NCMP Leong Mun Wai questions Government’s focus on Income’s capital adequacy over social mission

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  • Опубликовано: 7 ноя 2024

Комментарии • 194

  • @twong6531
    @twong6531 3 месяца назад +44

    This INCOME saga is convincing more and more Singaporeans to have more opposition representation.

    • @LonganLee
      @LonganLee 3 месяца назад

      Recall Echo Chamber effect.
      Recall : humans don't change once adult.

  • @francisleesc
    @francisleesc 3 месяца назад +21

    LMW asked the RIGHT question. As usually, beat round the bush without any direct answer.! I also want to know if there is any written commitment from Allianz to ensure NTUC income to remain a social enterprise.

  • @hhspore
    @hhspore 3 месяца назад +38

    Bless Leong for asking these questions on our behalf. Shame on Lim BH. Am frustrated with the high handed way that LBH communicates with us. Who's his backer at Temasek ? Pardon my ignorance but who really is this Alvin person ??? Is he qualified at all to answer Leong's question ?

    • @mintrendsan1819
      @mintrendsan1819 3 месяца назад +3

      Not qualified, but they chose him to be qualified 😂😂

    • @LonganLee
      @LonganLee 3 месяца назад

      I not sure how can could discern that what makes Leong so interesting and impressive and popular among opposition supporters is he questions in a way more natural to a Opposition leader in the same direction as JBJ founder of WP. It's more satisfying to hear a human question do directly. Other parties question well too but not the same style but more of a giving face to the ruling party kind of way. Of course we can understand it's for their survival reasons. But Leong can still improve if he speaks as well as Pritam who is lacking what Leong possess. So the two styles compliment the Opposition

  • @alextan8979
    @alextan8979 3 месяца назад +17

    It is clear Mr Alvin Tan is skirting the real issue. We are not questioning if NTUC had in the past fulfilled its social responsibilities. We are questioning if the sale to Allianz will jeopardise that. Oh my goodness. How can a Minister be so irresponsible.

  • @181soulgazer
    @181soulgazer 3 месяца назад +39

    Arguments made by the minister is not convincing at all? NE should continue to build NTUC income into a global insurance company. With the sale, we lose one more local indigenous company.

    • @leoteng1640
      @leoteng1640 3 месяца назад +1

      It is easier to merge than to grow a business into an international enterprise. I believe we have such talent but very few are looked at since entrepreneurial spirit are typically not scholars.

    • @leoteng1640
      @leoteng1640 3 месяца назад +1

      Most scholars are good administrators, they are rarely good entrepreneurs, simply because if you become a scholar you want to take less risks. Not wanting to take risk is not entrepreneurial.

    • @LonganLee
      @LonganLee 3 месяца назад +1

      Problem is the majority supports. Are the majority able to discern?

  • @teoalbert3730
    @teoalbert3730 3 месяца назад +34

    OMG. Why we have ministers that don't answer the question? Can't they understand the concern that after the sale, there will be no more channels of obliged assistance to Singaporeans? LMW is not saying Income or NTUC has not helped but the other way around. Without Income as a State owned Company, where does the bottom line stay for a Foreign Owned company.

  • @dl703
    @dl703 3 месяца назад +20

    Alvin, nobody is accusing NTUC has not met its social obligations in the past. Mr Leong is asking if the sale was to succeed, what assurances can the Government provide that NI continue its social mission? You have totally not answered his questions and pretend that you know better. Very disappointing you are voted in as a MP. The folks who voted you in are complicit in putting Singapore, my beloved country in the wrong hands.

  • @limsoopeng8432
    @limsoopeng8432 3 месяца назад +7

    I am a commoner. I would like to thank Mr Leong because this is exactly how i feel about this matter. Not only that the fear that this may not just stop here. Will there be more such government good name estsblishments on the pipelines. Very unsettling.

  • @twong6531
    @twong6531 3 месяца назад +24

    This Alvin guy totally did not answer the question at all...

    • @winwinwin282828
      @winwinwin282828 3 месяца назад +4

      Because they don't have any !

    • @todayinsingapore
      @todayinsingapore 3 месяца назад +1

      He took up precious air time to say nothing. He is no more than a fart bag.

  • @sttalk2500
    @sttalk2500 3 месяца назад +16

    See. If not for the opposition party to issue the question, you will not be able to listen to the details.

