Intro to Finance: What's the difference Between SML and CML

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  • Опубликовано: 31 янв 2025

Комментарии • 275

  • @jed2473
    @jed2473 4 года назад +146

    thats it fellas, im in love

    • @AgentVenomOfficial
      @AgentVenomOfficial 3 года назад +10

      Who isn't..😬

    • @luilui8977
      @luilui8977 3 года назад +8

      There should be more teachers like this it would help lol

    • @frankiemendez4601
      @frankiemendez4601 2 месяца назад

      If I had her a professor I'd probably pay attention more in class😂

  • @richdavis9791
    @richdavis9791 8 лет назад +146

    This was such a bright spot in my CFA studies.

    • @zacbouch42
      @zacbouch42 6 лет назад +9

      if you're attempting a CFA and you don't know about CAPM models. You. Are. Fucked.

    • @RahRan123
      @RahRan123 5 лет назад +12

      @@zacbouch42 not really.

    • @MrSupernova111
      @MrSupernova111 3 года назад +2

      Just basic shet that any business grad should already know. Also, meaningless in the real world. But whatever.

  • @leechang9654
    @leechang9654 3 года назад +16

    Now I understand why my mom said studying can be rewarding

  • @TheMrAineas1
    @TheMrAineas1 4 года назад +6

    For anyone wondering what the the CML equation is, it's E(Rp)=Rf+SRm*Sp
    Where SRm=[E(Rm)-Rf]/Sm is the market's Sharpe ratio and Sp is the portfolio's standard deviation. I think the difference is more clear when you look at the equations.

  • @alwizardus
    @alwizardus 8 лет назад +284

    Damnnnn! More like fiance than finance.

  • @arjunaahangama4261
    @arjunaahangama4261 9 лет назад +501

    Who said finance is not sexy enough

  • @Techinsane011
    @Techinsane011 10 лет назад +1

    Who ever you are thank you so much for explaining the constants in CAPM and the beta for not being constant. This would have taken me days to read about it in coursebooks.

  • @mikael488
    @mikael488 4 года назад +13

    I already knew what the comments were gonna say before I clicked the video

  • @i3elieve
    @i3elieve 8 лет назад +16

    So yeah, I'm graduating this Thursday with a bachelors in Finance from the University of Houston. All thanks to this beautiful lady 2 years ago.

  • @guillermolazo818
    @guillermolazo818 8 лет назад +59

    Is this some kind of incentive for me to pass the CFA exam? Because it's working!!!

  • @i3elieve
    @i3elieve 11 лет назад +104

    Omg she is gorgeous!

  • @mrarmaan999
    @mrarmaan999 4 года назад +7

    Yes yes. I get it now.
    Who knew physics would be so simple.

  • @wv9529
    @wv9529 8 лет назад +31

    Make Finance Great Again

  • @swapniljain2196
    @swapniljain2196 11 лет назад +4

    Exactly what i needed before my strategic management test..... thanks a ton!!!

  • @ASD-tg4zu
    @ASD-tg4zu 8 лет назад +110

    damn ,I can't really focus

  • @TNA999
    @TNA999 7 лет назад +17

    "And you have to remember this"
    :Yes sir ma'am.

  • @MrAbrown0245
    @MrAbrown0245 11 лет назад +4

    Nicely done! Your explanation really helped me with the risk premium part of the formula. Thanks!

  • @georgnamuth4155
    @georgnamuth4155 9 лет назад +2

    Just awesome ...my finance prof couldn´t explain it as good as you did

  • @dms5341
    @dms5341 6 лет назад +17

    Focus....focus....c'mon, focus

  • @olivejess8957
    @olivejess8957 5 лет назад +29

    Finance has lots of risk factors attached to it and the reason most people struggle financially is because they find it difficult to be able to ascertain a good plan for themselves while trying to start up stuffs like investing in forex and the stock market you need to at least get started under the directives of an authorized expert

    • @olivejess8957
      @olivejess8957 5 лет назад +1

      Intellectual Mom You made a great point

    • @morelife9356
      @morelife9356 5 лет назад +3

      I have tried trading forex for 3 weeks now and I occasionally lose I don’t just know how people who earn from forex do that stuff

    • @brooksgodfrey5883
      @brooksgodfrey5883 5 лет назад +2

      Trading forex is lots of risk that’s why you need to know how it works before investing and that might take a pretty much time

    • @olivejess8957
      @olivejess8957 5 лет назад +3

      Brooks Godfrey It takes years of practice to master the forex market but that doesn’t mean there aren’t people who earn money from the foreign exchange market without knowing how to trade

    • @brooksgodfrey5883
      @brooksgodfrey5883 5 лет назад +1

      How can I make money from forex without knowing how to trade forex

  • @brush125
    @brush125 5 лет назад +6

    What’s her name, I need to ask more questions about the CAPM? :)

  • @teampenn2007
    @teampenn2007 4 года назад +6

    If any one of my Finance professors looked like this, I’d have taken the class several times.

