$20k+ Approval 💰Truist Business Cash Card Review |

Поделиться
HTML-код
  • Опубликовано: 26 авг 2024
  • ✨ Truist Business Cash Rewards ➡️ www.truist.com...
    📣 Discover financial empowerment with the "Credit Ready Program," a comprehensive 6-week course designed to guide you towards a brighter financial future. Each week, dive into critical aspects of personal finance, starting with reshaping your mindset about money in Week 1. Progress to mastering credit basics in Week 2, learning effective debt repayment strategies like the snowball method in Week 3, and building a robust emergency fund in Week 4. Week 5 focuses on maintaining a strong credit profile, and the course concludes in Week 6 with setting practical financial goals. Join us to transform your financial habits, understand and improve your credit score, and navigate your path to financial freedom. Join the Credit Ready Program 6 Week Course for now only $10 per month cancel anytime!! www.skool.com/...
    Join this channel to get access to perks:
    / @starrcarterfinance
    💻 Visit me at starrknowscred... for credit tips and more!
    📱Interested in booking a credit coaching call? Access my calendar here calendly.com/c...
    Need business Funding? Check out ROK Financial! To get started click my partner link to fill out a short form to be contacted by someone on their team! ➡️ go.mypartner.i...
    Capital On Tap Business Funding with no Hard Pull from Experian! We Both get $100 when you complete your first transaction get.capitalont...
    My camera gear in one easy bundle -SonyZ1F Vlogger Camera with Accessories ➡️ amzn.to/4480Aj8
    Wide Angel Lens for the ZV1F ➡️ amzn.to/455Hyv5
    Metal Step Up Ring for the Wide Angel Lens ➡️ amzn.to/3OSpNda
    Metal Grip Extension Bracket with LED Light or Mic Cold Shoe Mount ➡️ amzn.to/3s0ujgC
    USB-C SD Card Reader for iPad Pro, Mac, Air, Mini, Macbook, Galaxy ➡️ amzn.to/459GIO3
    Extra Camera batteries ➡️ amzn.to/3YylAOQ
    3 Pack Screen Protector for the Sony ZV1F and 1 Lanyard Bundle ➡️ amzn.to/3KZw7gP
    My Favorite Financial books:
    The Psychology of Money ➡️ amzn.to/3DYuZFX
    Dave Ramsey's Complete Guide to Money ➡️ amzn.to/3s7dhxu
    Rich Dad Poor Dad ➡️ amzn.to/45pprjD
    ✨Become a Discover Cardmember refer.discover...
    ✨My referral link for the Bilt Mastercard is here 👉🏾 bilt.page/r/QF...
    ✨My shameless plug for my small business, if you would like to support, I gratefully appreciate it! 🥰➡️ scentperbulous...
    ✨If you’re interested in creating your own Amazon Business account, please use this link to be taken directly to the sign-up page:
    amzn.to/3yTzbEc
    ✨Link to the American Express Business checking to get 30,000 reward points after qualifying activities:
    ➡️ www.americanex...
    ✨Chase Ink Business Card Video ➡️ • CHASE INK BUSINESS CC ...
    ✨ Chase Business Inks ➡️ www.referyourc...
    ✨ Apply for an American Express Card with this link. With your new Card, You could earn a welcome bonus and I can earn a referral bonus. Terms Apply.
    americanexpres...
    ⚠️Disclaimer: I am not a financial advisor and all information in this video is from personal experiences and should not be taken as legal financial advice. Please consult your accounting and legal team before doing any business.
    Business Social Media:
    Instagram: / starrknowscredit
    ✨Some links are affiliate which means if you make a purchase I could get a small commission. This does not generate an extra cost to you, but does help the channel to grow. Credit Card Links are referral and will only benefit me if you’re approved. Thank you for your support!

Комментарии • 40

  • @michaelfoland2007
    @michaelfoland2007 Год назад +5

    I just got approved for my business for $10k. I also have a Church Ministry, but they didn't approve that one because not enough Credit Experience. I have a few other cards with that Ministry, but it appears they don't report to D&B. This was my first video. Thanks for the great content! Be blessed :)

    • @starrcarterfinance
      @starrcarterfinance  Год назад +1

      Awesome!! So glad you got approved!! Thank you for sharing! Blessing to you too!! 🥰❤️

  • @REALMOFCRYPTO
    @REALMOFCRYPTO Год назад +6

    If you have a truist bank account, the card numbers will show up on your mobile portal, and you can see your credit card limit way before the card arrives in the mail.

  • @Slomotion-ws4od
    @Slomotion-ws4od Год назад +5

    Good information and thanks for sharing!👍🏿👍🏿

  • @ihosvanyvera7803
    @ihosvanyvera7803 Год назад +2

    Thanks For the video , I have a doubt I have the same car and I have a rewards of $150 I take a Amazon card and try only send me a confirmation order number that’s it and then pass me the ball from one side to the Oder side and I still with out my rewards is just Lies and Lies .

  • @teddybear100
    @teddybear100 Год назад +3

    Star Carter is the real deal with that T Business Card. 💯 ✔ 🔥

  • @wbaiey0
    @wbaiey0 8 месяцев назад +1

    Awesome. Thank you

  • @730showtime
    @730showtime 5 месяцев назад +1

    Peace. If I want to open a business checking account with a foreign entity, what should I do?
    Should I use a registered agent, a virtual address or a virtual office when applying online for the account?
    What is the best method when applying directly at the bank's branch?

    • @starrcarterfinance
      @starrcarterfinance  5 месяцев назад

      Hi! I don’t have any experience with using foreign entities, a registered agent, virtual addresses or any of that stuff. When I applied for any of my business checking accounts, I just used my own personal information and once I got my store, I changed my address.

