2 issues experienced with Niva. 1. No toll free number for customer service. Even if you have an unlimited calling plan, you need balance on your phone to get your queries resolved. Gurleen, given you have a good relationship with Niva, please ask them to have a toll free number for customer service. It's a hassle if there's an emergency and you need to connect with them and don't have enough balance on phone 2. Online customer care is not helpful. Instant expert on chat are not useful. No help there. Requested for call back multiple times, got no calls. Having said that, once you connect with their representative on call they are very helpful and will get your queries sorted If you're buying from niva. Buy directly from them, they'll assign a Relationship manager who could take care of issues
Hello Mam but mene aapki 2 din videos dekhi aur kal he mene aapni Family ke liye Niva Bupa ReAssure insurance policy purchase 😅kar lee hai thank you for your helping videos
On internet Incurred claim ratio of niva bupa is coming out to be 50%, isn't that a bad value?. Should i worry about this? Please share your views about it
When you buy a health insurance plan, your health insurer will tell you which tests you need to undergo according to its pre-policy check up grid. You can't pick and choose the tests. If you are young and healthy, most likely you will not have to take any tests.
Madam, mera waiting time 2023 main aug main pura hoga. usky bad main ipd main all ipd treatment pa sakta hu kya cashless.? reassure achha hain kya? mera 10 lakh sum issured hain. cashless milta hain to.?
I have some queries. It will be helpful, if u can clarify my queries. 1) I am planning to buy Niva Bupa ReAssure. Is there is any benefit of purchasing it through policy Bazaar instead of buying the policy directly from their site. They mentioned like they will assign a manager and he will help during needful. 2) Is it possible to change the premium payment date once I started? 3) Is it possible to increase the coverage amount after some 6 years?
Hi Nidhish , Please contact us on WhatsApp/Call at 9650706699 & our team can help you resolve all your queries regarding Health Insurance. or you can fill up this form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thanks
Never purchase Niva Bupa. They are criminals, cheaters. They are to make money and never ever give you any claim. Also reject whoever recommend this cheating company
Hey Nidhish, I was almost sold on the Niva Bupa ReAssure policy by a PolicyBazaar agent but then I found some cases where PolicyBazaar didn't fulfill their promises to the policy holders, therefore I put the decision to buy a policy on hold. Now I doing my own research on all the policies. I just want to say that don't fully rely on what PolicyBazaar agent says.
Robotic hernia surgery One insurer settled one claim and they did not pay for robotic instrument charge which is 1.5 lac and other charges were settled I have niva bupa as second insurer health companion which covers upto 1 lac as sublimit but they haven’t mentioned if that covers robotic instrument charges or not. I have a question will niva bupa pay remaining amount if I claim. Is sublimit is on claim based or procedure based ?
Madam - I have a query in Niva Bupa Reassure 2.0 platinum, in policy bazar it says no copayment but in the policy wording document and in brochure nothing is clearly mentioned that no copayment is there kindly check and inform us
Is there any loading for BP and Diabetes while buying the policy? If we buy Disease management rider, BP & Diabetes get covered from day 1, so loading should not be done, I think. Further please let me know the percentage loading for BP & Diabetes
Indeed you provide useful information but you never talk about Super Top Up to be taken alongwith base policy in order t enhance the sum insured, if needed by someone.
Mam kya hum do policy ko ek he illnesss par use kar skte h kya jese mere pas govt policy b h but agar koi amount agar govt policy nahi degi to us amount ko private policy se le skta hu kya ya maan lo mera first claim 8 lac ka aya or meri niwabupa policy 5 lac ki h to kya bacha hua 3 lac m apni govt policy se le skta hu kya
I read in the policy working of Niva ReAssure that day care treatments are covered if person is admitted for more than 2 hours. Is it same in other companies also? Your views.
Yes, it is the same. Most day care procedures will take more than two hours. Other companies just don't mention hours but day care procedures are covered under many health insurance products now.
Apka explanation bahut accha laga.. Pls Niva Bupa Reassure plan ke bare me mera 2 question clear kore. 1. Is it good to buy the plan from policybazar Or direct from company on online? 2. Yearly health check up ke amount milta hai to?
Hi, please get in touch with us on WhatsApp/Call at 9650706699 & our team can answer all the queries related to Health Insurance. 😊 or you can fill up this form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thanks
Hi, need some help recently i asked my parents to move form star to niva bupa, and I opted for bronze one, even when with the payment. Once the KYC was done they email us with an extra charge of 7500 for my fathers pre illness, My father has diabetes, waiting period was over in star. I guess that should not effect on the payment. please help what I can do in this situation
Diabetes loading is there in Niva Bupa reassure 2.0, either you can choose for disease management rider - details here - ruclips.net/video/IJIaeb5G0FQ/видео.html or pay the loading amount
Mera reassure family plane hain 2 yers ho gia koi claim nahi lia. islia koi benefit hoga kya? 10laks ka sum assured hain mera kitna premium hoga ? august main premium hain mera . mera dob 2.3.87 hain wife ka dob 11.04.89 hain. 2 yers , 3 yers ke premium kitna hoga ?? From HOWRAH , WB
Please also clarify the upcoming changes (of both product and premium) in health companion policy. And post the changes what will be better health companion or reassure. I have health companion and going to complete 6 years. And now I any to increase my sum assured. Should I increase the sum assured as I have 5 + 95 super top up too ? Please guide through.
