Happy Friday Everybody! Hope you find some value in the video! Make sure to leave your $0.02 in the comments! Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit! Terms & Conditions Apply: j.moomoo.com/00mF4
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@DyonvreduogG *MARGARET MOLLI ALVEY* her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
The S&P 500 finished down 20% in 2022. This means long term investors have a great starting point in 2023. Here are 4 very popular ETF’s: $VOO- S&P 500 fund $VTI- Total US stock market $QQQ- High growth, tech $SCHD- Growth + Dividends| I just tallied my dividends for the year;$167k Blessed and grateful, disciplined and focused.
My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.
Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.
It's understandable to feel a bit uneasy in volatile markets, especially with all the frenzy and worry going on. The US Stock Market's longest bull run in history can definitely add to the uncertainty. However, there are opportunities out there if you know where to look. Working with an investment advisor to diversify your portfolio seems to have paid off well, netting you over $260k in profits last year. That's impressive!
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
I like to have SCHD. 20% of each ROTH IRA Portfolio. Yield: 3.75% 60% SPY. 20% Various Income Funds, PFF, ILTB, TLT.....What are more interesting buys for long term growth? I want to get in with about 300k in cash savings lying waste to inflation
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time
*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
100% agreed, my so called target retirement fund in 401k had absolutely terrible return compared to sp500. I moved all to sp500 but biggest regret of my life I didn't do it sooner..What else is best way for me to invest 200k for solid cashflow?
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
You're right, I and a few Neighbors in Bel Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 40% in the last quarter...
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Elise Robinson for the last five years or so, and her returns have been pretty much amazing.
Great video on your ETF analysis. Just a heads-up for your viewers: this analysis covers only the last five years, which might not give the full picture because market trends change. Lately, growth-focused ETFs have been doing really well, while value-based ones haven't been as strong. This is because the market has favored growth since 2009, but remember, this can change. Growth and value investments usually take turns performing well. Given the high prices of growth stocks now, they might see a drop, whereas value stocks could start doing better. Also, looking at just five years of data isn't enough if you're planning to invest for 25 to 50 years. It's smarter to mix up your investments and not just focus on one type, like growth, since the market's ups and downs affect them differently
I agree, this would have been brilliant if able to show 25 years worth of history. Even if the funds didn't exist, the theory behind their indices should be enough to calculate how they would have performed. I expect that would be a lot more work than just copying the tables into a spreadsheet! Also, it would have been more revealing to see how the last year compared with the five years leading up to that year, rather than including it. With last year being so strong, it's distorted the comparison.
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2016 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly voo, but have been putting a lot into schd the past few months. I dunno if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
Acquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $450K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Finding financial advisors like Kenna Muriel Hesseling, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Listen man, I don’t usually comment on videos but I had to on this one. You literally saved me hours upon hours of research. Your one well edited and informative video is great. You cut all the bs out and was showing straight stats and details on all funds. Look forward to more well informative videos to help build my portfolio!
The algorithm brought me here. I'm old and have been a very successful investor, It is true that EVERYTHING one needs to know about equities investing can easily be written on an index card with space left over. For those of you (hopefully very few) who don't know this truism, here it is a nutshell: Invest broadly (tax-efficient ETF), cheaply (very important), reinvest all dividends when paid (very important long term), add funds according to the calendar not according to how you feel at the moment. NEVER trade, NEVER try to time the markets. Public information is useless. "Studying" the markets is useless. Price discovery is efficient. So do delude yourselves. Advisors and brokers are useless and liabilities. Now one of the hardest things:NEVER SELL. This approach will give you the highest likelihood possible of being successful in equities investing.
I’d say radical wording but 98% acurate. The majority of investors would do good to follow your advice. And being not young myself and with a very solid nest egg I can confirm age is by far the best wealth indicator - nothing beats time in market. My only grip is the never sell advice. I understand where it comes from, but some companies loose my trust and out they go. On average it’s been a good thing for me - could be luck, but still. YMMV.
