I' ve got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
The FED just pivoted . 3 months after the FED is DONE lowering rates slowly take your money out of VMFXX 5% and dollar cost avg into VOO SCHD QQQM. As inflation goes up so will they. When the FED again says inflation is to high lock in profits SELL and put it all back in VMFXX 5%. You are in VMFXX earing 5%while the fed is raising and lowering rates. You make money in investments as inflation rises.
No. I came to America as a dirt poor student. Americans don't known the meaning of real hardship. Most Americans living paycheck to paycheck because they have no idea how to live within their means, aka, suck at personal finance and self discipline.
If these past few days were already enough for them to face "financial hardship", then they clearly have ALOT of work to do in the financial literacy department..
Over 80% of millionaires are self made, and earn under $50,000 annually. They just live below their means, don’t use credit cards, don’t buy new cars, and use all the money left over to invest. It’s actually simple.
I'm fortunate to be in the position to have a good paying job so I did buy more mutual funds at the last dip. However, this advice is predicated on a BIG assumption that one has capital to invest and that you're not a working class, ordinary citizen who's been hit with layoffs, which is the typical scenario in a recession.
Thank you! How are people supposed to take such risks with little to know diaposable income and when wages have not increased with the costs of living in decades now?
hey so you might not be able to start your own account but you better demand your parents to start one for you!!! get in now while young to make as many mistakes as possible so you learn
I am holding a cash position right now, of about 300k. I know a dip is supposed to be the buying opportunity, so whats the best stocks to dive into, in this recession?
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Sure, *Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’ll find necessary details to work with to set up an appointment.
Facts!!!! If you surround yourself in an environment where everyone is struggling the wild part is you will struggle too even though you weren't. If you surround yourself with people who are thriving, educate yourself in his to create more…these lows will be a bump but you come out of it doing even better.
100% True. Specially now. I been dollar cost averaging and doubling down on discount days. Again, good strong companies. It pays off big. Just do your home work.
I might've missed it. Could you please do a video about opening an investing acct for our children? Not just college fund but for future uses: car, college tuition, house payment... Thank you!
Start with a family trust. You can stuff what ever you want inside, trusts inside of the trust, offshore trusts inside of the trust. It can get as creative as the attorneys trying to avoid prison can get.
I’m only 16 years old, are there any apps you recommend me to use to invest? And are there any specific investments that you would recommend as well? I’m new to investing so the information that you provide has helped me soooo much! Thank you! 🙏 😁
My question is…now that I have this extra $900 a month and about $7k in credit card debt…what is the best way to pay down that debt and create a savings. I was gonna split it 50/50 between debt and savings using either the snowball or avalanche method. Or maybe a mixture of both. I have this budgeting course I took from some group crown financial (they are a religious organization which was irrelevant to me but the workbooks that are feee online have been life changing in terms of paying off debt and living within my means. It can be used like the envelops system as well since it tells you what percentage of your income you should be spending in each category so you can split that money up and transfer any excess to the following year or into another area. I love money. I absolutely love love love to watch my money grow. Now that I have it I’m like a squirrel hoarding nuts for the winter. I can’t wait to have $1,000 in savings. Then 2K. Then no more credit card debt. Like I am so excited it’s like I’m a kid and summer is just around the corner. 😂
THANK YOU ! I HAVE TWO Questions: 1. What do you think of the big push to buy Nvidia now and 2) What do you think of those offers to "invest $100 of (3,4,5, 20 etc.shares) of Moomoo or Webull FREE stock to get that "free money" ? How is it free money? Wouldn't that depend upon how much it cashes out at?
Vivian Tu is the Biz. Notice the courage it takes to follow this advice. That's why you ain't Warren Buffett. It's based on the realisation that the trend of markets as a whole is to rise OVERALL. Remember 2008? I really enjoy Vivian and her work. I must check her book.
>Doesn't mention how the government had to artificially keep the economy from imploding It's crazy how people are running out of China yet they keep trying to push communism to this day...
