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Anton She Promised The Social Security Administration Community that she was gonna give Us A 200 dollar boost,And that shit went out the window,her and Jim Crow Joe,we have not forgotten that, could you please discuss about that,they ran on that Lying Ass campaign
Jameisha is so “Black Power” that she doesn’t see how these policies could destroy not only Black America but all of America. And who’s the first ones to go if that happens…..?
Honestly there are very few black people in the public sphere that don’t actually want to destroy America in general. So many people are extremely ignorant to the world and history.
If you can’t afford a down payment how can u afford the upkeep and maintenance of a home????? 👀 people are STUPID Jameesha is ANGRY and WRONG. I didn’t go to college and make 6 figures and my brother does as well. She went to school and became a professional Victim
Jameesha is jus a sheep she doesn't know how to think for herself jus listening to others nd that's the problem with black ppl not thinking for themselves ND YES IT IS UR PARENTS FAULT IF THEY WANTED YOU TO GO TO COLLEGE THEN THEY SHOULD HAVE PAID FOR IT OR JOIN THE MILITARY
Anton is a millionaire, owns multiple properties, as well as working in banking and Jameesha is still questioning him. Her need to be right is unlike anything I've ever seen🤦🏿♂️😅
We need her on the show because some of her questionable statements is her own opinion and views are not the same. There’s viewers on here that have the same views.
That's usually the way it goes. Usually the most ignorant ones are the loudest. You'd think not being educated on a subject would make you a bit more humble. Not for stupid people though.
Yet there’s an epidemic of seniors being evicted from homes/apt due to skyrocketing rents. Homeownership was viable to build some generational wealth in past generations. But due to the current RE market, it is no longer viable. But who set the market in the last 10-20 years?
Jameesha falls into the "everyone owes me something" category. She is totally ignorant when it comes to personal finance. She has high expectations but has very low effort. She got herself into college debt yet it's societies fault. Society didn't sign those contracts.
$25k is nothing for homeownership. Homeownership is more than a down payment. You have to pay insurance, taxes, maintenance, etc.... If you cant do it on your own, how are you going to do it with leas than 10% down payment. In California, the average home, condo, or townhouse cost is over $500k. So $25k go towards a down payment is nothing. Ive owned two homes. It is very expensive to maintain. Also, if the govt is "giving" people $25k, who is paying for the $25k/per family??? Also, if the government is giving you money, they can quickly take it away from you. The young lady is ignorant on the issue of homeownership.
They forget the county and state can raise property taxes which will add hundreds of dollars to your mortgage payment. I pay $250 more than the original payment.
ye athe convo should be about finishing the job or at least they should be able to blame republicans for what they didnt get done. they basiclaly protected the banks and did foreign policy shit
@@mszhellfyre5743tell folks that all the time I work for a mortgage servicing company and trust me ppl know they don’t own anything when they begging for extension and refinancing to put themselves in further debt
She’s already in office but can’t start doing any of things she wants to do but says she’s gonna do those things when she’s elected that sounds like a joke to me 🤦🏼♂️
Ae you serious. Your statement is so idiotic words cant explain. She is the vice president, her power is limited to what she can and cannot do. My god black people are their own nightmare and enemies.
I enlisted in 2003 where I spent 15 years working in IT. Now I make 6 figures. I paid off my wife’s student loan debt in 6 months and have zero debt besides the house. We own 3 cars and a truck out right. College is a scam.
I’ve never seen such of society of followers in my life ! This world has turned into trash y’all are completely lost out here when it comes to life nobody is bigger than the program God’s Plan. No weapon formed against her will prosper 💯
Believe it or not she is correct . A bank does not own the home. The bank or mortgage company owns an interest in the property and the mortgage note itself - but the lender does not own your house. Your home is considered collateral for the mortgage loan. So technically you own the home
@@dhtowngw9056 if you give everyone 25k the seller just raises the price by 25k 🤯. I’m kinda shocked at how many people don’t understand how supply and demand works.
That's what a lot of these types do. You can be a subject matter expert as a BM and they'll dismiss you. I've seen WM give the same advice with no pushback.
Jammesha stay being a victim 😂. States facts but doesn't actually understand the context and when given the context she stills doubles down and chooses victim every time 😂😂😂
Bruh that’s the sh*t that gets me. She looked up some information on google and thought she was cooking. Then Anton brought her back to reality with facts cause he owns multiple properties and the ins and outs of the business throughly. That’s the difference between someone who talks a good game and some who knows the game
@@christexaportno it’s not. They’re artificially inflating the housing supply/market/residential expectations. They accept section 8 vouchers, but the small home owner doesn’t. So they made up rules to impede small time realtors. Then they price these house ABOVE MARKET IN DEPRESSED NEIGHBORHOODS. Now the MARKET is unaffordable for WORKING PEOPLE. Example: the $25,000 subsidies will, just get figured into the price. Now everything is INFLATED by 18% rent/mortgage goes up for EVERYONE ELSE EXCEPT SINGLE MOTHERS!
What percentage of all homes are owned by vanguard and black rock? I know the answer do you? The answer will make you rethink your statement. Go check it out Verrrryyyyyy smalllllll amount of total homes
@@dhtowngw9056What? Who days that those Americans also didn't complain about them? And why say you think your better than...what? What has noticing something got to do with being better than another person? Where did the comment suggest that to you? Or are so used to shaming people it came out naturally even if its off topic?