    • @lengtian
      @lengtian 3 месяца назад +1

      Like sold NOL....

  • @derekho7024
    @derekho7024 2 месяца назад +4

    Pls.vote this alvin out...pls trust me.

  • @davidhoyh
    @davidhoyh 3 месяца назад +13

    Alvin did not answer the question. Success in the past on the social mission and helping workers should be the justification to continue own the NTUC Income and not selling it.

  • @chriskoi01
    @chriskoi01 24 дня назад +2

    Mr Alvin Tan speak like he is the authority to the matter. But obviously none of the people’s concerns were addressed (Thanks to Mr Leong for articulating well for us citizens). Fast fwd to this week, the ‘leadership’ decision Mr Tan so violently argued for has seen an emergency brake and became a showstopper. Thanks for opposition MPs and ex- CEOs of NTUC income’s fervent statements and views finally it made the ruling party wake up. Imagine a world where own self check own self?1 😮

  • @ashunknown9728
    @ashunknown9728 3 месяца назад +12

    This is my home❤ mun Leong true Singaporen❤psp👍👍👍🏆vote opposition

    • @mklchan
      @mklchan 3 месяца назад +1

      Singaporeans NEED to wake up & smell the SH*T first & then use it as fertilizer. Complain about prices going up with higher GST ALL is WASTING time one. Just SHOW them WHO is the boss around & CHANGE only, put the "X" on oppo only! Do the RIGHT thing please people....

  • @Beng-Jun
    @Beng-Jun 3 месяца назад +5

    If Mr Leong Mun Wai is not in the parliament, or if no opposition were in the parliament at all.
    Then pap will ask themselves their own prepared questions. Aka ownself answer ownself.
    Its only with oppositions that genuine questions can be asked.

  • @cheongcheemeng9205
    @cheongcheemeng9205 3 месяца назад +3

    Mr Alvin, why not put up a public debate with Tan Suee Chieh and Tan kin Lian on this Income saga??

  • @francisleesc
    @francisleesc 3 месяца назад +11

    The people really have to elect LMW into the parliament in the coming GE. He is always sharp and ask the right question. Imagine if he was not qualified as NCMP. The parliament debate would not have heard voices from the streets. I am disappointed with WP. They better pull up their socks,

  • @toisenwon5000
    @toisenwon5000 3 месяца назад +15

    Like~minded ppl think alike like the pap mp. "Why sell?" ntuc income have so much money, why sell? Why not sell to GIC or Temasek? Is selling Christmas Island away the right thing to do?

  • @GG-xp9nh
    @GG-xp9nh 5 дней назад +1

    @2:31 first i want to say that he really should listen to himself again...not even about listening to the people.... totally nothing addressed...reminded me of the days i did presentation during poly

  • @happypanda7003
    @happypanda7003 3 месяца назад +10

    If a company is not competing well and under financial pressure and , can it also mean that a company is not led by the right people ? So the easiest way out to sell the company (?)
    From what I've read in the news in the past, do not forget what happened to NOL when it was sold because it was not doing well, but the company (CMA CGM) who bought it started to make money after buying over. Is this true ?
    If so, why does this happened ? Was it because NOL was led by the wrong people ?

    • @wills2408
      @wills2408 3 месяца назад

      Good point

    • @kieranng1172
      @kieranng1172 3 месяца назад

      There's another floating coffin that PSA took a share in as well called Hutchinson Port Holdings trust

  • @franciscody9622
    @franciscody9622 3 месяца назад +23

    If Income needs capital Temasek can provide it.

    • @leechengho2821
      @leechengho2821 3 месяца назад

      Temasek is more interested to venture into new or even in risky investments.

    • @wills2408
      @wills2408 3 месяца назад

      @@leechengho2821 No.
      It has set up charitable foundations

    • @LonganLee
      @LonganLee 3 месяца назад

      Ya, I wonder why he never say that?
      Social Enterprise by nature and in spirit is not purely for profit only. Also business sales go up and down. With the foundations and track record, Income Insurance will not be financially in trouble for at least the lifetimes of all existing policy holders

    • @leechengho2821
      @leechengho2821 3 месяца назад

      @franciscody9622
      Temasek may be themselves are 'cow ng dim,' so how to help.

