Thank you good information. It's so damen bad taxation system that if you get rich you have to pay 83 percent tax. So poor man will never even try to earn more because for 10 laks he has to pay 83 percent what money is left for him to improve his business. It's always tax minimum then black money will be eradicate. There will be more open transaction and govt can cover maximum revenue. Here it's govt foolishly over taxes it's people. Most unjust taxation
Post office Senior citizens F D is taxable h .Small amount interest also taxable in post office Senior citizens account . Please explain it. And clear doubt.
I have income from FD only I did FD like 1 7lac FD for 46 days after closing it 2 7 lac FD for 46 days after closing 3 7 lac FD for 0 days 4. 6lac FD for 46 days after closing 5. 6 lac FD for 46 days after closing 6. 6 lac FD for 46 days Ais system showing gross amount 3900000. 39 lac rs Expecting response one of this 1 information is correct 2 information is not fully correct 3 information is duplicate 4 information related to other pan 5 information denied Please suggest which one has to select
Dear Sharma ji My father has now in age of 80 years +,last year there was T D S from his pension amount and it was later returns filed to I T ,Now my question is i have heard there shall be filing of I T Returns for 80+ please clarify???
Just one question plz answer as its creating much confusion, what would be the money in hand in yearly interest withdraw that means if someone withdraw interest every year ,if the fd is of 1 crore with 5.4 % interest,after tds and tax slab of 30 % and 2,50,000 exemption and cess and all...... What would be the money in hand . Thanks
@@sahilshaikh3223 Thanks for the information but I didn't said about retirement ,just I was asking this If tds is already been cut I have to show remaining amount in income from other sources and it department will also from it? So can u just give the calculations of this that I was asking ? (I am not retired)😂 and it's 30 % so plz give the calculations of yearly fd interest alone thanks plz ☀
@@lordkhalifaaa1562 Hi your interest on 1cr will be 551033 after TDS u get on hand 495929/_ . Assuming your monthly salary of 1 lakh your yearly income will be 12L + 495929 = Your annual income will be 1695929 after Tax rebate of 80C and others u have to pay tax 256129/_
Sir I just retired from SBI as chief manager now I want to give 80 lakh rupees to my daughter and 50 lakh to my son as gift before 31 March 2022 so please make a video immediately Regards
As I know from assessment year 2022-23 ,the exemption limit on FD interest for senior citizens is 50000 but there is no exemption for non senior citizens, while in your video you mentioned it 40000/. Kindly explain.
If I have a LIC of 7 lakh and I will get intrest around 1,30,000 in my bank account every three year upto 12 year , will this amount will be taxable and Income tax department will cut TDS on this income? How I can save TDS on this income ?
Dear Sir,. Exllent Video Sir 2 doubt in PPT as per your advise Do FD in different Bank if more then 10 Lacs but can it be report due to same pan card number. (2) if needed document to show source of income which type we need to save the document so that no problem face from IT department Example Salary slip or any more please suggest
What is percentage of capital gain tax on sale of immovable properties?Is it 10% or 20%? I have been told that if I take the benifit of inflation table, it will be 20%, and if do not take the inflation table benifit, it will be 10%. Is it correct?
All accounts are linked with pan so the logic of dividing the amount in different banks will not work as the collective interest will be over the threshold limit. So even if respective banks don't report, it will show on the AIS. Clarify.
CA Submit Sharma ji, sabee CA, yahi bolthe hain ki different bankon me FD karane se 40,000 yaa 50000 se jyadhaa interest aane se bank tax nahi kaatthaa, yahan thak teek hai, lekin income tax department ko kise pathaa nahin chalegaa aur notice nahin aayegaa. Is savaal ka koyi bee CA jawab nahi dhethe hain.
Aajkal to kitna bhi interest income ho Ais tis me show krega And interest se principal amount ka badi easily calculation liya ja sakta hai Kya nahi bata paa rhe hai aapko koi bhi ca?
dear very informative but it would be excellent, if you would had included example in table form thanks to your team for the efforts please continue with such vedeos
Sir Pichle 10 years se humara income below tax level hain iss liye hum ITR nahi bharte or humara online portal pe registration bhi nahi hain. (Hume bass fd interest 50000-60000 per year income hain) Iss wajah se agar IT dept ka notice/message humse miss ho gaya or humse koi reply nahi gaya to humare against kya action ho sakta hain? Iss situation me kya karwayi ki ja sakti hain humare against?