In the military, I purchased a home (age 27) with a 0 down VA LOAN (in Cali) and making 50k with a homemaking wife and 4 kids. I now make 6 figures (after taxes and deductions)... NO DEGREES, just a degree of work ethic and grit.
This “housing idea” is what caused the housing crash of 2007-2008 because the GOVERNMENT came in and told lenders that they HAD to give out loans to people who couldn’t afford them and then the buyers couldn’t pay their mortgages.
Good Point, but as you may recall, the Democrats got a delayed Minimum Wage Bill passed which went from $5.15 to $7.50. Most of theses homes were made for people working at $5.15/hour. When the new minimum wage went into effect many were let go, so what they were managing on $5.15 when you are earning nothing they could not pay (as you noted.) Then with all the houses on the market property values plummeted and many others who had bought a second house were upside down and could not sell them. A lot of money changed hands.
Currently the required down payment on a home is 20%. A $25,000 down payment would be 20% of a house that costs $125,000. First of all, where can you find a $125,000 house? Second, if the sellers know that the government is giving you $25,000, the cost of this house will go up by $25,000.
Jameesha is one of those people that thinks everything on google is 100% accurate. Not knowing the AI is spoon feeding what you want to see based on how the question is phrased and also the reviewing your search history.
You knowingly took on the debt, it’s not the responsibility of tax payers to pay your debts. If I pay your student loan then your degree should now be mine.
@@lanceludwig5349Paying for mandatory education for children is not the same for paying for selective education for adults. The kids have no choice. The adults do.
Here in Kansas City. Property tax has doubled and in some places even higher. It’s a struggle to own a house now. I used to have a savings but my savings is disappearing. It’s hard.
@@TheBigCheese-s3e I know now that Judge Joe Brown was right; she was lazy at her job and now that the clock is ticking she trying to make up for 3.5 years in only 3 month
What happened is she need votes. If she was sincere about inflation something would have been done earlier. She is full of it. Her and her boss. They are not repeat not for American people. The only people doing well are the illegals.
The middle class is not homeless. The poor and the working poor are homeless. What is the policy to help the poor and the working poor to afford housing?
Im just shocked that they think that not addressing the lower class first is always the way to go. Homeless people are the lower class those houses should be built for the lower class people.
Poor people were poor when biden /harris came into office and are even poorer now with high inflation after they have been there for almost 4 yrs. It will be the same with harris !!
My mom said its difficult to own a home, i didnt believe. I have a home and sometimes i wish i was in an apartment because of upkeep. Especially with cost of everything increasing. Everything has gone up.
Even if you don't have a mortgage, they can put a lean on your property if you get too far behind on your taxes. Don't pay your taxes and see what happens even if you own your home.
It is necessary to figure out how potential policy changes may affect market value growth as the election approaches. Election results can impact sector performance, cause market volatility, and prompt adjustments to investment strategy in anticipation of legislative changes.
Absolutely. Unemployment rates may also rise and economic pressures could increase. However, there are opportunities in the market right now. My 150k portfolio has experienced a 70% increase over the past four months by capitalizing on volatile sectors. Great time to seize market possibilities
I use market research tools, keep up with important financial news sources, and communicate with my financial advisor on a regular basis. She helps me navigate the market.
My father came to this country from Italy. When he was 13 years old. He got a GED. He started his own business. All of this on a GED. No college not never. You can do it. You just choose believe that you can't do it.
Chile, times have changed since yo daddy came to this country from Italy. Let me help you: WE ARE INDIGENOUS TO THIS LAND. I hate when people say this especially when you who are not naturally born here are given all sorts of money, access to money, and even credit that Melanated people are denied: outright as a socioeconomic STANDARD using COLOR OF LAW. What you’re saying is not applicable to OUR conversation. Go Google Color of Law since you think you damn know. Programmed automatons.
Wow, Jameesha is the gift that keeps on giving. On top of blaming everyone else for her failures, she is the type of person that will take the $25k to buy a house only to get foreclosed on then blame the Government for giving her the money. You can't make this -ish up!
Anybody that's in a house you are not the owner. You are on a 30 to 40 year lease to own plan. And in most cases the bank wins. They get to be landlord without any of the responsibilities of maintaining the property 😂😂😂
People without homes telling ppl who have homes they are crazy. Luckily some of us come from well to do families who built their wealth through multiple generations of home ownership. The goal is to give your ancestors a head start. Passing along property or helping your kids with a down payment is what your competitors do, and that is one of the reasons they as a GROUP have 500% more than our group. Again individuals in our community are doing good, but on a group basis we are waaay behind & it’s getting worse daily.
If you can buy it you can afford it! Most people don’t know how to do their finances the right way. Most folks don’t know how credit really works. They just don’t teach us! Velocity banking is the key to financial freedom!
Your right. Financial literacy needs to be taught in our education curriculum. I’m interested into knowing what Velocity Banking is. I’ve never heard of it. Do you mind elaborating on the subject matter please?
Even if you own your home you still have to pay property tax which is a complete joke! Miss those payments and watch what happens to your paid for home.
