1)No Cost EMI is not free . We have to pay Processing fee 2) FD return is very very less for 45 days . Example for 10K in FD for 45 days earn Rs 85 and its taxable . But if they buy something in no cost emi for 10k mobile they have to pay Processing feee of atleast Rs 200 . 3) Majority people are not rational Thinkers .If they start using credit card for saving Rs 100 Rs 200 in FD , they do over spending and loss their real savings 4) Credit Card is good only for few percentage of population who have good financial Knowledge. Not for majority People
ஆக மொத்தத்துல இதை வச்சு வீடியோ போட்டு எங்களை வச்சு நீங்க சம்பாதித்து விட்டீர்கள் நாங்க கடைசி வரையும் எப்படிடா சம்பாதிக்கிறது என்று வீடியோ பார்த்துகிட்டு போயிருவோம் நல்லா இருக்குடா வாழ்க்கை
I can see more negative comments, yes first i also thought like that. But now Im clear I got one credit card with 10,000 limit with 500 annual charges What i did with this card? Na petrol potana? Ilaa😂 I went and bought 1000 pet bottles each 5rs =5000Rs with credit card swipe. And bought milk pocket for 10 pocket * 30 rs = 300 Rs And other ingredients 1000 in credit card Then bucket holder and Cups = 2000 Total I spent 8300 Rs on my Card on 1st may 2022 . I know I should pay 8300 in next 30 days. I made rose milk juice and started to sell each 30Rs - 10Rs making cost 5 Rs bottles cost I kept 15Rs profit margin for each First day i sold 100 bottles, successfuly Later I reduced 5Rs and supplied to shops and started sell daily 100 bottles by supplying.
45 days is not an exact truth. It's purely based billing cycle. If someone used the cr card on 1st day of billing cycle will get 45 days time else depends on the day of purchase
@@SakthiPrakashPM Yes, adhu billing cycle start date la irundhu kanaku panna matum dhan. Billing cycle oda last date la purchase panna max 15 days to 20 days la pay pandra madhri varum
Na grocery shop vachiruken ennoda shop ku thevaiyana porutakala Naa credit card la than vanguren atha month full ah rotation pannuren apram due date la katuren enakku entha prechanaimum illa enaku ithunala benefits than Naa itha 1 year ah pannitu iruken
@@jerushakutty4560 illa bro Proper ah use panna athu unmailey worth bro and Drawback having credit card is Expense ah increase pannitey irukum bro kaasu kaila iruntha itha vaanguvom atha vaanguvom nu purchase pannitey irupom
Ithellam already Think panniyachi nga Interest rate 1.5 to 2 % tha MF la kedaikum other investment ellam waste but 2% also deducted by Mf Like Expenses ratio entry load exit load Charges So This is use less
30 days +15 days= 45 days kanakku sari thaane! But theliva video la solli irukalam. 1st day of billing cycle la spend pannathuku pay panna 45 days iruku thane!
It purely depends on the type of card and charges it has. Go with life time free credit card which has no per day interest. If not you will end up in paying higher interest and annual fee.
Madam neenga solrathu rich people ku correct,but kaila panam iruntha credit card use panna matom,ena credit card la gst,proccesing fees ithu ellame save agum,no cost emi namaku thevaiyana poruluku 3month only emi plan kudukiranga,neenga solra maari 100000 ku porul vanguna 34000 emi kattanum Ithu middle classku sathiyama? Or Rich people ku sathiyama? Sollunga madam,etho video podanum nu podadeenga plz
When a person can't manage his funds for 45 days , he is falling terribly. He is not fit for having a credit card. When one is able to, he is also not in need of it 😮😮😮 It is purely a loan trap for first said 😊poor people.