Dear agar aapne koi tax chhori nahi kiya To aapko darne ki need nahi hai But agar department ki taraf se kuchh notice aaya hai information mangi hai to uska comply kro
Hello Sir, Just want to understand one thing, If you kindly throw some light on same. In year 2021 January I have done a advance payment to builder from whom I have purchased a property whose possession has got delayed till March 2023. Builder was to give 10% interest on advance payment deducting TDS when they will give possession. Just If you can throw some light on same, while filling return for FY 2021 - 2022 do I have to consider this interest while filling return. If yes then what column do I have to consider same. Will be grateful if you can provide some guidance on same. 🙏🙏
Sir. Ager income 48000 hai and other sources income( fd interest one year me 4,50,000 tak pahuch gya kyu ki sari fd ek year me break kr di . Kyuki knowledge nahi tha . Pehle itr nahi kiya kabhi. income 250000 nahi tha. Last 5 years me 1 rs bhi deposit nahi kiya. Kese itr file hoga sedha 5 lakh ka.ho gya ? kahi problem
@@CASumitSharma sir . Jo fd break ka interest itne saal ka mila hai wo itr me kaha lekhenge ? Khug write kre ya automatically likha jayega . Kyuki ye to 6 years ka ikhtha mila hai . Kon sa itr file kre? Kab kre. Apr22 me break kiya
There are some specific FD which are exempt under section 80C and there is also locking period of 5 year of these types of FD, Make sure and confirm before investment
In sft fd is 24Lac as derived value for a/y 2021-22:: but during the same a/y 7 lac breaked on maturity ie total derived value comes to 17lac only. Should I give any compliance by revising the return ?
It's is said keep FD in different bank so that bank will not deduct TDS. However this income will show in AIS and again we have pay tax as per slab. Is there any way to save tax on FD..
Tax on FD on accural basis As you earn in which period you earn Need to show in that FY itself Additionally you can see the interest amount in form 26 AS/TIS/ AIS Tax is to be paid annaly after year end
Sir, I need clarification in LTCG e.g I buy mutual funds on different dates in different years for 5 years and I sell them all after 7 years in one go. How LTGC will be calculated? Please advise
Jai Hind Sir, mai Nov 21 mai retired hua hoon. Mera Retirement ka amount , jo ki mere Ac mai online Deposit hua hai.. Usko maine apne father mother. (Senior citizen) hain unke ac mai transfer karke postoffice mai RD Or SCS mai kar diya. Amount 30 se upar hai... Koi pblm tao nahi hai... Sir
Sir,main pensioner hun Mera 1500,000 lac RS SBI mein saving AC hai usme se Rs 500000lac ka FD Kiya hun kya mujhe itr bharna hai aur Mera TDS bhi kat gaya hai aur main form 15G bhar diya hun fhir aur mujhe kya karen hai jisse incom tax na Kate batain,
Nice video Sir sbi bank mein either aur survivor (joint)account mein kya survivor apne aadhar aur pan se aapnr naam par investment kar sakta hai limit 1.5 lakh tak
Sir mere account me finicial year 2020-21 me 1,16000 the.or 2021-22 me 1,84000 upi se deposit kar ke total 3 lakh ki fd online bana di to is me koi problem to nahi hogi mani itr kabhi nahi bhari please margdarshan karen.
To reduce my tax liability if I transfer some amount to my wife as gift and she in turn kept the amount under bank FD then in whose favour interest earned on FD would be taken for the purpose of income tax?
Sir,Can we transfer some money from one saving account to 2nd account by net banking and after withdrawal by ATM.Can we face any issue from IT department
Transferring your money from 1 account to another , there is no issue Withdrawal is bank wise Need to take care limit of 10 lakh for reporting and 20 lakhs for TDS Bank wise
@@CASumitSharma जैसे मेरे पिताजी को ritirment पर 70 लाख मिलेंगे तो में इनको fd करवाता हूं तो क्या IT से कोई नोटिस आएगा या नही आएगा क्या में इतने अमाउंट की fd करता हूं तो कोई परेशानी तो नही होगी tds कटेगा तो कोई परेसानी नही होगी पर यह तो सही पैसा है कोई चोरी का तो है नही IT का नोटिस आने पर में बता दूंगा की यह पैसा कहां से आया है इन सब की जानकारी बताईए ।।अगर में 70 लाख की fd 5 साल के लिए करता हूं तो कितना ब्याज मिलेगा ।।कितना टैक्स लगेगा।।कितना tds लगेगा।।कितना आदी सभी जानकारी बताइये
Actually ye bank to bank depend krta hai Agar aapke pass net banking hai to us se renewal kr sakte ho Aap personally nahi aa skate to application likh k bank ki mail id pe daal sakte ho..
sir ji . meri ek properly thi jo mene sell krdi he. or ek properly he uape 1year huva loan chalu che. jo mene properly sell ki he uske 40% muze cash mili he baki ka samne vali party ka cheque. jo cash me amount he vo me kese invest kru. samj me nai ata. or me self-employed hu freelancer hu. pleas iska answer dena sir.
I am a government employee. I pay income taxes. I earn more than one lakh interest. Bank deduct tds 10%. Is it compulsory to show in tax return other sources income more than one lakh? Plz reply.
