India still does not have card system everywhere if we talk about small shops - like tea stall, pan shop, street side food vendor, etc but they have UPI (GPay, PhonePe, Paytm, etc) which transfers money from customer's bank c/c to shopkeeper bank a/c within seconds. Only thing you need to have internet connection in your mobile. This is so convenient, atleast for me, that for last 3 years I did not visit ATM to withdraw cash. Also by cards (credit & debit) are getting rusted too. :)
To be exact, you don't need compulsory Internet connection. with *99# you can also send money without internet. But as it's a USSD code, it's not convenient as app.
JUGAAD #1 means you makeshift, improvise when it's necessary #2 means you are in trouble and you find solution using cheap tactics or cheaper solutions that can sustain things for time being more (temporary solution)
Steph India is the biggest or largest online transactions nation in the World. We don't use Apple Pay we have our own UPI(Unified Payment Interface) Online Transactions of $1Trillion is done yearly. More than 10 Nations are interested in our UPI system and we have M.o.U signed with UAE and Singapore. I think you should ask Jaby to show you a Think School video about UPI.
Sir, plz do explain me that we generally see Google Pay or Paytm payment options with a smalll text under their logo “Powered by UPI" so does that mean even Google's payment app uses India's UPI for payment..?
@@RichyFlinty UPI is Unified Payment Interface which was developed by or is under National Payment Corporation of India (NPCI) which was established by the Reserve Bank of India. Now Google Pay as you asked is a Third Party Application or you can say an application developed by Google use to transfer payments and money via online transactions but it has to be authorised by NPCI to facilitate transactions through various banks such as HDFC, ICICI, AXIS Banks acting as a Payment Gateway or PSP Payment Service Provider Banks. So at the end these Apps are just medium using Indian Banks as Payment Gateway and getting authorized by UPI under NPCI.
The restrictions with video filming have been taken more seriously after the terrorist attacks in Mumbai, it was the saddest day in indian history and you should probably watch a documentary on that.
@@rishabhtheweird7939 i don't know if there's legislation around this but i also have experienced difficulties with this , ofcourse being Indian helps , but a foreign crew with elaborate filming equipment walking through a secluded section may sound very suspicious to any security personnel.
The tier system he explained was a bit misleading.... Indian cities are graded like this... Metro Cities: Delhi, Mumbai, Kolkata, Chennai these cities are classified as mega cities by western media... Tier 1: more than 5 million people... All metro are included in this Tier 2: more then 1 Million people Tier 3: more then 100 thousand Thier 4: less then 100 thousand
@@sahana4230 no bengalore is not termed as a metro city... Metro cities is always 4 since independence and will always be that way... As all 4 cities are the biggest cities of thier zones...
@@desirockstar9825 IDK whether you're talking about the Westerners' perception of India coz you've only mentioned 4 metropolitan cities while we've actually got 9, including Hyderabad and Bangalore
Online payment in UPI is an entirely separate topic altogether. The foreigners can't use that as of now, but in India we are moving towards almost 100% digital very fast. Right now I'm paying for 10 rupee stuff with UPI too.
Foreigners who are from G20 countries can now use upi by getting a ppi account at the arriving airport. Will be extended to other countries once it’s implemented throughout the country
i wanted to explain stuff but my brothers and sisters in comment section already had explained it 😂 like what's actually tier1, tier 2 cities are digital payment gateways 15:00 regarding filming in public local train area, yes you can record but people have an impression that foreigners just want to film and put indian locations at bad spotlights which is why most would ask you not to film. the better way to do is... lets say you want to record any railway station in mumbai... every station has one police base station you have to find it... take a permit from them and then you can shoot in public places such as railway stations.... also please have a local guide.... there are people who would be your local guide who knows better about surrounding.
I laughed soo hard at "Jugaad". Yep this is a very inherently Indian word. Its difficult to put a definition to this word, it's to be able to "arrange for yourself" when you need something, either by a replacement or by creating something completely new. Its almost like a solution. Example: if you are hungry instead of cooking a full meal or ordering from outside you take a pack of chips or snacks, add vegetables on it onion tomatoes cucumber add some lemon and voila! That's your "jugaad" for hunger. 😅
This tech development is aside from the fact that so many Indian students move to other major countries like USA, Canada, Germany, Australia in search of better/more opportunities. I was one such student and I can tell you that tech companies here have a lot of indians working in very respectable positions!
Yeah lot of the people also go to USA from rural areas and even from the slums they showed. The slum he showed is called Dharavi there are multiple slums across India but Dharavi is Asia's biggest slum. 70% of India lives in the rural part and villages and Banglore is one of the metro cities of India which is also called as Indian Silicon valley. But yes the IT revolution in India was amazing first Prime Minister of India, Pandit Jawaharlal Nehru fostered important national institutions like Tata Institute of Fundamental Research (TIFR) in Mumbai and the Indian Statistical Institute in Kolkata that marked India's entry into the computational world. Former PM Rajiv Gandhi who is called the father of Information Technology and Telecom Revolution of India played a huge role. It was under his rule that Centre for Development of Telematics (C-DOT) was established in August 1984 to develop state-of-the-art telecommunication technology and meet the needs of the Indian telecommunication network. The liberalization of Indian economy and the subsequent 'modernization' led to the 'information technology boom' in the late 1990s and early 2000s. But yes inequality needs to be fixed I guess education can bring big changes in India,❤☺
Chennai is a hybrid city it has both tech startups and manufacturing hubs in it 1/3 of the auto companies are in Chennai and it's called Detroit of India...😍
I have a small correction about the word 'jugaad', it 's not 'making something out if nothing' its more accurate definition would be, 'making something work'. For example your pipe broke and you don't have anything to fix it, so what you do is wrap the pipe with plastic bags and use rope to tightly tie it so that it just works. That is what a jugaad would be.
@@JayDee-bt4ft to a lesser extent, yes. If you look up "MacGyvering", it means "making something out of nothing (or deemed to be useless things)" which is perfect description of Jugaad.
The one thing that shocks me living in United States is the credit system. Man ,it is scary. It still gives me chills if I didn’t save at least 10% of my pay check every month. Cooking fresh food every meal / eating out less in itself saves a ton of money !
