More Amex Refreshes Coming, CEO Confirms…

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  • Опубликовано: 27 ноя 2024

Комментарии • 81

  • @TheCreditShifu
    @TheCreditShifu  Месяц назад +15

    Note: there are reports that the business platinum’s Dell credit has been extended until June 30th 2025

  • @pointsofview6346
    @pointsofview6346 Месяц назад +90

    I would like to see the American Express Platinum card offer 5x points for booking directly with a hotel & a car rental agency.

    • @praspurgh
      @praspurgh Месяц назад +9

      I want to see it’s 10x and book direct

    • @Jelso55
      @Jelso55 Месяц назад +4

      Why not 10x for those same 2 things like capital one venture x?

    • @pointsofview6346
      @pointsofview6346 Месяц назад

      @@Jelso55 That would be even better. It would be nice if Amex would give bonus points for hotels & car rentals along with booking airlines directly

    • @1bluensx
      @1bluensx 22 дня назад

      $910 worth of garbage credits anyways. I’d take a straight $500 travel credit any day over the garbage coupons

    • @jameshorton3692
      @jameshorton3692 22 дня назад +1

      They aren’t going to do that.

  • @soapa4279
    @soapa4279 Месяц назад +63

    Make the Amex Green a metal card, and watch the applications pile up

    • @scarling9367
      @scarling9367 Месяц назад +7

      Is it really that big of an issue?

    • @MrDmoney1984
      @MrDmoney1984 Месяц назад +11

      @@scarling9367YES it is 😂😂

    • @greglopez8206
      @greglopez8206 Месяц назад

      @@scarling9367Absolutely!

    • @soapa4279
      @soapa4279 Месяц назад +6

      @@scarling9367 Haha nah, but it does matter to people. And the current Green feels like a laminated library card.

    • @stereomaster4231
      @stereomaster4231 Месяц назад +3

      @@soapa4279isn’t it made with recovered plastic waste from the ocean or something like that?

  • @freddyreinoso2471
    @freddyreinoso2471 Месяц назад +28

    Make the AMEX Green the catch all with 2% on all other purchases, 3X Travel, 3X Transit (Tolls, Gas, Subway, Bus, Taxi, Ferry, etc.) along with a $120 UBER subscription ($9.99 per month), or annual $120 UBER CASH ($10 monthly) credit. AMEX would create an amazing Trio. Platinum for Travel, GOLD for foodies and Green for commuting. Green goes metal also.

    • @EdwinTX
      @EdwinTX Месяц назад +3

      This man gets it 👌🏼

    • @REAL-UNKNOWN-SHINOBI
      @REAL-UNKNOWN-SHINOBI Месяц назад

      I still can't find a good gas card.

    • @paquitojhs
      @paquitojhs 23 дня назад

      Honestly get rid of all that Uber, Lyft nonsense and put some real credits out there. Heck an airline credit that I can put in an Airline bank would actually be worth a damn. Most of the country knows how to drive anyway.

  • @webbezzy
    @webbezzy Месяц назад +34

    This idiot has turned the Platinum card into a shitty coupon book. He calls it lifestyle card!
    As long as Amex has this closed minded guy in his management, it won’t go anywhere.

    • @Julian-zc9vm
      @Julian-zc9vm Месяц назад +1

      The share price of American Express disagrees with you. Elitists who won't give up their Platinum or Gold cards and continue to pay the annual fee, but can't make use of the coupons are lining the pockets of Amex executives.

    • @jameshorton3692
      @jameshorton3692 22 дня назад

      You are very stupid bud

  • @frankmagana1408
    @frankmagana1408 Месяц назад +15

    With the trend in EVERYTHING, my prediction is that it is going to be more money and offer less

  • @RICHwithPOINTS
    @RICHwithPOINTS Месяц назад +13

    Would help if Amex Platinum actually had spending categories in travel. Green, which is first in the ladder, has more general earning on travel than Platinum so that contradicts what he said in his reasoning for Gold and Platinum.
    It should be:
    - Green: limited 3x on gas/transit/grocery, and 1.5x catchall
    - Gold: 3x dining, 4x on grocery, and 5x portal on hotels/car rentals and 3x on generic travel
    - Platinum: 5x on airfare (portal not required), 10x portal on hotels/car rentals, 4x on dining and lounge access.
    Then there's a gradual progression, a reason to want to level-up, while still having a benefit to having all three cards.

    • @Cristian145
      @Cristian145 Месяц назад +4

      @@RICHwithPOINTS don't take my 4x on dining away from my gold card.