Mid 40s and I’m new to the market, so I appreciate both of your comments.. I have a tiny nest egg lol but I’m working on it. My plan is to value invest and hopefully see some nice returns in 10yrs.. but man it’s rough right now lol
@@applelynn262 There is some statistical "truth" to the proposition of value investing, depending on how one defines "value" and whether that definition serves vendors' interests. I'm sure you understand the weaknesses of the approach. Personally, if I wanted to broaden my allocations to the markets, I would choose a total US market etf, invest regularly by the calendar, reinvest dividends when paid and walk away. You would then capture "value" companies and, perhaps much more important, the second quintile of mid-caps. But this last statement is NOT intended to encourage any new investor with a long-term horizon to become so selective and thus become a losing stock picker/trader. Remember that at least once in your investing life, 1/2 of your market assets will disappear on paper. You must be strong enough to stick to the plan. If you're not, do something else in life. KNOW yourself. Human psychology is an investor's worst enemy.
Still doesn’t explain why it wasn’t at least a mention in the cliff notes as it is the highest performing out of all of Vanguards ETF’s and people that are maybe just getting into investing should know that and know that it is an option from Vanguard.
Yep. I believe VGT is Vanguard's best performing ETF overall. Also, I'm surprised no 10-yr analysis was shown which I think is a much more relevant time horizon; if you do so interestingly, the top of the list remains pretty much intact with MGK, VONG, VUG, VOOG. And those would be my top picks for indexes.
Excellent video. Very informative. One observation is that if you take out the gains of 2023 from the 5-year returns (2019-2023), most ETFs barely break even! So 4 years of no growth, primarily due to COVID-19.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
I'm looking for companies now to put in $200k for a start. Just don't know strategies to employ in buying stocks to invest in for short and long term gains.
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
I just 30 this year and have just under $40k in my own 401k and another $10k between my other retirement accounts. My wife has about $41k in her retirement accounts (she is not currently working). I currently make close to $63k a year. I only do 5% though to my 401k for the company match and another 10% of my income is split between an HSA and a ROTH IRA
I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% and I do all the investing on my own. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year. Pedal to the floor! Thanks for the video. Great content.
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
Building a good investment portfolio is more complex so I would recommend you seek Marisa breton Dollard support. This way you can get strategies designed to address your unique long/short-term goals and financial dreams.
Building a good investment portfolio is more complex so I would recommend you seek Marisa breton Dollard support. This way you can get strategies designed to address your unique long/short-term goals and financial dreams.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 67% profit in 18 months
I subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
Me too I tested all the Vanguard etfs starting in 2014 upto 2022. The results are 1. VOO 2. Growth ETF 3. High dividends ETF 4. Small cap. 5. All world stock ETF. 6. Value etf
One of my favorite videos you’ve ever done! Great job, super insightful. I hold five vanguard ETFs, VOO, VIG, VB, VYM and VYMI. Feeling good about my choices except for VYM at this stage. I am surprised it’s so low on the list.
It all kind of depends on what you are looking for. VYM is more dividend focused compared to the other Vanguard ETFs like MGK that are more growth focused.
VYM is a closet value ETF that pays dividends. This tilt towards high yielding (low growth) stocks is actually a detriment. I plotted a graph of VYM against VTV over the last 2 decades and it’s revealing
Have you done or considered doing a video that looks at funds that inverse the market? I'm curious as to what solid options exist to not lose as much or even make money during a market correction. I'll be subbing as i really enjoy your presentation style for this kind of topic!
Great video. I am a big fan of Vanguard ETFs. You forgot to mention Vanguard’s Technology ETF VGT. I believe it has one of the highest returns over a 10year period.
My research shows from 2019 to 2023 VUG $10,000 grew to $24,016 with a 19.1% annual growth rate. VGT Vanguard Information Technology ETF $10,000 grew to $30,378 with a 24.8% annual growth rate. VV Vanguard Large Cap Growth ETF $10,000 grew to $20,611 with an annual rate of 15.5% annual growth rate. I invested in the last two ETFs. My only regret was that I did not invest more money in them.
I personally think investors should pay attention to under-the-radar stocks, especially considering the current stock market volatility. 35% of my $270,000 portfolio is made up of sinking stocks that were once respected, and I have no idea where to go from here.
To manage market risks responsibly, spreading investments across several asset classes such as bonds, real estate, and international stocks, it is vital to seek the advise of an expert.
I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital assets,i accrued over $80K in dividends last year
Already have about $120k invested in Vanguard ETF and TSLA firms. Could you suggest any other stocks I should acquire to diversify my holdings across other markets and create a well-rounded portfolio allocation that aligns with my risk aversion concerns?
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.