1. Transfer funds from bank account to brokerage account ... Vanguard or Etrade. 2. Buy quality ETF and/or stocks, and watch them grow. 3. Save money from your paychecks, then repeat step 2.
@@crimsonmckenzie98Any stock from The Big Name corporations, like Apple, Amazon, Tesla, Walmart, McDonald's and Target. I see it all the time people buy a fraction of the stock and it's low cost and you make money when they profit. You can't go wrong with Food companies like Dean's, Hershey, Sheetz, etc because everybody's got to eat so they make a ton of money. Check out oil and gas companies and medical too.
This is my question as well. I was suggested to invest with VOO, which is close to $500. Is this still a good choice if $500 is not an amount that I have extra of each month? Or is best to find ETF/index that are affordable each month?
Best advice for investing right now with $100. Knowing nothing, having lost almost everything but wanting to begin preparing for possible emergencies in the future or just having some savings to cushion the fall
When there is blood on the street buy gold. I am up 30% this year! The coming "recession/depression/reset will provide opportunity, BIG time opportunity. But be careful on stocks. Whole industries will be decimated with the goal of concentrating production to fewer and fewer companies. Auto industry is the best example. Have cash on hand, and WAIT. We are no where near the bottom.
Vivian what about if I’m over 60? I have a bit in stock when I feel a certain stock start to go down would you suggest putting those funds in a holding status or transfer that money into another stock? Appreciate your advice thank you! ❤️
I'm a self taught investor. I started with shares and ETFs slowly growing my portfolio. Yes slowly. You won't make millions overnight. Be patient. Later on I sold most of my positions and started investing in Crypto. Made a lot of money. Currently heavy on Bitcoin and Kaspa. With crypto, you make more money but risks are high too. High risks High Rewards. I'm doing better than the average person at Wall Street and the CFAs.
Any S&P 500 Index is highly recommended both for their resilience during down turns and their positive growth during up swings. There's a reason why every other investment is compared to the S&P 500.
I used a roboadvisor for a while, and it sucked. Returns were much lower than market average. Maybe they've gotten better since then, but you might be better off managing your own portfolio. Yeet money into a diversified ETF and don't touch it.
I agree with you. It’s the perfect time to create a portfolio and start wealth creation. When I hear economy crashing or recession I hear opportunities
Thanks so much. I didn’t have the money to pay a planner but just a few videos o the index funds you recommended took my future to another level. I transferred my 401k at an old old employer to an Ira and have had such high returns. I can’t thank you enough
It may be a great opportunity for investors to get rich. That's true...but it's pretty shit for everyone else and doomsday for many. Even more so when accompanied by inflation for example.
What are great places to get reliable and easy understandable information about the stock market and investing in general? And I was wondering is your book also useable as a non-american? Or does it concentrate on America a lot?
Your format and delivery is so on point for the platform and your audience. Hats off to you for taking a "scary" topic and making it human. I appreciate hearing from you the things I know but don't hear anywhere else.
Where do you think the best place to invest a little bit of money into (for now) for a 23 yr old? I want to start investing but have no idea where to start 😅
Hey, Vivian, could you elaborate on the percentage of index funds and bonds, please? Do you mean that as you age, you should lean on bonds more rather than index funds? Or is it the other way around?
Pay off all debt first before doing any investments. Go through all your monthly bills & see where you can get rid of or try reducing monthly payments.
What advice would you give to someone starting from scratch? About the graduate college and I’m trying to plan out a realistic timeline/balance between spending, saving and investing.
Unfortunately in a recession it’s only the already wealthy that have the funds to aggressively invest. Many small folk lose their jobs, are financially struggling and might have to stick to a very strict budget based on needs. Stocks are unfortunately not edible so it’s not doable for many to do this. But I understand that if you’re been mostly around Wall Street Big Wigs, reality there isn’t real.
Thank you so much for uploading these reassurance video. I am a low-income person who has quite a bit of savings from prior jobs and I just don't know how much to invest to maximize the profit of my savings and I'm changing jobs now too. So stressed
New investor here the secrets the rich have been keeping to themselves are being ousted now thanks to the Internet and good hearted people like yourself. Just found your page and instantly hooked. Thanks for the explanations investing is super complicated.