Where is the money going to come from??? Building 3 million homes, giving everyone $25,000 for a down payment AND forgiving student loan debt + medical bills??? #HowSway
Jameisha is like the only one that’s on stream to be a Kamala defender yet does not understand the mortgage, tax, and how expensive some states are to own a home
jameesha i wanna thank you for standing up to what you believe in, i agree with some of the things you have said and some of the things i do not agree on but im writing this because i started paying attention to his(daniels) panels this yr and i was with him 100% but you made me realize that number should go down to 50% because some of the stuff you got him to show and the ppl on the panel as well is the lack of compasion they have for others
Very disingenuous. Rude. It’s one thing to have a different opinion on stuff, but she’s just flat out rude. She’s not adding to the conversation. She’s slowing it down.
Kim and Nessa have great points. We need child care, education, decrease of utilities and food. More scholarships for low income students, decrease of crime rate. Better and competitive education and mental heath.
That Jameesha chick has Zero clue about how buying a home works…if you have student debt and barely living you don’t need down payment help for anything😂
Also, if she gives people 25000 towards a.house, not only will people jack up the sale prior of their house, but we as.the tax payers are going to pay for it.
Previous Homeowner and renter. It's about managing your money and stress. A lot of divorces occur because of finance. If a person put $1K away every month into a stock that compounds years @ 7%. His net worth will be more than if he owned a home ($525K). The only way your house will match the comps of a newer house 20 years from now is if your upgrade, new roof, appliances, HVAC, HOA, etc and there's no guarantee. I have a house in Houston that was worth 250K decades ago, it's now worth 320K if I bring it up to current spec. I had a house in Northern Cal I bought for 500K sold it for 800K with in 7 years. The market tank and it was worth what I originally paid for it. Felt bad for the family that bought it, they lost over 200K in equity, they will never make a profit on that house.
@freshestinclass763 facts. They bout to replace the black vote and build apartments for immigrants like they built the projects for the freed slaves so the black party could depend on them and be used. Now it's the immigrants' turn
@freshestinclass763 facts. They just building them apartments like they did the slavesss, they built blacks projects back in the day so that the blacks could depend on them and become the voters for years after years. Now they are about to do the same for the Imgrantz. I had to spell shit wrong cuz they deleted my last comment.. truth hurts
@freshestinclass763 YT keep deleting my comments. They built ninjas projects back in the day so that ninjas could depend on them and be the voters for years after years. Now they are replacing the ninjas and building for the Mgrants to be the new party voters. It's they turn for the next 100 years
THEY built ninjas projects back in the day after sl8very and had ninjas depending on them and running to polls in return for crumbs. Now they are replacing ninjas with them and building apartments for them so they can be the new party vot3rs
Jameesha and many others are uniformed about the process in order to own a home. 1. Credit score must be 660 + with no bad dings on credit report, like defaults, charge offs, late payments 2. Credit must show a payment history, like car payment/credit card payment. 3. Any judgments or liens must be paid up prior. 4. Debt to income ratio 5. Must have employment history of 1 year + A person can make it thru the pre-qualification process and still be denied through the purchasing process. The underwriters will make sure there's no liability to default on payments.
You can go to 580 on fha up to 4 units with 3.5% down and 620 conventional with 3% on single and 5% on 2-4 unit. 3-4 units, you need roughly 3x mortgage payment in reserves.. on single, no reserves unless you own another home. 660 is best to be over for rates, but you can go much lower. I have been a loan officer for 10 years. I’d never let someone get approved and then denied with underwriting. That’s a terrible loan officer.
There’s ever a $0 down usda loan outside of city limits that’s a wonderful loan. Credit at 620 and there are income limits.. you can Google all of it.. it’s a really great loan.. they say rural, but many homes qualify if not in city limits. If any of you have questions.. I’m not here to make money.. I’ll answer any questions you have.. God Bless!
@ruthreuter9813 No, you can not for FHA. I've had 2 FHA loans in my lifetime. My previous house bought 2013 - 2016, and my current home bought 2019 - present. You need $660 +. A person can qualify for an FHA loan again if 5 plus years between (use to be 2 years) the previous FHA loan. Also, it's a 5% interest rate. You are giving people false dreams with misinformation. If you are approved with 580, you'll be paying double in mortgage payment. Otherwise, you won't be looked at with a 580 score. Google is misleading.
Last, I’m licensed in 30 states. You are 100% incorrect. FHA is 3.5% and you need a 580. I just approved 2x in the last month and am closing one in AZ with a 588. You can get another fha loan immediately, but only one at one time. You are being given false info. Go apply with a local mortgage broker or credit union. .
I have been doing this for 10 years. Licensed to close everything from HUD 184 to USDA to Rehab. I’m not trying to argue, I just know what I’m talking about. No false dreams. If I was, I’d be trying to make money by giving advice. I am absolutely not.
My mother lost her nurse position of 30+ years at a hospital that was shut down and bought out and was forced to take a job for a private doctor and now makes $15+ less a hour and has no benefits n doesn't even have medical insurance
That $25k isn’t going to accomplish anything. What the one lady isn’t considering is that the price will be increase by $25k so that “give-a-way” isn’t free.