There are many companies other than Vanguard. For every good Vanguard index fund I have found, I have found an equivalent, but better performer with another 'Gold Standard' company. Black Rock iShares JP Morgan Are just three such.
Thank you for putting this together. Real analysis when we eliminate black swan events like COVID-19. Whatever growth we had during COVID and the low-interest era is not repeatable.
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
You’re right didn’t include any of the sector ETF’s. Vanguard didn’t include them as index ETF’s. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
At the end of the video you said one could combine VTI (US stock market) with VT (total world market) to get a balanced approach. Wouldn't you just need VT for a balanced approach as that has all the worlds companies at market weight already, including the US?
This is correct, however the fees for VT are more than twice those for VTI, plus it may be preferable to have domestic bias. Perhaps a better combination would be VTI (maybe 90-95%) and VEU (remainder). VEU is world ex. US, and has the same fees as VT, but you'd need a much smaller proportion of it to maintain the same balance of US:ex-US stocks. With VT you're buying mainly what's in VTI, but paying a lot more for it. Edit: not a financial advisor
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Are your projections (both 1 and 5 year) self-generated within the calculus of the spreadsheet, or were you able to reach out to a site (like Dividend Channel) that did those projections for you? Thanks.
I prefer the MSCI world quality index (subset of MSCI which has had fairly low volatility and has overperformed for a long while). There are a couple of ETFs that use it and it is basically whole market minus some exluded companies based on quality factors. Most ETFs used optimized sampling and not full replication though.
Thanks for your homework and the good presentation. If you subtract inflation from these results, how does it look then? “Made money” will look a bit different.
I would agree but it wouldn't change the comparison to the other options available. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Thank you for all the work. I wonder if reinvested dividends would materially alter the ranking? I'm currently holding VOO and VYM and it looks like I might do better with MGK or VUG than VOO. It really looks like VYM compared to the other dividend ETFs is a stinker and I should consider VIG instead.
I think you nailed it. 10-yr analysis, which is a much more relevant time horizon, interestingly shows the top of the list remains pretty much intact with MGK, VONG, VUG, VOOG. Those would be my picks for indexes. Growth is where it has been at and likely will remain over historical Value due to Fed's continued market and interest rates manipulation. I would actually omit VOO and VT; VOO is okay but you're giving up 2-4% vs the others longer term and VT is just lackluster (~7.5% which is almost half the top 4 ETFs).
Excellent analysis Joe.... As always, well done. I did not see VNQ (covering REITS) in there but only VNQI which was the worst. Again, thank you very much for your hard work and presentation. Be well...
Much appreciated! I used all 45 INDEX ETF’s on their website. Could be VNQ wasn’t categorized correctly. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Ah, exactly the question that an investor (as distinct from a speculator) should ask. 1 yr. means nothing. 5 yr. means almost nothing. TIME, the compound reinvestment of dividends, extremely low fees and NEVER selling mean everything.
VYM have been along the same lines as SCHD for performance. But, these are still good ETFs to invest in, same with VTV. They are not exciting as growth ETFS, but they still give that security to preserve your portfolio.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
Two mistakes here. One month is not a significant amount of time to see the benefits of long term buy and hold. Time in the market wins long term but you have to be ok with being in the red for periods of time (without selling on the way down) to reach your gains. If you’re nervous that is a risk tolerance issue, not an investing issue. Know your risk tolerance that allows you to sleep at night. Also the S&P and total market have about 86 percent portfolio overlap by market weight, pick one or the other for 66 percent US stocks. Stick to your allocation long term and quit checking your portfolio every day like a horse race.
I didn’t include any of the sector ETF’s as they weren’t considered INDEX ETF’s by Vanguard. There WOULD be value in looking at those as well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Very informative! I plan to rebalance my pension allocations this morning and am looking for good ETF value, and so will likely pick only one of the top large cap growths because one must always remember Ben Graham's question, "How much?" So I'll look for some relative bargains on your list that still deliver good 1- and 5- year gains. Please do a similar vid on Bond fund performance. My theory is bond funds that have out-performed during a bull market will perform even better in a bear market.
I wouldn´t combine whole world index VT with VTI as there will be overlap... I would instead combine VTI and VXUS which is whole world market excluding US, it has 75% developped markets and 25% emerging market
Fantastic info and well presented. Would highly appreciate if you could do one for Schwab ETFs and maybe Invesco or Wisdomtree if possible. Appreciate the effort.