Instead of paying from debit card, you can pay from credit card, so you will get more cahsback/reward points. It will help to buy atleast a water bottle at the end of the year at free cost
even though old fake Rs 500 Rs 1000 out of service from "8th" November 2016Fake currency notes of Rs 500 & Rs 2,000 surge threefold in 3 years: Union Finance Ministry of india
Buy reality not like that. If you have money better pay to merchant. If credit card company charging merchant means, merchant will pay from his pocket? He will collect those charges from customer only. Rewards points they will give 10-20 Paisa per 100. If yoywant redeem those points minimum 2k-3k points needed. That also any brand voucher only .only few types of card only allowing as cash redeem. After redeem as voucher you need to go any Mall to redeem. Bcoz those companies available inside mall only. There sometime voucher not work even if it work also you can't buy the exact amount of voucher value then you need payment extra money. So credit cards not easy like you say. I have used most cards struggled when redeem. You get paid for this promotion
இது எல்லா கடனட்டை பயன்படுத்துபவர்களுக்கும் தெரியும்! முக்கியமான ஒன்னை விட்டுட்டீங்க, தங்கச்சி! மூன்று வேறு வேறு கடனட்டைகளாவது வைத்துக் கொள்ள வேண்டும். பல போட்டி சலுகைகள், தள்ளுபடி கிடைக்க வாய்ப்புகள் அதிகம்! (ரொம்ப கடனட்டை வைத்துக்கொண்டால், credit score குறையுமென்பதை மறக்க வேண்டாம்)
நான் 30 ஆயிரம் சம்பளம் வாங்குகிறேன். என் நண்பனிடம் 30 ஆயிரம் கடன் வாங்கினேன் அதற்கு மாதம் 5 ஆயிரம் ரூபாய் வட்டியும் முதலும் கட்டுவது எளிது. மீதம் 25 ஆயிரம் எனது தேவைக்கு பயன்படுத்திக் கொள்ள முடியும் . ஆனால் கிரெடிட் கார்டில் 30 ஆயிரம் ரூபாய் வாங்கினால் மொத்தமாக செலுத்த வேண்டும் EMI வட்டி அதிகம். வருடம் முழுதும் வட்டி மட்டுமே கட்ட இயலும். வாங்கிய 30 ஆயிரம் கட்டுவது கடினம் .
"penny wise pound foolish". this channel have certain respect when compared with other 'sewer' tamil satellite channel. don't spoil our name with these kind of non-senical content. don't know how you come up with these kind of bullshit. or just simply do a translation work of our uk peer.🤮💩🤡
Ena ma nee comedy panitu iruka .... Fixed deposit yearly 1 percent interest for 1 lac potale one year ku 1000 than varum montly 100 rupees kuda varathu ithuku ethuku theva ilama athula irunthu eduthu podanum waste of time and one time bill pay panna miss panna 40percent interest poduvan ....intha maathiri paithiyakara thanama idea kudukathinga
I m a CA. I will say this is huge dumb video posted by dump news editor 😂😂 Credit card good for emergency, improve cibil, getting some cashback or offer only. Never ever think of investment purpose. Itcis useless no cost also have cgst sgst and other charges. Banks are not dump like news editor.
![BLACK BAG - Official Trailer [HD] - Only in Theaters March 14](http://i.ytimg.com/vi/Du0Xp8WX_7I/mqdefault.jpg)
1)No Cost EMI is not free . We have to pay Processing fee
2) FD return is very very less for 45 days . Example for 10K in FD for 45 days earn Rs 85 and its taxable . But if they buy something in no cost emi for 10k mobile they have to pay Processing feee of atleast Rs 200 .
3) Majority people are not rational Thinkers .If they start using credit card for saving Rs 100 Rs 200 in FD , they do over spending and loss their real savings
4) Credit Card is good only for few percentage of population who have good financial Knowledge. Not for majority People
Additionally GST also included 😂
Mutta payala unaku ellam oziley kudupaanga
No tax for fd up to 40 k interest earned through fd pa if the interest earned more than 40 k only the tax will be deducted
எது எப்படியோ சேமிப்பு மட்டுமே சிறந்தது.... அதுவே நம் தேவைகளை பூர்த்தி செய்யும்...
நிம்மதியான வாழ்க்கை தருவது சேமிப்பு தான்..