  • @michaeltann6804
    @michaeltann6804 3 месяца назад +11

    Next they will sell NTUC Fairprice. Can't they IPO and allow Singapore to buy shares in NTUC Income

  • @leongh131
    @leongh131 3 месяца назад +6

    I don’t think the Minister answered the three questions. But from the Minister’s answers, NTUC is having difficulties

    • @winwinwin282828
      @winwinwin282828 3 месяца назад

      Ng Chee Meng is running NTUC now....ask him !

  • @alextan8979
    @alextan8979 3 месяца назад +9

    PAP has definitely lost my vote this upcoming GE.

  • @cheongcheemeng9205
    @cheongcheemeng9205 3 месяца назад +1

    Alvin, if the current INCOME CEO cannot perform to keep Income in the black, bring back Tan Kin Lian as chief of Income.

  • @physika
    @physika 3 месяца назад +6

    Making a big decision based on " time will tell " ?

  • @parshsingh9880
    @parshsingh9880 3 месяца назад +8

    What else are we going to sell?

  • @LonganLee
    @LonganLee 3 месяца назад +2

    Perfect Opposition MP would be a Questioning Ability of Leong + English excellence of Pritam.
    Leong is good with language but we need a more lawyer type of English ability while WP lacks the Questioning ability of Leong which is obviously embodying the true spirit of Opposition aka Alternative MP

  • @alextan8979
    @alextan8979 3 месяца назад +3

    You are simply being stubborn and refuse to listen to the ground. Poor LKY and the pioneer government. Singapore is gone.

  • @williamloh4360
    @williamloh4360 3 месяца назад +8

    What if this is a poor judgemental call?

    • @winwinwin282828
      @winwinwin282828 3 месяца назад

      by the time they just act blur....they won't be held accountable. it has shown time and again

  • @LonganLee
    @LonganLee 3 месяца назад +3

    Who is the absolute Boss of NTUC Enterprise?
    Who is the absolute Boss or NTUC?
    Who is the Absolute Boss of NTUC Income?
    Who is the Absolute Boss of MAS?
    Are there different absolute bosses?
    Or is the Deal already a done deal?

  • @Mrnonolol
    @Mrnonolol 3 месяца назад +3

    In 2009, USA gov had to intervene for AIA, pls don’t think so short term that Allianz will be a generational organization.

  • @MyHanck
    @MyHanck 3 месяца назад +1

    Thanks to Leong Mun Wai for his bravado in Parliament.

  • @LonganLee
    @LonganLee 3 месяца назад +4

    His behavior or response already says he lost the debate

  • @rogerer7502
    @rogerer7502 3 месяца назад +7

    Why cannot sell below 49% - sin still control ntuc - also sin govt don need only 2billion

    • @mczcorp
      @mczcorp 3 месяца назад +1

      Why not sell 100%? Since minister said they will do what they promised?

    • @rubenjames2886
      @rubenjames2886 3 месяца назад

      ​@@mczcorpmaybe our President Tharman has said no more drawing of Ah Gong and his generation's hard saved Money...😅

  • @LonganLee
    @LonganLee 3 месяца назад +2

    This PAP mp just need to answer LMW's very simple and clear question. In short, can this MP make it absolutely clear in the contract? Being a minority share holder can dictate the terms for the long long term? Singaporeans, what say you!??

  • @todayinsingapore
    @todayinsingapore 3 месяца назад +1

    Very good questions asked by future President Leong...😂😂😂...why no pap members asking those questions publicly?

  • @Mrnonolol
    @Mrnonolol 3 месяца назад +4

    Temasek
    Has a team that builds new ventures and insurance is an investment area. Why don’t we just use temasek to buy Ntuc income and bolt on insurance companies.

    • @Mrnonolol
      @Mrnonolol 3 месяца назад +1

      This kind of company like Ntuc income was exactly what temasek was setup to do. Look at keppel, capital and, Singtel, dbs… etc temasek is majority shareholder

  • @kennethgoh7198
    @kennethgoh7198 3 месяца назад

    I appreciate that in this video he clarifies “time is the best judge” but still I would appreciate numbers and details rather than big words.