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Houses will now cost 1 million $25,000 😆
Anton She Promised The Social Security Administration Community that she was gonna give Us A 200 dollar boost,And that shit went out the window,her and Jim Crow Joe,we have not forgotten that, could you please discuss about that,they ran on that Lying Ass campaign
Jameisha is so “Black Power” that she doesn’t see how these policies could destroy not only Black America but all of America. And who’s the first ones to go if that happens…..?
Honestly there are very few black people in the public sphere that don’t actually want to destroy America in general. So many people are extremely ignorant to the world and history.
U mean versus the rest being so anti black??!! Facts
She's an idiot
@@thetruth5098what's up victim?!
Black Power is the same ones that got her in and Obama in , so Jameesha family probably part of it. 😂😂😂😂
KICK JAMEESHA OUT OF THE ROOM...SHES JUST A TROLL FOR KAMALA...
I was thinking the same thing!
She makes the show better.
Emotional
@@DefSquadFanno she don't
@@DefSquadFanNO SHE DONT SHE SOUND LIKE KAMALA 😢
If you can’t afford a down payment how can u afford the upkeep and maintenance of a home????? 👀 people are STUPID Jameesha is ANGRY and WRONG. I didn’t go to college and make 6 figures and my brother does as well. She went to school and became a professional Victim
It only helps wealthy folks. Folks making over $175k
😂😂😂
😂😂😂😂
Jameesha is jus a sheep she doesn't know how to think for herself jus listening to others nd that's the problem with black ppl not thinking for themselves ND YES IT IS UR PARENTS FAULT IF THEY WANTED YOU TO GO TO COLLEGE THEN THEY SHOULD HAVE PAID FOR IT OR JOIN THE MILITARY
yea correct that is not a one to one comparison.
Anton is a millionaire, owns multiple properties, as well as working in banking and Jameesha is still questioning him. Her need to be right is unlike anything I've ever seen🤦🏿♂️😅
You can tell she would be a aggravating wife, she is them same foolish women that be on KS show…just the need to be right 🤦🏽♂️
We need her on the show because some of her questionable statements is her own opinion and views are not the same. There’s viewers on here that have the same views.
That girl is LOUD and WRONG.
That's usually the way it goes. Usually the most ignorant ones are the loudest. You'd think not being educated on a subject would make you a bit more humble. Not for stupid people though.
Yet there’s an epidemic of seniors being evicted from homes/apt due to skyrocketing rents. Homeownership was viable to build some generational wealth in past generations. But due to the current RE market, it is no longer viable. But who set the market in the last 10-20 years?
Jameesha falls into the "everyone owes me something" category. She is totally ignorant when it comes to personal finance. She has high expectations but has very low effort. She got herself into college debt yet it's societies fault. Society didn't sign those contracts.
Stereo type
3 million new homes for 3 million new migrants
....and still come up short.
Ok. Thought I was the only one
I've heard that program in Oregon!
@sweetwonkahallelujah7016 New Illegals with no Credit Scores. We have to have a Credit Score , why are they skipping this process. B.S.
@@sweetwonkahallelujah7016 don't forget illegals!
Just because you can buy something doesn’t mean that you can afford it. Let that sink in for a minute.
@@BlackMigo702 Very true but poor people can't think for themselves
Phillip Buchanon an ex NFL player said the same thing. You can purchase someone a house but fail to realize they really can’t afford it.
I hope they implement a plan that whoever get this 25,000 plan go through some type of class and is required to have a large emergency fund.
Say it again in my pinky voice 😂
So true!!!!!
$25k is nothing for homeownership. Homeownership is more than a down payment. You have to pay insurance, taxes, maintenance, etc.... If you cant do it on your own, how are you going to do it with leas than 10% down payment.
In California, the average home, condo, or townhouse cost is over $500k. So $25k go towards a down payment is nothing.
Ive owned two homes. It is very expensive to maintain. Also, if the govt is "giving" people $25k, who is paying for the $25k/per family??? Also, if the government is giving you money, they can quickly take it away from you.
The young lady is ignorant on the issue of homeownership.
She just hears 25k and stopped thinking 😂
They forget the county and state can raise property taxes which will add hundreds of dollars to your mortgage payment. I pay $250 more than the original payment.
Jameesha never fails to disappoint us. Homes will add another $25K to the house price...
ye athe convo should be about finishing the job or at least they should be able to blame republicans for what they didnt get done.
they basiclaly protected the banks and did foreign policy shit
A mortgage is pretty much rent until you pay it off. So, no one is going to own anything with $25k.
Just like Retail stores do to items that’s on sale 😂
@@mszhellfyre5743tell folks that all the time I work for a mortgage servicing company and trust me ppl know they don’t own anything when they begging for extension and refinancing to put themselves in further debt
40 year mortgages and next 50 year mortgages on the way
Jameesha is like talking to a wall 😂
Nah…I think it’s worse than talking to a wall.
She has to be single like who is dealing with that
She listens to respond
She’s already in office but can’t start doing any of things she wants to do but says she’s gonna do those things when she’s elected that sounds like a joke to me 🤦🏼♂️
its a blatant lie for any dummies who chose to believe
If she can legalize prostitution then I’ll vote for her
If she does that, then she would have to legalize pedophilia @unc1221
No president can. Trump can't do the things he's promising either. Presidents don't write legislation...
Ae you serious. Your statement is so idiotic words cant explain. She is the vice president, her power is limited to what she can and cannot do. My god black people are their own nightmare and enemies.