Vivian, is target date funds the best way to go? The expense ratio is higher ... i bought some but then realized it's much less expense ratio to build my own profile (i guess you pay for the management of target date funds)
The only question I wish you could answer is where can I find an Australian version of you to talk about the system. I still follow you though cause you’re my first financial teacher tbh
How do you actually go about investing as far as apps that you use and for how long do you keep those investments on that app. Do you have to eventually move it into something else?
YOU ARE AWESOME, WE LOVE THE ENERGY YOU ARE & YOUR WISE TAKE ON THINGS, AWESOME POINTS ON ALL OF YOUR FINANCIAL ADVICE. YOU ARE CUTE TOO!!! TEACH US BABY TEACH US, ONE OUR MEMBERS LOVE YOU FOR SURE SO EMAIL US & WE WILL INTRODUCE YOU TO OUR MEMBER WHO LOVES YOU SO MUCH!!! OUR MEMBER SAID, "Forget About The Interest Because He Went To Your Sight & Found Out, You have someone so Financial advice is the cool focus. We Cool With Your Financial Advice All Good, Much Love For Sure!!! TEACH US ABOUT MONEY SWEETIE!!!
When should I sell my RSUs? Right as they vest even though company went down 25% in just the last month? How do I not get emotionally involved in the volatility of the company stock? How do I not get emotional about "what if I had taken this other job where their stock ended up appreciating much more"?
How do you see annuities and IUL as a way of finding your retirement. Annuities for Longevity and IULs for Tax free withdrawals. Ofcourse in addition to the regular 401K withdrawals
Roth vs 401k match ending usable balance- Because it's taxed up front asuming you put the same in both which would be better at the endgame aka retirement- I'd rather pay lower taxes now but which is going to have the higher usable balance assuming higher taxes upon withdrawl w/the 401k? 2nd How do you find great companies to invest in during a recession that you can be sure won't fail? Is it just a sheer number of companies you're investing in? Ie: 2 of 10 will make it potentially worth it?
Let's say I have money in stocks, already but no more cash on hand to invest in the recession. What can I do? Can you teach us how to borrow against assets to invest during recessions?
Okay. Don't tear me apart for this comment section, but she did say to ask questions in the comments. I'm completely green at this. Can you invest even if you're low income?
Whats the best action to take when attempting to purchase property? I’m looking to buy a Multifamily property but I recently heard that Aug. 17th, the real estate laws are changing. What would be the best way to spend my down payment ? Investing in a diverse portfolio or the property?
Hi Vivi. I could really use your help learning how not to live paycheck to paycheck. I’m close to retirement age and never even had a 401k. I’m doomed.
Yeee made some $$$ during covid when everyone withdrew their money.. it kinda sucks if you don't have any saved up though and noone really knew how long it was gonna last
I bought your book last month and have opened myself a savings and checking at SoFi, and a high-yield savings at raisin but I do not have a fully beefed up emergency fund! I only have a mid range three digit saving so far, should I wait until my savings is full before I put anything towards my Roth IRA or trying to invest?
My financial advisor taught me about this. Said if the people would've let their money in during 2008 they would've been set on the upswing. But low, sell high. Love your work and your channel ❤️❤️
I' ve got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
The FED just pivoted . 3 months after the FED is DONE lowering rates slowly take your money out of VMFXX 5% and dollar cost avg into VOO SCHD QQQM. As inflation goes up so will they. When the FED again says inflation is to high lock in profits SELL and put it all back in VMFXX 5%. You are in VMFXX earing 5%while the fed is raising and lowering rates. You make money in investments as inflation rises.
It’s great for people with the resources to invest, but this is a time of unprecedented financial hardship for most “regular” people I know.
No. I came to America as a dirt poor student. Americans don't known the meaning of real hardship. Most Americans living paycheck to paycheck because they have no idea how to live within their means, aka, suck at personal finance and self discipline.
If these past few days were already enough for them to face "financial hardship", then they clearly have ALOT of work to do in the financial literacy department..
