Poverty Premium: How some of the poorest in society are facing financial hardships | 5 News
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- Опубликовано: 18 окт 2024
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► We've all heard it, and felt it in our pockets... the cost of living is soaring. Food, energy and fuel are getting more expensive. And for some of the poorest in society it's on top of financial hardships which already sees them pay more for essentials like insurance and credit.
Known as the Poverty Premium, it's costing millions of people hundreds of pounds every year. Charities say no one in authority is willing to take responsibility or address the inbalance.
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When you've got a chancellor of the exchequer who's one of the richest people in the country and was born and raised in a life of privelige why should he be interested in the poorest people in the country.
He’s wealthy But there are a lot of wealthy people who need to be aware of the community of mankind and its in a crises..If somehow we could coordinate people who can help, To amalgamate together maybe we can alleviate the suffering and be a opening for the universe..Maybe this is a massive humanitarian calamity we can turn to a positive..Raise enough capital to start a campaign look what Amazing captain Tom did
peace🕊
@@edwinromilly4645 Captain Tom's own family ripped off his charity, guess that's what they mean by "charity begins at home " when money is involved it brings out the worst in people unfortunately!
@@edwinromilly4645 yes lets all 'amalgamate' together while the tories continue ripping us off hahahahahahaha
charity is just anotehr tool they have to maintain power.
Insurance is about discrimination based on risk. Men pay higher car insurance based on the higher risk of accidents.
This is illegal now based on gender discrimination - women's prices are now the same as mens.
"and for _those_ people that doesn't seem fair..."
1:15
THOSE PEOPLE?
It either is fair or it isnt.
Fair for "THOSE PEOPLE" and not for others... is the very definition of UNFAIRNESS.
The biggest scam has to be prepayment meters.
It's criminal
@film fan been on prepay for 25 years - no debt problems here.
I used to fit them. When I got really poor families I used to give them free credits on the meter.
My childhood was poor as poor gets!
@@ep1929 doesn’t detract from the fact you pay more than anyone else
@@Felix-rising I find it's easier to budget your usage on pre pay.
It works for me and that's all I care about.
Canada and the United States have these same abuses...exactly.
I remember staying at a friend's flat and we had to put coins in a meter to get heat. One night we nearly froze as we ran out of coins. I lived at a house in the courntry and our heathing costs were so much less that's just not fair.
Hello
In the small towns and cities when I was younger people had to pay extra tax on burnt fuels in the city because of pollution...but in the countryside...that tax didnt apply.
It has since changed... now you cant really have burning fuels in city and town homes... certainly not new ones. Old ones still exist but the fuel for them is becoming prohibatively expensive as carbon and pollution taxes are applied to both supplier and consumer.
There is an old Karl Marx article titled "The Theft ofd Wood" regardless of what you think you think about Marx and Marxism, if you havent read it you really should... dismissing it without reading it... is like denying the simlarities between Orwells 1984 and todays society without reading 1984.
Wednesday, May 25, 2022
Oh, Sammy, that was cold, both literally and figuratively!
It's shameful how some companies exploit low income people.
I hope your friend moved to a better place.
with no job faced hardships on everyday basis in uk 2023
I am on benefits and I have never been denied the right to pay for my energy by monthly direct debit on a cheaper tariff. I have never had a pre-payment meter; I would not have one.
OK, so what happens if your benefits get messed up? What do you pay for, food or energy bills?
My son has a complex disability. Husband walked out when he was 10 months old. I don't work because of my son's care needs. Son turned 16, had to apply for Personal Independence Payments. Application failed and the 2 of us were left to live on £44 per week Income Support plus £20 per week Child Benefit, for 10 weeks whilst we were waiting for them to process the mandatory reconsideration that we put in.
Thankfully, I had some savings and I don't have a prepayment meter, but it was coming to a situation where my son was going to have to pack in doing his A levels, because I didn't have the means to continue to pay for the diesel to get him to college each week. I do 140 miles per week to get him to and from his college. The PIP was reassessed and it went from them paying us nothing with respect to his disability to them paying the day to day living element at the highest rate and the getting around rate at the lower level. So it does point to the sort of miscalculations that they make that adversely affect people.
OK that is sick and twisted that they charge you extra in so many ways! Yikes!
Uk poverty 🤭 we spend billions on overseas foreign aid 🤷🏼♂️ 🇬🇧
So you must pay a fee because you're poor?
That reminds me of what Eddie Murphy said in the movie Another 48 hours: "If shit was worth something, poor people would be born with no assholes."
The car insurance cost she's paying is logical. If you live in an area where your car is more likely to be stolen, that's a greater risk for the insurers. They have to take things like this into consideration otherwise there would just be one flat rate that everyone paid. It's not discrimination, it's on a person to person basis. Young people with less experience pay more. Not because of discrimination but because they have less experience.
There is absolutely no way to know which car will be damaged or stolen. It is unjust to charge varied rates. All should pay one rate and all absorb the costs instead of unfairly burdening some for what might be at some future date perhaps maybe
But let’s say she was to park in an affluent neighborhood but her residence stayed the same. Her insurance would remain the same due to her living in that neighborhood. So is it really about the car itself or her residence. Like I get it from both sides but either way you look at it there’s as problem.
@@sarahjames927 It's about the car and the area you reside in. Even your marital status effects insurance. All sorts.
“In an era of Democrat politics, the same actions would require either a public familiar with basic economics or political leaders
willing to risk their careers to do what needed to be done. It is hard to know which is less likely.” Thomas Sowell, Basic Economics - Fifth Edition, 2015 (p.59)
I have been waiting for this to come out. The interest rates we get charged are ludicrous. Any perks from employment you don’t qualify for and essentially pay to work.