Vaibhav jee, will make a detailed video once the revised premiums for Health companion variant 2022 is out by next month. Meanwhile, you can get in touch with us at 9650706699 / 9810458605 for your specific query. Thanks
Mam mera 1 claim h jismain refill benefit k liya denied kiya jaa raha h mam last 60 days sa regularly niva bupa main baat kar raha hu but koi solution nahi h
Nice! I wanted to ask about tracking of health metrics (like steps) and related discounts. How do you measure? What they measure? and how does the discounts work? But I couldn't find this info anywhere.
Please check these videos : ruclips.net/video/NiHR2fl__KE/видео.htmlsi=WvKGN_Gvx3mNubeN , ruclips.net/video/sNCiJKW2QI4/видео.htmlsi=tnWLI9DiDEub56aa . These steps are noted on their mobile application
My HDFC floater premium have increased, i want to port it n will it make any difference in disease coverage like waiting of 2 yrs in some diseases, Family have been covered for last 8 yrs..
Hi, Please connect with us on WhatsApp/ Call at 9650706699 . Our team can help you choose a suitable plan according to your requirements. or you can just fill up this form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thanks
Dinesh jee, Please check all Niva Bupa health insurance policies comparison in the below video, you will get answer to all your queries. ruclips.net/video/yjNUVpBK4XA/видео.html
Sir, Super top up is an efficient and economical way to enhance your sum assured. There is no harm in buying super top policy as cost will be very low.
Ma'am i have some strange question about chemotherapy or immuno therapy as in max Bupa there is not mentioned that it's covered till upto sumassured and only it's showing its covered . Kindly describe about this as have question from my customer?
Kya neva Bupa reassurance individual policy ko marriage k baad family floter me change Kara sakte h, premium per kya difference aayega? Kya self ka waiting period bhi jyada ho jayega?
Hi, as per vdo, the restoration will get triggered as soon as claim settlement done and if balance available that too will get carried fwd, i.e. 3 L + 5L ~ 8L, if so, then would super top will get kick in if opted for? Say 30L SI vs 10L base + 20L super topup?
So, after the base sum assured / deductible whichever is lower, the super top policy will become active. It is your choice and you can use wither restore or super top up
Madam....mere pas star compehensiv policy hai....but apke vedio dekhne ke bad muje niva bupa reassure 2.o me interested hu.But muje mere as pas kis agent ke pas karu,may individual family floter korna chata....star ki policy port Kor na chata.....
@@GurleenKaurTikku So even if my claim in optima restore is more than the base sum assures and no claim bonus, they will allow it? Like, reassure? Right?
मॅडम मैने ऑनलाईन NIVA BUPA REASSURE Family Floater लिया है. क्लेम करने में प्रॉब्लेम आयेगा क्या. मैने 19/02/2019 से ली है.अभी तक मुझे कुच्छ भी प्रॉब्लेम नही.लेकीन ऐन वक्त पे कुच्छ प्रॉब्लेम आया तो हमारी मद्द करोगी क्या. आपका u tube व्हिडिओ देखकर पॉलिसी लियी थी.
Customer care response is very slow , no reply from them after messaging to many times, no call response, customer care respons is very poor, customer care call does not connect
1. Niva bupa max saver vs Niva bupa Reassure 2.0 which is better ? 2. Single private ac room means no limit upto single private ac room or only single private ac room
1. So, Niva Bupa max saver is combination of a base policy and a super top up, it is better to have super top up along with base policy as a back up 2. Single private room category is covered, there is no limit
Meine policy bazaar se meri mom k liye star health k diabetes safe plan se niva bupa ki reassure policy me 4 din pehle port karvaya hai. Policy bazar k executive k anusar policy ko samjate samay policy me rider kabhi bhi liya ja sakta hai (jisme bandage syringe food etc... Bhi add kar sakte he) aisa kaha gaya tha. Ab aaj jab mene kaha ki muje rider add karna he to wo muje keh rahe he ki wo renewal k samay aap kara sakte ho . Bich me kabhi bhi nahi. Ab muje kya karna chahiye?