  • @arkeshsharma
    @arkeshsharma 9 лет назад +3

    Thank you. Simple and short. Wonderfully explained!

  • @Changingusername
    @Changingusername 4 года назад +1

    My attendance record will be perfect for this class.

  • @taxdhamconsultancyservices8448
    @taxdhamconsultancyservices8448 6 лет назад +2

    So good explanation mam. Thanks for make so easily and understandable video. I really appreciate you 😊

  • @HappiFix
    @HappiFix 7 лет назад +53

    Hello Fiance! :D I mean Finance*

  • @moshoodkazeem5945
    @moshoodkazeem5945 2 года назад

    5 seconds into the video and I'm still concentrating on the face. Damn!

  • @clementarnold
    @clementarnold 7 лет назад +6

    I promise I'll ace my finance exam if you become my lecturer!

  • @txmn4148
    @txmn4148 5 лет назад +2

    watched this video 5 times, grade saver here

  • @340789
    @340789 10 лет назад +21

    FUCK. I am in love. U are so pretty

  • @jigokukendoujou
    @jigokukendoujou 10 лет назад +1

    At 3:30, the whole thing ß(Rm - Rf) that you say, is not Risk premium. But you correct right away, so it's not a big deal anyway.

    • @kyletippens5792
      @kyletippens5792 10 лет назад +2

      Actually, that whole thing IS actually the risk premium of the security. She explains further starting at 5:30. The market risk premium is simply Rm - Rf, but when you multiply that result by beta, you get the risk premium for the specific asset in question.

  • @rbownds
    @rbownds 11 лет назад +5

    Thank you, an excellently explained video.

  • @muhammadatif3626
    @muhammadatif3626 11 лет назад

    Excellent explanation... Thank you the way you cleared the differences between CML & SML is awesome...thumbs up

  • @Freddyhb1
    @Freddyhb1 3 года назад +2

    beautiful and intelligent

  • @ChamiraEranga
    @ChamiraEranga 10 лет назад +7

    Awesome video!!! Thank you pretty teacher!

  • @jordanu2273
    @jordanu2273 11 лет назад +1

    Hi, I want to ask you a question "The only difference between the CML and SML is that CML risk risk is measured using the sd while SML risk is measured using the beta" I know this is true but is there anything else? Thanks!

  • @eric70697
    @eric70697 7 лет назад

    The best video i have never seen before , wonderful!!! thanks indeed....

  • @manojsebastian2000
    @manojsebastian2000 11 лет назад +1

    It was great- It won't confuse me again CML vs SML

  • @samradogna
    @samradogna 3 года назад

    ok, all jokes aside, and I am very tempted to joke, but, she explained this so well that I finally understand it.

  • @rebeccahuang2053
    @rebeccahuang2053 Год назад

    very clear, I love the explanation, thank you very much!

  • @suyogregmi183
    @suyogregmi183 10 лет назад +5

    Good teaching, and pretty too.. Loved the video.. :)

  • @XXTimayoXX
    @XXTimayoXX 10 лет назад

    thank you so much for your effort . and i have question because i didn't understand why the Market Return shouldn't change is it because it has unchange Beta ?

    • @韩天-z3c
      @韩天-z3c 10 лет назад

      yes it does change, just like free risk return. the thing is if you see the whole market as a whole, the market return is a fix number in a certain point of time. and if you put the beta as 1, of course, the return of your portfolio is equal to the market return.

    • @XXTimayoXX
      @XXTimayoXX 10 лет назад

      hank you so much

  • @meiermeier29
    @meiermeier29 5 лет назад +1

    As soon as she mentioned RIM, I had to check the timestamp!