But Inflation 😢
True
“ஒழுங்கா” பயன்படுத்தனும் என்ற வார்த்தைக்கு பதில் சரியாக பயன்படுத்தவும் என்று சொல்வது சிறப்பு
ஆக மொத்தத்துல இதை வச்சு வீடியோ போட்டு எங்களை வச்சு நீங்க சம்பாதித்து விட்டீர்கள் நாங்க கடைசி வரையும் எப்படிடா சம்பாதிக்கிறது என்று வீடியோ பார்த்துகிட்டு போயிருவோம் நல்லா இருக்குடா வாழ்க்கை
Athu nammaloda thappu thane😢
உண்மை
5 % people nallarukananumna 95% people kastapattuthan aganum athu pattern - Mahaan quotes
பருத்தி மூட்டை குடோன்லேயே இருப்பது நல்லது 😂😂😂
True brother
யமஹா ராஜேஷ் நீங்க ராயல் ஃபேமிலி அதனால உங்களுக்கு இப்படி எல்லாம் யோசிக்க தோணுது கூடிய சீக்கிரம் பிபிசி நியூஸ் சேனலுக்கு உங்களை ஓனராக வாழ்த்துக்கள்
I can see more negative comments, yes first i also thought like that. But now Im clear
I got one credit card with 10,000 limit with 500 annual charges
What i did with this card? Na petrol potana? Ilaa😂
I went and bought 1000 pet bottles each 5rs =5000Rs with credit card swipe. And bought milk pocket for 10 pocket * 30 rs = 300 Rs
And other ingredients 1000 in credit card
Then bucket holder and Cups = 2000
Total I spent 8300 Rs on my Card on 1st may 2022 . I know I should pay 8300 in next 30 days.
I made rose milk juice and started to sell each 30Rs -
10Rs making cost
5 Rs bottles cost
I kept 15Rs profit margin for each
First day i sold 100 bottles, successfuly
Later I reduced 5Rs and supplied to shops and started sell daily 100 bottles by supplying.
Won't provide credit card for job less person
No cost EMI has IGST & CGST
I got to know recently. 😢
Hidden charges also
@@mdtb3901 processing fee is the interest in NO Cost EMI
No Cost EMI is a Myth😢
Lot of hidden charges 😢
I am using credit card from 2007 and now I am using 27 credit cards, also I have earned Rs. 48000 as cashback past 2 years
45 days is not an exact truth. It's purely based billing cycle. If someone used the cr card on 1st day of billing cycle will get 45 days time else depends on the day of purchase
Well said 😅
Yes but ella banks um 45days nu thaan soluraanga😢
@@SakthiPrakashPM Yes, adhu billing cycle start date la irundhu kanaku panna matum dhan. Billing cycle oda last date la purchase panna max 15 days to 20 days la pay pandra madhri varum
@@sathishkumar-hm1ww If you are smart you can plan your bigger purchase to utilize the cycle period.
Na grocery shop vachiruken ennoda shop ku thevaiyana porutakala Naa credit card la than vanguren atha month full ah rotation pannuren apram due date la katuren enakku entha prechanaimum illa enaku ithunala benefits than Naa itha 1 year ah pannitu iruken
கடன் அட்டை பற்றிய உங்களின் விளக்கம் பலருக்கு பேருதவியாக இருக்கும் என நம்புகிறேன் வாழ்த்துக்கள்
Money swipe pannumbothey commision pidikiranga waste credit card yellam😢😢
கிரடிட்காட் தலைக்கு மேல் தொங்கும் கத்தி
அருமை
வாழ்த்துக்கள்!
நீங்க துணிவு படம் பாருங்க சகோதரி புரியும் 🙏
பருத்தி முட்டை goodown லையே இருக்கலாம் 😂😅
@@jerushakutty4560 illa bro Proper ah use panna athu unmailey worth bro and Drawback having credit card is Expense ah increase pannitey irukum bro kaasu kaila iruntha itha vaanguvom atha vaanguvom nu purchase pannitey irupom
godown லயே வைக்காம வித்துடுங்க இல்லனா நட்டம் தான்
Ithellam already Think panniyachi nga Interest rate 1.5 to 2 % tha MF la kedaikum other investment ellam waste but 2% also deducted by Mf Like Expenses ratio entry load exit load Charges
So This is use less
@ waste bro Taxable bro
Neenga calculate panni paarunga bro 50k or 1 Lakhs
Hi good morning. வங்கிகள் இலவசமாக கொடுப்பதே இல்லை. வருடத்திற்கு பணம் வசுலிக்கின்றனர்.
Trap , never try
This content does not have any valuable information as per the topic.
Pls better avoid credit card. If u r earning above 50k then get just 1 credit card with limit of 30K and without anual fee.
