I'm holding Tesla, Alibaba, iQiyi and taking gambles on Change Healthcare and Nio One of my favorite new investing apps is called M1 Finance. M1 Finance combines the automation of a robo-advisor like Acorns with the customization and control of a full-service online brokerage, and the service is entirely FREE for individual investors. I like to think of it as a combination of both Robinhood and Acorns. If I had to choose only one app to use to invest in the stock market, I would definitely pick M1 Finance. (They also allow you to open a ROTH IRA!) Try it today and get $10 to invest! mbsy.co/ll87Q I also buy publicly traded companies via an app called Robinhood. It is FREE to buy shares but not as automated as M1 Finance. ROBINHOOD announced they are now adding Crypto trading for FREE in 2018! Signup with my link below and Robinhood will give you 1 share of a company for FREE! share.robinhood.com/ronaldb5 In my opinion, it's too late for Bitcoin, buy Ripple XRP, Litecoin, EOS, OmiseGo(OMG), and Stellar Lumens XLM coins. To invest in the blockhain technology itself, look at $IBM When I first started dabbling in Cryptos, I got my feet wet with an app called Coinbase (the most user friendly to use for a beginner). You simply connect your bank account with Coinbase to start buying and selling Bitcoin and other cryptos, which you can send to anyone in the world just like you would an email. It’s free to create a Coinbase digital wallet, plus you can get $10 worth of BTC for free if you use my link below! www.coinbase.com/join/591a24ce64a015071bf549c7 Another way to earn cryptocurrency is to mine it. You essentially leave your computer on and earn crypto by allowing the various cryptocurrency networks to use your computer's processing power to confirm transactions. This is essentially a free way to earn cryptocurrency though there are the costs of electricity for letting your computer run. The program I use for this that is the most simple is called Honeyminer. With honeyminer, all mined coins are converted to Bitcoin and your balance will increase daily. You can keep it as an investment or sell it for cash anytime you want. Signup with my referral link and you will receive a nice bitcoin bonus immediately for signing up! honeyminer.com/referred/593p5 If you sign up without a referral link you'll start with $0 so might as well take the bonus! But if cryptos aren't your thing, and you'd like to become rich fast you should start a business! If you can't start a business, you should at least be saving money to leave to the next generation. I save for retirement and other goals through automation. Automation is like passive saving. it just happens and i don't have to do anything! I use an app called Acorns. It automatically takes small amounts money out of your account here and there and invests it into a broad holding of stocks via Vanguard(You'll get $5 to start through Acorns if you use this invite as well: acorns.com/invite/UJ56L6 ) Just set it and forget it!
@@0ut1and3r I don't know why the breakfast club have suze Orman on here after $camming the poor and middle class with her debit card that was full of flaws a few yrs ago . After the scandal her show got canceled . I just Google it
I have followed Suze Orman interviews for years. She speaks a lot of common sense. I believe this: 1. Own at least one house 🏠 and car outright. Invest in other properties but own one without equity loan or mortgage.2. Save two years worth of salary just in case you walk into work and you are fired. It takes black folks longer to get jobs than others but you have to still live and don’t want to be homeless 3. Fund your retirement with a side hustle. Never place all your eggs in one multiple steam of income . Don’t depend on ANYONE to take care of you...
@@jasmanefranklin1 i understand that but people generalize like its the smartest way to invest for everyone. Investing isnt one size fits all and you dont have to own a home to never be homeless and owning a home, doesnt alone ensure you will never be homeless.
She's a narcissistic and ruthless con-artist scheming off people through her credit card scams and books. Throughout her career, she has ripped off many people, lied about her credentials and never followed the advice she gives.
Listen here, the best advice is to AVOID DEBT, stick to a budget and LIVE DEBT-FREE. Also, always look to make multiple sources of income. NEVER only rely a JOB. Companies are NOT LOYAL.
Actually... that's the opposite of what I have learned after making money all these years. Debt IS USEFUL. Rich people use debt to make money. HOW? Quick example is by getting a car loan and NOT pay in cash. The money you would have used to pay for it in full will have GROWN in an ETF, index fund, picked stock at a MUCH HIGHER RETURN even AFTER factoring in the car APR, usually at 3%. S&P500 alone gives you an average of 10% return a year. You already would have made 7% back after with just getting your car via a loan. DO NOT AVOID DEBT. Make debt WORK FOR YOU.
Bring on The Budgetnista! She is a black woman from Jersey who has an amazing way of teaching financial literacy. She gives back to the community, has a great online resource group, & is very uplifting & encouraging to our community.
Yes Suze married a very wealthy woman, and she is wealthy herself with a net worth of more than $35 MILLIONS according to celebrity net worth. She helped a lot of people with teir finances during her career . I LEARNED ALOT from her , she is one of my mentors , Iam a big fan of her.
When Envy said the first rule of money was to not pay taxes, they laughed. However, he was 100% right. The ultra rich knows that the biggest expense you'll ever pay in life is taxes. Every big money decision is based on how to legally avoid taxes. It's why real estate investing is so powerful.
I love Envy. But im team Suze when it comes to the mind set of pay it off, own it, and dont try to constantly juggle debt just bc youre a savvy investor. I always try to think, if all hell broke loose, whats getting repoed? The house bc it aint paid off. The cars bc they aint paid off. The real estate ventures that aint paid off. I can quantify how much money is in my pocket and how much more i want to have. But i cant quantify the peace of mind of knowing that im completely free of any bank having me mentally and financially enslaved to them for years to come. Mortgage, 15 to 40 years. Car, 1 to 7 years. School loans, forever + 2 more lifetimes. Debt isnt Gods version of living our best life.