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
I love your videos because of all the effort like found in this video. Great information. Though, something even longer than 5 years might give more sense of what each of these ETFs do in various conditions. But, as always, thanks!
Great point!great point. There were a few of the ETF’s that didn’t have the full 10 year timeframe so I didn’t include that timeframe. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
I just LOVE what you did here! Makes it SO easy to pick one's favorites... BUT... Where is my FAVORITE Vanguard ETF: VGT??? Real disservice to not include it! Check your #'s and if VGT (TECH) ETF is in the top 5... REDO THIS VIDEO! 😆 Thanks!
Happy Friday Everybody! Hope you find some value in the video! Make sure to leave your $0.02 in the comments!
Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit! Terms & Conditions Apply: j.moomoo.com/00mF4
Did you forget about VGT?
No VITAX?
You got some comments in your bots section
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@DyonvreduogG That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@DyonvreduogG I will give this a look, thanks a bunch for sharing.
@DyonvreduogG *MARGARET MOLLI ALVEY* her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
The S&P 500 finished down 20% in 2022. This means long term investors have a great starting point in 2023. Here are 4 very popular ETF’s: $VOO- S&P 500 fund $VTI- Total US stock market $QQQ- High growth, tech $SCHD- Growth + Dividends| I just tallied my dividends for the year;$167k Blessed and grateful, disciplined and focused.
My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.
Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.
It's understandable to feel a bit uneasy in volatile markets, especially with all the frenzy and worry going on. The US Stock Market's longest bull run in history can definitely add to the uncertainty. However, there are opportunities out there if you know where to look. Working with an investment advisor to diversify your portfolio seems to have paid off well, netting you over $260k in profits last year. That's impressive!
Please can you leave the info of your investment advisor here? I’m in dire need for one.
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
I like to have SCHD. 20% of each ROTH IRA Portfolio. Yield: 3.75% 60% SPY. 20% Various Income Funds, PFF, ILTB, TLT.....What are more interesting buys for long term growth? I want to get in with about 300k in cash savings lying waste to inflation
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time
*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
SCHD has lost it's way..
100% agreed, my so called target retirement fund in 401k had absolutely terrible return compared to sp500. I moved all to sp500 but biggest regret of my life I didn't do it sooner..What else is best way for me to invest 200k for solid cashflow?
I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of 5%.
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
You're right, I and a few Neighbors in Bel Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 40% in the last quarter...
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Elise Robinson for the last five years or so, and her returns have been pretty much amazing.
Great video on your ETF analysis. Just a heads-up for your viewers: this analysis covers only the last five years, which might not give the full picture because market trends change. Lately, growth-focused ETFs have been doing really well, while value-based ones haven't been as strong. This is because the market has favored growth since 2009, but remember, this can change. Growth and value investments usually take turns performing well. Given the high prices of growth stocks now, they might see a drop, whereas value stocks could start doing better. Also, looking at just five years of data isn't enough if you're planning to invest for 25 to 50 years. It's smarter to mix up your investments and not just focus on one type, like growth, since the market's ups and downs affect them differently
I agree, this would have been brilliant if able to show 25 years worth of history. Even if the funds didn't exist, the theory behind their indices should be enough to calculate how they would have performed. I expect that would be a lot more work than just copying the tables into a spreadsheet! Also, it would have been more revealing to see how the last year compared with the five years leading up to that year, rather than including it. With last year being so strong, it's distorted the comparison.
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2016 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly voo, but have been putting a lot into schd the past few months. I dunno if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
This is exactly how i wish to get my finances coordinated ahead or retirement. Can I get access to your coach?
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
I have posted a comment that might be useful for you.
Try DCAing into QQM as it usually yields more profit %a but it's more tech oriented.
Acquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $450K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Finding financial advisors like Kenna Muriel Hesseling, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
Listen man, I don’t usually comment on videos but I had to on this one. You literally saved me hours upon hours of research. Your one well edited and informative video is great. You cut all the bs out and was showing straight stats and details on all funds. Look forward to more well informative videos to help build my portfolio!
The algorithm brought me here. I'm old and have been a very successful investor, It is true that EVERYTHING one needs to know about equities investing can easily be written on an index card with space left over. For those of you (hopefully very few) who don't know this truism, here it is a nutshell: Invest broadly (tax-efficient ETF), cheaply (very important), reinvest all dividends when paid (very important long term), add funds according to the calendar not according to how you feel at the moment. NEVER trade, NEVER try to time the markets. Public information is useless. "Studying" the markets is useless. Price discovery is efficient. So do delude yourselves. Advisors and brokers are useless and liabilities. Now one of the hardest things:NEVER SELL. This approach will give you the highest likelihood possible of being successful in equities investing.