I don't think most people realise this, especially those who are not from India..that it is different how Indians treat other Indians and how they treat non-Indians.. no amount of vlogging or travelling will ever show that..
@@RichyFlinty we inherently behave in a more "socially acceptable" way in the presence of non-Indians and behave like trash sometimes towards our own people..
Dude!!! I just had to pause the video when the guy in the video pronounced Bengaluru and not Bangalore. I was so damn surprised and happy that atleast there are some people who knows and understand how to pronounce the name of my city. Thank you so much for that.
As a student of class 11,Sir I have noticed even Indian speaks Vizag instead of vishakapatnam,trivendrum instead of Thiruvananthapuram. So the question is why we are taking pride in someone's else mistake??
@@vitaminprotein2142 I don't know whether u have correctly understood my comment or I misunderstood ur reply I was not taking pride in other's mistakes instead I was praising him for knowing things which are correct like the name of my city. Just to be clear we Indians tells vishakapatnam as vizag just because it's convenient and not because he/she doesn't know that It's vishakapatnam. But in case of Foreigners that is not the case.
Technology is changing the whole ecosystem. People are learning to do business through youtube and excelling in that. The ceiling for India is limitless!!
We Indian should always keep in mind ...we r the country which is different from others bcz india is safeguarding the technique and culture of past and present both....proud Indian
The slum he showed is called Dharavi there are multiple slums across India but Dharavi is Asia's biggest slum. 70% of India lives in the rural part and villages and Banglore is one of the metro cities of India which is also called as Indian Silicon valley. But yes the IT revolution in India was amazing first Prime Minister of India, Pandit Jawaharlal Nehru fostered important national institutions like Tata Institute of Fundamental Research (TIFR) in Mumbai and the Indian Statistical Institute in Kolkata that marked India's entry into the computational world. Former PM Rajiv Gandhi who is called the father of Information Technology and Telecom Revolution of India played a huge role. It was under his rule that Centre for Development of Telematics (C-DOT) was established in August 1984 to develop state-of-the-art telecommunication technology and meet the needs of the Indian telecommunication network. The liberalization of Indian economy and the subsequent 'modernization' led to the 'information technology boom' in the late 1990s and early 2000s. But yes inequality needs to be fixed I guess education can bring big changes in India,❤☺
19:38 that’s a really good point they made here the taxes are not that high here in India and since we are a very self sufficient agricultural country we have a very low prices for groceries which of course comes from local markets and not just supermarkets
I have been living in the US for more than a year and trust e, banking system in India is way ahead o US. UPI system- the online payment works almost everywhere in India. There is no need of cash at all. And transferring money is so easy in India than in US. If you deposit a cheque it would take about 2 days to verify in India but in US it takes a lot of time. Convenience, you find shops everywhere unlike US where you need to go to specific store. Public transport is so convenient in India. USA has to pick up on these. If you do not have a car, then you are screwed in US.
India has deserts, developed cities, developing cities, mountains, beaches, forests, villages, hills and a lot of things and each thing is very different from each other and Most travellers just experience the cities like Delhi,Mumbai, Bengaluru, etc which gives a really very little perspective
Tge youtuber still has to explore many things..... About the village life in India and how still most people are NOT dependend on materialistic things (except people from tier1 cities). Even most villagers live better life than most of the lower income groups in tier 1 and 2 cities.
300dollars per month is equal to = 20,000 rupees and in that in india you can have for single person -- ( 5000 rupees for a rent for apartment . 2000 for water and electric and 5000 for food and you still will save 8000 rupees ) per month ... So you can spend 8000 rupees in other things or save .
One point that's important to make is: most of these tech employees have come from tier 2 and tier 3 cities, now penetrating to even villages, while money earned though these sources changing the life style in smaller cities. Also tier 1 cities : over 8-10 million population; tier 2 is 3-8 million; tier 3 is 0.8 to 2 million population!!
I am from a village near Bangalore; education, hospitals, Industries - everything is spreading into the areas beyond the main metropolitan Area. Every single child in my village attends school- either the government or private run. Never had it so good, I guess. Love from India to you!!!.
I grew up in a western country, and moved to India, and it feels like breathing again after holding your breath for as long as you can. It's not pretty, it's not easy, it's difficult, but it's worth it.
2017 to 2023 long time. Now game has been change Plz visite to india 🇮🇳 And see how we inproved our india.. ❤❤❤Respect from india❤❤❤ 🙏🙏🤲🤝Athithi debo vabo🤝🤲🙏🙏
India has UPI which puts it like miles ahead of most of the Western countries in terms of digital payments. It's so unique and far reaching that many countries have shown interest in integration or adoption
India has reduced its Extreme Poverty population from 150 million to 14 million in 2023. That 14 million is still a big number, but a reduction of 130 million is still commendable. More power to the GOI
UPI doesn't allow foreign numbers to transact locally in India ( it will be made live 27th April 2023 onwards) however with apple pay if you have an international card provider you can transact in any country with that app...that's the difference right now.
Let me make it clear. India is way way wayyyyy ahead in digital money transfer than any other country in this world. Thanks to our own UPI system. And for your kind info UPI is free. It doesn't charge you a single penny to transfer money. You can literally do a million transactions without paying any extras for it.
Fun facts.. India does have a digital payment system called Unified Payment Interface(UPI). As per the Reserve Bank of India, the facility can only be used if you are an account holder in any bank in India. The purpose is to create more cash flow within the current in more of a digital format for easy means and also to stop the flow of funds with regard to creating black money or any transactions within a black market. The are tie ups happening with couple of countries to make the UPI made available for the Indian tourists. Now India is also a group of states makes the country, since its not mentioned in the name of the country as United. And people within in india does compare between the people of North and South. The places shown in this video are located in the south of India. Another funny part, Thiruvananthapuram the capital city for the state of Kerala was the first place to have an IT park in India. Which is under the category of Tier-2 has been expanding massively throughout the state started from the capital. As the land for IT parks in the state of Kerala is owned by the state government. Where in cities like Bangalore, Chennai etc, all the IT parks or the lands and owned by a private entity or corporation. Bangalore as an IT firm, the bubble of city is the location that you can trace in the name of Outer ring road. All the IT hubs are either at the edge of virtual inner circle or nearer to the exterior circle. The reason is because it used to be a small city at an early stages, seeing the potential of IT hubs growing up. All the private and government authorities took the initiative to expand at a huge scale. The city does has its own flaws, its based on 14 years experience there. The reason why the video was not allowed to be recorded due to security issues. Like terrorism...