Sir mere 2 account h dono account m transaction 1.5lakh 1.5lakh each account m h....Income h nhi meri idhar udhr dosto se leta hu lekin daily 2000-3000 ka transaction ho jata h or last m dono account m mila kr 1.5+1.5 3 lakh hora h transaction...In case notice aa skta h??Pls rply
Main farming krta hu main ik saal ka 8. 9 ka incone mrta hu jo cheq se account mein ata hai . Agr main fd krata hu jis ka interst 40 k se jada aye to kya muje baki income par tax lge ga . Jo kheti se income ati hai
Meri fd 1 saal ki thi aur 1saal hone k baad auto renew ho gyi 2 mahine baad maine break krwai fd toh mera tds cut kr lia bank ki premature kri hai aapne.. Please explain about this
Sir, I have made fd from axis Bank Rs.660000 for one year it reflects in my 26As under SFT005 term deposit remarks NIL When fd limit is Rs. 10 Lacs why it report
sir agar mere ladke ke account par fd banao Tu kiya fd ka intrest ladke ki income main count hongi ya meri income main shumar hongi mera ladka 22 year old hai aur jobless hai
Hello sir,,sir me her saal ager ppf account me 1.5 lakh save krti hu or iske alawa meri post office me purani FD ho jisko me renew krwa lu jo jo ki 20 se 50 thauosand ki h or meri income 2.5 lakh se kam h me me itr nhi bharti hu to kya mujhe in future kisi tarah ki koi dikkat aa sakti h kya,? ??,,,, Please reply sir,,or ager koi dikkat aati h to wo na aay iske liy mughe kya Krna chahiye, please suggest me sir
Dear sir, please suggest (1) annual income is less then basic limit so I never filed itr previous year my income is increased from. Limit and I have my ITR I have made fixed deposit in about 11 Lacs it was my previous saving balance fd interest reflectsin AIS (not any cash deposit in saving account) ITR intimation 143(1) received nil demand in future can I face any issue from IT department (2) proof of income appointed letter PF withdrawal, few salary slip is enough or anything more needed
Dear Sir,. Exllent Video Sir 2 doubt in PPT as per your advise Do FD in different Bank if more then 10 Lacs but can it by PAN number (2) if needed document to show source of income which type we need to save the document so that no problem face from IT department Example Salary slip or any more please suggest
Sir my father after retirement humko cheque se 30 lakh diya and I'm 18++ uske baad mei full amount fd karaya toh interest milenga fd mei toh kiske hand taxable hoga/ aur agar mei 10lakh se zyda fd kiya hai toh income tax se notice aa sakti hai kya
Agar proper gift deed k through gift diya hai to interest amount aapke (receiver) k hands me taxable hogaa Notice aayeha b to aapse FD amount ka source puchhenge Wo aapke pass hai So no need to worry
Sir humko fd Karna hai papa ke retire ke money se toh kaunsa investment sahi hoga mera papa already retirement ke baad 10 lakh scss mei investment kiye hai aur 15 Lakh kvp mei aur 10lakh gramin bank mei fd kiya hai and humko aur 30 lakh invest Karna hai toh kaha investment Karna better hoga plz guide me sir
Sir please reply mera 1 shop hai me aeps chalata huin aur train tickets booking karta huin , aur log Kam Karne jate hai other states log mere account me Paisa bhejta hai me withdrawal karke deta huin kuch Paisa income hota hai ,. Mujhe Kya karna hoga. Hindi me boliye sir please
👉For Professionals Help Click Here - bit.ly/casumit
You are the best informer of Income tax and GST.Love you Sir ❤️.
Thank you so much dear for your kind words ☺️
🔴 *ALL INCOME TAX RULES NOT APPLY ON INDIAN POLITICIANS* *WHO ARE IN POWER*
Yeh chor no 1 hai public ko lootne ke liye bethe hain
Because income tax is in their picket
Andhbhakt don't know
@@Funnyscene150 it's not about andhbhakt it's about chamchas who made stupid constitution and copy paste and support reserved quota job.
Corrupt govt 😠😠😠😠
Some youtuber don't show all information as you, thanx sirji
So nice of you
Absolutely right & good job sir 👍👍👍
Jai Hind sir 🙏🙏🙏
Thanks 😊😊
Very good information
Sir, I want to know FD maturity amount ko ITR me kaise dikhay
No need to show the maturity amount
It's Really Amazing Video sir ..
You always Have Beautiful And Useful Topics...