  • @adeelahmed-zp3gf
    @adeelahmed-zp3gf 6 лет назад +1

    I never had such focus in my life ever

  • @PizzaMadeMeDoThis
    @PizzaMadeMeDoThis 9 лет назад

    Subscribed in the hope that there's more CFA related content on the channel. *fingers crossed*

  • @TheDefaulterror
    @TheDefaulterror 11 лет назад

    Thank you so much! This is very informative and clear thought video, which indeed helped me a lot!!

  • @majlim1162
    @majlim1162 6 лет назад +1

    Thank you so much! You explained very well. Now I unterstand it 😊

  • @the12thexperience
    @the12thexperience 2 года назад

    I don't know what I came to do here but I found love

  • @baoyanni3467
    @baoyanni3467 8 лет назад +13

    Pretty clear about the SML but how about difference with CML, did not get it

    • @lalo030479
      @lalo030479 8 лет назад

      Same here! :S

    • @baoyanni3467
      @baoyanni3467 8 лет назад

      :(

    • @LetAfghanGirlsLearn
      @LetAfghanGirlsLearn 8 лет назад +4

      Don't disturb her :P

    • @cinderr18
      @cinderr18 7 лет назад +6

      SML is comparing expected returns with market risk (Beta) while CML compares expected returns with total risk (standard deviation).

    • @fangluliu8043
      @fangluliu8043 7 лет назад

      Nice!

  • @abek1862
    @abek1862 4 года назад

    I love physics and the linear lines and stuff!

  • @m.walidhemat6319
    @m.walidhemat6319 10 лет назад +1

    Do you have videos on CAPM and index model?

  • @gonzalosalvado435
    @gonzalosalvado435 5 лет назад

    Which are the hypotetical assumptions that could lead to a SML = CML?

  • @ashokashokmr5734
    @ashokashokmr5734 11 лет назад

    nice , good & pretty approach by faculty

  • @kasshyap_p
    @kasshyap_p 5 лет назад

    Can the risk free rate? Start from negative aswell like in the case of Japanese Model?

  • @Icecream-dv8oz
    @Icecream-dv8oz 5 лет назад +2

    ..... you dont even explain the models :/ i dont know like why do we use the beta etc

  • @Rey_B
    @Rey_B 2 года назад

    umm only thing understood is the sml uses only beta and cml uses total risk. now cml is for market portfolio and sml is rather for one single stock. i know all this and I'm wondering how to simply distinguish both. can someone help me? if possible also includes cal.

  • @fullcream5365
    @fullcream5365 5 лет назад

    Very clearly taught. Thanks a lot

  • @viktorasantanaitis8602
    @viktorasantanaitis8602 5 лет назад

    Feel motivated to learn more after this. Explained simply though not throughly and buy beutyfull girl. I am pumped to wokr harder! :D

  • @iqbali4u
    @iqbali4u 10 лет назад

    Thank you! This video helps me clear my understanding and I also I find you very attractive.

  • @jellaavinash6296
    @jellaavinash6296 10 лет назад +1

    No you are wrong ..!!
    This is not the perfect difference b/w cml and sml
    CAPM is not just a formula.. Its a beautiful concept.
    Please learn it in right way.

  • @TheAmatyarakshasa
    @TheAmatyarakshasa 10 лет назад +43

    holy hotness!!

  • @cooartyp
    @cooartyp 9 лет назад +1

    What is the name of the teacher? She is really good, i am wondering if she has more videos on youtube?

    • @sebastianriera
      @sebastianriera 9 лет назад +19

      +cooartyp yeah me too.... for science...

  • @panostolis9147
    @panostolis9147 10 лет назад +1

    Very good job. Thank you.

  • @STONEYBALOGNY
    @STONEYBALOGNY 10 лет назад

    In the US, rf is usually determined by the treasury...not bank of Canada. FYI.
    Also, you pronounce portfolio weird...thought you were saying petroleum. lol.
    I'd like more comparisons on why SML is different than CML...not the CAPM formula broken down. I still don't know the difference between the two other than sigma vs B.

  • @slothner943
    @slothner943 3 года назад

    Awesome! Great video!

  • @CollMomo1
    @CollMomo1 11 лет назад

    You make me focus ! thanks !

  • @lavank8918
    @lavank8918 3 года назад

    I love teaching with teacher

  • @TRA
    @TRA 2 года назад

    Do you provide personal classes?

  • @vikashjakhar9473
    @vikashjakhar9473 5 лет назад

    Feeling happy after studying.