I enlisted in 2003 where I spent 15 years working in IT. Now I make 6 figures. I paid off my wife’s student loan debt in 6 months and have zero debt besides the house. We own 3 cars and a truck out right. College is a scam.
I joined the AF in 98 did my 20. Now with retirement, disability, and my current job, I make over 225k with no degree.
Light skin women with glasses is not logical. She talks out of feelings
She doesn't let anyone speak or complete a thought
Angry because even if She realized She was wrong, She would Never admit it to That Crew. Her feelings were too hurt.
I’ve never seen such of society of followers in my life ! This world has turned into trash y’all are completely lost out here when it comes to life nobody is bigger than the program God’s Plan. No weapon formed against her will prosper 💯
Believe it or not she is correct . A bank does not own the home. The bank or mortgage company owns an interest in the property and the mortgage note itself - but the lender does not own your house. Your home is considered collateral for the mortgage loan. So technically you own the home
She has bad credit also she shouldn’t be online blabbering she should be fixing her credit…
Imagine speaking to a man with multiple properties about the economics of homeownership and thinking that you know more. 😐
@@dhtowngw9056how about you point out something Anton said in this video that he was wrong about...
@myerst52 he doesn't own his homes either. The government does
@@dhtowngw9056 if you give everyone 25k the seller just raises the price by 25k 🤯. I’m kinda shocked at how many people don’t understand how supply and demand works.
That's what a lot of these types do. You can be a subject matter expert as a BM and they'll dismiss you. I've seen WM give the same advice with no pushback.
Jammesha stay being a victim 😂. States facts but doesn't actually understand the context and when given the context she stills doubles down and chooses victim every time 😂😂😂
Bruh that’s the sh*t that gets me. She looked up some information on google and thought she was cooking. Then Anton brought her back to reality with facts cause he owns multiple properties and the ins and outs of the business throughly. That’s the difference between someone who talks a good game and some who knows the game
Jameesha don't understand that math is a fact... 2+2=4, 6-3=3, and interest over years of payments is you over paying.
Allowing Vanguard and Blackrock to snatch up houses has been disastrous for home prices.
Tbh, it's a free market still.
@@christexaportnah it’s not. I’m a homeowner saying this
Former Blackrock execs is helping her write the plan
@@christexaportno it’s not. They’re artificially inflating the housing supply/market/residential expectations. They accept section 8 vouchers, but the small home owner doesn’t. So they made up rules to impede small time realtors. Then they price these house ABOVE MARKET IN DEPRESSED NEIGHBORHOODS. Now the MARKET is unaffordable for WORKING PEOPLE. Example: the $25,000 subsidies will, just get figured into the price. Now everything is INFLATED by 18% rent/mortgage goes up for EVERYONE ELSE EXCEPT SINGLE MOTHERS!
What percentage of all homes are owned by vanguard and black rock? I know the answer do you? The answer will make you rethink your statement. Go check it out
Verrrryyyyyy smalllllll amount of total homes
These are GARBAGE POLICIES.
She said nothing about the Gas and Diesel prices.
As long as we are paying taxes on property, we are NOT OWNING PROPERTY.
Exactly 💯 ALLODIAL TITLE is what most will never receive in this damn country due to government always want a piece of everybody's pie!
@@Rose4rmConcrete1111 facts
@@dhtowngw9056What? Who days that those Americans also didn't complain about them? And why say you think your better than...what? What has noticing something got to do with being better than another person? Where did the comment suggest that to you? Or are so used to shaming people it came out naturally even if its off topic?
Technical you don't, don't pay your property and find out if you still own that home or not.@@dhtowngw9056
@@dhtowngw9056what next property tax on cars? that me tax that book diamond ear ring that u own. property tax PlayStation 5 u own?
In the military, I purchased a home (age 27) with a 0 down VA LOAN (in Cali) and making 50k with a homemaking wife and 4 kids. I now make 6 figures (after taxes and deductions)... NO DEGREES, just a degree of work ethic and grit.
This “housing idea” is what caused the housing crash of 2007-2008 because the GOVERNMENT came in and told lenders that they HAD to give out loans to people who couldn’t afford them and then the buyers couldn’t pay their mortgages.
Good Point, but as you may recall, the Democrats got a delayed Minimum Wage Bill passed which went from $5.15 to $7.50. Most of theses homes were made for people working at $5.15/hour. When the new minimum wage went into effect many were let go, so what they were managing on $5.15 when you are earning nothing they could not pay (as you noted.) Then with all the houses on the market property values plummeted and many others who had bought a second house were upside down and could not sell them. A lot of money changed hands.
That wasn’t the government that told them to do that. It was hedge fund managers trading in mortgage securities.
Currently the required down payment on a home is 20%. A $25,000 down payment would be 20% of a house that costs $125,000.
First of all, where can you find a $125,000 house?
Second, if the sellers know that the government is giving you $25,000, the cost of this house will go up by $25,000.
They had 4 years to build all these homes where are they???
Those sheds in California
They've been building those paper mache houses that have all kinds of problems 2 years in and charging $200,000 more for them.
Thank you this is not her first ride she the VP right now why she ain't been do it why now?