Thanks 😊
जी, सुमित जी बहुत ही सटीक और बेहतरीन जानकारी हेतु, शुक्रिया।🙏🙏
धन्यवाद
Thank you good information. It's so damen bad taxation system that if you get rich you have to pay 83 percent tax. So poor man will never even try to earn more because for 10 laks he has to pay 83 percent what money is left for him to improve his business. It's always tax minimum then black money will be eradicate. There will be more open transaction and govt can cover maximum revenue. Here it's govt foolishly over taxes it's people. Most unjust taxation
Very true
Thanks very much sir. Sir , how can I save income tax in case of LTCG of mutual fund
जितने कैच की जरूरत ह उतना ही बैंक मे रखो बाकी पैसे से जमीन खरीद लो जितना बैंक ब्याज देता ह उतना जमीन से आरम से मिल जाता ह
Post office Senior citizens F D is taxable h .Small amount interest also taxable in post office Senior citizens account . Please explain it. And clear doubt.
FD interest is taxable weather from bank or post office
Deduction of 80TTB can be taken
Very nice and useful information Sumit sir. 👍👍👍
Thanks Uday ji
If interest of FD becomes more than 50000/,bank deducted 10% tax on the total interest and not the amount exceeding 50000/. What is your view on this.
@CA Sumit Sharma, Even I need information on this. Please address this query...
Yearly
TDS will be deducted on entrie amount
Very nice and good Suggestions, Information and Advised.
Thanks kamlesh ji
I have income from FD only
I did FD like
1 7lac FD for 46 days after closing it
2 7 lac FD for 46 days after closing
3 7 lac FD for 0 days
4. 6lac FD for 46 days after closing
5. 6 lac FD for 46 days after closing
6. 6 lac FD for 46 days
Ais system showing gross amount 3900000. 39 lac rs Expecting response one of this
1 information is correct
2 information is not fully correct
3 information is duplicate
4 information related to other pan
5 information denied
Please suggest which one has to select
Have you filed ITR ?
Dear Sharma ji My father has now in age of 80 years +,last year there was T D S from his pension amount and it was later returns filed to I T ,Now my question is i have heard there shall be filing of I T Returns for 80+ please clarify???
75 plus year age
Only 1 bank account
Only pension and interest income
Then ITR filing not mandatory
I have salary income and also earn from stock market. Which ITR FORM I SHOULD FILL.
Just one question plz answer as its creating much confusion, what would be the money in hand in yearly interest withdraw that means if someone withdraw interest every year ,if the fd is of 1 crore with 5.4 % interest,after tds and tax slab of 30 % and 2,50,000 exemption and cess and all...... What would be the money in hand . Thanks
How u can fall in 30% slab u are already retired & income coming from fd after tds put u in no income tax braket
@@sahilshaikh3223 Thanks for the information but I didn't said about retirement ,just I was asking this If tds is already been cut I have to show remaining amount in income from other sources and it department will also from it? So can u just give the calculations of this that I was asking ? (I am not retired)😂 and it's 30 % so plz give the calculations of yearly fd interest alone thanks plz
☀
@@lordkhalifaaa1562 Hi your interest on 1cr will be 551033 after TDS u get on hand 495929/_ . Assuming your monthly salary of 1 lakh your yearly income will be 12L + 495929 = Your annual income will be 1695929 after Tax rebate of 80C and others u have to pay tax 256129/_
@@sahilshaikh3223 Thank u so much
Nice video
Gift Dene k liye kya karna padta hai
Kripya bataye
Kya formality hoti hai
Will make a detailed video on that soon
Sir
I just retired from SBI as chief manager
now I want to give 80 lakh rupees to my daughter and 50 lakh to my son as gift before 31 March 2022 so please make a video immediately
Regards
Drop your contact details casharma12@gmail.com
Will guide you
As I know from assessment year 2022-23 ,the exemption limit on FD interest for senior citizens is 50000 but there is no exemption for non senior citizens, while in your video you mentioned it 40000/. Kindly explain.
40k limit is for TDS deduction by bank in non senior citizens case
It means we can't claim rebate for this 40k in itr
If I have a LIC of 7 lakh and I will get intrest around 1,30,000 in my bank account every three year upto 12 year , will this amount will be taxable and Income tax department will cut TDS on this income? How I can save TDS on this income ?
Dear Sir,. Exllent Video
Sir 2 doubt in PPT as per your advise
Do FD in different Bank if more then 10 Lacs but can it be report due to same pan card number.
(2) if needed document to show source of income which type we need to save the document so that no problem face from IT department
Example Salary slip or any more please suggest
Great information Sir 🙏
Thanks 😊
Is renewal of FD essential or not in the case of Auto Renewal FD.
No , it will automatically get renewed
What is percentage of capital gain tax on sale of immovable properties?Is it 10% or 20%? I have been told that if I take the benifit of inflation table, it will be 20%, and if do not take the inflation table benifit, it will be 10%. Is it correct?
Informative video sir.please explain about 15 H and 15 G forms.thank you.Just subscribed to your channel.
ruclips.net/video/4yLAXJP_IOs/видео.html
There is already a video.on this topic
Please watch it
All accounts are linked with pan so the logic of dividing the amount in different banks will not work as the collective interest will be over the threshold limit. So even if respective banks don't report, it will show on the AIS. Clarify.