  • @oamitabha
    @oamitabha 3 месяца назад +2

    If NE cannot continue its social mission how on earth is Alliance which is a foreign company expected to keep the promise to continue the social mission

  • @SWTAN-JEFFREY
    @SWTAN-JEFFREY 3 месяца назад +1

    Alvin tan points are contradicting .
    1. He mentioned insurance business is long term, then, it would be more risk if ntuc insurance business controlled under foreign entity ?
    2. He stated tell will tell ? But this statement implied hands off by govt, then PM wong should step in as this should be a strategic planning for our social mission and not wait till bad time comes.

  • @zerocurry
    @zerocurry 2 месяца назад

    Overall, I think having a foreign professional manage our insurer will result in better profitability and results for Singapore. Local people have generally not done well for companies - be it NOL, Temasek etc. Lots of inefficiencies.

  • @douglasang3527
    @douglasang3527 3 месяца назад +15

    Only best option is to VTO PAP ! Talk is useless ! 😅

  • @Theredrose123
    @Theredrose123 3 месяца назад +1

    What are the realities and constraints then?

  • @sabesankandasamy9331
    @sabesankandasamy9331 3 месяца назад +1

    WELL QUESTIONED MUN WAI 👌👍👏✊️🤝💪✌️🙏

    • @GG-xp9nh
      @GG-xp9nh 5 дней назад

      well commented 👍🏻

  • @joey_yong
    @joey_yong 3 месяца назад +1

    If this deal go through, prepare to see more sg companies being sold

  • @kennethgoh7198
    @kennethgoh7198 3 месяца назад

    He raised many great points.. you’ve to give to him.

  • @LonganLee
    @LonganLee 3 месяца назад +1

    This Boy should know about business. Many rich tycoons owe money also. Thats why they keep working. Business sales go up and down. Just because of slightly lesser sales does not mean sell the entire business. Maybe give him another 500k to boost his performance. Is business performance tied to CEO performance or the perceived GLC?

  • @abangkiong3652
    @abangkiong3652 3 месяца назад +2

    Simi LJ? Who the f is this guy? Instead of answering the question directly, he beat around the bush then never answer question.

  • @alextan8979
    @alextan8979 3 месяца назад +3

    PAP is not listening. This is very alarming.

    • @GG-xp9nh
      @GG-xp9nh 5 дней назад

      they do...after oppositions raise questions that they are not able to answer...and they have to cover the shit...PAP is making it very clear for us voters 👀

  • @reborn8708
    @reborn8708 3 месяца назад +1

    NTUC income is use as state tool by pap acting like a bandage solution,only leong mun wai supports the progressive wage model which narrows the income gap.

  • @tangeoklin4067
    @tangeoklin4067 2 месяца назад +1

    Go to direct point do not push around why ???

  • @derekho7024
    @derekho7024 2 месяца назад +1

    This guys cannot be trust at all.....when he woek for keepel always fail

  • @Mrnonolol
    @Mrnonolol 3 месяца назад +1

    MOS talking like he in the board room, unless it’s in the contract these assertions are just assumptions. Do not forget in 2009 AIA was brought to their knees.

  • @denisechan5992
    @denisechan5992 3 месяца назад +2

    This guy, Alvin Tan is waffling. Doesn't answer the question. He is thinking 50 years down the road 😂. The speaker is biased. Alvin is waffling but not LMW to elaborate.

  • @jeremyerh1
    @jeremyerh1 3 месяца назад +2

    Time have told us that singapore sold NOL and now is a earning money under the french

    • @thiamhuatang1070
      @thiamhuatang1070 3 месяца назад

      The narrative implies businesses under local management does not do very well. And the belief that foreign management does better. Case for recolonisation?

  • @rogerer7502
    @rogerer7502 3 месяца назад +3

    Why need to sell ntuc - sin govt no need this money

  • @cln3698
    @cln3698 11 дней назад

    Alvin response sounds like FYP essay.

  • @wowokingxoxo
    @wowokingxoxo 3 месяца назад +1

    So had NTUC oncome been losing money? And needs to be sold?

  • @bruneilange4161
    @bruneilange4161 3 месяца назад +1

    But they become the bigger shareholders and might have problems with policies in future as NTUC will hold 49%

  • @karlsonyap699
    @karlsonyap699 3 месяца назад +3

    Minister Tan is too young and inexperienced in answering the questions- it is all like copy paste repeated answers.