Not true. They have humongous Building codes in California. Cali is not Tx. Or Arizona
In GA and SC they have been building homes like crazy since the pandemic. But they are super expensive.
Majority of people don't even have 1,000 dollars in their account for emergency home or car repair
Jameesha is one of those people that thinks everything on google is 100% accurate. Not knowing the AI is spoon feeding what you want to see based on how the question is phrased and also the reviewing your search history.
I love these debate panels
I like Mali. It’s good to see a black woman with some sense and speaking truth.
And she badd
I love that yall are having open conversation on this channel
She is such a liar
It's her party not her. You think she could come up with that?
@@DefSquadFanyou right she is a pupet just like biden
People that always want to hand out will never have anything. Financial education should be mandatory in schools
That’s why it’s not taught than the elites won’t make money off the dum dums
Jameesha can't listen, she's in the sunken place! 😒
Our government doesn’t give us anything
I myself have been on the democratic plantation for the last 20 years and after looking back at the decision I made boy was I completely wrong.
We’ve been trying to tell you for years.
What was it that brought you around?
Kudos to you.
@@dyshellmedley3064 so you're basically trading one plantation for another? 😂😂😂😂😂
Tchalla: “YOU WERE WRONG! ALL OF YOU WERE WRONG!!!” 😂
You can get loud and angry all you want, it don’t make you right 😂😂
You knowingly took on the debt, it’s not the responsibility of tax payers to pay your debts. If I pay your student loan then your degree should now be mine.
How many high school diplomas would you have
@@lanceludwig5349Paying for mandatory education for children is not the same for paying for selective education for adults. The kids have no choice. The adults do.
Here in Kansas City. Property tax has doubled and in some places even higher. It’s a struggle to own a house now. I used to have a savings but my savings is disappearing. It’s hard.
Bro has people forgotten that she's been in control for the last 3.5 years 😮 she is the reason for all the pain we been experiencing.
She's VP they have no power 😅
@@DeRussellMasina please stop saying this silly shit.
VPs don’t have power but they have mouths
@koreylr How is that silly? What Vice President can you name in history that had power?
@@DeRussellMasina Tell that to Dick Cheney, 🤡.
Kamala Harris already had 4 years to implement her policies.
What HAPPENED? 😮
Hey weirdo she is vp not president or congressman or senators
@@TheBigCheese-s3e I know now that Judge Joe Brown was right; she was lazy at her job and now that the clock is ticking she trying to make up for 3.5 years in only 3 month
Facts
What happened is she need votes. If she was sincere about inflation something would have been done earlier. She is full of it. Her and her boss. They are not repeat not for American people. The only people doing well are the illegals.
NO DUMMY JOE BIDENS POLICIES ALL YALL BOUT DUMB IF U DON'T UNDERSTAND DON'T TYPE
The middle class is not homeless. The poor and the working poor are homeless. What is the policy to help the poor and the working poor to afford housing?
If you CAN'T change the Battery on a Fire Alarm You shouldn't own a HOME!!
😂😂😂😂
😂😂😂
I bet none of them have a house. They probably renting apartments and condos.
Jameesha is the reason why Black men prefer everyone else
She look white to me, she even has white hair.
Or prefer the non stereotypical black women .
@@rushking19this☝🏾
😂😂😂😂😂😂
Im just shocked that they think that not addressing the lower class first is always the way to go. Homeless people are the lower class those houses should be built for the lower class people.
I just don't even have the words no more this is freaking crazy always putting empty promises they'll screw you in
Poor people were poor when biden /harris came into office and are even poorer now with high inflation after they have been there for almost 4 yrs. It will be the same with harris !!
My mom said its difficult to own a home, i didnt believe. I have a home and sometimes i wish i was in an apartment because of upkeep. Especially with cost of everything increasing. Everything has gone up.
Even if you don't have a mortgage, they can put a lean on your property if you get too far behind on your taxes. Don't pay your taxes and see what happens even if you own your home.
100% an HOAs can do the same if you don't pay your HOA fees
Yep. Tax Liens. That's why we technically never own our property in America.
She so busy arguing that she can't listen and Comprehend what's being said.
People out here actually think sellers won’t increase their prices on the inventory if 25k was handed out to the public.
Kamala said she'll step in and ban price gouging 😂 she's going full blown communism.
Agree to disagree. The housing market don’t work that way…
@@beverly-sj3dzthat's exactly what happened with covid stimulus checks. Rent went up cuz landlords knew Everyone got those big payments.
@@Bigchungus1987Talk to em
It is necessary to figure out how potential policy changes may affect market value growth as the election approaches. Election results can impact sector performance, cause market volatility, and prompt adjustments to investment strategy in anticipation of legislative changes.
Absolutely. Unemployment rates may also rise and economic pressures could increase. However, there are opportunities in the market right now. My 150k portfolio has experienced a 70% increase over the past four months by capitalizing on volatile sectors. Great time to seize market possibilities
:0 How do you approach investing? I'm struggling to develop a plan.
I use market research tools, keep up with important financial news sources, and communicate with my financial advisor on a regular basis. She helps me navigate the market.
How do one go about an advisor?
There are many out there. I work with “Leah Foster Aldaman”. She is quite popular
My father came to this country from Italy. When he was 13 years old. He got a GED. He started his own business. All of this on a GED. No college not never. You can do it. You just choose believe that you can't do it.
