yes. definitely followed Dave Ramsey for 2 years now and i paid off ALL my debt and saved 30k for a down payment. he helps you get in a great position when buying a new house. :)
This makes home purchasing more realistic and not as stressful. Super helpful! I am waiting on my pre-approval. i have a credit score of 820, so I know I'm good, but the monthly expenses is what I was concerned about. Now I can effectively plan for the new chapter.
Thank you!!!! All of your videos are amazingly informative and helpful, but this one is spectacular because gives a great outline on being realistic . . . even if realistic means that now is not the correct time to buy. Your teaching and information is truly, truly appreciated!!!
Thank you for this video! My husband and I have had waves of House Fever and almost went into the process based on emotions twice! We have recently gotten ourselves out of a bit of a rut and the momentum feels good!! We are shooting to start the process around Jan or Feb of next year. Are you licensed in Texas?
This is so helpful! I'm a new subscriber. Even though I've owned two homes, this is so helpful. We are purchasing a new home in the Spring. These tips are super helpful.
Hello Kyle, I live in California and I'm looking to buy a house in 4 to 6 months, I do have one high interest loan, I have $7,000 left but I have $10,000 in the bank; my question is what do i look for with my realtor so that I won't be cheated like in the past? Or what should I look for toward buying a house?
Dave is even more strict. 25% take home pay and a 15 year mortgage. If you did that in California unless you have a big shovel, you won't be able to afford a homeless tent. Even with the extra buying power in a 30 year, 25% take home results in very little available. You might need as much as 40%-45% take home pay and 30 year. With that much debt, there is literally no room for auto loans and credit cards. Keeping up with the Joneses is fatal in California.
Watching this video today, the payment is $430 more than in the video just because of the interest. $2137 a month for the same house. 4 years apart. This feels impossible now
🤣 I was like what is he talking about a house for $800!… where? If I pay $1600 for a 1 bedroom apartment. But yes I do live in California! And that makes no sense lol and that’s not counting utilities! I gotta move asap
Bay Area here. Born and raised. Love living here but every time I hear about 100-300k home loans in these videos, I scratch my head! That isn’t even enough to get you a trailer home here!
Nothing in w Twin cities MN TO RENT LESS THAN 1000$ plus utilities IN regular area and it can go up easily to 2000$ for one bedroom rent . If people make 2000$ per month how they able to buy a place if nothing is here cheaper than 120.000$ in fine condition 1 bed and 1 bath in safe neighborhood ??
Is there a video that addresses CA & NY residents? Or are people who don't make over $150k not advised to purchase homes? This video was a bit frustrating...
This is house buying ASMR. What a time.
Hahah!
yes. definitely followed Dave Ramsey for 2 years now and i paid off ALL my debt and saved 30k for a down payment. he helps you get in a great position when buying a new house. :)
Great work!
This makes home purchasing more realistic and not as stressful. Super helpful! I am waiting on my pre-approval. i have a credit score of 820, so I know I'm good, but the monthly expenses is what I was concerned about. Now I can effectively plan for the new chapter.
Thank you so much for watching!! :)
Thank you!!!! All of your videos are amazingly informative and helpful, but this one is spectacular because gives a great outline on being realistic . . . even if realistic means that now is not the correct time to buy.
Your teaching and information is truly, truly appreciated!!!
Thank you, I feel motivated!
You give EXCELLENT advice. I am working towards being a CPA and your videos are so clear, relevant, and enjoyable.
Thank you so so much! I hope your journey to becoming a CPA is going well! :)
@@WinTheHouseYouLove I just found out that I passed another part!!
Thank you for this video! My husband and I have had waves of House Fever and almost went into the process based on emotions twice! We have recently gotten ourselves out of a bit of a rut and the momentum feels good!! We are shooting to start the process around Jan or Feb of next year.
Are you licensed in Texas?
You're welcome! Awesome!
I'm not, but you can fill out this form and I'll connect you with a good broker: www.winthehouseyoulove.com/referral
This is so helpful! I'm a new subscriber. Even though I've owned two homes, this is so helpful. We are purchasing a new home in the Spring. These tips are super helpful.
Ah, that's so great to hear! Thank for watching, Nathan!
Kyle, your advice is priceless! Thank you!
Glad it was helpful!
Your videos are fantastic. I want to watch all of it. It’s extremely insightful.
That's so kind!! Thanks so much :) I'm glad you're here
House haking
Thank you. Great tips. Are you knowledgeable about New York real estate? Is it better to buy a house or Condo?
Thanks for watching! I'm not super familiar with NY real estate unfortunately
Hello Kyle, I live in California and I'm looking to buy a house in 4 to 6 months, I do have one high interest loan, I have $7,000 left but I have $10,000 in the bank; my question is what do i look for with my realtor so that I won't be cheated like in the past? Or what should I look for toward buying a house?
ruclips.net/video/a_uPn7lIF-Y/видео.html
Thank you so much for this information very helpful
You're welcome!
Again another great video!
Thanks again!
Dave is even more strict. 25% take home pay and a 15 year mortgage. If you did that in California unless you have a big shovel, you won't be able to afford a homeless tent. Even with the extra buying power in a 30 year, 25% take home results in very little available. You might need as much as 40%-45% take home pay and 30 year. With that much debt, there is literally no room for auto loans and credit cards. Keeping up with the Joneses is fatal in California.
The good thing is, you still have 49 state to choose from! ;) Best of luck!
Thank you so much for this video! Very informative.
You are so welcome!
Thank you..
Thank you so much for watching!! :)
When you can only save $150 a month it takes years to pay everything down and get a down-payment that is worth what you wanna buy.
Time to up the income !
Watching this video today, the payment is $430 more than in the video just because of the interest. $2137 a month for the same house. 4 years apart. This feels impossible now
What app are you using with the iPad?
Adobe Fresco
Wouldn't it be better to have your insurance included in your house payment????
It is at 8:43
🤣 I was like what is he talking about a house for $800!… where? If I pay $1600 for a 1 bedroom apartment. But yes I do live in California! And that makes no sense lol and that’s not counting utilities! I gotta move asap
🤣 You have 49 states to choose from. :)
OR/WA/TX may help you, $440/month for my rent ( mobile home), I see it the same as a studio 🤷♂️
Love the channel alot of great info are u licensed in florida?
Thanks! Yes I am! Feel free to send me an email: kyle.seagraves@mottomortgage.com
Hi great advice! Are you licensed in NY?
Sigh i can only save max $300 a month due to high cost of living here in CA. and id like to save up atleast 10% for a 400K home 😞 😔 😢
Ah that's a bummer! Those high cost of living areas are brutal!
Houses here in san diego are averaging 700k and up 🥲
if you got less than 900 a month before utilities off 25%... I'm not so sure how nice a house you can get lol
might be falling apart
WHO ELSE BE LIVEN IN CALIFORNIA!? :(
Ah bummer!!! Cali is EXPENSIVE
Bay Area here. Born and raised. Love living here but every time I hear about 100-300k home loans in these videos, I scratch my head! That isn’t even enough to get you a trailer home here!
Nothing in w
Twin cities MN TO RENT LESS THAN 1000$ plus utilities IN regular area and it can go up easily to 2000$ for one bedroom rent .
If people make 2000$ per month how they able to buy a place if nothing is here cheaper than 120.000$ in fine condition 1 bed and 1 bath in safe neighborhood ??
Is there a video that addresses CA & NY residents? Or are people who don't make over $150k not advised to purchase homes? This video was a bit frustrating...
this vid example didn't age well
It doesn't need to age well. Markets change. Info from 3 years ago doesn't need to be relevant to all of the future