She right! I just made my last debt payment to student loans today. I am finally debt free and it took me 2 years to pay off $60K in student loans and a car loan. I have been living like no one else so that I can live and give like no one else. Your income is your wealth building tool. Why not pay off your mortgage Envy, you can buy more houses if you didn't have debt. Doesn't he know that your lowering your net worth by having that house or property not paid off. Net work in what you owe minus what you own!
Envy talks about money like he's talking to over rich people. He still doesn't get that normal people wanna be comfortable. Which means getting out of debt, so normal people wanna pay off their homes.
Envy's advise applies to everyone. If you have money to pay off your mortgage, you have money to build a property portfolio and have others pay off those other properties and your own house for you.
Envy is teaching you how to be rich. And do what the rich do like take that extra money you have and instead of paying off your home buy an asset that will bring you money each month use that money from the asset to pay off your home now you have an income producing property and a home paid off now thts being secured stop thinking regular and think wealth
C Green That’s exactly it, wealth vs selling your time and effort for the rest of your life hoping that you save enough. Envy is absolutely right in what he’s saying, that’s what needs to be told and shown to more of us opposed to being complacent and having a false sense of security. There’s always going to be a demand for property, expand that portfolio & have others pay for your properties and the house you’re living in while you’re still making a profit from it not to mention property values increasing at the same time meaning even more profit short term and long term wise.
@@hakshustletv No. He is saying mortgage the hell out of your properties and never own them. His flips are different he gets the cash and reinvests. But his rentals he is using equity. I would pay off my my main crib.
This "trick" was one back when it was cool to buy "No money down Real estate"....Google that and see how far it takes you...Might see some of my "freinds"..Dave Del Dotto, Carlton Sheets, John Beck, The "Milinn Method"., Charles Givens, , Dean Grazious, Don Lapre, just to name a few......
She's a scammer dude, sorry to burst your bubble. She's one of the rich that don't wanna pay her fair in taxes and lying that taxing the rich won't help, such BS, cause it worked before and they think people don't know their history.
I want to add that I’m currently a finance student at UCF and my parents have small business. I have a Roth IRA and I use vanguard to invest a portion of my paycheck each month. I still think this lady keeps it real.
Yesssss. Great content. As an accountant I talk about wealth all day. This is right up my alley. I really need to edit my RUclips videos and start uploading them.
I'm planning to retire at 55 from full-time work. I will work part-time for the rest of my life because I could never fully retire. I won't have a large monthly income at 55 but I am going to enjoy semi-retirement while I am young. I will also collect social security as soon as I can because tomorrow is not promised to you. Nevertheless, I will have plenty of money to cover my bills and to save a little extra. That's what's important to me.
Terence H yes!! There’s no guarantee on social security. There’s no guarantee we’ll live to 70. I want my money and I want it now. I’ll throw it in an index fund or something🤷🏿♀️
Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down. Proverbs 21:5 The plans of the diligent lead to profit as surely as haste leads to poverty.
Dave Ramsey, like Suse Orman, has solutions for the play-it-safe American. Envy has more of the Robert Kioyosaki mind. Only a few are brave enough to put it into application.
He's not on her bad side. Low key she's jealous and thinks its a competition. She has a whole podcast on sex. Really. Now this is just my opinion. I think he is the better interviewer out of them all and they know it.
@@godsdaughter9024 It so crazy and obvious that its funny.. Cause he is clear about his struggle. But, his questions are clear and genuine. Her's are fake and pretentious, and disingenuous.. Donkey of the Day is just awesome. Lol. Be blessed.
I ❤❤ Suzy Orman Interviews!!! The last time she was on the breakfast club I was at a very sad, depressing & Burdensome place in my life. Her interviews always seems to uplift me! ❤
Anybody else see Angela Yee face and how her whole tone changed when CTG said something about a 3 some😜😁😁😁😁😜🤪🤪🤪🤯🤯🤯🤯. Dam you could feel the hate drip off her . She was mad asf.💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯😂😂😂😂😂😂😂😂😂😂😂😂. Ctg better chill out or get stabbed lol lol lol.
BEST! Financial Advisor in my opinion. No mortgage for me either!!! I know how to manage my money, but I did take Suze's advice about my retirement plan. "Retirement is living your life and doing what you what" YESSSSSS I agree 100%. I will do the same. Thanks for the free audio. I will listen to it this weekend for sure.
Suze’s Young, Fabulous, and broke saved my financial life! The part about using money in savings to pay off credit card debt, then build was gold! She explained it by way of interest earned vs interest paid on credit cards. It is a must watch! I am debt free in my 40’s and I heard her program in my 20’s.
Envy gave the worst example to try and prove his point. That wasn't something that would make the average person say "I agree with Envy on this one". A SCHOOL??? Lol, not many people opening up schools, he could have just said a rental property.
Thank you! I'm 52 and I listen because I enjoy the dialogue. Even when it's someone I may not be familiar with, the questions are good and the guests are treated with respect. Keep it up and I'm going to keep watching.
DJ Envy got nerve. I went to your flip houses course at the Jacob Javits Center and you gave nothing. The people you had there said they would send powerpoints, etc and didnt. Give me my money back!
@@sharna5585 thats actually not bad at all. I would have taken video, recored the information,Or emailed/followed up with the presenters to give the power points. For the same info that envy and Ceasar give you paid $100.00 people pay 30k. I even heard one on dave ramsey podcast where a couple paid 70k to learn how to flip houses! Now thats ridiculous.