  • @henrylopez3479
    @henrylopez3479 Месяц назад +8

    American Express, I know you’ll be scooping comments like this for your research so let me make this clear. If you don’t improve Platinum to match Chase, you’ll be losing this long time member.

  • @ChristopherWalkenPUA
    @ChristopherWalkenPUA Месяц назад +7

    They really need to update the Business Green card.

  • @Average_Middle_Aged_American
    @Average_Middle_Aged_American Месяц назад +3

    Platinum should have all benefits of Gold.

  • @jimmygup
    @jimmygup Месяц назад +5

    I wish the platinum 1x on all other purchases will be increased. However, what do you think of this thought, instead of having other cards that get cash back at higher multipliers, just buy everything with the platinum and make sure the multipliers happen when you transfer points at 5+?

  • @naveenthemachine
    @naveenthemachine Месяц назад +3

    I’m looking forward to the BCP / BCE refresh

    • @scarling9367
      @scarling9367 Месяц назад

      Didn't they just do those two years ago or so?

  • @LILMANFH
    @LILMANFH 24 дня назад +2

    The platinum is worthless now. The lounges all have waits and the quality has taken a dive.

    • @tylerfree6238
      @tylerfree6238 21 день назад

      Dallas-fortworth, phoenix and LAX are embarrassing. Super disappointed. Las Vegas one is still nice. But no grab and go snacks and drinks?? Really? Priority pass and capital one have that.

  • @PrinceSingh-oj3ei
    @PrinceSingh-oj3ei Месяц назад +1

    Had Amex for years now both gold and platinum. Ready to cancel both before af appears. Not worth it, chase as well as other no af cards available

  • @KSlivinghappy
    @KSlivinghappy Месяц назад

    Hope they refresh the green to a metal card and call it Emerald. Platinum is a lifestyle card. 🎉🎉 Glad he acknowledged it.

  • @nicholaswest371
    @nicholaswest371 Месяц назад

    I think having a limited access to the centurion lounge on the green and gold would be a great benefit. Some kind of tiered system would work. For instance spend 20k on the green get two free passes.

    • @andrewperkins3373
      @andrewperkins3373 24 дня назад

      No, lounges are over crowded as it is. It should be only platinum and black card members and make platinum annual fee more expensive to keep from too many having it.

    • @ljohnson9440
      @ljohnson9440 21 день назад

      ​@andrewperkins3373 The lounge is kinda overrated honestly.

  • @kiekestr24
    @kiekestr24 Месяц назад +2

    Really pulled back on Amex. Not worth it anymore. Chase is way better

  • @Average_Middle_Aged_American
    @Average_Middle_Aged_American Месяц назад

    2:17 - I have this card - it is Amex Business Management Account not Biz Plat. It started as the Optima Plat.

  • @senseiturtle
    @senseiturtle Месяц назад +3

    Started out with a platinum. Now, I'm married, my income has risen dramatically, and with 3 kids I don't travel much. "Downgraded" to gold and I'm a lot happier. Exactly the opposite of what the CEO planned. In addition, the platinum doesn't have any sort of clout among the tictokers, so its far less aspirational than amex thinks.
    For a while I wanted a product inbetween gold and platinum that had elements of both. I don't think it'll happen

  • @rebeltheharem7028
    @rebeltheharem7028 Месяц назад

    Platinum needs a refresh. At its core, I still see it as a travel card, over a lifestyle card, as I don't really care about luxury in my daily life. For travel, however, I prefer to have at least some luxury.

  • @j.wilkerson1905
    @j.wilkerson1905 Месяц назад +4

    Ben you need to buy a new tee shirt with your AMEX Platinum card 😁

  • @trackpadpro
    @trackpadpro Месяц назад +1

    They really need to refresh the Plum Card. Easily some of the worst value out of their entire selection. Looks cool though; if it weren't so useless I'd almost want one.

  • @curmudgeonextraordinaire1884
    @curmudgeonextraordinaire1884 Месяц назад

    If I had to bet what they’ll add to the Green, my guess would be Resy.

  • @ow5966
    @ow5966 Месяц назад +1

    Amex gets on my nerves.

  • @Zellar100
    @Zellar100 Месяц назад

    They need to make the green card the inbetween of gold and platinum

  • @tcgtpl
    @tcgtpl Месяц назад +1

    Still waiting for the AMEX 100X multiplier for any category spend.

  • @fwoodbridge
    @fwoodbridge Месяц назад

    The business jargon simultaneously terrifies and annoys me.