Bhavesh jee, riders can be added or removed from the policy at the time of renewal only, there is no option to do so in mid term. Apko renewal tak wait karna hoga
I have bought my policy online through policy bazar. so no agent was involved. is it bad for me and how to get agent involved in it. my renewal is in upcoming august.
mam niva bupa wale nhi suntay hai customer ki baat , mai pachta raha hu health insurence plan leke.. jissay bhi baat hoti hai esa lagta hai ki insko khud hi plans ka nhi pta... transparency bhi nhi rkhte hai baato may , bus pay kardo inko fir uske baad bthatay hai ki ab aapke charges is wajah se badh rhe hai etc etc..
Mam meri mother ka 1 lakh ka United India insurance ki ek base policy hai which is very less. Wo v more than 10 yrs se running hai..now she is 50 yrs ....nd suffering from Diabetes/BP/heart ailments...so what should i do!! Should I opt for a super-top up plan over that or should I go for a fresh policy? I am very much worried about her health!! Please help me.
Hi Gurleen Ji- agar online lene time PED declare karne mein ek chuth gaya aur policy doc mil chuka to kya firse customer care mein email karke declare kar sakta hu? Kya wo officially declare mana jayega?
Both are great but it all depends on your requirements from your health insurance policy. You can connect with us on WhatsApp/Call at 9650706699 & our team can help you choose accordingly. Thanks
Safeguard is an add-on which you opt for to get cover for consumables. Consumable or non-medical items are one time use and throw items such as gowns, gloves, syringes, cotton etc. which are not covered in the main product. Since these products these days form around 10-15% of your overall medical bill in any hospital, you need to get cover for them as well. Niva bupa offers this cover through a rider called safegaurd.
Mukesh jee, Portability is a personal choice. It should depend on a lot of factors, you can check detailed video here- ruclips.net/video/dQd0u2-_UF8/видео.html
Waiting period 2 years completed and then switch policy to other company in such case what will happen Again 2 years waiting or new insurance company will give benefits from next month onward .
Hi ma’am I was looking for a policy for my parents age 54,52 . I am confused between nova bupa super saver (10+90 L) vs star health family health optima 15L. Can you suggest which one will be better? Thanks
Hi, Please connect with us on WhatsApp/ Call at 9650706699 . Our team can help you choose a suitable plan according to your requirements. or you can just fill up this form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thanks
Hi mam . Iam recently taken insurance card from my company. Ihave 2 kids .elder kid 3 yers complete. Now i want cnane her name then what is the process to change name. Please telll me it's urgent because name entry in ration card also.
Ma'am u took a question about negative views n news of niva Bupa, but your reply is related to non disbursement of claims,ma'am we need ans. of specific questions..respons of no claim disbursement is all for all co., We just want to know only about niva Bupa, your ans related to general reasons of non disbursement..pls give ans related to niva Bupa , only this fund hv much negative
I totally agree with you Vikas Ji. Gurleen Mam please note this - General things are always easy to find but when people ask anything in comments, it means they need specific answers. The least you can do is be upfront about whether you can give a specific answer or not. We love your content and just want it to be even better. Best wishes
Hi, we have made a detailed video on Tata AIG Medicare Premier Plan on our channel. Link : ruclips.net/video/CQUFFxSMgxI/видео.html We will be reviewing more plans in the future. Keep Watching :)
Mam I have a question regarding niva Bupa reassure.my renewal date october.but I want to enable auto-pay option.some technical issues not enebled.now in this renewal date how get i 2.5 discount
Avijit ji, you can set up standing instruction for auto-debit one month before your policy renewal. You have time, please contact Niva Bupa customer care, they'll assist you.
Kya cataract surgery pe capping hai According to my eye condition Doctor had recommends me Alcol vivity Monofocal lens costs Rs 1.6 lacs. Can I get claim of this amount Please reply
I have taken health companion from niva bupa, should I renew it to a reassure policy. I came to know from someone that some features will be upgraded in health companion in this year. Should I continue health companion or change to reassure policy for better benefits? Also please advise should I continue health recharge policy after taking health reassure policy.
Atul jee, if your renewal is falling august onward, you can check with insurance company before renewing as changes of HC new variant will be applicable after july. If it falls before that, you can consider changing it to reassure
I took a Health insurance from HDFC bank for Niva Health plus he told me that it will cover 25 lakhs Sum. I got the insurance I was being charged 12.5k . So that part is done but when I tried to search my policy details wasn’t able to find my details it only shows user is not updated with us. So I called customer care they told me that I have Group policy not a retail policy . Obviously I don’t have any idea I asked is it valid or not they said yes it is valid only show the member ID but you won’t be able to find your details on app or website. So I hung up the call because even the care person was not able to answer my questions. That’s why I came to you Mam ,Please suggest if it is valid policy or I got scammed by bank?
Hi Kaushik, if you have a group health insurance, the benefits are different from the retail policies. Your policy is valid and will be covered when required.