Work for the institution you wish to attend. That's what I did and was able to use the tuition waiver for undergrad and half of grad school. As long as it's a full-time, benefits eligible position you're set.
Great interview !!!! I like the fact that Suzy's approach is practical. Financial power is a paramount component to freedom and growth. We all deserve to be free whether or not we are 50. Being given the tools to reach that destination is powerful.
she is not practical. she just wants to sound like so. I know she's charming, but she's a scammer. her advice is bad, sometimes good, she's a theatricalist like trump. she steals from retirement folks and black people. shame on Breakfast Club for giving her this platform.
Thank you Suze! I heard this interview last week and today I am back.. I have started the $100 a month saving plan in the Roth account! This should be great. Ppl please listen to this interview!!! THE GAME IS FREE. @2:05
She is wrong, retirement is not an age it is financial stability. She just contradicted her self. "Retirement is about doing what you want". That sounds like you need money for that and not really an "age" thing.
It seemed like a question that didn't have a wrong or right answer. She's looking at most people who tend to see themselves as retired and that tends to be around the 60's on up or so. One way to accumulate money is time and that means it will take years for most people.
It's both. At some point you get old enough to where you're unable to work, or at least unable to do the same type of work you've always done. At which point you also need to be in a good financial situation. You'll eventually need to stop working due to age, but having the right number financially can speed up your ability to retire before it's physically necessary.
@@Blackcricket100 i am retired and i am 41. I always tell people that retirement has nothing to do with an age if you are financially stable to sustain your way of life. Who wants to work until 70..that isn't life.
I don’t always get a chance to listen to your show in the mornings unless I’m driving a long distance so I appreciate being able to watch here. Thank you for providing a platform for us to get valuable financial education.
I'm 30 n a single mom dont invest the dow is down has been for a month, simple way to make money work for yu is to save 10% of yur income weekly and opt for a 401k at yur job I'm not rich yet but just use common sense God made us equal yu just have to know the difference between assets and liabilities b a smart spender the pay yur self first thing is the 10% dont b fooled by this scammer
I really enjoyed this interview with Ms. Suze Orman, she's smart and really seems to care about everyday people, i have been listening to her for years and she gives great tips on how to save money for ur future, and most of what she says is easy and common sense when u follow her advice.
"Boyfriend, you don't even know." lol I love Aunty Suze! She stay droppin' them gems and unapologetic about it. Congrats Angela on paying off your mortgage that is a HUGE accomplishment!
As much as I enjoy the little bits and pieces that she recommends. Listening to her is similar to going to a family member for mental health advice. She may say something correct occasionally but going to a licensed professional is 1000x better. Please do your research before investing any parts of your money and seek answers from a couple different ones and make decisions that work best for you.
12:15 The next time you encounter that person who only and always seems happiest when they are in some way making others miserable? Refer to this timestamp, and FULLY understand why. FACTS! Thank you, Suze. I love that honesty.
For Envy to be from humble beginnings, he's so disconnected from the real world. The average person needs to pay off all of their debts because debt is what eats into their income. They don't have the luxury of making millions a year.
So some customers gave her $50,000 in the 1970’s to open up her own business.... Blacks don’t get those type of blessing.. It was a 6/10 financial interview...
EVERYTHING BYJOHN She said put $100 in a Roth IRA every month. The black community spends more than that on hair weave. It can be done when black people learn some discipline.
Key Stanley you missed the point. Dj envy NOT ONLY does that, but doesn't pay off his mortgage in full at all, instead using his money to buy more investments, such as a school, rental property, etc. Therefore bringing MORE PROFIT in. Now what if we DID THAT as a black people? And then she agreed with him fully. Please review the context before replying. Thanks.
EVERYTHING BYJOHN What are you debating???? I agree with her and Envy. MY POINT was that the black community needs to exercise financial discipline PERIOD!!! Stop looking for an argument.
Corporations should pay their fair share of taxes. It’s not like they are paying their employees a good wage or passing of their savings to the consumer.
@breakfast club power 105,1 fm Suzy needs to come one once a month, i am in my forties and i have been following her since i was a teenager, i want to be the next black Suzy Orman
I disagree with her hot take on what age you should take social security ... she’s extremely healthy and have the best medical doctors. The age you should take social security should vary depending on your mortality rate and your net income. If you have medical complications or a short life expected life span ... you should take it ASAP.
Great interview! Totally disagree on not taking Social Security until you’re 70. It depends on the type of job you have, your health and your finances! Paying my house off in 2024 because I need that security 🙌🏾
Envy wrong you can have multiple mortgages on flipping homes but for every 7 homes you have you need to pay off the loans just in case the housing market crashes
Some people on here are saying she’s a scammer. I recognize her but don’t know a whole lot about her. I can say for sure everything she said on here about investing is good free advice.
Love Suze Orman! Been a supporter since the beginning. The FACT that she’s rich but has a good heart and remains humble says a lot about her. And let’s not forget how easily it was for her to say to Charlamagne that she’ll donate to any charitythat he has. Once he started naming them Angela interrupted. But I’m sure Charlamagne and Suze will talk more in detail off air because there are a lot of organizations that could use donations, and one being mental health is a step in the right direction.
paying my home off was great i planned good i retired from my job at 55 last yr after working there 35 yrs and I made sure I paid everything off cars credit cards and house so I just chill and live off my pension and I'm proud of myself
We gotta give it up to Envy. If he don't know nothing else, he know how to get to the bag!