Chile, times have changed since yo daddy came to this country from Italy. Let me help you: WE ARE INDIGENOUS TO THIS LAND. I hate when people say this especially when you who are not naturally born here are given all sorts of money, access to money, and even credit that Melanated people are denied: outright as a socioeconomic STANDARD using COLOR OF LAW. What you’re saying is not applicable to OUR conversation. Go Google Color of Law since you think you damn know. Programmed automatons.
Taking from taxpayers to give other people 25 000 usd on a house WILL ONLY INCREASE THE PRICES OF THE HOUSES.
What the hell is she talking about because what plans sound THAT effective. This is lip service at its worst
And we do know she knows how to give lip service! 😢
@@MichaelSellers5691 DAMN..... THAT WAS QUICK.!!!
"that's what Willie said too. 😂😂😂🤣🤣🤣
@@curtislawsonmba78You know what Kamala says? The early bird gets the worm so to speak.
I live in Oakland county and bro is 100% correct. They can't afford the taxes and are losing these homes in mass
I'm a contractor they just give the builder 25,000. Price of my house went up 25,000. So your property taxes and insurance just went up
Wow, Jameesha is the gift that keeps on giving. On top of blaming everyone else for her failures, she is the type of person that will take the $25k to buy a house only to get foreclosed on then blame the Government for giving her the money. You can't make this -ish up!
Anybody that's in a house you are not the owner. You are on a 30 to 40 year lease to own plan. And in most cases the bank wins. They get to be landlord without any of the responsibilities of maintaining the property 😂😂😂
The government owns it, too, even after you're finished paying.
But isn’t it the the way it supposed to work.
@@beverly-sj3dz that's the way it has always worked. Us people were fooled into thinking something different
People without homes telling ppl who have homes they are crazy. Luckily some of us come from well to do families who built their wealth through multiple generations of home ownership. The goal is to give your ancestors a head start. Passing along property or helping your kids with a down payment is what your competitors do, and that is one of the reasons they as a GROUP have 500% more than our group. Again individuals in our community are doing good, but on a group basis we are waaay behind & it’s getting worse daily.
That twenty five thousand dollar loan is for first generation immigrants. That's why she said first generation For first time home buyers.
They can’t even get the students loan pay back how are they gonna give 25 to people
Jameesha is the absolute worst!!!
If you can buy it you can afford it! Most people don’t know how to do their finances the right way. Most folks don’t know how credit really works. They just don’t teach us! Velocity banking is the key to financial freedom!
Your right. Financial literacy needs to be taught in our education curriculum. I’m interested into knowing what Velocity Banking is. I’ve never heard of it. Do you mind elaborating on the subject matter please?
Even if you own your home you still have to pay property tax which is a complete joke! Miss those payments and watch what happens to your paid for home.
It’s no point in getting that 25k down payment if you can’t afford the mortgage payment. Kamala idea is horrible
Jameesha be liking socialism 😆
she is going to tax rich people and give it to middle class and forget poor people
My God , first it was Trigger , then Randi, then Jas , now its Jameesha , seems like you can't miss the emotional BS
Where is the money going to come from??? Building 3 million homes, giving everyone $25,000 for a down payment AND forgiving student loan debt + medical bills??? #HowSway
I suppose it will come from raising taxes on the wealthy, which will turn rich people away from voting for her.
Jameisha is like the only one that’s on stream to be a Kamala defender yet does not understand the mortgage, tax, and how expensive some states are to own a home
She is "black", a woman, and hate Trump is the reason they are voting for her .. And handouts
But she’s a representation of a Kamala voter.
jameesha i wanna thank you for standing up to what you believe in, i agree with some of the things you have said and some of the things i do not agree on but im writing this because i started paying attention to his(daniels) panels this yr and i was with him 100% but you made me realize that number should go down to 50% because some of the stuff you got him to show and the ppl on the panel as well is the lack of compasion they have for others
Jameesha is so disrespectful.
Very disingenuous. Rude. It’s one thing to have a different opinion on stuff, but she’s just flat out rude. She’s not adding to the conversation. She’s slowing it down.
@@beansngreens8006 a lot of ladies I've seen on panels do this.
Kim and Nessa have great points. We need child care, education, decrease of utilities and food. More scholarships for low income students, decrease of crime rate. Better and competitive education and mental heath.
I lived through Nixon's price controls. look what happened to inflation in the 70's.
I’ve got family still talking about all that.
All things considered, Nixon was a underrated president through.
I really wish they would not invite Jameesha anymore. I just cannot
You notice how she said rentals.
She really means rentals for immigrants.
Kalama must be stopped. Iykyk
Jameesha is a great example of if you don't know what your talking about, don't speak on it
That Jameesha chick has Zero clue about how buying a home works…if you have student debt and barely living you don’t need down payment help for anything😂
Also, if she gives people 25000 towards a.house, not only will people jack up the sale prior of their house, but we as.the tax payers are going to pay for it.
