Insurance Claim ke Fayde-Nuksaan | Mechanical Jugadu

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Products that I use for Video making are listed below. Others products are also mentioned that have been used in previous videos:
Gimbal Used - OSMO OM4
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Camera Used - GoPro Hero 9 Black
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GoPro Hero 9 Black Extra Battery - amzn.to/3eh6l7w
GoPro Hero 9 Bundle Kit - Yantralay Bundle kit for GoPro Hero 9
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GoPro Hero 9 Silicon Cover and tampered Glass Combo -
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Wireless Mic Used - RODE Wireless GO
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Wired Mic that I use for Voice Over - BOYA MM1 Shotgun
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Memory Card Used in GoPro Hero 9 Black - Samsung 128 GB
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Dashboard Camera used in my Car: 70mai Smart Dash Cam Pro
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Car Vacuum Cleaner that I use -
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PRODUCTS USED FOR CAR CARE:
Car Tyre Foam Spray:
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Car Care kit that I am using since 1 year - 3M Car Care Bundle Kit
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Foxcare Car Wash and Gloss Shampoo -
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Foxcare All in One Shampoo -
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Microfibre Cloths that I use regularly - SoftSpun Microfibre Cloths
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Car Tyre Inflator -
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[@Bond.0013]

Rahul bhai...100% aapki baat sahi hai! Meri bhi yehi cofusion thi NCB ko leke..zabardast..maza aa gya, thnx alot👍🏼

[@shubhamnegi3750]

Amazing explanation bhaiya ❤🔥
Thanks for clearing our doubt ✌

[@Ayaan9177]

Really like your videos. Very different from other car channels on RUclips.

[@jeenanadeem]

Lets just leave everything n appreciate that haseeeeeen tareeeeen back view
🤩🤩🤩🤩🤩

[@harshdeepdeep4607]

Very nice 👍 aap ki advice bahut achi lagi

[@avishekmassey1924]

Thankyou for the detailed information bhai 👍🏻

[@Maa_bharkadevi_ke_pujari]

Bhut jyada acha explain kiya bhai❤

[@chintanpatel5616]

Thank you for right guidance 😊

[@DevOpswithamit]

I have brezza zxi....its only a month old few days back,I got 2-3 minor scratch on my car.So will it be a good idea to repair it in authorized service centre???

[@abhinavdagur3735]

Bhai have recently bought zxi plus dual at..please advise which webcam is best/which one have u installed in your car?

[@b-gyn1116]

Very useful all daubt clear😀

[@amritpalsingh1135]

Very Good......

[@vijaykanthali15]

Sir, can I claim for rusting in my car that was repaired in insurance claim. should I claim it again?

[@gauravtanwarvlogs8511]

Bhai apka tarika baatane ka
A one ❤️❤️❤️❤️

[@gurjeetsinghh]

May god fullfill your all dreams

[@salmanzafar3184]

Ek aur information you should provide.. Max 2 claim hi le skte h hum Zero dept me per year.

[@vijuvlogs]

Bhai agar hum ek baar insurance claim lete hain toh no claim bonus poora chala jaata hain ya phir agle saal ya do saal baad se starting point matlab 20-25% milta hain phir badte jaata hain agar koi claim nahi kiya toh?

[@vijuvlogs]

Itna pata hain ki sirf 5 saal tak hii zero dep denge insurance uske baad se nahi

[@sandeepkumarrai.2010]

Nice Video bhaiya

[@Invader_48]

I was just seeing your hatchback or bonnet wali video

[@yuvraj_912]

Good.