I had purchased niva Bhupa reassure floter policy for 10 Lacs from policy bazar ...now it's going to renew in 10 day mean by 31 dec 22...can change my agent from policy bazar to your team...pl do confirm
Excellent, really you're professional! Thanks for details!
Thank you so much !
Keep Watching :)
Niva Bupa aspire plan mein modern treatment main kya sabhi robotic surgery 100% cover hai
Your channel is best for medical insurance related doubts
Thanks a lot, keep watching !
2 issues experienced with Niva.
1. No toll free number for customer service. Even if you have an unlimited calling plan, you need balance on your phone to get your queries resolved.
Gurleen, given you have a good relationship with Niva, please ask them to have a toll free number for customer service. It's a hassle if there's an emergency and you need to connect with them and don't have enough balance on phone
2. Online customer care is not helpful. Instant expert on chat are not useful. No help there. Requested for call back multiple times, got no calls.
Having said that, once you connect with their representative on call they are very helpful and will get your queries sorted
If you're buying from niva. Buy directly from them, they'll assign a Relationship manager who could take care of issues
You said to buy directly from them. Means where? through their niva bupa website. And not through a agent.? Is it what you are saying
Hello Mam but mene aapki 2 din videos dekhi aur kal he mene aapni Family ke liye Niva Bupa ReAssure insurance policy purchase 😅kar lee hai thank you for your helping videos
On internet Incurred claim ratio of niva bupa is coming out to be 50%, isn't that a bad value?. Should i worry about this? Please share your views about it
Mam before buying policy pls suggest which medical chk up is good how many type of test required to buy a policy.
When you buy a health insurance plan, your health insurer will tell you which tests you need to undergo according to its pre-policy check up grid. You can't pick and choose the tests.
If you are young and healthy, most likely you will not have to take any tests.
Madam,
mera waiting time 2023 main aug main pura hoga. usky bad main ipd main all ipd treatment pa sakta hu kya cashless.? reassure achha hain kya? mera 10 lakh sum issured hain. cashless milta hain to.?
I have some queries. It will be helpful, if u can clarify my queries.
1) I am planning to buy Niva Bupa ReAssure. Is there is any benefit of purchasing it through policy Bazaar instead of buying the policy directly from their site. They mentioned like they will assign a manager and he will help during needful.
2) Is it possible to change the premium payment date once I started?
3) Is it possible to increase the coverage amount after some 6 years?
Hi Nidhish , Please contact us on WhatsApp/Call at 9650706699 & our team can help you resolve all your queries regarding Health Insurance.
or you can fill up this form & our team can connect with you directly.
FORM LINK : hareepatti.com/contact-us/
Thanks
Never purchase Niva Bupa. They are criminals, cheaters. They are to make money and never ever give you any claim. Also reject whoever recommend this cheating company
Hey Nidhish, I was almost sold on the Niva Bupa ReAssure policy by a PolicyBazaar agent but then I found some cases where PolicyBazaar didn't fulfill their promises to the policy holders, therefore I put the decision to buy a policy on hold. Now I doing my own research on all the policies. I just want to say that don't fully rely on what PolicyBazaar agent says.
@@Blog_of_Truth good
Robotic hernia surgery
One insurer settled one claim and they did not pay for robotic instrument charge which is 1.5 lac and other charges were settled
I have niva bupa as second insurer health companion which covers upto 1 lac as sublimit but they haven’t mentioned if that covers robotic instrument charges or not. I have a question will niva bupa pay remaining amount if I claim. Is sublimit is on claim based or procedure based ?
Kya monthly primium fast days se lesakte hi
Madam - I have a query in Niva Bupa Reassure 2.0 platinum, in policy bazar it says no copayment but in the policy wording document and in brochure nothing is clearly mentioned that no copayment is there kindly check and inform us
Is there any loading for BP and Diabetes while buying the policy? If we buy Disease management rider, BP & Diabetes get covered from day 1, so loading should not be done, I think. Further please let me know the percentage loading for BP & Diabetes
Mam , what is cataract coverage in health companion policy niva Bupa . I live in Delhi
Indeed you provide useful information but you never talk about Super Top Up to be taken alongwith base policy in order t enhance the sum insured, if needed by someone.
Does same restoration apply for star health assure policy
Mam kya hum do policy ko ek he illnesss par use kar skte h kya jese mere pas govt policy b h but agar koi amount agar govt policy nahi degi to us amount ko private policy se le skta hu kya ya maan lo mera first claim 8 lac ka aya or meri niwabupa policy 5 lac ki h to kya bacha hua 3 lac m apni govt policy se le skta hu kya
I read in the policy working of Niva ReAssure that day care treatments are covered if person is admitted for more than 2 hours. Is it same in other companies also? Your views.
Yes, it is the same. Most day care procedures will take more than two hours. Other companies just don't mention hours but day care procedures are covered under many health insurance products now.