  • @JS-jr2ux
    @JS-jr2ux 7 лет назад +1

    And yet very informative

  • @daviddelmonte469
    @daviddelmonte469 8 лет назад +3

    Right about now my CAPM is all out of WACC ;)

  • @UpperZenith
    @UpperZenith 7 лет назад +1

    I would hire her just to watch her deliver the same lesson each day

  • @roynotintown
    @roynotintown 11 лет назад

    Very nicely presented:) this helped me a lot. thank u:)

  • @ArunKumar-yb2jn
    @ArunKumar-yb2jn 7 лет назад

    Would never have a 'rise' problem in a graph after seeing this video.

  • @gregdoerr5470
    @gregdoerr5470 9 лет назад

    intelligence is not a depreciating asset

  • @gouli4141
    @gouli4141 8 лет назад +15

    i think you stole something from me, my heart

  • @saifu234
    @saifu234 7 лет назад

    very nicely explained. thank you! hope these comments aren't the reason for you not making more videos.

  • @artemdenisiuk1397
    @artemdenisiuk1397 10 лет назад +44

    Omg, she is beautiful and has a brain.
    Why aint all women like her... :D

  • @raphaelnwokoye8954
    @raphaelnwokoye8954 4 года назад

    thanks so much. this saved me

  • @eatcarrots4720
    @eatcarrots4720 9 лет назад +4

    she's pretty ...and so smart...D: ...

  • @acnotinforever561
    @acnotinforever561 8 лет назад +1

    I like you more than CAPM!

  • @nataliejacklyn
    @nataliejacklyn 10 лет назад

    Very helpful, thank you!

  • @pedroblanco5443
    @pedroblanco5443 11 лет назад

    Great explanation.

  • @eyo121
    @eyo121 9 лет назад +4

    I just found a cure for ADD...HOT teachers lol

  • @clarkclark1704
    @clarkclark1704 4 года назад

    Thank u so much ma'am!! Ragards from "INDIA".
    MA'AM, you should make video on APT ( Arbitrage Pricing Thery) ..

  • @dominic2446
    @dominic2446 5 лет назад

    6:33 "Google or RIMM"... what is RIMM?

    • @dominic2446
      @dominic2446 5 лет назад

      @D no i don't think she is teasing us. The company Research In Motion (NASDAQ:RIMM)(TSX:RIM) changed its name to BlackBerry (NASDAQ:BBRY)(TSX:BB), then changed to (NYSE: BB)

  • @augenmaugen
    @augenmaugen 7 лет назад +3

    I love how all the videos on this channel only have a couple hundred, maybe a couple thousand views, but her videos have 100k or 200k+ views, and the comment sections are full of nothing but sexual harassment haha. Not condoning it, but it is a bit hilarious.

  • @Sk8boardR1ders
    @Sk8boardR1ders 3 года назад

    10/10, and the video as well....

  • @bhajta
    @bhajta 8 лет назад

    Thanks alot now i got a broad idea about it

  • @tommy5352
    @tommy5352 11 лет назад

    nicely explained thanks..

  • @zas-rw7pd
    @zas-rw7pd 2 года назад

    Thank you!!!

  • @elonmuskrat9244
    @elonmuskrat9244 4 года назад

    very helpful thanks

  • @arjavjain5671
    @arjavjain5671 7 месяцев назад

    oooohhhhh I JUST DIED IN YOUR ARMS TONIGHT btw we use treynor ratio SML not sharpe

  • @Fahad-mf1pq
    @Fahad-mf1pq 4 года назад

    Can we say beta is Var i.e value at risk here

  • @Iguatemy70
    @Iguatemy70 11 лет назад

    You've saved me ! Thanks !

  • @hallvardlundehervig5508
    @hallvardlundehervig5508 3 года назад

    How am I supposed to concentrate with her as a lecturer XD

  • @bigjayfitness
    @bigjayfitness 8 лет назад +8

    god she is so cute

  • @Usman-ml4ig
    @Usman-ml4ig 7 лет назад +1

    @ 5:35 - it's actually "Equity risk premium" to be more precise, not just risk premium.

  • @WhireNoyz
    @WhireNoyz 11 лет назад +4

    gosh, she's well prepared :))

  • @asawirgull1914
    @asawirgull1914 6 лет назад

    Gr8 video..thanks