Every ignorant nigga know how to get to the bag.
ruclips.net/video/wZJh25-sO98/видео.html
@@Moorsho 😱😱😱😱😱
I'm holding Tesla, Alibaba, iQiyi and taking gambles on Change Healthcare and Nio
One of my favorite new investing apps is called M1 Finance. M1 Finance combines the automation of a robo-advisor like Acorns with the customization and control of a full-service online brokerage, and the service is entirely FREE for individual investors. I like to think of it as a combination of both Robinhood and Acorns. If I had to choose only one app to use to invest in the stock market, I would definitely pick M1 Finance. (They also allow you to open a ROTH IRA!)
Try it today and get $10 to invest! mbsy.co/ll87Q
I also buy publicly traded companies via an app called Robinhood. It is FREE to buy shares but not as automated as M1 Finance.
ROBINHOOD announced they are now adding Crypto trading for FREE in 2018! Signup with my link below and Robinhood will give you 1 share of a company for FREE!
share.robinhood.com/ronaldb5
In my opinion, it's too late for Bitcoin, buy Ripple XRP, Litecoin, EOS, OmiseGo(OMG), and Stellar Lumens XLM coins. To invest in the blockhain technology itself, look at $IBM
When I first started dabbling in Cryptos, I got my feet wet with an app called Coinbase (the most user friendly to use for a beginner). You simply connect your bank account with Coinbase to start buying and selling Bitcoin and other cryptos, which you can send to anyone in the world just like you would an email.
It’s free to create a Coinbase digital wallet, plus you can get $10 worth of BTC for free if you use my link below!
www.coinbase.com/join/591a24ce64a015071bf549c7
Another way to earn cryptocurrency is to mine it. You essentially leave your computer on and earn crypto by allowing the various cryptocurrency networks to use your computer's processing power to confirm transactions. This is essentially a free way to earn cryptocurrency though there are the costs of electricity for letting your computer run. The program I use for this that is the most simple is called Honeyminer. With honeyminer, all mined coins are converted to Bitcoin and your balance will increase daily. You can keep it as an investment or sell it for cash anytime you want. Signup with my referral link and you will receive a nice bitcoin bonus immediately for signing up! honeyminer.com/referred/593p5 If you sign up without a referral link you'll start with $0 so might as well take the bonus!
But if cryptos aren't your thing, and you'd like to become rich fast you should start a business! If you can't start a business, you should at least be saving money to leave to the next generation.
I save for retirement and other goals through automation. Automation is like passive saving. it just happens and i don't have to do anything!
I use an app called Acorns. It automatically takes small amounts money out of your account here and there and invests it into a broad holding of stocks via Vanguard(You'll get $5 to start through Acorns if you use this invite as well:
acorns.com/invite/UJ56L6 )
Just set it and forget it!
@G A 🤣
Breakfast Club doesn’t get enough credit for the guest selection.
everybody be sure to dislike this video of oprah's fraudulent minion trying to sell you bullshit. her come up was winning a lawsuit.
shes a scammer a good one though
@@0ut1and3r I don't know why the breakfast club have suze Orman on here after $camming the poor and middle class with her debit card that was full of flaws a few yrs ago . After the scandal her show got canceled . I just Google it
idiot.
@@yolovideos8084 very Trumpy
Suze: “There is a highway into poverty and there isn’t even a sidewalk out...”
Lmao!
That was such an on-point statement. This was a great interview.
Now that is a bar!✊🏾
True words.
That's code for Black people can't walk on the sidewalk with Whites. Gotta stay in the Mud with your Nice Suits and Sunday dresses
My boss is a well off black woman and she said she follows everything she says and this women has 3 homes paid off in the most affluent areas. Goals.
Don't b fooled
Marina Avant right her boss might be embezzling
@@MrShootDat not at all. Just using the intellect they were born with to get ahead. Not everyone has to be corrupt.
I never said they had to be. I agree with you.
Instead of trying to show off like most black folks do, she invested. Well done.
I have followed Suze Orman interviews for years. She speaks a lot of common sense. I believe this: 1. Own at least one house 🏠 and car outright. Invest in other properties but own one without equity loan or mortgage.2. Save two years worth of salary just in case you walk into work and you are fired. It takes black folks longer to get jobs than others but you have to still live and don’t want to be homeless 3. Fund your retirement with a side hustle. Never place all your eggs in one multiple steam of income . Don’t depend on ANYONE to take care of you...
Houses are not a good investment for everyone.
@@realascanb222 owning the house is so you will never be homeless
She’s a scammer ruclips.net/video/wZJh25-sO98/видео.html
THIS WAS SO GOOD
@@jasmanefranklin1 i understand that but people generalize like its the smartest way to invest for everyone. Investing isnt one size fits all and you dont have to own a home to never be homeless and owning a home, doesnt alone ensure you will never be homeless.
Please bring her back more often l love listening to her she gives such valuable information!
ruclips.net/video/wZJh25-sO98/видео.html
She's full of it
She’s a scammer
She's a narcissistic and ruthless con-artist scheming off people through her credit card scams and books. Throughout her career, she has ripped off many people, lied about her credentials and never followed the advice she gives.
Listen here, the best advice is to AVOID DEBT, stick to a budget and LIVE DEBT-FREE. Also, always look to make multiple sources of income. NEVER only rely a JOB. Companies are NOT LOYAL.
Actually... that's the opposite of what I have learned after making money all these years. Debt IS USEFUL. Rich people use debt to make money. HOW? Quick example is by getting a car loan and NOT pay in cash. The money you would have used to pay for it in full will have GROWN in an ETF, index fund, picked stock at a MUCH HIGHER RETURN even AFTER factoring in the car APR, usually at 3%. S&P500 alone gives you an average of 10% return a year. You already would have made 7% back after with just getting your car via a loan. DO NOT AVOID DEBT. Make debt WORK FOR YOU.