Cards are mostly rusting in india, it UPI that we use, fast convenient and free. When I moved to state, I realized how they still depend on visa and Master cards, so behind in tech.
You guys should look into the term "Jugaad" that the guy mentions at the 17:55 mark, What it means, is literally exploiting any available resources to the best of their/our abilities, This not only promotes innovation and creativity, but also forces us to look into alternatives and other options. This is also one of the many reasons behind the vast number of indian startups, we literally looked into the options we had and thought "Hmmm...I can make that here" and we did.
India is teaching the world with integrated payment system UPI with Aadhar (unique citizen identification). the platform that is transforming the people day to day life and their financial management. No other country in the world has it and india made it open source for other countries to adopt as a gift from india to world.
As a villager which u can call a tier 4 city type ..I can assure you that most people living here are living a comfortable life ..for westerners it may can look like poor but for us it's not
Exactly...I have my family roots in a tier 4 city and visit often , whereas I am born and brought up in a tier 1 city....I have seen my other relatives pretty happy and staying at peace, they are not running behind money and they do enjoy life there...
12:11 that concept does exist here in India to an extent but generally we hold colleges accountable for the ROI that they'll give us. We expect them to atleast give back 70%-90% of the college fees in the 1st year of a job through college placement (except in rare situation created by the pandemic or if you really effed up in college). This keeps the colleges in competition with each other to be the better choice due to better placement records and Indians still value college degrees. Like the same company might be willing to hire Under Grads in the US & UK but their criteria for the same job in India wouldn't be below a Masters degree.
Lagging Areas - In India there is no tracking of many services like house rents while in the US, you have a record history linked to social security no. which is real- time monitored to see defaults etc.
The last time i remember taking my card out of an ATM machine is 4 years ago. I've never carried cash in the last 3 years and that's a reason for a switch from a wallet to a card holder. We majorly use UPI (India's own unified payment system) (Mobile payments in general). With 500 Dollars as salary in an Indian city you cannot afford the luxury of hiring house workers like the woman says. the rent in chennai for 2bhk is roughly around 230 USD. how the hell would they be able to afford people to cook and clean for them? I'm aware the original video came out a year ago, so he might have visited india even before that. Still the value of money from my comment holds the same.
my parents didn't going to school but today I'm Civil engineer and my master is going on, every middle class indian boy going for higher education because we was see poverty and we know only education can get us out of this😇
It's always funny for us As some random day Government & some people who doesn't know of West realise "OH THERE ARE OTHER PARTS OF WORLD WHO GONE AHEAD OF US" of course you will see
I live in germany and according to my experience it is not at all card friendly. You need cash on you always here because many local shops won't take cards at all. Compared to that, I feel so outdated in India when I am the only one among my friends carrying cash. They all use digital payments for everything!! Even to pay like 50 cents.
India's economy is actually about 11.5 trillion dollars a year based on purchase power parity. In nominal terms it is about 3.5 trillion dollars. So, a single dollar can purchase about 4-5 times more than in USA
According to the purchase power parity ratio between India and USA .....against $100k in USA you just need $28k here in India... However even if you earn 1/4 of that..i.e. $7k per year..you will be living a comfortable life....with a basic car, house help and everything.
Chaos is life. The whole universe is chaotic but this chaos leads to certain patterns... it's just how our universe is, infinity chaos leading to singular pattern. So, yeah I don't take being called "chaotic " as an insult. It simply means we Indians are being natural.
USA just appointed the former Mayor of Los Angeles Eric Garcetti as the ambassador to India & i have seen what he did to LA like Street crimes everywhere, footpaths filled with Jhopdas, drug abuses etc & the first thing he says is that I am concerned about human rights in India 😂 this clearly shows that the Pentagon holds more power than the democratically elected government 😮
'Biryani' a popular, all time favorite dish in India costs nearly 2.42 - 3.63 USD ( 200-300 Rupees), but in America it's 15-20 Dollars (1238 -1651 Rupees). Also, portion sizes are higher in India. That's a 5-6X difference. Somethings are even 10-15 times cheaper than USA. Now that sums up why a normal working individual can live a comfortable life with 500-800 USD in India. If you pull up statistics and compare it feels like India is poor, but majority live a better life in India than USA.
Lol definitely not true that more people live a better life in India. If it were true you wouldn't have so many people trying to leave India to come to the US. 😂😂😂
JUGAAR- is like make sift arrangement. When you don't have all the resources, you still make it work with whatever is available. This should also be considered as a grt Indian Invention
In india we need some sort of sorting system to sort people due to the huge population. Those sorting mechanisms right now are competitive exams and competitive colleges. They need not be expensive colleges, they are just very competitive
Also something I had no idea was not a norm everywhere is MRPs. So i believe in the US atleast you can get the same product same company same size for different prices as the stores decide what price point they wanna sell you the product for. In India we have MRP system... that's Maximum Retail Price, so it's printed on the product along with manufacturing dates and stuff anx that's the rigid price every store HAS to sell it at. You cannot charge more than that for that product.
We mostly use digital payment systems, not apple pay of course....we have our own version of paypal that's Paytm , UPI and Phone Pe ...there are many other digital payment gateways, but we mostly use these.
Technology is something that literally help people's livelihood people can become someone extremely extraordinary by making good use of technology even if they live in slums with a smartphone or a laptop. The slum he showed is called Dharavi there are multiple slums across India but Dharavi is Asia's biggest slum. 70% of India lives in the rural part and villages and Banglore is one of the metro cities of India which is also called as Indian Silicon valley. But yes the IT revolution in India was amazing first Prime Minister of India, Pandit Jawaharlal Nehru fostered important national institutions like Tata Institute of Fundamental Research (TIFR) in Mumbai and the Indian Statistical Institute in Kolkata that marked India's entry into the computational world. Former PM Rajiv Gandhi who is called the father of Information Technology and Telecom Revolution of India played a huge role. It was under his rule that Centre for Development of Telematics (C-DOT) was established in August 1984 to develop state-of-the-art telecommunication technology and meet the needs of the Indian telecommunication network. The liberalization of Indian economy and the subsequent 'modernization' led to the 'information technology boom' in the late 1990s and early 2000s. But yes inequality needs to be fixed I guess education can bring big changes in India,❤☺
One can withdraw upto ₹10k in 1 transaction you can have 4 withdrawal transactions per day i.e. you can withdraw 40k, but the person will have to use the card (transaction) 4 times. You can pay by card at most places and UPI payments at almost all places. India, since recent years uses digital and card transactions more than cash.