The algorithm brought me here and I needed this knowledge. Thank you
I’d say radical wording but 98% acurate. The majority of investors would do good to follow your advice. And being not young myself and with a very solid nest egg I can confirm age is by far the best wealth indicator - nothing beats time in market. My only grip is the never sell advice. I understand where it comes from, but some companies loose my trust and out they go. On average it’s been a good thing for me - could be luck, but still. YMMV.
Mid 40s and I’m new to the market, so I appreciate both of your comments.. I have a tiny nest egg lol but I’m working on it. My plan is to value invest and hopefully see some nice returns in 10yrs.. but man it’s rough right now lol
@@meibing4912 Then you're stock picking...on average, a losers' game. No one can predict the future.
@@applelynn262 There is some statistical "truth" to the proposition of value investing, depending on how one defines "value" and whether that definition serves vendors' interests. I'm sure you understand the weaknesses of the approach. Personally, if I wanted to broaden my allocations to the markets, I would choose a total US market etf, invest regularly by the calendar, reinvest dividends when paid and walk away. You would then capture "value" companies and, perhaps much more important, the second quintile of mid-caps. But this last statement is NOT intended to encourage any new investor with a long-term horizon to become so selective and thus become a losing stock picker/trader. Remember that at least once in your investing life, 1/2 of your market assets will disappear on paper. You must be strong enough to stick to the plan. If you're not, do something else in life. KNOW yourself. Human psychology is an investor's worst enemy.
The 5 years you picked was pretty unusual. I would want to cover 2010-present. Also - what was the volatility?
For those asking about VGT, that’s a sector ETF, not an index per se. Of course VGT would destroy these.
Thank you
Right. THANK YOU for watching and for leaving your $0.02 in the comments. 👍😎
Still doesn’t explain why it wasn’t at least a mention in the cliff notes as it is the highest performing out of all of Vanguards ETF’s and people that are maybe just getting into investing should know that and know that it is an option from Vanguard.
Yep. I believe VGT is Vanguard's best performing ETF overall.
Also, I'm surprised no 10-yr analysis was shown which I think is a much more relevant time horizon; if you do so interestingly, the top of the list remains pretty much intact with MGK, VONG, VUG, VOOG. And those would be my top picks for indexes.
@@makeyourmark00 all good funds
Excellent video. Very informative. One observation is that if you take out the gains of 2023 from the 5-year returns (2019-2023), most ETFs barely break even! So 4 years of no growth, primarily due to COVID-19.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Thank you for the lead. I searched her up, and I have sent her a message. I hope she gets back to me soon.
I'm looking for companies now to put in $200k for a start. Just don't know strategies to employ in buying stocks to invest in for short and long term gains.
I smell a voodoo nigerian stock recommender thread starting.
I suggest investing in gamestop
Give your money to me. At least you'll know it'll be safe and go to a good cause. Then you don't have to worry about it!
If unsure, invest in the index.
To start…S&P 500 or total market, considering you wont need for 10 years…
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
Could you possibly recommend a CFA you've consulted with?
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
5 years is short term for US investments. 20 and 30 year performance is a better gauge. MGK has underperformed QQQ in the longer term.
I just subscribed to his channel because of how simple and straightforward his videos are in terms of investing.
Very interesting.
Now if you could run a spreadsheet showing what the performance will be for the next 5 years, that would be great!
😂🤣😂
Don’t see VGT data, probably top 3 in 5 years?
Great information! I’ve held vtsax (same as vti ) and vong for years. Very happy
Thanks!
I just 30 this year and have just under $40k in my own 401k and another $10k between my other retirement accounts. My wife has about $41k in her retirement accounts (she is not currently working). I currently make close to $63k a year. I only do 5% though to my 401k for the company match and another 10% of my income is split between an HSA and a ROTH IRA
I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% and I do all the investing on my own. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year. Pedal to the floor! Thanks for the video. Great content.
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
Building a good investment portfolio is more complex so I would recommend you seek Marisa breton Dollard support. This way you can get strategies designed to address your unique long/short-term goals and financial dreams.