Reassure family floater me pancreatic detection ka ilaj kitne din baad ho sakta hai
Worth to watch her videos
Thank you so much !
It was kept in my Watch Later list, just watched it!
ThankYou so much Gurleen Ji, this video is very informative and helpful.
Glad it was helpful ! Thank you so much, keep watching 😊
Good Information keep it up with more videos on Niva Bupa other plans, such as Senior First
Thank you jee :) Keep Watching
Excellent, just want to know can waiting period can be reduced from 2yrs to 1yrs..?
No provision in Niva Bupa as of now
Apka explanation bahut accha laga.. Pls Niva Bupa Reassure plan ke bare me mera 2 question clear kore.
1. Is it good to buy the plan from policybazar Or direct from company on online?
2. Yearly health check up ke amount milta hai to?
Max choose policy from direct web only
Hi, please get in touch with us on WhatsApp/Call at 9650706699 & our team can answer all the queries related to Health Insurance. 😊
or you can fill up this form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/
Thanks
@@RHAvikramvikasrathod why it's better to buy directly from the website and not through a agent.?
Hello tikkun ji , is niva bupa reassure is having health checkup at the start of a policy?
Yes, you can buy anytime after buying the policy
I had my angioplasty in 2016.can i buy reassure niva bupa policy
Mam humne 3 baar additional documents add Kiye hai or vo approved bhi hue hai pr 4 time ke liye nhi hora
If we take 10 lakh SI + 50 lakh top up will it be a good combination instead of taking SI of 25 lakh. Please advise
Yes , Hospital prices are in inflation , best suggestions would be 10lakh SI + 90lakh top up.
Hi, need some help recently i asked my parents to move form star to niva bupa, and I opted for bronze one, even when with the payment. Once the KYC was done they email us with an extra charge of 7500 for my fathers pre illness, My father has diabetes, waiting period was over in star. I guess that should not effect on the payment.
please help what I can do in this situation
Diabetes loading is there in Niva Bupa reassure 2.0, either you can choose for disease management rider - details here - ruclips.net/video/IJIaeb5G0FQ/видео.html or pay the loading amount
Mera reassure family plane hain 2 yers ho gia koi claim nahi lia. islia koi benefit hoga kya? 10laks ka sum assured hain mera kitna premium hoga ? august main premium hain mera . mera dob 2.3.87 hain wife ka dob 11.04.89 hain. 2 yers , 3 yers ke premium kitna hoga ?? From HOWRAH , WB
Please also clarify the upcoming changes (of both product and premium) in health companion policy. And post the changes what will be better health companion or reassure. I have health companion and going to complete 6 years. And now I any to increase my sum assured. Should I increase the sum assured as I have 5 + 95 super top up too ?
Please guide through.
Vaibhav jee, will make a detailed video once the revised premiums for Health companion variant 2022 is out by next month.
Meanwhile, you can get in touch with us at 9650706699 / 9810458605 for your specific query.
Thanks
Very well answered to all the questions
But i had one question dat navi bupa has in house tpa....?
Thank you 😊 & answering your query - Yes, Niva Bupa has an In-House TPA
Mam mera 1 claim h jismain refill benefit k liya denied kiya jaa raha h mam last 60 days sa regularly niva bupa main baat kar raha hu but koi solution nahi h
Nice!
I wanted to ask about tracking of health metrics (like steps) and related discounts. How do you measure? What they measure? and how does the discounts work? But I couldn't find this info anywhere.
Please check these videos : ruclips.net/video/NiHR2fl__KE/видео.htmlsi=WvKGN_Gvx3mNubeN , ruclips.net/video/sNCiJKW2QI4/видео.htmlsi=tnWLI9DiDEub56aa .
These steps are noted on their mobile application
My HDFC floater premium have increased, i want to port it n will it make any difference in disease coverage like waiting of 2 yrs in some diseases,
Family have been covered for last 8 yrs..
Hi, Please connect with us on WhatsApp/ Call at 9650706699 .
Our team can help you choose a suitable plan according to your requirements.
or you can just fill up this form & our team can connect with you directly.
FORM LINK : hareepatti.com/contact-us/
Thanks
You should opt in for optima secure
Niva ka health recharge means super top Vs
niva ka reassure refill ...dono m kya difference haim.
Dinesh jee, Please check all Niva Bupa health insurance policies comparison in the below video, you will get answer to all your queries.
ruclips.net/video/yjNUVpBK4XA/видео.html
If reassure plan ,need supertop plan need or not
Sir, Super top up is an efficient and economical way to enhance your sum assured. There is no harm in buying super top policy as cost will be very low.
Ma'am i have some strange question about chemotherapy or immuno therapy as in max Bupa there is not mentioned that it's covered till upto sumassured and only it's showing its covered .
Kindly describe about this as have question from my customer?
Thank you so much Mam very good information that helps a lot 👍🏻🙏 once again Thanks
Thank you, Keep watching !!
