Hey everyone I started a free community of developers pursuing coding side hustles! Highly recommend you join if you are interested: www.skool.com/wifi-life/about
I appreciate the openness about your finances, but I think your video is highly misleading. For less than 5% of this video's runtime, at the very end, you mentioned you had a startup that allows you to generate $8-10k of savings. If you relied only on your SDE job for income, your attitude to your finances would be very different. Ideally, you should have mentioned this at the onset of the video.
I am a software developer in India. My first offer was 3.36 lakh INR($4000) for whole year. After 5 years it is around 20 lakh($24000) . In USA salary is very high but expenses is huge.
Appreciate the transparency dude! I’m a nurse in NYC and it’s tough out here, I have friends that graduated compsci majors and are really struggling to find jobs…
Just to know when I learned to cook slightly better than fried eggs I started saving like four to $500 a month. It doesn't take much to cook quick and tasty meals. Burritos and pizza are 10 minutes and very tasty. I don't know about anything else, but food is the easiest expense to fix. Do that for 2 years and watch your portfolio grow. I average out spending less than $300 on groceries and don't pay attention to the prices. Heck you can still doordash once a week on those cheat days.
Bro I am currently 16 years old and want to be in robotics and ai But I am worried that by the time I graduate college there willn't be need for engineers because of AGI or AI. Any tips?
You’ll be fine. AI isn’t going to fully automate your job and an actual AGI is so far off from being a real thing that when it does happen, all jobs will be automated at that point no matter what industry.
Bro don’t pay rent. Invest that money in buying your own place in the city. Second, try to learn how to cook at least the basic. If u spend at least 500 on groceries per month, that would last u for a more than a month. And trust me, you’ll have less expenses
Yo so I'm about to work at C1 this aug and I wanted to ask something, they cool with you having a business on the side? Cuz I saw your last video and I ain't gonna lie you put me on game so I thought about doing that while working
7:01 saving 2000 or less is not good enough? bro I wish I can save that kind of money each month currently. even if I never go out and enjoy life and make as much as possible, I would barely crack $900 and I'm obviously not going to do that, so I'm not hitting those numbers.
idk how you are only spending $600-700 on food in NYC, each doordash/uber for me is like $22, if I do that 3 times a day its $66, so in a month its already $1.9-2k. A dinner date on the weekend is already $150 for 2 if you pay for your date.... do that 4 times a month its $600, Im spending $2.6k on food a month
2.6k is crazy haha but i do make breakfast and lunch sometimes so that’s probably why I save some. Pop some chicken breast for lunch/dinner call it a day.
How is your net pay that much? Are you subtracting federal, state, and local taxes? Are you subtracting the cost of medical insurance? I make just about that much and my net pay is not 70% after 401k contributions
This why I love being an authentic new yorker, just started my first job as a software engineer and don't plan on paying no more than 2k on rent in the hood 😂
@@rkumarv nah I feel that lol there's some new development rn in Uptown that looks good around the same price but it's still smack dab in the hood so I doubt we'll see people move in or if they do, they'll be gone within a year
broo.. rent scaring me assuming your in jc/brooklyn how much u think a 1br of the same caliber would cost in manhattan lol and how'd u go about finding ur apt? going to be starting new grad with a $160 base + stock + bonus, and tryna stay under 3.8k but not sure if this reasonable.
What tech skills are mostly on demand on usa ? Im learning web dev, im planning to do mern stack. Hows the demand for mern stack developer in the usa? What skills would u suggest me to learn i am really confused
@@savingsoulsforchrist6185 nah, i did core java 2 years back, so i decided to do java again, started java from past 4 and half month again and did some projects and got an internship atleast last week
$3k for rent and it's not even contributing to any equity. That stings man. It's just evaporating in thin air but you're still killing it and just keep saving for a down-payment.