If you can’t afford a down payment; how you go afford, maintenance, insurance, taxes and upkeep
They just did this in 2008 & those people were evicted by 2013 & WORSE OFF
Previous Homeowner and renter. It's about managing your money and stress. A lot of divorces occur because of finance. If a person put $1K away every month into a stock that compounds years @ 7%. His net worth will be more than if he owned a home ($525K). The only way your house will match the comps of a newer house 20 years from now is if your upgrade, new roof, appliances, HVAC, HOA, etc and there's no guarantee. I have a house in Houston that was worth 250K decades ago, it's now worth 320K if I bring it up to current spec. I had a house in Northern Cal I bought for 500K sold it for 800K with in 7 years. The market tank and it was worth what I originally paid for it. Felt bad for the family that bought it, they lost over 200K in equity, they will never make a profit on that house.
Building those new homes and rentals for immigrants
That's it that's all. And they clapping like seals to fund it.
@freshestinclass763 facts. They bout to replace the black vote and build apartments for immigrants like they built the projects for the freed slaves so the black party could depend on them and be used. Now it's the immigrants' turn
@freshestinclass763 facts. They just building them apartments like they did the slavesss, they built blacks projects back in the day so that the blacks could depend on them and become the voters for years after years. Now they are about to do the same for the Imgrantz. I had to spell shit wrong cuz they deleted my last comment.. truth hurts
@freshestinclass763 YT keep deleting my comments. They built ninjas projects back in the day so that ninjas could depend on them and be the voters for years after years. Now they are replacing the ninjas and building for the Mgrants to be the new party voters. It's they turn for the next 100 years
THEY built ninjas projects back in the day after sl8very and had ninjas depending on them and running to polls in return for crumbs. Now they are replacing ninjas with them and building apartments for them so they can be the new party vot3rs
This what happens when people know nothing about economics
She never explains how she's going to pay for all of this.
Jameesha and many others are uniformed about the process in order to own a home.
1. Credit score must be 660 + with no bad dings on credit report, like defaults, charge offs, late payments
2. Credit must show a payment history, like car payment/credit card payment.
3. Any judgments or liens must be paid up prior.
4. Debt to income ratio
5. Must have employment history of 1 year +
A person can make it thru the pre-qualification process and still be denied through the purchasing process. The underwriters will make sure there's no liability to default on payments.
You can go to 580 on fha up to 4 units with 3.5% down and 620 conventional with 3% on single and 5% on 2-4 unit. 3-4 units, you need roughly 3x mortgage payment in reserves.. on single, no reserves unless you own another home. 660 is best to be over for rates, but you can go much lower. I have been a loan officer for 10 years. I’d never let someone get approved and then denied with underwriting. That’s a terrible loan officer.
There’s ever a $0 down usda loan outside of city limits that’s a wonderful loan. Credit at 620 and there are income limits.. you can Google all of it.. it’s a really great loan.. they say rural, but many homes qualify if not in city limits. If any of you have questions.. I’m not here to make money.. I’ll answer any questions you have.. God Bless!
@ruthreuter9813 No, you can not for FHA. I've had 2 FHA loans in my lifetime. My previous house bought 2013 - 2016, and my current home bought 2019 - present. You need $660 +. A person can qualify for an FHA loan again if 5 plus years between (use to be 2 years) the previous FHA loan. Also, it's a 5% interest rate. You are giving people false dreams with misinformation. If you are approved with 580, you'll be paying double in mortgage payment. Otherwise, you won't be looked at with a 580 score. Google is misleading.
Last, I’m licensed in 30 states. You are 100% incorrect. FHA is 3.5% and you need a 580. I just approved 2x in the last month and am closing one in AZ with a 588. You can get another fha loan immediately, but only one at one time. You are being given false info. Go apply with a local mortgage broker or credit union. .
I have been doing this for 10 years. Licensed to close everything from HUD 184 to USDA to Rehab. I’m not trying to argue, I just know what I’m talking about. No false dreams. If I was, I’d be trying to make money by giving advice. I am absolutely not.
No one should buy a home if you can not afford it.
And the bank should not give them a loan, we done bailed there asses out too many times
My mother lost her nurse position of 30+ years at a hospital that was shut down and bought out and was forced to take a job for a private doctor and now makes $15+ less a hour and has no benefits n doesn't even have medical insurance
$25K down and 10% interest = foreclosure
😂😂😂😂😂😂
😂😂😂😂
My dad told me trade school was the way to go growing up now I’m touching lil over 150,000 per yr
I think the new homes is for all her immigrants
Some people just aren’t knowledgeable about the real world, and they only know about their bubble that they’re in.
Still no policies (not on her website) she just be talking. 🙄
It’s the same thing - they did/are doing with college tuition -which is why we are in the position we are in now with higher education.
Exactly where the hell is she going to get the money to pay for this
From you
Raising taxes on big corporations who will just pass it on to the consumers !! Its stupid she has no idea about economics or how businesses work !!!
Raising income taxes, corporate taxes and the result will be more job losses and more inflation. It’s simple economics. 😂😂
@@kenyafromcali yeah true
@@MichaelSellers5691 yep u right lol
Jameesha's elavator is not making it all the way to the top WTF
Jameesha cannot be married. She is way toi angry. She cannot just have a conversation without being angry.
The price of homes just increased by 25k. Just like college loans with schools.
These are basic economic concepts of supply and demand...many people don't understand that.
That $25k isn’t going to accomplish anything. What the one lady isn’t considering is that the price will be increase by $25k so that “give-a-way” isn’t free.