Thats what i am doing
It's not 45 days.. 30 days cycle only 15 days for payment.. Please tell them clearly
Loosu
30 days +15 days= 45 days kanakku sari thaane! But theliva video la solli irukalam. 1st day of billing cycle la spend pannathuku pay panna 45 days iruku thane!
It purely depends on the type of card and charges it has. Go with life time free credit card which has no per day interest. If not you will end up in paying higher interest and annual fee.
Paisa vasool playlist podunga..
Preclosure of NoCOST EMI will attract penalty of 3% also !
நன்றிம்மா..!
Kindly mention about swiping charges which most of the places in tamilnadu
அருமை
Thank you mem
Hema Rakesh fans ❤❤❤
Video start from 2.00
Very Good information
Misleading information. bbc also could influencing badly
Madam neenga solrathu rich people ku correct,but kaila panam iruntha credit card use panna matom,ena credit card la gst,proccesing fees ithu ellame save agum,no cost emi namaku thevaiyana poruluku 3month only emi plan kudukiranga,neenga solra maari 100000 ku porul vanguna 34000 emi kattanum
Ithu middle classku sathiyama? Or Rich people ku sathiyama? Sollunga madam,etho video podanum nu podadeenga plz
வாங்கம்மா வாங்க கொசுவை கொள்ளும் நவீன இயந்திரம் நவீன இயந்திரம்........
Thank you
Having more credit cards will affect the cibil score?
Yes
Ivlo discipline ah irundha engaluku eduku credit card 😂😂😂
When a person can't manage his funds for 45 days , he is falling terribly. He is not fit for having a credit card. When one is able to, he is also not in need of it 😮😮😮 It is purely a loan trap for first said 😊poor people.
Instead of paying from debit card, you can pay from credit card, so you will get more cahsback/reward points. It will help to buy atleast a water bottle at the end of the year at free cost
தவறனா தகவல் நம்ப வேண்டாம். Credit card க்கு சந்தா எவ்வளவு? FD யில் மிகக் குறைந்த வட்டியே வரும்
But safest investment
Maintenance charges illama entha credit card eruku ipdi profit panna?
🏣 Post office saving pathi solluga please.
Now they arr charging if the limit crosses certain amt for utility bills
even though old fake Rs 500 Rs 1000 out of service from "8th" November 2016Fake currency notes of Rs 500 & Rs 2,000 surge threefold in 3 years: Union Finance Ministry of india
Avoid overspending, better not to use Cc
About Gold making charges and wastage charges.... Also gold coin exchange
EB, Water bill ku extra serivce tax katanum, adhukku nan Debit card ah ye use panipen
Buy reality not like that. If you have money better pay to merchant. If credit card company charging merchant means, merchant will pay from his pocket? He will collect those charges from customer only. Rewards points they will give 10-20 Paisa per 100. If yoywant redeem those points minimum 2k-3k points needed. That also any brand voucher only .only few types of card only allowing as cash redeem. After redeem as voucher you need to go any Mall to redeem. Bcoz those companies available inside mall only. There sometime voucher not work even if it work also you can't buy the exact amount of voucher value then you need payment extra money. So credit cards not easy like you say. I have used most cards struggled when redeem. You get paid for this promotion
Sister don't recommend credit card.my friend affected this honey drop.😢😢😢😢.
In no cost emi again gst 18 % we have to pay
Ipo apply pannalaam
Sip,swp,ppf, full details please...
Credit cardil 2 lakhs panam eduthuttu Emi pottuvittu, outside vaangiya kadanai adaikalamaa? Emi pottal adhiga vatti varuma madam.. please reply.....
Don't withdraw cash from credit card
Matti sethuratha
Volume romba low va iruku
End of this program: thi is sponsored by credit company 😂😂😂
இது எல்லா கடனட்டை பயன்படுத்துபவர்களுக்கும் தெரியும்!
முக்கியமான ஒன்னை விட்டுட்டீங்க, தங்கச்சி!
மூன்று வேறு வேறு கடனட்டைகளாவது வைத்துக் கொள்ள வேண்டும்.
பல போட்டி சலுகைகள், தள்ளுபடி கிடைக்க வாய்ப்புகள் அதிகம்!