I love Suze Orman!! I miss her show on MSNBC! “You are denied girlfriend”!!! LoL 😂
:) :) :)
I think watching that show turned me into a grown-up!
Best show ever
Antonio Harrison 😀
Yasssssssss.
Stop paying others.
Pay yourself.
ruclips.net/video/wZJh25-sO98/видео.html
Invest in yourself.
Amen 😊
DARREL BE... this came from the pulpit yesterday, PASTOR SAID THE SAMMMMMMMMMMMMMMMMMMMMMME THANG!!!!!
@John Doe i agree
Whew! That was a really uncomfortable moment when CTG blurted out “So ya”ll havin a 3 some?” Dam! So inappropriate smh
I know right he always gotta say something dum.and I like c the god but he always gotta say some dum shit.lol,smh
Yeah I could feel Angela's disguist.
He know what the elites be on
Bring on The Budgetnista! She is a black woman from Jersey who has an amazing way of teaching financial literacy. She gives back to the community, has a great online resource group, & is very uplifting & encouraging to our community.
Yes Suze married a very wealthy woman, and she is wealthy herself with a net worth of more than $35 MILLIONS according to celebrity net worth.
She helped a lot of people with teir finances during her career .
I LEARNED ALOT from her , she is one of my mentors , Iam a big fan of her.
She’s a scammer ruclips.net/video/wZJh25-sO98/видео.html
When Envy said the first rule of money was to not pay taxes, they laughed. However, he was 100% right.
The ultra rich knows that the biggest expense you'll ever pay in life is taxes. Every big money decision is based on how to legally avoid taxes. It's why real estate investing is so powerful.
I love Envy. But im team Suze when it comes to the mind set of pay it off, own it, and dont try to constantly juggle debt just bc youre a savvy investor. I always try to think, if all hell broke loose, whats getting repoed? The house bc it aint paid off. The cars bc they aint paid off. The real estate ventures that aint paid off. I can quantify how much money is in my pocket and how much more i want to have. But i cant quantify the peace of mind of knowing that im completely free of any bank having me mentally and financially enslaved to them for years to come. Mortgage, 15 to 40 years. Car, 1 to 7 years. School loans, forever + 2 more lifetimes. Debt isnt Gods version of living our best life.
She right! I just made my last debt payment to student loans today. I am finally debt free and it took me 2 years to pay off $60K in student loans and a car loan. I have been living like no one else so that I can live and give like no one else. Your income is your wealth building tool. Why not pay off your mortgage Envy, you can buy more houses if you didn't have debt. Doesn't he know that your lowering your net worth by having that house or property not paid off. Net work in what you owe minus what you own!
Congrats!!! I'll be debt free in March! 33K of debt took me 4yrs to pay off...
Congratulations!! 👏🏿👏🏿 paid off 25k in debt last year, more to go! Uncle Dave Ramsey taught your well?
Salute to you discipline (fellow Dame Ramsey follower). I’ve paid off everything except 150k mortgage and will be 100% debt free by 40
Congrats
Except you never truly own a home
Envy talks about money like he's talking to over rich people. He still doesn't get that normal people wanna be comfortable. Which means getting out of debt, so normal people wanna pay off their homes.
Essence Taylor
Absolutely true... like she said, “secured.”
Envy's advise applies to everyone. If you have money to pay off your mortgage, you have money to build a property portfolio and have others pay off those other properties and your own house for you.
Envy is teaching you how to be rich. And do what the rich do like take that extra money you have and instead of paying off your home buy an asset that will bring you money each month use that money from the asset to pay off your home now you have an income producing property and a home paid off now thts being secured stop thinking regular and think wealth
C Green That’s exactly it, wealth vs selling your time and effort for the rest of your life hoping that you save enough. Envy is absolutely right in what he’s saying, that’s what needs to be told and shown to more of us opposed to being complacent and having a false sense of security. There’s always going to be a demand for property, expand that portfolio & have others pay for your properties and the house you’re living in while you’re still making a profit from it not to mention property values increasing at the same time meaning even more profit short term and long term wise.
@@hakshustletv No. He is saying mortgage the hell out of your properties and never own them. His flips are different he gets the cash and reinvests. But his rentals he is using equity. I would pay off my my main crib.
I’m a 20 year old guy and I’ve never heard of this lady before. Usually watch rapper interviews, but this was good.
I feel bad this was ur first non-rapper vid. she's a scammer lol
Hopefully this video makes you think more about saving for retirement. Look into reading Kipling or Money magazine for more information.
This "trick" was one back when it was cool to buy "No money down Real estate"....Google that and see how far it takes you...Might see some of my "freinds"..Dave Del Dotto, Carlton Sheets, John Beck, The "Milinn Method"., Charles Givens, , Dean Grazious, Don Lapre, just to name a few......
She's a scammer dude, sorry to burst your bubble. She's one of the rich that don't wanna pay her fair in taxes and lying that taxing the rich won't help, such BS, cause it worked before and they think people don't know their history.
I want to add that I’m currently a finance student at UCF and my parents have small business. I have a Roth IRA and I use vanguard to invest a portion of my paycheck each month. I still think this lady keeps it real.
Yesssss. Great content. As an accountant I talk about wealth all day. This is right up my alley.
I really need to edit my RUclips videos and start uploading them.
