Re point #2, I feel like a lot of estate agents are using manipulative tactics during the viewing process to get potential buyers to use their broker, solicitors etc at least from my experience. This has been my experience over the past 5 months and despite being a good candidate, I can’t help but think I’m missing out on buying a home because of this. 😔
Great advice about downloading all the statements regarding savings Isa's Alex. Hope you are well. I still look at properties every now & again on rightmove but shared ownership properties in my area are more expensive than renting.
@alexkerrmortgage To be honest I doubt it will make much difference until my wife goes back to work part time which may not be for a few years yet. I'll probably be in my 40s by the time we buy our 1st house
Hi Alex, I really like you videos. Great job... I have a question is it possible to buy a house with 59k per annum and 5% deposit? How much I should have left per money to survive? Will appreciate your advise. No loans , no kids, all credit cards pain... is it achievable?
That’s a good salary and we could look at lenders with enhanced income multiples. Feel free to book a free chat with me to discuss - link.alexkerr.co.uk/mortgage
I’ve never done this and wouldn’t take it on myself as pardon the pun but too much of a gamble. I would just call up high street lenders and see what they say….
Thank you for this advice 🙏🏼
Thanks for watching!
Re point #2, I feel like a lot of estate agents are using manipulative tactics during the viewing process to get potential buyers to use their broker, solicitors etc at least from my experience. This has been my experience over the past 5 months and despite being a good candidate, I can’t help but think I’m missing out on buying a home because of this. 😔
Unfortunately that can happen but an agent would never walk away from a good candidate… maybe there’s a lot of competition?
Great advice about downloading all the statements regarding savings Isa's Alex. Hope you are well. I still look at properties every now & again on rightmove but shared ownership properties in my area are more expensive than renting.
Thanks for watching. Hoping rates will come down soon for you and might make it a bit easier.
@alexkerrmortgage To be honest I doubt it will make much difference until my wife goes back to work part time which may not be for a few years yet. I'll probably be in my 40s by the time we buy our 1st house
Hi Alex, I really like you videos. Great job... I have a question is it possible to buy a house with 59k per annum and 5% deposit? How much I should have left per money to survive? Will appreciate your advise. No loans , no kids, all credit cards pain... is it achievable?
That’s a good salary and we could look at lenders with enhanced income multiples. Feel free to book a free chat with me to discuss - link.alexkerr.co.uk/mortgage
Majority of my deposit is from gambling matched betting will this be ok
I’ve never done this and wouldn’t take it on myself as pardon the pun but too much of a gamble. I would just call up high street lenders and see what they say….
👍