You are right
मैं अपने एक बैंक से FD break करके दूसरे बैंक में 15 लाख का FD deposit करूंगा तो कोई problem तो नहीं होगा ना ?
CA Submit Sharma ji, sabee CA, yahi bolthe hain ki different bankon me FD karane se 40,000 yaa 50000 se jyadhaa interest aane se bank tax nahi kaatthaa, yahan thak teek hai, lekin income tax department ko kise pathaa nahin chalegaa aur notice nahin aayegaa. Is savaal ka koyi bee CA jawab nahi dhethe hain.
Aajkal to kitna bhi interest income ho
Ais tis me show krega
And interest se principal amount ka badi easily calculation liya ja sakta hai
Kya nahi bata paa rhe hai aapko koi bhi ca?
dear
very informative
but it would be excellent, if you would had included example in table form
thanks to your team for the efforts please continue with such vedeos
Glad to hear
Happy to help
Sir
Pichle 10 years se humara income below tax level hain iss liye hum ITR nahi bharte or humara online portal pe registration bhi nahi hain.
(Hume bass fd interest 50000-60000 per year income hain)
Iss wajah se agar IT dept ka notice/message humse miss ho gaya or humse koi reply nahi gaya to humare against kya action ho sakta hain?
Iss situation me kya karwayi ki ja sakti hain humare against?
Dear agar aapne koi tax chhori nahi kiya
To aapko darne ki need nahi hai
But agar department ki taraf se kuchh notice aaya hai information mangi hai to uska comply kro
Thanks for the very good advice sir 👍 👏 🙏
Most welcome ☺️
@@CASumitSharma sir aap ka no mil sakta hai
Hello Sir,
Just want to understand one thing,
If you kindly throw some light on same.
In year 2021 January I have done a advance payment to builder from whom I have purchased a property whose possession has got delayed till March 2023.
Builder was to give 10% interest on advance payment deducting TDS when they will give possession.
Just If you can throw some light on same, while filling return for FY 2021 - 2022 do I have to consider this interest while filling return.
If yes then what column do I have to consider same.
Will be grateful if you can provide some guidance on same.
🙏🙏
Yes dear you need to show that interest amount under income from other sources head
Sir. Ager income 48000 hai and other sources income( fd interest one year me 4,50,000 tak pahuch gya kyu ki sari fd ek year me break kr di . Kyuki knowledge nahi tha . Pehle itr nahi kiya kabhi. income 250000 nahi tha. Last 5 years me 1 rs bhi deposit nahi kiya. Kese itr file hoga sedha 5 lakh ka.ho gya ? kahi problem
Hanji sari income show krdo
Upto 500000 tax nahi dena hoga aaapko
Bss ITR filing mandatory hai
@@CASumitSharma sir . Jo fd break ka interest itne saal ka mila hai wo itr me kaha lekhenge ? Khug write kre ya automatically likha jayega . Kyuki ye to 6 years ka ikhtha mila hai . Kon sa itr file kre? Kab kre. Apr22 me break kiya
If we make FD whether it is considered as deduction for 80c
There are some specific FD which are exempt under section 80C and there is also locking period of 5 year of these types of FD,
Make sure and confirm before investment
@@CASumitSharma okay thanku sir
In sft fd is 24Lac as derived value for a/y 2021-22:: but during the same a/y 7 lac breaked on maturity ie total derived value comes to 17lac only. Should I give any compliance by revising the return ?
Thank You 💓 Congratulations.
Thanks 😊
@@CASumitSharma \qqq111qaqaaaaqqaqaqaqqaqaqaqqqaqaqaaaaaaaaaaaaaaaqqaaaaaaaaaaaa\qqqqq1qqqq
THANK YOU SIR !!
Welcome 😊
have joint sb acoount in post office. 2nd holder has fd. fd interest will fall under 1st holder's pan or 2nd holder's pan?
Thank you sir for important advice
Most welcome ☺️
It's is said keep FD in different bank so that bank will not deduct TDS. However this income will show in AIS and again we have pay tax as per slab. Is there any way to save tax on FD..
No way to escape from tax
Need to pay tax as per slab rate
@@CASumitSharma Thank you for addressing my query..
GOOD AND VERY USEFUL.
Thanks 😊
Great, thanks for the information
Happy 2 help
अलग अलग bank मै टोटल सब bank मै मिलकर दहा लाख fd होगि तो कया नोटीस आसकता है. भया. Please reply
Alag alag bank ki limit hai wese to
Kyoki har bank jb tk 10 lakhs ki FD nahi hoti information nahi send krta
Post office me KVP me One finencial year me maximum kitne lakh deposit ker sakte hai..? Plese reply..