  • @Freegameisthename
    @Freegameisthename Год назад +3

    Ive had a business account with Suntrust since 2011.... they would never give me a business LOC or credit card. I actually went in once and was assured that I would be approved after I applied in person. I received a denial letter a week later🤣 fast forward to after the merger. Account still open, honestly i wasnt using it by that time I had switched to NFCU. I went in because my debit card for my "business account" needed to be upgraded to the Truist platform. I explained to the teller that ive had this account for a decade and couldnt get a credit card. She told me to come in and talk to the manager. I never went back. BTW my score when i went to Suntrust was 756ish by the time they merged it was 800+ Long story short I now have 2 business accounts and credit cards with AMEX. And last week i applied and got their "enjoy beyond" metal card with a 15k limit. 🤣Soon as I get the welcome bonus I'm moving whatever is left in that account to AMEX🤣Please let us know about any customer service experiences....I have a feeling theyll be more than a few😂😂😂

    • @starrcarterfinance
      @starrcarterfinance  Год назад +1

      Thank you so much for sharing your experience and watching the video ☺️

  • @mostmost1
    @mostmost1 Год назад +2

    This card is challenging. The app does not work neither does online for me. I have to go in a branch, yet none are close to me.

    • @starrcarterfinance
      @starrcarterfinance  Год назад +2

      Yes I agree the app could be better. I hate that it shows two accounts for one credit card.

  • @pintobean1
    @pintobean1 Год назад +2

    Hi Starr! Glad to see that you uploaded a video. I’m working on building my business credit profile. Recently I was approved for a business credit card with Chase… how often should you apply for business credit cards? 4:27

    • @starrcarterfinance
      @starrcarterfinance  Год назад +3

      Hi! Congratulations! I love Chase. I would say treat business cards credit inquiries, that uses your personal credit as a guarantee, the same as you would your personal credit inquiries, like 6 tops in my opinion. Some other credit card channels I’ve seen will run those inquiries up over 10, I even saw a guy with over 30.😬 I tend to swap credit bureaus when applying. Like I know Chase uses Equifax, so I would look next for a card that uses Experian like Amex does, if I needed another business card. Chase will hard pull you every time for their cards, no matter if you’re already a customer. ( I hate this about them 😏) Amex on they other hand, once you’re in with them, say goodbye to hard inquiries. BUT you have to apply for a personal card first with Amex for the no more inquiries to work with Amex. If you apply for business first and then in future decide you want a personal card than it will result in another hard inquiry. Only got two biz cards that used Transunion, I will do videos on those soon. Most use Experian from what I gather. Hope this helps, and thanks again for watching 🥰

    • @pintobean1
      @pintobean1 Год назад +2

      @@starrcarterfinance Thanks! I saw your video about Amex so I applied for a personal credit card and was approved recently also… just trying to decided when to apply for the business credit card. Ex: I think Navy Federal has the 3/91 rule for personal credit approval and Chase has a 5/24 rule for personal. Do you know if Amex has any rules when it come to business credit?

    • @starrcarterfinance
      @starrcarterfinance  Год назад +3

      Amex, say u can have 4 credit cards 14 charge cards with them rule. From what I can tell, they are looking at income and score for sure. Make sure whatever you put down as income on your business credit app, you can back it up especially if its over 50k. I’ve heard they will do an auto audit of your finances if you have $35,000 in credit with them, and if you can’t prove your income, you’re auto blacklisted and accounts closed. 😬 I only have two biz cards, personal card, and a biz checking (great interest at 1.30 up to $500,000 currently, no minimum, and no fees. I use it for biz savings )

  • @micheleterrell9386
    @micheleterrell9386 4 месяца назад +1

    Do they report to the business credit?

  • @jermainegaskins3901
    @jermainegaskins3901 Год назад +1

    Hi did they approve you instantly

    • @starrcarterfinance
      @starrcarterfinance  Год назад

      Hi! No they had me verify my business by uploading my proof of EIN from the IRS, and my Articles of Corporation for my LLC with my state. After that was submitted, I got the approval.

    • @jermainegaskins3901
      @jermainegaskins3901 Год назад +2

      @@starrcarterfinance ok thank you

    • @starrcarterfinance
      @starrcarterfinance  Год назад +1

      You’re welcome

    • @MOLEGGZ74
      @MOLEGGZ74 Год назад

      Hello do they report to bus credit bureaus ive been hearing mixed answers?
      Do u see it on your report

  • @Bk2x2023
    @Bk2x2023 Год назад

    Can anybody open this bank ?

    • @starrcarterfinance
      @starrcarterfinance  Год назад

      Yes! 🤩Its not like a credit union where they can be membership restrictions

  • @subwaypapii6811
    @subwaypapii6811 Год назад +2

    Did u have a business account checking account with truist prior to applying for the credit card

    • @subwaypapii6811
      @subwaypapii6811 Год назад +1

      Or do u have a personal truist checking or business prior. Or this was approved with first time using them

    • @starrcarterfinance
      @starrcarterfinance  Год назад +2

      Hi, I only have this credit card with them.

    • @subwaypapii6811
      @subwaypapii6811 Год назад +1

      @@starrcarterfinance thank u

    • @priscillaakowuah2617
      @priscillaakowuah2617 Год назад +1

      Hey Starr, thank you so much for the insightful gem you shared on the Truist Business Credit Card!!😊
      I’m wondering why didn’t you do the credit stacking with their other business lending products. And did the inquiry report as a hard or soft pull?