[@Aniket0001]

Genuine bnda hai bhai mj

[@w0nderw0manjy]

That’s why people are watching him… 😇

[@w0nderw0manjy]

Great , very useful video 😇. You are really awesome, creating the right content at the right time 👌👌

[@MechanicalJugadu]

Thank you

[@Ankit_HR_19]

@@MechanicalJugadu bhai ladko ka b reply kr diya kr 😂😂😂

[@m.f.k515]

@@Ankit_HR_19 men will be men

[@rituraj1610]

@@MechanicalJugadu hi bro

[@mitthukashyap6189]

Thanks bhai this video🙏💕🌹

[@jitenderkaushik3202]

Thanks for information bhai

[@himanshupatel1455]

Thanks yr👍🏻

[@RAJKUMARSHARMA-vp4cq]

Very nice explanation

[@subhamlakhera3266]

Bhai phli baar first like and first comment
Love you Bhai,❤️❤️😍😍😘😘🙏🙏
10 min se entezzr karra tha

[@indrajitdube5030]

You have given fantastic example for NCB. It's fact that one should not care for NCB.

[@yashkamboj8983]

Very nice sir ❤️👍

[@AllinOne-gg5kx]

Thank you bro u r right

[@anshansh218]

Bhai bhai 🤘🤘👌👍

[@microwaverecipeandvegcooki656]

Thanks

[@harshswaroop6813]

Bhai agar modified h gaadi toh problem aati h kya first dep insurance m

[@rajiv8827]

Very good exp

[@manashtalukdar6806]

Best 👍👍👍👍

[@satyamsherawat3772]

Keyfob se headlights kaise on kare brezza lock hone ke baad.
I have have brezza zxi 2020.
Pls reply.

[@palaksh5564]

Bhai ek doubt hai mere chacha jab bhi koi breaker aata hai ya slow karni toh neutral karte hai jaise - pehle halka brake phir downshift nahi neutral karte hai phir braker nikal gaya toh 2nd gear laga diya
Aisa karna chaiye ya nahi ki sirf slow karke seedha downshift kardo. Kyuki voh 30km/h pe bhi neutral kar dete hai .

[@prabhjotsingh7183]

Bhai clutch or acclerator ka combination pe ek video banado requested Thnx love u bro 👌👌👌👌😆😆😆🙏🙏

[@anuragbajpai6862]

Thanks bhai

[@user-rp5pi6ng2w]

Nice video

[@JatinKumar-ww9ox]

Love❤ you broo

[@shubhammahadik48]

Kya 1 small scratch ke liye bhi claim karna chaiye?

[@anveshrao4087]

Brezza.🔥🔥🔥

[@bluewingsvarun]

Thanks for clearing NCB misconception, maine abhi thode din phle apni 6 mahine phle li Baleno ka insurance claim liya tha almost 12000 ka toh kafi logon ne kaha ye ku le liya agle saal bonus ni milega

[@ashokKUMAR-ym1sn]

Bonus mila kya

[@Dc-ee1sd]

Batao bhaiya bonus Mila ya nahi

[@RohitChauhan-df7vq]

Bhai t-shirt mast hai🔥

[@nachiket120]

Bhai can you make video on "how to judge car tyre position by sitting in car seeing to stering". Please make

[@Mysterious_insaan]

Bro I have a question plzz guide me
Jab mein kisi rush wali road par hu aur Meri car ki speed 10 hai aur jab mein ussi speed se main road pe ata hu aur speed barhata hu to car ko bhut hard jhatka lagta ? Any suggestions plzz

[@surajverma1980]

Bhai agar gadi me dent aa jaye to ky wo claim pass kr denge plzz reply 🙏🙏🙏

[@thehindu44]

1 bar lene par dusri bar nai le sakte jab tak renew na ho jaaye sabse bada disadvantage
Maan lo claim lene ke agle din gaadi chori ho gyi to saara paisa khud ka lagega na ??