  • @jaygupta2875
    @jaygupta2875 Месяц назад

    The ladder strategy makes sense, but the green card is a pretty lousy first rung

  • @SummerlinRealtor
    @SummerlinRealtor Месяц назад

    Does anyone know what happened to the Amex crypto card that was supposed to come out last year?

  • @basnetgl
    @basnetgl Месяц назад

    Do you know what is happening with the Amex Everyday card? I wonder if they cut it off to new users so that there is one less pathway to holding points with no annual fee...

    • @TheRobSJ
      @TheRobSJ Месяц назад

      I’ve had one for years. Why not, no annual fee right? But yeah it looks like Amex pulled it. I was going to request a new card and it shows the design looks just like that silver generic design they had for some other cards in this video. Not sure if that meant that actually is the new design or it’s a placeholder image for a potential revamp or complete cancellation. So I didn’t do it and will just wait and see what happens with it.

  • @Tony-bu7ez
    @Tony-bu7ez Месяц назад +1

    Make the cards heavierrrr 🔥🔥

  • @BoywithLoveeee
    @BoywithLoveeee Месяц назад

    I just wanna double check, so I have platinum but thinking to cancel it next year and get the green card. Will I still be able to get the signup bonus?

    • @andreeldridge8457
      @andreeldridge8457 Месяц назад +1

      No

    • @RICHwithPOINTS
      @RICHwithPOINTS Месяц назад

      They MIGHT offer you a bonus to stay with the platinum. Not guaranteed, though

    • @BoywithLoveeee
      @BoywithLoveeee Месяц назад

      @@RICHwithPOINTS they did offer 35k after spending 4k. I use my platinum for traveling but I find other cards more useful (points multiplier) and easier to earn points for the price of the annual fee. I have other amex cards but the platinum doesn’t make sense for me for now.

  • @JazzyMarineVet
    @JazzyMarineVet Месяц назад +2

    Hoping against a AF increase ...

  • @Cristian145
    @Cristian145 Месяц назад +2

    Since they want you to move up that ladder. I think the green is next to get it refresh and here's why.
    Let's say you have a green card. You get 3x on transit and 3x on dining. Why would you move up to the gold that costs more than double now for 1x more on dining. Yeah you get the grocery category and the credits, but to younger Gen Z minds, you're paying for the status symbol.
    I think the green will lose the 3x on global restaurants for a different category.
    One can dream it's a 2x on everything for the people who don't have any small gig to get the BBP.

    • @michaelburrell4685
      @michaelburrell4685 Месяц назад +1

      I have the Gold card because I had a 90,000 point welcome offer mailed to me after I got the Delta Gold last year when I booked a delta flight. i kept it because of the credits. It has nothing to do with "a status symbol." It's not even a Platinum card.

    • @scarling9367
      @scarling9367 Месяц назад

      ​@@michaelburrell4685It is 💯 a status symbol for some folks. So much so that other lenders ape it - there's the Savor card and Discover has a gold card design. Good to hear that you haven't fallen into that trap, though.

    • @Cristian145
      @Cristian145 Месяц назад

      @@michaelburrell4685 so did I, but many people still see it as a status for some reason.

  • @phn064
    @phn064 Месяц назад

    I’ve got no idea what is going on with Ben’s t-shirt neckline.

  • @EdwinTX
    @EdwinTX Месяц назад

    I’ve stacked two months of Dunkin credits on my dunkin card so I can’t complain, I’ll use it to buy donuts for my team the next Saturday we work lol

  • @ledique6945
    @ledique6945 Месяц назад

    Add priority pass lounge access to green and we gucci

  • @TheGogetassj
    @TheGogetassj 29 дней назад +1

    Make platinum more expensive. Lounges are too crowded

  • @adrianomuller2012
    @adrianomuller2012 Месяц назад

    Hi Ben, I’m Brazilian and Leandro Vieira from Cartões de Crédito Alta Renda talk in his live to Watch your vídeo in RUclips.

  • @nocticis
    @nocticis Месяц назад +1

    Make green a no or low AF with 2% MR on everything.

    • @eric199479
      @eric199479 23 дня назад

      That will never happen lmao

  • @ow5966
    @ow5966 Месяц назад

    They play so many games

  • @kimgrod
    @kimgrod Месяц назад

    DD gack

  • @fnuadam
    @fnuadam Месяц назад +1

    TMZ Speculation

  • @isaacperez2724
    @isaacperez2724 Месяц назад +1

    First!

  • @basilhamed3039
    @basilhamed3039 Месяц назад +1

    First