Thank you Ollie - we'll take your advice into account. We've recently filmed a few that we are in the process of editing, so please don't judge if the TV is on in those 😅
Thanks for your great video. So you lock the rate for a remortgage scheme. When the rate goes up I will be safe. But if the rate goes down I can shop around for a lower rate lender/scheme? So it is not locked? And the lender to whom I had agreed with the newly locked remortgage scheme would allow me to do so? Thank you 😊😊
Hi Cora, Yes, you secure a rate and it is often changeable until the actual rate starts. Once the new rate has taken place you are then bound by the terms of this new rate, which often means it is unchangeable. This is why we encourage a remortgage 6 months early as it allows you maximum time to ensure you get the best possible rate. Kye
Very good advice , Thanks gents 👍, so one thing if I have to remortgage now. what is best advice, weather go for , 2 ,3 ,5 year fixed rate or variable interest ? Please ,
Glad you found the video helpful! There isn't a straight forward answer to what you should do for remortgaging now, as the advice is very specific to each persons circumstances. We'd be happy to talk to you and let you know what works for you, after a brief conversation or email. Feel free to either call 01225 690 120 or email info@crescentmortgages.co.uk The one thing I can tell you for certainty is that if you are within 6 months you should be locking in a rate, assuming no upfront fee's to pay (which in most cases there aren't). Kye
I can’t remortgage as I’m shared with the council but told it was 100% my mortgage till I sell??after 10 years on paying my mortgage I don’t know what to do as I’m on a variable r as t Ed on 8/9%
Hi John, Whilst a mortgage shared with the council can sometimes be trickier, there should still be some options for remortgaging, or if not then options within the new mortgage charter to allow ways to reduce your payments. If you want to get in touch we can try to see something specific to you, as each persons situation is unique. You can get us by emailing info@crescentmortgages.co.uk or visit the website to contact us, www.crescentmortgages.co.uk Kye
![Blox Fruits Dragon Rework Update [Full Stream]](http://i.ytimg.com/vi/EqDAp8udhm0/mqdefault.jpg)
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
good video guys, piece of advice- turn the tv off
Thank you Ollie - we'll take your advice into account. We've recently filmed a few that we are in the process of editing, so please don't judge if the TV is on in those 😅
Thanks for your great video. So you lock the rate for a remortgage scheme. When the rate goes up I will be safe. But if the rate goes down I can shop around for a lower rate lender/scheme? So it is not locked? And the lender to whom I had agreed with the newly locked remortgage scheme would allow me to do so? Thank you 😊😊
Hi Cora,
Yes, you secure a rate and it is often changeable until the actual rate starts. Once the new rate has taken place you are then bound by the terms of this new rate, which often means it is unchangeable. This is why we encourage a remortgage 6 months early as it allows you maximum time to ensure you get the best possible rate.
Kye
Very good advice , Thanks gents 👍, so one thing if I have to remortgage now. what is best advice, weather go for , 2 ,3 ,5 year fixed rate or variable interest ? Please ,
Glad you found the video helpful!
There isn't a straight forward answer to what you should do for remortgaging now, as the advice is very specific to each persons circumstances. We'd be happy to talk to you and let you know what works for you, after a brief conversation or email. Feel free to either call 01225 690 120 or email info@crescentmortgages.co.uk
The one thing I can tell you for certainty is that if you are within 6 months you should be locking in a rate, assuming no upfront fee's to pay (which in most cases there aren't).
Kye
I can’t remortgage as I’m shared with the council but told it was 100% my mortgage till I sell??after 10 years on paying my mortgage I don’t know what to do as I’m on a variable r as t Ed on 8/9%
Hi John,
Whilst a mortgage shared with the council can sometimes be trickier, there should still be some options for remortgaging, or if not then options within the new mortgage charter to allow ways to reduce your payments. If you want to get in touch we can try to see something specific to you, as each persons situation is unique. You can get us by emailing info@crescentmortgages.co.uk or visit the website to contact us, www.crescentmortgages.co.uk
Kye
Mortgage rates will never be 2% ever again.....