10 lakh Bank me F.D. na hokar MOD hua hai to uska tds aur tax kis tarah se hoga
Usko FD hi mana jayega
Bank will deduct TDS if applicable
Aapko income form other sources me show krna hoga
How much % tds will be deducted when monthly interest is 1 lakh sir
Flat 10% Dear
How much fd should be done for 1 lakh monthly interest
If fd matures in august 2022. The tax on interest must paid in august 2022 or by 31 march 2023. if we are in 30 percent slab
Tax on FD on accural basis
As you earn in which period you earn
Need to show in that FY itself
Additionally you can see the interest amount in form 26 AS/TIS/ AIS
Tax is to be paid annaly after year end
weldone sharmaji.
Thanks Singh Saab ☺️
सर मेरी टोटल इनकम 1196500हो रही हैं। टोटल डिडक्सन 80c-150000+50000=200000हो रहा है। फैमिली गिफ्ट कैसे करना है? और कितनी कर सकते हैं। मेरा टैक्स 110000
Gift to jitna mrji dedo
But no deduction will be available for gifted amount
On record check transfer kr sakte ho
Make sure to prepare gift deed
all future and option and intraday transaction is showing in AIS . if yes which itr is require ITR2 or ITR3 kindly reply.
Sir, I need clarification in LTCG
e.g I buy mutual funds on different dates in different years for 5 years and I sell them all after 7 years in one go. How LTGC will be calculated?
Please advise
Jai Hind Sir, mai Nov 21 mai retired hua hoon. Mera Retirement ka amount , jo ki mere Ac mai online Deposit hua hai..
Usko maine apne father mother. (Senior citizen) hain unke ac mai transfer karke postoffice mai RD Or SCS mai kar diya.
Amount 30 se upar hai... Koi pblm tao nahi hai... Sir
No problem dear
Make sure to make a gift deed of amount GIVEN to them
Sir,main pensioner hun Mera 1500,000 lac RS SBI mein saving AC hai usme se Rs 500000lac ka FD Kiya hun kya mujhe itr bharna hai aur Mera TDS bhi kat gaya hai aur main form 15G bhar diya hun fhir aur mujhe kya karen hai jisse incom tax na Kate batain,
If income below 300000 ( age 60 to 80) years then only form H possible
Nice video
Sir sbi bank mein either aur survivor (joint)account mein kya survivor apne aadhar aur pan se aapnr naam par investment kar sakta hai limit 1.5 lakh tak
ltcg tax pai naiyaa makaan lainaa partaa hai kisi nai bolaa kai nayai rule aayaa hai ki ab aap full FD karvaa saktai hein
Sar 2021 2022 mainy 1950000 tarn over kiya muje 217000 tex bharna pada mainy nsc may 300000 bhara hay
Thanks for nice information.
Welcome verma ji
Sir mere account me finicial year 2020-21 me 1,16000 the.or 2021-22 me 1,84000 upi se deposit kar ke total 3 lakh ki fd online bana di to is me koi problem to nahi hogi mani itr kabhi nahi bhari please margdarshan karen.
To reduce my tax liability if I transfer some amount to my wife as gift and she in turn kept the amount under bank FD then in whose favour interest earned on FD would be taken for the purpose of income tax?
As per rules the income will be get clubbed under your income
The gift given to wife or minor child will attract the clubbing provisions
Thank you
@@CASumitSharma sir can father gift it to major child will clubbing applied?
No clubbing
Sir,Can we transfer some money from one saving account to 2nd account by net banking and after withdrawal by ATM.Can we face any issue from IT department
Transferring your money from 1 account to another , there is no issue
Withdrawal is bank wise
Need to take care limit of 10 lakh for reporting and 20 lakhs for TDS
Bank wise
@@CASumitSharma Dear Sir, it's Rs.50000 only
Then no need to worry jain saab
@@CASumitSharma Thank you very much Sir,
Pl.tell me about Form No26AS how I can open in I.T cite for TDS for filing my return.
ruclips.net/video/Ckfd6wHJJJM/видео.html
Hello sir I am getting 2 lakes as rents from house property, in this case, is it compulsory to enter TAN no ?