  • @mklchan
    @mklchan 3 месяца назад +1

    If it's sold already, it's NOT yours any more to talk. PAP NEEDS to get KICKED out of Parliament ASAP!! WHY they keep on lying openly & selling 1 after another Singapore brands to foreigners? I cannot understand why. It's ONLY about Money it seems these days after the father's passing.

  • @phongy45
    @phongy45 3 месяца назад

    are NTUC policyholders having the premium increased?

  • @lawwong2319
    @lawwong2319 3 месяца назад +1

    Why must sell...and sell to Alliance ?

  • @ykl8251
    @ykl8251 3 месяца назад

    Many self employed elders own commercial vehicles. Only Income insurance provide vehicle coverage. Going forward, will it be removed? That’s the worrying part that needs to be assured.

  • @zatoichisan4637
    @zatoichisan4637 3 месяца назад +1

    When u hv majority useless mp to answer a simple and direct answer in parliament.

  • @cheongcheemeng9205
    @cheongcheemeng9205 3 месяца назад

    Who stole my cheese??
    Someone has engineered the whole saga !!

  • @turbanless
    @turbanless 3 месяца назад +1

    NTUC and NTUC Income has failed the people

  • @TheChuach
    @TheChuach 3 месяца назад +1

    Why not list it in SGX?

  • @LonganLee
    @LonganLee 3 месяца назад

    Did he say "Goh Keng See" or Goh Keng Swee? What was recorded in the hansard? Pls check

  • @LonganLee
    @LonganLee 3 месяца назад

    So SWF can cite long tail or long term horizon, can Income not cite Long tail too?

  • @linusboyz
    @linusboyz 3 месяца назад

    listen carefully for every gongkia who keep asking about social mission. The first thing he said is ntuc enterprise almost 100% completely free of social mission sales lioa so don’t keep asking social mission social mission. He is saying ntuc dnt do social mission lioa. 2nd thing he said ntuc su lwee su lwee su lwee dnt want to su anymore so want to pass to Allianz the gongkia to buy. This is not my POV but HIS.

  • @LonganLee
    @LonganLee 3 месяца назад

    Any business will see sales drop at some point. Just because of this , it does not justify selling it. The Income Insurance co is very healthy . There is no need to sell. They can increase the sales if a New CEO is competent

  • @LonganLee
    @LonganLee 3 месяца назад +1

    "Has continued to care for workers"
    This type of qualitative statements are not impressive . Make it Quantitative.
    Why? Anyone also can say they care what

  • @Theredrose123
    @Theredrose123 3 месяца назад +2

    GKS quotation can be outdated by now!

  • @brucelee148
    @brucelee148 3 месяца назад

    Answered the question?

  • @BearBearHuang-o2d
    @BearBearHuang-o2d 3 месяца назад

    Leadership is a privilege to better the lives of others. It is not an opportunity to satisfy personal greed. - Mwai Kibaki

  • @2bystander2
    @2bystander2 3 месяца назад +1

    the days of absolute power to do what they like must end. especially when decisions r no longer for the benefit of the plp of Singapore but for the elites. let's get them to serve as they shld with our approvals and not lord over us to serve their narratives

  • @AintLoose_60
    @AintLoose_60 3 месяца назад

    Alvin has already highlighted points I think he can't keep the secret. NTUC need to answers to the shareholders n the best is to sell off to bigger shareholders minimize impact.... Allianz is much more stronger in the insurance domain. But secret can't be unveiled. Just like why BNP wants AXA investment unit...

  • @2bystander2
    @2bystander2 3 месяца назад

    This is what happens when a govt has absolute power to do what they want without the people having ability to have any say when we disagree. they can do what they like and say it is good for us. let us decide what is good for ourselves

  • @jeffreychan1559
    @jeffreychan1559 3 месяца назад

    Mr Alvin tan talking rubbish can he live to the next 10yrs n next 20 yrs,n what happen to the next 20yrs but he has good eyes sight n vision to the 50yrs ahead.incumbent must get more of this type mp who has tis kind n type of person who can see n plan 50 yrs ahead.I think is time n good to have more opposition into parliament

  • @wills2408
    @wills2408 3 месяца назад

    Of course Alliance has to honour existing policies. What's so great about that?
    The issue is when existing policies mature and new policies are entered into
    e.g. medical policies which need to be renewed every year and fire insurance policies
    Allliance can set new terms for new policies

  • @mintrendsan1819
    @mintrendsan1819 3 месяца назад

    Years ago just like Kopitiam style of debate in Pariahment, they wayang about whether Singapore should have Casinos or not. In the end, they wayanged their way through and popped came up with two Casinos.