I'm planning to retire at 55 from full-time work. I will work part-time for the rest of my life because I could never fully retire. I won't have a large monthly income at 55 but I am going to enjoy semi-retirement while I am young. I will also collect social security as soon as I can because tomorrow is not promised to you. Nevertheless, I will have plenty of money to cover my bills and to save a little extra. That's what's important to me.
Terence H yes!! There’s no guarantee on social security. There’s no guarantee we’ll live to 70. I want my money and I want it now. I’ll throw it in an index fund or something🤷🏿♀️
Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down. Proverbs 21:5 The plans of the diligent lead to profit as surely as haste leads to poverty.
wow, what a scripture! Powerful
My fav book.
I like that!
I’m sooo glad I watched the whole thing. I thought it would be boring but everything happens for a reason
your smile is pretty
Watch Dave Ramsey and Chris Hogan
She did another interview with breakfast club that's on RUclips that's even better than this one.
Best show ever! We need you guys to do more interviews to help ppl like me learn to gain wealth. Good Shit!!! 👏🏾👏🏾👏🏾
🗣Envy, you were the MVP🏆 of this interview! Ppl please pay attention to the questions Envy asked, and her responses.✌🏽
Q Jones Cause this interview is about money. Envy’s in his element
ruclips.net/video/wZJh25-sO98/видео.html
Bring Dave Ramsey on the show
It's too urban for him
@@grod805 Nah, he shares his info with everyone. Regardless of their socioeconomic or geographic circumstances.
@@grod805 If they don't want to bring Dave Ramsey, they could invite Chris Hogan or Anthony O'Neil.
Dave would have a complete meltdown on this show
@@cmryals Yeah you are probably right! Hahaha! He might start cussing up in there.
I want Envy to have a conversation with Dave Ramsey. I want Dave Ramsey on the show.
You listening to the wrong white folks, that man is an idiot. He repeats the same mainstream fake news garbage.
Dave Ramsey, like Suse Orman, has solutions for the play-it-safe American. Envy has more of the Robert Kioyosaki mind. Only a few are brave enough to put it into application.
that would be the day.
Welp, Charlemagne is back on Angela's bad side lol
u caught that too,she didn't find that shit funny at all
He's not on her bad side. Low key she's jealous and thinks its a competition. She has a whole podcast on sex. Really. Now this is just my opinion. I think he is the better interviewer out of them all and they know it.
@@delreseahuzzy9132 yeah, I think he's the best out of the 3 and the other two know it... Angela's sensitive
@@godsdaughter9024 It so crazy and obvious that its funny.. Cause he is clear about his struggle. But, his questions are clear and genuine. Her's are fake and pretentious, and disingenuous.. Donkey of the Day is just awesome. Lol. Be blessed.
I ❤❤ Suzy Orman Interviews!!! The last time she was on the breakfast club I was at a very sad, depressing & Burdensome place in my life. Her interviews always seems to uplift me! ❤
Anybody else see Angela Yee face and how her whole tone changed when CTG said something about a 3 some😜😁😁😁😁😜🤪🤪🤪🤯🤯🤯🤯. Dam you could feel the hate drip off her . She was mad asf.💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯😂😂😂😂😂😂😂😂😂😂😂😂. Ctg better chill out or get stabbed lol lol lol.
"Is retirement an age or an income"? DEEP!!! I really like Char`s questions!!! (That question just gave Suze her next book theme/title)!
Charlamagne: 9:16
Me: "This n***a spittin!.... Literally!" 😂😂😂
Lol
That was nasty lmao
Yooo idc that was hella unprofessional 🤦🏽♂️🤦🏽♂️🤦🏽♂️🤣🤣 but funny asf
Why is he eating during an interview anyway 😂🤣
I don't think he did it on purpose, most so an accident. But it was hella funny.
BEST! Financial Advisor in my opinion. No mortgage for me either!!! I know how to manage my money, but I did take Suze's advice about my retirement plan.
"Retirement is living your life and doing what you what" YESSSSSS I agree 100%. I will do the same. Thanks for the free audio. I will listen to it this weekend for sure.
I wish rap went into financials! Boasting about stocks, and saving money, having a budget etc. That’s where I would like to see hip hop go!
Suze’s Young, Fabulous, and broke saved my financial life! The part about using money in savings to pay off credit card debt, then build was gold! She explained it by way of interest earned vs interest paid on credit cards. It is a must watch! I am debt free in my 40’s and I heard her program in my 20’s.
I agree with Suze, the average person isn't going to run into a profit making school to buy...but the average person can pay off a mortgage.
Envy gave the worst example to try and prove his point. That wasn't something that would make the average person say "I agree with Envy on this one". A SCHOOL??? Lol, not many people opening up schools, he could have just said a rental property.
Thank you! I'm 52 and I listen because I enjoy the dialogue. Even when it's someone I may not be familiar with, the questions are good and the guests are treated with respect. Keep it up and I'm going to keep watching.
DJ Envy got nerve. I went to your flip houses course at the Jacob Javits Center and you gave nothing. The people you had there said they would send powerpoints, etc and didnt. Give me my money back!
Oh wow!
What???? Omg
How much did you spend
@@timeme03 $100 plus dollars.
@@sharna5585 thats actually not bad at all. I would have taken video, recored the information,Or emailed/followed up with the presenters to give the power points. For the same info that envy and Ceasar give you paid $100.00 people pay 30k. I even heard one on dave ramsey podcast where a couple paid 70k to learn how to flip houses! Now thats ridiculous.
When Charla said go ahead Suzy and she replied with "huh" 😂😂
My mom lovessss this lady!!! My mom is a credit guru because of her!!