Yeah. I make plenty of money and the idea of buying property now is terrifying.
A house that was $350 5 years ago is nearly $500k today……
Over 80% of millionaires are self made, and earn under $50,000 annually. They just live below their means, don’t use credit cards, don’t buy new cars, and use all the money left over to invest. It’s actually simple.
Her point is, this may be unprecedented for them, but historically, this happens every 7 years or so.
I've bought any real estate during downturns. I've underpaid for every property I've purchased. Absolutely the way to go.
I'm fortunate to be in the position to have a good paying job so I did buy more mutual funds at the last dip. However, this advice is predicated on a BIG assumption that one has capital to invest and that you're not a working class, ordinary citizen who's been hit with layoffs, which is the typical scenario in a recession.
Thank you for being REAL...
Thank you! How are people supposed to take such risks with little to know diaposable income and when wages have not increased with the costs of living in decades now?
watching at 15 years old 😭 ive been using my free time recently to study finance
If I could do it all over again I'd start investing at your age. Get in early ad you can! You're on the right track :)
hey so you might not be able to start your own account but you better demand your parents to start one for you!!! get in now while young to make as many mistakes as possible so you learn
Getting savy on this early might save you a lot of headaches throughout your life.
You headed in the right direction young lady.. knowledge is power especially when you act on it
That is so smart! You’ll definitely be ahead of the game. Good for you 👍
I am holding a cash position right now, of about 300k. I know a dip is supposed to be the buying opportunity, so whats the best stocks to dive into, in this recession?
Chose quality stocks and follow them up. If you're not one for such complexities, hire a wealth manager to grow your money.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
pls how can I reach this expert, I need some investment guidance
Sure, *Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’ll find necessary details to work with to set up an appointment.
I curiously searched her names and I found some pretty interesting information. Thanks for this
Facts!!!! If you surround yourself in an environment where everyone is struggling the wild part is you will struggle too even though you weren't. If you surround yourself with people who are thriving, educate yourself in his to create more…these lows will be a bump but you come out of it doing even better.
You are 💯% correct. Ladies and gentlemen don't panic and sell your stock in a down market. Stock is at a discount buy more and ride it out.
Props to you for sharing your knowledge and actually teaching people how to make the best out of the situation. 10/10🔥🙌🏻
100% True. Specially now. I been dollar cost averaging and doubling down on discount days. Again, good strong companies. It pays off big. Just do your home work.
Thank You For BEing Here💚💚💚💚I Appreciate Your Information...I AM Leaning How To Attract Wealth Into My Life💚💚💚💚🦅🦅🦅🦅
I might've missed it. Could you please do a video about opening an investing acct for our children? Not just college fund but for future uses: car, college tuition, house payment...
Thank you!
Start with a family trust. You can stuff what ever you want inside, trusts inside of the trust, offshore trusts inside of the trust. It can get as creative as the attorneys trying to avoid prison can get.
I was just listening to someone saying the same thing, my question is when you have very little money what can you do to to make a difference
Ur so good at helping ppl & I absolutely love it
I wish u were my neighbor...having conversations about finances, over tea or a block party. Lol
Real money is made in a Bear market, not a Bull. You are so awesome Vivian!
u need a bear market to set up and need a bull market to run up, but if ur writing option, bull market is ez $$$
I’m only 16 years old, are there any apps you recommend me to use to invest? And are there any specific investments that you would recommend as well? I’m new to investing so the information that you provide has helped me soooo much! Thank you! 🙏 😁
My question is…now that I have this extra $900 a month and about $7k in credit card debt…what is the best way to pay down that debt and create a savings. I was gonna split it 50/50 between debt and savings using either the snowball or avalanche method. Or maybe a mixture of both. I have this budgeting course I took from some group crown financial (they are a religious organization which was irrelevant to me but the workbooks that are feee online have been life changing in terms of paying off debt and living within my means. It can be used like the envelops system as well since it tells you what percentage of your income you should be spending in each category so you can split that money up and transfer any excess to the following year or into another area. I love money. I absolutely love love love to watch my money grow. Now that I have it I’m like a squirrel hoarding nuts for the winter. I can’t wait to have $1,000 in savings. Then 2K. Then no more credit card debt. Like I am so excited it’s like I’m a kid and summer is just around the corner. 😂
THANK YOU ! I HAVE TWO Questions:
1. What do you think of the big push to buy Nvidia now and 2) What do you think of those offers to "invest $100 of (3,4,5, 20 etc.shares) of Moomoo or Webull FREE stock to get that "free money" ? How is it free money? Wouldn't that depend upon how much it cashes out at?