The tiers of cities dont really dictate the median income though, you might have some tier 3 cities with more millionaires than a tier 2 city, in fact the most disparity you would see in the tier 1 cities
For people travelling to India from abroad non-Indians, if I am not wrong, digital payment systems i.e. UPI don't work. Therefore, they have to have their cards with them. But Indians and Indian expats with Indian Bank accounts have easy access to digital payments now days especially in last four years or so across the country
To add to other comments about the UPI (Unified Payment Interface), India has also been working on digital currency to replace the actual tangible currency notes. It's still a WIP. But it means that tracking money will be easier and hiding unaccounted (black) money will get much more complicated. But you don't really need to hold cash at hand or even carry your card everywhere you go. Many countries across the world have been after this technology. India has recently signed a deal with France even. All you need is your smartphone with internet connection, which btw is super cheap in India. I'm an Indian living in Europe. I pay 9 Euros for 3 GB internet and 120 mins of call time per month. Back home I used to pay the same money for a family of 3 with 2 GB internet per DAY for EACH user and unlimited calls and texts.
As it's mentioned in the video that India is not expensive as U.S. So 500$ here can give a good life to survive in India... You might not be able to buy a car or a huge mansion to live in... But yeah you can have good meals, a house on rent, and pay your bills And yeah we don't need card system that much here... We use UPI... Just scan the QR on any shop in the country and pay
Even from a 2nd tier city....I have seen my place growing and developing exponentially in the last 7-8 years Damn even sometimes It becomes hard for me to belive now that it's the same place I'm living......and now it's almost getting equivalent to any middle sized european city
20:09 you know i feel like i take the most advantage of this currency ratio. because the average cost of lets say 10 min video edit in US is 150$ i would charge my clients 30$ and within that i am giving them unlimited revision. plus they can record the video and send and when they wake up next day they have the video edited (people who want content edited within 12 hours) so my clients are not only saving money by outsourcing their work they are getting it done faster. (the only problem i face is paypal charges and taxation but still that leaves a good chuck of money as income.)
1. 100k USD salary in Bengaluru is common now. And that too in Indian rupees. And with ppp 6. That means, an Indian at 100k is 6 times as rich as a US guy in US.
As someone from a tier 2 city, Mangalore, the city has developed quite alot in the past 2-3 years, i mean 5 years earlier this city looked completely different, would love to see more development in the coming years!
Same here 🙌 my city too have totally transformed in last 6-7yr.....sometimes it's even hard for be to belive thinking what the condition it was Here 10yr ago
When people say that India is highly unequal the people who listen often don't understand that it's not unequal in the sense of opportunities! It is unequal in wealth distribution. The rich get richer but the poor don't technically get poorer they are striving hard to get richer too!
India still does not have card system everywhere if we talk about small shops - like tea stall, pan shop, street side food vendor, etc but they have UPI (GPay, PhonePe, Paytm, etc) which transfers money from customer's bank c/c to shopkeeper bank a/c within seconds. Only thing you need to have internet connection in your mobile. This is so convenient, atleast for me, that for last 3 years I did not visit ATM to withdraw cash. Also by cards (credit & debit) are getting rusted too. :)
To be exact, you don't need compulsory Internet connection. with *99# you can also send money without internet. But as it's a USSD code, it's not convenient as app.
I didn't vist ATM more than 3 yrs
Now ,I have lost my ATM Card
@@godaykhundongbam6735what is ATM?
G pay 🌝
@@warrior1741 tumhare yaha bhi hota h , humare yaha bhi 😂😂
JUGAAD
#1 means you makeshift, improvise when it's necessary
#2 means you are in trouble and you find solution using cheap tactics or cheaper solutions that can sustain things for time being more (temporary solution)
India Adopted Digital payment Wayy before europe..in late 2019 I say but 2020 was Booming period ! And rest of the world follows there after .☺️
no man india had adopted digital payments wayyyy before 2019, like 2017-18, I have been using upi since 2017 itself
@@snehit3483 ohh okay ! Started using in 2019 😅 But hey still we did it way before
No from 2018 itself everyone started using UPI in every small shop
@@snehit3483 I also started using Digital Payment way before it became mainstream in Whole Bharatvarsh..2017-2018 I guess.....
Upi came in 2016 and started growing quickly after demonetisation
Steph India is the biggest or largest online transactions nation in the World. We don't use Apple Pay we have our own UPI(Unified Payment Interface) Online Transactions of $1Trillion is done yearly. More than 10 Nations are interested in our UPI system and we have M.o.U signed with UAE and Singapore. I think you should ask Jaby to show you a Think School video about UPI.
Sir, plz do explain me that we generally see Google Pay or Paytm payment options with a smalll text under their logo “Powered by UPI" so does that mean even Google's payment app uses India's UPI for payment..?
(in india ofc)
@@RichyFlinty UPI is Unified Payment Interface which was developed by or is under National Payment Corporation of India (NPCI) which was established by the Reserve Bank of India. Now Google Pay as you asked is a Third Party Application or you can say an application developed by Google use to transfer payments and money via online transactions but it has to be authorised by NPCI to facilitate transactions through various banks such as HDFC, ICICI, AXIS Banks acting as a Payment Gateway or PSP Payment Service Provider Banks. So at the end these Apps are just medium using Indian Banks as Payment Gateway and getting authorized by UPI under NPCI.
@@RichyFlinty yess it does , UPI helps in direct Bank to Bank payment in a matter of seconds irrespective of Application you are using
@@RichyFlinty Yes , UPI is the infrastructure on which various interoperable apps work be it bank apps or payment apps like Gpay or Phonepe
The restrictions with video filming have been taken more seriously after the terrorist attacks in Mumbai, it was the saddest day in indian history and you should probably watch a documentary on that.