[@PradeepKumar-tz6ls]

Hi Sir.🙏 Thanks a lot for this informative video. Sir I have purchased New Honda City 2021 5th Gen V manual petrol on March 2021. Insurance taken from Dealer (HDFC Ergo) Charged Rs.43000/-. Includes Zero dept, Return to Invoice, Key protect, Engine Protect, Consumables & more for 1st yr 1st party, 2nd & 3rd yr. 3rd party, ( for 3 years). Sir my question is if I don't take insurance claim for this year, then for 2nd year how much amount I have to pay for renual of insurance for rest 2nd & 3rd yr. & Also I want to know that during renual of policy for 2nd & 3rd year will I get exactly same coverage that I got during 1st year of Car purchase. Plz respond. Thankyou Sir.🙏

[@ssinformativevlogs]

Bro almost 15k 👍

[@vijuvlogs]

@@ssinformativevlogs yes correct. I have checked this with my dealer while purchasing

[@himanshukaushal3885]

Bhai vehicle ki IDV affect hogi vehicle?

[@funvideoswithvivek5900]

PSU insurers offer car insurance in least premium and have best claim settlement. They usually charge almost 40-50% less than getting insurance from dealers.
Claim settlement ratio is a vague concept to measure efficiency of an insurance company. You should instead focus on amount of claim settlement by companies. Pvt cos are known for settling small claim very swiftly and are notorious for denying (on any flimsy grounds) or under-settling big claims. So they can easily maintain good claim settlement ratio despite having far lesser amount settlement ratio.
PSUs have backing of govt and claim settlement is transparent and generous irrespective of the claim amount. They simple reason is: they have to strictly follow IRDAI guidelines and PSUs have social service as priority not brute profits. And now a days they match or even exceed the TAT( turn around time) compared to PVT companies. If you check the no of complaints against insurers in website of Ombudsman, Beema lokpal or IRDAI, private companies top the disgraceful list and govt companies are least tarnished.
Now,the question arises why dealers or online portals / web aggregators don't prefer PSUs
1) Huge commission paid by Pvt cos to dealers and online web aggregators. So, they sideline PSU insurers and charge hefty premiums from unsuspecting customers so that they can enjoy mammoth share of your premium as commission, totally flouting IRDAI rules.
2) The dealers and web aggregators have to scrupulously comply with IRDAI guidelines while dealing with PSU insurers which will reduce any foul play or unfair practices which are meant for safeguarding customers against any fraud. Remember,if your claim is stuck by dealer or Pvt cos,you are nowhere to go but in govt companies, strict compliance saves any injustice. So dealers want monopoly in their hands not yours.
Thus, you can draw the inference as to why PSU insurers should the only choice while buying insurance for your loved vehicle.
The 4 renowned PSU/ Govt insurance companies are
1) UNITED INDIA INSURANCE CO. LTD
2) NEW INDIA ASSURANCE CO. LTD.
3) NATIONAL INSURANCE CO. LTD.
4) ORIENTAL INSURANCE CO. LTD.
So, next time you buy a new vehicle,never purchase insurance from dealer instead approach PSU office and get cover for your vehicle. And whenever you renew your cover, do the same .
Drive safe.

[@mridulanand4992]

thnks bro just bought national's insurance.

[@anujmittal3459]

bro kya baar baar insurance claim krne se sale value kam hoti hai?

[@gopikishanp3825]

One myth jo mene suna kai logo se ki jab car resell karte he to usme claims se impact padte he...
Please clear 🙏

[@nimeshkumar4244]

Kitna bar clam le sakte hai insurance me

[@luckyrajsharma]

Bhai hum h to kisi m dum h gaadi rokne ki.bhai claim is best for agency that u own.i have 4 insurance in 2 year.or kitna ncb milta 2 or 3 thousand better h gadi mast rakho.but really gud review
N the last line

[@ankit_rao711]

❤️❤️❤️

[@manjit9527]

*i have a question bro..if maine apna insurance renew nhi kiya for like 1month due to some money problem then kya kuch late fine lagega?*

[@MechanicalJugadu]

Late fine to nahi but Inspection dubara hogi gaadi ki...Like You have to take your car to their office for photos n all

[@manjit9527]

@@MechanicalJugadu tnx bro

[@elsa981]

2:42 koaam 😁😄

[@jamesgameplays3826]

😂😂😂😂😂

[@gauravchavanx]

👍👍👍👍👍👍👍👍

[@youralyx3306]

Without power steering wali gaadi easy way me kaise chalaein iske bare koi video banao

[@msVini]

Long scratches on my car with dent
I have to claim or not. Charges 3000 local

[@apexpredator007]

Kya karwaya tumne bhai?