Anything with a big push or free money means you are being taken advantage of
The greatest investor, Warren Buffet, went to a major cash position. That should tell you something.
You are awesome! Thank you.
Recession before December 2024 but it's true buy stocks when they are cheap
Vivian Tu is the Biz.
Notice the courage it takes to follow this advice.
That's why you ain't Warren Buffett.
It's based on the realisation that the trend of markets as a whole is to rise OVERALL.
Remember 2008?
I really enjoy Vivian and her work.
I must check her book.
>Doesn't mention how the government had to artificially keep the economy from imploding
It's crazy how people are running out of China yet they keep trying to push communism to this day...
Where can I start to learn about stocks? What or who would you recommend as a beginner? This would greatly help
Ditto on this question
1. Transfer funds from bank account to brokerage account ... Vanguard or Etrade.
2. Buy quality ETF and/or stocks, and watch them grow.
3. Save money from your paychecks, then repeat step 2.
If you just graduated from high school, what types of stock or companies or.... Help! Lol @massimo626
@@crimsonmckenzie98Any stock from The Big Name corporations, like Apple, Amazon, Tesla, Walmart, McDonald's and Target. I see it all the time people buy a fraction of the stock and it's low cost and you make money when they profit. You can't go wrong with Food companies like Dean's, Hershey, Sheetz, etc because everybody's got to eat so they make a ton of money. Check out oil and gas companies and medical too.
Which Index Funds, ETF do you recommend to buy during a recession ?
This is my question as well. I was suggested to invest with VOO, which is close to $500. Is this still a good choice if $500 is not an amount that I have extra of each month? Or is best to find ETF/index that are affordable each month?
I need you to mentor me so badly! I promise I will make you a proud teacher! Thank you Vivian!
Thank you for keeping it real so we have a healthy and educated perspective
I love the low key flex with the reader board. Let em know! ❤
I just need to borrow a few million dollars to buy the dip. 😂😂😂
Can you talk more about target date retirement fund and stocks to invest in. Thanks!
Best advice for investing right now with $100. Knowing nothing, having lost almost everything but wanting to begin preparing for possible emergencies in the future or just having some savings to cushion the fall
Why do we accept recessions as the norm? This is the question we need to ask.
The economy, like many things, is cyclical. That's just how it is.
What are the best stocks to invest in now please?
Just resently discovered your content. Thanks Vivian! You’re great, really enjoy it.
Thank you for your video on the Japanese yen. Your explanation was so helpful.
When there is blood on the street buy gold. I am up 30% this year! The coming "recession/depression/reset will provide opportunity, BIG time opportunity. But be careful on stocks. Whole industries will be decimated with the goal of concentrating production to fewer and fewer companies. Auto industry is the best example. Have cash on hand, and WAIT. We are no where near the bottom.
You’re killing it with these videos.
Thank you so much, Vivian. What makes for a best diversified portfolio? And can you give examples of bad type of portfolio (including why)? Thank you!
Thank you💕
Vivian what about if I’m over 60? I have a bit in stock when I feel a certain stock start to go down would you suggest putting those funds in a holding status or transfer that money into another stock? Appreciate your advice thank you! ❤️
Yup I have been buying the tip always !!!! Thank You
How to start to invest from scratch ? How to save through 401K and how to start to set up a fund for my daughter ?❤
Please go into detail the different ones we should do for different ages. For example, I’m 48, what all should I look into specifically? Thank you.
Your channel has been a gem in my education. Thanks BFF!