Bro can no one shoot videos on train station? Like how's this possible?
@@rishabhtheweird7939 i don't know if there's legislation around this but i also have experienced difficulties with this , ofcourse being Indian helps , but a foreign crew with elaborate filming equipment walking through a secluded section may sound very suspicious to any security personnel.
The tier system he explained was a bit misleading.... Indian cities are graded like this...
Metro Cities: Delhi, Mumbai, Kolkata, Chennai these cities are classified as mega cities by western media...
Tier 1: more than 5 million people... All metro are included in this
Tier 2: more then 1 Million people
Tier 3: more then 100 thousand
Thier 4: less then 100 thousand
Yeah...
Metro cities: " BENGALURU " as well
@@sahana4230 no bengalore is not termed as a metro city... Metro cities is always 4 since independence and will always be that way... As all 4 cities are the biggest cities of thier zones...
@@desirockstar9825 u please reconfirm once again "bengaluru" Is also a metro city.
@@desirockstar9825 IDK whether you're talking about the Westerners' perception of India coz you've only mentioned 4 metropolitan cities while we've actually got 9, including Hyderabad and Bangalore
Online payment in UPI is an entirely separate topic altogether. The foreigners can't use that as of now, but in India we are moving towards almost 100% digital very fast. Right now I'm paying for 10 rupee stuff with UPI too.
True... Every shop has either
Google Pay or Paytm now...
Foreigners who are from G20 countries can now use upi by getting a ppi account at the arriving airport. Will be extended to other countries once it’s implemented throughout the country
I pay 5rs too🤣😂
@@onuowler4222 Wait even 5₹ with online payment..? 😂
@@RichyFlinty yeah😂 you can send 1rs too
Indians have great humility and a willingness to learn from others while retaining their culture.
Not true all the time, Indians are different from each other and they also change by the day.
@@gshrdy5415 well said bro every country has good people, and the unwanted elements
i wanted to explain stuff but my brothers and sisters in comment section already had explained it 😂
like what's actually tier1, tier 2 cities are
digital payment gateways
15:00 regarding filming in public local train area, yes you can record but people have an impression that foreigners just want to film and put indian locations at bad spotlights which is why most would ask you not to film.
the better way to do is... lets say you want to record any railway station in mumbai... every station has one police base station you have to find it... take a permit from them and then you can shoot in public places such as railway stations.... also please have a local guide.... there are people who would be your local guide who knows better about surrounding.
True... Thanx for that explanation..
It's also for security. Terrorist attacks used to be very common and they used video and google maps to plan their attacks.
@@EsoteriaHealing This!!!
It's mostly because of the terrorist attacks.
Asia's first successful fighter jet (HAL HF-24 Marut) was made in Bangalore. Excluding USSR (it's trans-continental).
I laughed soo hard at "Jugaad". Yep this is a very inherently Indian word. Its difficult to put a definition to this word, it's to be able to "arrange for yourself" when you need something, either by a replacement or by creating something completely new. Its almost like a solution. Example: if you are hungry instead of cooking a full meal or ordering from outside you take a pack of chips or snacks, add vegetables on it onion tomatoes cucumber add some lemon and voila! That's your "jugaad" for hunger. 😅
"Improvise" is the word you're looking for,
More of making it work
Frugal innovation
This tech development is aside from the fact that so many Indian students move to other major countries like USA, Canada, Germany, Australia in search of better/more opportunities. I was one such student and I can tell you that tech companies here have a lot of indians working in very respectable positions!
Yeah lot of the people also go to USA from rural areas and even from the slums they showed. The slum he showed is called Dharavi there are multiple slums across India but Dharavi is Asia's biggest slum. 70% of India lives in the rural part and villages and Banglore is one of the metro cities of India which is also called as Indian Silicon valley. But yes the IT revolution in India was amazing first Prime Minister of India, Pandit Jawaharlal Nehru fostered important national institutions like Tata Institute of Fundamental Research (TIFR) in Mumbai and the Indian Statistical Institute in Kolkata that marked India's entry into the computational world. Former PM Rajiv Gandhi who is called the father of Information Technology and Telecom Revolution of India played a huge role. It was under his rule that Centre for Development of Telematics (C-DOT) was established in August 1984 to develop state-of-the-art telecommunication technology and meet the needs of the Indian telecommunication network. The liberalization of Indian economy and the subsequent 'modernization' led to the 'information technology boom' in the late 1990s and early 2000s. But yes inequality needs to be fixed I guess education can bring big changes in India,❤☺
Hope india becomes so self dependant that all you skilled people never have to leave india in terms of opportunities
Chennai is a hybrid city it has both tech startups and manufacturing hubs in it 1/3 of the auto companies are in Chennai and it's called Detroit of India...😍
I have a small correction about the word 'jugaad', it 's not 'making something out if nothing' its more accurate definition would be, 'making something work'. For example your pipe broke and you don't have anything to fix it, so what you do is wrap the pipe with plastic bags and use rope to tightly tie it so that it just works. That is what a jugaad would be.
Easiest way to explain Jugaad would be "MacGyvering something".
More appropriate word will be "hack" but not in terms of tech.
@@VanDameDev thank you for teaching me a new word. Macgyvering... I like that. I am gonna use it somewhere in my daily life.
So in my opinion this Jugaad could also mean "resourceful" or "innovation"?
@@JayDee-bt4ft to a lesser extent, yes. If you look up "MacGyvering", it means "making something out of nothing (or deemed to be useless things)" which is perfect description of Jugaad.
The one thing that shocks me living in United States is the credit system. Man ,it is scary. It still gives me chills if I didn’t save at least 10% of my pay check every month. Cooking fresh food every meal / eating out less in itself saves a ton of money !
I don't think most people realise this, especially those who are not from India..that it is different how Indians treat other Indians and how they treat non-Indians.. no amount of vlogging or travelling will ever show that..
Sir please do elaborate in what context you are saying that so that even i could be able to agree or disagree with your comment..?
@@RichyFlinty we inherently behave in a more "socially acceptable" way in the presence of non-Indians and behave like trash sometimes towards our own people..
Dude!!! I just had to pause the video when the guy in the video pronounced Bengaluru and not Bangalore.
