When I 1st drive through a community I look at all the extras like 1. A golf course,2. A community pool with club house, 3. A manned gated access, 4. do they cut your lawn,trim your hedges, 5. How much common area is there a lot of green space, because that will require extra money to water and maintain. 6. do you need to pay for a CCD bond / this is added to your loan and will run for the full contract of your loan. Look I am not against these types of communities, but I do feel people should be aware of how expensive things can get 5 years into a 30 year loan. Everything looks so nice when you 1st buy into one of these communities but 5 to 10 years down the road when all the extras costs have tripled, you will be dying to get out. look at the state of Florida right now 1. Condo special assessments are like 100k on top of your monthly dues or fees and a lot of these people are on fixed incomes and who can afford a 100k payment and I could go on but you get the idea.
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When I 1st drive through a community I look at all the extras like 1. A golf course,2. A community pool with club house, 3. A manned gated access, 4. do they cut your lawn,trim your hedges, 5. How much common area is there a lot of green space, because that will require extra money to water and maintain. 6. do you need to pay for a CCD bond / this is added to your loan and will run for the full contract of your loan. Look I am not against these types of communities, but I do feel people should be aware of how expensive things can get 5 years into a 30 year loan. Everything looks so nice when you 1st buy into one of these communities but 5 to 10 years down the road when all the extras costs have tripled, you will be dying to get out. look at the state of Florida right now 1. Condo special assessments are like 100k on top of your monthly dues or fees and a lot of these people are on fixed incomes and who can afford a 100k payment and I could go on but you get the idea.