Very informative..pl make updared video on Adity Birla active health insurance enhanced..with claim support. Regards
Non medical equipments covered in Niva bhupa Reassure ??
Lgta hai sare questions kisi competitor agent ne puche hai 😂
Gurleen ji as usual u r mind blowing with ur all answers
😂
What about mental health and psychotherapy treatment
Kya neva Bupa reassurance individual policy ko marriage k baad family floter me change Kara sakte h, premium per kya difference aayega? Kya self ka waiting period bhi jyada ho jayega?
Yes, you can convert to Family floater, premium will be charged for 2 people
No waiting period on self
Best answer received from you madam 👍🏻
Thank you so much !
Hi, as per vdo, the restoration will get triggered as soon as claim settlement done and if balance available that too will get carried fwd, i.e. 3 L + 5L ~ 8L, if so, then would super top will get kick in if opted for? Say 30L SI vs 10L base + 20L super topup?
So, after the base sum assured / deductible whichever is lower, the super top policy will become active. It is your choice and you can use wither restore or super top up
Madam....mere pas star compehensiv policy hai....but apke vedio dekhne ke bad muje niva bupa reassure 2.o me interested hu.But muje mere as pas kis agent ke pas karu,may individual family floter korna chata....star ki policy port Kor na chata.....
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
Thank you !
Mam agar ressure 2.0 li jaye ar maternity hospitalization treatment cover hoga?
no, not covered
Refill/Restore benefit, which one has it better?
HDFC Optima or Niva Bupa Reassure?
Niva Bupa Reassure and HDFC ergo restore both have same unlimited refill benefit now
@@GurleenKaurTikku So even if my claim in optima restore is more than the base sum assures and no claim bonus, they will allow it? Like, reassure? Right?
मॅडम मैने ऑनलाईन NIVA BUPA REASSURE Family Floater लिया है.
क्लेम करने में प्रॉब्लेम आयेगा क्या.
मैने 19/02/2019 से ली है.अभी तक मुझे कुच्छ भी प्रॉब्लेम नही.लेकीन ऐन वक्त पे कुच्छ प्रॉब्लेम आया तो हमारी मद्द करोगी क्या. आपका u tube
व्हिडिओ देखकर पॉलिसी लियी थी.
Plz explain 1 lakh limit of modern treatment.
Robotic surgery limit of 1 lakh 🙏 list of under 1lakh limit
Customer care response is very slow , no reply from them after messaging to many times, no call response, customer care respons is very poor, customer care call does not connect
Regarding issuance of policy?
1. Niva bupa max saver vs Niva bupa Reassure 2.0 which is better ?
2. Single private ac room means no limit upto single private ac room or only single private ac room
1. So, Niva Bupa max saver is combination of a base policy and a super top up, it is better to have super top up along with base policy as a back up
2. Single private room category is covered, there is no limit
@@GurleenKaurTikku so if i purchase niva bupa max saver can i choose any room which is available ?
Kya Coverd amount after 3or4 year increase kiya ja sakta hai ?? In ReAssure Direct plan
Health policy sirf 3 saal ka hota hai uske baad renewal, aap aram se renewal pe covered sum insured badha sakte hai.
Yes, can be increased in any health insurance policy as per terms &conditions and fresh underwriting
Mera Niva bupa policy li hai meri wife 18 Feb se admit hai first approval cashless 24750 ka agaya hai final approval me kya hoga
Meine policy bazaar se meri mom k liye star health k diabetes safe plan se niva bupa ki reassure policy me 4 din pehle port karvaya hai. Policy bazar k executive k anusar policy ko samjate samay policy me rider kabhi bhi liya ja sakta hai (jisme bandage syringe food etc... Bhi add kar sakte he) aisa kaha gaya tha. Ab aaj jab mene kaha ki muje rider add karna he to wo muje keh rahe he ki wo renewal k samay aap kara sakte ho . Bich me kabhi bhi nahi. Ab muje kya karna chahiye?
Mom ki age 63 he. Unka star health me diabetes safe plan me 10 lacs ka mediclaim policy tha
Bhavesh jee, riders can be added or removed from the policy at the time of renewal only, there is no option to do so in mid term.
Apko renewal tak wait karna hoga
I have bought my policy online through policy bazar. so no agent was involved. is it bad for me and how to get agent involved in it. my renewal is in upcoming august.
Vivek jee, you can connect with our team on Monday on WhatsApp/Call at 9650706699
Thanks
Policy bazar se lenge toh sahi hoga kya??
mam niva bupa wale nhi suntay hai customer ki baat , mai pachta raha hu health insurence plan leke.. jissay bhi baat hoti hai esa lagta hai ki insko khud hi plans ka nhi pta... transparency bhi nhi rkhte hai baato may , bus pay kardo inko fir uske baad bthatay hai ki ab aapke charges is wajah se badh rhe hai etc etc..