I was so damn surprised and happy that atleast there are some people who knows and understand how to pronounce the name of my city.
Thank you so much for that.
As a student of class 11,Sir I have noticed even Indian speaks Vizag instead of vishakapatnam,trivendrum instead of Thiruvananthapuram.
So the question is why we are taking pride in someone's else mistake??
@@vitaminprotein2142 Ikr, I didn't even know people called vishakhapatnam vizag tho lol 😂, and I come from east India
@@vitaminprotein2142 I don't know whether u have correctly understood my comment or I misunderstood ur reply
I was not taking pride in other's mistakes instead I was praising him for knowing things which are correct like the name of my city.
Just to be clear we Indians tells vishakapatnam as vizag just because it's convenient and not because he/she doesn't know that It's vishakapatnam.
But in case of Foreigners that is not the case.
Technology is changing the whole ecosystem. People are learning to do business through youtube and excelling in that. The ceiling for India is limitless!!
We Indian should always keep in mind ...we r the country which is different from others bcz india is safeguarding the technique and culture of past and present both....proud Indian
The slum he showed is called Dharavi there are multiple slums across India but Dharavi is Asia's biggest slum. 70% of India lives in the rural part and villages and Banglore is one of the metro cities of India which is also called as Indian Silicon valley. But yes the IT revolution in India was amazing first Prime Minister of India, Pandit Jawaharlal Nehru fostered important national institutions like Tata Institute of Fundamental Research (TIFR) in Mumbai and the Indian Statistical Institute in Kolkata that marked India's entry into the computational world. Former PM Rajiv Gandhi who is called the father of Information Technology and Telecom Revolution of India played a huge role. It was under his rule that Centre for Development of Telematics (C-DOT) was established in August 1984 to develop state-of-the-art telecommunication technology and meet the needs of the Indian telecommunication network. The liberalization of Indian economy and the subsequent 'modernization' led to the 'information technology boom' in the late 1990s and early 2000s. But yes inequality needs to be fixed I guess education can bring big changes in India,❤☺
19:38 that’s a really good point they made here the taxes are not that high here in India and since we are a very self sufficient agricultural country we have a very low prices for groceries which of course comes from local markets and not just supermarkets
7:55 foreigners can install UPI payment system in the Android and iOS.
I have been living in the US for more than a year and trust e, banking system in India is way ahead o US. UPI system- the online payment works almost everywhere in India. There is no need of cash at all. And transferring money is so easy in India than in US. If you deposit a cheque it would take about 2 days to verify in India but in US it takes a lot of time. Convenience, you find shops everywhere unlike US where you need to go to specific store. Public transport is so convenient in India. USA has to pick up on these. If you do not have a car, then you are screwed in US.
India has deserts, developed cities, developing cities, mountains, beaches, forests, villages, hills and a lot of things and each thing is very different from each other and Most travellers just experience the cities like Delhi,Mumbai, Bengaluru, etc which gives a really very little perspective
Tge youtuber still has to explore many things.....
About the village life in India and how still most people are NOT dependend on materialistic things (except people from tier1 cities).
Even most villagers live better life than most of the lower income groups in tier 1 and 2 cities.
300dollars per month is equal to = 20,000 rupees and in that in india you can have for single person -- ( 5000 rupees for a rent for apartment . 2000 for water and electric and 5000 for food and you still will save 8000 rupees ) per month ... So you can spend 8000 rupees in other things or save .
One point that's important to make is: most of these tech employees have come from tier 2 and tier 3 cities, now penetrating to even villages, while money earned though these sources changing the life style in smaller cities.
Also tier 1 cities : over 8-10 million population; tier 2 is 3-8 million; tier 3 is 0.8 to 2 million population!!
Learn more about UPI.
The smallest of the vendors accept upi as a payment method here in India.
Ex. A Xerox shop, even 2₹(0.024$) are paid via upi.
I am from a village near Bangalore; education, hospitals, Industries - everything is spreading into the areas beyond the main metropolitan Area.
Every single child in my village attends school- either the government or private run. Never had it so good, I guess. Love from India to you!!!.
I grew up in a western country, and moved to India, and it feels like breathing again after holding your breath for as long as you can. It's not pretty, it's not easy, it's difficult, but it's worth it.
Dehli is kunda like that, cities like Bengaluru have one of the best weathers and fresh air
2017 to 2023 long time.
Now game has been change
Plz visite to india 🇮🇳
And see how we inproved our india..
❤❤❤Respect from india❤❤❤
🙏🙏🤲🤝Athithi debo vabo🤝🤲🙏🙏
India has UPI which puts it like miles ahead of most of the Western countries in terms of digital payments. It's so unique and far reaching that many countries have shown interest in integration or adoption
India has reduced its Extreme Poverty population from 150 million to 14 million in 2023. That 14 million is still a big number, but a reduction of 130 million is still commendable. More power to the GOI
UPI doesn't allow foreign numbers to transact locally in India ( it will be made live 27th April 2023 onwards) however with apple pay if you have an international card provider you can transact in any country with that app...that's the difference right now.
"Jugaad" is like how Tony stark made arc reactor out of nothing.🙃
The USA looks like 10 years behind in paying system to India. This ATM problem was 6-7 yr back in India
One must visit india in his life , because india is an endless ocean to discover , you can only understand india by living it
Let me make it clear. India is way way wayyyyy ahead in digital money transfer than any other country in this world. Thanks to our own UPI system. And for your kind info UPI is free. It doesn't charge you a single penny to transfer money. You can literally do a million transactions without paying any extras for it.
Fun facts..
India does have a digital payment system called Unified Payment Interface(UPI). As per the Reserve Bank of India, the facility can only be used if you are an account holder in any bank in India. The purpose is to create more cash flow within the current in more of a digital format for easy means and also to stop the flow of funds with regard to creating black money or any transactions within a black market. The are tie ups happening with couple of countries to make the UPI made available for the Indian tourists.
Now India is also a group of states makes the country, since its not mentioned in the name of the country as United. And people within in india does compare between the people of North and South. The places shown in this video are located in the south of India. Another funny part, Thiruvananthapuram the capital city for the state of Kerala was the first place to have an IT park in India. Which is under the category of Tier-2 has been expanding massively throughout the state started from the capital. As the land for IT parks in the state of Kerala is owned by the state government. Where in cities like Bangalore, Chennai etc, all the IT parks or the lands and owned by a private entity or corporation.