"A Premium for being poor" Bruh... literally everyone is paying more regardless if you are "poor" or richer... it's just easier if you have more money, there's no discrimination against anyone here... it's terrible all round for a lot of people tbh.
The poor will always pay more.
Economic abuse...... house and car insurance has always been based on where you live (plus personal history).....that is not unique......it's not abuse. Let's be careful of how that word is used.
That car is three times the size of mine and newer! Economic abuse my arse- another playing the victim terminology.
They also consider your credit score my insurance company in the United States so that's how I got such a low rate for my car and house
@film fan ,
My insurance company told me I had very good rates because of my credit history I don't know about any convictions but I guess that would be on some kind of record that may be the insurance company can check into I would ask them
@Peter Hicks ,
So you've never had a home loan had a car loan? You said you pay up every month if that's a credit card and you have some kind of credit I have a credit card I don't carry a balance but I charge a small amount now and then just to keep the card I took a small vehicle loan last year after putting $12,000 down it's good to build some credit but when I put a new roof on new furnace and central air those type of things I paid cash I don't know your age I am 68
Teacher "I've discriminated" ....erm, you mean "discriminated against" or have "faced discrimination"....
Ordinary people have to wake up and realize the powers that be don't give a crap about you that's the hard truth they just don't care if you end up in a cardboard box eating cat food they don't care
i am myself facing food poverty insecurity clothes poverty fuel poverty on uc standard allowance only 290 pound si pay 20 pounds in water company bills and i was facing hatecrimes 40 in uk 2023
Discrimination based on where I live. Huh. My motorcycle insurance in Lincolnshire £200, in Manchester £2000. Yep discrimination....not the accidents and thefts in Manchester being slightly higher.
@Talorc MacAllan ruclips.net/video/zZy6IJ05RQ8/видео.html
That is technically discrimination to someone living in a poorer area? I don’t know exactly what you’re implying but I think you might have the wrong idea!
@@Flippinloon if you wind out the victim mentality then everyone is a victim of discrimination based on their circumstances.
Read carefully: Forget about what you have been told. The average working person doesn't have a chance in any industrialized nation to become wealthy and leaving an inheritance; because the system is designed to keep you in one of three places: the top of the bottom, the middle of the bottom, or the bottom of the bottom. 😉
And if you figure a way to change that you better watch out if you don't pay the penalty or premium ( tax and fees ) 😳
Exactly right, Mr. B.
Unfortunately it's about risk. Poorer areas of society are higher risk. It's as simple as that. Businesses have to deal with the people in Society who don't repay loans, who rip off insurance companies, who don't pay bills. It's these people that bring everybody else down, especially if they happen to be in your Post Code area.
I would guess the reason the customers have to pre pay is to keep them from running up
a big bill then skipping out on it - sounds like a wise policy to me
Greed more like!
NO! A GREED & INEQUALITY POLICY and it always tends to seem wise to those who benefit from the inequity until they fall prey to inequality and unfair treatment. We will all live the way we find acceptable for others
Here’s an idea…
Quit living in that society. Always a way out 🙏
Are you going to pay for her rehousing?
@@thelastpilot4582 stop having kids
So in other words the poor pay higher so the rich can benefit from the money the poor pay
In other words "To Make People Poor, Keep Them Poor"!
I applied to my council for help with electricity they said they can't help me as its not a pay as you go meter, who bloody cares. Bill is bill ridiculous honestly.
She can trade her Hyundai SUV for a smaller vehicle 2 save ££
Well spotted
drive an old car
How on earth do they think that people just getting by, but paying their dues, are going to magic even more money from nowhere? People living on benefits will get millions in assistance. Pensioners with their own paid for family home, are told move if you cannot afford to run it. Nothing is sacred. Working hard and buying your home, which is never really home for life if you have the uncertainties of massive rises in fuel which puts food prices up, which then encourages the providers of these services to increase prices excessively without good cause. Supermarkets are already cheating customers by selling products greatly reduced in weight/content for the same, or sometimes more increased prices than before. The decent folk who work and pay their bills always lose out to those being subsidised by SS.
More help is needed for people who are in poverty
Social credit BS
Avoid paying for a car & insurance. Have none. Destroy for free, any way of life by simply surviving a crippling Stroke. Some of us would be glad to be able to walk to a car.
Well I guess bad decisions in life have bad consequences shocker 🤨 who knew bad self fiscal policies of people would result to this!? Er isn't it obvious 🤣🤣
What sort of teaching? You do not need a car a car is a luxury ditch the car and save 4k per year.
No one seems to want to work so many people have what they consider to be a plausible sob story
The sort of teaching where they use the phrase "I've been discriminated"...not "discriminated against"....
What a load of bollocks!
Sorry for laughing at you.
Sorry for laughing at you. Sorry for laughing at you.
Omg
When a govt is unpopular all of a sudden EVERYTHING is their fault.
Measures designed to impoverish certain classes of the populace.
Most liberal country's, are trying to eliminate the middle class... so they will only have the rich and the poor. In other words, be serf's to the rich..
The Tories government don't care about the poorest in our society. It's disgusting
Start learning about and buying crypto currency.
Yes your telling us why you as a presenter is on a fat salary you ARE NOT AFFECTED so I can see your not helping why don't you donate some of your megabucks and actually help by giving them some of your wealth ?
Hermosa eleccion 10😍 XX18LIKE.Uno de mejor siempre en mi corazónh mañas no se la.🌹🤩💜 Son unos de los mejores conciertos.
People are absolute morons.. I wonder how many have the full sky subscription, multiple phones, tumble dryers, Amazon Prime,etc etc etc and most of what you buy in supermarkets you don't need, you just want..🙄🥱🤡
Typical conservative 😆