenge to hme kiya milega mai ek year me 28700 rupaya kisat h ye 20year ka police tha
Dear I have one LIC jeevan anand plan running since 2013 paying Rs20455 annual premium till 2033.. shall I discontinue the policy & invest the amount somewhere else or I should continue?? What you suggest ?
I already have Rs 50 lakh term plan for covering life insurance..
Avoid bogus Lic. Bhai Lic investment company nahin hai
for life insurance term plan is more than enough .
You are the Master 🤘🤘🤘 Best video
Agrr yhi vli scheme ki ek do installment dekr n diya ho break ajaye or maturity date abhi time h to hm isko kse refund leskte h
2.5 year kist bhari hai policy laps hogyi 29000 jama tha kya ye pese return ho sakte hai
Ager maturity ke bad life time death cover nahi Lena h to....kya maturity mein life time death cover pahle hi le kar policy close karsakte hai kya
sir g normal death pe bhi return milega kya
The video was really good can i get the pdf which you have used in the video it could be very helpful to me.
Sum assured ka matalab ye nhi ki utne paise policy holder ko pay karna hai. Premium sum assured se kam hota hai
Normal death and accidental death are different 125% and ??
Sir thanks
Rs-14342 yearly plan hai,
Next month mature ho raha hai,
15 years complete ho jayega next month
Appx milne wala ammount kitna hoga,time hoga toh bataiyega jarur
u explained well to others..
Sir agr 20 sal mai hm 5 lakh jam krte hy to bones ke from mai 5 lakh ke अलावा bhi 5lakh 5 hajar alg se mi'e ga sir plz reply sir please
Sir revival benefit है kya❓
Jeevan Labh ya Jeevan Anand in dono me se sabse best konsa hai Sir
Jeevan anand
Policy ka period Kam kar sakte hai 815/21 hai isko815/15 kar sakte hai
Kitne pyaare hai aap meri passport agyi 🤗🤗
Love from West Bengal ❤️
Sir Mera ek Jeevan Anand hai 16 year ka hai installment 6 month ka 14691 hai last me hamko Kitna milega
Broo Jeevan Anand policy form number kitina hoga....
Jabardast information thank u bhaiya...
Hello sir - 1 lakh ka jeevan aanand Lana hai aur mera age - 41 hai , aur mujhe critical illness rider chiye -10000 lakh ka kitna primium ho jayega , 33 year k liye luga . Reply dijiye ga.
Sir ji mera Jeevan Anand ka plan- 149 hai. Woh apke iss bataye gaye plan se kuch different hai kya?
Sir im a student . I'm 25 yr old planning to buy Lic jeevan anand plan 915 with riders for 16 years . what is your thoughts on it
What are the clauses for Death? koi bata sakta hai? Because I understand every insurances company clauses lagati hai like it should be natural death , not accident, now covid , nor cancer or any high risk death,
Monthly 1700 30yrs ke bad 16 lakh melega ya nahi 10lkh ka hai
bhai us 10 lakh ki value 30 years bad 3 lakh reh jayegi😂
I have min sum assured as 3 lacs. 17192 is my yearly premium for 20 years. I should receive around 5.75 lacs in 2035. Should I surrender this?
Yes
En case paise nhi hue to Dene keye kya LIC ka band krwa skte h kya?
Well explained vedio 👌👌👌👌
Sorry sir, company ki performance se koi frk ni pdta cos ye non linked from mrkt hi
Nice information👌
Thank you!
Explained very well
Hello sir mera jivan anand ka paise 2013 mai liya tha aur 2033 tak last payment hai toh mai abhi paisa nikal sakta ho?
Meri Policy information Mai date of Maturity 2093 mai show Kar Rahe Hai lekin paying turm 16 year dikha raha hai. Iska matlab ki mujhe 16 Saal baad sum assure milega?
Sir mere husband ne ye policy li thi har mahine 1500ru ki kist sellery se pay hoti thi ab mere hasband ki death ho gayi h policy ko liye 17mahine ho gaye ab unki death ko 17mahine ho gaye aaj l.i.c vale mna kar rahe h calm dene ko mujhe kya karna chahiye please btaye mujhe 18mahine se pareshaan kiya gya or ab mna kar rahe h
Hii
SIR GST ka money return hoga kya ple bolo
Mere pas is police ka bond nhi hai kya mujhe iska maturity benefit milega mai iski 5 installment yearly paid kr chuka hu please help me
After maturity jb amount rec ho jayega to b risk cover rahega to after maturity b b hme kishte bharni padengi kya
If we stop this lic do we get our money back, since 2 years i am investing on half yearly basis.
13:30 critical illness benefits rider kya he please explain
Sir ham ne 2012 mai jeevan anand liya hua hai kiya ye sab benifit milega mujhe
Kitne year bharna hai