Bangalore as an IT firm, the bubble of city is the location that you can trace in the name of Outer ring road. All the IT hubs are either at the edge of virtual inner circle or nearer to the exterior circle. The reason is because it used to be a small city at an early stages, seeing the potential of IT hubs growing up. All the private and government authorities took the initiative to expand at a huge scale. The city does has its own flaws, its based on 14 years experience there.
The reason why the video was not allowed to be recorded due to security issues. Like terrorism...
I wish Jaby and Achara also watches this
That abandoned railway building is being renovated 😂 its next to my house in chennai
Cards are mostly rusting in india, it UPI that we use, fast convenient and free.
When I moved to state, I realized how they still depend on visa and Master cards, so behind in tech.
You guys should look into the term "Jugaad" that the guy mentions at the 17:55 mark,
What it means, is literally exploiting any available resources to the best of their/our abilities, This not only promotes innovation and creativity, but also forces us to look into alternatives and other options.
This is also one of the many reasons behind the vast number of indian startups, we literally looked into the options we had and thought "Hmmm...I can make that here" and we did.
India is teaching the world with integrated payment system UPI with Aadhar (unique citizen identification). the platform that is transforming the people day to day life and their financial management. No other country in the world has it and india made it open source for other countries to adopt as a gift from india to world.
9:51 Ah thats my college, I didnt expect in this video lmao
As a villager which u can call a tier 4 city type ..I can assure you that most people living here are living a comfortable life ..for westerners it may can look like poor but for us it's not
Exactly...I have my family roots in a tier 4 city and visit often , whereas I am born and brought up in a tier 1 city....I have seen my other relatives pretty happy and staying at peace, they are not running behind money and they do enjoy life there...
12:11 that concept does exist here in India to an extent but generally we hold colleges accountable for the ROI that they'll give us. We expect them to atleast give back 70%-90% of the college fees in the 1st year of a job through college placement (except in rare situation created by the pandemic or if you really effed up in college). This keeps the colleges in competition with each other to be the better choice due to better placement records and Indians still value college degrees. Like the same company might be willing to hire Under Grads in the US & UK but their criteria for the same job in India wouldn't be below a Masters degree.
Lagging Areas - In India there is no tracking of many services like house rents while in the US, you have a record history linked to social security no. which is real- time monitored to see defaults etc.
The last time i remember taking my card out of an ATM machine is 4 years ago. I've never carried cash in the last 3 years and that's a reason for a switch from a wallet to a card holder. We majorly use UPI (India's own unified payment system) (Mobile payments in general).
With 500 Dollars as salary in an Indian city you cannot afford the luxury of hiring house workers like the woman says. the rent in chennai for 2bhk is roughly around 230 USD. how the hell would they be able to afford people to cook and clean for them? I'm aware the original video came out a year ago, so he might have visited india even before that. Still the value of money from my comment holds the same.
And people make video on India and earning money on RUclips i'm happy 😊
my parents didn't going to school but today I'm Civil engineer and my master is going on, every middle class indian boy going for higher education because we was see poverty and we know only education can get us out of this😇
It's always funny for us As some random day Government & some people who doesn't know of West realise "OH THERE ARE OTHER PARTS OF WORLD WHO GONE AHEAD OF US" of course you will see
I live in germany and according to my experience it is not at all card friendly. You need cash on you always here because many local shops won't take cards at all. Compared to that, I feel so outdated in India when I am the only one among my friends carrying cash. They all use digital payments for everything!! Even to pay like 50 cents.
India's economy is actually about 11.5 trillion dollars a year based on purchase power parity. In nominal terms it is about 3.5 trillion dollars. So, a single dollar can purchase about 4-5 times more than in USA
I have been holding on to cash since last 5-6 months and never used it for payments... Majority of my payments are online
According to the purchase power parity ratio between India and USA .....against $100k in USA you just need $28k here in India... However even if you earn 1/4 of that..i.e. $7k per year..you will be living a comfortable life....with a basic car, house help and everything.
Chaos is life. The whole universe is chaotic but this chaos leads to certain patterns... it's just how our universe is, infinity chaos leading to singular pattern.
So, yeah I don't take being called "chaotic " as an insult. It simply means we Indians are being natural.
I was scrolling youtube and at the same time ,i was vibing in the intro music ..damn
(I got a desi feeling)
saw my college view in video sitting in its hostel... VIT chennai ..... was different experience
That was a phenomenal video the quality which it had in terms of perspective is just amazing....
Even vendor from pulling cart accept upi payment (QR based digital payment) in India.
5:32 local prices are even much cheaper than grocery price.
USA just appointed the former Mayor of Los Angeles Eric Garcetti as the ambassador to India & i have seen what he did to LA like Street crimes everywhere, footpaths filled with Jhopdas, drug abuses etc & the first thing he says is that I am concerned about human rights in India 😂 this clearly shows that the Pentagon holds more power than the democratically elected government 😮
'Biryani' a popular, all time favorite dish in India costs nearly 2.42 - 3.63 USD ( 200-300 Rupees), but in America it's 15-20 Dollars (1238 -1651 Rupees). Also, portion sizes are higher in India. That's a 5-6X difference. Somethings are even 10-15 times cheaper than USA. Now that sums up why a normal working individual can live a comfortable life with 500-800 USD in India. If you pull up statistics and compare it feels like India is poor, but majority live a better life in India than USA.
Lol definitely not true that more people live a better life in India. If it were true you wouldn't have so many people trying to leave India to come to the US. 😂😂😂
JUGAAR- is like make sift arrangement. When you don't have all the resources, you still make it work with whatever is available. This should also be considered as a grt Indian Invention
You need to watch videos about Indian UPI system. It will blow your mind off and you'll realize how the world is fighting FOR India because of that
As an indian this video gives justice to the modern face of india to a certain extent
In india we need some sort of sorting system to sort people due to the huge population. Those sorting mechanisms right now are competitive exams and competitive colleges. They need not be expensive colleges, they are just very competitive
Also something I had no idea was not a norm everywhere is MRPs. So i believe in the US atleast you can get the same product same company same size for different prices as the stores decide what price point they wanna sell you the product for. In India we have MRP system... that's Maximum Retail Price, so it's printed on the product along with manufacturing dates and stuff anx that's the rigid price every store HAS to sell it at. You cannot charge more than that for that product.