(ரொம்ப கடனட்டை வைத்துக்கொண்டால், credit score குறையுமென்பதை மறக்க வேண்டாம்)
All complicated with interest
Credit card yendru sollama kadan attai yendru thelliva sollunga....
Who will pay the TAX for Credit Card Payment ?
Personal loan or loan detail
No cost emi la fees varum
Such stories, Not expected this from BBC.
நான் 30 ஆயிரம் சம்பளம் வாங்குகிறேன். என் நண்பனிடம் 30 ஆயிரம் கடன் வாங்கினேன் அதற்கு மாதம் 5 ஆயிரம் ரூபாய் வட்டியும் முதலும் கட்டுவது எளிது. மீதம் 25 ஆயிரம் எனது தேவைக்கு பயன்படுத்திக் கொள்ள முடியும் . ஆனால் கிரெடிட் கார்டில் 30 ஆயிரம் ரூபாய் வாங்கினால் மொத்தமாக செலுத்த வேண்டும் EMI வட்டி அதிகம். வருடம் முழுதும் வட்டி மட்டுமே கட்ட இயலும். வாங்கிய 30 ஆயிரம் கட்டுவது கடினம் .
But GST la poduthu
Same interest will came
தந்தி டிவி அக்கா 😅😅😅😅
They are trying to promote the Credit card. It looks like a paid ad.
Credit card very very dangerous.
1:57
😂😂😂 Kandupuduchitta perusa.
Dont use c. Card.
"penny wise pound foolish". this channel have certain respect when compared with other 'sewer' tamil satellite channel. don't spoil our name with these kind of non-senical content. don't know how you come up with these kind of bullshit. or just simply do a translation work of our uk peer.🤮💩🤡
எல்லாம் கேக்கற துக்கு நல்லாத்தான் இருக்கு உண்மையாக பல வழிகளில் நம்மைப் பல வழிகளில் சிக்கல்கள் உள்ளன
Sema joke 😂
Do you know, annual fee and card payment fee!
5:48 minutes wasted
Urutu🎉 no no cost EMI they put processing fee
Every Emi ku GST vera iruku
18%
Hidden charges
Ena ma nee comedy panitu iruka .... Fixed deposit yearly 1 percent interest for 1 lac potale one year ku 1000 than varum montly 100 rupees kuda varathu ithuku ethuku theva ilama athula irunthu eduthu podanum waste of time and one time bill pay panna miss panna 40percent interest poduvan ....intha maathiri paithiyakara thanama idea kudukathinga
No cost emi nu sollu ra but charge adukeraga No cost emi pls avoid
U will charged around 500 rs . 200 for p f gst will be around 200 to 300
Poi matrum kuruvathu matrum valikatta vendiya udagamaga seyatpadu
Very useful information. Thank you
Waste video....eamma nee first credit card use pannu...aprum pesu....evano oruthan ezhudhi kudutga apdae vandhu solradha.....cashback...45 naal vaddi, deposit....poama vera velai irundha poi paaru
I m a CA. I will say this is huge dumb video posted by dump news editor 😂😂
Credit card good for emergency, improve cibil, getting some cashback or offer only. Never ever think of investment purpose. Itcis useless no cost also have cgst sgst and other charges. Banks are not dump like news editor.
Like rummy game very dangerous tool.... 😢😂😮..emi trap.... Not suitable
Waste Of Time, I didn't Expect this video from the BBC,
Credit 💳 card yearly puthupikke yewlavu selawahum
There lifetime free debit cards also available
Scheme ah poruthu, unga income poruthu
இது 100 சதவீதம் பொய்
ராகேஷ் - சரி
ராக்கேஷ் - தவறு
ஏனெனில், राकेश என்பது हिन्दी சொல். இதில் மெய்யெழுத்தே இல்லை!
Super idea
Credit card companies paid promotion in bbc
எந்த புண்ணியம் கிடையாது....1 மட்டும் இருக்கு urgentkku use panni kklaam😂....
Fraud video. Cheating and time waste
Scam Alert😮😮😮.
Purely fake information about credit card from BBC. Dont promote this cards.
@@trollme9291 no bro Purpose of the credit card usage is very important You don’t know about that ….
its trap don;t buy that one
Lusu ma ne
Odi poiduga
misleading infomation
Waste video
தேவை இல்லாத ஆணி