![Twenty One Pilots - The Line (from Arcane Season 2) [Official Audio]](http://i.ytimg.com/vi/XCz7WUotXs8/mqdefault.jpg)
Hey everyone I started a free community of developers pursuing coding side hustles! Highly recommend you join if you are interested: www.skool.com/wifi-life/about
still remember when this man single-handedly carried my SAT studying - you made it man
haha thanks bro but still on the journey to make it 😂🤝
I thought I was imagining it
I appreciate the openness about your finances, but I think your video is highly misleading. For less than 5% of this video's runtime, at the very end, you mentioned you had a startup that allows you to generate $8-10k of savings. If you relied only on your SDE job for income, your attitude to your finances would be very different. Ideally, you should have mentioned this at the onset of the video.
You saved me the trouble of watching the video.
Bro I used to watch ur SAT VIDS. you helped me net a 1460 and now I’m a sophomore on my way to trying for internships. You inspire me bro, keep at it
thanks man!
I am a software developer in India. My first offer was 3.36 lakh INR($4000) for whole year. After 5 years it is around 20 lakh($24000) . In USA salary is very high but expenses is huge.
Appreciate the transparency dude! I’m a nurse in NYC and it’s tough out here, I have friends that graduated compsci majors and are really struggling to find jobs…
yea its rough out here which is why you got make sure you have some side hustles going on
Damn last time I watched your videos was back when you used to make SAT content, it's crazy!
crazy arc
doordash twice a day would be like $60 on $25 and the food expenses would be 2k a month if you account for all that and groceries
yeaaa i’m going to be cooking a lot more now!
Just to know when I learned to cook slightly better than fried eggs I started saving like four to $500 a month. It doesn't take much to cook quick and tasty meals. Burritos and pizza are 10 minutes and very tasty. I don't know about anything else, but food is the easiest expense to fix. Do that for 2 years and watch your portfolio grow. I average out spending less than $300 on groceries and don't pay attention to the prices. Heck you can still doordash once a week on those cheat days.
Noted! Straight facts
very real. also, thats a crazy side business you got, kinda inspired me - what tech stack are you using in most of those projects?
It is mainly Node Js and Tailwind CSS 👍 . Also some no code tools. You can always email me if you want a more in-depth explanation.
Bro I am currently 16 years old and want to be in robotics and ai
But I am worried that by the time I graduate college there willn't be need for engineers because of AGI or AI. Any tips?
just switch
You’ll be fine. AI isn’t going to fully automate your job and an actual AGI is so far off from being a real thing that when it does happen, all jobs will be automated at that point no matter what industry.
You’re gonna be fine, don’t be a bot and AI won’t take ur job.
I can't imagine the expenses in NYC. Damn. I'm broke and can't even afford my $1400 rent in NC. But I also have yet to start my career in IT.
Keep going and it'll work out for sure!
Fire video bro! Did Cap1 let you choose your location?
yup
Bro don’t pay rent. Invest that money in buying your own place in the city. Second, try to learn how to cook at least the basic. If u spend at least 500 on groceries per month, that would last u for a more than a month. And trust me, you’ll have less expenses
yea for sure need to get groceries and trying to get my own place soon that i can have equity in it haha
is you doing MCA from india or usa ?
Yo so I'm about to work at C1 this aug and I wanted to ask something, they cool with you having a business on the side? Cuz I saw your last video and I ain't gonna lie you put me on game so I thought about doing that while working
game recognize game🤝 if you ever need an accelerated path i can always mentor. And they are cool with it
Nice! I think saving anywhere between 10-30% of your take home pay is good for saving. More is better but something is better than nothing.
of course! Would love to hit that 40% mark though
7:01
saving 2000 or less is not good enough? bro I wish I can save that kind of money each month currently. even if I never go out and enjoy life and make as much as possible, I would barely crack $900 and I'm obviously not going to do that, so I'm not hitting those numbers.
you will be able to soon enough and even surpass that 🔥 !!
idk how you are only spending $600-700 on food in NYC, each doordash/uber for me is like $22, if I do that 3 times a day its $66, so in a month its already $1.9-2k. A dinner date on the weekend is already $150 for 2 if you pay for your date.... do that 4 times a month its $600, Im spending $2.6k on food a month
2.6k is crazy haha but i do make breakfast and lunch sometimes so that’s probably why I save some. Pop some chicken breast for lunch/dinner call it a day.