अगर में 50 लाख की FD करने पर क्या टैक्स लगेगा क्या नियम है कितना ब्याज मिलेगा कितना TDS कटेगा आदि सब जानकारी बताइये
Depend krta hai
Rate of interest kya hai
Aapki age kya hai
Aapki baki or kitni income hai
Etc
@@CASumitSharma जैसे मेरे पिताजी को ritirment पर 70 लाख मिलेंगे तो में इनको fd करवाता हूं तो क्या IT से कोई नोटिस आएगा या नही आएगा क्या में इतने अमाउंट की fd करता हूं तो कोई परेशानी तो नही होगी tds कटेगा तो कोई परेसानी नही होगी पर यह तो सही पैसा है कोई चोरी का तो है नही IT का नोटिस आने पर में बता दूंगा की यह पैसा कहां से आया है इन सब की जानकारी बताईए ।।अगर में 70 लाख की fd 5 साल के लिए करता हूं तो कितना ब्याज मिलेगा ।।कितना टैक्स लगेगा।।कितना tds लगेगा।।कितना आदी सभी जानकारी बताइये
@@CASumitSharma 70 लाख की fd sbi में 5 साल के लिए 5.5%की दर से करता हूं तो कितना टैक्स।कितना टीडीएस।कितना ब्याज।आदी सब कुछ
Agar aapke pass proof hai.to.chinta ki koi baat Nahi hai
385000 interest banega year ka approx
Is par 38500 ka TDS kat jayega
Agar koi or income nahi hai to ITR file krke TDS Refund mil jayega
Halo sir, sir FD mature hone pr bank visit krna pdega? Agr hmm us time abroad mein hein tab kya krein
Actually ye bank to bank depend krta hai
Agar aapke pass net banking hai to us se renewal kr sakte ho
Aap personally nahi aa skate to application likh k bank ki mail id pe daal sakte ho..
Consulting charges how much
sir ji . meri ek properly thi jo mene sell krdi he. or ek properly he uape 1year huva loan chalu che. jo mene properly sell ki he uske 40% muze cash mili he baki ka samne vali party ka cheque. jo cash me amount he vo me kese invest kru. samj me nai ata.
or me self-employed hu freelancer hu.
pleas iska answer dena sir.
Call kr lena 10 to 5
8875042000
I am a government employee. I pay income taxes. I earn more than one lakh interest. Bank deduct tds 10%. Is it compulsory to show in tax return other sources income more than one lakh? Plz reply.
Ofcourse internet income should be shown under income from other sources and need to pay taxes as per slab rates
But you can do some tax planning
yes
Sir mere 2 account h dono account m transaction 1.5lakh 1.5lakh each account m h....Income h nhi meri idhar udhr dosto se leta hu lekin daily 2000-3000 ka transaction ho jata h or last m dono account m mila kr 1.5+1.5 3 lakh hora h transaction...In case notice aa skta h??Pls rply
Nahi aayega
Thanks for your valuable information & advice.
Glad to hear Sri Ram ji
Main farming krta hu main ik saal ka 8. 9 ka incone mrta hu jo cheq se account mein ata hai . Agr main fd krata hu jis ka interst 40 k se jada aye to kya muje baki income par tax lge ga . Jo kheti se income ati hai
Nahi lagega
Baki income 250000.tk.hai.to nahi lagega
Meri fd 1 saal ki thi aur 1saal hone k baad auto renew ho gyi 2 mahine baad maine break krwai fd toh mera tds cut kr lia bank ki premature kri hai aapne..
Please explain about this
Aap itr file ktke TDS refund le sakenge
Sir saving account me total 9 lakh tak deposit or transfer kiye hai by upi .1 finicial year me to kya itr bharni padegi .
Income dekho kitni hai
Agar crossed 2.5L then ITR mandatory otherwise not
@@CASumitSharma sir jis year me jayada hua hai tab bhar dete hai .har year thodi bharna padega please reply
@@FurnitureHelpVideo
Income 2.5L se kam hain to har year kyo bharenge?
AIS aaya he usase Bank Saving Interest ya Share Divided ya Share Profit long ya short term ya Koy bhi Bank FD ka Interest sab AIS me aa jata he 😀😀😀
True
What about section 64 of I.T. Act?
Sir thank you so much sir 2 lakh ka Renewal karna hai and just a few months ago FD same bank mai againe kiya so tax to nhi lagega ??
Interest income
And other income cross 5 lakh then only tax payable will come out otherwise not
Ek saal mai kitna deposit kar sakte hai
10 lakh per bank
Sir, I have made fd from axis Bank Rs.660000 for one year it reflects in my 26As under SFT005 term deposit remarks NIL When fd limit is Rs. 10 Lacs why it report
Actually it depends bank to bank
Sometimes they report to income tax department bellow Limit
@@CASumitSharma what is the meaning of Remarks NIL
My father's house sold , I got share in it , I want to do FD what rule should be followed
Nothing special as you have source of the money
Just show income earned from the FD in the respective ITR
How the transaction of shares will be reflected in AIS . It is showing only sale price of shares
If you will scroll right
Cost of acquisition will also show
Otherwise you can refer broker report
Hello sir...my name also Sumit ❤️❤️❤️
Nice to hear
Sumit Bhai ❤️
How to take refund Loan from closed relatives?