I would LOVE to learn from you, Vivian.
I'm a self taught investor. I started with shares and ETFs slowly growing my portfolio. Yes slowly. You won't make millions overnight. Be patient.
Later on I sold most of my positions and started investing in Crypto. Made a lot of money. Currently heavy on Bitcoin and Kaspa.
With crypto, you make more money but risks are high too. High risks High Rewards.
I'm doing better than the average person at Wall Street and the CFAs.
Crypto is a Scam!
What type of stock would a low income person invest?
I want to know
Me too!!
Msci world etf is the standard
SPY and/or QQQ
Any S&P 500 Index is highly recommended both for their resilience during down turns and their positive growth during up swings. There's a reason why every other investment is compared to the S&P 500.
Would you recommend using institutionally managed portfolios during this time?
Love this you get.
I’m kind of excited once the downturns comes I plan on buying real estate looking forward to it I’m new though so I’m scared
I need to learn how and where to invest
I’m still learning. Could you suggest a good roboadvisor for a beginner please?
I second this
Yes!
I used a roboadvisor for a while, and it sucked. Returns were much lower than market average. Maybe they've gotten better since then, but you might be better off managing your own portfolio. Yeet money into a diversified ETF and don't touch it.
@@institches2750just use ur bank to do it for u so u don't loose anything n ur insured n ur portfolio grows if that's the option u choose
I agree with you. It’s the perfect time to create a portfolio and start wealth creation. When I hear economy crashing or recession I hear opportunities
Thanks so much. I didn’t have the money to pay a planner but just a few videos o the index funds you recommended took my future to another level. I transferred my 401k at an old old employer to an Ira and have had such high returns. I can’t thank you enough
God bless you dear.i just started with 10 dollars.
Apples
It may be a great opportunity for investors to get rich. That's true...but it's pretty shit for everyone else and doomsday for many. Even more so when accompanied by inflation for example.
Hi BFF! What are your thoughts about crypto? Is it a good choice of investment? Thank you! And LOVE all your financial advice !
Dear Vivian thank you for the video it’s helpful for us but you had a promise to answer our questions and I have never seen any answers yet 😢😢😢😢
What are great places to get reliable and easy understandable information about the stock market and investing in general?
And I was wondering is your book also useable as a non-american? Or does it concentrate on America a lot?
Your format and delivery is so on point for the platform and your audience. Hats off to you for taking a "scary" topic and making it human. I appreciate hearing from you the things I know but don't hear anywhere else.
Facts
How to manage credit. With debt. Is it just getting more credit. Trying for higher limits? There must be a secret
You are my hero
What would you do if you barely have any extra per month to put into an investment? How would you start ?
Excellent video! Best explanation on the topic!
Index Universal Life- also known as Permanent Insurance or Cash value Insurance.
“More concerned with buying apples than Apple” I don’t know what but I found that really funny lol
I’m buying apples than buying apple to invest at this time, because that’s only i can afford 😂😂😂
Where do you think the best place to invest a little bit of money into (for now) for a 23 yr old? I want to start investing but have no idea where to start 😅
Hey, Vivian, could you elaborate on the percentage of index funds and bonds, please? Do you mean that as you age, you should lean on bonds more rather than index funds? Or is it the other way around?
How do I make ends meet and still invest? This might be a stupid question, but if you're willing to help me turn that around I'd appreciate it.
I'm 56, I would like to know the same thing. Also is 'Acorns' a good robo adviser?
1. Reduce your expenses to the bare minimum.
2. Get another job/side hustle/work longer.
3. Invest whatever remains.
Pay off all debt first before doing any investments. Go through all your monthly bills & see where you can get rid of or try reducing monthly payments.
Then just invest ur spare change n watch it grow
Should I wait to buy house this year, or buy next year?
Love your videos. Keep them up
What advice would you give to someone starting from scratch? About the graduate college and I’m trying to plan out a realistic timeline/balance between spending, saving and investing.