Mam meri mother ka 1 lakh ka United India insurance ki ek base policy hai which is very less. Wo v more than 10 yrs se running hai..now she is 50 yrs ....nd suffering from Diabetes/BP/heart ailments...so what should i do!! Should I opt for a super-top up plan over that or should I go for a fresh policy? I am very much worried about her health!! Please help me.
Just increase the basic sum assured. That would be the best decision considering she already is suffering from so many ailments
It'll be difficult to get a super top-up policy because of PEDs, it is recommended to enhance the existing cover at the time of renewal.
Does niva bupa reassure cover cataract surgery after 2 years? Or 3 years? Or don't cover? If so is there any limit ?
Covered after 2 years, if the issue is Pre existing, then 3 years
Mono focal lenses are paid
@@GurleenKaurTikku is there any limit per eye ? Mono focal lens means... only for these lens, it is paid? Thankyou for replying.
will injuries through sports like cricket, football, basketball etc be covered in the policy?
Yes, covered
Meme health campanion pla mai cataract ke liye koi sub limit hai keya niva bupa mai ?
No sub limit, however mono focal lenses are paid
Is that any application of niva Bupa sonwe can claim by application
Max Bupa Policy 1 claime 12lakh ka ho and sume insured 5l ka liya ho to sum insured reffil hoga?
It will be refilled for next claim
if i book a test in nivabupa app ( health check up) can it affects to my booster benifits.
No
Hi Gurleen Ji- agar online lene time PED declare karne mein ek chuth gaya aur policy doc mil chuka to kya firse customer care mein email karke declare kar sakta hu? Kya wo officially declare mana jayega?
Abhishek jee, you should immediately declare the PED, the decision will be as per underwriting team on your policy.
Mam is very supportive
Thank you jee !
Which is best insurance between Aditya Birla 1cr and Niva Bupa super saver (10+90)
Niva bupa ..
@@RHAvikramvikasrathod why?
Both are great but it all depends on your requirements from your health insurance policy.
You can connect with us on WhatsApp/Call at 9650706699 & our team can help you choose accordingly.
Thanks
Can you explain the Safeguard benefit in niva bufa health insurance?
Safeguard is an add-on which you opt for to get cover for consumables. Consumable or non-medical items are one time use and throw items such as gowns, gloves, syringes, cotton etc. which are not covered in the main product. Since these products these days form around 10-15% of your overall medical bill in any hospital, you need to get cover for them as well. Niva bupa offers this cover through a rider called safegaurd.
Madam In Reassure plan BP ND DIABETIES they WILL cover if hospitalization please confirm
Jee, You can choose the Smart Health+ Rider with Niva Bupa ReAssure Plan 😊
Hello, if I migrate from Health Companion to Reassure, do I need to disclose PED ?
Yes, you need to disclose PED in case of internal portability also
@@GurleenKaurTikku thanks
Madam meri policy ko Port karna hai HDFC ego se niva Max Bupa lena hai...6k difference a rahai ....kiya right decision hai...plz help me ...
Mukesh jee, Portability is a personal choice. It should depend on a lot of factors, you can check detailed video here- ruclips.net/video/dQd0u2-_UF8/видео.html
Thank you mam for replying my question❤
OPD mein kya kya cover nhi krta hain??
In OPD doctor consultation, medicines and diagnostic tests are covered upto the limit specified
Waiting period 2 years completed and then switch policy to other company in such case what will happen
Again 2 years waiting or new insurance company will give benefits from next month onward .
If you port, then continuity benefits will be given
Hi ma’am I was looking for a policy for
my parents age 54,52 . I am confused between nova bupa super saver (10+90 L) vs star health family health optima 15L. Can you suggest which one will be better? Thanks
Hi, Please connect with us on WhatsApp/ Call at 9650706699 .
Our team can help you choose a suitable plan according to your requirements.
or you can just fill up this form & our team can connect with you directly.
FORM LINK : hareepatti.com/contact-us/
Thanks
@@GurleenKaurTikku hello.. what are your fees for recommending a policy?
Ma'am can you make a video about future generali health insurance
Noted !
Will shoot a video soon :)
Thnak u😊
Good evening madam ,I have submitted for claim amount of 20,700 now when I check it is showing only approved for 10,200
Please check with insurance company directly for the reason of the same.
Hi mam . Iam recently taken insurance card from my company. Ihave 2 kids .elder kid 3 yers complete. Now i want cnane her name then what is the process to change name. Please telll me it's urgent because name entry in ration card also.
Kids name change process tell me mam please.
Madam If Customer as already PED can he claim For different illnes please clarify
Reply pls
Mam ICR of Niva Bupa is appx 56%, which seems to be less. Your opinion/suggestions please
If ICR is above 50% , it will not cause an issue at the time of claims
. Thanks mam.You explain the subject in a very very easy way.