Hello I am 25 and I just wanted to let you know this interview was extremely knowledgeable and I loved every bit of it! Thank you!
$45,000 in student loans. Cannot get my masters or PhD. I promised myself years ago to have a PhD B4 I died. I didn't start college until late 40's!
Build your own ecosystem. No more student loans and go into entrepreneurship and invest.
You're wasting your time and going deeper into debt.
Dont give up. I went back to college at 41. Still working on my phd @ 48. No student loan but well paying job that i love and enjoy. Best luck to you.
Work for the institution you wish to attend. That's what I did and was able to use the tuition waiver for undergrad and half of grad school. As long as it's a full-time, benefits eligible position you're set.
Well then, don't take advice from this scammer. ruclips.net/video/wZJh25-sO98/видео.html
“Go ahead, humble brag” Germaine da God.
Love how Suze tries to walk the black line. Cracks me up-
Great interview !!!! I like the fact that Suzy's approach is practical. Financial power is a paramount component to freedom and growth. We all deserve to be free whether or not we are 50. Being given the tools to reach that destination is powerful.
she is not practical. she just wants to sound like so. I know she's charming, but she's a scammer. her advice is bad, sometimes good, she's a theatricalist like trump. she steals from retirement folks and black people. shame on Breakfast Club for giving her this platform.
Thank you Suze! I heard this interview last week and today I am back.. I have started the $100 a month saving plan in the Roth account! This should be great. Ppl please listen to this interview!!! THE GAME IS FREE. @2:05
She is wrong, retirement is not an age it is financial stability. She just contradicted her self. "Retirement is about doing what you want". That sounds like you need money for that and not really an "age" thing.
It seemed like a question that didn't have a wrong or right answer. She's looking at most people who tend to see themselves as retired and that tends to be around the 60's on up or so. One way to accumulate money is time and that means it will take years for most people.
It's both. At some point you get old enough to where you're unable to work, or at least unable to do the same type of work you've always done. At which point you also need to be in a good financial situation. You'll eventually need to stop working due to age, but having the right number financially can speed up your ability to retire before it's physically necessary.
@@Blackcricket100 i am retired and i am 41. I always tell people that retirement has nothing to do with an age if you are financially stable to sustain your way of life. Who wants to work until 70..that isn't life.
Shaun M I agree with you, retirement is an income
Dave Ramsey and Chris Hogan will tell you that retirement isn't an age.
I don’t always get a chance to listen to your show in the mornings unless I’m driving a long distance so I appreciate being able to watch here. Thank you for providing a platform for us to get valuable financial education.
As Suze would say “goose bumps”, that’s God. So on point!
I just love Suze Orman! I began following her in my early twenties. Her passion behind her purpose and her lessons are so relatable.
Money is easier to spend but harder to get
Amen
Thank you Breakfast Club and Suze Orman. I got my download and I’m a 50 Fab faithful listener.
I needed this and I’m only 30. Thanks Suze ,you ARE Hot!
I'm 30 n a single mom dont invest the dow is down has been for a month, simple way to make money work for yu is to save 10% of yur income weekly and opt for a 401k at yur job I'm not rich yet but just use common sense God made us equal yu just have to know the difference between assets and liabilities b a smart spender the pay yur self first thing is the 10% dont b fooled by this scammer
I really enjoyed this interview with Ms. Suze Orman, she's smart and really seems to care about everyday people, i have been listening to her for years and she gives great tips on how to save money for ur future, and most of what she says is easy and common sense when u follow her advice.
I love The Breakfast Club and I love Suze Orman. #womenandmoney 📖
Please have her more often!! Love the diverse guests!
I love a lot of her financial information her podcast is great DJ Envy did a great job in this interview it's easy to tell this is his space
This was a good interview. Very engaging and informative. I've never listened to her. Need to check her out more. 👍🏾👍🏾👍🏾
Angela Yee hair today 😍😍😊
I love this lady. And it’s all advice you can actually use.
"The only white face in a sea of black" 😂😂😂😂 Suze wild! Lol
"Boyfriend, you don't even know." lol I love Aunty Suze! She stay droppin' them gems and unapologetic about it.
Congrats Angela on paying off your mortgage that is a HUGE accomplishment!
As much as I enjoy the little bits and pieces that she recommends. Listening to her is similar to going to a family member for mental health advice. She may say something correct occasionally but going to a licensed professional is 1000x better. Please do your research before investing any parts of your money and seek answers from a couple different ones and make decisions that work best for you.
😂🗣
12:15 The next time you encounter that person who only and always seems happiest when they are in some way making others miserable? Refer to this timestamp, and FULLY understand why. FACTS! Thank you, Suze. I love that honesty.
I need Suze Orman’s confidence in 2020
it's called narcissistic personality disorder.. maybe you can look it up online and emulate it ;)
Suze Orman I've been waiting on a new book since Women & Money. Thank you for your wisdom.
Behold Beauty me too
For Envy to be from humble beginnings, he's so disconnected from the real world. The average person needs to pay off all of their debts because debt is what eats into their income. They don't have the luxury of making millions a year.
He was always disconnected..
I love when you guys bring somebody on who is dropping knowledge. One of the main reasons why I listen to this on RUclips.
She is a con artist, fraud, and phony. Do your research on her debit card. The Devil is good at telling lies.
'There's a highway into poverty and not even a side walk out'....wow
Nice to see you back Suzie! Stay Healthy! We need you! (still)
Thank you guys for having her on!!!!!
I owe $45,000.