It’s called grocery shopping
@@castashin 😭
Dude, I spend about the same for food, ordering lunch and dinner in Dubai. So don't worry, you are spending average on food
well dubai isnt the cheapest is it 😅
bro said I m making good "bread" lmaoo he really from NYC
Am i converted?
@@rkumarv 😂😂😂 the NYC tech bros accept your offer 🤴🏿
To somebody who lives comfortably on $30k in the UK, these figures are wild!
always room to grow 🙌
bot money carrying hard🔥
yessir, that’s why i’m mentoring the next batch of bot devs 😎
How is your net pay that much? Are you subtracting federal, state, and local taxes? Are you subtracting the cost of medical insurance? I make just about that much and my net pay is not 70% after 401k contributions
It could depend on how much you are contributing to 401k. I’m also in Nyc so my taxes are higher. Interesting that we have varying net pays.
@@rkumarv I contribute the maximum to my 401k, about $885 bi-weekly. After taxes, social security, etc., I net about 67-68%
This why I love being an authentic new yorker, just started my first job as a software engineer and don't plan on paying no more than 2k on rent in the hood 😂
it was an option but then how can i get that nice window lighting to create content 🥴
@@rkumarv nah I feel that lol there's some new development rn in Uptown that looks good around the same price but it's still smack dab in the hood so I doubt we'll see people move in or if they do, they'll be gone within a year
168,000... gets dropped down to 82,000, WTF!!
Which university did you studied?
umd
ytu
broo.. rent scaring me assuming your in jc/brooklyn how much u think a 1br of the same caliber would cost in manhattan lol and how'd u go about finding ur apt? going to be starting new grad with a $160 base + stock + bonus, and tryna stay under 3.8k but not sure if this reasonable.
Pls talk about those ai ml like devin etc in coming 5 years
We're doomed
Wowww nice
I started witk 90k at Amex in 2019 in NYC.
did you get Platinum card for free 🙈
@@rkumarv More like they made me get an Amex card because the cafeteria only accepted Amex
Which university have you graduated from? What specialty did you study? I'm an incoming student. Thanks for the video❤
I studied Computer Science at the University of Maryland, College Park
Why is bro kinda...
relax
That rent payment would physically pain me every month😂 I think I’d rather live frugally and get a mortgage
Getting a equity based residence next year 🫡
fyi youre gonna pay more taxes than shown if you're bringing in an extra 130k+ a year as income. Wait til you do your taxes
trust i know 😞 , already experienced it
What tech skills are mostly on demand on usa ? Im learning web dev, im planning to do mern stack. Hows the demand for mern stack developer in the usa? What skills would u suggest me to learn i am really confused
Ur cooked
Learn python
@@savingsoulsforchrist6185 nah, i did core java 2 years back, so i decided to do java again, started java from past 4 and half month again and did some projects and got an internship atleast last week
less than 700 a month and you're door dashing twice a day? are you getting rice crispy squares delivered to you twice daily or something?
less than 700 a month?
@@rkumarv you said your food bill is like 680 a month. That’s not nearly enough to get good quality food delivered twice a day.
$3k for rent and it's not even contributing to any equity. That stings man. It's just evaporating in thin air but you're still killing it and just keep saving for a down-payment.
agreed looking to get something else in 2025
Most Definitely! @rkumarv
where you live ? I'm moving to ny soon and getting a decent place for less than 3500 is whole quest
on the streets brodie
have you ever tried for remote jobs?
no i have not, but running a business is remote isn’t it :)
Hello bro,I have a question, do you have a linkedn ?
yup check description
'Promo SM'
well, to be fair, it was a sponsorship 😂
Rent gonna kill you
already did
LOL ... Well, at least you are trying.
lmao what else can we do
You’re beautiful lol
homie glazing (but i appreciate it)
@@rkumarv no cap 🧢 anyways good luck on your life wishing you success, I’m 15 any tips on life like money or school?