Amazing
Unfortunately in a recession it’s only the already wealthy that have the funds to aggressively invest. Many small folk lose their jobs, are financially struggling and might have to stick to a very strict budget based on needs. Stocks are unfortunately not edible so it’s not doable for many to do this. But I understand that if you’re been mostly around Wall Street Big Wigs, reality there isn’t real.
You may want to watch videos that have specific ideas on how to invest if you only have $10 or $25 per week to get started. All the best to you.
For real. Bro is acting as if he cant invest 2 dollars into a robin hood account @@WMGEC
@@WMGEC look at 2008… it wasn’t the small folk that became rich… only the big wigs got richer off our backs.
@@WMGECdo you know of any good videos to start with? Thanks
U can start with literally just 8 cents n it will grow to 27$ in a few days lol it's how u choose to
Thank you so much for uploading these reassurance video. I am a low-income person who has quite a bit of savings from prior jobs and I just don't know how much to invest to maximize the profit of my savings and I'm changing jobs now too. So stressed
New investor here the secrets the rich have been keeping to themselves are being ousted now thanks to the Internet and good hearted people like yourself. Just found your page and instantly hooked. Thanks for the explanations investing is super complicated.
Vivian, is target date funds the best way to go? The expense ratio is higher ... i bought some but then realized it's much less expense ratio to build my own profile (i guess you pay for the management of target date funds)
I'm past 60 but not yet retired. What's a good investment strategy for someone like me?
You are Freaking AWESOME !!!
She’s right
I'm definitely doing this. I've never invested before, but how much should I put in to invest??
The only question I wish you could answer is where can I find an Australian version of you to talk about the system. I still follow you though cause you’re my first financial teacher tbh
How do you actually go about investing as far as apps that you use and for how long do you keep those investments on that app. Do you have to eventually move it into something else?
Ok, BFF!! What can someone like myself who doesn't have much money do?? How much can I start with to invest?
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When should I sell my RSUs? Right as they vest even though company went down 25% in just the last month?
How do I not get emotionally involved in the volatility of the company stock?
How do I not get emotional about "what if I had taken this other job where their stock ended up appreciating much more"?
How do you see annuities and IUL as a way of finding your retirement. Annuities for Longevity and IULs for Tax free withdrawals. Ofcourse in addition to the regular 401K withdrawals
What does IUL stand For?
Roth vs 401k match ending usable balance- Because it's taxed up front asuming you put the same in both which would be better at the endgame aka retirement- I'd rather pay lower taxes now but which is going to have the higher usable balance assuming higher taxes upon withdrawl w/the 401k? 2nd How do you find great companies to invest in during a recession that you can be sure won't fail? Is it just a sheer number of companies you're investing in? Ie: 2 of 10 will make it potentially worth it?
Let's say I have money in stocks, already but no more cash on hand to invest in the recession. What can I do? Can you teach us how to borrow against assets to invest during recessions?
Okay. Don't tear me apart for this comment section, but she did say to ask questions in the comments. I'm completely green at this. Can you invest even if you're low income?
Whats the best action to take when attempting to purchase property? I’m looking to buy a Multifamily property but I recently heard that Aug. 17th, the real estate laws are changing.
What would be the best way to spend my down payment ? Investing in a diverse portfolio or the property?
Hi Vivi. I could really use your help learning how not to live paycheck to paycheck. I’m close to retirement age and never even had a 401k. I’m doomed.
What about crowdfunding pre going public companies that already have millions on board?
Yeee made some $$$ during covid when everyone withdrew their money.. it kinda sucks if you don't have any saved up though and noone really knew how long it was gonna last
More information about investment please
Please help me understand this process.I’m super interested and a beginner.
would love for you t talk about robo advisors, good ones and not so good ones?
I bought your book last month and have opened myself a savings and checking at SoFi, and a high-yield savings at raisin but I do not have a fully beefed up emergency fund! I only have a mid range three digit saving so far, should I wait until my savings is full before I put anything towards my Roth IRA or trying to invest?
My financial advisor taught me about this. Said if the people would've let their money in during 2008 they would've been set on the upswing. But low, sell high. Love your work and your channel ❤️❤️