Building a good investment portfolio is more complex so I would recommend you seek Marisa breton Dollard support. This way you can get strategies designed to address your unique long/short-term goals and financial dreams.
Much appreciation for this analysis breakdown! 6:03
Great analysis. I buy VOO.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 67% profit in 18 months
I subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
Sonya Lee Mitchell is a renowned figure in her line of work. I recommend researching her credentials further.
she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing
Me too I tested all the Vanguard etfs starting in 2014 upto 2022. The results are 1. VOO 2. Growth ETF 3. High dividends ETF 4. Small cap. 5. All world stock ETF. 6. Value etf
One of my favorite videos you’ve ever done! Great job, super insightful. I hold five vanguard ETFs, VOO, VIG, VB, VYM and VYMI. Feeling good about my choices except for VYM at this stage. I am surprised it’s so low on the list.
It all kind of depends on what you are looking for. VYM is more dividend focused compared to the other Vanguard ETFs like MGK that are more growth focused.
@@RonnieM90 oh I’m still a fan and an investor in VYM. Low expense ratio, all qualified dividends and plenty of diversification.
VYM is a closet value ETF that pays dividends. This tilt towards high yielding (low growth) stocks is actually a detriment. I plotted a graph of VYM against VTV over the last 2 decades and it’s revealing
Why is there no VGT in the data?
Have you done or considered doing a video that looks at funds that inverse the market? I'm curious as to what solid options exist to not lose as much or even make money during a market correction. I'll be subbing as i really enjoy your presentation style for this kind of topic!
Were is your data on VGT?
If you look at the funds average return since inception, the results are a little different. VONG, VOOG, VOO, and VONE being the top 4.
Great video. I am a big fan of Vanguard ETFs. You forgot to mention Vanguard’s Technology ETF VGT. I believe it has one of the highest returns over a 10year period.
My research shows from 2019 to 2023
VUG $10,000 grew to $24,016 with a 19.1% annual growth rate.
VGT Vanguard Information Technology ETF $10,000 grew to $30,378 with a 24.8% annual growth rate.
VV Vanguard Large Cap Growth ETF $10,000 grew to $20,611 with an annual rate of 15.5% annual growth rate.
I invested in the last two ETFs.
My only regret was that I did not invest more money in them.
Thanks. Just watched this.
Question: Would VGT also be a Vanguard ETF to be included in this comparison?
I personally think investors should pay attention to under-the-radar stocks, especially considering the current stock market volatility. 35% of my $270,000 portfolio is made up of sinking stocks that were once respected, and I have no idea where to go from here.
To manage market risks responsibly, spreading investments across several asset classes such as bonds, real estate, and international stocks, it is vital to seek the advise of an expert.
I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital assets,i accrued over $80K in dividends last year
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?
Her name is Vivian Carol Gioia can't divulge much. Most likely, the internet should have her basic info, you can research if you like
thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Already have about $120k invested in Vanguard ETF and TSLA firms. Could you suggest any other stocks I should acquire to diversify my holdings across other markets and create a well-rounded portfolio allocation that aligns with my risk aversion concerns?
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.
Heather lee larioni is a scam. Do not trust.
Individual stocks always increase "risk". "Black swans" are not uncommon.
Awesome Vid!! Thanks for providing so much value in one 10 min vid!
There are many companies other than Vanguard.
For every good Vanguard index fund I have found, I have found an equivalent, but better performer with another 'Gold Standard' company.
Black Rock
iShares
JP Morgan
Are just three such.
Thank you for putting this together. Real analysis when we eliminate black swan events like COVID-19. Whatever growth we had during COVID and the low-interest era is not repeatable.
Was VGT in this video? Didn't notice it anywhere in the lists.
It's great, and was missing!
Wow
thank you for taking the time to do these spread sheets . although as you say whats good today might not be good for future returns.
Thanks, this was really helpful. I've been overwhelmed by the number of choices. Now, I have a better place to begin my own research.
By chance do you have the same analysis for the past 10 years. If you did that would be awesome because this is a great video.
What happened to the VGT? It outperformed all the other ETF's on your list.
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Am I missing something? Where is VGT (vanguard information technology etf)
You’re right didn’t include any of the sector ETF’s. Vanguard didn’t include them as index ETF’s. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Would love to see this done with Fidelity mutual funds.
This is fabulous. Do you take into account the expenses?