Through online mode
Like cheque, neft RTGS etc
सरकार को सारा पैसा जबत करके देश के विकास में लगाना चाहिए वयाज देने और टैक्स भरने का झंझट ही खत्म... 😌😌
Sir mera fd sbi me h abhi mene 7000ka transaction Kiya usme 3519 rs tds kat gya esa kyo please ye bataye
ITR file krke refund le sakte ho
sir agar mere ladke ke account par fd banao Tu kiya fd ka intrest ladke ki income main count hongi ya meri income main shumar hongi mera ladka 22 year old hai aur jobless hai
Agar usko as a gift show krdo to ladke k income mani jaayegi
@@CASumitSharma thnx for replay sir
Hello sir,,sir me her saal ager ppf account me 1.5 lakh save krti hu or iske alawa meri post office me purani FD ho jisko me renew krwa lu jo jo ki 20 se 50 thauosand ki h or meri income 2.5 lakh se kam h me me itr nhi bharti hu to kya mujhe in future kisi tarah ki koi dikkat aa sakti h kya,? ??,,,, Please reply sir,,or ager koi dikkat aati h to wo na aay iske liy mughe kya Krna chahiye, please suggest me sir
Koi problem nahi aayegi
Its a small amount.
Radha swami ji
Radha swami ji,,,sir pr kya mujhe ITR file krni chahiye,,taki mughe future me kisi tarah ki dikkat na aay
Ager aap itr file karwate h to apna number send kijiye please
Hanji file kr do to bdiyaaa hai
@@CASumitSharma ok,,to itr ka kitna charg lgega please reply
If diffrent bank and diffrent month me ten lakh fd karne par kitna tds katega I am not taxpayee senior citizon
After 50,000 annually per bank interest if form 15H not submitted
Muje tex kam bharna paday rasta bataye pls
Use tax deduction and examptions available
And rest depend upon your nature of income
Ben 10 lakh rupaye ki FD 3 mahine ke liye karvai thi to vah kya income tax mein socha karenge Bank
Hnji kr skta hai
Dear sir, please suggest
(1) annual income is less then basic limit so I never filed itr previous year my income is increased from. Limit and I have my ITR I have made fixed deposit in about 11 Lacs it was my previous saving balance fd interest reflectsin AIS (not any cash deposit in saving account) ITR intimation 143(1) received nil demand in future can I face any issue from IT department
(2) proof of income appointed letter PF withdrawal, few salary slip is enough or anything more needed
If you have the valid source of the amount invested and your income is below exemption limit then you need not to worry
@@CASumitSharma Thank you very much Sir,,
Dear Sir,. Exllent Video
Sir 2 doubt in PPT as per your advise
Do FD in different Bank if more then 10 Lacs but can it by PAN number
(2) if needed document to show source of income which type we need to save the document so that no problem face from IT department
Example Salary slip or any more please suggest
Sir TDS se beachnei ki lie 15 g/h option hei?
Hanji
@@CASumitSharma thanks sumit ji, bhagwan aap ko dusrie ki madad krnie layak bnie aur khub swasth jeevan Pradhan krie
Sir my father after retirement humko cheque se 30 lakh diya and I'm 18++ uske baad mei full amount fd karaya toh interest milenga fd mei toh kiske hand taxable hoga/ aur agar mei 10lakh se zyda fd kiya hai toh income tax se notice aa sakti hai kya
Agar proper gift deed k through gift diya hai to interest amount aapke (receiver) k hands me taxable hogaa
Notice aayeha b to aapse FD amount ka source puchhenge
Wo aapke pass hai
So no need to worry
Thank you sir
Sir humko fd Karna hai papa ke retire ke money se toh kaunsa investment sahi hoga mera papa already retirement ke baad 10 lakh scss mei investment kiye hai aur 15 Lakh kvp mei aur 10lakh gramin bank mei fd kiya hai and humko aur 30 lakh invest Karna hai toh kaha investment Karna better hoga plz guide me sir
Sir maine 5 lakh ke fd Jan mai banai thhe phir usse close karke March mai 5.5 lakh ke bana de online toh kya ye income tax ko jayega?
Same bank me thi.to information income tax department ko ja sakti hai
But you can easily justify that ki phle mature hui FD ki amount hi hai ye
@@CASumitSharma how to justify them? Please 🥺 reply
Cheque से कितने की FD करवा सकते हैं
Up to 10 lakh
Thank u sir 💫💫💫💫
🙏🙏
Sir please reply mera 1 shop hai me aeps chalata huin aur train tickets booking karta huin , aur log Kam Karne jate hai other states log mere account me Paisa bhejta hai me withdrawal karke deta huin kuch Paisa income hota hai ,. Mujhe Kya karna hoga. Hindi me boliye sir please
Record maintain kro
ITR file kro jtni income hui hai usko show kro
@@CASumitSharma sir ji agar 2020 me 35 lakh ka transaction hua aur dusre sal 2021 me 15 lakh ka transaction hua to income tax me problem hoga kya sir
Nice information👍
Thanks 😊
Thanks for information.
Most welcome
Good g 👏👌👌
Thanks
2019 se hamara tds cat Raha hai to wo mil sakta hai kaya
Not possible