[@deepakpawar5701]

Bhai mere pass zero dept comprehensive insurance hai icici ka lekin mere ko 10 % dena pada claim me

[@Ssccglstrategy]

Per year kitni baar kha sakte hai khana bhai😂

[@gauravgusain-108]

By mistake I hit one parked rikshaw and bike while I was turning into a gali,
Can I claim?

[@abhisheksaini2440]

Bhai reverse S bana na bata do automated driving test mei bnana h

[@surajverma1980]

Pankaj bhai aap apni car ka review Arin panwar bhai se kr wao na 🙏🙏

[@subhamlakhera3266]

Sai ka bhai

[@sandeshchougule07]

Barabar kaha bhai

[@sahilchadha7913]

Be specific in numbers bro rest all is cool

[@harshitkumar41a85]

Bhai Meri Brezza me Rodents khi se andar aa jaa rhe hai unhone bhot nuksan KR Diya hai andar s please uska koi solution btaiye or uspe video banaiye rats ke upar Mai bhot paresan hu please help me I need your help (New car hai Meri or bhot damage ke rhe wo sb)

[@harjasmundi505]

Inacurce wale kakya faida hota issme

[@megainformer4120]

Resale pe kitna farak padta hai

[@sunilk.yadav0601]

Ye Rahul kon hai 😔😔😔😔😔😔

[@shakeelahmedkhan6300]

Bhai aap ne ye galat boldiya ke bahar ki garage may bhi kaam achcha hota hai, ye baat se main sahmat nahi hoon.

[@Suraj_kumar211]

Insurance nahi krne ka hawa ye company valo ne hi bna rkha hai ki minimum claim ho…otherwise jam ke use kro premium bhar rhe ho bhai!!!

[@DeepakSharma-mh7ok]

Bhai left hand se chalane ki aadat ho gyi hai kuch batao

[@jigarsompura6075]

Bhai pls ans dena Mere friend ne BMW ko thok di h sirf ghr se bahar nikalo raha tha or samne BMW park thi to usko lag gai h or BMW ka kharcha 50k aaya h or samne vala 50 k mang raha h And uske pass 3rd party Insurance hai par hamare pass nahi h to kya karna chahiye plz batao bhai

[@ManWithTheEngine]

50 60k insurance ye konsa insurance hota h bhai

[@nseditor7250]

Insurance me car ko thik karva ne ke bad bi accidental part ka colour kyu ja raha hai bhai?

[@Saddamkhan_1494]

Car kharidne ka plan banao to sale Maruti wale rs pe rs badate ja rahe hai😢 suna hai ki 1september se phir se rs badne ja rahe hai kaha sel aye itna paisa mahegai ke jamane me Maruti walo ko is aur sochna chahiye 😢😢 warna hamaara dream bas dream hi rah jayega 😴💭 #mechanicaljugadu

[@SHUBHAMKUMAR-ht8hr]

Bhai meri car pr door pr dent aayga line wala please koi sticker bataou please ❣️❣️❣️❣️❣️❣️❣️❣️❣️❣️☹️☹️☹️☹️☹️☹️☹️

[@harjasmundi505]

Insurance wala ka kya faida isme

[@VishalGupta-np2jr]

Insurance kai chochlai haye ram 🤦😂

[@MechanicalJugadu]

Great things take time 🤪😅

[@riderjay1332]

કાર ચલાને કે લિયે કિતની હાઈ ટ ચાહિયે

[@ayushguleria6538]

Bekar.... Rahul ki gadi rahul ki gadi lga rakhi hai

[@KanDari8866]

अबे कितनी फालतू बात करता है।

[@satyammaurya453]

𝐍𝐢𝐜𝐞 𝐛𝐫𝐨

[@jitendranayakjitu9259]

Thanks bhai