Well then, don't take advice from this scammer. ruclips.net/video/wZJh25-sO98/видео.html
Holy Christ! In what!?
Student loans?
I love when yall have Suze Orman on! I just bought the book for my Dad 💖
I've followed Suze Ormans financial advice, and have great respect for $$$ and her advice!!
I LOVE YOU CHARLEMAYNE!!! You are so witty and wise. What would we do without you on a platform?!
So some customers gave her $50,000 in the 1970’s to open up her own business.... Blacks don’t get those type of blessing.. It was a 6/10 financial interview...
Angel Robison lol facts we need someone directly from the community to explain on thorough detail on how to achieve wealth, FOR US.
EVERYTHING BYJOHN She said put $100 in a Roth IRA every month. The black community spends more than that on hair weave. It can be done when black people learn some discipline.
Key Stanley you missed the point. Dj envy NOT ONLY does that, but doesn't pay off his mortgage in full at all, instead using his money to buy more investments, such as a school, rental property, etc. Therefore bringing MORE PROFIT in. Now what if we DID THAT as a black people? And then she agreed with him fully. Please review the context before replying. Thanks.
EVERYTHING BYJOHN What are you debating???? I agree with her and Envy. MY POINT was that the black community needs to exercise financial discipline PERIOD!!! Stop looking for an argument.
Key Stanley lmao looking for an argument? Enjoy.
Thank you for bringing Suze back. This video answered a lot of questions that I can pass on to my younger sister.
Corporations should pay their fair share of taxes. It’s not like they are paying their employees a good wage or passing of their savings to the consumer.
It’s a terrible cycle. If corporations have to pay more taxes, they will most likely cut their largest expense ...jobs/ employees.
Tricia Charles that’s what they tell us, but those profits that these corporations that these corporations make are immoral
I love Suze! Always have and always will! So wise and generous!
I really appreciate her. She's a gem!
Love her!
Sitting on an island fishing sounds amazing right now
jeff, crown virus infects water too.
Move to fl
@breakfast club power 105,1 fm Suzy needs to come one once a month, i am in my forties and i have been following her since i was a teenager, i want to be the next black Suzy Orman
I disagree with her hot take on what age you should take social security ... she’s extremely healthy and have the best medical doctors. The age you should take social security should vary depending on your mortality rate and your net income. If you have medical complications or a short life expected life span ... you should take it ASAP.
Thank all of you for having Susie Ormen on your show this was a great show love it
Develop a personal relationship with Christ the Savior and inherit the kingdom of God.
💕grace
I just love her. I learn so much everytime she's on this show. It's time for me to pick up her book and apply these gems!!
Soon as she said "Im not here to sell my book" i got turned off. Dont insult the audiences intelligence lady
Great interview! Totally disagree on not taking Social Security until you’re 70. It depends on the type of job you have, your health and your finances!
Paying my house off in 2024 because I need that security 🙌🏾
I love this smart woman
Such a great soul! I really enjoyed listening to what she had to say
Envy wrong you can have multiple mortgages on flipping homes but for every 7 homes you have you need to pay off the loans just in case the housing market crashes
Yes because what he is doing more with assets with debt...vs liquid assets. Pay the stuff off.
There’s no wrong way when you’re already a millionaire, and have plenty of real estates.... There’s only a choice...
@@angelrobison2434 millionaires lose money everyday. You right its choice but what Suze Orman talks about security not uncertainty in the market.
Angel Robison but there’s a way for a millionaire to become a thousandnaire
@@Yathar exactly.
❤️ Suze & KT. I learned about Suze from my Dad when she had her show.
I agree with a lot. Start your retirement at 21 esp in this freelance economy
On my 29th birthday I asked my mother to get me her book Women and Money. Changed my life. Love her
So, we're going to act like Charla didn't spit at Suze at 9:17?
I saw that. Lol
🤣
Thank you Suze. Downloaded just in time!
My exit game is this, put a timeline on when you want to be out of debt, and if you arent out by that time.......LEAVE AMERICA.
What?!
Yep 👍
Well don't listen to her advice lol. ruclips.net/video/wZJh25-sO98/видео.html
Just get up and leave the country, huh
@@jf5357 Canada is right there, fam, and guess what? They dont use American currency. Ppl do it all the time
Some people on here are saying she’s a scammer. I recognize her but don’t know a whole lot about her. I can say for sure everything she said on here about investing is good free advice.
Who said "oh god" when cthagod asked her about 3sums lol
I love her. This was such an enjoyable interview. !
Angela Yee can not take a joke, she be looking so smug when the joke on her, but bust a slick corny joke so quick 🤦♂️😂😂
KingGodTravis facts
Oh Dear, you sound very ignorant. Ms Yee is highly educated, intellegent, hard working woman. Why do low IQ men hate her.??
She only seem comfortable talking about her mortgage and sex 🤷🏽♀️
ASHA NYC don’t bring sexism into it
No laugh or nothin. It was funny though 😂
I love this woman.
Love Suze Orman! Been a supporter since the beginning. The FACT that she’s rich but has a good heart and remains humble says a lot about her. And let’s not forget how easily it was for her to say to Charlamagne that she’ll donate to any charitythat he has. Once he started naming them Angela interrupted. But I’m sure Charlamagne and Suze will talk more in detail off air because there are a lot of organizations that could use donations, and one being mental health is a step in the right direction.
she is a scammer. I'm sorry to break it to you..
paying my home off was great i planned good i retired from my job at 55 last yr after working there 35 yrs and I made sure I paid everything off cars credit cards and house so I just chill and live off my pension and I'm proud of myself