Yes, all expense ratios are factored into the NAV prices used. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
can you do one for all ETFs? And, factor in expense ratios, i.e, a net result.
Good stuff thanks!
Excellent video! Just curious why you didn't include VGT? I always learn a lot from you.
VGT outperformed MGK by a lot!
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Gotcha! Keep up the good work!
At the end of the video you said one could combine VTI (US stock market) with VT (total world market) to get a balanced approach. Wouldn't you just need VT for a balanced approach as that has all the worlds companies at market weight already, including the US?
This is correct, however the fees for VT are more than twice those for VTI, plus it may be preferable to have domestic bias. Perhaps a better combination would be VTI (maybe 90-95%) and VEU (remainder). VEU is world ex. US, and has the same fees as VT, but you'd need a much smaller proportion of it to maintain the same balance of US:ex-US stocks. With VT you're buying mainly what's in VTI, but paying a lot more for it.
Edit: not a financial advisor
VGT didn't make the cut?
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Nice comparison of the all the vanguard eff. Is the portfolio balance after deducting the expense ratio?
Where is VGT?
Last 5 years have been unusual with the covid bubble and subsequent jump in rates. Last 8-12 years is what you should look at if not longer.
20 yrs or more, actually, but "unusual" periods aren't at all rare. The reasons why they are "unusual" do vary, of course. That's life.
Appreciate the analysis!
Where does VGT fit in your analysis?
Loved it
Can you do one on index funds?
Joe I am trying to download the spreadsheet but I can't find a link on Patrion.
Happy Easter to all.
Great work here and thank you for sharing - Dan
THANK YOU for watching Dan and for leaving your $0.02 in the comments! 👍😎
Good video, wish is showed VGT
Thanks for the comparisons.
My pleasure! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Are your projections (both 1 and 5 year) self-generated within the calculus of the spreadsheet, or were you able to reach out to a site (like Dividend Channel) that did those projections for you? Thanks.
Don't chase the performance. Past performance doesn't indicate future performance. Total stock market VTI is better
I prefer the MSCI world quality index (subset of MSCI which has had fairly low volatility and has overperformed for a long while). There are a couple of ETFs that use it and it is basically whole market minus some exluded companies based on quality factors. Most ETFs used optimized sampling and not full replication though.
That's what I have most of my money in, in my retirement account. I like VTI a lot. Then I have VEA for outside of the U.S.
Thanks for your homework and the good presentation. If you subtract inflation from these results, how does it look then? “Made money” will look a bit different.
I would agree but it wouldn't change the comparison to the other options available. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Equities offer the greatest probability for the largest number of investors to have real returns after inflation.
Wonderful analysis as always. Id like to see Schwab ETFs
Great suggestion! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Hmmmm.. Do I need to switch my VOO in the Roth to MGK ?!
Thank you for all the work.
I wonder if reinvested dividends would materially alter the ranking?
I'm currently holding VOO and VYM and it looks like I might do better with MGK or VUG than VOO.
It really looks like VYM compared to the other dividend ETFs is a stinker and I should consider VIG instead.
Reinvested dividends were already incorporated into the results. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
I think you nailed it. 10-yr analysis, which is a much more relevant time horizon, interestingly shows the top of the list remains pretty much intact with MGK, VONG, VUG, VOOG.
Those would be my picks for indexes. Growth is where it has been at and likely will remain over historical Value due to Fed's continued market and interest rates manipulation. I would actually omit VOO and VT; VOO is okay but you're giving up 2-4% vs the others longer term and VT is just lackluster (~7.5% which is almost half the top 4 ETFs).
Excellent analysis Joe.... As always, well done. I did not see VNQ (covering REITS) in there but only VNQI which was the worst. Again, thank you very much for your hard work and presentation. Be well...
Much appreciated! I used all 45 INDEX ETF’s on their website. Could be VNQ wasn’t categorized correctly. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
50% MGK 50% SCHD
Amazing info, many thanks
Why only 1 and 5yrs? Why not use longer time frames too/index funds that have existed 10-20yrs?
Ah, exactly the question that an investor (as distinct from a speculator) should ask. 1 yr. means nothing. 5 yr. means almost nothing. TIME, the compound reinvestment of dividends, extremely low fees and NEVER selling mean everything.