Pl keep it up
Mam can I add safegard option in current running policy
No
Can u tell something about niva bupa group health plus individual policy benefits
For any queries, feel free to connect with us on WhatsApp/Call at 9650706699
Our team can assist you.
Ma'am u took a question about negative views n news of niva Bupa, but your reply is related to non disbursement of claims,ma'am we need ans. of specific questions..respons of no claim disbursement is all for all co., We just want to know only about niva Bupa, your ans related to general reasons of non disbursement..pls give ans related to niva Bupa , only this fund hv much negative
Noted, Thanks for the valuable feedback.
Will definitely work on this.
I totally agree with you Vikas Ji. Gurleen Mam please note this - General things are always easy to find but when people ask anything in comments, it means they need specific answers. The least you can do is be upfront about whether you can give a specific answer or not. We love your content and just want it to be even better. Best wishes
kindly throw some light on TATA AIG insurance i am interested in buying it.
Hi, we have made a detailed video on Tata AIG Medicare Premier Plan on our channel. Link : ruclips.net/video/CQUFFxSMgxI/видео.html
We will be reviewing more plans in the future.
Keep Watching :)
Mam my father take 3 dipression medicine from last 15 years can I buy the policy for him age63
Nandan jee, you can try but looks difficult in your case
Madam money saver plan kaisa hai nivas bupa ka
By birth koi issue hone par child koi plan me add kar sakte hai
Congenital ( by birth) issues me policy nahin milti
@@GurleenKaurTikku co payment par
Mam agar koi Ghar me ladder se gir gya ho aur uska acl tear ho gya ho to kya wo policy me cover hoga
If it requires hospitalisation, it will be covered.
Agar OPD treatment hain, like fracture- then not covered
@@GurleenKaurTikku mam hospitalization hoga aur surgery bhi hogi lekin mujhe abhi health insurance policy liye 10 mahine hi hua hai
Mam I have a question regarding niva Bupa reassure.my renewal date october.but I want to enable auto-pay option.some technical issues not enebled.now in this renewal date how get i 2.5 discount
Avijit ji, you can set up standing instruction for auto-debit one month before your policy renewal. You have time, please contact Niva Bupa customer care, they'll assist you.
Kya cataract surgery pe capping hai
According to my eye condition Doctor had recommends me Alcol vivity Monofocal lens costs Rs 1.6 lacs. Can I get claim of this amount
Please reply
Only mono focal lenses are paid
@@GurleenKaurTikku
Can your mediclaim policy bear monofocal lens costs Rs, 1200000. for cataract surgery
How many times critical illness is covered in niva bupa reassure plan for same person and same disease?
Unlimited numbe of times
Thank you so much ma'am
Keep watching !
Can I add safeguard optional benefits of health insurance policy of niva buppa after renewal of 20days
Can I
No, can be done only at the time of renewing the policy. Still, you can try requesting
I have taken health companion from niva bupa, should I renew it to a reassure policy. I came to know from someone that some features will be upgraded in health companion in this year. Should I continue health companion or change to reassure policy for better benefits?
Also please advise should I continue health recharge policy after taking health reassure policy.
Hi, request you to kindly confirm on the same as my renewal is due.
Atul jee, if your renewal is falling august onward, you can check with insurance company before renewing as changes of HC new variant will be applicable after july.
If it falls before that, you can consider changing it to reassure
Thank you for your advise
Does the Navi Bupa Reassure plan provide pan india coverage or is there a copayment applicable if one were to get treatment in a high zone area?
You can claim anywhere in India without any co payment
I took a Health insurance from HDFC bank for Niva Health plus he told me that it will cover 25 lakhs Sum. I got the insurance I was being charged 12.5k . So that part is done but when I tried to search my policy details wasn’t able to find my details it only shows user is not updated with us. So I called customer care they told me that I have Group policy not a retail policy . Obviously I don’t have any idea I asked is it valid or not they said yes it is valid only show the member ID but you won’t be able to find your details on app or website. So I hung up the call because even the care person was not able to answer my questions.
That’s why I came to you Mam ,Please suggest if it is valid policy or I got scammed by bank?
Hi Kaushik, if you have a group health insurance, the benefits are different from the retail policies. Your policy is valid and will be covered when required.
I had purchased niva Bhupa reassure floter policy for 10 Lacs from policy bazar ...now it's going to renew in 10 day mean by 31 dec 22...can change my agent from policy bazar to your team...pl do confirm
Not possible jee
Medam ...OPD expenses covered hai Niva Bupa me???
Can be added as a rider
What is room type modification in reassure 2
Any room
Mam mere health insurance 23 ko expire ho gye hai kya me 24 ki date se continue kqr sakth ho kya plz tell me
Niva bupa ka hai
Aap jab renew karenge, us date se start hoga