  • @martinstephen2434
    @martinstephen2434 3 месяца назад

    Did they not sell our de facto national shipping line, Neptune Orient Lines (NOL) which was possibly mismanaged and floundering due to the same "capital flow inadequacy" to France's CMA CGM who then totally transformed NOL into a highly profitable entity? Was not SPH also floundering and bailed out by the Government? Why did the government not step in for NTUC Enterprise's case, considering how close the brand resonates with us Singaporeans? Why is a former Facebook and LinkedIn man in Alvin Tan, who is in the MCCY, answering questions about NTUC's merger which should be under the purview of the Ministry Of Finance (MOF)?

  • @SazalibinkamsirSazali-zu5yo
    @SazalibinkamsirSazali-zu5yo 3 месяца назад +1

    im hope Who is Share in horse Racing,must done the Tiece, and Quatet.👍🧑‍🤝‍🧑🏇🏇👬🏇🏇🤵🔑🌊🗝

  • @ttkoh123
    @ttkoh123 3 месяца назад +1

    What is a "mission"? Soldiers claim to protect Singaporeans in the long term they relent passage? applying same kind of reasoning.

  • @cheekwonghon6267
    @cheekwonghon6267 3 месяца назад

    The only path to have more objective debates and decisions is to have more opposition in the parliament

  • @thiamhuatang1070
    @thiamhuatang1070 3 месяца назад

    I think the narrative is that Income cannot survive in the long run given the competitive landscape is expected be much tougher. The kind Allianz would like to pay the tab in fifty years’ time.

  • @alitheia4946
    @alitheia4946 3 месяца назад

    Another way to raid the reserves.

  • @LonganLee
    @LonganLee 3 месяца назад +1

    Is the pap mp supporting the sale of the social enterprise based on profitability? Is this not a contradiction?

  • @alextan8979
    @alextan8979 3 месяца назад +1

    This Allianz-NTUC M&A has really made it clear that PAP is self-serving. In the past 50 years, I spoke up for them. I now dislike them. Well done, PAP.

  • @johnkoh9362
    @johnkoh9362 3 месяца назад

    Agree with Mr Leong.

  • @ctanky
    @ctanky 3 месяца назад

    Well done, experienced & old bird in the finance industry lwm. Go for a single ward constituency

  • @SWTAN-JEFFREY
    @SWTAN-JEFFREY 3 месяца назад

    Cannot find capital? What happen to GIC and Temasek injection of capital ?

  • @davidgoh681
    @davidgoh681 3 месяца назад

    It’s clear Income’s assurance of it’s continued social role is empty promise, when it has effectively lose control to Alliance. It was given just to assuage public concern just like the assurance given when it was corporatised that it will retain majority control which now has evolved to false. The only guarantee for Ntuc Income to remain society centered is for government or Temasek or such like to help capitalise it to compete. In other words Singaporeans have a stake. Evidently this was not the case and in effect
    it must have been known that should the deal goes through Income cannot really assure, as it had done, that it will remain commited to it’s social mission

  • @kennySg101
    @kennySg101 3 месяца назад

    Singaporeans have to decide what kind of gov we want!

  • @mintrendsan1819
    @mintrendsan1819 3 месяца назад

    Wayang, wayang, like talking in Kopitiam. End of the day.... Auntie-You-See will be sold. 🤣🤣

  • @JS-je3yv
    @JS-je3yv 3 месяца назад

    I feel that my good faith for choosing NI for most of my family insurance has been short changed , really disappointed.

  • @jeffreytan5826
    @jeffreytan5826 3 месяца назад

    Not convincing if Income can continue with value insurance. I switched my car insurance from AIG to Income Insurance 3 to 4 years ago. Let’s see what will happen to my insurance renewal with NCB from Alliance and if they will be the lowest or most value in our market place. Thank you.

  • @ordinaryobserver897
    @ordinaryobserver897 3 месяца назад

    Alvin has not answered lmw questions. Please answer.