VYM have been along the same lines as SCHD for performance. But, these are still good ETFs to invest in, same with VTV. They are not exciting as growth ETFS, but they still give that security to preserve your portfolio.
YOLO to gain. Diversify to maintain.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
Her name is “Vivian Carol Gioia” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Two mistakes here. One month is not a significant amount of time to see the benefits of long term buy and hold.
Time in the market wins long term but you have to be ok with being in the red for periods of time (without selling on the way down) to reach your gains. If you’re nervous that is a risk tolerance issue, not an investing issue. Know your risk tolerance that allows you to sleep at night.
Also the S&P and total market have about 86 percent portfolio overlap by market weight, pick one or the other for 66 percent US stocks. Stick to your allocation long term and quit checking your portfolio every day like a horse race.
@@PatrickLloyd-😊
Yes too much overlap. Try VTI and VXUS
where is VGT? it seems to be right on track with MGK but it has the microchip edge
I didn’t include any of the sector ETF’s as they weren’t considered INDEX ETF’s by Vanguard. There WOULD be value in looking at those as well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
@@AverageJoeInvestor oh gotcha i guess i should have noticed that lol
Thanks Joe for all the hard work you did putting this together !!!!!! This will help me a lot.
Glad to help! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Very informative! I plan to rebalance my pension allocations this morning and am looking for good ETF value, and so will likely pick only one of the top large cap growths because one must always remember Ben Graham's question, "How much?" So I'll look for some relative bargains on your list that still deliver good 1- and 5- year gains.
Please do a similar vid on Bond fund performance. My theory is bond funds that have out-performed during a bull market will perform even better in a bear market.
I wouldn´t combine whole world index VT with VTI as there will be overlap... I would instead combine VTI and VXUS which is whole world market excluding US, it has 75% developped markets and 25% emerging market
That's pretty much what I have, but I have VTI and VEA.
note that VEA doesn´t include emerging market (if you want to keep VEA I would add VWO)@@bfry38
Calling VT international isn't quite true. The reason is did the best over the past 5 years is because it's about 60% US.
Touché. I went with Vanguards segments on their website. Thanks for adding insight there. I appreciate it! 👍😎
Fantastic info and well presented. Would highly appreciate if you could do one for Schwab ETFs and maybe Invesco or Wisdomtree if possible.
Appreciate the effort.
Great suggestion! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
I hope you'll do this for Schwab ETF's.
Not a bad idea. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
What happened the VGT???
VGT is a sector ETF and Vanguard didn’t classify those as INDEX ETF’s. VGT certainly has performed well. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Have you been using A.I. to help you in the data entry into your spreadsheet?
What website can I use to back test ETFs?
If your really looking for international exposure VT wouldn't be a great choice. Its top holdings are predominantly American stocks.
Agreed. Vanguard categorized it as INTERNATIONAL. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Thank you. Helped me a lot in choosing growth fund.
Great to hear! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
You are choosing it based on past performance??
Is VGT on the list?
Awesome comparison. I was wondering if you compare say Vanguard top 5 performers versus Fidelity top 5 performers ❤❤❤
I love your videos because of all the effort like found in this video. Great information. Though, something even longer than 5 years might give more sense of what each of these ETFs do in various conditions. But, as always, thanks!
Great point!great point. There were a few of the ETF’s that didn’t have the full 10 year timeframe so I didn’t include that timeframe. THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
I wish Vanguard offered such variety and at low cost in the UK.
I know you said you are reinvesting dividends towards each ETF, does the performance not include any reoccurring monthly investment/contributions?
Long term, reinvested dividends account for 40% of total return.
Can you do the same analysis over 10 yrs.
Brilliant video, very informative, you've done a lot of work there and it's greatly appreciated.
I have VTSAX or (vti) and MGK in my traditional IRA, very happy with both so far.
I just LOVE what you did here! Makes it SO easy to pick one's favorites... BUT... Where is my FAVORITE Vanguard ETF: VGT??? Real disservice to not include it! Check your #'s and if VGT (TECH) ETF is in the top 5... REDO THIS VIDEO! 😆 Thanks!
My best Vanguard ETF is VGT, so yeah, it's a strange omission.
Not sure how you missed VGT which performed better than MGK over the 5 years 19-23?
This is an awesome video thank you
Appreciate your research and presentations. Thank you!
My pleasure! THANK YOU for watching and for leaving your $0.02 in the comments! 👍😎
Very informative video. JP Morgan next?