We mostly use digital payment systems, not apple pay of course....we have our own version of paypal that's Paytm , UPI and Phone Pe ...there are many other digital payment gateways, but we mostly use these.
That guy didn't know that India has UPI payment gateway which is more convenient than any payment gateway
India is ❤️
Slowly but surely we are getting there .
Technology is something that literally help people's livelihood people can become someone extremely extraordinary by making good use of technology even if they live in slums with a smartphone or a laptop. The slum he showed is called Dharavi there are multiple slums across India but Dharavi is Asia's biggest slum. 70% of India lives in the rural part and villages and Banglore is one of the metro cities of India which is also called as Indian Silicon valley. But yes the IT revolution in India was amazing first Prime Minister of India, Pandit Jawaharlal Nehru fostered important national institutions like Tata Institute of Fundamental Research (TIFR) in Mumbai and the Indian Statistical Institute in Kolkata that marked India's entry into the computational world. Former PM Rajiv Gandhi who is called the father of Information Technology and Telecom Revolution of India played a huge role. It was under his rule that Centre for Development of Telematics (C-DOT) was established in August 1984 to develop state-of-the-art telecommunication technology and meet the needs of the Indian telecommunication network. The liberalization of Indian economy and the subsequent 'modernization' led to the 'information technology boom' in the late 1990s and early 2000s. But yes inequality needs to be fixed I guess education can bring big changes in India,❤☺
That 'Jugaad' gave me goosebumps;
No matter what the problem is! We always come up with solution. 'Jugaad'. 🙌❤️
Never Ever I thought to See Slidebeen be reviewed by you guys…
You both are welcome to be my guest in India and explore more about this huge country, all your expenses within India on me 😊
One can withdraw upto ₹10k in 1 transaction you can have 4 withdrawal transactions per day i.e. you can withdraw 40k, but the person will have to use the card (transaction) 4 times. You can pay by card at most places and UPI payments at almost all places. India, since recent years uses digital and card transactions more than cash.
The tiers of cities dont really dictate the median income though, you might have some tier 3 cities with more millionaires than a tier 2 city, in fact the most disparity you would see in the tier 1 cities
Subbed. I’m trying to learn more about Indian culture after I watched RRR and really enjoyed it.
For people travelling to India from abroad non-Indians, if I am not wrong, digital payment systems i.e. UPI don't work. Therefore, they have to have their cards with them. But Indians and Indian expats with Indian Bank accounts have easy access to digital payments now days especially in last four years or so across the country
UPi is going to work soon for foreigners as well.
Digital transformation in payment platform in india is itself a whole new video
Steph and andrew react to the movie "DHOOM" .
To add to other comments about the UPI (Unified Payment Interface), India has also been working on digital currency to replace the actual tangible currency notes. It's still a WIP. But it means that tracking money will be easier and hiding unaccounted (black) money will get much more complicated. But you don't really need to hold cash at hand or even carry your card everywhere you go. Many countries across the world have been after this technology. India has recently signed a deal with France even. All you need is your smartphone with internet connection, which btw is super cheap in India. I'm an Indian living in Europe. I pay 9 Euros for 3 GB internet and 120 mins of call time per month. Back home I used to pay the same money for a family of 3 with 2 GB internet per DAY for EACH user and unlimited calls and texts.
Thanks for reacting to my suggestion ❤️
Sailor moon id my first anime of my childhood & I like to see you wear merch T-shirt 😌❤️
As it's mentioned in the video that India is not expensive as U.S.
So 500$ here can give a good life to survive in India... You might not be able to buy a car or a huge mansion to live in... But yeah you can have good meals, a house on rent, and pay your bills
And yeah we don't need card system that much here... We use UPI... Just scan the QR on any shop in the country and pay
yes we have a digital currency system called UPI and i dont carry money at all since many years now. facts!
I haven't used cash a single time in the last few years, and I live in a small Indian town. We pay online using UPI.
Man UPI it is ❤ we are way ahead of the world in this 🎉
Im an Indian and this is the first time I've heard of a tier city system
Even from a 2nd tier city....I have seen my place growing and developing exponentially in the last 7-8 years
Damn even sometimes It becomes hard for me to belive now that it's the same place I'm living......and now it's almost getting equivalent to any middle sized european city
True, Jaipur, Dehradun, Lucknow and Coimbatore are examples.
20:09 you know i feel like i take the most advantage of this currency ratio. because the average cost of lets say 10 min video edit in US is 150$
i would charge my clients 30$ and within that i am giving them unlimited revision. plus they can record the video and send and when they wake up next day they have the video edited (people who want content edited within 12 hours)
so my clients are not only saving money by outsourcing their work they are getting it done faster.
(the only problem i face is paypal charges and taxation but still that leaves a good chuck of money as income.)
The guy in the video look like weekend..😂
1. 100k USD salary in Bengaluru is common now. And that too in Indian rupees. And with ppp 6. That means, an Indian at 100k is 6 times as rich as a US guy in US.
As someone from a tier 2 city, Mangalore, the city has developed quite alot in the past 2-3 years, i mean 5 years earlier this city looked completely different, would love to see more development in the coming years!
Same here 🙌 my city too have totally transformed in last 6-7yr.....sometimes it's even hard for be to belive thinking what the condition it was Here 10yr ago
It is said that even the beggars on Indian streets have QR code and accepts digital payment. West has no idea how easy the transaction is in India
You should have a look at the digital payments innovation being done in India. You would be amazed. Look at UPI, Rupee Card, NPCI, etc.
you both should come to india, its our pleasure to host you guys, bring your friends too ... love you guys
One don't need currency notes now..bcz everywhere digital payment is accepted for every small transaction to bigger ones through UPI.
Better the college better the job is not true here in India cuz I've seen students getting same placement from there 3 college as the IITians get
When people say that India is highly unequal the people who listen often don't understand that it's not unequal in the sense of opportunities! It is unequal in wealth distribution. The rich get richer but the poor don't technically get poorer they are striving hard to get richer too!
Thats true for most countries